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Fixed Index Annuities Explained: When to Buy and When to Run!
Episode 296

Fixed Index Annuities Explained: When to Buy and When to Run!

Retire For Less With The Annuity Expert · Shawn Plummer

April 8, 202630m 6s

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Show Notes

If you are looking for a safe place to grow your retirement savings, you have probably heard of a Fixed Index Annuity (FIA). But is it actually a good investment, or is it a trap? In this video, Shawn Plummer from The Annuity Expert gives you the unfiltered truth—the good, the bad, and the ugly—about Fixed Index Annuities.

Shawn explains how an FIA acts as the "baby" of a MIGA and a Variable Annuity, giving you the ability to earn interest based on stock market performance without ever risking your principal. You will learn the "KISS" method for choosing the right index, the difference between Cap Rates and Participation Rates, and why you should run away from "engineered" index illustrations.

Finally, Shawn tackles the elephant in the room: The truth about annuity commissions vs. the 1% yearly AUM fees charged by traditional financial advisors (even when they lose your money in a bear market!).

📖 Read our full, step-by-step guide on Fixed Index Annuities here:

https://www.annuityexpertadvice.com/types-of-annuities/fixed-index-annuity/

📞 Want a free, no-obligation FIA comparison quote? Call us at: 770-755-1565