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Life Insurance for Children: Smart or Unnecessary?
Episode 218

Life Insurance for Children: Smart or Unnecessary?

Retire For Less With The Annuity Expert · Shawn Plummer

July 28, 20254m 53s

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Show Notes

Is buying life insurance for your child a smart financial move—or just a sales pitch?

In this episode, we explore the pros and cons of life insurance for children, a topic that sparks strong opinions. We break down the facts so you can make a confident, informed decision. You’ll discover:

  • 👶 Why parents and grandparents consider life insurance for kids
  • 💸 How policies can build cash value over time
  • ❓ When it’s worth it—and when it’s not
  • 🧾 The types of children’s policies and how to choose wisely
  • 🧠 The emotional and financial reasons behind this decision

Whether you’re planning ahead for peace of mind or future financial growth, this episode gives you a clear, unbiased look at your options.

👉 Get free help at The Annuity Expert

👉 Read Full Article: Life Insurance for Children