Retirement Coffee Talk

If most of your retirement money is saved in an IRA or 401(k), you might consider the tax saving measure of moving some of that money over to a Roth. Charisse talks about the pros and cons.See omnystudio.com/listener for privacy information.

One of the most common questions when people come in is: Can I retire? But with all that’s going on in the economy, another question is: Should I retire, or should I wait?See omnystudio.com/listener for privacy information.

There is so much more to a successful retirement than achieving a number in your account. It’s the planning that goes with it.See omnystudio.com/listener for privacy information.

There are many ways to develop income in retirement. You may have a lot of equity in your home. There is a way to turn that equity into cash for retirement.See omnystudio.com/listener for privacy information.

Someone wrote to the 'Market Watch' advice column wondering if they should leave their financial advisor. Charisse found a number of reasons to say YES!See omnystudio.com/listener for privacy information.

Women are very underserved by the financial industry. It’s mostly been guys talking to guys about investments. Charisse and her team are changing that. See omnystudio.com/listener for privacy information.

Everything is more expensive. If you’re retired, will you have to make choices between paying for necessities and sacrificing your fun?See omnystudio.com/listener for privacy information.

The Fed has been wrong about inflation. Wall Street has been wrong about earnings. If the experts can’t predict the market, how can you predict and plan for your retirement?See omnystudio.com/listener for privacy information.

There are those on Wall Street that say that you must be in the stock market for growth and all the ups and downs are just the price of admission. Is that true for all of us?See omnystudio.com/listener for privacy information.

The markets are down as inflation and interest rates go up. How long will this last and what can you do to preserve your retirement money?See omnystudio.com/listener for privacy information.

Charisse talks with former Vice President Mike Pence about taxes, Social Security, and the American Dream.See omnystudio.com/listener for privacy information.

Should you be financially boarding up windows and filling sandbags right now? Charisse takes you through steps for dealing with falling markets and a possible recession.See omnystudio.com/listener for privacy information.

Last year was a great year for the stock market and Uncle Sam had a great year collecting taxes. Will that translate into tax breaks for retirees? If not, what are some options for tax planning?See omnystudio.com/listener for privacy information.

Is our economy on the verge of better times or tougher times? Charisse explains where we are and how to position your money if you are near retirement.See omnystudio.com/listener for privacy information.

It was big fun at the annual Murray Brothers Caddyshack Golf Tournament in St. Augustine this year. Charisse talked to the guys about the charity, their restaurant, their clothing line and retirement.See omnystudio.com/listener for privacy information.

Charisse Rivers of Zinnia Wealth interviews Country Star Jason Aldean about life, his Ocala/Florida connections, and his latest CD.See omnystudio.com/listener for privacy information.

When the stock market goes down, we look to income-producing vehicles to help. But at 8.5% inflation, are the traditional “go-to” producers keeping up?See omnystudio.com/listener for privacy information.

Do you want your kids to receive an inheritance? Would you like to control how they get it, so they don’t blow it? We have Estate Planning Attorneys in the Financial Service Center that can help.See omnystudio.com/listener for privacy information.

Is there something happening with your retirement money that you don’t know about that is undermining your retirement dreams? Find out today on the Retirement Coffee Talk Podcast.See omnystudio.com/listener for privacy information.

You can now buy a ticket for a 90-minute space ride for about 500 thousand dollars. If that’s not your thing, what kind of retirement can you build with the same amount?See omnystudio.com/listener for privacy information.

What action you take with your retirement accounts depends on your age. How soon will you need this money? Charisse breaks it down into 3 groups and 3 courses of action.See omnystudio.com/listener for privacy information.

As you look at this market, are you scared, paralyzed, or tempted to tinker with your retirement accounts? Charisse talks about how emotions can get in the way of good investment decisions.See omnystudio.com/listener for privacy information.

Most of us have one way to make money, with one paycheck. In retirement, we need to have multiple sources of income. We need to make you an “Income Wizard.”See omnystudio.com/listener for privacy information.

Many financial advisors don’t have the special skills in taxes, estate planning and more. This is why Zinnia Wealth has created the Financial Services Center. See omnystudio.com/listener for privacy information.

Market growth is great, but as the market went up, did it increase your risk level without you knowing about it?See omnystudio.com/listener for privacy information.

You just sold a house, a company, or inherited money. What should you consider to put this money to work for you and make it last?See omnystudio.com/listener for privacy information.

One survey found 75% of Americans believe saving 1 million dollars would give them the confidence to retire. What’s your number or should it even be a number?See omnystudio.com/listener for privacy information.

When we do a Portfolio X-Ray at Zinnia Wealth, what do we usually find?See omnystudio.com/listener for privacy information.

Fruitcake. You love it or your hate it. The same can be said for a retirement planning vehicle…the annuity. Why?See omnystudio.com/listener for privacy information.

Many people have now hit that mark of 1 million dollars saved in their retirement accounts. Are you celebrating or still worried?See omnystudio.com/listener for privacy information.

A new study shows some advisors are out of touch with their client needs. How do you make sure you and your advisor are on the same page?See omnystudio.com/listener for privacy information.

Women now control 40% of the world’s wealth. Why are they being ignored by many advisors?See omnystudio.com/listener for privacy information.

Charisse Rivers chatted with the former NBA and college basketball star about his charity (The Mary's Court Foundation), dealing with adversity and advice on preparing for retirement. See omnystudio.com/listener for privacy information.

Charisse breaks down what you should be talking to your financial advisor about before the end of the year.See omnystudio.com/listener for privacy information.

Charisse recently had the opportunity to chat with ESPN television and radio personality, Stephen A. Smith. See omnystudio.com/listener for privacy information.

At a recent charity event, Charisse chatted with Pro Football Hall of Famer and former Miami Hurricane, Michael Irvin.See omnystudio.com/listener for privacy information.

How much do you need to save? Ask different people of different ages and incomes, you’ll get all kinds of answers. Perhaps you are asking the wrong question.See omnystudio.com/listener for privacy information.

Charisse sat down with Kentucky Coaching legend John Calipari. Hear what she learned about how the world of coaching basketball relates to having a coach with your finances.See omnystudio.com/listener for privacy information.

70% of people in a Charles Schwab survey said they had no idea how their different accounts will be taxed. Charisse gives you the breakdown.See omnystudio.com/listener for privacy information.

Schwab asked people if they could see a financial advisor, in what areas would they want help. These are the top 4.See omnystudio.com/listener for privacy information.

Many people believe Social Security is going broke. Is that true and how do you plan around it?See omnystudio.com/listener for privacy information.

Whether it’s buying a house or moving money out of a 401(k), get some advice first.See omnystudio.com/listener for privacy information.

Each administration has a different idea about taxes. You need to know about the new proposals on Capital Gains and Inheritance.See omnystudio.com/listener for privacy information.

Wells Fargo says 80% of retirees rely primarily on Social Security and pensions for income. Is it enough and what can you do about it?See omnystudio.com/listener for privacy information.

A doctor might put you on a treadmill to test your fitness. Can you do the same thing with your retirement plan?See omnystudio.com/listener for privacy information.

As you prepare for retirement, what financial tools will you use?See omnystudio.com/listener for privacy information.

While attending the Arians Family Foundation Annual Golf Tournament, Charisse sat down for a conversation with rising Country Music star, Chase Rice.See omnystudio.com/listener for privacy information.

Congress is busy dreaming up new ways to tax us, but they are also considering taking away some of the advantages that we currently have in place!See omnystudio.com/listener for privacy information.

Charisse chats with the Murray Brothers (Bill, Brian Doyle, Joel, John & Andy) at the 20th Annual Caddyshack Charity Golf Tournament. See omnystudio.com/listener for privacy information.

Charisse talks with former Indianapolis Colts head coach, Chuck Pagano.See omnystudio.com/listener for privacy information.