Houma vs Thibodaux Housing Market Feb 2026 | RE: Real Estate Podcast
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Show Notes
RE: Real Estate Podcast
Show Notes — February 2026 Market Update
Houma vs Thibodaux Housing Market Feb 2026 | RE: Real Estate Podcast
Episode Overview
The February 2026 numbers are in. The biggest story isn’t Houma vs. Thibodaux — it’s how dramatically different the market is depending on your zip code. From 13 days on market in Thibodaux to 181 days on the East Side of Houma, the same region contains completely different real estate realities. The primary driver: insurance.
Board-Wide Headlines
• Closed sales up 25.9% for the month; up 17% YTD
• Pending sales up 14.7% for the month; up 30.3% YTD
• New listings down 15% — demand pressure exceeds supply
• Months of inventory fell from 8 to 6.6 — board-wide tightening
• Median sold price flat at $215,000; average up 9% to $235,000
• Housing Affordability Index up 7% YOY to 137
Market Snapshot
| Area / Zip | Market | Inventory | Median Price | List→Sold | DOM
| 70301 — Thibodaux | Seller's | 3.78 mo | $246,000 | 98.7% | 13 days
| 70364 — North Houma | Near Balanced | 5.35 mo | $235,000 | 94.8% | 66 days
| Lafourche Parish | Balanced | 5.58 mo | $221,000 | 97.1% | 48 days
| Terrebonne Parish | Buyer's | 7.26 mo | $182,500 | 92.9% | 97 days
| 70360 — West Houma | Buyer's | 8.78 mo | $259,000 | 91.4% | 99 days
| 70363 — East Houma | Buyer's | 7.36 mo | $145,000 | 95.5% | 181 days
The Insurance Factor
A $6,000/year insurance difference = $500/month on the same house at the same price. FEMA Risk Rating 2.0 reclassified much of Terrebonne from Zone C to Zone AE, requiring flood insurance on mortgaged properties. Grandfathered rate protections are ~3 years into a 5-year phase-out. More carriers are now writing statewide — competition should drive premiums down.
Takeaways
• Sellers: Price to the data for your zip code. In 70360, pricing below trend may yield equal or better net proceeds faster. In 70363, price is the only lever.
• Buyers: In Thibodaux — have everything ready before you look. In 70360/70363 — maximum negotiating leverage, but factor in insurance costs before you fall in love with a house.
• Investors: 70363 is an acquisition opportunity zone for rental investors comfortable navigating the insurance landscape. 70364 is the sweet spot between price and marketability.
Market Data & Charts
Chart 1: https://drive.google.com/file/d/1Ahn3oXsLna7_YcQ86EmmMcB1QMgJactX/view?usp=sharing
Chart 2: https://drive.google.com/file/d/16chV_gOQzwuDL5xNFGrr6ok5AG-MDw9H/view?usp=sharing
Chart 3: https://drive.google.com/file/d/1LJq03uxy0wZ2n7iqloxv9fD-mJ4-r5DO/view?usp=sharing
Chart 4: https://drive.google.com/file/d/1PU_PCXgc13RC3QlBe8Avf6buQlRr9onD/view?usp=sharing
Chart 5: https://drive.google.com/file/d/1JkrHR67Yhh5f4ycCPi8-p3fRlEgIVsEe/view?usp=sharing
Chart 6: https://drive.google.com/file/d/1SavQaT_d6XM3OlpJOe3pR4FHS1PKxt4O/view?usp=sharing
Chart 7: https://drive.google.com/file/d/1oD2Jd733VETVvOD12reWRavrugUlgPcz/view?usp=sharing
Chart 8: https://drive.google.com/file/d/1dwTYUXIdiGxm2lLEV7lx7GCZitBcEqOL/view?usp=sharing
Chart 9: https://drive.google.com/file/d/1IqZZl9GV0N8jNuGnEHFAYaohVZzlnZk8/view?usp=sharing
Chart 10: https://drive.google.com/file/d/1CVbmh9Tc5V-jaDMGmMlSRvhIpYUxCNzC/view?usp=sharing
Connect With Us
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Website: rerealestatepodcast.com
Available wherever you get your podcasts.
Keywords
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Hosts
| Ben Harang REALTOR® | Keller Williams Realty Bayou Partners La. License #: 36589 Mobile: 985.859.2500 Office: 985.262.4400 [email protected] benharang.com
| Clint C. Galliano REALTOR® | Keller Williams Realty Bayou Partners La. License #: 995704723 Mobile: 985.647.4479 SMS Hotline: (985) 200-5447 Office: 985.262.4400 [email protected]