Retirement Lifestyle Advocates

Are we heading into a recession in 2026? In this episode of RLA Radio, Dennis Tubbergen analyzes IRS migration data showing high-income earners relocating from high-tax states like California and New York to tax-friendly states such as Florida and Texas. Financial expert Ed Dowd joins the show to discuss the U.S. economic outlook, stock market risks, housing market correction, AI bubble concerns, and Federal Reserve policy. Topics include recession indicators, S&P 500 downside risk, deflation vs inflation cycles, gold and silver investment strategy, central bank digital currencies (CBDCs), and long-term wealth protection. If you're interested in economic trends, investing strategies, tax policy, and financial planning, this episode delivers critical insights for navigating today’s uncertain economy. Edward Dowd is a numbers guy who sniffed out Wall Street’s game—he ran a $14 billion equity growth fund at BlackRock before he walked. Now, he's living on the beautiful island of Maui, working as an independent economic & investment analyst and co-founder of Phinance Technologies, still digging into what’s real. His bestselling book, Cause Unknown, threw a wrench in the pandemic story—sudden deaths, economic fallout, stuff they won’t touch. He’s not parroting the suits; he’s mapping the looming debt crisis and what’s coming. To learn more about our guest, Ed Dowd, visit www.eddowd.com. To learn more about Retirement Lifestyle Advocates, please visit our website at www.RetirementLifestyleAdvocates.com.

Are we heading toward a major economic reset? In this episode of Retirement Lifestyle Advocates Radio, Dennis Tubbergen breaks down the impact of rising taxes, billionaire migration, and shifting economic policy before interviewing bestselling author Neil Howe, co-author of The Fourth Turning. Discover how generational cycles shape the economy, why today’s political division, global conflict, and market volatility mirror past crises like the Great Depression, and what it all means for your financial future. Learn actionable investment strategies for inflation, market downturns, and wealth protection, including insights on commodities, silver investing, and portfolio positioning in uncertain times. If you’re searching for answers on recession risks, stock market outlook, inflation trends, or how to prepare for the next financial crisis, this episode delivers essential insights for investors and business owners alike. Neil Howe is a historian, economist, and demographer, and a leading authority on generational trends. He coined the term "Millennial Generation" and is the bestselling author of over a dozen books, including Generations, The Fourth Turning, Millennials Rising, and The Graying of the Great Powers. Howe is the Managing Director of Demography at Hedgeye and president of Saeculum Research, which helps managers and investors anticipate changes in markets, consumer preferences, and the public mood. Howe has served hundreds of clients—from Nike and Fidelity to Disney and the U.S. Marine Corps. To learn more about our guest, Neil Howe, visit HedgeyeAM.com. To learn more about Retirement Lifestyle Advocates, please visit our website at www.RetirementLifestyleAdvocates.com.

Is the U.S. economy headed for a recession, market correction, or something even worse? In this episode of the Retirement Lifestyle Advocates Radio podcast, host Dennis Tubbergen sits down with economist and forecaster Martin Armstrong to discuss the U.S. economic outlook, stock market risks, inflation, interest rates, government debt, and what investors should be doing now. They break down the warning signs in today’s economy, the outlook for the stock market, how Federal Reserve policy is affecting inflation and markets, and why retirees and investors need to prepare for ongoing uncertainty. The conversation also explores market volatility, wealth protection strategies, retirement planning concerns, and the broader financial trends shaping the future of the U.S. economy. This episode is essential listening for anyone interested in Martin Armstrong predictions, stock market outlook, recession warnings, inflation, investing, and retirement planning. Martin A. Armstrong is an economist, financial forecaster, and computer model innovator known for his Economic Confidence Model, which fine-tuned the business cycle to 8.6 years. Encouraged by his father to explore computers in the 1960s, Armstrong combined his expertise in computer science and economics to create one of the first global forecasting models, which gained recognition for its accuracy in predicting market trends and geopolitical events. He founded Princeton Economics International, Ltd., providing institutional analysis and forecasting for global markets. Armstrong's career has been marked by groundbreaking insights into capital flows, market oscillations, and economic cycles, as well as controversies surrounding his legal battles and imprisonment, which he attributed to political and financial interests seeking to suppress his work. To learn more about our guest, Martin Armstrong, visit ArmstrongEconomics.com. To learn more about Retirement Lifestyle Advocates, please visit our website at www.RetirementLifestyleAdvocates.com.

Is the U.S. economy heading toward a major market correction? In this episode of the Retirement Lifestyle Advocates Radio podcast, host Dennis Tubbergen sits down with economist and Midweek Reality Check host Michael Pento to discuss the growing risks in today’s financial system. They break down the massive U.S. national debt, potential bubbles in the stock market, bonds, and real estate, and the role the Federal Reserve plays in driving inflation and monetary policy. The conversation also explores why central banks are buying gold, the outlook for precious metals like gold and silver, and how investors can protect their portfolios during economic uncertainty. Plus, Dennis explains the latest warning from the Congressional Budget Office about Social Security’s projected shortfall and what it could mean for future retirees. This episode is essential listening for anyone interested in economic outlook, investing strategies, inflation, and retirement planning. Michael Pento is the President and Founder of Pento Portfolio Strategies, with more than 27 years of investment experience. He was the portfolio creator and consultant to Delta/Claymore's commodity portfolios that raised more than $3 billion, distributed through Claymore/Guggenheim's sales network. He produces the weekly podcast “The Mid-Week Reality Check” and is the author of the book “The Coming Bond Market Collapse.” For more information about our guest, Mr. Michael Pento, please visit http://pentoport.com. For more information about Retirement Lifestyle Advocates, please visit www.RetirementLifestyleAdvocates.com.

In this episode of Retirement Lifestyle Advocates Radio, Dennis Tubbergen analyzes the dramatic 30% silver price crash and what it means for precious metals investors, inflation, and market volatility. Was it a normal correction—or a coordinated reaction involving margin hikes, exchange disruptions, and Federal Reserve leadership changes? Dr. Jonathan Newman of the Mises Institute joins the show to break down Austrian economics, Federal Reserve policy, interest rates, government debt, deficit spending, and the long-term inflation outlook. They also discuss recession risks, hyperinflation concerns, central banking strategy, and whether America’s growing federal debt is sustainable. If you’re interested in silver investing, gold markets, inflation protection, Federal Reserve decisions, and the future of the U.S. economy, this episode delivers timely insight for investors and retirees alike. Dr. Jonathan Newman is a Fellow at the Mises Institute. He earned his PhD at Auburn University while a Research Fellow at the Mises Institute. He was the recipient of the 2021 Gary G. Schlarbaum Award to a Promising Young Scholar for Excellence in Research and Teaching. Previously, he was Associate Professor of Economics and Finance at Bryan College. He has published in the Quarterly Journal of Austrian Economics and in volumes edited by Matthew McCaffrey and Per Bylund. His research focuses on Austrian economics, inflation and business cycles, and the history of economic thought. He has taught courses on Macroeconomics and Quantitative Economics: Uses and Limitations in the Mises Graduate School. To learn more about our guest, Jonathan Newman, visit Mises.org. To learn more about Retirement Lifestyle Advocates, please visit our website at www.RetirementLifestyleAdvocates.com.

Is the U.S. economy heading toward recession — or something worse? In this episode of RLA Radio, Dennis Tubbergen interviews bestselling author and legendary investor Doug Casey to break down Federal Reserve policy, inflation risks, rising government debt, and what record-high stock market valuations really mean for investors. They discuss gold at all-time highs, growing physical silver demand on the COMEX, central banks reducing U.S. dollar exposure, Bitcoin’s volatility and long-term potential, and why energy stocks, uranium, and commodities may outperform tech. Plus, Dennis explains the alarming surge in short-term Treasury refinancing and how it could impact retirees and long-term investors. If you’re concerned about inflation, recession, the Fed’s next move, precious metals investing, or the future of the dollar, this episode delivers timely insights and contrarian analysis you won’t hear on mainstream financial media. Best-selling author, world-renowned speculator, and libertarian philosopher Doug Casey has garnered a well-earned reputation for his erudite (and often controversial) insights into politics, economics, and investment markets. Doug wrote the book on profiting from periods of economic turmoil; his book “Crisis Investing” spent weeks as #1 on the New York Times bestseller list. He has been a featured guest on hundreds of radio and TV shows, including David Letterman, Merv Griffin, Charlie Rose, Phil Donahue, Regis Philbin, Maury Povich, NBC News, and CNN; has been the topic of numerous features in periodicals such as Time, Forbes, People, and the Washington Post; and is a regular keynote speaker at FreedomFest, the world’s largest gathering of free minds. For information about Doug Casey please visit InternationalMan.com. For more information about Retirement Lifestyle Advocates, please visit https://retirementlifestyleadvocates.com.

In this episode of RLA Radio, Dennis Tubbergen is joined by Brien Lundin, publisher of Gold Newsletter and host of the New Orleans Investment Conference, to break down the recent pullback in gold and silver — and why it may be just a pause in a much larger bull market. Brien explains why the U.S. debt trap, rising interest costs, and central bank buying are creating a unique environment for precious metals. The discussion covers where we may be in the current gold cycle, how investors can think about physical metals versus mining stocks, and why fears of gold confiscation are likely overblown. If you’re concerned about currency depreciation, long-term purchasing power, and how to position a portfolio through the next monetary reset, this conversation provides important context. Guest: Brien Lundin, Gold Newsletter Host: Dennis Tubbergen

In this episode of RLA Radio, Dennis Tubbergen is joined by Peter Schiff, Chief Market Strategist at Euro Pacific Asset Management and founder of Schiff Gold, for a wide-ranging discussion on the future of the U.S. dollar, gold, real estate, and global markets. Key topics include: Why gold and silver remain in long-term uptrends despite recent volatility The accelerating devaluation of the U.S. dollar and its impact on purchasing power Whether the Federal Reserve will return to full-scale quantitative easing The widening “K-shaped” economy and what it means for retirees Why U.S. stocks may rise in dollar terms but decline in real terms (priced in gold) The outlook for real estate amid affordability pressures and policy intervention Why emerging markets could benefit from a weakening dollar Dennis also discusses the growing automation trend at Amazon and how artificial intelligence is reshaping both employment and equity markets. If inflation continues and the dollar weakens further, positioning assets properly may be critical to protecting retirement income. To request Dennis Tubbergen’s 2026 Market Forecast, visit: RequestYourReport.com

Best Of RLA Radio — From the January 25 episode When confidence in financial systems weakens, investor behavior changes—and those changes often matter more than short-term price movements. In this Best Of episode of RLA Radio, Dennis Tubbergen revisits key insights from his January 25 conversation with Jeffrey Tucker on why demand for physical gold and silver is rising and what it reveals about trust in fiat money. This curated discussion focuses on: Why investors prefer tangible assets during periods of uncertainty The role confidence plays in financial systems How shifts in the dollar’s global role could affect long-term portfolios What history suggests about preserving purchasing power An essential listen for investors approaching or in retirement who are focused on risk management and long-term stability. 📊 Free 2026 Economic & Investing Forecast: Visit requestyourreport.com

Is the U.S. dollar losing credibility? In this episode of Retirement Lifestyle Advocates Radio, host Dennis Tubbergen sits down with Jeffrey Tucker—founder of the Brownstone Institute and author of Spirits of America—to examine inflation, fiat currency, and the surge in gold and silver prices. Dennis breaks down why deficit spending and money supply growth drive inflation, while Jeffrey explains what’s behind silver’s explosive rise, including industrial demand, physical ownership trends, and declining confidence in fiat currencies. The conversation also explores America’s cultural and political crossroads, from respect for foundational values to the economic consequences of immigration policy and global de-dollarization. If you’re searching for insights on inflation, precious metals investing, the future of the U.S. dollar, and where the economy may be headed next, this episode delivers timely perspective grounded in history and real-world data. Jeffrey A. Tucker is the Founder and President of the Brownstone Institute and the author of many thousands of articles in the scholarly and popular press and ten books in 5 languages, most recently publisher of Blindsight in 2020. He is also the editor of The Best of Mises. He speaks widely on topics of economics, technology, social philosophy, and culture. For more information about our guest, Mr. Jeffrey A. Tucker, please visit https://brownstone.org. For more information about Retirement Lifestyle Advocates, please visit https://retirementlifestyleadvocates.com.

Is the U.S. economy headed for stagflation—and are global markets nearing a major turning point? In this episode of RLA Radio, host Dennis Tubbergen speaks with Murray Gunn, Head of Global Research at Elliott Wave International, about inflation, stock market risk, bond yields, gold, and the future of the U.S. dollar. They break down the Elliott Wave Principle and socionomics to explain how social mood drives financial markets, politics, and geopolitical conflict. Topics include rising food prices, the surge in the money supply, warning signs in U.S. stocks and real estate, sovereign debt risks, and why Europe and Asia may outperform in the years ahead. Gunn also discusses the “Davos Omen” and why a 30–50% market correction may be approaching. A must-listen episode for investors focused on economic forecasts, market cycles, and wealth preservation in uncertain times. Murray Gunn is Head of Global Research at Elliott Wave International. He worked as a fund manager in global bonds, currencies and stocks, including long posts at Standard Life Investments and the Abu Dhabi Investment Authority. He then joined HSBC Bank as Head of Technical Analysis. Murray is the author of Trading Regime Analysis (Wiley, 2009) and a contributor to Socionomic Studies of Society and Culture (Socionomics Institute Press, 2017). In April 2018, Murray took over the helm of The European Short-Term Update. You can also read his commentary in Global Market Perspective, Interest Rates Pro Services and Currency Pro Services, and on deflation.com. To learn more about Murray Gunn’s work as Head of Global Research at Elliott Wave International, please visit elliottwave.com. You can also get free access to the classic book "Elliott Wave Principle - Key to Market Behavior" at https://www.elliottwave.com/wave/retirementlifestyleadvocates To learn more about Retirement Lifestyle Advocates, please visit our website at www.RetirementLifestyleAdvocates.com.

In this episode of RLA Radio, host David Grubb sits down with bestselling author and financial strategist Dennis Tubergen to discuss his latest book, Portfolio Playbook: Investment Strategies for the Current Economy. Dennis explains why traditional investing approaches—especially the widely used 60/40 stock-and-bond portfolio—may no longer work in today’s economic environment. Drawing on historical cycles, inflation dynamics, and current market risks, he breaks down the critical shift investors must make from accumulation to preservation and income planning as retirement approaches. From declining purchasing power and overvalued markets to bonds, gold, AI bubbles, and tangible assets, this conversation offers timely insights and a practical framework for investors seeking stability, growth, and a more secure retirement in an increasingly uncertain financial landscape. Dennis Tubbergen has been working in the financial services industry for over thirty years. He is the CEO of PLP Advisors, a registered investment advisory company, and the host of Retirement Lifestyle Advocates radio. Dennis has authored numerous books for financial advisors and consumers, five of which have been #1 best-sellers on Amazon. You can get a free copy of this month’s Special Report titled “2026 Investing and Economic Outlook” at www.RequestYourReport.com.

In this episode of RLA Radio, host Dennis Tubbergen tackles what he calls the “elephant in the room”: silver’s explosive move higher and what it could signal for investors heading into 2026. He breaks down the powerful long-term technical setup behind silver’s surge, highlights critical global supply-and-demand imbalances, and explains why declining inventories may point to further upside despite short-term pullbacks. The conversation then widens with returning guest Karl Denninger, who delivers blunt forecasts on the bursting AI bubble, looming housing market corrections, a potential healthcare crisis affecting millions, and the political fallout heading into the 2026 midterms. Together, they paint a provocative picture of markets, policy, and economic risk in the year ahead. Mr. Karl Denninger is an American technology businessman, finance blogger, author, and political activist, sometimes referred to as a founding member of the Tea Party movement. Mr. Denninger is the author of the book Leverage: How Cheap Money Will Destroy the World. In the book, Denninger presents an inside look at how moneyed and powerful interests debase the dollar through the willful and intentional failure to honestly represent short and long-term mathematical truths that underlie all economic systems. For information about Karl Denninger, please visit www.Market-Ticker.org. For more information about Retirement Lifestyle Advocates, please visit www.RetirementLifestyleAdvocates.com.

2026 Economic Forecast: Dollar Devaluation, Rising Rates, and the Reality Behind Inflation As 2025 comes to a close, host Dennis Tubbergen delivers a clear-eyed and provocative economic forecast for 2026. In this episode of RLA Radio, Dennis explains why ongoing U.S. dollar devaluation is inevitable, how massive government debt refinancing will pressure the Federal Reserve to resume easy-money policies, and why interest rates may continue rising despite Fed rate cuts. He explores the growing divide between two U.S. economies, challenges official inflation metrics using real-world cost comparisons, and outlines why inflation in nominal terms may mask deflation in real terms when assets are priced in gold. Dennis also warns of an increasingly stagflationary environment ahead and shares what investors should consider as the economy moves into a critical turning point in 2026. Dennis Tubbergen has been working in the financial services industry for over thirty years. He is the CEO of PLP Advisors, a registered investment advisory company, and the host of Retirement Lifestyle Advocates radio. Dennis has authored numerous books for financial advisors and consumers, five of which have been #1 best-sellers on Amazon. You can get a free copy of this month’s Special Report titled “2026 Investing and Economic Outlook” at www.RequestYourReport.com. For more information about Retirement Lifestyle Advocates and more free resources, please visit www.RetirementLifestyleAdvocates.com.

As 2025 comes to a close, host Dennis Tubbergen delivers a clear-eyed and provocative economic forecast for 2026. In this episode of RLA Radio, Dennis explains why ongoing U.S. dollar devaluation is inevitable, how massive government debt refinancing will pressure the Federal Reserve to resume easy-money policies, and why interest rates may continue rising despite Fed rate cuts. He explores the growing divide between two U.S. economies, challenges official inflation metrics using real-world cost comparisons, and outlines why inflation in nominal terms may mask deflation in real terms when assets are priced in gold. Dennis also warns of an increasingly stagflationary environment ahead and shares what investors should consider as the economy moves into a critical turning point in 2026. Dennis Tubbergen has been working in the financial services industry for over thirty years. He is the CEO of PLP Advisors, a registered investment advisory company, and the host of Retirement Lifestyle Advocates radio. Dennis has authored numerous books for financial advisors and consumers, five of which have been #1 best-sellers on Amazon. You can get a free copy of this month’s Special Report titled “2026 Investing and Economic Outlook” at www.RequestYourReport.com. For more information about Retirement Lifestyle Advocates and more free resources, please visit www.RetirementLifestyleAdvocates.com.

Is silver on the verge of a historic breakout—and are financial markets approaching a major reset? In this episode of the Retirement Lifestyle Advocates Radio Program, host Dennis Tubbergen welcomes returning guest Michael Oliver, founder of Momentum Structural Analysis, for a deep-dive into silver prices, gold trends, and looming stock market risks. Oliver explains why silver may be entering a parabolic phase, how the Dow-to-gold ratio signals trouble for equities, and why precious metals often move first ahead of major economic shifts. The discussion also explores global central bank behavior, rising government debt, stagflation risk, and the growing case for hard assets like gold, silver, and commodities in today’s unstable monetary environment. If you’re searching for insights on silver price forecasts, gold vs. stocks, market crashes, inflation protection, central bank policy, or portfolio diversification, this episode delivers expert analysis you won’t want to miss. Michael Oliver has been studying markets for over four decades, but it was the 1987 stock market crash that became his “aha!” moment and converted him to what he calls “momentum structural analysis.” Mr. Oliver is the CEO of Momentum Structural Analysis LLC based in Greensboro, North Carolina. He is also the author of The New Libertarianism: Anarcho-Capitalism. Since 1992 Momentum Structural Analysis has provided unique technical research to the financial industry - banks, RIAs, hedge funds, and mutual funds - as well as to individual investors. To learn more about this week’s guest Mr. Michael Oliver, please visit https://www.olivermsa.com/. To learn more about Retirement Lifestyle Advocates, please visit our website at www.RetirementLifestyleAdvocates.com.

In this compelling episode of the Retirement Lifestyle Advocates Radio Program, host Dennis Tubbergen is joined by market analyst Karl Denninger for a frank, unfiltered look at what’s really driving America’s economic turmoil. From the staggering devaluation of the U.S. dollar and the hidden realities behind today’s wages, to soaring healthcare costs, collapsing small-business credit conditions, and the dangers looming in the AI and housing markets, Denninger explains why he believes a recession is not only imminent but inevitable. Together, they explore whether the coming reset will be inflationary, deflationary, or something far more destabilizing—and what everyday Americans must understand to protect their wealth. A powerful, must-listen conversation for anyone concerned about the financial road ahead. Mr. Karl Denninger is an American technology businessman, finance blogger, author, and political activist, sometimes referred to as a founding member of the Tea Party movement. Mr. Denninger is the author of the book Leverage: How Cheap Money Will Destroy the World. In the book, Denninger presents an inside look at how moneyed and powerful interests debase the dollar through the willful and intentional failure to honestly represent short and long-term mathematical truths that underlie all economic systems. For information about Karl Denninger please visit www.Market-Ticker.org. For more information about Retirement Lifestyle Advocates, please visit www.RetirementLifestyleAdvocates.com.

In this compelling conversation, Dennis Tubbergen joins Kerry Lutz to break down what may be the defining economic themes of 2025—from the accelerating devaluation of fiat currencies and explosive growth in gold and silver, to the staggering debt spiral pushing the U.S. government toward short-term “payday-loan” style financing. They explore global moves away from the dollar, the rise of commodity-backed alternatives, and the political push for 50-year mortgages and tariff-based stimulus. The discussion then turns to the AI-driven market rally, the risk of an AI bubble, job displacement, and the growing influence of government-backed tech giants. Packed with insights on currency cycles, markets, and the future of the U.S. economy, this episode gives listeners a clear-eyed look at the trends shaping the turbulent years ahead. Kerry Lutz has been a student of Austrian Economics since 1977. While attending Pace University, he stumbled upon an extensive cache of Austrian Economic Literature in a dark, musty, abandoned section of the school’s library. After graduating from The New York Law School, he became an attorney and lifelong serial entrepreneur. In 2010, Kerry gave up most of his other interests to pursue his desire to become a radio show host and founded the Financial Survival Network, whose mission is to help you prosper and thrive in the New Economy. To learn more about Kerry Lutz and subscribe to his free newsletter, please visit http://kerrylutz.com. To learn more about Retirement Lifestyle Advocates, please visit our website at www.RetirementLifestyleAdvocates.com.

End Game for Fiat: Why Bitcoin, Gold, and the AI Bubble Signal a Financial Reset In this eye-opening episode, Dennis Tubbergen sits down with Mark Jeftovic, publisher of The Bitcoin Capitalist, to dissect the warning signs flashing across financial markets. From OpenAI's shocking hints at government bailouts exposing the AI bubble, to bond yields defying Federal Reserve rate cuts for the first time in modern history, the traditional playbook is breaking down. Jeftovic explains why gold and Bitcoin are the "V-2 engine of sound money," reveals the emerging "stablecoin standard" that's creating new buyers for US debt, and warns that $78 trillion in private debt combined with margin debt exceeding $1 trillion has set a ticking time bomb. With 40% of Americans now living paycheck to paycheck and the Fed returning to its only remaining playbook—printing money—this conversation delivers crucial insights on navigating the coming stagflationary storm. Jeftovic shares practical allocation strategies for crypto, precious metals, and tokenized assets that every investor needs to hear before the great unraveling accelerates. Mark E. Jeftovic Mark is a 30-year veteran of the Internet, the co-founder & CEO of easyDNS Technologies, a Toronto-based web services company, and the author of two books about the internet; Unassailable: Protect Yourself from Cancel-Culture, and Deplatform Attacks, and other Online Disasters. Additionally, Jeftovic authors the blog site bombthrower.com and The CryptoCapitalist Newsletter. To learn more about Mark Jeftovic please visit www.thecryptocapitalist.com or take advantage of his trial newsletter offer at http://www.thecryptocapitalist.com/tubbergen. To learn more about Retirement Lifestyle Advocates, please visit our website at www.RetirementLifestyleAdvocates.com.

In this eye-opening episode of Retirement Lifestyle Advocates Radio, Dennis Tubbergen sits down with bestselling author and economist Harry Dent for a candid discussion about what he believes is the most dangerous financial bubble of our lifetimes. From the explosive growth of AI and Amazon’s push toward mass automation, to a looming real estate correction and the widening wealth gap, Dent explains why he sees stocks on the brink of a major downturn—and why even traditionally “safe” assets may not offer shelter. They explore demographic shifts, China’s hidden vulnerabilities, and what investors should consider now to protect their nest eggs. A fast-paced and timely conversation you won’t want to miss. Harry Dent is internationally recognized for the accuracy of his economic forecasts and is the author of the #1 best-selling book, Zero Hour. He’s appeared on “Good Morning America,” PBS, CNBC, CNN, and Fox News. He’s been featured in Barron’s, Investor’s Business Daily, Entrepreneur, Fortune, Success, U.S. News and, World Report, Business Week, The Wall Street Journal, American Demographics and Omni. He is a regular guest on Fox Business’s “America’s Nightly Scorecard.” To learn more about Harry Dent and subscribe to his free newsletter, please visit https://harrydent.com/. To learn more about Retirement Lifestyle Advocates, please visit our website at www.RetirementLifestyleAdvocates.com.

In this episode of the Retirement Lifestyle Advocates podcast, host Dennis Tubbergen breaks down why the U.S. may be repeating a centuries-old cycle of “devaluation defaults”—a pattern of changing payback terms rather than formally defaulting—and what it means for your retirement planning. He walks listeners through five historical examples, explains why rapid national debt acceleration and currency devaluation are reshaping today’s financial landscape, and discusses why gold, silver, and alternative assets continue to rise. Later, guest Kerry Lutz shares insights on the stock market’s surprising strength, the AI-driven tech boom, banking-sector vulnerabilities, and the global capital shifts pushing U.S. markets higher. A fast-paced, eye-opening look at the economic forces shaping your financial future. Kerry Lutz has been a student of Austrian Economics since 1977. While attending Pace University, he stumbled upon an extensive cache of Austrian Economic Literature in a dark, musty, abandoned section of the school’s library. After graduating from The New York Law School, he became an attorney and lifelong serial entrepreneur. In 2010, Kerry gave up most of his other interests to pursue his desire of becoming a radio show host and founded the Financial Survival Network, whose mission is to help you prosper and thrive in the New Economy. To learn more about Kerry Lutz and subscribe to his free newsletter, please visit http://kerrylutz.com. To learn more about Retirement Lifestyle Advocates, please visit our website at www.RetirementLifestyleAdvocates.com.

In this episode of Retirement Lifestyle Advocates Radio, host Dennis Tubbergen dives into the repeating patterns of U.S. economic history — revealing how the government has “defaulted” on its debt five times through quiet currency devaluations, and why we may be witnessing the sixth. Tubbergen is joined by renowned trends forecaster Gerald Celente, publisher of Trends Journal, for a no-holds-barred discussion on the global debt crisis, the surging price of gold, the rise of digital currencies, and what these shifts mean for your retirement and financial security. From the “Genius Act” to the fall of the dollar’s dominance, this episode uncovers how history is repeating — and how to prepare before it’s too late. Gerald Celente is the Founder/Director of the Trends Research Institute and Publisher of the weekly Trends Journal magazine. He is the author of the highly acclaimed and best-selling books “Trend Tracking” and “Trends 2000”. With a 40-year track record of identifying, tracking, and forecasting trends, Celente is world-renowned as today’s #1 Trend Forecaster. Celente, developed the Globalnomic methodology to identify, track, forecast, and manage trends, is a political atheist. Unencumbered by political dogma, rigid ideology, or conventional wisdom, Celente, whose motto is “Think for Yourself,” observes and analyzes current events forming future trends for what they are – not for how he wants them to be. For more information about our guest, Gerald Celente, please visit www.trendsresearch.com. For more information about Retirement Lifestyle Advocates please visit, www.RetirementLifestyleAdvocates.com.

Host Dennis Tubbergen and returning guest Simon Popple dive deep into the unprecedented precious metals rally, with gold surpassing $4,200 and silver breaking $53 per ounce to reach all-time highs. Tubbergen makes a compelling case that these gains aren't about metals becoming more valuable—they're about the dollar losing purchasing power as the U.S. faces an unpayable $38 trillion national debt and over $200 trillion in total fiscal obligations. The discussion explores historical currency debasement from the Roman Empire to modern examples, examines the overvalued AI stock bubble drawing parallels to the dot-com crash, and provides practical advice on incorporating physical metals, mining stocks, and commodities into retirement portfolios. Popple introduces his "MIDI" framework (Market uncertainty, Interest rates, Debt, Inflation) for understanding gold price drivers and explains why central banks now hold more reserves in gold than U.S. dollars—a telling sign for everyday investors navigating an economy showing warning signals through rising bankruptcies, auto loan defaults, and foreclosures. Mr. Simon Popple is the author of the Brookville Capital Intelligence Report. Mr. Popple started a newsletter with MoneyWeek called Metals & Miners, and when they were acquired, he set up Gold Speculator with Jim Rickards. During this time, he was a featured speaker at MoneyWeek and Mines & Money conferences. Mr. Popple has also done numerous interviews with IGTV on the gold market. To learn more about this week’s guest, Simon Popple, and his new book “The Beginner’s Guide to Investing in Gold,” please visit https://goldprogram.co.uk. To learn more about Retirement Lifestyle Advocates, please visit our website at www.RetirementLifestyleAdvocates.com.

Renowned forecaster Martin Armstrong joins Dennis Tubbergen to discuss his groundbreaking computer model that tracks global capital flows and has accurately predicted major economic events for decades. Armstrong explains why capital is fleeing Europe and heading to the United States, the real reasons behind BRICS development (hint: it's not about gold backing), and why talk of "de-dollarization" misses the mark. He reveals how geopolitical tensions are driving market movements, why European debt poses systemic risks to the banking system, and the surprising connection between stablecoins and Civil War-era war bonds. Armstrong also shares his unique perspective on why the U.S. dollar remains the world's reserve currency and what makes it fundamentally different from other nations' currencies. A must-listen for anyone seeking to understand where global capital is heading and what it means for markets, currencies, and the escalating geopolitical landscape. Martin A. Armstrong is an economist, financial forecaster, and computer model innovator known for his Economic Confidence Model, which fine-tuned the business cycle to 8.6 years. Encouraged by his father to explore computers in the 1960s, Armstrong combined his expertise in computer science and economics to create one of the first global forecasting models, which gained recognition for its accuracy in predicting market trends and geopolitical events. He founded Princeton Economics International, Ltd., providing institutional analysis and forecasting for global markets. Armstrong's career has been marked by groundbreaking insights into capital flows, market oscillations, and economic cycles, as well as controversies surrounding his legal battles and imprisonment, which he attributed to political and financial interests seeking to suppress his work. To learn more about our guest, Martin Armstrong, visit ArmstrongEconomics.com. To learn more about Retirement Lifestyle Advocates, please visit our website at www.RetirementLifestyleAdvocates.com.

Government Ownership in Private Companies: Doug Casey Warns of Economic Fascism and the Coming Debt Crisis In this eye-opening interview, bestselling author and international investor Doug Casey discusses the dangerous precedent of government taking ownership stakes in private companies like MP Materials, Intel, and U.S. Steel, comparing it to the economic fascism that destroyed Argentina's prosperity under Juan Perón. Casey warns that with $2 trillion annual deficits and the Federal Reserve as the buyer of last resort for government debt, America is heading toward a hyperinflationary crisis that could unfold well before 2055. He also introduces his provocative new book "The Preparation," which argues that college has become a costly, ideologically-driven waste that saddles young people with debt while teaching them nothing practical, and instead proposes a four-year alternative program of real-world skills training—from EMT certification to piloting, construction, and martial arts—designed to create capable entrepreneurs rather than job-seeking graduates drowning in student loans. Best-selling author, world-renowned speculator, and libertarian philosopher Doug Casey has garnered a well-earned reputation for his erudite (and often controversial) insights into politics, economics, and investment markets. Doug wrote the book on profiting from periods of economic turmoil; his book “Crisis Investing” spent weeks as #1 on the New York Times bestseller list. He has been a featured guest on hundreds of radio and TV shows, including David Letterman, Merv Griffin, Charlie Rose, Phil Donahue, Regis Philbin, Maury Povich, NBC News, and CNN; has been the topic of numerous features in periodicals such as Time, Forbes, People, and the Washington Post; and is a regular keynote speaker at FreedomFest, the world’s largest gathering of free minds. For information about Doug Casey please visit InternationalMan.com. For more information about Retirement Lifestyle Advocates, please visit www.RetirementLifestyleAdvocates.com.

Economic analyst Karl Denninger joins Dennis Tubbergen on RLA Radio to discuss troubling indicators beneath the surface of apparent economic strength, revealing that job growth has been negative for eight months—a pattern that has historically preceded major economic dislocations like 2000 and 2008. Despite stock markets hitting all-time highs, Denninger warns of unprecedented leverage and valuation levels without corresponding labor market expansion, suggesting we're in a dangerous bubble. The conversation also covers the housing market downturn, Federal Reserve policy constraints, and explosive revelations from RFK Jr.'s congressional hearing about CDC corruption, including allegations that the agency destroyed data showing cognitive damage risks from vaccine timing in children twenty years ago, raising serious questions about institutional trustworthiness in public health policy.

In this week’s interview on RLA Radio, economist Peter Schiff delivers a stark warning about America's economic future, predicting both currency and debt crises driven by unsustainable fiscal policies. Schiff argues that President Trump's interventionist economic approach—including government equity stakes in private companies and massive deficit spending—represents a dangerous form of fascist economic policy that will accelerate dollar weakness and inflation. He highlights how international investments, particularly gold stocks (up 80% in 2025) and his global dividend strategy (up nearly 40%), are dramatically outperforming U.S. markets as foreign central banks abandon dollar reserves in favor of gold. With the national debt exceeding $37 trillion and unfunded liabilities far greater, Schiff contends that the government's only options are debt default or currency debasement through inflation, both of which spell disaster for American investors. He strongly advocates for diversifying into international assets and precious metals while dismissing Bitcoin as a speculative bubble lacking intrinsic value, urging listeners to prepare for an unprecedented financial upheaval that will dwarf the 2008 crisis. Peter Schiff is an internationally recognized economist specializing in foreign equity, currency and gold markets. Mr. Schiff made his name as President and Chief Global Strategist of Euro Pacific Capital. He frequently delivers lectures at major economic and investment conferences and is quoted often in the print media, including the Wall Street Journal, New York Times, L.A. Times, Barron's, BusinessWeek, Time and Fortune. His broadcast credits include regular guest appearances on CNBC, Fox Business, CNN, MSNBC, and Fox News Channel, as well as hosting his own weekly radio show, Wall Street Unspun. He is also the author of the bestselling books: “The Real Crash”, "Crash Proof," "The Little Book of Bull Moves in Bear Markets," and "Crash Proof 2.0”. To learn more about Peter Schiff, please visit https://schiffgold.com or https://www.europac.com. You can find his books at https://amzn.to/2VX9Ll3. To learn more about Retirement Lifestyle Advocates, please visit our website at www.RetirementLifestyleAdvocates.com.

In this week’s RLA interview, Brien Lundin, publisher of Gold Newsletter and host of the New Orleans Investment Conference, draws striking parallels between the decline of the Roman Empire's currency and today's U.S. dollar, explaining why gold has risen from $35 to over $3,000 per ounce since Nixon severed the dollar's link to gold in 1971. Lundin argues that with U.S. federal debt reaching unsustainable levels and $2 trillion annual deficits showing no signs of slowing, currency debasement is inevitable—just as it has been throughout human history with every fiat currency ever created. He discusses why gold and silver serve as essential wealth insurance rather than mere investments, predicts silver will outperform gold as it heads toward $50 per ounce, and explains how new stablecoin regulations may paradoxically create the government tracking system that cryptocurrency originally sought to avoid. For investors seeking to preserve purchasing power in an era of unprecedented monetary expansion, Lundin offers practical guidance on physical metals ownership and mining stock strategies. Brien Lundin is the President and CEO of Jefferson Financial, editor and publisher of Gold Newsletter, a publication that has ranked among the world’s leading precious metals and resource stock advisories since 1971 and is also the host of the famed New Orleans Investment Conference, the world’s oldest and most respected gold investment event. To learn more about the Gold Newsletter, visit www.goldnewsletter.com, and to learn more about the New Orleans Investment Conference, visit www.neworleansconference.com. To learn more about Retirement Lifestyle Advocates, please visit our website at www.RetirementLifestyleAdvocates.com.

The $67 Trillion Debt Bomb: Why America's Three Massive Bubbles Are About to Burst In this eye-opening interview, portfolio manager Michael Pento delivers a stark warning about the unprecedented financial crisis brewing in America. With the CAPE ratio at nearly 38, the Buffett indicator at an all-time high of 210% of GDP, and total U.S. debt projected to explode from $37 trillion to $67 trillion by 2035, Pento argues we're facing three simultaneous bubbles in credit, real estate, and stocks that dwarf even the 2008 financial crisis. He reveals how 60% of Americans now have less than $1,000 in net worth, real estate listings with price cuts are at decade highs, and the Federal Reserve's only playbook—printing trillions and slashing rates to zero—may actually trigger the very inflation spiral that destroys the economy they're trying to save. As home prices remain more unaffordable than during the 2008 peak and credit defaults surge across all sectors, Pento explains why the traditional 60/40 investment portfolio could "delay your retirement by decades" and shares his contrarian strategy of positioning in precious metals, aerospace, and inflation hedges while warning that annual deficits could balloon to $6 trillion during the next inevitable recession. Michael Pento is the President and Founder of Pento Portfolio Strategies, with more than 27 years of investment experience. He was the portfolio creator and consultant to Delta/Claymore's commodity portfolios that raised more than $3 billion, distributed through Claymore/Guggenheim's sales network. He produces the weekly podcast “The Mid-Week Reality Check” and is the author of the book “The Coming Bond Market Collapse.” For more information about our guest, Mr. Michael Pento, please visit http://pentoport.com. For more information about Retirement Lifestyle Advocates, please visit www.RetirementLifestyleAdvocates.com.

Gold to $4,000, Silver to $90: Technical Analyst Reveals Explosive Precious Metals Forecast In this eye-opening interview, renowned technical analyst Dr. Robert McHugh shares his bold predictions for the precious metals market, forecasting gold to reach $4,000 and silver to potentially triple to $90 in the coming years, driven by massive AI infrastructure demands and continued monetary expansion. McHugh, who uses century-old chart pattern analysis to forecast market movements, discusses why he sees stocks rising 5-10% near-term before completing a long-term bearish pattern that's been forming since the 1980s. The conversation covers the impact of the recent "One Big Beautiful Bill" legislation, the Fed's money printing policies that have doubled the cost of living, the dollar's worst performance since 1971, and why U.S. Treasuries may surprisingly rise despite fiscal concerns. McHugh explains how the AI revolution's unprecedented demand for minerals like gold, silver, copper, and uranium could fuel the next commodity supercycle, making this a must-listen episode for investors navigating today's complex markets. Robert McHugh, Ph.D. is President and Chief Executive Officer of Main Line Investors, Inc., and the proprietor of the Technical Indicator Index. He has testified before the U.S. Congress on Federal Reserve matters and is the author of “The Coming Economic Ice Age, Five Critical Steps to Survive and Prosper”. For information about Dr. Robert McHugh, please visit his website at www.technicalindicatorindex.com, or visit http://bit.ly/TheComingEconomicIceAge to get a copy of his best-selling book “The Coming Economic Ice Age”. For more information about Retirement Lifestyle Advocates, please visit www.RetirementLifestyleAdvocates.com.

The Final 1%: Why Every Currency in History Has Failed and Gold's Inevitable Rise In this week’s interview, monetary expert Egon von Greyerz reveals a startling historical truth: every single currency and monetary system in history has collapsed without exception, with most modern currencies already down 99% against gold since 1971. Von Greyerz argues we're now witnessing the final 1% decline, which represents a 100% loss from current levels, as unsustainable global debt approaching $2 quadrillion in derivatives alone makes systemic collapse inevitable. He explains why Eastern and BRICS central banks are aggressively accumulating gold while Western banks ignore it, viewing this as the beginning of a permanent gold revaluation phase rather than a typical investment cycle. With governments unable to cut spending without political suicide and interest rates trending higher long-term (not lower as many expect), von Greyerz advocates holding 100% of liquid assets in physical gold and silver stored outside the banking system as the only reliable wealth preservation strategy. He dismisses concerns about government gold confiscation, noting that with only 0.5% of global financial assets in gold, authorities would likely target more substantial assets first, making jurisdictional diversification to places like Switzerland a prudent additional safeguard. Egon von Greyerz is the founder and managing partner of Matterhorn Asset Management. He began his professional life in Geneva, Switzerland, as a banker and thereafter spent 17 years as the Finance Director and Executive Vice-Chairman of Dixons Group Plc. During the 1990s, Egon von Greyerz became actively involved with financial investment activities, including mergers and acquisitions and asset allocation consultancy for private family funds. This led to the creation of MAM as an asset management company based on wealth preservation principles. To learn more about Egon von Greyerz and Matterhorn Asset Management, please visit https://goldswitzerland.com. To learn more about Retirement Lifestyle Advocates, please visit our website at www.RetirementLifestyleAdvocates.com.

The End of Fiat Money? Why Bitcoin and Stablecoins Are Reshaping Global Finance In this eye-opening episode of RLA Radio, host Dennis Tubbergen interviews Mark Jeftovic, publisher of The Bitcoin Capitalist, about the crumbling global financial system and emerging monetary alternatives. Jeftovic explains how the Federal Reserve is trapped between unsustainable debt levels and inflation, with the dollar index down 10% year-to-date as countries accelerate de-dollarization efforts. The discussion covers the rise of stablecoins as a bridge between traditional finance and crypto (with major legislation like The GENIUS Act gaining traction), the corporate Bitcoin treasury revolution led by companies like MicroStrategy, and why Bitcoin's 25-28% minimum four-year returns are becoming the new benchmark for capital allocation. For retirement investors, Jeftovic recommends getting "off zero" with modest Bitcoin exposure while reducing bond holdings he calls "dead money walking." This episode captures a pivotal moment in financial history as traditional monetary systems strain and alternative stores of value gain institutional acceptance. Essential listening for anyone seeking to preserve wealth amid monetary uncertainty. Visit thebitcoincapitalist.com/tubbergen for special resources. Mark E. Jeftovic Mark is a 30-year veteran of the Internet, the co-founder & CEO of easyDNS Technologies, a Toronto-based web services company, and the author of two books about the internet; Unassailable: Protect Yourself from Cancel-Culture, and Deplatform Attacks, and other Online Disasters. Additionally, Jeftovic authors the blog site bombthrower.com and The CryptoCapitalist Newsletter. To learn more about Mark Jeftovic please visit www.thecryptocapitalist.com or take advantage of his trial newsletter offer at http://www.thecryptocapitalist.com/tubbergen. To learn more about Retirement Lifestyle Advocates, please visit our website at www.RetirementLifestyleAdvocates.com.

Market Storm Warning: Why the Dollar Collapse Could Trigger the Next Major Financial Crisis In this week’s interview with Dennis Tubbergen on RLA radio , veteran market analyst Michael Oliver warns of major market disruptions brewing across multiple asset classes. Oliver explains how his unique Momentum Structural Analysis technique has identified critical breakdown patterns in the U.S. dollar index, which he believes will drop another 20 points and create significant volatility across global markets. He argues that U.S. stocks are forming a "laborious top" similar to 2000 and 2007, with internal weakness masked by narrow market leadership, while the traditional safe haven of Treasury bonds is failing to provide refuge due to mounting debt concerns. Oliver sees this convergence of factors as highly bullish for precious metals, predicting silver could surge to $60-70 by year-end and potentially outperform gold, while commodity-related stocks and energy sectors may offer the best opportunities as traditional markets face a reckoning that could unfold dramatically over the next three to five months. Michael Oliver has been studying markets for over four decades, but it was the 1987 stock market crash that became his “aha!” moment and converted him to what he calls “momentum structural analysis.” Mr. Oliver is the CEO of Momentum Structural Analysis LLC based in Greensboro, North Carolina. He is also the author of The New Libertarianism: Anarcho-Capitalism. Since 1992 Momentum Structural Analysis has provided unique technical research to the financial industry - banks, RIAs, hedge funds, and mutual funds - as well as to individual investors. To learn more about this week’s guest Mr. Michael Oliver, please visit https://www.olivermsa.com/. To learn more about Retirement Lifestyle Advocates, please visit our website at www.RetirementLifestyleAdvocates.com.

The Great Reset: Why America's Economy and Healthcare Are Heading for a Crash Karl Denninger joins Dennis Tubbergen to deliver a sobering analysis of America's economic reality, revealing how negative GDP growth, soaring inflation at nearly doubles the Fed's target, and a locked-up real estate market signal an impending recession. Denninger exposes the truth behind tariff fearmongering and explains why Fed rate cuts are impossible with money supply growth running at triple the inflation target. But the real bombshell comes when he breaks down America's healthcare crisis using a brilliant analogy about "bar insurance" - showing how forcing everyone to pay for others' medical bills has inflated prescription drug costs by 10,000% compared to other countries. From a drug costing $60 in India versus $7,000 in America, to why hospital bills are astronomical, Denninger reveals the hidden mechanisms destroying American healthcare and explains why politicians refuse to fix a system that enriches pharmaceutical companies while bankrupting families. This is essential listening for anyone wanting to understand the economic and healthcare crises heading our way. Mr. Karl Denninger is an American technology businessman, finance blogger, author, and political activist, sometimes referred to as a founding member of the Tea Party movement. Mr. Denninger is the author of the book Leverage: How Cheap Money Will Destroy the World. In the book, Denninger presents an inside look at how moneyed and powerful interests debase the dollar through the willful and intentional failure to honestly represent short and long-term mathematical truths that underlie all economic systems. For information about Karl Denninger please visit www.Market-Ticker.org. For more information about Retirement Lifestyle Advocates, please visit www.RetirementLifestyleAdvocates.com.

Today RLA Radio show features a captivating interview with guest Kerry Lutz's which reveals how his 14-year journey following controversial financial forecaster Martin Armstrong led to his Amazon bestseller "The World According to Martin Armstrong." Armstrong's jaw-dropping track record includes predicting the 1987 crash, Soviet Union's fall, and calling Dow 32,000 when it was only 12,000—plus his recent Dow 45,000 prediction that hit exactly on December 14th, 2024. Now he's forecasting Dow 62,000 by 2032, a 2026 recession, and even more startling geopolitical predictions. Using his mysterious Economic Confidence Model that tracks cycles of confidence and money flows, these forecasts come from a man once imprisoned as a "political prisoner" who continued producing remarkably accurate predictions from his cell using only an IBM typewriter. Combined with discussions about AI as the "great equalizer," Japan's bond market implosion, and America's potential use of Bitcoin and gold to address national debt, this interview is essential listening for navigating today's unpredictable financial landscape. Kerry Lutz has been a student of Austrian Economics since 1977. While attending Pace University, he stumbled upon an extensive cache of Austrian Economic Literature in a dark, musty, abandoned section of the school’s library. After graduating from The New York Law School, he became an attorney and lifelong serial entrepreneur. In 2010, Kerry gave up most of his other interests to pursue his desire of becoming a radio show host and founded the Financial Survival Network, whose mission is to help you prosper and thrive in the New Economy. To learn more about Kerry Lutz and subscribe to his free newsletter, please visit http://kerrylutz.com. To learn more about Retirement Lifestyle Advocates, please visit our website at www.RetirementLifestyleAdvocates.com.

The Case for Gold: Why Central Banks Are Hoarding and Currency Devaluation Is Accelerating On RLA radio this week, host Dennis Tubbergen visits with gold expert Simon Popple, founder of Gold Program, reveals why gold has delivered 10.1% annual returns since 2000 and explains his "MIDI" framework—Market uncertainty, Inflation, Debt, and Interest rates—driving gold prices higher. In this eye-opening interview, Popple discusses how massive quantitative easing programs are creating unsustainable debt burdens, why central banks worldwide are accumulating gold at unprecedented rates, and how currency devaluation may be the only way out of the current fiscal crisis. He also shares practical advice on physical gold ownership, compares gold versus silver opportunities, and warns why the recent Japanese bond market collapse could be a preview of what's coming for other major economies. Whether you're new to precious metals or a seasoned investor, this conversation provides essential insights into protecting wealth during these uncertain times. Mr. Simon Popple is the author of the Brookville Capital Intelligence Report. Mr. Popple started a newsletter with MoneyWeek called Metals & Miners, and when they were acquired, he set up Gold Speculator with Jim Rickards. During this time, he was a featured speaker at MoneyWeek and Mines & Money conferences. Mr. Popple has also done numerous interviews with IGTV on the gold market. To learn more about this week’s guest, Simon Popple, and his new book “The Beginner’s Guide to Investing in Gold,” please visit https://goldprogram.co.uk. To learn more about Retirement Lifestyle Advocates, please visit our website at www.RetirementLifestyleAdvocates.com.

The Hidden Cost of Nixon's 1971 Decision: How Abandoning Gold Destroyed Fair Trade and Made America the World's Chump This week on RLA radio your host Dennis Tubbergen talks with Jeffrey Tucker, founder of the Brownstone Institute, where reveals how President Nixon's 1971 decision to close the gold window fundamentally broke global trade and turned America into a permanent disadvantage against countries like China. In this eye-opening discussion, Tucker explains how the shift to fiat currency created "unfair competition" that has gutted American manufacturing for over 50 years, leading to our worst-ever trade deficits. He also dives into Trump's controversial tariff strategy, the pharmaceutical industry's price-gouging of American consumers (paying 5-10x more than other countries for the same drugs), and the revolutionary changes happening in public health under the MAHA movement. From removing COVID shots from childhood vaccine schedules to eliminating chemical dyes from food, Tucker argues we're witnessing the first real government progress he's seen in his entire adult career. Jeffrey A. Tucker is the Founder and President of the Brownstone Institute and the author of many thousands of articles in the scholarly and popular press and ten books in 5 languages, most recently publisher of Blindsight in 2020. He is also the editor of The Best of Mises. He speaks widely on topics of economics, technology, social philosophy, and culture. For more information about our guest, Mr. Jeffrey A. Tucker, please visit https://brownstone.org. For more information about Retirement Lifestyle Advocates, please visit https://retirementlifestyleadvocates.com.

This week on RLA radio your host Dennis Tubbergen talks with Gerald Celente, the veteran trends forecaster and publisher of Trends Journal, warns of an impending "dot-com bust" driven by overinvestment in AI companies, particularly as China's Deepseek has demonstrated superior AI capabilities at a fraction of the cost, potentially wiping out billions in overvalued tech investments. He predicts President Trump will manipulate interest rates to prop up the economy short-term, but sees inevitable market crashes ahead, recommending gold and Bitcoin as safe havens while warning that mounting U.S. debt (which he claims is actually $220 trillion, not $37 trillion) may force a gold revaluation similar to FDR's 1933 action. Celente also forecasts an office building bust due to persistent work-from-home trends and warns that escalating geopolitical tensions, particularly potential conflict with Iran, could double oil prices and crash equity markets, embodying his famous maxim: "When all else fails, they take you to war." Gerald Celente is the Founder/Director of the Trends Research Institute and Publisher of the weekly Trends Journal magazine. He is the author of the highly acclaimed and best-selling books “Trend Tracking” and “Trends 2000”. With a 40-year track record of identifying, tracking, and forecasting trends, Celente is world-renowned as today’s #1 Trend Forecaster. Celente, developed the Globalnomic methodology to identify, track, forecast, and manage trends, is a political atheist. Unencumbered by political dogma, rigid ideology, or conventional wisdom, Celente, whose motto is “Think for Yourself,” observes and analyzes current events forming future trends for what they are – not for how he wants them to be. For more information about our guest, Gerald Celente, please visit www.trendsresearch.com. For more information about Retirement Lifestyle Advocates please visit, www.RetirementLifestyleAdvocates.com.

The Greater Depression Is Coming": Doug Casey's Alarming Economic Forecast In a gripping conversation with host Dennis Tubbergen, investment maverick Doug Casey delivers a stark warning from Buenos Aires: America stands on the precipice of what he calls "the greater depression" - potentially more devastating than the crash of 1929. Speaking from Argentina, Casey doesn't mince words about our economic bifurcation, where the wealthy accumulate unprecedented wealth while average citizens struggle under the twin forces of currency inflation and regulatory strangulation. "We're on the razor's edge," Casey cautions, predicting interest rates could skyrocket back to 1980s levels (near 20%), devastating bubble-inflated stocks, bonds, and real estate markets while potentially collapsing a banking system built on these shaky foundations. Despite initial optimism about Trump's victory and promises of tax cuts and deregulation, Casey believes we're "approaching noon" rather than experiencing "morning in America," with time running out for meaningful reform of a government that has "grown like a cancer." For protection, he advocates physical gold ("the only financial asset that's not simultaneously somebody else's liability"), silver, and surprisingly, Bitcoin, while warning listeners not to trust FDIC insurance - "just a sticker principle" with insufficient reserves to handle a systemic crisis in what he describes as an economy floating on "a sea of debt" and a dollar that is merely “the IOU of a bankrupt government.” Best-selling author, world-renowned speculator, and libertarian philosopher Doug Casey has garnered a well-earned reputation for his erudite (and often controversial) insights into politics, economics, and investment markets. Doug wrote the book on profiting from periods of economic turmoil; his book “Crisis Investing” spent weeks as #1 on the New York Times bestseller list. He has been a featured guest on hundreds of radio and TV shows, including David Letterman, Merv Griffin, Charlie Rose, Phil Donahue, Regis Philbin, Maury Povich, NBC News, and CNN; has been the topic of numerous features in periodicals such as Time, Forbes, People, and the Washington Post; and is a regular keynote speaker at FreedomFest, the world’s largest gathering of free minds. For information about Doug Casey please visit InternationalMan.com. For more information about Retirement Lifestyle Advocates, please visit www.RetirementLifestyleAdvocates.com.

In a riveting RLA Radio episode, host Dennis Tubbergen and financial analyst Karl Denninger deliver a sobering assessment of America's economic future, challenging conventional wisdom on tariffs by framing them as economic equalizers that could revitalize domestic manufacturing while warning of a demographic cliff similar to Japan's—with plummeting birthrates and an aging population threatening both economic growth and asset values—and offering an unsparing critique of America's healthcare system as a bloated industry prioritizing profit over patient care; Denninger acknowledges potential reforms under RFK Jr.'s HHS leadership while cautioning investors that demographic headwinds could significantly devalue retirement assets regardless of policy interventions. Mr. Karl Denninger is an American technology businessman, finance blogger, author, and political activist, sometimes referred to as a founding member of the Tea Party movement. Mr. Denninger is the author of the book Leverage: How Cheap Money Will Destroy the World. In the book, Denninger presents an inside look at how moneyed and powerful interests debase the dollar through the willful and intentional failure to honestly represent short and long-term mathematical truths that underlie all economic systems. For information about Karl Denninger please visit www.Market-Ticker.org. For more information about Retirement Lifestyle Advocates, please visit www.RetirementLifestyleAdvocates.com.

Dennis Tubbergen hosts Charles Hugh Smith, a renowned writer and economic analyst, on RLA Radio. Smith shares his journey from working in construction to becoming a prominent voice on economic issues through his blog and Substack following. The discussion centers on economic headwinds, including geopolitical tensions between the U.S. and China, the unpredictability of global trade, and the American consumer's debt burden. Smith highlights the impact of demographics on economic growth, noting that changing patterns in household formation and spending could affect risk assets like stocks and real estate. He also discusses the reverse wealth effect, where declining asset values lead to reduced consumer spending, particularly among the top 10% of wealth holders. Smith questions whether the Federal Reserve can effectively counteract potential deflationary trends without triggering inflation, given the end of deflationary forces from China and the constraints of high national debt. The conversation concludes with Smith's cautious outlook on the U.S. economy, suggesting that painful adjustments may be necessary in the decade ahead. Charles Hugh Smith is the author of the oftwominds.com blog, #7 in CNBC's top alternative financial sites, and 18 books on our economy and society, including "A Radically Beneficial World: Automation, Technology and Creating Jobs for All," "Global Crisis, National Renewal: A (Revolutionary) Grand Strategy for the United States," "Burnout: Reckoning and Renewal" and "Self-Reliance in the 21st Century." His work is published on a number of popular financial websites including Zero Hedge, Financial Sense and Seeking Alpha and has been featured on numerous podcasts. To learn more about our guest, Charles Hugh Smith, visit OfTwoMinds.com or CharlesHughSmith.blogspot.com. To learn more about Retirement Lifestyle Advocates, please visit our website at www.RetirementLifestyleAdvocates.com.