
Real Estate Investing Podcast - 5 O'Clock Somewhere
91 episodes — Page 2 of 2

Real Estate Forecasts: Hits & Misses of 2024
Real Estate Forecasts: Hits & Misses of 2024: Join Brett and Jeff as they dissect their past predictions for 2024 against the actual trends in the real estate market in 2024 so far. This episode offers an in-depth analysis of how interest rates influenced the Memphis market, providing lessons on the unpredictability of economic factors and their direct impact on real estate investments. Listeners will benefit from discussions that clarify how external economic policies and investor behaviors shape market conditions, making it an essential listen for anyone involved in real estate investing. Whether you're a seasoned investor or new to the market, this episode will equip you with the knowledge to navigate the complexities of investing in fluctuating markets, ensuring you make informed decisions that could define your investing strategy in 2024 and beyond! More about this episode: https://mymemphisinvestmentproperties.com/podcast/episode/real-estate-forecasts-hits-misses-of-2024/

Flipping Houses in 2024: Scaling Real Estate Investments
Lawrence Walsky’s journey into real estate is not just a story of change, but a masterclass in adaptation. With a background rooted deeply in technology and supply chain management, Lawrence was initially drawn to real estate investment by the potential for significant returns and the challenge it presented. This episode of "It's 5 O'clock Somewhere Real Estate Podcast" delves into how his initial blueprint for success was altered by the stark realities of the property market.

Beyond Buying: Full-Spectrum Real Estate Investment
Beyond Buying: Full-Spectrum real estate investment process pioneered by Glenn Greene. The method emphasizes extensive service, building trust, and nurturing long-term investor relationships. The team discusses their hands-on approach, from property selection to closing deals, ensuring each investor gets tailored advice and complete transaction support. They also tackle property management, debunking the superficial engagement common in the industry. By being the investors' boots on the ground, they secure and maintain properties, proving dedication and a robust work ethic that are key to thriving in competitive markets and retaining investor loyalty. More about this episode: https://mymemphisinvestmentproperties.com/podcast/episode/beyond-buying-full-spectrum-real-estate-investment/

Financing Investment Properties: Lower Rates, Higher Returns
Financing Investment Properties: Lower Rates, Higher Returns. Chris Fiorello and John Taylor from Nations Lending join us to explore financing options for investors. They delve into the nuances of Adjustable Rate Mortgages (ARMs), ideal for new investors seeking lower initial rates. The duo also discusses the challenges and solutions for financing investment properties, emphasizing the importance of understanding loan specifics to mitigate risks. They provide insights on turning initial investments into robust real estate portfolios, highlighting products tailored for beginners and the seasoned strategies that have helped investors scale their holdings efficiently. More about this episode: https://mymemphisinvestmentproperties.com/podcast/episode/financing-investment-properties-lower-rates-higher-returns/

Out-of-State Investors: Rehab vs Turnkey – Which Is Best for You?
Out-of-State Investors: Rehab vs Turnkey - Which Is Best for You? We discuss 2 approaches to real estate investment to help you determine the better investment strategy for you. We explore the significant challenges of rehabbing from out-of-state, such as high contractor costs and logistical complications, versus the relative simplicity and reliability of turnkey properties. Brett, Jeff, Nick, and Jerry provide insights on navigating the market, optimizing investments, and avoiding common pitfalls. Whether you're a seasoned investor or a newcomer, this discussion offers essential advice and perspectives to guide your decision-making. Tune in to unlock the secrets of successful real estate investing in Memphis. More about this episode: https://mymemphisinvestmentproperties.com/podcast/episode/out-of-state-investors-rehab-vs-turnkey-which-is-best-for-you/

The Art of Flipping vs Turnkey – Renting Real Estate
Tom Durhan, a master at transforming distressed properties into profitable investments, joins us to discuss the art of flipping vs turnkey rental homes. He tells his secrets to selecting the perfect property, understanding market dynamics, and executing successful flips in Memphis. Learn how Tom creates opportunities for other investors, ensuring each project not only enhances neighborhood appeal but also guarantees cash flow and tenant satisfaction. Whether you're a seasoned investor or a curious newcomer, this episode offers valuable insights into creating wealth through strategic real estate investments, demonstrating the power of patience, expertise, and local market knowledge. More about this episode: https://mymemphisinvestmentproperties.com/podcast/episode/the-art-of-flipping-vs-turnkey-renting-real-estate/

FREE ROI Tool – Effortlessly Calculate Rental Property ROI
FREE ROI Tool - Effortlessly Calculate Rental Property ROI, sidestepping mortgages to spotlight pure cash-on-cash returns for smarter property investments. Become a savvy real estate investor using our ROI spreadsheet that has been designed by seasoned pros Glenn Greene and Brett Bernard. This spreadsheet gives you a simple path to mastering cash-on-cash returns, effortlessly guiding you past the usual hurdles of mortgage and interest considerations. Using this ROI calculator, Brett provides a step-by-step explanation equipping you to make informed, financially sound decisions, propelling your real estate portfolio to new heights of success.More about this episode: https://mymemphisinvestmentproperties.com/podcast/episode/free-roi-tool-effortlessly-calculate-rental-property-roi/

What The FAQ? Your Real Estate Questions Answered
What The FAQ? Your Real Estate Questions Answered: We debunk common FAQs and offer actionable advice for beginners and seasoned investors alike. Learn the best ways to start, areas ripe for investment, and common pitfalls to dodge. Our experts share insider tips on setting realistic goals, assessing financial readiness, and identifying the most lucrative investment types. Whether it's understanding the nuances of market dynamics or getting a grasp on investment returns, this episode is a goldmine for anyone looking to build a solid real estate portfolio.More about this episode: https://mymemphisinvestmentproperties.com/podcast/what-the-faq-your-real-estate-questions-answered/

California to Memphis: Risks & Rewards of Real Estate Investment
California to Memphis: Risks & Rewards of Real Estate Investment - Joffrey shares his journey from California to Memphis, revealing his secrets to building a robust real estate portfolio across diverse neighborhoods. With investments in duplexes, single-family homes, and new construction, Joffrey exemplifies the power of strategic diversification and risk tolerance in the ever-evolving property market. This episode unpacks his philosophy, experiences, and tips for navigating challenges and capitalizing on opportunities, offering valuable lessons for aspiring and seasoned investors alike. Learn how Joffrey's adept adaptability and insightful market analysis have propelled his investments to success, making this a must-listen for anyone aiming to thrive in real estate. More about this episode: https://mymemphisinvestmentproperties.com/podcast/episode/california-to-memphis-risks-amp-rewards-of-real-estate-investment/

The Reality Check Every Real Estate Investor Needs
The Reality Check Every Real Estate Investor Needs: Today we chat about the unrealistic expectations many new real estate investors have, from chasing unrealistic returns to misunderstanding market dynamics. By shedding light on the genuine challenges and opportunities in the investment landscape, we aim to steer listeners towards sustainable success. Beyond the allure of quick profits, we explore strategies for long-term growth, emphasizing the importance of thorough market research, patience, and adaptability. More about this episode: https://mymemphisinvestmentproperties.com/podcast/episode/the-reality-check-every-real-estate-investor-needs/

Investment Financing: DSCR, Conventional, Fix & Flip Loans
Investment Financing: DSCR, Conventional, Fix & Flip Loans with Frank from Convoy Loans. Hear invaluable insights into various financing options, including the ins and outs of fix and flips, the differences between conventional loans and DSCR, and other creative financing programs tailored for new investors. Whether you're making your first real estate investment or expanding your portfolio, Frank's expertise will guide you through maximizing your investment potential. More about this episode: https://mymemphisinvestmentproperties.com/podcast/investment-financing-dscr-conventional-fix-and-flip-loans/

Top Habits of Successful Real Estate Investors
Top Habits of Successful Real Estate Investors: We discuss the critical habits that set successful real estate investors apart. Learn the importance of meticulous planning, deep market knowledge, and assembling a trusted team. From understanding the intricacies of your investment area to staying informed about market trends and regulations, these habits ensure you're positioned for profit and growth. Hear firsthand stories of investors who transformed their approach, emphasizing the value of expert guidance and a well-thought-out business plan. Embrace these proven practices to navigate the competitive landscape of real estate investing and achieve lasting success. We are the Stamps Real Estate Company Investment Division. We are an investment team that does nothing but specialize in working with old school, middle school, and brand new kindergarten investors. We have investors around the world that we help buy, sell, and renovate property, and we'd love to work with you. More about this episode: https://mymemphisinvestmentproperties.com/podcast/top-habits-of-successful-real-estate-investors/

Rehab Rookie to Pro: Property Investing Smarts
Rehab Rookie to Pro: Property Investing Smarts - Dive into the real estate discussion where Jeff and Nick unravel the mysteries of property rehab. From tales of overpriced acquisitions to the strategic finesse of market-ready transformations, this discussion is a goldmine for investors. Discover the delicate balance between initial costs and potential returns, and learn why expertise and honesty in rehab estimates matter. Whether it's navigating inspections, understanding repair costs, or leveraging expert advice for lucrative flips, this episode offers invaluable insights for anyone looking to maximize their investment in the bustling world of real estate investment. More about this episode: https://mymemphisinvestmentproperties.com/podcast/rehab-rookie-to-pro-property-investing-smarts/

Mastering CMAs: Property Investor’s Guide to Top-Notch CMAs
Mastering CMAs - Property Investor's Guide to Top-Notch CMAs: Our discussion focuses on the significance of CMAs in making informed decisions, ensuring investors and agents alike understand the intricacies of real estate data. Gain knowledge from experienced professionals on accurately assessing property values, optimizing investment returns, and navigating the real estate market with precision. We share expert insights into cost market analysis (CMA) - ideal for both seasoned investors and newcomers, we provide valuable tips and strategies for successful real estate investing, emphasizing the critical role of comprehensive market analysis. More about this episode: https://mymemphisinvestmentproperties.com/podcast/mastering-cmas-property-investors-guide-to-top-notch-cmas/

Maximizing Profits in Rehab Investments
Maximizing Profits in Rehab Investments: Learn about the lucrative world of rehab investments with expert insights on transforming properties for maximum profit. Learn key strategies for selecting homes, optimizing renovations, and leveraging loans to earn equity upfront. Discover how to navigate the rehab process, from securing bids to finalizing appraisals, ensuring a solid ROI. We offer real-life examples. So whether you are flipping or renting, find out how to make informed decisions and partner with the right professionals for investment success. More about this episode: https://mymemphisinvestmentproperties.com/podcast/maximizing-profits-in-rehab-investments/

Smart Investing: The Formula for Real Estate Asset Wealth
Smart Investing: The Formula for Real Estate Asset Wealth - Embark on a lucrative real estate investment journey, shifting from instant cash flow to long-term wealth building. Explore proven strategies, and follow along as we discuss a spreadsheet for precise financial projections. Learn from experienced investment Realtors, helping to unravel the keys to success and avoiding common pitfalls. Unleash the potential for equity growth and steady income in this comprehensive guide to strategic property investment. Call us at 901-692-7401More about this episode: https://mymemphisinvestmentproperties.com/podcast/smart-investing-the-formula-for-real-estate-asset-wealth/

Secrets to Sustainable Cash Flow – Real Estate Mastery Unveiled
Secrets to Sustainable Cash Flow - Real Estate Mastery Unveiled: Dive into the world of real estate wealth with experts Dan and Shane. From single-family gems to high-yield multifamily deals in Memphis, learn strategies for financial growth. Explore financing secrets, leverage bank partnerships, and maximize cash flow. Uncover insights on smart investing, debt service coverage, and refinancing for long-term success. Join these seasoned investors as they share their journey, from the slow road to China to becoming real estate moguls. Don't miss out on actionable tips for building your path to millionaire status. Call us at 901-692-7401More about this episode: https://mymemphisinvestmentproperties.com/podcast/secrets-to-sustainable-cash-flow-real-estate-mastery-unveiled/

Genius System for Real Estate Investors – Memphis Market Secrets
Dive into the world of Memphis real estate with a proven investment system. Leverage your funds strategically to build a lucrative portfolio using our proven investment system. Say goodbye to pitfalls by choosing the right neighborhoods and avoiding risky $35,000 deals. We're not just agents; we're your partners in wealth-building. Invest wisely in C to C+ neighborhoods for long-term gains. Our system works, creating a sound retirement plan. Say no to quick fixes; say yes to a sustainable, profitable real estate journey. Join us in the Memphis market – the safest, most stable rental market with over 340,000 eager renters. Call us at 901-692-7401More about this episode: https://mymemphisinvestmentproperties.com/podcast/genius-system-for-real-estate-investors-memphis-market-secrets/

LLC vs. Corp Entity: Real Estate Investing Business Structure
LLC vs. Corp Entity: Real Estate Investing Business Structure: Expert insights on LLCs vs. Corp entities. Uncover the nuances of liability protection, tax strategies, and efficient exit plans. This engaging discussion with attorney Clark Washington navigates the complexities, offering valuable guidance for investors seeking robust legal frameworks in the realm of real estate. Explore the best fit for your goals, whether choosing a LLC, C-Corp or S-Corp, learn the art of strategic profit distribution and the flexibility each structure offers. Mr Washington discusses the vital considerations, from handling mortgages during property transfers to crafting effective exit strategies. Elevate your real estate journey with expert advice on financial planning, tax implications, and the critical decisions that shape success in this engaging and informative conversation. More about this episode: https://mymemphisinvestmentproperties.com/podcast/llc-vs-corp-entity-real-estate-investing-business-structure/

Real Estate 2024 Predictions, Interest Rates + 2023 Roundup
Real Estate 2024 Predictions, Interest Rates + 2023 Roundup: Insights for investors on interest rates, the housing market, and real estate in 2024. Discover the unexpected rebound of Memphis real estate in 2023, defying predictions. As the year closes, delve into the city's unique market dynamics, where housing thrives against national trends. Uncover the secrets behind the success, fueled by a booming rental sector and a robust job market. The podcast hosts reflect on their miscalculations, emphasizing the city's resilience and steady growth. Get a sneak peek into 2024 predictions, with discussions on interest rates, investment shifts, and the potential for a thrilling real estate surge in Memphis. More about this episode: https://mymemphisinvestmentproperties.com/podcast/real-estate-2024-predictions-interest-rates-2023-roundup/

Multiple Properties, One Loan: Portfolio Loans Unveiled
Multiple Properties, One Loan: Portfolio Loans Unveiled - Uncover secrets to maximizing your real estate investment returns with portfolio lending. Join industry veterans Brett (Stamps Real Estate) and Frank Torres (Convoy Home Loans) as they delve into the world of portfolio financing, unveiling expert strategies, actionable insights, and valuable market trends. Elevate your investment game and build a thriving real estate portfolio - listen now!Episode page for Multiple Properties, One Loan: Portfolio Loans Unveiled: https://mymemphisinvestmentproperties.com/podcast/multiple-properties-one-loan-portfolio-loans-unveiled/

Home warranty benefits for Investors: Do you have ROI worries?
Home warranty benefits for Investors: ROI worries? Harness the benefits of home warranties, minimize risks, maximize returns, & safeguard investments. Investors, especially those with limited reserves, often grapple with the dilemma of home warranties. Initially skeptical, I explored their worthiness. Home warranties cover mechanical systems due to normal wear and tear, offering a safety net for sudden breakdowns. Expectations are vital; it's not instant but significantly curtails repair costs. Top coverage means a mere $250-300 for a failed air conditioner condenser. Renewing for multiple years secures substantial savings. Transferrable and tax-deductible, home warranties emerge as prudent shields for investors facing unforeseen property challenges. More about this episode: https://mymemphisinvestmentproperties.com/podcast/home-warranty-benefits-for-investors-do-you-have-roi-worries/

Real Estate Titles: Tax Sales, Quiet Title Actions, & Heir Challenges!
Today we welcome April, from Title Assurance and Escrow, to discuss the crucial role of a reputable title company in real estate transactions. April highlights the significance of ensuring clear titles to avoid complications and surprises, as she discusses the complexities of tax sales, quiet title actions, and potential pitfalls associated with properties obtained through these processes. There is an emphasis on meticulously examining each property, providing clarity on ownership, encumbrances, and drawing attention to potential risks. What are the potential challenges related to heirs? and how could addressing these issues contribute to marketable titles and confident real estate transactions? Whether you're a builder, investor, or homeowner, listen in to learn why marketable titles empower you to buy, hold, or sell with confidence. More about this episode: https://mymemphisinvestmentproperties.com/podcast/real-estate-titles-tax-sales-quiet-title-actions-heir-challenges

DSCR Program: Unlocking Doors & Dollars by Todd Robertson
Guest Todd Robertson from Hometown Capital Group, a mortgage broker, discusses the Debt Service Coverage Ratio (DSCR) program allowing investors to buy investment properties. He explores scenarios, including multi-family options, and shares insights on rates, qualifications, and alternative financing solutions for aspiring real estate investors. More about this episode: https://mymemphisinvestmentproperties.com/podcast/dscr-program-unlocking-doors-dollars-by-todd-robertson

Maximize Returns: A Deep Dive into Gross and Net ROI Strategies
Jeff, Brett, and Richard discuss the intricacies of real estate investment, focusing on return on investment (ROI). Brett highlighted the importance of understanding both gross and net ROI, emphasizing that while many investors initially prioritize gross figures, net ROI, factoring in expenses like management costs and taxes, provides a more accurate reflection of true profit. Brett debunked get-rich-quick schemes promoted by some real estate seminars, urging prospective investors to adopt a more realistic, cautious approach and consult experienced professionals for sound advice. More about this episode: https://mymemphisinvestmentproperties.com/podcast/maximize-returns-a-deep-dive-into-gross-and-net-roi-strategies/

1% Advantage: New Construction Opportunities in Memphis
Charles Lott, a builder, discusses his new construction properties for rental in the Whitehaven area. The houses are 3-bed, 2-bath, around 1,300 square feet. With a one-year builder warranty, the rental market offers a stable 1% return. Lott emphasizes the appeal of affordable housing in the $90,000-$175,000 range, providing a higher rate of return. The conversation touches on the advantages of polished concrete floors, hardy board exteriors, and the potential of emerging markets like Frayser. Overall, new construction for rentals is seen as a low-risk investment with government support. More about this episode: https://mymemphisinvestmentproperties.com/podcast/1-percent-advantage-new-construction-opportunities-in-memphis/

BRRR Method: A Reality Check for Real Estate Investors
New to real estate investing? Gain invaluable insights from seasoned experts. Learn the 1% rule, set your goals, and maximize long-term returns for financial freedom! More about this episode: https://mymemphisinvestmentproperties.com/podcast/brrr-method-a-reality-check-for-real-estate-investors/

Building Wealth: Memphis Real Estate Investor’s Guide
Michael Gibson, a Memphis real estate investor since 2019, emphasizes understanding markets and staying emotionally detached to make wise investments. Valuable investing tips include diversifying portfolios across various markets and creating financial reserves for unforeseen expenses, as key strategies. Michael advocates ongoing learning and the importance of knowledgeable, responsive local real estate agents while focusing on long-term wealth over quick cash flow. More about this episode: https://mymemphisinvestmentproperties.com/podcast/building-wealth-memphis-real-estate-investors-guide/

Section 8 Makeover: Higher Rent, Less Risk, Memphis
Andre Smith, a placement and property manager for TNT Property Enterprises, discusses the positive changes in Section 8 housing. In the past, Section 8 had a bad reputation due to problematic tenants and low-quality properties. However, Memphis Housing Authority (MHA) and other Section 8 entities now offer slightly above-market rent, ensuring consistent payments. They've also introduced accountability measures, allowing landlords to take tenants to court if they damage properties. Section 8 offers a reliable source of income for landlords. More about this episode: https://mymemphisinvestmentproperties.com/podcast/section-8-makeover-higher-rent-less-risk-memphis/

Unlocking Real Estate’s Potential this Holiday Season
Now is a great time to invest in real estate as the holiday season approaches. During fall and winter, the real estate market slows down, creating more inventory than buyers. This means potential bargains for investors. Diversifying your real estate portfolio across different markets and property types can reduce risk and, overall, real estate offers stability and consistent long-term growth, making it a secure investment option. It's crucial to choose the right location and seek local expertise for informed investment decisions.

Memphis Investment Insights: New Builds and Turnkey Rentals
In this engaging discussion, the real estate team unveils a treasure trove of off-market inventory that promises exciting investment opportunities in Memphis, TN. With decades of experience, their collaboration with seasoned builders offers new construction projects in various city areas, focusing on rejuvenating blighted homes and vacant lots into lucrative 1,400 square foot, 4/2 new builds for rentals. Additional builders are actively crafting turnkey properties and rehabilitated homes with attractive returns. Amidst Memphis' nuanced real estate landscape, a standout property in the vibrant Soulsville neighborhood emerges, ripe for Airbnb or traditional rentals. The team's extensive investment network ensures a continuous stream of exclusive off-market listings, making this a prime moment for savvy investors.

Investing for the Future: A Beginner’s Guide to Real Estate
Discover the art of long-term asset-building in real estate, with tips on managing cash wisely and building equity. Our beginner's guide to real estate investing gives practical examples of why you should be viewing real estate as a long-term asset-building strategy rather than a quick income source. We advise investors to prepare for unexpected expenses, maintain reserve accounts, and focus on building equity. What questions should new real estate investors ask? Including, why they should invest, how to use available cash wisely, and when to consider using home equity loans to expand their real estate portfolio.

Predicting Interest Rates & How to grow your Real Estate Wealth
Brett & Jeff predict that interest rates may decrease in the near future, benefiting investors, and they highlight Memphis as a unique market with a significant rental population, making it attractive for investment. They advise against expensive properties in favor of diversifying your portfolio with multiple properties for long-term asset growth and equity building. The hosts also debunk concerns about another housing collapse, citing the differences in today's market compared to 2008.

Investor Financing Simplified by Loan Expert Jon Dages
Hear investor lender & your go-to guy for hassle-free financing, Jon Dages. Simplifying loans for your real estate investments. Now, Jon Dages from First Community Mortgage knows his stuff when it comes to lending to investors and that's a rarity in our business. He's helped us out with a couple of deals, and let me tell you, it's been smooth sailing. Jon gets things done and doesn't waste time with unnecessary chatter. He's got his act together which is something we appreciate in this wild world of real estate.

Breaking Stereotypes with Honesty, Work Ethic, Integrity, and Deciphering Real Estate Acronyms
John Stamps joins us today and chats about his experiences while managing a brokerage with declining agent numbers and facing the challenge of motivating discouraged agents. In taking his own advice, he started a brokerage during a downturned economy which seemed counterintuitive, but believed the only way to go was up. Also in the discussion is the importance of integrity and making win-win decisions for property buyers, how integrity, ethics, and direct communication with clients can overcome the inherent reputation that sometimes overshadows the real estate industry from some agents appeasing clients instead of providing honest information. Finally, real estate acronyms and how real estate investment involves understanding important key terms.

Investment Strategy Showdown: Financing Implications of One Home vs. Distributed Real Estate Investments
The choice between investing in one home or opting for distributed real estate investments can have significant implications for financing. However, distributed real estate investments involving multiple homes may provide diversification, mitigating risks associated with a single property. Andrew Beyer joins us today to discuss possible financing options and how it is crucial to carefully assess individual financial goals and risk tolerance before deciding on the optimal investment strategy.

Cash vs. Borrow – Unlocking the Secrets of Real Estate Investments
Join us as we dive deeper into the world of cash purchasing vs borrowing money from lenders. In this episode we discuss whether you should buy a $100,000 house that brings in $1,200 rent every month, or put 25% down on four $100,000 houses that also earn $1,200 each month? Join us as we unravel the mysteries of cash flow, taxes, and insurance to uncover the smartest investment strategy.
Thriving in Frayser: The Advantage of Investing in New Build Real Estate in Memphis, TN
Terry Brown is making waves in Frayser area of Memphis, TN by building new homes that not only cater to the rental investment market but also contribute to community rejuvenation. He joins us to discuss how his homes are built with great attention to detail, offer modern amenities and how the project has revitalized Frayser, driving up rent prices and property values, and creating a thriving real estate market. Invest in Frayser's promising future and reap the benefits of Terry Brown's commitment to revitalizing neighborhoods and maximizing returns.

Section 8 Housing: An Untapped Opportunity for Real Estate Investors
Seasoned real estate investor, Tom Durhan, joins us to chat about his wealth of experience with Section 8 housing investments. Tom has successfully implemented his strategy for investing in Section 8 rental properties and, through his extensive knowledge of the market, Tom has identified the immense potential and untapped opportunities within this specific segment.

Ford’s Presence in Stanton, TN Drives Real Estate Demand
Real estate investor Leigh Barnes joins us to discuss the new Ford plant in Stanton, TN, and how it is driving real estate demand. Learn about the property investment opportunities, details of the development, and what this could mean for Memphis, TN.
Ep 1Young Real Estate Investors: Smart Strategies for High Returns
Young investors build up a large asset value by banking on a rise in rents & asset values over the next few years, while not using their own money.