Episode 277
Retirement Planning with the 4% Rule—Does It Still Work?
Retire For Less With The Annuity Expert · Shawn Plummer
September 18, 20255m 21s
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Show Notes
The 4% Rule has long been a popular strategy for retirement withdrawals—but does it still hold up today? In this episode, we break down how the rule works, its assumptions, and why it may not always guarantee financial security. Learn the pros and cons, the risks of inflation and market downturns, and smarter ways to plan your withdrawals for long-term success.
🔑 Episode Highlights:
- 📊 What the 4% Rule is and how it started
- 💰 How much you can safely withdraw each year
- ⚠️ The risks of inflation and market downturns
- 🔄 Alternatives to the 4% Rule for modern retirees
- 🛡 How to protect your income and avoid running out of money
👉 Get free help at The Annuity Expert
👉 Read Full Article: 4 Percent Rule