
Why Debt Is Delaying Homeownership for Millennials and Gen Z
Real Estate News: Real Estate Investing Podcast · Kathy Fettke/RealWealth
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Show Notes
Why are Americans waiting longer than ever to buy their first home?
In this episode, Kathy Fettke breaks down new reporting from HousingWire on how rising student loan balances, credit card debt, and higher living costs are delaying homeownership for Millennials and Gen Z. With the median first-time buyer now at a record age of 40, debt pressures are reshaping when — and how — younger Americans enter the housing market.
We look at the latest data on student debt, credit stress, and financial counseling trends, and what these shifts mean for housing demand, affordability, and the future pipeline of buyers.
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