She's On The Money

You've been offered a new job with better pay and less stress. But here's the catch: leaving your current role means giving up employee shares that might make you a millionaire one day. So… what would you do? We’re unpacking the emotional rollercoaster of choosing between short-term peace and long-term potential, why golden handcuffs are very real, and what we’d do if we were in her shoes (spoiler alert, we didn’t all agree). We also introduce you to LICs — ETFs' more mysterious (and slightly riskier) cousin — and unpack whether they deserve a spot in your portfolio. Plus the usual chaos, unfiltered opinions, and broke hacks you didn’t ask for but you’re getting anyway. Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here. Join our 300K+ She's on the Money community in our Facebook Group and on Instagram.  Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.

Ever wondered how She’s on the Money went from a Facebook group to a full-blown empire? In this special episode, she finally shares the real story: the chaos, the challenges, and the wild, unexpected moments that turned a side hustle into a multimillion-dollar brand. No highlight reel, just what actually happened behind the scenes. She also answers the questions we hear all the time: How do you know if your idea is worth backing? How do you grow an audience? And what would she do differently if she were starting today? Hit play for the business advice, behind-the-scenes tea, and lessons Victoria learned the hard way — so maybe you don’t have to. Watch Victoria's special Youtube video "Things I wish I knew before starting my (multimillion dollar) business!" FREEBIE ALERT: Try Constant Contact for free for 30 days and when you’re ready to take things to the next level you can use the code #SOTM30 to enjoy 30% OFF your membership for 6 months. Click here to try it! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.

You’ve probably heard the hype: tech jobs = massive salaries. But can you still get a slice of the pie if you don’t work in a technical role? This week’s Money Diarist is here to say… yes, you absolutely can. She’s in her early 30s, earning up to $650K "total comp" a year and building her dream home. But her path into tech was anything but traditional. No coding background, just a string of gutsy moves, lucky breaks, and saying yes before she felt “ready.” We talk about what big tech money actually looks like behind the scenes: the shares, the bonuses, the six-figure tax bills, the lifestyle creep... and the pressure that comes with it all. She’s open, honest, and full of wisdom about building wealth in a world that wasn’t necessarily built for her. If you’ve ever looked at a job description and thought, “I don’t tick all the boxes, so I won’t apply,” this one’s your sign to rethink what’s possible. Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.  Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.

Should you buy a house or invest the cash instead? That’s the exact question one of our community members is facing. After a separation and the sale of her home, she’s now sitting on a lump sum. But with property prices still out of reach, she’s torn: should she wait it out, buy in a cheaper area, or invest the money and build wealth another way? We also dive into a DM that seriously put our ethics to the test. Someone got undercharged at checkout, knew it, and walked away. Should she have gone back? Is it stealing… or just retail karma? Plus, we’re sharing some of the best broke tips and money wins including a genius hack to get 40% off pizza every time and a money-saving ways to use Google Image Search and Facebook Ads you’ve probably never thought of. Tap play for the laughs, the loopholes, and the life advice you didn’t know you needed.  Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here. Join our 300K+ She's on the Money community in our Facebook Group and on Instagram.  Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.

Your portfolio’s down, and the news is throwing around words like “correction” and “crash.” So... should you be worried? In this episode, Victoria breaks down what’s actually happening in the share market. What’s behind the dip, how global headlines (looking at you, Trump and your tariffs) rattle investor confidence, and why it messes with your decision-making. We're covering:📉 What’s actually driving the current market dip and why it’s not a sign to panic📉 Why your brain reacts so strongly to red numbers (and how to stop it messing with your decisions)📉 What history tells us about dips and what will likely happen next📉 What long-term investors (including Victoria) stay steady when the market gets dramatic Press play to feel less panicked, more informed, and genuinely better equipped to ride this one out.Listen to our last ep on the share market, Everyone’s Panicking About the Market... Here’s Why I’m Not (and You Shouldn't Either).Join our 300K+ She's on the Money community in our Facebook Group and on Instagram.  Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.

This week, Victoria sits down with a diarist whose story starts like a dream: swept off her feet, love-bombed, and suddenly living a life of superyachts, luxury cars, and first-class everything. But beneath the shine was something far more complex... and much harder to escape. In this deeply moving episode, she shares her experience with financial abuse, coercive control, and the moment she realised she had to leave, baby in arms, without a cent to her name. Her bravery, honesty, and financial comeback are nothing short of extraordinary, and this conversation is one every woman should hear. CONTENT WARNING: This episode contains discussions of domestic and financial abuse. If that’s triggering topic or not right for you, we encourage you to skip this one and take care of yourself. If you or someone you know needs support, please call 1800RESPECT/1800 737 732.FREEBIE: Make Mother’s Day extra meaningful in just a few minutes. Head to moonpig.com.au and use MUMSOTM at checkout for a free card. Because every mum deserves a Moonpig card. T&Cs apply.Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.  Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.

Would you move away from your family, friends, and entire support system just to own a home outright? Well this week’s Friday Drinks is all about big trade-offs, bold moves, and knowing your worth (even when it feels uncomfortable to ask for it). This week, one listener is thinking of quitting her FIFO job and selling her home to move interstate and live mortgage-free... it’s a huge lifestyle shake-up, but is the financial freedom worth it? And we’re also diving into a workplace conundrum that’s way too familiar: what to do when your title, your responsibilities, and your pay are definitely not on the same page... and how to confidently negotiate the raise you know you deserve. Plus, of course, we’ve got all the money wins, juicy confessions, broke tips, and Friday fun you know and love. Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here. Join our 300K+ She's on the Money community in our Facebook Group and on Instagram.  Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.

Are you still trying to get your head around what this budget means for you? Well Victoria went straight to Parliament House to sit down with Finance Minister & Minister for Women Katy Gallagher and ask the questions we actually care about... no fluff, no jargon, just real answers about what this budget means for you. They cover everything from HECS indexation changes and rent relief to energy bill support, women’s health funding, and that massive $27 billion deficit. And yes she straight-up asked if it’s all just pre-election hype.They unpack:💰What the Finance Minister actually does💰Can we get cost-of-living relief without wrecking inflation?💰That $27B deficit (and why it’s not just bad news)💰Big wins for women’s health: endo, menopause, bulk billing💰Rent support, housing plans, and the long game💰Why your groceries cost so much and what’s being doneHit play if you’re over the headlines and want to know what this budget actually means for your money. Join our 300K+ She's on the Money community in our Facebook Group and on Instagram.  Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.

This week’s diarist takes us inside a financial journey that will feel very familiar to anyone who’s ever used retail therapy to escape stress. From using Buy Now Pay Later for festival outfits and groceries to hiding debt from her partner (who works in finance, by the way), she found herself in a spiral of spending and shame and didn’t feel like she could tell anyone. That is, until one unexpected lunch conversation changed everything. What followed was a slow and steady journey out of debt, toward confidence, clarity, and a house deposit she once thought was impossible. She’s now paid off $5,000 in debt, saved over $15,000, and learned how to manage spending urges without giving up the things she loves. This episode is for anyone who’s ever used online shopping as a coping mechanism, avoided checking their balance, or felt like they’d already stuffed it. Tap play and remind yourself you’re not behind... you’re just getting started. Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.  Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.

If hearing the words “Federal Budget” makes your eyes glaze over… we’ve got you. In this bonus episode, Victoria breaks down what was actually announced in Australia's 2025 Federal Budget (straight from her hotel room in Canberra, right after leaving Parliament House). From tax cuts and HECS debt changes to childcare, housing, rent relief and energy bill support, this episode will help you understand what it actually means for your money. Whether you're a renter, a student, a parent, or just trying to keep up with the cost of living, this ep is for you. ⚠️ Note: This episode was recorded before the election was called. Since recording, the federal election has officially been set for May 3, so please, friends, make sure you're enrolled to vote and your details are up to date at aec.gov.au. Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.  Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.  See omnystudio.com/listener for privacy information.

Scared to start investing because you don’t want to mess it up? This one’s for you. This week, we’re tackling one of the most common DMs we get: How do I actually start investing without messing it up? We talk through the fear, the noise, and the pressure to “pick the right thing” and share how to take your first step with confidence. We also unpack a second dilemma that had us furious: a listener whose boss still owes her $5,000 in super and has completely ghosted her. We walk through what to do, how to report it, and why your future self can’t afford to let this one go. Plus we've got all the rouge content you know and love including an Aldi plumbing win (yes, really), an epic $10 rainbow cake, and some of the best money wins we’ve heard all week.Want to feel more confident with your investing? Our Investing Masterclass is now open for enrollments... come join us here! Starts April 1. Join our 300K+ She's on the Money community in our Facebook Group and on Instagram.  Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.

Think you're too behind to fix your finances? Victoria Devine was once right where you are. Before she was a best-selling author, business owner and the voice behind Australia’s number one money podcast, Victoria was financially stuck, overwhelmed, and winging it hard. In this episode, Bec puts Victoria in the hot seat to unpack her actual money journey… from the early paydays and panic-spending, to the moment she realised something had to change, and what happened next. Victoria shares:💸 The $40k debt moment that made her go, “OK, something has to change”💸 How ADHD shaped her money habits and the systems that actually helped💸 The mindset shift that completely changed her relationship with money💸 What to do when you’re spiralling or just feel totally stuck💸The one thing she’s seen every financially successful person do If you’ve ever felt behind, like you’re “just not good with money,” or that you’ve already made too many mistakes, this one’s for you. Want to start building wealth? Our Investing Masterclass is now open for enrollments... come join us here! Starts April 1. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.

This Money Diary starts with a bold move... buying a house with your partner less than a year into dating. And from there? Life happened. In big, unpredictable, deeply emotional ways.  She’s bought homes, sold homes (without an agent!), navigated love, loss, DIY renos, dodgy tenants, and some truly tough decisions—all while trying to stay on top of her finances. But it wasn’t easy, and it definitely wasn’t a straight path. If you’ve ever felt like life is throwing you curveballs while you’re just trying to make smart money moves... you’re going to feel seen in this one. Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.  Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.  See omnystudio.com/listener for privacy information.

There’s a lot of noise right now about using your superannuation to help buy your first home. And on the surface? It sounds pretty good. But in this episode, I break down show you exactly what happened when New Zealand tried this approach—and why it ended up hurting the very people it was meant to help. We’ll talk about rising prices, the impact on long-term wealth, and why this policy could affect everyone with super—not just first-time buyers. If you're thinking “but it’s my money, why not use it?”, this episode will make you think twice. Want to feel more confident with your investing? Our Investing Masterclass is now open for enrollments... come join us here! Starts April 1.  Join our 300K+ She's on the Money community in our Facebook Group and on Instagram.  Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.

Feeling like home ownership is totally out of reach? You’re not alone. With property prices skyrocketing, we’re looking at a surprising alternative—investing in commercial real estate. Could this be a smarter move than saving endlessly for a deposit? Or is it just another risk? We break down what you need to know before diving in. Then, we’re tackling an ethical investing dilemma—should you sell a stock if you don’t support the CEO? With Tesla and Elon Musk constantly making headlines, it raises a big question: do your investments need to align with your values, or should you focus purely on financial gain? And of course, it wouldn’t be a Friday episode without money wins that will have you cheering, broke tips to save you serious cash (including a bread-making hack that might change your grocery budget forever) and all the Friday fun you know and love.  Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here. Join our 300K+ She's on the Money community in our Facebook Group and on Instagram.  Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.

We’ve all seen the TikToks... vision boards, affirmations, “just think rich and you’ll be rich!” But does manifestation actually work, or is it just a glorified daydream? Some say it’s the secret to success, while others insist that financial freedom comes from strategy, not vibes. So what’s the truth? This week, we’re breaking down the science behind money mindset, manifestation, and what actually moves the needle on your finances. 🧠 Does manifestation really work or is it just luck?🧠 How your mindset influences your financial habits (without you realising it)🧠 The psychology behind money blocks and how to overcome them🧠 The proven strategies that help you attract and grow wealth Whether you’re a full-on manifestation girly or a straight-up skeptic, this episode will make you rethink how you approach money. Can a mindset shift actually change your bank balance? Let’s find out.Want to work on your strategy for building wealth? Our Investing Masterclass is now open for enrollments... come join us here! Starts April 1. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.

She was already in debt as soon as she even turned 18—because no one ever taught her how money worked. Growing up, financial security felt impossible, and without a game plan, she kept spiraling deeper into debt. Until one day, she made a choice: her kids would grow up differently. Now? She’s debt-free, earning six figures, and making sure her kids learn about money the right way. From pocket money hacks to making saving fun, she’s breaking the cycle and setting them up for financial success—something she never had. Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.  Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.  See omnystudio.com/listener for privacy information.

The news is making it sound like the sky is falling, your portfolio might be looking a little red, and you’re wondering… should I be worried? But before you make any big moves, let’s talk about what’s actually happening—and why staying the course might be your best move yet. In this episode, Victoria breaks down:📉 What’s really going on with the market (and why it’s not the end of the world)📉How to tune out the noise and avoid panic-driven money decisions📉Why dips are a normal part of investing—and how smart investors see them as an opportunity📉What Victoria is doing with her own investments right now📉Market downturn or investing discount? How to reframe what’s happening If you’ve been feeling unsure about what this all means for your money, this episode will help you make sense of it—without the stress.Want to feel more confident with your investing? Our Investing Masterclass is now open for enrollments... come join us here! Starts April 1.  Join our 300K+ She's on the Money community in our Facebook Group and on Instagram.  Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.

This week, we’re diving into a big money dilemma: should we be more open about celebrating financial wins, or does it make things uncomfortable with friends? If you’ve ever downplayed a pay rise, felt weird sharing a money win, or struggled with how to react to someone else's financial success, we're diving right into it. Plus we've got some seriously good money wins & broke tips snd all the usual Friday fun. Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here. Join our 300K+ She's on the Money community in our Facebook Group and on Instagram.  Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.

If you’ve ever felt unsure about whether you’re investing the right way, this episode is for you! We’re bringing back Glen James to tackle YOUR biggest investing questions—because even with all the info out there, investing can still feel confusing. We’re covering: When to change your investment strategy (and when to leave it alone) Should you invest with your partner? Or is keeping it separate better? What the Chemist Warehouse shake-up means for investors Tech ETFs—are they actually a smart move, or just another trend? Plus, Glen shares the one investing myth that drives him absolutely crazy—and why you need to stop believing it. Want to feel more confident with your investing? Our Investing Masterclass is now open for enrollments... come join us here! Starts April 1. Our last Q and A with Glen about investing is here. We covered things like CHESS sponsorship, investing in international markets and investing for kids. You can find Glen on instagram here and his campfire chat with Vince from Money Sherpa podcast episode is here. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.

Growing up, money was always tight. This week’s Money Diarist watched her parents work multiple jobs just to stay afloat, and from an early age, she learned to fear spending, avoid risks, and believe there would never be enough. That scarcity mindset followed her into adulthood. Now? She owns her home, is investing like a queen, and is finally feeling financially secure—but the journey here wasn’t easy. If you’ve ever felt anxious about spending, hesitant to invest, or stuck in a cycle of financial fear, this episode will speak to you. Breaking free from a scarcity mindset isn’t easy, but as our Money Diarist shows it’s absolutely possible. Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.  Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.  See omnystudio.com/listener for privacy information.

Happy International Women’s Day! Today, we’re celebrating by doing what we do best... helping you take charge of your financial future so you've got options queens! This week, we’re diving into the motherhood penalty... why so many women return from maternity leave to find their careers mysteriously “adjusted” (aka downgraded) and what you can do to protect yourself. We’re also unpacking super splitting... should you actually be doing it if you and your partner are planning to retire together? But it’s not all serious chats! We’ve got money wins to make you cheer, a broke tip to slash your restaurant bill in half, and a rogue IWD celebration from Bec that we’re still recovering from. Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here. Join our 300K+ She's on the Money community in our Facebook Group and on Instagram.  Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.

If you’ve ever left the supermarket wondering how did I just spend $100 on basically nothing?! you’re not alone. Groceries are out of control, and meal planning can feel like a full-time job. But today, budget meal queen Chelsea Goodwin from $10 Meals is here to prove that you can feed your family delicious, filling meals for just $10. From sneaky supermarket traps to the one food waste habit costing you hundreds every year, Chelsea is spilling all her best hacks to stretch your dollar further, without resorting to sad, boring meals. If you're sick of checkout shock and want to make real savings without sacrificing good food, this episode is a must-listen!This episode covers:🛒Chelsea’s secret to spending just $150 a week on groceries🛒The BIGGEST supermarket mistakes costing you extra $$🛒Budget-friendly swaps that keep meals tasty AND cheap🛒The #1 food waste mistake draining your wallet🛒Takeout cravings? How to meal plan like a pro and actually stick to itFREEBIE: Chelsea’s free 3-meal budget plan – Grab it here! Follow Chelsea for more genius budget meals:Instagram: @dollardollarmeal | Facebook: 10 Dollar MealsGet Chelsea's book: $10 Meals with Chelsea here. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.

For years, our Money Diarist thought she was doing okay financially—bills were paid, life was good, and saving for the future? That was a later problem. But at 45, she read her first finance book changed everything. Suddenly, she realised she had no real plan, no investments, and no idea how to make her money work for her. Fast forward to today, and she and her partner are completely debt-free, traveling full-time, and working just six months a year to fund their dream lifestyle. No mortgage, no office job, no regrets. In this episode, she shares exactly how she turned things around, why she walked away from the traditional homeownership path, and how she’s building financial security—on her terms. If you've ever thought "it's too late to start", this episode will change your mind. Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.  Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.  See omnystudio.com/listener for privacy information.

Have you ever felt like you can’t log off, can’t say no, and can’t ask for more money? Welcome to hustle culture, where doing more for the same pay has somehow become normal. This week, we’re unpacking a community dilemma about being overworked and underpaid, and asking: When is it worth pushing back, asking for a raise, or walking away? We’re also breaking down ATO activity statements... what they are, why you might have received one, and whether you actually owe money. Because let’s be honest, anything from the ATO is enough to make us nervous. And, of course, it wouldn’t be a Friday ep without money wins and broke tips. Including how one listener is turning recycling into cash, a gaming hack that made an easy $50, and the most awkward budget dating move we’ve heard in a while. Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here. Join our 300K+ She's on the Money community in our Facebook Group and on Instagram.  Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.

If you’ve ever wondered "Should I pay off my mortgage or invest?" or "How do I even find a good financial advisor?" this episode is for you! We’re putting financial advisor Daisy Magor in the hot seat, tackling the biggest money dilemmas our community is facing right now (in a way that actually makes sense). 🔥 Should you pay for financial advice using your super?🔥 Why do different advisors give completely different recommendations?🔥 What’s the biggest money mistake even smart people make?🔥 Is debt recycling as good as TikTok makes it sound?🔥 Is leasing a car ever a good idea? And we've got even more of your questions. Plus, if you've ever thought about becoming a financial advisor yourself, Daisy shares exactly what it takes! Find Daisy and the Everest Wealth team here. Our last episode with Daisy, What to Expect When Meeting a Financial Advisor is here. P.S. We’ve got more Q&A episodes coming up, so if you want your money questions answered, make sure you’re following us on Instagram—that’s where we do our call-outs for listener questions!  Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.

What happens when a hardcore saver marries a carefree spender? Five years ago, this Money Diarist and her husband were buying their first home, navigating the financial uncertainty of the pandemic, and dreaming about starting a family. Now? They have two kids, a mortgage, and a whole new outlook on money. At first, she thought her savings obsession was keeping them safe. But then came a mortgage, two kids, the high cost of IVF, and a $150K business opportunity—forcing her to rethink everything she thought she knew about money. Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.  Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.

The RBA just dropped the cash rate—so what does that mean for your mortgage? Whether you’re a homeowner, a future buyer, or just watching the market, interest rates are the hottest money topic right now. This week, we’re diving into what the rate cut could mean for you. And Victoria gives her guide on how to negotiate a better deal on your home loan at any time, because even a 1% decrease could mean thousands off your loan. And in the ultimate friendship-meets-finance dilemma, we’re asking: Should you go into business with your bestie? It sounds like a dream—built-in trust, shared excitement, and daily coffee catch-ups. But is it actually a smart move, or could it ruin both your friendship and your finances? PLUS, we’ve got some wild money wins and broke tips, and the sneaky hack that could get you free dinners just by leaving reviews! To sign up for the free Turning Side Hustles into Success Stories webinar click here (there is also more info in the link about how you can score Victoria's book The Business Bible for FREE!) Find our guide to negotiating a better here. Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.

When you hear family trust, do you picture Hollywood movies about billionaires dodging taxes, messy inheritance battles, and luxury yachts? Same. But here’s the truth—family trusts aren’t just for the ultra-rich. They can actually be a powerful financial tool for everyday people… if you know how to use them. This week, we’re breaking down:💰What a family trust actually is (in plain English, promise!)💰The tax perks & asset protection benefits💰Who should set one up… and who should not bother💰How to set one up when you decide one is for youSo if you’ve ever wondered whether a family trust could help you protect your wealth, lower your tax bill, or set up your family for the future, this episode is for you!  Join our 300K+ She's on the Money community in our Facebook Group and on Instagram.  Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.

Imagine moving to a new country with just $1,000 to your name—no job, no safety net, and no real plan… except for a leap of faith. That’s exactly what this week’s Money Diarist did when she packed up her life in Brazil and landed in Australia. To save money, she lived on a boat for two years, traded a car for an electric bike, and built a life from the ground up. Now, she’s paid off her car, launched a side hustle, and is on track to buy her first property. If you’ve ever thought about making a bold life change (or just want to be inspired by someone who did), this one’s for you! Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.  Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.

You’re working harder than ever… but where’s the pay raise? If your job keeps piling on responsibilities without the extra dollars to match, what do you do? Do you ask for a raise, push back, or start looking elsewhere? We’re breaking it all down. We’re also tackling a big relationship question—what happens when you and your partner aren’t on the same financial page? Whether one of you is saving while the other is spending, or your money goals just don’t align, we’re unpacking how to handle it. Plus, we put the viral $750 Oura ring to the test against a $20 budget dupe to find out… is it really worth the hype? See the Oura ring dupe here.  Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.

The investing world in 2025 is full of change—but is that a bad thing? AI is shaking things up (again), Trump’s tariffs are making headlines, and interest rates are keeping us on our toes. But what does it actually mean for your money? If investing news feels like a mix of big headlines and even bigger question marks, we’ve got you. Markets move fast, but smart investing isn’t about chasing trends. So, let’s break it all down (no finance degree required) and help you invest with confidence, not confusion. If you want to dive into more investing episodes, check out our investing playlist here. Join our 300K+ She's on the Money community in our Facebook Group and on Instagram.  Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.

Would you walk away from a six-figure salary? For many of us, climbing the career ladder and reaching financial milestones feels like the ultimate goal. But when this week’s Money Diarist and her husband hit a household income of over $200K, they realised that success wasn’t just about the numbers. When they became parents, the long hours, the career grind, and the constant pressure to earn more no longer felt like the right fit. So, they made a huge decision—they stepped back from high-paying jobs to put their family first. Now, they’re adjusting to a lower income, a mortgage, and a completely new way of thinking about financial security. Was it the right move? Do they have any regrets? And what can we learn from their experience? Tune in to hear how they’re making it work. Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.  Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.

Victoria just lived out her own true crime moment and she's here to spill the tea. She found an ACTUAL card skimmer at an ATM and girl ripped it off with her bare hands! If you've ever wondered how scammers get their sneaky little hands on your money (and, more importantly, how to stop them), you need to hear this wild story. But that’s just the beginning. We’re also diving into a tough community question about navigating unemployment, from what to do when job hunting feels impossible to how to support a partner who’s struggling to find work. On top of that, we’ve got broke tips to cut your bills, money wins that score you free dinners, and the ultimate movie night setup, complete with a popcorn machine. This episode is packed with drama, laughs, and seriously iconic money-saving hacks, so get comfy and hit play!Check out Vs video about the ATM skimmer here. Ready for more laughs, lessons, and unhinged money chats? Check out out oh-so-bingeable Friday Drinks playlist. Listen here. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.

This Valentine’s Day, we’re turning up the romance… with your finances! Whether you're single or in a relationship, a money date is the ultimate act of self-love. Pour yourself a glass of wine, light a candle, and let’s make your financial future irresistible. In this episode, we’re making finances feel sexy, fun, and totally stress-free. We’ll show you how to plan the perfect money date (yes, wine and fancy cheese are encouraged), how to overcome money anxiety, and fun ways to gamify your finances. Plus, we’ll help you dream big, stay accountable, and set financial goals that actually excite you. FREE Money Date Guide – We’ve created a super cute guide with 30+ prompts to help you plan the perfect money date, whether you’re single or have a partner. Get it here. Join our 300K+ She's on the Money community in our Facebook Group and on Instagram.  Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.

If you've ever wanted a front-row seat inside the mind of a young, self-made investor, this episode is for you. This week’s Money Diarist didn’t inherit wealth and she didn’t walk into a six-figure salary after uni. Instead, she hustled hard, built strong networks, and made investing moves that paid off—and yes, we get really pervy about it. We dive deep into her first-ever investment, the mistakes she made along the way, and how her strategy has completely evolved over time. If you're looking for real investing inspiration (with a big side of hustle), you won’t want to miss this one!Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.  Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.

Got big travel plans but a not-so-big budget? This week, we’re sharing travel savings hacks to help you cut costs without sacrificing the fun. Then, we dive into one of the most awkward money dilemmas: what do you do when a friend owes you money but won’t pay up? Do you call them out? Drop hints? Cut them off completely? We break down the best ways to handle it, without losing the friendship (or your patience). Plus we find out how one listener scored $600 cleaning out that random electrical draw we all have.  Ready for more laughs, lessons, and unhinged money chats? Check out out oh-so-bingeable Friday Drinks playlist. Listen here. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.

Feel like buying a home in 2025 seems impossible? We’ve got the plan to make it happen! This week, Victoria teams up with expert mortgage broker Jaclyn Walsh to arm you with the ultimate guide to turning your property dreams into reality—and saving thousands while you’re at it. From when to call a mortgage broker to insider hacks that could cut years off your loan and tens of thousands off the cost, this episode is bursting with tips from our industry expert. Wondering if your Uber Eats habit might hurt your chances? Or whether paying off HECs early is a good idea? Don’t worry, we’ve got answers. Whether you’re saving, planning, or just starting to dream, this is the episode to help you crush your property goals. If you want to enquire with Zella Money you can find them here.The National Debt helpline is a free resource you where can speak to financial councillors about your debt. Call 1800 007 007 or visit https://ndh.org.au/ Gambling Help offers free, confidential advice via phone 1800 858 858 or online https://www.gamblinghelponline.org.au/ FREEBIE ALERT: Join the She’s on the Money 30-Day Reset—your step-by-step guide to refreshing your finances, setting achievable goals, and starting the year strong! Sign up for free here. Join our 300K+ She's on the Money community in our Facebook Group and on Instagram.  Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.

What does it take to turn a paycheck-to-paycheck life into homeownership, wedding plans, and dreams of starting a family? This week’s Money Diary is a masterclass in leveling up your finances—and your life. Our diarist spills all about their journey from being a self-described hot mess, splurging on brunches and carrying a $25K car loan to ditching debt, buying a house, and building a future with their partner. You’ll hear about the hard lessons (like how car loans can play havoc with your borrowing power), the triumphs (goodbye, car loan!), and the genius tools they used—hello, color-coded budget spreadsheet! Whether you’re saving for a big goal, figuring out family finances, or just love a good glow-up story, this episode is packed with inspiration, laughs, and tips you’ll want to steal. Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now FREEBIE ALERT: Join the She’s on the Money 30-Day Reset—your step-by-step guide to refreshing your finances, setting achievable goals, and starting the year strong! Sign up for free here. Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.  Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.

What happens when a wedding invite turns into major family drama? This week, we’re spilling the tea on a juicy guest list dilemma that’s got everyone talking. Who’s in the right? Who’s way out of line? And how do you navigate sticky situations like this without losing your cool—or your budget? We’ve got opinions, and so does the She’s on the Money community. But that’s not all. We’re also tackling a financial dilemma that could save you hundreds of thousands: should you remortgage your home loan to get an offset account? We break down the numbers and help you figure out if it’s the right move for your situation. Plus, we’re sharing your creative money wins (a Tupperware miracle, anyone?), broke tips you’ll want to steal, and even how to score free seltzer in the most rogue way possible. It’s Friday Drinks at its finest—don’t miss it! Ready for more laughs, lessons, and unhinged money chats? Check out out oh-so-bingeable Friday Drinks playlist. Listen here. FREEBIE ALERT: Join the She’s on the Money 30-Day Reset—your step-by-step guide to refreshing your finances, setting achievable goals, and starting the year strong! Sign up for free here. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.

Have you seen those TikToks saying you need seven income streams to be a millionaire? Yeah, we’re calling BS. This week, we’re tearing apart the hustle culture myth that’s been making the rounds on social media—and giving you a realistic, sustainable approach to building wealth without working 24/7. Victoria and Bec unpack where this viral idea comes from, why it’s not what it seems, and what actually works when it comes to creating a financial glow-up. If you’re ready to ditch the pressure and make real progress, this episode is your game plan for wealth-building without the burnout. Listen to our ep Your Ultimate Guide to Asking for a Payrise.Victoria's book The Business Bible is available here. Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now FREEBIE ALERT: Join the She’s on the Money 30-Day Reset—your step-by-step guide to refreshing your finances, setting achievable goals, and starting the year strong! Sign up for free here. Join our 300K+ She's on the Money community in our Facebook Group and on Instagram.  Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.

Imagine selling everything you own, starting a business, and hitting the road with your family—all while raising two young kids. Sounds impossible? Not for this week’s Money Diarist. After a life-changing experience in the NICU, she and her husband realised life is too short to wait for the “perfect” time to live their dream. So, they made it happen: selling their belongings, buying a caravan, and building a business that gives them the freedom to work from anywhere. In this heartwarming and inspiring episode, we dive into how they turned skills into income, how they budget and save to keep their travel dreams alive, and the big goals they’re working toward—including being mortgage-free by 50. You’ll walk away feeling empowered to rethink what’s possible for your own life—because they’re proof you don’t need millions in the bank to live the life you want. Victoria's book The Business Bible is available here. Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now FREEBIE ALERT: Join the She’s on the Money 30-Day Reset—your step-by-step guide to refreshing your finances, setting achievable goals, and starting the year strong! Sign up for free here. Join our 300K+ She's on the Money community in our Facebook Group and on Instagram.  Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.

What would you do if your parents surprised you with a car… and then dropped a bombshell that there were financial strings attached? This week, we unpack a juicy money dilemma that will leave you stunned, and we’re not holding back. Plus, we’re diving into another hot topic: how to split housing costs with your partner when one of you owns the home. It’s tricky, but we’ve got the tips to keep things fair and drama-free. Of course, Fridays wouldn’t be complete without your money wins! From designer scores for pocket change to genius broke tips (free lattes, anyone?), this episode is bursting with the fun, inspiration, and real-talk advice you love. Ready for more laughs, lessons, and unhinged money chats? Check out out oh-so-bingeable Friday Drinks playlist. Listen here. FREEBIE ALERT: Join the She’s on the Money 30-Day Reset—your step-by-step guide to refreshing your finances, setting achievable goals, and starting the year strong! Sign up for free here. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.

Got a big goal for 2025? Whether it’s smashing debt, building an emergency fund, or finally booking that dream holiday, a side hustle could give you the extra cash you need. But how do you find the perfect one? In this week’s episode, we’re diving into exactly that—how to turn your skills, passions, and free time into cold, hard cash. Victoria and Bec break down everything you need to know, from assessing your goals and availability to exploring creative ways to make extra money (spoiler: it’s not all Uber Eats and filling out surveys). We also share real-life examples of side hustles that work and give you a step-by-step plan to find one that fits your life. If you’re ready to make 2025 your most financially empowering year yet, this episode is your ultimate guide. If you’re ready to make 2025 your year of financial wins, tune in for the ultimate side hustle blueprint—and start building the life you’ve been dreaming of. FREEBIE ALERT: Join the She’s on the Money 30-Day Reset—your step-by-step guide to refreshing your finances, setting achievable goals, and starting the year strong! Sign up for free here. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.

Ever had life give you everything you thought you wanted, only to wonder if it’s what you actually needed? This week’s Money Diary is a juicy, emotional rollercoaster, and trust us—you won’t want to miss it. Our Money Diarist shares her incredible journey of building her dream life, only to find it wasn’t what she truly wanted. After years of saving, buying a dream home, and getting engaged, she made the bold decision to burn it all down, walk away, and start over. We dive deep into her story, from navigating a breakup after eight years, to figuring out what she really wants in life, and taking control of her finances. How do you handle such a monumental life reset? Can you still achieve your money goals after starting over? This conversation is raw, inspiring, and packed with lessons for anyone rethinking their path. Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now FREEBIE ALERT: Join the She’s on the Money 30-Day Reset—your step-by-step guide to refreshing your finances, setting achievable goals, and starting the year strong! Sign up for free here. Join our 300K+ She's on the Money community in our Facebook Group and on Instagram.  Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.

Think achieving financial freedom has to mean endless spreadsheets and giving up your favourite treats? Think again! In this episode of She’s on the Money, we’re embracing our inner lazy girl and showing you how to work smarter—not harder—with your money. Join V as she breaks down the easiest, tech-savvy strategies to simplify your financial life in 2025. From our favourite apps to automations, this is your ultimate guide to making your money work for you while you binge Netflix guilt-free. Whether you’re juggling subscriptions, battling surprise bills, or just tired of doing it all manually, this episode will inspire you to level up your finances with minimal effort.Get V's negotiation scripts for a better deal here. Join our 300K+ She's on the Money community in our Facebook Group and on Instagram.  Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.

This week’s episode is the ultimate financial pick-me-up to power you into the weekend like the boss you are. We’re diving into your incredible money wins—think ChatGPT hacks that make meal planning a breeze and slashing power bills to a jaw-dropping $87. But we’re not stopping there. We’re tackling two big, relatable topics that you need to hear about. Ever thought about a removable home? (Spoiler: It’s trickier than you’d think, but we’ve got the lowdown.) And if the mental load has ever made you feel like a burden in your relationship, we’re breaking it down with practical tips and a whole lot of love. Whether you’re here for the laughs, life hacks, or that extra push to smash your goals, this episode will leave you feeling inspired and unstoppable. Don’t miss it! FREEBIE ALERT: Join the She’s on the Money 30-Day Reset—your step-by-step guide to refreshing your finances, setting achievable goals, and starting the year strong! Sign up for free here. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.

Ever told yourself, “This is the year I start investing,” only to hit pause because, let’s be real, it all seemed a bit too much? Been there, done that. But not this year, my friend. This time, we’re ditching the excuses and diving headfirst into making those investing dreams a reality. Whether you’ve got $10 or $10,000, this episode is your official pep talk to stop procrastinating and start building your future. Victoria Devine is here to break it all down—no jargon, no judgment, just solid advice that makes investing feel actually doable. We’re talking why saving alone isn’t enough to build wealth, how to tackle those “what if I stuff this up” fears, and beginner-friendly investing options to consider. If you’ve been waiting for the perfect moment to start, this is it. Tune in, and let’s smash those financial goals together.Loved this episode? Don’t stop here—join the waitlist for The Investing Masterclass and get the tools to feel confident and in control of your financial future. Join here. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.

What does it take to rebuild your life not once, not twice, but three times? In this unforgettable Money Diary, we meet an inspiring single mom who turned heartbreak and setbacks into a financial success story. From devastating breakups to losing $38,000 in a scam, she shares how she clawed her way back. Now, she’s achieved her dream of homeownership through the Australian government's Family Home Guarantee and is on a mission to build a buyer’s agency to help others find stability. With incredible grit and relentless determination, she proves that no matter how many times you’re knocked down, you can rise again. If you’ve ever felt stuck, hopeless, or like you’ll never catch a break, this episode will light a fire under you to keep going. Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.

Is HECs debt the ultimate financial ball and chain, or is it not as bad as it seems? We’re unpacking why some people never pay it off (and why that might be okay), plus tackling a wild money dilemma involving a broken TV and a very awkward friendship moment. This episode has the drama and the money smarts, plus all the usual Friday Drinks fun—don’t miss it! Want to kick off 2025 with your best financial foot forward? Victoria’s Financial Foundations Workshop is packed with all the practical tips and tools you need to take control of your money—without the stress. Head here to save your spot! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.