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339-Long-Term Disability vs Short-Term Disability, Benefit Period, Elimination Period, Noncancellable vs. Guaranteed Renewable Continuance Provisions

339-Long-Term Disability vs Short-Term Disability, Benefit Period, Elimination Period, Noncancellable vs. Guaranteed Renewable Continuance Provisions

Radical Personal Finance · Joshua J. Sheats, MSFS, CFP, CLU, ChFC, CASL, RHU, REBC, CAP

May 26, 201644m 34s

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Show Notes

Today we continue our disability insurance series. We cover:

  • Why it's so hard to compare disability insurance policies to each other
  • Long-term disability insurance vs. short-term disability insurance
  • Benefit periods (2 years, 5 years, to age 65, etc.)
  • Elimination periods (2 weeks, 45 days, 90 days, 6 months, 1 year, etc.)
  • Continuance provisions (noncancellable, guaranteed renewable, conditionally renewable)

Enjoy!

Joshua