Radical Personal Finance
1,223 episodes — Page 25 of 25
Friday Q and A-What Can I Do To Plan for My Parents' Long-Term Care When They Don't Have Any Money? RPF0023
I plan that Friday’s show generally be a Q&A show and today, I planned to answer two questions: one about planning for long-term care needs and the other about what to do with a less-than-stellar 401(k) plan. Unfortunately, I was really only able to answer the first one. But, I hope the answer will provide […]
An Introduction to the Statement of Financial Condition or Balance Sheet: A Powerful Tool in Financial Panning if you Understand How it Works! RPF0022
Many times people ask me where to start with the process of financial planning. Today’s show answers that question. If you were assigned to take over a failing business and you wanted to turn it around, you would begin by answering two questions: Why does this business exist? (Purpose) Where is this business at? (Financially […]
Stocks, Bonds, & Derivatives: What They Actually Are and How They Actually Work (Foundational Knowledge for All Investment Decisions) RPF0021
Would you like to know what stocks, bonds, and derivatives actually are and how they actually work? Listen to today’s show to build your foundational knowledge so you’re not fooled by faulty analysis of markets. Join us as we discuss: Real assets vs. financial assets (all wealth comes from real assets–financial assets merely represent a claim […]
"Entrepreneurship is the Only Opportunity to Seek Financial Freedom that is Open to Anyone" – Interview with Jake Desyllas from The Voluntary Life RPF0020
Today we have an interview with Jake Desyllas, author of “Becoming an Entrepreneur: How to Find Freedom and Fulfillment as a Business Owner” and host of The Voluntary Life Podcast. The primary interview is about entrepreneurship and how entrepreneurship is a really valid–if not the most effective–way to purse and find financial freedom and personal […]
A Comprehensive Guide to the Overall Process of Financial Planning for DIYers and Financial Planners (CFP® Board Job Task Domains) RPF0019
In today’s show we use the CFP Board’s “Job Task Domains” to frame the financial planning process as a helpful template for DIYers or as necessary information for financial planners. This framework and template is a comprehensive guide to the financial planning process, which is the method employed to get outstanding results. Beginning Announcements: It’s […]
Friday Q and A: Bear Market Investment Strategies, Investment Strategies for House Downpayments, Advice for 18y.o., Most Complicated Thing in My Life, and Thoughts on "The Millionaire Fastlane" RPF-0018
On Fridays I answer your questions! I’ll answer any question you ask me. Today, we discuss: How would I protect my investments from a bear market? How would I invest the money I’m saving for a house downpayment? What financial advice would I give an 18y.o. me? What’s the most complicated thing in my day? […]
Should I Stop Paying My Taxes On Moral Grounds? An Interview About War Tax Resistance with David Gross, author of "99 Tactics of Successful Tax Resistance Campaigns" RPF0017
In today’s show we move over onto the more “radical” side of financial planning. Today’s show is an interview with David Gross, author of “99 Tactics of Successful Tax Resistance Campaigns.” David worked as a computer programmer and lived a fairly normal life until 2003, when he became bothered by the actions of the U.S. Government […]
What Advice Would You Give to an 18-Year Old You? RPF0016
Today’s show is a bit more general and philosophy focused rather than technical. I decided to use a question from my Twitter exchange with Robbie this morning as the springboard for my show. @RadicalPF knowing what you know today. What financial advice would you have given your 18yr old self? Doesn’t just have to be […]
How to Eliminate Your Taxes! The Basic Foundation You Need to Understand To Do Good Tax Planning RPF0015
Beginning announcements: We’re live in iTunes! Share this link please! http://itunes.apple.com/us/podcast/radical-personal-finance-podcast/id896153632 I’ve set up an email list–please consider subscribing so you receive the full set of show notes every day. We email the entire post so you can decide if you want to listen or not! Thank you so much for the comments and show ideas! […]
FAQ: The Stock Market is At an All-Time High: Should I Wait for the Market to Go Down To Invest in Stocks? RPF0014
In today’s show, we tackle a Frequently Asked Question about whether I should wait to invest in stocks because of where the market is at. The Dow closed above 17,000 last week. Inevitably, here are the four articles you will see all week: Stocks have more room to run! Stocks are in a bubble and […]
The Forgotten History of Retirement: Who Actually Benefits When You Retire? RPF0013
In today’s show we dig deep into the forgotten history of retirement. Have you ever wondered how we wound up with the retirement system today? Have you ever wondered what political movements led to the creation of things like mandatory retirement and the Social Security system? Although I certainly can’t answer all the questions in one […]
Exposing One of the Biggest Problems in Financial Planning: Nobody Retires! Ever! RPF0012
Today on the Radical Personal Finance Podcast, we deal with the elephant in the living room: Nobody ever retires! Especially those who can afford to! Billionaires don’t retire. Poor people can’t retire (even though they desperately want to sometimes). The Four Hour Workweek Man works about 10 hours a day. Mr. Early Retirement Extreme himself […]
Introduction to the Radical Personal Finance Podcast – The [New] First Episode – RPF0011
Today’s show is an introduction to the Radical Personal Finance Podcast. We discuss: My background with financial planning and financial planning media. My frustrations with the financial press. My philosophy that very little is right or wrong in financial planning; perspective is important. Our goal to destroy financial planning dogma. A rational approach to financial […]
RPF 0010 – You Are 100% Responsible For Your Income
You are 100% responsible for your income–both creating an income source and for the actual level of your income. In the US American context, you’re paid exactly what you’re worth in the marketplace. So, to make more, you have to be worth more. The bad news is that being worth more is difficult because it […]
RPF 0009 – Why Your House is a Terrible Investment – Interview with James Collins from jlcollinsnh.com
Today’s show topic is real estate and we’ll be discussing why your house is a terrible investment, how to do a proper rent vs. own calculation, and other wealth building topics with our special guest, James Collins. It’s certain to be challenging, controversial, and, I hope, appropriately radical. Please listen to the entire episode to understand […]
RPF 0008 – Updates for the Show and a Conversation on The Problems and Solutions Facing Our Consumption-Based Society
Today’s show is a conversation about the current status of the show, some of my mistakes and things I’m working on and it’s also a casual conversation about what’s really important. We talk about the problems and solutions facing our consumer society and how we already know each and every one of the solutions to […]
RPF 0007 – Strategies to Achieve Financial Independence at an Early Age – an interview with Brandon, the Mad Fientist
Today, we have an in-depth conversation with Brandon, the Mad Fientist. If all goes according to plan, Brandon should have enough money by the end of next year (2014) to never have to work again. He will be in his early 30s. Today’s show goes fairly deep into some of the technical strategies that Brandon is […]
RPF 0006 – How to Afford Anything You Want in Life – An Interview with Paula Pant from AffordAnything.com
Today’s show is an interview with Paula Pant, founder of Afford Anything. Paula is a journalist, globetrotter, entrepreneur, and investor who has traveled to nearly 30 countries before her 30th birthday. She owns six rental property units that passively put thousands in her pocket. Here’s Paula’s philosophy in her own words, pulled straight from her About […]
RPF 0005 – The Ultimate Guide to Spending Money – How a smart person can optimize each and every buying decision to get maximum utility out of their money
Today’s show gives you some questions to ask yourself when making some buying decisions and some tools to make more intelligent decisions. Resources for today’s show: When is it okay for you to spend a lot of money? When you want to because it satisfies something that’s important to you–it’s your money. You earned it […]
RPF 0004 – How to Save Huge Money on Your Cell Phone Bill (An Interview with I.P. Daley, the Tech Meshugana)
Today’s show is a comprehensive guide that will give you an incredible foundation in how to save big money on your cell phone bills. Our guest, I.P. Daley from www.techmeshugana.com shares his tips and techniques for how he has lowered all of his communications bills to <$70 per month. Resources for today’s show: Our guest […]
RPF 0003 – Book Review and Commentary on "Early Retirement Extreme – A philosophical and practical guide to financial independence"
In this episode of the Radical Personal Finance Podcast, we dig into Jacob Lund Fisker’s seminal book “Early Retirement Extreme” for a book review and commentary. I love this book. I think it can serve as an overarching manual for designing your financial plan so that it funds your life. It’s also one of the […]
RPF 0002 – The first question in financial planning…what do you want?
Where do you start when thinking about financial planning? You have to begin with the end in mind (as Stephen Covey would say): What do you really want? Why do you want it? And then, how are you going to achieve it? Every bit of your plan revolves around the answers to those […]
RPF 0001 – Welcome to the Radical Personal Finance Podcast!
A brief introduction to the Radical Personal Finance Podcast, its purpose and goals, and an introduction to your host, Joshua Sheats.