354-Disability Insurance: Benefit Amounts, Needs Analysis, Group vs. Individual, Definitions of Disability (Own Occ vs. Any Occ), Policy Provisions (Total Disability, Partial, etc.) and More!
Radical Personal Finance · Joshua J. Sheats, MSFS, CFP, CLU, ChFC, CASL, RHU, REBC, CAP
June 30, 201655m 6s
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Show Notes
Today we continue our disability insurance series with a discussion of:
- How to determine the benefit amount of an individual disability insurance policy
- The interaction of group disability insurance and individual disability insurance
- The definition of disability (own occupation, modified own occupation, any occupation)
- How is disability determined (loss of time, duties, income)
- Total disability vs. partial disability vs. presumptive total disability.
Enjoy!
Joshua
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