Real Wealth Show: Real Estate Investing Podcast

We talk a lot about how to build a real estate portfolio so you can have more free time. But what about the process of actually stepping back from your job to capitalize on that promise of free time? When's the right time? Why now? What will you do next? In today's episode, you'll hear from someone who's had his ups and downs with real estate, but has been very successful overall. At the age of 51, he's decided that now is the time to take a break. David Shaw has been one of our Florida property providers for many years and has helped countless RealWealth investors, but the voice in his head says it's now time to move on to new projects and goals. The great thing about his plan? It's working in his favor! He can afford to do this because he has a cash-flowing investment portfolio! David is an Irish-born investor and turnkey rental home provider for more than 15 years. After years of personal investment, he's now financially free to enjoy what we call real wealth – which is having the money and the freedom to live life on your own terms. For David, that means spending more time with his wife and three young children. He'll also be working on other kinds of real estate projects including one with RealWealth, which you will hear about in this interview. If you'd like to create your own plan for financial freedom, please be sure you sign up for a RealWealth membership. It's free to join and will provide you with lots of information on how to do that. If you'd like to find out more about international investing, which we mention in the podcast, go to https://www.gatewayinvestors.com. And to help us get noticed, please subscribe to this podcast and submit a review! You can also subscribe to our YouTube channel which features a video version of the Real Wealth Show podcast - you can find the video version of this episode here: https://youtu.be/jRkP6FFOuCA

It's that time of year when everybody's enthused about closing down the old year and bringing in the new! And who better to help us with that process than my business partner and life partner, Rich Fettke. At the end of each year for many years now, Rich has led a focused investor exercise in two parts – one to assess and close out the old year and the other to set goals for the upcoming year. In this episode, Rich will give us some background on what it takes to be a focused investor, which, in the most simplified terms, is getting clear, or focused, on what you really want, and then making a commitment to stay on track with your goals. But it isn't just for investing. It's for any kind of goal you'd like to attain. He also talks about doable goals based on what he calls the Rule of Three. And he offers suggestions as to the kinds of goals that will really move your life forward. This interview coincides with two "Focused Investor" webinars that will actually guide you through the exercises. He's already done the first one, which you can watch as a replay at realwealthshow.com under the Learn tab. The second one is scheduled for January 4th so you can sign up for that and participate with Rich. We send out emails with a link to register, so be sure you are on our email list. Or, if you miss it, you'll be able to watch a replay of that as well at realwealthshow.com under the Learn tab/Webinars. We are also offering a 2024 Goal Setting Retreat at our home in Malibu from January 26th through January 28th. It's a supercharged version of the "Focused Investor" experience with a maximum of 14 people in the group. You can find out more about that at www.malibumastermind.com. If you'd like to create your own plan for financial freedom, please be sure you sign up for a RealWealth membership. It's free to join and will provide you with lots of information on how to do that. And to help us get noticed, please subscribe to this podcast and submit a review! You can also subscribe to our YouTube channel which features a video version of the Real Wealth Show. You can watch this episode on YouTube here.

Should Wall Street companies be kicked out of the single-family rental market? Would it improve housing affordability if Congress banned institutional landlords from owning rental homes and forced them to sell off what they now own? That's exactly what U.S. Senator Jeff Merkley of Oregon and U.S. Representative Adam Smith of Washington believe is needed to improve housing affordability. They introduced legislation called "End Hedge Fund Control of American Homes Act" and it's getting a lot of pushback from people in the real estate industry. I just got back from the IMN Single Family Rental Conference in Scottsdale which was filled with fund managers who'd disagree with the concept. In this episode, you'll hear from a fund manager with more than 5,000 rental properties in 39 southeast communities. Richard Ross is the CEO of Quinn Residences. He talks about how single-family rentals are filling a badly needed housing gap, why he believes he's part of the solution (and not the problem), and what he thinks of this legislation. I am also a fund manager focused on the North Dallas area. It's an area of rapid growth where rentals are in high demand. You can find out how to invest in our North Dallas Rental Fund at growdevelopments.com. We will be accepting accredited investors until the beginning of February. Please join our network of investors at realwealthshow.com. It's free to join and will give you full access to realwealth.com. For more information on syndications go to growdevelopments.com. And please subscribe to this podcast and leave a review! In addition to podcast platforms, you will find this interview on YouTube. Thanks for listening! Kathy

Finding a good investment opportunity is not as easy today as it was about ten years ago but sometimes it's a matter of identifying those opportunities with the eyes of an experienced investor. Today, I'd like to share the good fortune I've had to work with long-time developer and real estate investor Fred Bates. He's been my partner for many syndicated deals, and with great success! In this episode, we'll talk about some of those projects and how they turned out, plus we'll introduce a new project that we're launching now in Oregon. Fred has been a developer for more than 40 years. He either focuses on entitling land or building homes depending on which is more profitable for that particular situation. He loves working with us because we're good at market research and getting investors together for a syndicated deal. And we love working with him because he's so good at evaluating projects and making them happen! If you'd like to read more about some of the projects we've done together, go to realwealthshow.com. Sign up for free at our realwealth.com website and navigate your way to growdevelopments.com where you'll find our syndicated deals. Just click on the Investments tab and you'll see links for past and present projects. Also, please remember to subscribe to this podcast and leave a review! You can also check out the YouTube version of our podcast and subscribe to that channel as well. Thanks for listening! Kathy Fettke

Imagine if you owned a piece of undeveloped land to build your dream home and you show up one day to find a home under construction by someone who thought they had purchased your land. That sounds somewhat impossible with all the steps you go through to purchase land, but it's apparently something that has been happening more often. Some industry experts even say it may have become an even bigger problem than wire fraud. In this episode, you'll hear from Elizabeth Blosser of the American Land Title Association who calls this kind of fraud "seller impersonation fraud" because the crooks are impersonating the real landowner in order to sell the land to someone else. Elizabeth will talk about how they get away with it and what buyers and sellers can do to protect themselves. You'll find an ALTA brochure on seller impersonation fraud here. Elizabeth Blosser is the Vice President of Government Affairs at ALTA. She oversees the association's state legislative efforts including annually monitoring state bills related to the real estate, mortgage and title industries. She also serves on the board of directors for the Property Records Industry Association and has worked for legislators on the federal, state and local levels. She has extensive experience managing political, grassroots and public relations campaigns. You can also learn more about protecting your properties at RealWealth.com. You'll find hundreds of webinars and articles. It's free to sign up. Just go to realwealthshow.com. We also have a video version of this podcast on YouTube. Please be sure you subscribe to our podcast on whichever platform you choose! And when you have a minute, please leave us a review. Thanks for listening, Kathy Fettke ALTA's seller impersonation fraud brochure: https://www.alta.org/file.cfm?name=ALTA-Seller-Impersonation-Handout You can follow ALTA at these social media sites: https://www.instagram.com/altainstagram/ https://www.youtube.com/user/altavideos https://www.linkedin.com/company/american-land-title-association https://www.facebook.com/altaonline/

This episode could change your life! Find out how one real estate investor has built a portfolio that only takes him a few hours each week to maintain! The rest of his time he can do whatever he wants, like living abroad for a year at a time, and he's earning plenty of passive income to make it happen. Chad "Coach" Carson began his real estate journey 20 years ago, at the age of 23. He had just ended a career as a college football linebacker at Clemson University, and started investing with a friend. There were some lessons learned and some hard work involved but he hit financial independence about 10 years later. He's now in his 40's, working just two hours a week to maintain his real estate portfolio, and is thoroughly enjoying a free and flexible lifestyle. He just published a book called "The Small But Mighty Real Estate Investor" to share his strategy and philosophy on how to create just enough passive income without going overboard. And he offers lots of great tips in this interview. You will also find great information on how to invest in rental properties as a RealWealth member. If you haven't signed up already, you can do so at realwealthshow.com. It's free to join, and free to access all of our great data and to connect with professionals that can help you get going, including our experienced investment counselors. Please be sure to subscribe to this podcast, and when you have a minute, leave us a review! By the way, did you know that the Real Wealth Show is also a video podcast on YouTube? You can check this episode out on our channel here, and we'd love it if you subscribed and left a comment! Thanks for listening (and watching)! Kathy LINKS for our guest: Twitter: https://twitter.com/CoachChadCarson Instagram: https://www.instagram.com/coachchadcarson/ YouTube: https://www.youtube.com/coachchadcarson Facebook: https://www.facebook.com/coachchadcarson/

Owning your own magnificent beachfront real estate doesn't have to break the bank. Whether you are looking for a place to vacation or a property for rental income, buying on the beach can be very affordable if you look outside the U.S. In this episode, you'll hear from my daughter Krista Fettke and her partner, Alec Denney. They've been traveling internationally for a few years and discovered great investment opportunities in Portugal, Spain, and now Mexico! They will talk about a portfolio of luxury condos, townhomes, and hotel rooms that you can purchase for screamingly low prices, and use as a second home or for rental income with all the tax benefits! They will explain the process for purchasing property in another country, why these areas are up-and-coming, the tax benefits you'll get, and the options for property management, along with much more. You can also visit their website at www.gatewayinvestors.com and find out how to attend an in-person tour that they have coming up in Tulum, Mexico on December 1st through the 3rd! Krista Fettke has worked as the Social Media Director, content creator, and copywriter for the real estate investment club, RealWealth for 5 years, and is also Director of Marketing for Gateway Investors. As a travel enthusiast, she spent a year living in Europe, and often travels to Portugal, Spain, and now Mexico, to scout developments and lead property tours for potential investors. She graduated from San Diego State University with a bachelor's degree in Business Entrepreneurship. Alec Denney graduated from the University of California, Santa Barbara, with a degree in business and organization communication and became a senior business consultant in the real estate software sector. He is now working as Director of Sales for Gateway Investors and travels extensively to Spain, Portugal, and now Mexico, to oversee development projects and lead property tours. He's a Marine Corps veteran who served as a Corporal with 6th Anglico and 2nd Battalion, 23rd Marine Regiment. If you'd like to learn more about the housing market here in the U.S., go to realwealthshow.com and sign up for a free membership. And please remember to subscribe to our podcast and leave a review! By the way, did you know that this podcast is also a video podcast on YouTube? If video is more your style, subscribe to the channel and click on the notifications bell so you'll be notified of the newest episodes so you don't miss out on this and future episodes! Thanks for listening! Kathy

With the high cost of property damage from recent wildfires, storms, and flooding, many insurance companies are dropping customers in high-risk areas, or moving out of risk-prone areas altogether. That's created a huge dilemma for people who need insurance to satisfy home loan requirements and property owners, in general, who want the safety net of a reliable insurance policy. In this episode, you'll hear from United Policyholders founder, Amy Bach, on how this situation is impacting homeowners, what you can do if you can't get the coverage you need, and how to make sure you get the money to repair or rebuild when something goes wrong. Amy is a well-known expert on insurance trends, claims, coverage, law and public policy matters. She has been a professional insurance consumer advocate since 1985, an attorney since 1989, and a co-founder for the San Francisco-based United Policyholders in 1991. She is a sought-after expert by major media organizations and has authored several books including "The Disaster Recovery Handbook" and "Wise Up: The Savvy Consumer's Guide to Buying Insurance." If you are looking for a new insurance company, you will find a few referrals at our website, realwealth.com. You need to be a member to access that part of the site, but it's free to join at realwealthshow.com. As always, please remember to subscribe to this podcast and leave a review! By the way, did you know that this podcast is also a video podcast? We've got a channel on YouTube where you can watch this episode and more! If you subscribe to the channel you'll get to see the new videos when they are posted! Thanks for listening, Kathy

If you've already bought your first investment property, you may recall the initial fear you had about managing it. And that was just one property. But many investors find out it's not that tricky, and quickly scale up once they've dipped their toes in the water. It can become addicting to feel the success of a good deal that brings you the kind of wealth and free time you can get from a growing investment portfolio. In this episode, you'll hear from someone who met her Fannie/Freddie loan limit but figured out how to get financing on many more properties. Elaine Stageberg now owns more than 200 single-family rentals with her husband Nick, and many more properties as joint ventures or within privately equity funds. Find out how she does it in this interview! Elaine is a psychiatrist, a mother of four, and the owner of a private equity firm. She reached financial freedom at age 30, and currently manages a portfolio of over one-thousand doors worth more than $300 million. She lives in Rochester, Minnesota, with her husband and four young children. If you would like help getting your real estate portfolio started or learning how to scale it, sign up for a free RealWealth membership at https://tinyurl.com/joinrealwealth958. You'll find hundreds of real estate webinars and articles to help you on your way, along with data on various rental markets, real estate professionals that can support you, and our experienced investment counselors who can answer your questions. And don't forget to subscribe to this podcast here: https://tinyurl.com/RWSsubscribe and leave a review! Thanks for listening! Links for our guest: Facebook Group, Real Estate at Scale: https://www.facebook.com/groups/reale... Facebook: https://www.facebook.com/blackswanrea... LinkedIn: https://www.linkedin.com/company/8101... Elaine's Calendly: https://calendly.com/elainestageberg

Every quarter at RealWealth, I do a housing update, and I just did one for Q3. We received a ton of questions during that webinar so our team asked me to do an "Ask Kathy" segment here on the Real Wealth Show to answer some of those questions: 1 - Should I pay off a loan with an interest rate of just 2%? 2 - Is Austin a good place to buy investment property? 3 - Where can you buy new builds for under $250,000? 4 - How do you get a 4.75% rate on an investment property? 5 - What's the best out-of-state market for a new investor? 6 - One-year lease vs. two-year lease. Which is better? 7 - How sacred is the 1% rule in rental real estate? 8 - Are home warranties worth the money? 9 - What are the loan options for people who've reached their ten-loan maximum? I hope you enjoy this episode of "Ask Kathy." I would love to answer more of your questions during a future episode. If you have a question or questions you'd like me to answer, please send them to [email protected]. Thanks for listening! Kathy About Kathy: Kathy is an active real estate investor and licensed real estate agent with more than 25 years of experience. Kathy co-founded RealWealth with her husband, Rich, to help other people create financial freedom with real estate. Their purpose in educating people about real estate: "So they have the money and the freedom to live life on their own terms." In addition to her RealWealth mission, she runs the syndication side of the business at growdevelopments.com. She is the host of a second podcast, "Real Estate News for Investors," and the co-host for the Bigger Pockets' podcast, "On the Market." Kathy also shares her wealth creation strategies in her newly updated bestseller "Retire Rich with Rentals." You will also find answers to your questions as a member of RealWealth. You can join for free at realwealthshow.com. And please remember to subscribe to this podcast, and leave us a review! Links: Join RealWealth: https://tinyurl.com/joinrealwealth957 Subscribe to the Real Wealth Show podcast: https://tinyurl.com/RWSsubscribe Kathy's Instagram: https://www.instagram.com/kathyfettke/ Kathy's audiobook 'Retire Rich with Rentals' on Audible: https://tinyurl.com/retirerichaudible Grow Developments (Syndications): https://growdevelopments.com/

Are you sitting on the fence about a potential real estate investment? What's holding you back? The high prices? Information overload? Or maybe the fear of doing something out of your comfort zone? Having the right mindset is crucial to successful investing. It's what helps get you from that stage of due diligence and financial calculations to acting on a buying opportunity. Joining me in this episode is someone who can answer your questions by sharing what she's doing in today's environment and telling you when it makes sense to buy. Christine Suter has experienced massive success as a real estate investor. During the last 30 years, she's purchased over $50 million in real estate and acquired more than 350 doors. She's also co-authored the book "You Got This!", founded the FIBI Pasadena Meetup with over 3,900 members, and provides mentoring to students. You may have also heard her on her Real Estate Breakthrough Podcast. As a mom to her daughter and successful business owner, Christina offers a unique perspective on expanding your mindset while crafting one's life and investment portfolio to align with your greatest financial freedom. If you'd like to learn more about the mindset of a real estate investor, sign up for a free RealWealth membership. Our investment counselors can walk you through the process. You'll also get access to hundreds of webinars and other resources. Just go to realwealthshow.com. And please remember to subscribe to this podcast and leave a review! Thanks for listening, Kathy

Are you a busy parent with a relentless full-time job that leaves you without a moment to breathe and very little quality time for your family? Have you ever asked yourself whether this is the lifestyle you signed up for? Have you found yourself proud of your career success but craving something that gives you more time, more flexibility, and less stress? In this episode, you'll hear from a husband and wife team who got out of the full-time rat race. Palak Shah and Niti Jamdar had climbed the corporate ladder and were feeling quite successful until they had kids. That's when they suddenly found themselves in the midst of a hectic schedule, dragging kids to daycare, working all day, and then coming home exhausted as they fed the kids and put them to bed. You will find out how they made the difficult decision to quit the corporate world and pursue real estate full-time, and how they scaled their business in just 5 years. They are currently celebrating the launch of their new book: "Accelerate Your Real Estate" for Bigger Pockets Publishing. If you'd like help getting off the treadmill and creating real wealth, sign up for a free RealWealth membership. Our investment counselors can walk you through the process. You'll also get access to hundreds of webinars and other resources. Just go to realwealthshow.com. And please remember to subscribe to this podcast and leave a review! Thanks for listening, Kathy

When you decide to build a rental portfolio, one of the biggest considerations is how you will manage it. You'll need to decide who will be screening the tenants, taking calls in the middle of the night, doing emergency repairs, scheduling routine maintenance, cleaning and painting between tenants, and maybe even going to court and initiating an eviction now and then. That's just the short list. A property manager has many responsibilities which might seem like fun at first, but I think it's a little like getting a new puppy. You are really excited about the puppy until you realize you have a puppy! That's what happened to Rich and I. We managed our own properties when we first started but quickly learned that we weren't cut out for it. In this episode, you'll hear from a property manager who provides services to many of our RealWealth investors in the Baltimore area. Sheila is a west coast native who's been in the Baltimore region for 14 years, and has served in positions that have connected her with the community. She's now the property management director for one of our turnkey providers. Her focus is to provide consistent, empathetic and accurate support for all clients. You can meet members of the Baltimore property team at our upcoming live event in Los Angeles on October 7th. You can also find out more about that live event here and more about purchasing rental properties in Baltimore here. Be sure to sign up for a free RealWealth membership. And don't forget to subscribe to this podcast and leave a review! Thanks for listening, Kathy Fettke Subscribe to the RealWealth Show podcast: https://tinyurl.com/RWSsubscribe Join RealWealth and get access to our Realty Portal: https://tinyurl.com/joinrealwealth954 Connect with our Baltimore Property Team: https://realwealth.com/markets/baltimore-maryland/ Register for the Live Event & 20th Anniversary Party this weekend!: https://realwealth.com/celebrating-20-years-of-realwealth-financial-freedom/

Financial literacy is something we all need but for many women around the world, it's not a priority or wasn't an educational opportunity. Modern role models aside, women have typically relied on their spouses to take care of the finances white they take care of the kids. It's not something they've needed to know in many cases, until suddenly they do. And then it's a desperate process to learn quickly and likely to make some mistakes. Rosalia Gitau is one of those women. She became an orphan at age 14 when her mother died of cancer and had to figure out how to become financially secure. But her mother made one critical investment decision before she died that transformed the lives of her loved ones. You'll hear about that investment decision in this interview, what that taught Rosalia, and what she's doing to help educate other women around the world about financial security. Rosalia is the winner of this year's Money Awareness and Inclusion Awards. MAIA is an organization dedicated to the problem of weak financial literacy around the world and finding the best solutions to help people make better choices. Rosalia is also the founder and CEO of Bixie which is an app that helps people increase their financial literacy. You can find out more at her website, https://www.mybixie.com. At RealWealth we are also dedicated to helping people create wealth through real estate. You can learn how to do it as a RealWealth member. It's free to sign up and will give you full access to our website and information on rental markets, property teams that with inventory, and investment counselors that can answer your questions. As always, please be sure you are subscribed to our podcast, and if you haven't done so yet, please leave us a review! Thank you for joining me on the Real Wealth Show! Kathy Fettke Links for our Guest: Rosalia Gitau's social media: Facebook - https://www.facebook.com/mybixie/?_rdc=2&_rdr Instagram - https://www.instagram.com/mybixie/ Twitter - https://twitter.com/mybixie/ Linkedin - https://www.linkedin.com/company/mybixie/

We've been getting a lot of questions from investors trying to make good decisions in a tough market, so I thought I'd dedicate this episode to questions about Florida. It continues to be a strong market for rental properties, but listeners have expressed concerns about climate change, storms, and flooding, along with higher insurance rates and higher home prices and interest rates. To answer these questions, I've invited a Florida property provider onto the show. Brian is someone we've worked with for years and will share some amazing insights about Florida real estate investing. He'll talk about how you can reduce climate change risks, save money on insurance, and lower your monthly mortgage payment with a special 4.75% loan offered by one of his build-to-rent developers. I plan on answering more listener questions, so if you have questions about real estate investing that you'd like me to answer, reach out to me on instagram or facebook at kathyfettke. You can also send your questions to [email protected], and my assistant will hand them over to me. You can find out more about our live event on October 7th that I mentioned during the interview at realwealth.com. Just go to the Connect tab and click on live events. And to sign up for free as a RealWealth member, go to realwealthshow.com. I would also like to remind everyone to please subscribe to this podcast, and leave a review! Thank you for joining me on the Real Wealth Show! Kathy Fettke Additional Links: Kathy's Instagram: https://www.instagram.com/kathyfettke/ Kathy's audiobook on Audible: https://tinyurl.com/retirerichaudible Syndications: https://growdevelopments.com/

What U.S. city is close to the North Texas border with one of the largest employers in its state but no housing for all the employees? It's probably not a city that's been on your radar unless you live in North Texas, but keep listening and you'll hear all about this city and how you can take advantage of an investing opportunity. In this episode, you'll hear from Leah, who's a long-time property provider for our RealWealth network, and my partner in a single-family rental fund in the Dallas metro area. She has an amazing track record for predicting which areas are ripe for growth, and is very excited to share her latest prediction in this interview. Leah has a $40 million dollar personal portfolio, and is the co-founder of one of the largest property management residential investment firms in North Texas. If you'd like to find out more about the rental funds I mentioned during the interview, go to https://growdevelopments.com. You'll find information about our North Dallas single-family rental fund which is closing in November, and a new build-to-rent fund for the secret city that Leah talks about in this interview. You can also get help investing in single-family rentals as a RealWealth member. It's free to join and free to talk to one of our experienced investment counselors. As always, please be sure you are subscribed to our podcast, and if you haven't done so yet, please leave us a review! Thank you for joining me on the Real Wealth Show! Kathy Fettke Additional Links: Kathy's Instagram: https://www.instagram.com/kathyfettke/ Kathy's audiobook on Audible: https://tinyurl.com/retirerichaudible

Do you have questions about commercial real estate that are keeping you on the sidelines? Questions like: What's the difference between office and retail space? What is a debt service coverage ratio and why does it matter? What's involved with a triple net lease? And most importantly, is now the time to buy commercial real estate or does it make sense to wait until values come down further? In this episode, you'll hear from a commercial real estate broker who's helped some of our RealWealth investors. Cedric has more than 30 years of experience in the business world and the commercial real estate industry, with a focus on the retail sector. His expertise includes lease negotiations, site selection, market analysis, and property acquisitions. And he joins me to explain some of the commercial real estate lingo and the current CRE environment to help investors better understand this asset class. You can get in touch with Cedric on our website under the Invest tab. You can also watch a replay of a recent webinar featuring Cedric with more in-depth information on the CRE market. You need to be a RealWealth member to access that information, but membership is free and it's really easy to sign up. And please don't forget to subscribe to this podcast! Thanks for listening! Kathy Follow Kathy on Instagram at: https://www.instagram.com/kathyfettke/ Purchase Kathy's audiobook on Audible at: https://tinyurl.com/retirerichaudible

Getting an accurate forecast on the economy can be a little like a weather forecast – full of surprises! But it also depends on who's doing the forecasting. In this episode, you'll hear from the head of a team that's won awards for its forecasting accuracy on the economy, housing, and mortgage market activity. Doug Duncan is Senior Vice President and Chief Economist at Fannie Mae where he is responsible for economic analysis and forecasting. As the head of Fannie Mae's Economic & Strategic Research (ESR) Group, the team earned the 2022 Lawrence R. Klein Award for Blue Chip Forecast Accuracy. It's an award that covers a four-year period that includes the pandemic. Doug and the ESR group also won the NABE Outlook Award two years in a row, in 2015 and 2016, for the most accurate GDP and Treasury note yield forecasts. Doug is one of Bloomberg/BusinessWeek's 50 Most Powerful People in Real Estate and Inman News' 100 Most Influential People in Real Estate and he's here with us on the Real Wealth Show! If you'd like to learn how to build wealth through real estate, be sure to subscribe to this podcast and become a Real Wealth member. It's free to join and get full access to our website where you'll find hundreds of webinars, sample pro-formas, referrals to our highly recommended real estate professionals, and a free session with one of our experienced investment counselors. Thanks for listening, Kathy Fettke Follow Kathy on Instagram at: https://www.instagram.com/kathyfettke/ Purchase Kathy's audiobook on Audible at: https://tinyurl.com/retirerichaudible

RealWealth has been in business for 20 years as of this year and we are celebrating with a special episode featuring three of our earliest employees. Director of Finance Kelley Pecoraro (Director of Finance), Maggie McKinnie (Consultant), and Jill Benes (Digital Editor & Event Support) can share what it was like at Real Wealth back then, before we became a remote company. We worked out of an office in Walnut Creek that felt like home to us all. We don't have that office anymore because we are a completely remote company now, but there are plenty of memories to share and stories to tell! Please enjoy this lookback at the early days of Real Wealth and come celebrate with us in real time at a live event we're holding in Los Angeles on October 6th and 7th. We're planning a cocktail party on Friday night, the 6th, a full day of presentations from our property teams on Saturday, the 7th, and a big celebration party that evening! The event is being held at a hotel near LAX so it will be easy to get to from the airport. You can find out more at realwealthshow.com under the Connect tab. If you haven't done so already, you should sign up as a RealWealth member. It's free to join and will give you access to our private investor portal, hundreds of webinars, sample pro-formas, help with the acquisition process, referrals to our highly recommended real estate professionals, and a free session with one of our experienced investment counselors. And don't forget to hit the subscribe button for this podcast and leave a review! Thanks for listening, Kathy Fettke Follow Kathy on Instagram at: https://www.instagram.com/kathyfettke/ Purchase Kathy's audiobook on Audible at: https://tinyurl.com/retirerichaudible

When it comes to a strategy for real estate investing, one of the most important things you can do is to know about the demographics of a particular market, or simply, the people who live there. Investors need to be asking questions like: How many people live there? Is that number growing or shrinking? Are they mostly singles, families, young people or older people? How will the generational differences impact the kind of housing that's needed? And what will the market look like 10 years from now? In this episode, you'll get answers to those questions and many more from internationally recognized demographer Ken Gronbach, president of KGC Direct, LLC. He's able to forecast societal, commercial, economic, cultural, and political phenomena with uncanny accuracy and will talk about an astronomical need for homes in the U.S. over the next decade. He also compares the U.S. to other parts of the world, and according to Ken, strong demand for housing in the U.S. will not be going away. If you'd like to learn more about demographics, check out his two books: "Upside: Profiting from the Profound Demographic Shifts Ahead" and "The Age Curve: How to Profit from the Coming Demographic Storm." And to learn more about real estate investing, please join RealWealth and look through our website. You will find data on some of the strongest rental markets in the country and the teams that can help you buy rental properties in those markets. It's also important to subscribe to this podcast. It will help our rankings! And we'd appreciate a positive review! Thanks for listening! Kathy You can follow Ken at these social media sites: Twitter: @KenGronbach Facebook: @KGCDirect LinkedIn: Kenneth Gronbach Ken's Website: www.KGCDirect.com Follow Kathy on Instagram at: https://www.instagram.com/kathyfettke/ Purchase Kathy's audiobook on Audible at: https://tinyurl.com/retirerichaudible

For the past two decades, we have been helping investors across the country to simplify real estate investing and achieve their financial goals. We've gone from an idea on a cafe napkin to a network of more than 70,000 members. We've helped regular folks create financial security with more than 6,000 rental properties worth more than $1.2 billion dollars. And we've donated to charity along the way. In this episode, my husband, partner, and RealWealth Co-CEO Rich Fettke joins me to talk about our amazing 20-year journey and how we are celebrating this huge milestone with a live event in Los Angeles on October 6th and 7th. It will take place very close to the LAX airport if you are flying into the area, and will feature 10 of our property teams, food, drink, and lots of networking and fun! If you are an investor who'd like to meet like-minded individuals, learn how they've made real estate work for them, and talk to the property teams that can help you create the wealth you've dreamed of, please sign up under the Connect tab on the RealWealth website. If you haven't joined yet, please hit the Join for Free tab, and remember to subscribe to this podcast! We are thrilled to be hosting this event, and hope to see you all there! Kathy Follow Kathy on Instagram here: https://www.instagram.com/kathyfettke/ Purchase Kathy's book on Audible here: https://tinyurl.com/retirerichaudible Purchase Rich's book on Audible here: https://tinyurl.com/richfettkewiseinvestor

When inspecting a home before purchasing, it's obviously very important to check the foundation's integrity. That's why we hire inspectors. But should you rely on your home inspection report to correctly identify the issues? Our guest today says, no, it's not enough. You need to know the tell-tale signs of foundation damage that would signal the need for further inspection, and then you need to know who to call. But how do you make sure you can get it all done within the homebuyers short inspection window of time? In this episode, you'll hear from foundation repair expert RK Bob Brown whose mission it is to shed light on what he describes as an "opaque industry." He joins me on The Real Wealth Show as part of his effort to teach home buyers how to recognize the red flags for foundation problems. He talks about what homeowners should look for, when and who to call for a more accurate and in-depth evaluation, and why you need to pay attention to soil conditions. He earned the nickname "The Dirt Whisperer" because he knows a lot about "dirt." He is also a real estate investor who shares his rags to riches story with me in this interview. Bob has more than 35 years of experience. He's a certified Foundation Repair Specialist by NFRA and is LEED accredited, among other accreditations. He founded Arizona Foundation Solutions in 1989 which he says was one of the only foundation repair companies to use licensed professional engineers. He sold the company last year to focus on speaking and writing, and is publishing a book this fall called Foundation Repair Secrets: Learn How to Protect Yourself and Save Thousands. He has also developed software that helps streamline home foundation investigations. You can learn more at his website: https://www.RKbobBrown.com To learn more about all the things you need to know about real estate investing, sign up as a RealWealth member. It's free to join. You can also find out more about the North Dallas Single-Family Rental Fund I mentioned in the podcast at growdevelopments.com. And don't forget to hit the subscribe button for this podcast and leave a review! Thanks for listening, Kathy Fettke Follow Kathy on Instagram at: https://www.instagram.com/kathyfettke/ Purchase Kathy's audiobook on Audible at: https://tinyurl.com/retirerichaudible

Be prepared for an eye-opening interview! In this episode, you'll hear from a remarkable Gen Z entrepreneur who has an impressive real estate portfolio and is well on his way to early retirement. He has an incredible story for a 23-year-old that will inspire and motivate you to take your next step toward financial freedom. For Donato Callahan, it all began during the pandemic while he was still in college. He was studying biology but had extra time on his hands and discovered real estate as a way to build wealth. He started off as a house hacker with the purchase of a four-unit building. From there, he leveraged every kind of resource you can imagine to help him with his journey. As he explains in the interview, when you get advice from 10 people who each have 10 years of experience, you are getting insights from 100 years of experience. He's now offering to help other investors as the CEO and founder of Bright Investor, which provides data to help you make smart real estate investing decisions. The way it works: Users pay a monthly membership fee for access to tons of data feeds that can help you analyze a deal. Transparency matters: We've established an affiliate agreement with Bright Investor, offering users exclusive discounts through our referral link. Signing up through our link helps support the show too! Referral link: https://brightinvestor.com/?ref=owy3mwf Code: REALWEALTH To learn more about real estate, sign up as a RealWealth member. It's free to join. You can also find out more about the North Dallas Single-Family Rental Fund I mentioned in the podcast at growdevelopments.com. And don't forget to hit the subscribe button for this podcast and leave a review! Thanks for listening, Kathy Fettke Follow Kathy on Instagram at: https://www.instagram.com/kathyfettke/ Purchase Kathy's audiobook on Audible at: https://tinyurl.com/retirerichaudible

I'm very excited about today's interview with Gary Beasley, CEO & Co-Founder of Roofstock. He was just a regular guy when I met him years ago. Today, he's a leader in the institutional investment space and a true disrupter within the single-family rental asset class. In this episode, you'll hear his thoughts on how the housing market has evolved since the 2008 meltdown, how he has transitioned his own real estate investing strategy over the years, and why he thinks that the single-family rental space is an asset class that will remain in high demand. Before Roofstock, Gary was CFO of ZipRealty and Co-CEO of Starwood Waypoint Residential Trust which is now part of Invitation Homes, leading both through successful IPOs. In addition, he's been instrumental in acquiring and integrating more than $800 million in resort properties for KSL Resorts and has served as CEO for boutique hotel management company Joie De Vivre Hospitality. Gary earned his BA in Economics from Northwestern and holds an MBA from Stanford. He now leads Roofstock with a valuable perspective on the use of technology in the real estate industry and challenges the way things have been done with the question: "What's next?" You can follow him at these social media sites: LinkedIn - linkedin.com/in/gary-beasley-956647 Twitter - @garybeas2013 To find out more about how you can benefit from real estate, sign up as a RealWealth member. It's free to join and will give you access to our private investor portal, hundreds of webinars, sample pro-formas, help with the acquisition process, referrals to our highly recommended real estate professionals, and a free session with one of our experienced investment counselors. And don't forget to hit the subscribe button for this podcast and leave a review! Thanks for listening, Kathy Fettke Follow Kathy on Instagram at: https://www.instagram.com/kathyfettke/ Purchase Kathy's audiobook on Audible at: https://tinyurl.com/retirerichaudible

Have you ever listened to fellow investors brag about how many doors they have as a measure of success? But do the number of doors you have really matter when it comes to how well your portfolio is performing? Honestly, I don't think so. What really matters is how well those doors are performing. Are they providing enough cash flow so you can live the life of your dreams? Are they appreciating in value to help meet your financial goals? Those are the questions at the top of my list! In this episode, you'll hear from someone who's living proof that you don't have to own 5000 units to be successful. Vince Rodriquez is an engineer who began his real estate adventure just four years ago. As a Southern California resident, he started investing in California but is now transitioning to out-of-state rental properties. He's currently focused on furnished duplexes in the mid-term space and has some great ideas for choosing markets and raising investment capital in a way that also helps family and friends. To find out more about real estate investing in a way that suits your goals, sign up as a RealWealth member. It's free to join and will give you access to access to hundreds of webinars and other educational material, along with our market data and investment counselors who help get you going. And don't forget to hit the subscribe button for this podcast! Thanks for listening, Kathy Fettke You can find our guest today on social media at these handles: @anviinvest @vince.capital Follow Kathy on Instagram: https://www.instagram.com/kathyfettke/ Purchase Kathy's book on Audible: https://tinyurl.com/retirerichaudible

Does it still make sense to buy rental property today when mortgage rates are at the 7% level? Should you buy your rate down with points or wait a few months to see if rates come down as many experts are predicting? And what about getting approved for a loan? Is it any harder now to get a loan in this tough credit environment? In this episode, you'll hear from one of RealWealth's preferred lenders, Graham Parham and his business partner Aaron Stelly of Highlands Mortgage. They join me to provide some insights on the lending world as it stands today, along with some good news about inflation and how that is impacting mortgage rates. Graham W. Parham has been a Mortgage Loan Officer for over 25 years. He has experience in the residential real estate market and has developed a significant following among homebuyers and investors. He currently owns 45 investment properties and is still buying. Aaron Stelly helps guide clients through the lending process from start to finish. He's an active investor and recognizes the goals that investors are hoping to achieve as they grow their real estate portfolio. You can get a hold of Graham at [email protected]. You'll also find contact information for Graham and his Highland Mortgage team on our website. You need to be a RealWealth member but it's free to sign up. Once you've done that, log in to the portal and look under the Resources tab for Lenders. If you'd like to find out more about the North Dallas Rental Fund I mentioned during this episode, go to https://growdevelopments.com. As always, I ask that you subscribe to the Real Wealth Show podcast, and leave a starry-eyed review! Thank you! And thanks for listening! Kathy Fettke

Will we see home prices go any lower? Will we see a rise in foreclosures? When will mortgage rates come back down to earth? Is it best to keep a bunch of cash on the sidelines so we can scoop up all the good deals when we are hit by recession? Where does it make sense to buy rental property in this economy? In this episode, you'll hear from someone who can answer those questions and more to help you as an investor make better decisions during these uncertain times. Rick Sharga has more than 20 years of experience in the real estate and mortgage industries and is the Founder & CEO of market intelligence and advisory firm CJ Patrick Company. He has also served as the Executive Vice President of Market Intelligence for ATTOM Data, Carrington Mortgage Holdings, and RealtyTrac's Marketing Department, as well as Chief Marketing Officer for Ten-X and Auction.com. Over his long and distinguished career, he's become one of the most frequently quoted experts on real estate, mortgage and foreclosure trends. If you want to expand your real estate investing horizon, and would like a referral to one of our proven property teams in places like Texas, Florida, and the Carolinas, please hit the "Join for Free" button. Once you are a member, you will have access to our investment counselors, and trusted real estate professionals that can help you reach your investment goals. To find out more about our North Dallas Rental Fund, mentioned during this interview, please go to growdevelopments.com. And please don't forget to subscribe to this podcast! Thanks for listening! Kathy Fettke

We all want our children to be well educated so they can lead successful lives, but some of the most important subject matter for success is missing from school curricula. Financial literacy includes things like checking and savings accounts, budgeting, investing, the use of credit and credit cards, insurance, paying taxes, paying for college, and even the purchase of a home. But there isn't much in the way of personal finance on the list of classes that kids take in high school. The guest in this episode is hoping to change that. Yanely Espinal is a millennial financial educator who started her career as a teacher and is now on a mission to convince lawmakers to make personal finance a high school graduation requirement. She serves as the Director of Educational Outreach at Next Gen Personal Finance (NGPF) and has been instrumental in getting legislation passed in several states including Florida (SB1054), Michigan (HB5190), Georgia (SB 220), Rhode Island (H 5491) and North Carolina (HB 924). CNBC called her "the millennial fighting for Gen Z to learn about money in school." Yanely, who's also known on the internet as MissBeHelpful, is also the author of a newly released book on the topic called: "Mind Your Money: Insightful Stories and Strategies to Help You Reach Your #MoneyGoals." Her new book is available on Amazon. She's also the host of a podcast called "Financially Inclined from Marketplace" and one of the youngest members of CNBC's Financial Wellness Council, among other notable accomplishments. If you'd like to learn more about how real estate can give you financial freedom, we encourage you to visit our website at realwealthshow.com. As always, please remember to subscribe to this podcast if you haven't already. If you have a few minutes, please leave us one of those starry reviews! Thanks for listening! Kathy Fettke

This episode of the Real Wealth Show is a little different! My guest is the winner of an Instagram contest for a free coaching session with me! Courtney Clark won the contest by responding to a promotion on Instagram. Her number then came up in a random number generator, and we booked her for the show! Courtney is an experienced real estate investor. She's been doing it for many years with her husband, and she offers a very candid view of how that's worked out, including a few recent losses from flipping that left her feeling unsure of her next steps. We do a deep dive into that fear that's making her feel like she's suddenly lost credibility as an investor. It's a delightful interview with lots of insight into how Courtney is dealing with the ups and downs of her portfolio. We do offer coaching services at RealWealth. If you're not already a member, you would need to sign up at realwealthshow.com. It's free to sign up. Once you've done that, log in and go to the Connect tab where you'll find the coaching information. You'll also find information on our mastermind retreats here on our website. We just did one for couples who invest together, but we're planning on doing more, so check back for info. As always, I ask that you please subscribe to our podcast, and leave us as many stars as possible! Thanks for joining me! Kathy Fettke Follow Kathy on Instagram @kathyfettke and @realwealthnetwork Follow Courtney on Instagram @heycourtney.clark and @setthestage_

If you follow financial advice on social media, you may already know about "The FI Couple." They are a husband and wife team in their early 30's with a huge following on Instagram, Twitter, and other platforms, to help spread the word about financial independence – which is the FI part of their name. In this episode of The Real Wealth Show, Ali & Josh Lupo talk about their humble beginnings as college students pursuing degrees in social services and a wedding that provided a big wake-up call about their finances. It was bad. They had a whole lot of debt and knew they had to do something about it. They turned to podcasts, and videos, and learned about "passive income" through real estate investing. From there, they mapped out a plan, and within a few short years, they are job optional and expecting a baby girl. But it wasn't just the financial part of their relationship that they worked on. They also spent a lot of time on their personal relationship and their skills in communicating with each other to help them envision and align their goals as a couple. They also love to share their experiences with other people as "The FI Couple". Once you are enchanted by them in this interview, you can find out more at their website: theficouple.com, or on social media @theficouple on all major platforms. My hubby and partner, Rich Fettke, also joins me as co-host for this episode. He is a long-time coach who loves to help people realize their dreams and live their best lives. He recently published a book called "The Wise Investor" about a family man who wants to free up his time with passive income from real estate. Rich's book is available on Amazon. If you'd like to find out what a coach can do for you, please check out our RealWealth coaching services. You need to be a RealWealth member to access the coaching page inside the Realty Portal, under the "Connect" tab. It doesn't cost a thing to sign up as a member. Just go to realwealthshow.com. And please remember to subscribe to this podcast! Thanks for listening! Kathy Fettke

This episode is dedicated to real estate investing as a couple, and the real life story of two RealWealth members who are making it happen! This is the second time we've featured Kevin & Michelle Yu on the Real Wealth Show to find out how far along they've gotten with their real estate plans, what's changed along the way, and how they are dealing with it. Kevin & Michelle are working parents with full-time jobs but their real estate portfolio has made it possible to quit those jobs if they want to. They started investing about ten years ago and have almost reached a goal they set for retirement. They will share stories about where they've invested, how they've learned to be flexible as the market changes, what's next, and why they feel it's so important to create a real estate nest egg for themselves and their two young children. My hubby, Rich, joins me as a co-host for this special episode on couples investing, which we've been doing for more than two decades! If you'd like to take the RealWealth assessment that Rich mentions, please go to https://realwealth.com/assessment/. Kevin also mentioned a Netflix series you might be interested in called "How to Get Rich." To learn more about real estate investing, please sign up as a RealWealth member. It's free to join and gives you access to hundreds of webinars and other educational material, along with our investment counselors who can answer any questions and help get you started. And don't forget to subscribe to this podcast! Thanks for listening, Kathy Fettke LINKS: Join RealWealth: https://tinyurl.com/joinrealwealth Subscribe to the Real Wealth Show podcast: https://tinyurl.com/RWSsubscribe Take RealWealth Assessment: https://realwealth.com/assessment/ Netflix series "How to Get Rich": https://www.netflix.com/title/81410436

How can you dramatically increase your ability to invest with the money you are currently sending to Uncle Sam? By redirecting those big checks you send to the government into investments that also benefit the government;.. and change your life while you're doing it. In this episode, you'll hear from Susan Geist who had a wake up call when she wrote a six-figure check to cover her tax obligations. She analyzed the situation and with strategic investment-related tax deductions, figured out a way to reduce her federal tax bill by more than $100,000 annually! It's an incredible story considering her background as someone who grew up in a lower-class family in rural Appalachia. Her story is one of financial hardship as a child and a commitment to attain financial security for herself and help others do the same. With a salary of just $42,000 a year, she managed to buy her first property in 2008. Today she owns a multi-million-dollar portfolio consisting of long-term rentals, short-term vacation rentals, and limited partnerships in commercial real estate that pay her six figures of passive income annually. She also helps women working to attain financial freedom with her company Rising Femme Wealth, LLC, out of Austin, Texas. She provides coaching and workshops that teach women strategies for financial freedom, including ways to reduce their tax bills. In her spare time, she likes to travel with her husband and two sons, and create music with her all-female band. You can get help creating your own financial lifeboat by joining RealWealth at realwealthshow.com. Although Susan created her own investment portfolio, she has gravitated toward RealWealth as an investing opportunity. And she has recommended RealWealth to her coaching clients, which I'd like to thank her for. It doesn't cost anything to check us out, and it takes just a minute to sign up. We also appreciate positive comments about our company and the podcast on social media. And please don't forget to subscribe to our podcast! Thank you! Kathy Fettke

Working on an investment plan with your spouse can be challenging because money can be a source of tension and conflict. But it can also be a source of strength within your relationship with the right tools and strategies to help align your goals and work as a team. My husband Rich and I have been investing together for more than two decades, and have experienced a lot of challenges, especially at the beginning. But we've come up with ways to foster a better understanding of each other, our visions for the future, and how to get there without damaging the love we have for each other. In this episode, Rich joins me to talk about three of the things we are doing to unite our unique inspirations, visions, talents, and personalities for a unified approach to couples investing. It's also a preview into an extraordinary RealWealth Couples Retreat we have planned for next month at our home in Malibu on June 9th, 10th, and 11th. It's a mastermind that is designed to help strengthen and deepen the connection between partners while learning and/or practicing tools and strategies for a teamwork approach to investing. This is what we aim to accomplish with each couple:: 1 - Grow and strengthen relationships 2 - Learn and connect with like-minded couples 3 - Enjoy fun outdoor activities 4 - Create a compelling shared vision for the future 5 - Design a multi-year plan to achieve a shared vision 6 - Enjoy delicious, healthy food 7 - Celebrate together The event is limited to six couples. At the time of this podcast, there were still two spots left. You can find out more at realwealthcouples.com You can also find out more about what we are doing at RealWealth by becoming a member. It's free to join at realwealthshow.com, and gain access to all parts of our website. When you log in to the investor portal, you will find sample properties, rental market data, and recommendations for professionals who can help you reach your goals. You'll also have access to our experienced investment counselors. We appreciate your positive comments on social media, and please be sure to subscribe to this podcast! Thanks for listening, Kathy Fettke

I just got back from being on the road for a week in four different cities and at three different events. A few people asked me what my company, Real Wealth, does. I thought that was funny since we've been around for 20 years and I just assume people know. But in case you were wondering, it's pretty simple. We help people increase their passive income by helping them acquire a portfolio of cash-flowing rental properties in growing markets nationwide. We simplify the process by identifying experienced property managers who specialize in working with out-of-state investors. These teams have everything an out-of-state investor needs to purchase rental properties including acquisition teams, renovation teams, property management, and most importantly, experienced professionals with a proven track record of success. We offer a free mastermind to these teams so they can continue to improve their service and share their best practices and knowledge with each other. Any team on our referral list comes with rave reviews from our RealWealth members. And if they don't, they are removed from our referral list until those issues are resolved. And, all that we do at RealWealth is free to our members because we get paid from a broker-to-broker referral fee that the buyer would have to pay anyway. It just gets split with us. In this episode, I'm going to interview one of our newest teams located in Cleveland, Ohio. I love Cleveland and have been investing there for years. But it can be tricky. You really need a good team there because the city regulations can be burdensome and some neighborhoods look good on paper but in reality can be very challenging. To get in touch with Mike and his team in Cleveland, sign in to the RealWealth website and login to the Investor Portal. If you haven't become a member yet, please click on the "Join for Free" button. It's easy to sign up and will give you complete access to our website where you can see sample properties in more than a dozen markets across the country, our market data, and our list of preferred real estate professionals including our RealWealth investment counselors. And please remember to subscribe to the podcast to help boost our ratings! Thanks for listening! Kathy Fettke

How would you like to reach your financial goals in half the time you planned? Our guests today are doing just that. Sophie bought her first rental property when she was just 23 years old, thanks to having a Mom who encouraged her to buy real estate. Sophie's husband Ben didn't know much about real estate when they got married, but they both had MBAs, and both worked at Northern California tech companies making a great income. They ended up with two rental properties in the Bay Area that didn't cash flow. In this episode, Sophie and Ben share how they used those negative cash flow properties to build a cash flow machine by investing out-of-state. They say they've reached their financial goals 15 years earlier than they had planned. You can learn more about doing this for yourself by joining RealWealth. You'll find plenty of free educational material on our website. Our investment counselors can also refer you to experienced property teams who can help you get started in real estate. And please remember to subscribe to this podcast and leave us a review! Thanks for joining me on The Real Wealth Show! Kathy Fettke

The dream of being a passive investor is turning into a bit of a nightmare for some people who invested in commercial real estate. They are getting bitten by higher interest rates, slow rent growth, and dramatically higher costs for rate caps and insurance. A 229-unit apartment complex recently foreclosed in Houston, making headlines across the country and leaving hundreds of investors at a total loss. How can investors be more prepared moving forward? In this episode, you'll hear from Whitney Elkins-Hutten on the eight deal breakers that limited partners should be looking for when they work with an operator or for any kind of real estate deal. Whitney is the Director of Investor Education at PassiveInvesting.com and a partner in $800+ MIllion in real estate. Her investments include over 6500+ units in residential housing (single-family, multi-family, manufactured housing, and assisted living), seven express car washes, and more than 2200+ self-storage units across 11 states. She also has experience flipping more than $5 Million in residential real estate. The content of this interview is why I love my single family rental fund. We are raising cash, buying with cash, renovating with cash, increasing values, and refinancing if we get a really good rate with a fixed term. All in an area experiencing job and population growth with high demand for housing. You can find out more at GrowDevelopments.com. Be sure to join RealWealth for full access to our educational material and our investment opportunities. We also encourage all listeners to subscribe to this podcast, and leave one of those sparkly five-star reviews! Thanks for joining me here on the Real Wealth Show! Kathy Fettke

In Part II of my interview with James Eng, the conversation continues about the commercial real estate correction that we're already starting to see. In this half of the interview, James will dig in a little deeper into how the foreclosure of a $229 Million multifamily Texas portfolio is just the first domino to fall, and what he expects to see in the coming months. James has more than 17 years of experience in commercial real estate lending, and is currently the National Director for Old Capital. He started his career as an underwriter at GE Capital Real Estate and joined Old Capital in 2014. He has worked with hundreds of investors to help them acquire over $1.5 Billion in multifamily properties totaling over 20,000 units nationwide. In addition to financing multifamily, he has invested in over 10,000 units as a limited partner in nearly 40 properties in Texas. Often called "The Professor" of Multifamily Financing, James has produced hundreds of hours of educational multifamily content on YouTube. He received his finance degree from University of Texas at Austin and resides in Dallas-Fort Worth with his wife and three boys. LINKS Contact James Eng at https://oldcapitallending.com Join RealWealth here. Subscribe to the Real Wealth Show here. For more information on Kathy's Single-Family Rental Fund, go to: GrowDevelopments.com. Follow Kathy Fettke on Instagram. Purchase Kathy Fettke's book, 'Retire Rich with Rentals' on Audible

A $229 Million multifamily portfolio was just foreclosed on in Houston, Texas. It's the first of what could be similar foreclosures in the commercial real estate industry. And there's a good chance some of our listeners were invested in that portfolio or another one facing the same fate. If you are a multifamily investor, either passive or active, you'll get some great advice in this episode on how to navigate the current commercial real estate environment. You'll hear from Old Capital National Director James Eng. He'll explain why commercial real estate could be facing a massive reckoning, especially for investors who took out bridge loans. In Part One of this interview, you'll get his take on interest rates and the impact on commercial lending. In Part Two, you'll hear more about what he thinks will happen in the months to come. James has over 17 years of experience in commercial real estate lending. He started his career as an underwriter at GE Capital Real Estate and joined Old Capital in 2014. He has worked with hundreds of investors to help them acquire over $1.5 Billion in multifamily properties totaling over 20,000 units nationwide. In addition to financing multifamily, he has invested in over 10,000 units as a limited partner in nearly 40 properties in Texas. Often called "The Professor" of Multifamily Financing, James has produced hundreds of hours of educational multifamily content on YouTube. He received his finance degree from University of Texas at Austin and resides in Dallas-Fort Worth with his wife and three boys. Don't forget to subscribe to the podcast and if you like the show, please leave a review! Join RealWealth today at www.RealWealthShow.com. And for more information on Kathy's Single-Family Rental Fund, go to www.GrowDevelopments.com

Why are some people able to reach levels of wealth at a faster pace than others? It may have something to do with their mindset, or their ability to overcome internal blocks. Normally, I interview people on their journey to creating wealth so that we can learn from their experiences. But today, we are going to dive into the deeper stuff: The subconscious thoughts that often control our decision-making process, which may lead us astray from our wealth-building goals. In this episode, you'll hear from Alecia St. Germain. She's a Certified Immunity to Change Coach and the founder of The Conscious Edge – a leadership and personal development company focused on empowering female entrepreneurs. She began her real estate journey in her late teens and 20's wholesaling probate properties with her mother. She then moved on to mobile home investing in the state of Ohio. After seeing so many women in the real estate industry unconsciously sabotage their own success because of inner conflicts about wealth and their role in the business world, she moved into the personal development side of things as a coach. Alecia has now helped more than 10,000 entrepreneurs with strategies and tactics that help them uncover and transform their unconscious blocks so they can confidently make money, reclaim their time, and step boldly into their role as leaders. You will find Alecia at the upcoming InvestHER CON 2023. It's happening May 18 & 19 in Scottsdale, Arizona. You'll find details at therealestateinvestorher.com/investhercon If you're interested in joining my mastermind for high-level female entrepreneurs, check out my website kathyfettke.com for details. If you haven't yet joined RealWealth, you can become a member for free at realwealthshow.com. And we always ask that you subscribe to our podcast, and please leave a review! Thanks for listening! Kathy Fettke Follow me on Instagram!

We are excited to announce two new markets for rental properties and an investment loan that you may be able to get for under 5%! RealWealth helps investors find and purchase properties in 16 markets that offer a variety of residential rental properties including single-family rentals, short-term rentals, and small multi-families that are both rehabbed and new. In this episode, you'll hear from the Director of our Real Wealth Realty, Leah Collich. She will share what she's doing as an investor and what she's seeing many of our RealWealth members doing. You'll also hear about our property tours and how that can help you make a decision on where and what to buy. Leah began investing in real estate in 2010 and became a RealWealth member in 2017 in order to expand her portfolio into five new markets while living overseas. While she enjoys the creative outlet of flipping, she strongly believes buy-and-hold investing is the path to real wealth. As an Investment Counselor, Leah is passionate about discussing real estate investment strategies that create a clear path to real wealth and helping our members realize that retirement might not be as far away as they think. If you'd like to look at sample properties and get details on upcoming tours, please log into RealWealth or click the Join for Free button if you haven't become a member yet. Members also have access to our experienced investment counselors, including Leah, and a list of recommended real estate professionals for things like deal analysis, investment loans, asset protection, legal services, accounting, self-directed investing, and 1031 exchanges. As always, please be sure you are subscribed to our podcast, and if you haven't yet, leave us a review! Thank you for joining me on the Real Wealth Show! Kathy Fettke

It might not sound sexy, but one of the best parts of owning real estate is the amount of money you can save on taxes. There are several amazing deductions you can take as a real estate investor that many CPAs don't even know about. Some of the tax strategies covered in this interview include cost segregation, carryover loss, and creative ways to depreciate properties. There's also the 1031 exchange, and you'll hear about all of them and more in this interview with one of our highly recommended tax attorneys. Toby knows how to "talk taxes" in a way that is so interesting, you'll probably be as excited as I was by the end of the interview. You can take your enthusiasm to the next level by checking in with Toby or another one of our recommended tax experts, at realwealthshow.com. You need to join RealWealth to access our Investor Portal, but it's free and easy to join. Once you're logged in, you'll find Toby's company listed under the Resources tab in the Asset Protection and CPA/Accounting/Bookkeeping categories. Please remember to subscribe to the podcast and leave us a review! Thanks for listening! Kathy

It's easy to assume that the challenges we face in the U.S. real estate market are unique while the rules of the real estate game might be similar in other countries, especially when it comes to our northern neighbor Canada. After all, Canada is dealing with a housing crunch and is experiencing astronomical home price growth just like we are in the U.S. But you might be surprised at how different we are from Canada when it comes to the rules of the real estate game, especially when it comes to mortgages and investor tools, like the 1031 exchange. (Spoiler: There is no such thing as a 1031 exchange or a 30-year fixed-rate mortgage in Canada.) That's just a teaser! In this episode, you'll get more details from two Canadian real estate investors. Daniel Foch and Nick Hill will explain how the Canadian market differs from the U.S. and what Canadian home buyers and investors are up against. Daniel is a real estate investor, podcast co-host, and realtor with more than 15 years of experience in the real estate industry. He's been featured as a real estate expert in the Wall Street Journal, CBC, BNN, Bloomberg, The Globe and Mail, among others. Nick Hill is a real estate investor, podcast co-host, and mortgage agent. Their podcast: "The Canadian Real Estate Investor." You can find out more about U.S. real estate at realwealthshow.com. Click on the "Join for Free" button to sign up. It only takes a few minutes and will give you complete access to our real estate market data and resources. Please be sure you are also subscribed to our podcast, and don't forget to leave a review! Thanks for listening, Kathy

How do you build a real estate portfolio when you're already too busy with work, family, and life in general? In this episode, you'll hear from a busy computer software engineer who's married with two children. Despite the daily time crunch, he's ventured into real estate, learned a few hard lessons, and is now sharing his story with us on the Real Wealth Show. Ron Quintos started buying rental properties in 2001 but didn't really know what he was doing until 2010, after the housing market crashed. He calls himself a "born again investor" because he was able to bring his investments back to life. His investments include single-family properties in Illinois, Alabama, Maryland, Texas, and a property under contract in Florida. He has also invested in mobile home park and apartment syndications, but he's now realizing that he prefers good ol' single-family rental homes. Ron recently attended one of our real estate property tours in Dallas which you'll hear about in this interview. We have several more tours planned over the next few months. You can see our tour schedule at https://realwealth.com/tours/. We also had the pleasure of hosting Ron at a recent Mastermind in Malibu, which helped him map out a plan for 2023 and beyond. We are holding several more masterminds this year. You can get details about those at https://kathyfettke.com/masterminds/. Please be sure to join RealWealth for access to all our data and resources at realwealthshow.com. It's free to join and takes about two minutes. And please remember to subscribe to our podcast and leave a review! Thanks for listening! Kathy Fettke

It's been quite an economic roller coaster this last week with headlines about bank failures in response to the Fed's inflation-fighting rate hikes. That's created a lot of fear about the stability of the U.S. financial system and the risk to our personal assets, like bank accounts and even real estate. For years, I've advocated for real estate as an asset that can weather an economic downturn and provide long-term wealth, and that hasn't changed because of recent developments. In this episode, you'll hear more about why real estate can help you safeguard your personal financial world and about one particularly good market for real estate investors right now – in North Dallas. Last fall, we launched a single-family rental fund in the North Dallas area. Joining me to talk about why this market is so resilient is my fund partner and experienced real estate investor, Leah. She has a $40 million dollar personal portfolio, and is the co-founder of one of the largest property management residential investment firms in North Texas. If you'd like to find out more about our single-family rental fund, go to www.growdevelopments.com. You'll find information about the North Dallas market and the rental fund by clicking on Investments and Current Offerings. You can become a member for free by joining RealWealth at realwealthshow.com. As always, please be sure you are subscribed to our podcast, and if you haven't yet, leave us a review! Thank you for joining me on the Real Wealth Show! Kathy Fettke

It's been an amazing conference with more than 1,000 investors, operators, and syndicators at all experience levels! The Best Ever Conference in Salt Lake City is an event that takes place once a year, and provides attendees with economic forecasts, presentations and debates, insights on how to grow your real estate business, and plenty of opportunities for networking. I've been on stage three times at this conference, and have been soaking up a wealth of information from the pros. In this episode, my hubby and business partner Rich joins me for a conversation about what we've learned at this event, with an emphasis on multi-families versus single-family rentals. You can also check out the conference agenda to get a better idea of the topics covered, and get information about attending "next" year's conference at www.besteverconference.com. If you'd like to learn more about our single-family rental fund, which I mention during this episode, please go to www.growdevelopments.com. You can also sign up for a free RealWealth membership at www.realwealthshow.com and get access to our learning center, our market data for single-family rentals, our experienced investment counselors, our property teams and the opportunities they provide for investors. As always, we ask that you subscribe to our podcast, and leave us a review! Thanks for listening! Kathy Fettke

FIRE is the new buzzword among real estate investors, and it has nothing to do with the fire emoji that everyone uses on instagram to say that "you're hot." It's a movement known as Financial Independence, Retire Early or FIRE! In this episode, you'll hear from someone who is about to experience FIRE. Adrian Rish started investing in rental properties just a few years ago, and has now created enough passive income to become "work optional." Adrian is a business owner, husband, father of two young children and financial provider for his mother. He purchased his first property in his hometown of Oakland, California, in 2013. After years as a do-it-yourself investor and property manager, Adrian discovered RealWealth in 2020. Attending some of our live events and real estate tours helped him diversity into other states and connect with like-minded investors. Now, having reached his near-term investment goals, he and his family are planning to make an international move to Portugal to experience life abroad, and potentially expand his portfolio to Europe. If you'd like to learn more about the FIRE! lifestyle, hit the join button at realwealthshow.com. Membership is free. You can tap into our educational material, get access to our investment counselors, see sample properties, and learn about different markets. You'll also find a schedule for upcoming real estate market tours where you can see properties in person and meet with other investors. Please subscribe to our podcast if you haven't already. If you like what you hear, we'd love a 5-star review! Thanks for listening! Kathy Fettke

As your portfolio grows, it can become overwhelming to keep track of everything. Even if you have property management, you still need to oversee the property managers, respond to emails, organize your documents, make sure all the bills are paid, and every other little thing related to your investment properties. But how do you find the right person to help you without busting your budget? In this episode, I am joined by my husband, co-founder, and RealWealth CEO, Rich Fettke, and the CEO of a company that's provided the kind of help that he needed to scale our business, our personal portfolio, and make it easier for us as time goes on. Our special guest is Tricia Sciortino of Belay Solutions. She earned a degree in Business Administration and Management from the University of Hartford. Worked as District Manager for the retail chain Pacific Sunwear for ten years. And the, she decided to take her chances with a startup called Belay, during the recession. Over the next ten years, she's moved from Director, Vice President, President, and COO to her current position at Belay's CEO. Rich discovered Belay more than five years ago. He's hired two executive assistants, and a couple of bookkeepers from Belay, and they've worked out so well that he wanted to share his experience with our listeners and other RealWealth investors. You'll find out in this interview how Belay chooses only the top 1% of its applicants and how Belay carefully matches them with clients. No worries. You don't have to hire someone full-time. You can start off slowly as you decide exactly how much help you'll need. Rich began by hiring an executive assistant for three hours a week. That was expanded to ten hours a week. And now, Rich and I share an executive assistant who's working for us full time. We also have a personal bookkeeper, and another bookkeeper to help with RealWealth finances. You can also get a discount through RealWealth to help get you started with Belay. Go to belaysolutions.com/realwealth to find out more about that. To find out more about real estate investing, please go to realwealthshow.com and join our network. It's free and will give you access to all our educational materials and market data. And remember to subscribe to our podcast, and follow me on instagram @kathyfettke. Thanks for listening! Kathy and Rich

Buying rental property requires a lot of math and, for most investors, a lot of spreadsheet analysis as well. The process can be complicated and time-consuming but there is a new state-of-the-art platform that does the work for you, and it's really slick. We are crazy about it here at RealWealth. It's called DealCheck by a real estate investor who comes from a software engineering background. Anton Ivanov created this high-tech platform to help investors analyze rental properties, estimate profits and find the best deals before they buy. And he joins me in this episode to tell you all about his platform and the discount you can get if you put in the coupon code, REALWEALTH. You'll also hear how Anton structures his own investments to avoid the risk of a big downturn, how he does his financing now that he's met his conventional loan limit, how he finds solid property managers, and what he does to keep tenants happy and to avoid vacancies. Anton is a U.S. Navy veteran, real estate investor, and entrepreneur with a 40-unit rental portfolio spread out across 4 states. His portfolio generates over $15,000 in monthly passive income, and he spends one hour a week managing it. He created DealCheck to quickly analyze and compare rental properties, flips, and commercial buildings, and RentCast to help investors track, grow, and optimize their rental portfolios. Again, you can get a discount on the DealCheck platform by going to https://dealcheck.io/ and using the REALWEALTH coupon code. We also invite you to become a RealWealth member for free at RealWealthShow.com. Membership gives you access to all our data and deals on rental real estate investing. And please be sure to subscribe to our podcast and follow me on instagram at @kathyfettke for the latest market updates and commentary.

Housing inventory levels continue to drop. In fact, in February, they were back down to 970,000. That's not a lot of housing available for a country with 330 million people. And, as interest rates drop, the number of people who can afford to buy a home increases by the millions. What does this mean? I take it to mean that we are experiencing a lull in home purchasing. But, if inflation continues to regress, mortgage rates will likely do the same. And that could mean by summer, we'll find ourselves in another buying frenzy. Right now we are in a sweet spot for investing opportunities where competition from retail buyers is down. Our guest today, one of RealWealth's preferred lenders, is going to share what he's seeing investors doing and what he believes will happen this year with the housing market and mortgage rates. Richard Advani is a mortgage lender and real estate investor based out of Southern California at GuaranteedRate.com. He has been in the mortgage industry for over 16 years and specializes in working with real estate investors, including our own Real Wealth investors. He also owns almost 20 rental properties in markets across the country. If you're a car racing fan, you may have seen him on the track. Richard is a professional race car driver with the Formula Drift organization. For more about financing your investment properties. Check out Richard's recent RealWealth webinar under the Learn tab at our website at realwealthshow.com. He'll also be attending our free live event on February 11th. You'll hear from 11 property teams and one commercial broker about their markets and the inventory they have for investors. You can also sign up for that at our website and join for free to become a member. We hope to see you there!

Are you looking for cash flowing rental properties with steady appreciation? It may seem like an impossible task in today's market, but they do exist. And one of them is a place that we've been tracking for 10 to 15 years. It's a market that we have wanted to promote but inventory was so tight when interest rates were low, that there was nothing to buy. The metro we'll be talking about in this episode is Indianapolis. You'll hear why Indianapolis is getting about the same cash flow as it has in past decades and why properties in this market are expected to appreciate. This property team will also be featured in our virtual live event on Saturday, February 11th from 9am to 4:30pm PT. This very special event will not be recorded so be sure to register and attend the live event as there won't be a replay available! You can sign up for that as a member at realwealthshow.com. It's free to join RealWealth if you haven't already. You can also register for a webinar with this same property team on Thursday, February 9th at 12pm PT. And please remember to subscribe to our podcast and leave a review! Thanks for listening! Kathy Fettke