Renovating Retirement With Charlie Jewett

Do you want to know how to improve, upgrade, or eliminate your term life insurance? What about getting someone else to pay for it? This is just one more notch in your belt as you become a financial black belt. Ao listen in as I explain the six ways to improve a term life insurance policy. Please rate and review the show HERE:

Owning cash value life insurance can be the worst thing or best thing you've ever decided to do. It all depends on whether you know the six ways to improve your cash value life insurance product. A perfect, well-built, retirement plan will probably have some cash value life insurance to cover a Long Life, Short Life, Rough Life, Sick Life, and into The Next Life. Life insurance, built the right way, covers all of them. Listen and learn how to build it properly. Please Rate and Review the Show HERE:

I've never shared this recording with anyone, it was too obnoxious and exaggerated - until now. June 11, 2016 is apparently the right time the world can handle "Up and Down"; a lady with a terrible English accent and airplane cockpits teach you how to have an amazing retirement and financial plan. Please Rate and Review The Show HERE:

This is the last episode in the Financial Tic Tac Toe series. I'm going to cover IN-Crease or Growth Accounts and tell you which ones are my favorite. Once you have guaranteed income for life, you can see what's leftover and that's when the fun begins. This is the money you can use to go play, take risks, and invest in things you are passionate about. Please Rate and Review The Show HERE:

In the 40th episode I cover the IN-Come portion of the Tic Tac Toe Grid which is a grid I created to help myself see what characteristics are most important for each type of money. I'll explain the different sources of retirement income and how to create guaranteed, increasing retirement income.

This Financial Tic Tac Toe Grid is a tool I use to see what's most important for each part of your financial plan. Listen in as I talk about IN-Case Accounts, the most important things to know and then at the end I will tell you exactly where I put my clients' IN-Case Account money. Enjoy Please Rate and Review The Show HERE:

This show starts a four-part series on the Financial Tic Tac Toe Grid. It is important for you to know, before you go shopping for each tool you are going to use in your retirement plan, in what order of importance you should rank Liquidity, Safety, Rate of Return and Tax Treatment. This Grid will show you. Please Rate and Review The Show HERE

Listen in as I finish what I started in Allowable Malpractive part 1. Here are 5 more ways advisors can legally steal from you and what to do to avoid being robbed! Please rate and review the show HERE:

There are at least 9 completely unethical things that are perfectly legal for your advisor to do to you. In any other industry, well except used car sales, these would be considered malpractice. Empower yourself to catch your advisor using these schemes against you. I'll cover 1-4 in this episode and 5-9 tomorrow.

We've been in a bull market for over 87 months, how does that compare with the average length of a bull market? The average loss in a bear market is 27% are you ready for that loss? Listen in to hear the rest of the story on average gains and length of time for bull markets and average losses and length of time for bear markets. You may just change where you have your money after this one Please Rate and Review the Show HERE:

Help yourself to some sarcastic and exaggerated mockery of what you will find when you try to hire a financial advisor. As odd as this episode is, it will give you incredible insight into the mind of the modern financial advisor. Please Rate and Review the Show HERE

In episode 33, I'm going to cover the books the I recommend, the mentors that trained me 11 years ago, and show you which books will give you the life-changing truths you need to maximize your retirement and financial planning strategies. These few books are must-owns if you want to optimize your retirement. Please Rate and Review The Show HERE

Will bad things happen in your life? Maybe not. This episode shows what to do if nothing bad happens and you just want to maximize how much money you leave behind to loved ones and charity. I will also explain how I'm working with the UN to solve world hunger. And together, I believe we can do it. Rate and Review the show HERE

This episode has a surprise in the middle when someone on Quora pipes in and tries to shoot down one of the things I teach related to retirement and financial planning. Listen in to see how I handle this objection. I also cover how to Responsibly Outsource Our Medical expenses, the Get a ROOM acronym, when the time comes that our health begins to fade. Only the Joker Brokers believe you should be the one paying those expenses. Learn who wants to pay them for you. Please Rate and Review The Show HERE

I thought this episode would be a short one, but when I finished with the rough draft recording, it was over 37 minutes long. I guess being able to access your money in retirement is important. Listen in to see how to have an amazing retirement plan and penalty-free access to enough money at all times. Please Rate and Review the Show HERE

The premature death of a spouse is already horrific but it also has financial consequences. In this episode, I'm going to teach you how to make sure your spouse will be OK if you happen to pass away before your time. If you have a Short Life, then you need to Get a CLUE! I'll explain exactly what you need to do with three terrific options to ensure your financial and retirement plan are ready for all Five Lives of Retirement. Please Rate and Review the Show HERE

Get a GRIP is part of the Five Lives of Retirement series where I teach you to Get a GRIP, get a CLUE, get a JOB, get a ROOM and get a LIFE. Each one is an acronym for how to set up your financial plan to make sure you and your family are going to be ok whether you have a Long Life, Short Life, Rough Life, Sick Life and into The Next Life. Please Rate and Review The Show HERE

Taxes will most likely go up according to historical tax rates. With the fact that Social Security and Medicare are underfunded, and the fact that David Walker says they will. In this episode, I explain how to divorce the IRS and use the Rich Man's Roth IRA to create tax-free retirement distributions no matter how much income you make and there's no limit on what you can put into it. Please Rate and Review The Show HERE

Do you think taxes may go up between now and when you pass away? If so then creating tax-free income is essential for making sure that you will enjoy the best retirement lifestyle possible. Inflation is constantly eating away at the value of your dollars, don't let the IRS do the same! In this episode I will show you three sure fire ways to create tax-free income in retirement. Please Rate and Review The Show HERE

What would happen to your income, your retirement lifestyle, if a giant chicken ate your spouse, or they died in some more traditional way? You may be shocked to find yourself in a higher tax bracket with less income than ever before. In this episode, I explain this in detail and also give you a sneak peek of books and episodes to come. To see the video of the giant chicken eating Mr. Jones (lego version) go to www.MeritVideos.com Please Rate and Review The Show HERE

There are two very different types of financial planning approaches in the world and I'll bet you're only aware of one of them. Luckily I was trained by a 30-year retirement planning veteran who used the other one! Wait until you hear what this other approach will do for you... Please Rate and Review The Show HERE

27 minutes into a passion-filled episode on Asset Optimization my computer rebooted on it's own. I hate Microsoft. Here's a radio interview I did on a statoin in Tacoma Washington and surrounding areas.

Do you think the letters behind your advisors name mean anything? They don't, and in this episode I show you the truth behind the licensing, certifications, and continuing education that keep financial and retirement planners in the dark about how to actually do their jobs. I will also show you exactly what to do to make sure that, no matter what type of planner you have, you get the best retirement possible. Please Rate and Review The Show HERE

Microsoft 10 Screwed up the microphone quality but the information is OFF THE HOOK! What can you learn about retirement from me talking about passing slow tractors in Maui? You'd be surprised - listen and learn! Please Rate and Review the Show HERE

I really don't like talking about going bankrupt but I care more about you than I do myself. This is by far my favorite episode yet. If this episode doesn't change how you feel about investing for retirement, I don't know if anything will. No songs, no skits, just the lesson of a lifetime and a call to action that will save you from what happened to me and someone very near and dear to my heart. Do not make the mistake I did or your retirement will go bankrupt. Please Rate and Review The Show HERE

A small amount of Cyanide ruins a perfectly good glass of pure, mountain spring water. How much more if the glass is 99% poison and 1% water? The Retirement and Financial Planning industry is a good, pure glass of spring water....but the poisonous bad guys have ruined it for us all. It's time to take back what is ours and in this episode I show you where to begin. Please Rate and Review the show HERE

In this powerful episode I introduce the MERIT Planning philosophy of financial and retirement planning. MERIT stands for Mortgage Plan, Estate Plan, Retirement Plan, Insurance Plan and Tax Plan. If all you do is pay attention to these five things, and how they work together, you can make amazing improvements to your investment and retirement strategies. Please Rate and Review the Show HERE

Do you own rental properties? Would you like to know how to make the cash flow even better? Would you like to know how to get rid of them completely, avoid capital gains taxes, and make even more monthly income? In this episode, I introduce the deferred sales trust that helps you avoid capital gains and my two income, one expense model of owning rental property. This one will make a huge different in your life. Please Rate and Review the Show HERE

There are horrible annuities and there are life-changing amazing annuity contracts that will give you the best retirement imaginable. Come with me on a journey to explore the six types of annuities in an entertaining way. Also, the fourth chipmunk "Bill" shows up to sing a song for some reason. Please Rate and Review HERE

When does 6.98% beat 8.22%? In this episode, I'm going to show you what the bad guys don't want you to know! Lower returns beat higher averages if you earn them in the right way. HOW you earn your rate of return is more important than HOW much rate of return you earn in retirement and financial planning. Listen up, you'll like this one! Please Rate and Review the Show HERE

What if your lifestyle could be 2, 3, or 4 times better in retirement? You can alter this with one simple adjustment to how you think about investments and how you make financial planning decisions. After reviewing over a thousand financial plans, I can safely say that almost every one of those families had this opportunity right in front of them. Sit back, grab a drink, and let me share some good news with you. Please Rate and Review the show HERE

Just three letters are responsible for why you do not have more growth in your investment and retirement accounts....A..U..M. AUM is what drives advisors but does it drive them away from focusing on growing your money? I'm going to spill the beans on what I've seen by attending over 50 conferences and tell you what you need to do to get your accounts growing again. The bad guys won't like this one. Please Rate and Review the Show HERE

In this 12th episode, I'm going to give you a framework for how to choose the best products to go in each of the three types of money your retirement plan will need. Using G.R.E.A.T. as an acronym, I will show you how to shop for GREAT IN-Case Accounts (Emergency Funds), GREAT IN-Come Accounts (Annuities) and GREAT IN-Crease Accounts (Growth). You will never have to settle for less in your financial plan or investments again. Please Rate and Review the Show HERE

Any journey that starts by heading in the wrong direction will not end up well. Financial and Retirement Planning is the same. You must start in the right place, with the right questions, headed the right direction or your retirement and investments will suffer. In this episode, I give you the most important question to ask yourself BEFORE making financial decisions. Please Rate and Review the Show HERE

There are three things, three enemies to your setting up a successful financial and retirement plan. In this episode I'm going to explain each of the enemies that will keep you from investing properly. I'll explain where they come from and what to do to avoid them. Please Rate and Review the Show HERE

In this short but powerful episode, I'm going to share with you how to grow your retirement accounts as if you had the perfect market timing or found the perfect investment advisor. What if you found someone who sold at the top right before the market crashed, then bought at the very bottom right before every up move? You won't believe what's actually available to you for improving your finances. Please Rate and Review the Show HERE

In this special Mother's Day episode, I'm going to slay the biggest financial dragon in the country, the Mutual Fund. More people have Mutual Funds in their retirement plan than any other tool, yet for the vast majority of those owning Mutual Funds, they probably shouldn't. I'll explain everything and point you to a detailed white paper that will change your life and financial plan forever. Please Leave a Rating and Review HERE

In this episode, we're going to cover surrender penalties which are actually a very important piece of a sound financial plan. I'm going to present you with a question that the bad guys will never ask you. After listening to this episode, you will begin to understand surrender penalties, how to get around them, why they are not actually a problem and so much more.

In this episode, I'm going to teach you about MECs or Modified Endowment Contracts. With two main uses, I'm going to show the really fun one which is how to use a MEC to earn 8-12% on your emergency fund money. There is no longer any reason to leave tens of thousands of dollars in the bank making 0-1%.

In this powerful episode I'm going to teach you something the bad guys want hidden from you at all costs. LOSING MONEY IS OPTIONAL. More Risk, More Reward is NO LONGER TRUE. A little-know tool called "The Annual Reset" will literally change everything in your life as it comes to compounding your money. Get ready, you're going to love this one.

In this episode I'm going to teach you what I call the most important thing I have ever learned about money. This is the biggest lie of them all and MOST of you listening will find that you are currently being impacted by this purposeful spin on the math. You will learn how to instantly spot when an advisor is lying to you and also how to fix the problem for yourself. You're going to be mad at your advisor but you will LOVE this episode.

The bad guys have trained the entire world to look for what's WRONG with every financial product: this will crush your retirement. There's no one food that will give you everything you need nutritionally and there's no one tool that is all you need to build an entire house. Finances are the same. There is no one tool that you need for retirement, but rather many different tools. The bad guys say all you need is securities and THEY ARE WRONG!

In this episode I cover the three pillars of financial deception that this industry uses to steel money from you and keep you doing what they want. You may get upset because these are three very sacred cows. I studied all three and do not agree with any of them. Listen to find out why. The three pillars of financial deception are: 1) You should pay off your mortgage 2) You should postpone taxes to a later date 3) You should use a diversified portfolio of stocks, bonds and mutual funds.

In this episode I'm going to teach you why the days of believing you need to find an Advisor you trust are over. Trusting someone to tell you what to do is dangerous and outdated. I am going to introduce you to a way to get exactly what's best for you every time.

Welcome to the Renovating Retirement Podcast. This will change your financial life and change the financial services industry. In this episode I will explain why I cannot sit by and stay silent anymore. The bad guys are going down and your retirement lifestyle is going to improve significantly. Please Leave a Rating and Review Here