Ringgit and Sense

Making friends isn't easy but it gets a little bit mroe complicated when they are supposed to help mind your financial affairs. Lee Mun Wai and Amelia Hong of Success Concepts list out the essential criteria in choosing a financial buddy.See omnystudio.com/listener for privacy information.

With the General Elections looming, many investors are holding tight to their cash reserves.  Lee Mun Wai and Joyce Chuah from Success Concepts on whether this is necesssarily wise.See omnystudio.com/listener for privacy information.

We bid adieu to the dragon and herald in the year of the water snake. Master Kenny Hoo, a Good Feng Shui Master researcher gives his feng shui predictions for the year in terms of personal finance.See omnystudio.com/listener for privacy information.

Securities Commission Malaysia introduced a new framework last year, which allowed retail investors to have direct access to bonds and sukuk. We spoke to the chief business officer of Bond Pricing Agency, Mohd Shaharul, to learn a thing or two about delving into the world of bonds.See omnystudio.com/listener for privacy information.

The price of gold has risen by 500% in the last ten years, and at USD 1,650 an ounce, it may not be an affordable option. Together with Daniel Foo, author and founder of SilverInMalaysia.com, we get an insight as to why silver is becoming a more popular investment choice.See omnystudio.com/listener for privacy information.

Jeffery Tie, author of Aiki Trading: Trading in Harmony with the Markets, shares with us how your trading strategies can be implemented with the principles of martial arts.See omnystudio.com/listener for privacy information.

Joyce Chuah and Lee Mun Wai from Success Concepts join us as we unveil a number of things to look our for while you reassess your financial net worth for 2013.See omnystudio.com/listener for privacy information.

To go beyond the usual mutual funds or unit trusts in your investment mix, there is always an option of a relatively new investment product in Malaysia, Exchange Traded Funds (ETF). We speak to a financial observer, Julian Ng, for a lesson in ETF 101.See omnystudio.com/listener for privacy information.

Manulife Asset Management recently issued a report that introduces its Retirement Preparedness Indicator, which highlights the financial and economic conditions influencing the ability of individual economies to provision for their aging populations. We delve into how prepared Malaysians are when it comes to retirement in comparison to other countries in the region.See omnystudio.com/listener for privacy information.

We sit down with iMoney founder Lee Ching Wei, to go back to basics about choosing the right credit card.See omnystudio.com/listener for privacy information.

We usually leave retirement planning up til the very last minute. Could we ever be too old to start planning for retirement? We speak to Anthony Ang of the Malaysian Financial Planners’ Council to find out.See omnystudio.com/listener for privacy information.

April is still far away and although we have plenty of time before we start filing our tax returns, it is always good to be armed with information beforehand. So on the topic of Zakat, we find out a bit more from Anuar Shuib representing the Malaysian Financial Planning Council, about the purpose of paying Zakat and the tax rebates that Muslims can get towards paying Zakat.See omnystudio.com/listener for privacy information.

Joyce Chuah and Lee Mun Wai from Success Concepts join us again this time to speak about the telltale signs of a Ponzi scheme and what you can do to safeguard your money.See omnystudio.com/listener for privacy information.

Michael Reyes, CEO of Moneytree, speaks about starting good financial habits from young and the importance of entrepreneurship education.See omnystudio.com/listener for privacy information.

In our final series, Ng Chze How, Director of Retail and Retirement Funds from AmInvest talks to us about PRS vs The World.See omnystudio.com/listener for privacy information.

Ng Chze How, Director of Retail and Retirement Funds from AmInvest, join us for a three part series to discuss schemes that can help you plan better for your retirement. In this second edition, we ask him, “What is PRS?”See omnystudio.com/listener for privacy information.

Ng Chze How, Director of Retail and Retirement Funds from AmInvest, join us for a three part series to discuss schemes that can help you plan better for your retirement. In this introductory edition, we dwell into the question of: Are you saving enough for your retirement?See omnystudio.com/listener for privacy information.

We speak with Rockwills Group Managing Director Mr Saw Leong Aun as well as Senior General Manager Azhar Iskandar to get a better understanding on the crucial role of the administrator in an estate.See omnystudio.com/listener for privacy information.

We go over with Thanneermalai Somasundaram from Chartered Tax Institute of Malaysia what impact the Budget will have on the average Joe.See omnystudio.com/listener for privacy information.

Jared Lim, Managing Director of Loanstreet, talks about what you need to consider when shopping for loans.See omnystudio.com/listener for privacy information.

Joyce Chua and Lee Mun Wai from Success Concepts discuss how debt can put money in your pockets and how it can actually be good for you.See omnystudio.com/listener for privacy information.

Yap Ming Hui, an independent financial advisor, discusses our pursuit to move beyond being middle income, whereby many of us attempt to increase our wealth forgetting the need to be financially free first.See omnystudio.com/listener for privacy information.

Akiko, from Japan, was hired 13 years ago to teach Japanese at a language centre in KL. Now she has made an offer to buy the centre from the owner. But to take that step, she first sought a financial planner to get her personal finances in order.See omnystudio.com/listener for privacy information.

Little by little a financial mountain to stand on when guided by a financial planner to get to the top.See omnystudio.com/listener for privacy information.

Getting into credit card debt is not the end of the world. Counseling, friends and financial planners can hand-hold the debtor out of debt.See omnystudio.com/listener for privacy information.

In an ageing world, countries with younger workers celebrate their young in limbs. To be young is to be vital. To be able to walk with a spring in your step. But are there concerns when the country's young professionals are not terribly financially literate?See omnystudio.com/listener for privacy information.

Finding investable income to growing your net worth multifold when you’re a young professional on a tight budget.See omnystudio.com/listener for privacy information.

Planning for retirement at a time of modernization in a traditional culture. With the changing attitudes and growing generation gap, Is the provision for retirement adequately developing with the changing times?See omnystudio.com/listener for privacy information.

Finances can't wait when love goes out the door and you're single again but with a child. A divorcee orders her finances to move on.  See omnystudio.com/listener for privacy information.

Health, accident & hospital insurance for your child, but should that be tied to saving for an education?See omnystudio.com/listener for privacy information.

The more money the more complex the estate planning. Asking the right questions and planning a harmonious bequest.See omnystudio.com/listener for privacy information.

Investment strategies when impersonal global economic issues bear down on personal money. See omnystudio.com/listener for privacy information.

Marrying an insurance policy with a trust to ensure appropriate distribution based on circumstances. See omnystudio.com/listener for privacy information.

Sometimes, even when you've a goal, you still need a financial consultant. See omnystudio.com/listener for privacy information.

In the long run, gold appreciates as fiat money depreciates. But in the current climate, how fares this shiny metal as an asset class for investing?See omnystudio.com/listener for privacy information.

A financial plan for a young proffesional with a young family. See omnystudio.com/listener for privacy information.

Don't get caught in get-rich-quick scams. See omnystudio.com/listener for privacy information.

A financial and investing plan for a twenty-something on a tight budget. See omnystudio.com/listener for privacy information.

Millionaire Teacher, Andrew Hallam tells of investment mistake.  To listen to Andrew Hallam's first interview, click here.See omnystudio.com/listener for privacy information.

Credit Card Debt: Don't Go Home With It. AKPK's CEO Koid Swee Lian helps navigate around debts and suggests the good uses of these cards.See omnystudio.com/listener for privacy information.

Richard Thornton explains taxable side income and monies from online activities. To listen to Property Tax 2012 on rental income as investment income or business income click here. See omnystudio.com/listener for privacy information.

The old advice of study hard, work hard is not sufficient. Invest is the watchword.See omnystudio.com/listener for privacy information.

Investing in a property via an Interest Scheme. In this case, a hotel property in Seberang Prai.See omnystudio.com/listener for privacy information.

What kinds of health-and-accident insurance do we need to ensure payments to hospital, compensation for loss of limbs and money to tie over during periods off-work because of related issues.See omnystudio.com/listener for privacy information.

Peter England, Head Retail Financial Services, CIMB Bank, shares what he does with his wealth.See omnystudio.com/listener for privacy information.

Understanding derivatives to trade them.See omnystudio.com/listener for privacy information.

Forex trading through an offshore brokerage. How to selecting the right one for yourself.See omnystudio.com/listener for privacy information.

Investing in Boutique Australian Fine WineSee omnystudio.com/listener for privacy information.

Albert Ee, fengshui master, reads the investing terrain in the Year of the DragonSee omnystudio.com/listener for privacy information.

Bankruptcy can come to an end when the right steps are taken.See omnystudio.com/listener for privacy information.