Retirement Lifestyle Advocates

Investing in gold and silver are great hedges against rising inflation, but according to our guest, Mr. Simon Popple, you may also want to consider adding exposure the broader commodities market. Your host on Retirement Lifestyle Advocates radio, Dennis Tubbergen, talks with Popple about the opportunities to invest is Lithium, Cobalt, Uranium, and rare earth minerals as the push for electric vehicles and similar government measures directed at climate change take hold globally. Mr. Simon Popple is author of the Brookville Capital Intelligence Report. Mr. Popple started a newsletter with MoneyWeek called Metals & Miners and when they were acquired, he set up Gold Speculator with Jim Rickards. During this time he was a featured speaker at MoneyWeek and Mines & Money conferences. Mr. Popple has also done numerous interviews with IGTV on the gold market. To learn more about this week’s guest, Simon Popple please visit https://www.brookvillecapital.com. To learn more about Retirement Lifestyle Advocates, please visit our website at www.RetirementLifestyleAdvocates.com.

Every stock market crash has always had one Hindenburg Omen or more on the clock at the same time. It's basically an indicator that says if you have a high number of new highs and new lows on a particular day at the same time, that's an unhealthy market. It's a dangerous market. Our guest this week on Retirement Lifestyle Advocates radio is Dr. Robert McHugh. He tells your host, Dennis Tubbergen, that we currently have two Hindenburg Omens on the clock and potentially a third in the making, signaling what could be the beginning of a bear market greater than that of the 1930s. Listen in now to hear his insightful forecast for the economy, the markets, and commodities. Robert McHugh, Ph.D. is President and Chief Executive Officer of Main Line Investors, Inc., and the proprietor of the Technical Indicator Index. He has testified before the U.S. Congress on Federal Reserve matters and is the author of “The Coming Economic Ice Age, Five Critical Steps to Survive and Prosper”. For information about Dr. Robert McHugh, please visit his website at www.technicalindicatorindex.com, or visit http://bit.ly/TheComingEconomicIceAge to get a copy of his best-selling book “The Coming Economic Ice Age”. For more information about Retirement Lifestyle Advocates, please visit www.RetirementLifestyleAdvocates.com.

The vast majority of Americans continue to suffer as a result of Fed policy, and they will suffer even more in the future. James Bullard, president of the Federal Reserve Bank of St. Louis, admits that it doesn't look like we'll be going back down to 2% inflation anytime soon so we just better get used to higher inflation being with us for a long time. We have to deal with it. This week on Retirement Lifestyle Advocates radio, your host Dennis Tubbergen talks with Peter Schiff about Fed policy, inflation, and what we can expect in the coming months. Peter Schiff is an internationally recognized economist specializing in foreign equity, currency, and gold markets. Mr. Schiff made his name as President and Chief Global Strategist of Euro Pacific Capital. He frequently delivers lectures at major economic and investment conferences and is quoted often in the print media, including the Wall Street Journal, New York Times, L.A. Times, Barron's, BusinessWeek, Time, and Fortune. His broadcast credits include regular guest appearances on CNBC, Fox Business, CNN, MSNBC, and Fox News Channel, as well as hosting his own weekly radio show, Wall Street Unspun. He is also the author of the bestselling books: “The Real Crash”, "Crash Proof," "The Little Book of Bull Moves in Bear Markets," and "Crash Proof 2.0”. To learn more about Peter Schiff, please visit https://schiffgold.com or https://www.europac.com. You can find his books at https://amzn.to/2VX9Ll3. To learn more about Retirement Lifestyle Advocates, please visit our website at www.RetirementLifestyleAdvocates.com.

Since the financial crisis in 2008, the Fed and central banks around the world have been pumping money into markets. Nearly all of it has gone into speculative derivatives. According to our guest this week, Mr. David McAlvany, history was made last Friday, when over $2 Trillion in options traded on the S&P. Listen as your host for Retirement Lifestyle Advocates radio, Dennis Tubbergen talks with McAlvany about the markets, cryptocurrencies, and the prospects for gold and silver in the near future. David is CEO of the McAlvany Financial Companies – International Collectors Associates and McAlvany Wealth Management. He is a featured speaker on national television programs including CNBC, Fox News, Fox Business News, and Bloomberg; on radio programs; and at financial seminars around the world, analyzing major events and their impact on the global economy and financial markets. He can be heard weekly on his market commentary with world leaders, bankers, economists, and renowned investors at www.mcalvanycommentary.com. For information about Mr. David McAlvany, please visit www.weeklycommentary.com or www.vaulted.com. For more information about Retirement Lifestyle Advocates, please visit www.RetirementLifestyleAdvocates.com.

“Median household income has declined at the fastest rate, since the numbers have been tracked, in 2020, while the billionaires got $8 trillion richer”. Our guest this week on Retirement Lifestyle Advocates radio is Gerald Celente. Listen in as your host, Dennis Tubbergen, talks with Mr. Celente about the incredible accuracy of his previous predictions, and his forecast for a market crash, a significant downturn in the US economy, and the need for, as Samuel Adams said “an irate, tireless minority keen on setting brush fires of freedom in the minds of men” to take back this country from the corrupt bankers and politicians. Gerald Celente is the Founder/Director of the Trends Research Institute and Publisher of the weekly Trends Journal magazine. He is the author of the highly acclaimed and best-selling books “Trend Tracking” and “Trends 2000”. With a 40-year track record of identifying, tracking, and forecasting trends, Celente is world-renowned as today’s #1 Trend Forecaster. Celente, developed the Globalnomic methodology to identify, track, forecast, and manage trends, is a political atheist. Unencumbered by political dogma, rigid ideology, or conventional wisdom, Celente, whose motto is “Think for Yourself,” observes and analyzes current events forming future trends for what they are – not for how he wants them to be. For more information about our guest, Gerald Celente, please visit www.trendsresearch.com. For more information about Retirement Lifestyle Advocates please visit, www.RetirementLifestyleAdvocates.com.

The country of El Salvador recently announced its acceptance of Bitcoin as legal tender. That should have been very bullish for Bitcoin and cryptocurrencies in general… but instead, within minutes, Bitcoin’s value plummeted nearly 12 percent. According to our guest on Retirement Lifestyle Advocates radio, Mr. Rob Kirby, the FED and other central banks are manipulating the crypto markets, just as they do gold/silver markets. Listen in as Mr. Kirby explains to your host Dennis Tubbergen why and how he believes the US dollar’s reserve currency status could be over by year's end. Rob Kirby received his post-secondary education at York University [Economics] in Toronto. Upon completion he worked on an institutional trading desk for most of the 1980s and right up until 1996. Mr. Kirby began writing in 1997 and was involved in a number of entrepreneurial pursuits. In 2002, he went to work for Investor's Group, the largest Mutual Fund Company in Canada until September '04 when he resigned to write about the markets. For information about Mr. Rob Kirby please visit www.kirbyanalytics.com. For more information about Retirement Lifestyle Advocates, please visit www.RetirementLifestyleAdvocates.com.

Central banks, including the US Federal Reserve Bank, seem to believe that they are the ultimate arbiters of interest rates, and in recent years the masses have all come to believe it too. However, according to our guest this week on Retirement Lifestyle Advocates radio, Alasdair McLeod, we’re all about to see history repeat itself yet again as a continued devaluation of the currency will force interest rates to climb despite central banks’ efforts to keep interest rates near zero. Join your host Dennis Tubbergen for a great conversation and hear McLeod’s forecast on the timing of the inevitable crash in the markets ahead. Alasdair Macleod is the head of research at Gold Money Holding, a well-respected author, and a noted expert in world economics. Mr. Macleod has been a celebrated stockbroker and Member of the London Stock Exchange for over four decades. His experience encompasses equity and bond markets, fund management, corporate finance, and investment strategy. To learn more about this week’s guest Mr. Alasdair Macleod, please visit https://www.goldmoney.com. To learn more about Retirement Lifestyle Advocates, please visit our website at www.RetirementLifestyleAdvocates.com.

A stock market crash of upwards of 90%, not seen since 1929… That’s the forecast for the next 12 months from our guest this week on Retirement Lifestyle Advocates radio, Mr. Harry Dent. Your host, Dennis Tubbergen, discusses the impending crash in the financial markets, the real estate market, and where the opportunities lay in the next boom cycle; all on this week’s show. Mr. Dent is internationally recognized for the accuracy of his economic forecasts and is the author of the #1 best-selling book, Zero Hour. He’s appeared on “Good Morning America,” PBS, CNBC, CNN and Fox News. He’s been featured in Barron’s, Investor’s Business Daily, Entrepreneur, Fortune, Success, U.S. News and World Report, Business Week, The Wall Street Journal, American Demographics and Omni. He is a regular guest on Fox Business’s “America’s Nightly Scorecard.” To learn more about Harry Dent and subscribe to his free newsletter, please visit https://harrydent.com/. To learn more about Retirement Lifestyle Advocates, please visit our website at www.RetirementLifestyleAdvocates.com.

The latest infrastructure bill just passed by the US Senate is a monster grab bag bill that has a lot less to do with whatever it is that they claim they're doing and a whole lot to do with their grab bag goodies. Our guest this week on Retirement Lifestyle Advocates radio is Karl Denninger. He and your host, Dennis Tubbergen, discuss this monster trillion-dollar-plus bill, some things even the Senators who voted for don’t know is in it, and the devastating effects it will have on our economy. Listen now. Mr. Karl Denninger is an American technology businessman, finance blogger, author, and political activist, sometimes referred to as a founding member of the Tea Party movement. Mr. Denninger is the author of the book Leverage: How Cheap Money Will Destroy the World. For information about Karl Denninger please visit www.Market-Ticker.org For more information about Retirement Lifestyle Advocates, please visit www.RetirementLifestyleAdvocates.com.

Our guest this week on Retirement Lifestyle Advocates radio is the leading cycles research analyst, Dr. Charles Nenner. Dr. Nenner explains how he mathematically predicts the annual, monthly, and even intra-day high’s and low’s in the markets in his conversation with your host, Dennis Tubbergen. Dr. Nenner says we’re near the end of a long top cycle, that stocks will start a significant correction in September. He says…“You have to do something, this is not going to end well”. Dr. Charles Nenner’s career is truly impressive: he earned a medical degree from the University of Amsterdam in 1984 prior to embarking on a long and distinguished career as a financial consultant, researcher, and analyst. He has worked for Windsor NY, Merrill Lynch, Goldman Sachs, Rabobank International, and Ofek Securities in Tel Aviv. You can get a free 30 day trial subscription to Dr. Nenner's uncannily accurate daily research reports, plus articles, podcasts, and more at www.CharlesNenner.com. Mention you heard it on RLA Radio and get 25% off. For more information about Retirement Lifestyle Advocates, please visit www.RetirementLifestyleAdvocates.com.

Throughout the economy, there are bubbles everywhere fueled by speculative investing. All the helicopter money the government has distributed to the masses in the form of stimulus hasn’t gone to the purchase of goods and services, instead, people are saving, paying down debt, and investing. Our guest this week on Retirement Lifestyle Advocates radio is Dr. A. Gary Shilling. He and your host, Dennis Tubbergen discuss the realities of all this money creation and Dr. Shilling’s forecast for the US Dollar and Treasuries market. Dr. A. Gary Shilling is an American financial analyst and commentator who appears on a regular basis in publications such as Forbes magazine, The New York Times, and The Wall Street Journal. He is also the author of the monthly newsletter INSIGHT, and the book “The Age of Deleveraging”. For more information about our guest, Dr. Gary Shilling, please visit www.agaryshilling.com. To learn more about Retirement Lifestyle Advocates, please visit www.RetirementLifestyleAdvocates.com.

We're looking at the end of what we call a super cycle top. The global economy has been going through an incredible period of change from west to east. The dominoes are falling, and it sets the stage for what's coming next. The Japanese stock market topped out 30 years ago. The Eurozone stock market topped at 20 years ago. China peaked 14 years ago. So over the past decade or so it's really been America that's been the last man standing. That's about to change now as the US stock market is close to completing this uptrend and turning into a bear. Your host, Dennis Tubbergen, will discuss all this and more with our guest Murray Gunn, on this week’s Retirement Lifestyle Advocates radio show. Murray Gunn is Head of Global Research at Elliott Wave International. He worked as a fund manager in global bonds, currencies, and stocks, including long posts at Standard Life Investments and the Abu Dhabi Investment Authority. He then joined HSBC Bank as Head of Technical Analysis. Murray is the author of Trading Regime Analysis (Wiley, 2009) and a contributor to Socionomic Studies of Society and Culture (Socionomics Institute Press, 2017). In April 2018, Murray took over the helm of The European Short Term Update. You can also read his commentary in Global Market Perspective, Interest Rates Pro Services, and Currency Pro Services, and on deflation.com. To learn more about Murray Gunn’s work as Head of Global Research at Elliott Wave International, please visit elliottwave.com. You can also get free access to the classic book "Elliott Wave Principle - Key to Market Behavior" at https://www.elliottwave.com/wave/retirementlifestyleadvocates To learn more about Retirement Lifestyle Advocates, please visit our website at www.RetirementLifestyleAdvocates.com.

The massive currency creation that's going on by all the major central banks around the world is very worrisome according to our guest this week on Retirement Lifestyle Advocates radio, Mr. Jim Rogers. Your host Dennis Tubbergen talks with Rogers about the crash and bear marketing in 2008, about the coming bear market, his forecast for the future and the opportunities for investment in commodities. Jim Rogers is an American financial commentator, an author, investor and businessman. He is one of the most respected authorities in the economics stratosphere and his advice has been sought out by businesses throughout the world. Rogers is the Chairman of Beeland Interests, Inc. He is the co-founder of the Quantum Fund and the Rogers International Commodities Index. He believes that financial sectors are transitory and will shift based on economic needs. To learn more about Retirement Lifestyle Advocates, please visit our website at www.RetirementLifestyleAdvocates.com.

“We're probably looking at 15% (annual) cost of living increase when you look at gas and taxes and food. I don't know how many different ways we can say how ugly it's going to be, but we're absolutely in an unprecedented situation”. These words from our guest this week on Retirement Lifestyle Advocates radio, Mr. Ed Butowsky. Your host, Dennis Tubbergen, discusses the current inflationary pressure brought on by the FED’s easy credit and money printing policies. In the conversation, Ed talks about only four companies with AAA Bond Ratings, but cannot recall them all. They are: Automatic Data Processing (ADP), Johnson & Johnson (JNJ), Microsoft (MSFT), and Exxon Mobil (XOM). Ed Butowsky is an internationally recognized expert in the wealth management industry known for his unique ability to analyze the current political environment and explain how it affects investment portfolios. Butowsky began his financial career in 1987 with Morgan Stanley, where he became senior vice president in private wealth management. He later founded the private wealth management firm Chapwood Investments in 2005, where he is currently the managing partner, and created the Chapwood Index. To learn more about this week’s guest Mr. Ed Butowsky, you can get his book “Wealth Mismanagement” at https://bit.ly/Butowksy, or visit his website https://chapwoodindex.com/. To learn more about Retirement Lifestyle Advocates, please visit our website at www.RetirementLifestyleAdvocates.com.

American distrust of media, the government, and public health experts has never been lower. The lockdowns from 2020 are going to have lasting effects. You can’t just take away people’s freedom and expect everything to be fine. Our guest this week is Jeffrey A. Tucker, author of Liberty or Lockdown. He and your host, Dennis Tubbergen, talk about the effects of the public health takeover, the politics of why it happened, and what we can expect for the future. Jeffrey A. Tucker is Editorial Director for the American Institute for Economic Research. He is the author of many thousands of articles in the scholarly and popular press and eight books in 5 languages, most recently The Market Loves You. He is also the editor of The Best of Mises and the newly-released book Liberty or Lockdown which you can find at https://www.amazon.com/Liberty-Lockdown-Jeffrey-Tucker/dp/1630692123. For more information about our guest Mr. Jeffrey Tucker, please visit https://www.realclearmarkets.com. For more information about Retirement Lifestyle Advocates, please visit https://retirementlifestyleadvocates.com.

“…even Bloomberg (News) now is saying that (Federal Reserve Chairman) Mr. Powell is making stuff up,” as stated by our guest this week on Retirement Lifestyle Advocates radio, Mr. Michael Pento. Your host, Dennis Tubbergen and Mr. Pento discuss the root cause of today’s inflation and his forecast for the second half of 2021 and into 2022. Michael Pento is the President and Founder of Pento Portfolio Strategies with more than 27 years of investment experience. He was the portfolio creator and consultant to Delta/Claymore's commodity portfolios that raised in excess of $3 billion, distributed through Claymore/Guggenheim's sales network. He produces the weekly podcast “The Mid-week Reality Check” and is the author of the book “The Coming Bond Market Collapse.” For more information about our guest Mr. Michael Pento, please visit http://pentoport.com. For more information about Retirement Lifestyle Advocates, please visit www.RetirementLifestyleAdvocates.com.

Silver to reach $200 per ounce… and more. Dennis Tubbergen welcomes back to Retirement Lifestyle Advocates radio, Mr. Michael Oliver. According to Oliver, since mid-2018, gold has gone from $1160 to $2000 and has done so without the help of weak stock markets. Now the dollar is turning downwards while markets are at highs. Big investors seem to be moving assets into different sectors, and soon we may see a violent rebalancing. He discusses how silver broke one of their momentum oscillators last year, afterward, moved rapidly to near $30. This next move could easily be eightfold. As such silver is now poised to outperform gold. Michael Oliver has been studying markets for over four decades, but it was the 1987 stock market crash that became his “aha!” moment and converted him to what he calls “momentum structural analysis.” Mr. Oliver is the CEO of Momentum Structural Analysis LLC based in Greensboro, North Carolina. He is also the author of The New Libertarianism: Anarcho-Capitalism. To learn more about this week’s guest Mr. Michael Oliver, please visit https://www.olivermsa.com/. To learn more about Retirement Lifestyle Advocates, please visit our website at www.RetirementLifestyleAdvocates.com.

Hyperinflation and a collapse of the US dollar now appear to be on the horizon. The FED continues to create dollars at unprecedented levels, up 75% in the last 12 months alone and with no signs of stopping. Our guest this week is economist John Williams. Your host, Dennis Tubbergen, discusses hyperinflation and phony government statistics on this week’s Retirement Lifestyle Advocates radio program. Mr. Williams is a consulting economist who maintains the website Shadow Stats.com. He tracks and reports economic data using the methodologies formerly used by government agencies prior to changes being made to make the reported data look more favorable, and estimates the true, real inflation rate to be significantly higher than the reported rate. For information about John Williams and Shadow Stats, please visit www.shadowstats.com. For more information about Retirement Lifestyle Advocates, please visit www.RetirementLifestyleAdvocates.com.

Rent moratoriums are coming to an end. What will this mean for the real estate market and the economy in general? According to this week’s guest, Mr. Karl Denninger; “it's going to be catastrophic and I don't see how the government gets out of this”. Join your host, Dennis Tubbergen, as he talks with Denninger about real estate, the brewing stagflation in our economy, and the illegal healthcare monopolies that are driving our government’s budget decisions. Mr. Karl Denninger is an American technology businessman, finance blogger, author, and political activist, sometimes referred to as a founding member of the Tea Party movement. Mr. Denninger is the author of the book Leverage: How Cheap Money Will Destroy the World. For information about Karl Denninger please visit www.Market-Ticker.org For more information about Retirement Lifestyle Advocates, please visit www.RetirementLifestyleAdvocates.com.

After the great financial crisis in 2008, the Bank of International Settlement was given the task of coming up with new regulations that would prevent bank risk escalating throughout the entire banking system. These new rules being introduced throughout Europe this year will have the effect of destroying the existing derivatives markets. We welcome back Mr. Alasdair McLeod as our guest this week on Retirement Lifestyle Advocates radio. Your host, Dennis Tubbergen, discusses the paper gold and silver markets with Mr. McLeod as well as the hyperinflation that’s taking hold in food and commodities across the country. Alasdair Macleod is the head of research at Gold Money Holding, a well-respected author, and a noted expert in world economics. Mr. Macleod has been a celebrated stockbroker and Member of the London Stock Exchange for over four decades. His experience encompasses equity and bond markets, fund management, corporate finance, and investment strategy. To learn more about this week’s guest Mr. Alasdair Macleod, please visit https://www.goldmoney.com. To learn more about Retirement Lifestyle Advocates, please visit our website at www.RetirementLifestyleAdvocates.com.

“It's easy to get wrapped up into the gloom and doomy side of the story, but it's actually a great time to invest. You can make a lot of money if you buy the right things at the right time. I think precious metals are a big part of that story. So don't focus on this horrendous crisis that's coming. Think of it as an investment opportunity for you to protect your family and yourself by doing the right thing”. Great advice from this week’s guest, Mr. John Rubino, on Retirement Lifestyle Advocates radio. Listen in to the conversation between Mr. Rubino and your host Dennis Tubbergen as they discuss inflation and the bubble busts that will lead to the collapse of fiat currencies. John Rubino manages the financial website DollarCollapse.com. He is the co-author, with GoldMoney’s James Turk, of The Money Bubble, and The Collapse of the Dollar and How to Profit from It, and author of Clean Money: Picking Winners in the Green-Tech Boom. After earning a Finance MBA from New York University, he spent the 1980s on Wall Street, as a money market trader, equity analyst, and junk bond analyst. During the 1990s he was a featured columnist with TheStreet.com and a frequent contributor to Individual Investor, Online Investor, and Consumers Digest, among many other publications. He currently writes for CFA Magazine. To learn more about our guest, John Rubino, visit his blog site www.DollarCollapse.com or check out his book “The Money Bubble” at https://amzn.to/2YOIe5z. To learn more about Retirement Lifestyle Advocates, please visit our website at www.RetirementLifestyleAdvocates.com.

“I think one of the things that is particularly uncomfortable for investors is that commercial real estate, personally, I viewed it as pretty bomb proof to be honest, but because of the pandemic, we're not sure what the demand is going to be for offices and industrial and retail in the future.” Our guest this week on Retirement Lifestyle Advocates is Mr. Simon Popple. Listen in as Simon and your host, Dennis Tubbergen discus the markets, real estate, commodities and how you might protect yourself in an environment of out-of-control money printing and the rising inflation destroy your purchasing power. Mr. Simon Popple is author of the Brookville Capital Intelligence Report. Mr. Popple started a newsletter with MoneyWeek called Metals & Miners and when they were acquired, he set up Gold Speculator with Jim Rickards. During this time he was a featured speaker at MoneyWeek and Mines & Money conferences. Mr. Popple has also done numerous interviews with IGTV on the gold market. To learn more about this week’s guest, Simon Popple please visit https://www.brookvillecapital.com. To learn more about Retirement Lifestyle Advocates, please visit our website at www.RetirementLifestyleAdvocates.com.

“The Federal Reserve has increased its balance sheet by $4 trillion in the last 18 months. It’s absolutely crazy. It's insane, it's irresponsible! It’s a formula for hyperinflation, not just inflation but hyperinflation. The Government’s ludicrous measures of consumer price index and the producer price index do not include food and energy and housing. These things are going up dramatically. This is nuts and this is going to lead to a very, very big bubble that's going to pop and it's going to create an economic collapse worse than what we saw last year with the lockdown”. Join us this week on Retirement Lifestyle Advocates radio to hear more of the forecast from our guest, Dr. Robert McHugh as he talks with your host Dennis Tubbergen about monetary policy, the markets, and even some ideas about what you can do to generate retirement income without risking your entire portfolio to the stock market. Robert McHugh, Ph.D. is President and Chief Executive Officer of Main Line Investors, Inc., and the proprietor of the Technical Indicator Index. He has testified before the U.S. Congress on Federal Reserve matters and is the author of “The Coming Economic Ice Age, Five Critical Steps to Survive and Prosper”. For information about Dr. Robert McHugh, please visit his website at www.technicalindicatorindex.com, or visit http://bit.ly/TheComingEconomicIceAge to get a copy of his best-selling book “The Coming Economic Ice Age”. For more information about Retirement Lifestyle Advocates, please visit www.RetirementLifestyleAdvocates.com.

“It’s insane to think that every time you have a slowdown in the economy or the stock market, you can just print, infinitely more money and expect it to go away. This is a dead economy revived only by endless money printing. And it will not end well”. So claims our guest this week, Mr. Harry Dent, on Retirement Lifestyle Advocates radio. Your host, Dennis Tubbergen, talks with Harry Dent about the 2008 reset that was preempted by central banks' endless money printing, and the predictability of long-term economic conditions through the study of cycles. Mr. Dent is internationally recognized for the accuracy of his economic forecasts and is the author of the #1 best-selling book, Zero Hour. He’s appeared on “Good Morning America,” PBS, CNBC, CNN, and Fox News. He’s been featured in Barron’s, Investor’s Business Daily, Entrepreneur, Fortune, Success, U.S. News and World Report, Business Week, The Wall Street Journal, American Demographics, and Omni. He is a regular guest on Fox Business’s “America’s Nightly Scorecard.” To learn more about Harry Dent, please visit https://harrydent.com/ where you can also subscribe to his free newsletter. To learn more about Retirement Lifestyle Advocates, please visit our website at www.RetirementLifestyleAdvocates.com.

Imagine that you are financing the purchase of a home. You get to the closing table, and upon review of the loan documents, you notice that the interest rate and the amount that you're required to pay back to the lender are left blank. How would you react if the lender said, "Don't worry about it, we'll figure that out later. We're just going to put a lien on your house, and we'll let you know what the payback terms are at some later day." How many of you would sign those loan documents? Zero! But, that's the deal that you're making from the IRS when you make contributions to an IRA or a 401(k). You get a tax deduction now, that must be paid later, in retirement. The terms of which are unknown. Join your host Dennis Tubbergen on this week’s Special Edition of Retirement Lifestyle Advocates radio. Dennis explains how many were misinformed about contributing to IRA’s and 401(k), and how you might benefit by divorcing yourself from the IRS. You can get a free copy of Dennis’s newly updated book “Can you Divorce Yourself from the IRS?” at www.DivorceTheIRSBook.com and a copy of this month’s Special Report “Are We Rocketing Toward Reset?” at www.RequestYourReportNow.com. For more information about Retirement Lifestyle Advocates, please visit www.RetirementLifestyleAdvocates.com.

The stock market is more overvalued than it’s ever been by every historical measure. “I wouldn't be surprised if we see a 1987 or '29 type shock at some point”…followed by inflation similar or greater than we saw in the 70’s and early 80’s. That’s the forecast from this week’s guest on Retirement Lifestyle Advocates Radio, Mr. David Skarica. Listen to the conversation where your host, Dennis Tubbergen and Mr. Skarica discuss his forecast for the markets and the reserve currency status of the US Dollar. David Skarica is the founder and Editor of Addicted to Profits, a popular newsletter known for its stellar performance in both up and down markets. Skarica entered the financial markets at a very young age and, at the age of eighteen, became the youngest person on record to pass the Canadian Securities Course. He is a regular speaker at trade and investment conferences in Canada and is a regular guest on the Business News Network (BNN), Canada's flagship business broadcasting network. To learn more about David Skarica, please visit http://addictedtoprofits.net. To learn more about Retirement Lifestyle Advocates, please visit our website at www.RetirementLifestyleAdvocates.com.

Are we looking at a deflationary collapse in the next 12 months? Our guest this week, Mr. Karl Denninger says he would not be surprised by a 50% re-pricing in all asset classes. Join your host, Dennis Tubbergen as he and Mr. Denninger discuss forecasts for the economy, healthcare, and the markets in the coming months. Mr. Karl Denninger is an American technology businessman, finance blogger, author, and political activist, sometimes referred to as a founding member of the Tea Party movement. Mr. Denninger is the author of the book Leverage: How Cheap Money Will Destroy the World. For information about Karl Denninger please visit www.Market-Ticker.org For more information about Retirement Lifestyle Advocates, please visit www.RetirementLifestyleAdvocates.com.

It's amazing to think that the Japanese stock market topped out 31 years ago and the European market topped 21 years ago, and the Chinese market topped to 14 years ago. As positive social mood is waning here in the U.S., our guest this week on Retirement Lifestyle Advocates radio, socionomics expert Mr. Murray Gunn, concludes that a multi-year bear market beginning this year is likely. Join your host Dennis Tubbergen for a great discussion of this forecast and how the study of cycles gives us insight into the financial markets. Murray Gunn is Head of Global Research at Elliott Wave International. He worked as a fund manager in global bonds, currencies, and stocks, including long posts at Standard Life Investments and the Abu Dhabi Investment Authority. He then joined HSBC Bank as Head of Technical Analysis. Murray is the author of Trading Regime Analysis (Wiley, 2009) and a contributor to Socionomic Studies of Society and Culture (Socionomics Institute Press, 2017). In April 2018, Murray took over the helm of The European Short Term Update. You can also read his commentary in Global Market Perspective, Interest Rates Pro Services, and Currency Pro Services, and on deflation.com. To learn more about Murray Gunn’s work as Head of Global Research at Elliott Wave International, please visit elliottwave.com or his work at the Socionomics Institute, please visit socionomics.net. To learn more about Retirement Lifestyle Advocates, please visit our website at www.RetirementLifestyleAdvocates.com.

The dollar will eventually be completely discredited and lose credibility. The thing that's helping it right now is the fact nearly all world currencies are going through the same process. Eventually, currencies are going to have to be valued against something tangible. Our guest this week is Brien Lundin. Join your host, Dennis Tubbergen, as he and Brien discuss the return to a gold standard, cryptocurrencies, and the stock and bond markets. Brien Lundin is the editor and publisher of Gold Newsletter, a publication that has ranked among the world’s leading precious metals and resource stock advisories since 1971 and is also the host of the famed New Orleans Investment Conference, the world’s oldest and most respected gold investment event. To learn more about the Gold Newsletter, visit www.goldnewsletter.com, and to learn more about the New Orleans Investment Conference, visit www.neworleansconference.com. To learn more about Retirement Lifestyle Advocates, please visit our website at www.RetirementLifestyleAdvocates.com.

For over 50 years now, “the top 20% of the population share of total income has increased and the shares of the other four lower quintiles have been declining…” along with the purchasing power of those dollars. This week’s guest, Dr. A. Gary Shilling talks with your host Dennis Tubbergen about the state of the economy, the Fed’s money creation, and investment strategies for protecting your wealth in these uncharted times. Dr. A. Gary Shilling is an American financial analyst and commentator who appears on a regular basis in publications such as Forbes magazine, The New York Times, and The Wall Street Journal. He is also the author of the monthly newsletter INSIGHT, and the book “The Age of Deleveraging”. For more information about our guest, Dr. Gary Shilling, please visit www.agaryshilling.com. To learn more about Retirement Lifestyle Advocates, please visit www.RetirementLifestyleAdvocates.com.

Our guest this week on Retirement Lifestyle Advocates radio is the leading cycles research analyst, Dr. Charles Nenner. A past guest on the program, Dr. Nenner explained how he mathematically predicts the annual, monthly, and even intra-day highs and lows in the markets in his conversation with your host, Dennis Tubbergen. Today, Dr. Nenner says we’re near the end of a long top cycle, that stocks, bonds, and even cryptos will crash. “You have to do something, this is not going to end well”. Dr. Charles Nenner’s career is truly impressive: he earned a medical degree from the University of Amsterdam in 1984 prior to embarking on a long and distinguished career as a financial consultant, researcher, and analyst. He has worked for Windsor NY, Merrill Lynch, Goldman Sachs, Rabobank International, and Ofek Securities in Tel Aviv. You can get a free 30-day trial subscription to Dr. Nenner's uncannily accurate daily research reports, plus articles, podcasts, and more at www.CharlesNenner.com.

If we have a hyperinflationary event, there's going to be a civil war. If you take the current $2.3 trillion operating deficit, add $1.9 trillion to that, we're at $4.2 trillion. Should another $3 trillion stimulus package be added to that, we could be looking at a $7 trillion deficit this year on a GDP of about not even three times that based on my numbers. This week on Retirement Lifestyle Advocates Radio you host Dennis Tubbergen is joined by guest, Karl Denninger. Join them for a great conversation about U.S. economy policy and its impending effects on Medicare in the next year or two. Mr. Karl Denninger is an American technology businessman, finance blogger, author, and political activist, sometimes referred to as a founding member of the Tea Party movement. Mr. Denninger is the author of the book Leverage: How Cheap Money Will Destroy the World. For information about Karl Denninger please visit www.Market-Ticker.org For more information about Retirement Lifestyle Advocates, please visit www.RetirementLifestyleAdvocates.com.

“You don't have to look any further than the Federal Reserve, the disgusting institution that used to be in the business of bailing out banks on the margins if they had some bad debt they had to bring to the discount window. Now the Fed controls everything. They're even vanquishing viruses.” This is the view of our guest this week, Mr. Michael Pento. Join your host, Dennis Tubbergen as he talks with Michael Pento about the economy and his forecast for the markets. Michael Pento is the President and Founder of Pento Portfolio Strategies with more than 27 years of investment experience. He was the portfolio creator and consultant to Delta/Claymore's commodity portfolios that raised in excess of $3 billion, distributed through Claymore/Guggenheim's sales network. He produces the weekly podcast “The Mid-week Reality Check” and is author of the book “The Coming Bond Market Collapse.” For more information about our guest Mr. Michael Pento, please visit http://pentoport.com. For more information about Retirement Lifestyle Advocates, please visit www.RetirementLifestyleAdvocates.com.

We have two global problems. The potential bankruptcy, in fact, almost certain bankruptcy of the Eurozone and the ending of the Euro. And at the same time, in America with dollars being printed to create a wealth effect, when that bubble pops the dollar will similarly have virtually no future and probably wipe it out. And, I'm talking about the very near future, because I don't think it's going to take very long for this to go wrong. A dire forecast from this week’s guest, Mr. Alasdair MacLeod. Join your host, Dennis Tubbergen’s conversation with Mr. MacLeod as they discuss the implications of expanding the creation of money to an absolutely ridiculous extent. Alasdair Macleod is the head of research at Gold Money Holding, a well-respected author and noted expert in world economics. Mr. Macleod has been a celebrated stockbroker and Member of the London Stock Exchange for over four decades. His experience encompasses equity and bond markets, fund management, corporate finance, and investment strategy. To learn more about this week’s guest Mr. Alasdair Macleod, please visit https://www.goldmoney.com. To learn more about Retirement Lifestyle Advocates, please visit our website at www.RetirementLifestyleAdvocates.com.

What we did in 2020 violates every canon of sound economics. Money creation, over the course of 2020, looks just like a hockey stick. It’s terrifying. We got a kind of borrow and print regime going on, and it's extremely dangerous to capital formation in the future. This perspective from our guest this week, Mr. Jeffrey Tucker, on the Retirement Lifestyle Advocates radio program. Join your host, Dennis Tubbergen as he discusses the economics and loss of liberty stemming from the lockdowns. Jeffrey A. Tucker is Editorial Director for the American Institute for Economic Research. He is the author of many thousands of articles in the scholarly and popular press and eight books in 5 languages, most recently The Market Loves You. He is also the editor of The Best of Mises and the just-released book Liberty or Lockdown which you can find at https://www.amazon.com/Liberty-Lockdown-Jeffrey-Tucker/dp/1630692123. For more information about our guest Mr. Jeffrey Tucker, please visit https://www.aier.org. For more information about Retirement Lifestyle Advocates, please visit www.RetirementLifestyleAdvocates.com.

The U.S. economy is extremely sick, terminal in fact, if a doctor were to describe it. Creating more is not going to solve the problem. It is the problem. It’s the reason the economy is so sick, we'd been given a toxic dose of monetary stimulus. We've temporarily enriched the few at the expense of the many by inflating asset bubbles and undermining legitimate economic growth. Our guest this week on Retirement Lifestyle Advocates radio, Mr. Peter Schiff, discusses the future of the economy, gold, and Bitcoin with your host Dennis Tubbergen. Peter Schiff is an internationally recognized economist specializing in foreign equity, currency, and gold markets. Mr. Schiff made his name as President and Chief Global Strategist of Euro Pacific Capital. He frequently delivers lectures at major economic and investment conferences and is quoted often in the print media, including the Wall Street Journal, New York Times, L.A. Times, Barron's, BusinessWeek, Time, and Fortune. His broadcast credits include regular guest appearances on CNBC, Fox Business, CNN, MSNBC, and Fox News Channel, as well as hosting his own weekly radio show, Wall Street Unspun. He is also the author of the bestselling books: “The Real Crash”, "Crash Proof," "The Little Book of Bull Moves in Bear Markets," and "Crash Proof 2.0”. To learn more about Peter Schiff, please visit https://schiffgold.com or https://www.europac.com. You can find his books at https://amzn.to/2VX9Ll3. To learn more about Retirement Lifestyle Advocates, please visit our website at www.RetirementLifestyleAdvocates.com.

We are nearing the end of a 90 year supper bubble economic cycle that will see markets, real estate, and even crypto-currencies (including Bitcoin) lose 90-95% of their current value by late 2022… That’s the forecast from this week’s guest on Retirement Lifestyle Advocates radio, Mr. Harry Dent. Your host, Dennis Tubbergen talks with Harry about the various macro-economic cycles all coming together to create this great-reset, and how to protect your assets and plans for a comfortable stress-free retirement. Mr. Dent is internationally recognized for the accuracy of his economic forecasts and is the author of the #1 best-selling book, Zero Hour. He’s appeared on “Good Morning America,” PBS, CNBC, CNN and Fox News. He’s been featured in Barron’s, Investor’s Business Daily, Entrepreneur, Fortune, Success, U.S. News and World Report, Business Week, The Wall Street Journal, American Demographics and Omni. He is a regular guest on Fox Business’s “America’s Nightly Scorecard.” To learn more about Harry Dent, please visit https://harrydent.com/ where you can also subscribe to his free newsletter. To learn more about Retirement Lifestyle Advocates, please visit our website at www.RetirementLifestyleAdvocates.com.

The U.S. Federal Reserve, in December, just quietly changed the way they were going to report M1 and M2 money supply, stating that reporting would now take place monthly versus weekly, and they were changing the methodology. With the unprecedented amounts of money creation by the Fed and central banks worldwide, the Fed is clearly attempting to further obfuscate what’s really happening. On this week’s Retirement Lifestyle Advocates radio program, your host, Dennis Tubbergen talks with guest Simon Popple to get his take on how this historical acceleration in money supply might impact commodities, particularly gold and silver. Mr. Simon Popple is author of the Brookville Capital Intelligence Report. Mr. Popple started a newsletter with MoneyWeek called Metals & Miners and when they were acquired, he set up Gold Speculator with Jim Rickards. During this time he was a featured speaker at MoneyWeek and Mines & Money conferences. Mr. Popple has also done numerous interviews with IGTV on the gold market. To learn more about this week’s guest, Simon Popple please visit https://www.brookvillecapital.com. To learn more about Retirement Lifestyle Advocates, please visit our website at www.RetirementLifestyleAdvocates.com.

“Our monetary system is out of control, we no longer have the ability to manage it. Central banks around the world have no tools left and it's going to do what it's going to do. And we're just bystanders at this point, watching the train wreck. This is no longer one of those inevitable things, it is now an imminent thing. And that's what makes it such a terrifying time… you shouldn't wish living through something like this on your worst enemy.” An ominous forecast by this week’s guest on Retirement Lifestyle Advocates radio, Mr. John Rubino. Join your host, Dennis Tubbergen, as they discuss 2021 and what you might do to protect yourself and your family from financial ruin. John Rubino manages the financial website DollarCollapse.com. He is the co-author, with GoldMoney’s James Turk, of The Money Bubble, and The Collapse of the Dollar and How to Profit from It, and author of Clean Money: Picking Winners in the Green-Tech Boom. After earning a Finance MBA from New York University, he spent the 1980s on Wall Street, as a money market trader, equity analyst, and junk bond analyst. During the 1990s he was a featured columnist with TheStreet.com and a frequent contributor to Individual Investor, Online Investor, and Consumers Digest, among many other publications. He currently writes for CFA Magazine. To learn more about our guest, John Rubino, visit his blog site www.DollarCollapse.com or check out his book “The Money Bubble” at https://amzn.to/2YOIe5z. To learn more about Retirement Lifestyle Advocates, please visit our website at www.RetirementLifestyleAdvocates.com.

“The stock market's real, inflation-adjusted top, really occurred back in 2000. So most of what we've seen since then is just hyperinflation from the printing of dollars. There's a pattern that we're tracking…I call it the jaws of death. It looks like a shark's mouth wide open, ready to gobble up…the economy”. This is the near-term forecast from our guest this week, Dr. Robert McHugh. Join your host Dennis Tubbergen as he talks with Dr. McHugh about how this depressionary cycle delivers a Dow at 5000 and how to protect yourself on the Retirement Lifestyle Advocates radio program. Robert McHugh, Ph.D. is President and Chief Executive Officer of Main Line Investors, Inc., and the proprietor of the Technical Indicator Index. He has testified before the U.S. Congress on Federal Reserve matters and is the author of “The Coming Economic Ice Age, Five Critical Steps to Survive and Prosper”. For information about Dr. Robert McHugh, please visit his website at www.technicalindicatorindex.com, or visit http://bit.ly/TheComingEconomicIceAge to get a copy of his best-selling book “The Coming Economic Ice Age”. For more information about Retirement Lifestyle Advocates, please visit www.RetirementLifestyleAdvocates.com.

“To the extent we are still doing well as a nation is not because of the progressivism or the socialism that our politicians have given us, it's because of the freedoms and the capitalism we haven't yet destroyed.” This week on Retirement Lifestyle Advocates radio, our guest Mr. Larry Reed discusses with your host Dennis Tubbergen, his most recent article comparing progressive agenda of President Woodrow Wilson to the Democrat party today. Lawrence W. Reed is FEE's President Emeritus, Humphreys Family Senior Fellow, and Ron Manners Global Ambassador for Liberty, having served for nearly 11 years as FEE’s president (2008-2019). He is author of the 2020 book, “Was Jesus a Socialist?”, as well as Real Heroes: Incredible True Stories of Courage, Character, and Conviction, and Excuse Me, Professor: Challenging the Myths of Progressivism. For information about Mr. Larry Reed, please visit www.LawrenceWReed.com. For more information about Retirement Lifestyle Advocates, please visit www.RetirementLifestyleAdvocates.com.

Cash and money in people's checking accounts are up 51% year over year. That's a record. Returning guest this week on Retirement Lifestyle Advocates radio, John Williams and your host Dennis Tubbergen discuss this trend and others that are leading up to a declining economy and rising inflation. Mr. Williams is a consulting economist who maintains the website Shadow Stats.com. He tracks and reports economic data using the methodologies formerly used by government agencies prior to changes being made to make the reported data look more favorable, and estimates the true, real inflation rate to be significantly higher than the reported rate. For more information about Retirement Lifestyle Advocates, please visit www.RetirementLifestyleAdvocates.com. For information about John Williams and Shadow Stats, please visit www.shadowstats.com.

Could we see Gold hit $8000 plus in 2021? Our guest this week on Retirement Lifestyle Advocates Radio, Mr. Jay Michael Oliver, says that given the continued degradation of money units by central banks abroad and the aggressive money printing policies here in the U.S., which the Fed vowed to continue, we’re entering a bull market in commodities not seen since the 1970’s. Join your host Dennis Tubbergen for a conversation with first-time guest Mr. Oliver for his forecast on the coming new year. Michael Oliver has been studying markets for over four decades, but it was the 1987 stock market crash that became his “aha!” moment and converted him to what he calls “momentum structural analysis.” Mr. Oliver is the CEO of Momentum Structural Analysis LLC based in Greensboro, North Carolina. He is also the author of The New Libertarianism: Anarcho-Capitalism. To learn more about this week’s guest Mr. Michael Oliver, please visit https://www.olivermsa.com/. To learn more about Retirement Lifestyle Advocates, please visit our website at www.RetirementLifestyleAdvocates.com.

The government gravely underestimates the national rate of inflation via the CPI, a number plagued with bias and statistical manipulation. It is universally assumed that the government’s rate of inflation is accurate, but it simply isn’t… First time guest on this week’s Retirement Lifestyle Advocates Radio, Mr. Ed Butowsky, talks with your host Dennis Tubbergen about this blind acceptance of CPI; one of the main reasons over 50% of U.S. citizens are reliant on the government entitlement programs that are bankrupting our country. Ed Butowsky is an internationally recognized expert in the wealth management industry known for his unique ability to analyze the current political environment and explain how it affects investment portfolios. Butowsky began his financial career in 1987 with Morgan Stanley, where he became senior vice president in private wealth management. He later founded the private wealth management firm Chapwood Investments in 2005, where he is currently the managing partner, and created the Chapwood Index. To learn more about this week’s guest Mr. Ed Butowsky, please visit https://chapwoodindex.com/. To learn more about Retirement Lifestyle Advocates, please visit our website at www.RetirementLifestyleAdvocates.com.

Despite what you’ve heard in the media over the last 20 plus years, even during the Trump administration, the U.S. economy has been in decline, and it’s going to get worse. In fact, since 1995, the government has been artificially deflating the CPI to keep figures as low as possible. The CPI you see published today no longer represents the real out of pocket expenditures incurred by most Americans. Our guest this week on Retirement Lifestyle Advocates radio is monetary historian, Mr. Alasdair Mcleaod. Your host, Dennis Tubbergen, talks with Mr. Mcleod about the economic decline, the recent elections, the Fed’s easy credit policy, and much more! Alasdair Macleod is the head of research at Gold Money Holding, a well-respected author and noted expert in world economics. Mr. Macleod has been a celebrated stockbroker and Member of the London Stock Exchange for over four decades. His experience encompasses equity and bond markets, fund management, corporate finance, and investment strategy. To learn more about this week’s guest Mr. Alasdair Macleod, please visit https://www.goldmoney.com. To learn more about Retirement Lifestyle Advocates, please visit our website at www.RetirementLifestyleAdvocates.com.

Medicare has a huge problem. It’s running an 80% deficit. In other words, it spends $5 for every dollar it receives in tax revenue. As a result, our guest this week on Retirement Lifestyle Advocates radio, Mr. Karl Denninger, forecasts that without Congressional intervention, Medicare ceases to be able to pay its bills by 2023. Join your host Dennis Tubbergen for a riveting discussion about Medicare, the potential solutions, and even the recent Presidential election. Mr. Karl Denninger is an American technology businessman, finance blogger, author, and political activist, sometimes referred to as a founding member of the Tea Party movement. Mr. Denninger is the author of the book Leverage: How Cheap Money Will Destroy the World. For information about Karl Denninger please visit www.Market-Ticker.org For more information about Retirement Lifestyle Advocates, please visit www.RetirementLifestyleAdvocates.com.

Are we witnessing the demise of the U.S. as a superpower of the world and its currency? Our guest this week on Retirement Lifestyle Advocates Radio, Mr. David Skarica thinks so. Listen in to the conversation as your host Dennis Tubbergen talks with Mr. Skaria about this and the effects he forecast for our economy and the prices of tangible assets, like gold and silver. David Skarica is the founder and Editor of Addicted to Profits, a popular newsletter known for its stellar performance in both up and down markets. Skarica entered the financial markets at a very young age and, at the age of eighteen, became the youngest person on record to pass the Canadian Securities Course. He is a regular speaker at trade and investment conferences in Canada and is a regular guest on the Business News Network (BNN), Canada's flagship business broadcasting network. To learn more about David Skarica, please visit http://addictedtoprofits.net. To learn more about Retirement Lifestyle Advocates, please visit our website at www.RetirementLifestyleAdvocates.com.

The real estate market is in turmoil. The price of apartments and condominiums in major cities across the country is collapsing as people flee to for the safety of suburban and rural areas. We are please to have a returning guest this week on Retirement Lifestyle Advocates radio, Dr. A. Gary Shilling. Your host, Dennis Tubbergen, talks with Dr. Shilling about the current state of the real estate market, the U.S. economy, and his forecast for how long this recession will last. Dr. A. Gary Shilling is an American financial analyst and commentator who appears on a regular basis in publications such as Forbes magazine, The New York Times, and The Wall Street Journal. He is also the author of the monthly newsletter INSIGHT, and the book “The Age of Deleveraging”. For more information about our guest, Dr. Gary Shilling, please visit www.agaryshilling.com. To learn more about Retirement Lifestyle Advocates please visit www.RetirementLifestyleAdvocates.com.

The World Health Organization has changed its mind, saying “we need to go back to our normal lives again”. This comes in great part due to the Great Barrington declaration, which took place at the American Institute for Economic Research just last weekend, and featured 8,000 scientists led by the three top epidemiologists in the world, Jay Bhattacharya, Sumetra Gupta, and Martin Kulldorff, who said these lockdowns are a huge mistake. Join RLA radio’s host Dennis Tubbegren as he talks with Jeffrey Tucker about the WHO’s change of heart, and his forecast for the coming months. Jeffrey A. Tucker is Editorial Director for the American Institute for Economic Research. He is the author of many thousands of articles in the scholarly and popular press and eight books in 5 languages, most recently The Market Loves You. He is also the editor of The Best of Mises and the just released book Liberty or Lockdown which you can find at https://www.amazon.com/Liberty-Lockdown-Jeffrey-Tucker/dp/1630692123/ref. For more information about Retirement Lifestyle Advocates, please visit www.RetirementLifestyleAdvocates.com. For more information about our guest Mr. Jeffrey Tucker, please visit https://www.aier.org.

The Federal Reserve has added over $5 Trillion to its balance sheet in the last six months, but that’s just the amount they acknowledge. According to first time guest on Retirement Lifestyle Advocates radio, Mr. Rob Kirby, the amount of money that's been created is far greater than what is acknowledged. Listen in as Mr. Kirby explains to your host Dennis Tubbergen why and how he believes the Exchange Stabilization Fund is being used to obfuscate the truth. Rob Kirby received his post-secondary education at York University [Economics] in Toronto. Upon completion he worked on an institutional trading desk for most of the 1980s and right up until 1996. Mr. Kirby began writing in 1997 and was involved in a number of entrepreneurial pursuits. In 2002, he went to work for Investor's Group, the largest Mutual Fund Company in Canada until September '04 when he resigned to write about the markets. For information about Mr. Rob Kirby please visit www.kirbyanalytics.com. For more information about Retirement Lifestyle Advocates, please visit www.RetirementLifestyleAdvocates.com.