Safe Money Radio with Brad Pistole

Brad talks about the 3 Phases of Retirement coined by world renowned economist, Tom Hegna. Stage 1: GO GO YEARS - Early retirement, still healthy, doing lots of activities and participating in hobbies. You spend more money in these years.Stage 2: SLOW GO YEARS - Mid retirement, health issues maybe start to lurk in, not as active. Spend less money than in go go years. Stage 3: NO GO YEARS - End of retirement. You are getting closer to the end of life, health will determine your daily lifestyle. Health expenses can add up, and you may spend more money than you did in the slow go years, but less than in your go go years. If something in this episode has peaked your interest, please feel free to call Safe Money Radio at 866-780-SAFE OR call Brad's office directly at 417-581-9222 if you would like an appointment to review your current retirement accounts.Send us a textTo learn more about Brad Pistole and the Ozark Retirement Group, please visit www.ozarksretirement.com

Brad answers questions from Safe Money Radio callers. If something in this episode has peaked your interest, please feel free to call Safe Money Radio at 866-780-SAFE OR call Brad's office directly at 417-581-9222 if you would like an appointment to review your current retirement accounts.Send us a textTo learn more about Brad Pistole and the Ozark Retirement Group, please visit www.ozarksretirement.com

Brad talks about why some large investment institutions refuse to use annuities with their clients, what happened to his Dad in 2001 and 2008, and spends ample time talking about the pros and cons of making deductible IRA contributions now vs. having tax free money LATER in retirement. Send us a textTo learn more about Brad Pistole and the Ozark Retirement Group, please visit www.ozarksretirement.com

Brad talks about how the game of GOLF and your retirement plan have a LOT in common! Featured on today will be a snippet from world renowned economist Tom Hegna, also speaking on the commonalities of golf and a healthy retirement plan, in detail. Topics discussed will be: - Using all the clubs in your bag-Focusing on income rather than asset size-The importance of a diverse approach to retirement If something in this episode has peaked your interest, please feel free to call Safe Money Radio at 866-780-SAFE OR call Brad's office directly at 417-581-9222 if you would like an appointment to review your current retirement accounts.Send us a textTo learn more about Brad Pistole and the Ozark Retirement Group, please visit www.ozarksretirement.com

World Renowned Economist Tom Hegna joins Brad for an episode of Safe Money Radio to talk about risk control, diversification, sequence of returns risk, long term care, guaranteed lifetime income, the stock market, and even more! For those nearing retirement, this video is one you will want to bookmark.Send us a textTo learn more about Brad Pistole and the Ozark Retirement Group, please visit www.ozarksretirement.com

In todays episode, Brad talks about the one thing we all seem to dread; taxes. There are several key decisions that those who are nearing retirement face, and decisions to be made that can end up saving you tens of thousands of dollars in tax liability in the future. If something in this episode has peaked your interest, please feel free to call Safe Money Radio at 866-780-SAFE OR call Brad's office directly at 417-581-9222 if you would like an appointment to review your current retirement accounts.Send us a textTo learn more about Brad Pistole and the Ozark Retirement Group, please visit www.ozarksretirement.com

NSSA® Heather Schreiber joins Safe Money Radio to talk about a couple of hot topics in the world of Social Security, Medicare and Guaranteed Income! These topics include: The Social Security "Break Even" PointIRMAA (Income Related Monthly Adjustment Amount)Medicare PremiumsGuaranteed Roll-Up RatesSend us a textTo learn more about Brad Pistole and the Ozark Retirement Group, please visit www.ozarksretirement.com

Wade D. Pfau, PhD, is Professor of Retirement Income in the PhD in Financial and Retirement Planning program, Co-Director of the American College Center for Retirement Income, and RICP® program director at The American College of Financial Services. Wade joins today's show to talk about 'Safety First Retirement Planning', the different ways to create an income plan for retirement, and the RISA™ (Retirement Income Style Awareness) assessment for those who are nearing retirement. If something in this episode has peaked your interest, please feel free to call Safe Money Radio at 866-780-SAFE OR call Brad's office directly at 417-581-9222 if you would like an appointment to review your current retirement accounts.Send us a textTo learn more about Brad Pistole and the Ozark Retirement Group, please visit www.ozarksretirement.com

CEO of Crown Haven Wealth Advisors, Casey Marx, joins Brad Pistole for a special episode of Safe Money Radio. Casey and Brad dive into the importance of creating a guaranteed floor of income, and how retirees benefit from having this key structure in their retirement plan. To contact Casey Marx and Crown Haven Wealth Advisors, please visit their website at https://crownhaven.com or call them at 903-437-7233. To contact Brad Pistole and Safe Money Radio, please call 417-581-9222, or visit https://guaranteedsafemoney.comSend us a textTo learn more about Brad Pistole and the Ozark Retirement Group, please visit www.ozarksretirement.com

America's IRA Expert, Ed Slott, joins Brad Pistole on Safe Money Radio to talk about the updated tax laws that were signed into law with the Secure Act 2.0 on December 29, 2022. If something in this episode has peaked your interest, please feel free to call Safe Money Radio at 866-780-SAFE OR call Brad's office directly at 417-581-9222 if you would like an appointment to review your current retirement accounts.Send us a textTo learn more about Brad Pistole and the Ozark Retirement Group, please visit www.ozarksretirement.com

While we were all enjoying the holidays, Congress slipped one by us by signing Secure Act 2.0 into law on December 29th, 2022. In todays episode, Brad will give us a snapshot of some of the most important changes which include: Required Minimum Distribution age changesQualified Charitable Distribution amount changesChanges to ROTH accounts held in employer retirement plansContribution limits for IRA's, ROTH IRA's, 401(k)'s, etc.Changes to 529 (college savings) plansIf something in this episode has peaked your interest, please feel free to call Safe Money Radio at 866-780-SAFE OR call Brad's office directly at 417-581-9222 if you would like an appointment to review your current retirement accounts.Send us a textTo learn more about Brad Pistole and the Ozark Retirement Group, please visit www.ozarksretirement.com

In today's episode, Brad gives a quick recap of 2022's year end results in the stock market, and overall economy. We also will hear snippets from Tom Hegna throughout the episode. Topics covered today consist of:2022's Year End ReviewWhen the Riskiest Time to Invest is A Horrible Year for BondsKey Takeaways and Things to Consider for 2023If something in this episode has peaked your interest, please feel free to call Safe Money Radio at 866-780-SAFE OR call Brad's office directly at 417-581-9222 if you would like an appointment to review your current retirement accounts.Send us a textTo learn more about Brad Pistole and the Ozark Retirement Group, please visit www.ozarksretirement.com

World renowned economist, CLU®, ChFC®, CASL®, Tom Hegna joins Brad to speak about his key steps to retirement freedom! In this episode Brad asks Tom 18 key questions about retirement, and they will speak briefly on topics including: The Importance of Guaranteed IncomeFinding the Right Mixture of Exposure to Risk/SafetyHow to have built in Guaranteed Inflation ProtectionWhy Tom owns 11 AnnuitiesWhat Social Security, Pensions, and Annuities have in common Life Expectancy Projections for those Near Retirement If something in this episode has peaked your interest, please feel free to call Safe Money Radio at 866-780-SAFE OR call Brad's office directly at 417-581-9222 if you would like an appointment to review your current retirement accounts.Send us a textTo learn more about Brad Pistole and the Ozark Retirement Group, please visit www.ozarksretirement.com

In this episode, Brad dives into the fun comparisons between chasing big bucks (retirement dollars) and chasing BIG BUCKS (deer). Intricate areas of focus in this episode include: Making purposeful withdrawals from the correct accountsPaying attention to the tax-status of your retirement accountsCreating a safety valve for your 10 year retirement red-zone windowAvoiding the stress of ups and downs of the market Send us a textTo learn more about Brad Pistole and the Ozark Retirement Group, please visit www.ozarksretirement.com

In todays episode, Brad talks about the importance of ongoing education, and why it is critical that the advisor managing your retirement plan stays up to date on the latest developments in the financial industry, as well as changes to regulations, tax laws, and compliance. Brad also speaks about: What a Fiduciary REALLY isThe Importance of Tax-Free Buckets Why You Should Work With a Retirement Income Certified ProfessionalIf something in this episode has peaked your interest, please feel free to call Safe Money Radio at 866-780-SAFE OR call Brad's office directly at 417-581-9222 if you would like an appointment to review your current retirement accounts. Send us a textTo learn more about Brad Pistole and the Ozark Retirement Group, please visit www.ozarksretirement.com

Brad shares about the wild episode of Deal or No Deal that reminded him of what pre-retirees experience with stock market losses, as well as dialogue with Ed Slott regarding: The Dreaded Triple WhammyThe Effects of Fee's and Market LossesOur Current National Debt CrisisThe "Always" RuleIf something in this episode has peaked your interest, please feel free to call Safe Money Radio at 866-780-SAFE OR call Brad's office directly at 417-581-9222 if you would like an appointment to review your current retirement accounts. Send us a textTo learn more about Brad Pistole and the Ozark Retirement Group, please visit www.ozarksretirement.com

Once again Brad is joined by national Social Security expert, Heather Schreiber. Brad & Heather deep dive into an assortment of Social Security questions, and visit common misconceptions in the Social Security landscape. In this episode, Brad & Heather touch on: Delaying benefits until FRA (Full Retirement Age)Spousal ContinuationTreating Social Security as an InvestmentTaking withdrawals from IRA's/401(k)'s while deferring Social SecurityClaiming Off an Ex-Spouse's Social Security Record If something in this episode has peaked your interest, please feel free to call Safe Money Radio at 866-780-SAFE OR call Brad's office directly at 417-581-9222 if you would like an appointment to review your current retirement accounts. Send us a textTo learn more about Brad Pistole and the Ozark Retirement Group, please visit www.ozarksretirement.com

The great Ed Slott joins Brad live in Denver, CO to discuss the following topics: The Stock Market in 2022The Biggest IRA Mistakes in RetirementEd's 4 Pillars of Retirement FreedomWhy Ed Owns Annuities for Retirement IncomeThe Future Tax Rates America May FaceIf something in this episode has peaked your interest, please feel free to call Safe Money Radio at 866-780-SAFE OR call Brad's office directly at 417-581-9222 if you would like an appointment to review your current retirement accounts. Send us a textTo learn more about Brad Pistole and the Ozark Retirement Group, please visit www.ozarksretirement.com

Heather Schreiber, RICP®, NSSA® is hands down an industry leading Social Security expert. Heather is the owner of HLS Retirement Consulting, as well as the author of the Social Security Advisor Newsletter. Considered by many to be the greatest mind on Social Security in the country, you won't be surprised to know that in this episode, Brad and Heather will be talking about: Popular Misconceptions in Social Security ClaimingThe Social Security 'earnings test' The Downside to Claiming Early How Divorce Effects your Social Security High Income Earners Need to Plan Different If something in this episode has peaked your interest, please feel free to call Safe Money Radio at 866-780-SAFE OR call Brad's office directly at 417-581-9222 if you would like an appointment to review your current retirement accounts. Send us a textTo learn more about Brad Pistole and the Ozark Retirement Group, please visit www.ozarksretirement.com

It is estimated that Social Security will make up more than 50% of retirees income in 2022-beyond, and Brad and Ed Slott tell you what you should be doing about your situation to protect you from BIG mistakes in retirement, when every penny counts. In this episode, Brad and Ed will help you digest: The Importance of Maximizing your Social Security BenefitWhy you MUST research and background check your Financial AdvisorHow to remove the 'tax tumors' from your IRA's and 401(k)'s Why your tax burden trumps your Rate of Return If something in this episode has peaked your interest, please feel free to call Safe Money Radio at 866-780-SAFE OR call Brad's office directly at 417-581-9222 if you would like an appointment to review your current retirement accounts. Send us a textTo learn more about Brad Pistole and the Ozark Retirement Group, please visit www.ozarksretirement.com

Brad tells you when NOT to roll the dice with your retirement savings, as well as how to put strategic protections in place when entering the retirement red-zone. In this episode, Brad digs deep on: COVID-19's affect on retirees and pre-retireesThe Retirement Red-Zone (5 years before and 5 years after retirement)Specific Solutions to protect your nest eggSocial Security and Pension Income If something in this episode has peaked your interest, please feel free to call Safe Money Radio at 866-780-SAFE OR call Brad's office directly at 417-581-9222 if you would like an appointment to review your current retirement accounts. Send us a textTo learn more about Brad Pistole and the Ozark Retirement Group, please visit www.ozarksretirement.com

Brad is joined by Ed Slott, America's IRA Expert. Ed is a nationally renowned CPA and is known for his television shows on PBS, as well as teaching an ongoing group of financial advisors in his 'Ed Slott's Elite IRA Advisor Group' in which Ed and his team dive deep into the ever changing tax law and how it will affect retirement planning and distributions. In this Episode, you will hear Brad Pistole and Ed Slott talk about:MUST avoid IRA mistakesHow to use Life Insurance to supplement retirement incomeSECURE ACTThe power of ROTH IRA's Why you must have a highly educated advisorSend us a textTo learn more about Brad Pistole and the Ozark Retirement Group, please visit www.ozarksretirement.com