
Queer Money®: How Gay People Do Money
657 episodes — Page 3 of 14

S9 Ep 557This 1 Thing Will Guarantee You Get Social Security | Queer Money Ep. 557
EWill you get Social Security benefits when you retire?For many of us, Social Security benefits will make up a sizeable portion of our income in retirement. Are you sure you'll get it? On this Queer Money, we break down the steps you need to take to not only find out if you qualify but to see what the Social Security Administration estimates you will get. This episode is visually intensive. If you would prefer to watch the steps we are outlining, you can do so here.Follow us:Queer Money InstagramQueer Money YouTubeQueer Money on TiktokConnect with John on LinkedInConnect with David on LinkedInMentioned in this episode:Your fabulous retirement in Portugal is calling!Ready to turn your IRA assets into a gateway to living in Europe? With the Optimize Portugal Golden Opportunities fund you can do just that. Join hundreds of other U.S. investors taking control of their retirement and using the assets they have to open doors to freedom. Click below to get your Portugal Golden Visa!Get Your Portugal Golden Visa Here!Make your retirement fabulous! Not sure if you can retire or when? Worried about how much you can safely spend without running out of money? We help you get clear answers and the systems to retire with confidence and peace of mind. Let's go!Queer Money Retirement VaultWant the confidence to retire when and how you truly want?If you’re considering retirement abroad, or simply want a second & third set of eyes on your retirement plan, we help gay foks retire fabulously — wherever that may be. Our retirement mentorship can help you gain the confidence to say yes to retirement! Queer Money Retirement MentorshipGet Your Portugal Golden Visa Here!

S9 Ep 556How Gay GenXers Can Fund Generational Wealth | Queer Money Ep. 556
EWould you like to have benefited from recieveing generational wealth from within the LGBTQ+ community?In this episode of the Queer Money podcast, hosts and married Financial Power Couple David and John dive into a crucial conversation about generational wealth within the LGBTQ+ community, noting that for many LGBTQ+ people, traditional family paths to wealth, mentorship, and inheritance simply aren’t there, and that it’s time to break the cycle. David and John outline five impactful ways in which you can foster wealth for future queer generations, even if you’re not a millionaire yourself. They go over everything from establishing scholarships and grants for LGBTQ+ students, creating family or community trusts, offering low-interest loans or microfinancing for LGBTQ+ entrepreneurs, and investing in LGBTQ+ startups or small businesses. Topics covered:00:00 Introduction: The Challenge of Generational Wealth in the LGBTQ+ Community01:12 The Impact of HIV/AIDS on Wealth Transfer03:11 The Importance of Creating a Wealth Transfer System05:59 1. Building Wealth Through Scholarships and Grants09:15 2. Establishing Family or Community Trusts12:45 3. Offering Low-interest Loans and Microfinancing14:25 4. Investing in LGBTQ+ Startups and Small Businesses17:39 5. Supporting LGBTQ+ Real Estate Co-ops 20:19 Understanding Different Financial Support Options21:59 Recap and Final Thoughts22:46 Outro and Upcoming EpisodesFollow us:Queer Money InstagramQueer Money YouTubeConnect with John on LinkedInConnect with David on LinkedInMentioned in this episode:Your fabulous retirement in Portugal is calling!Ready to turn your IRA assets into a gateway to living in Europe? With the Optimize Portugal Golden Opportunities fund you can do just that. Join hundreds of other U.S. investors taking control of their retirement and using the assets they have to open doors to freedom. Click below to get your Portugal Golden Visa!Get Your Portugal Golden Visa Here!Make your retirement fabulous! Not sure if you can retire or when? Worried about how much you can safely spend without running out of money? We help you get clear answers and the systems to retire with confidence and peace of mind. Let's go!Queer Money Retirement VaultGet Your Portugal Golden Visa Here!Want the confidence to retire when and how you truly want?If you’re considering retirement abroad, or simply want a second & third set of eyes on your retirement plan, we help gay foks retire fabulously — wherever that may be. Our retirement mentorship can help you gain the confidence to say yes to retirement! Queer Money Retirement Mentorship

S9 Ep 55510 Best States for Gay Folks | Queer Money Ep. 555
EWhere can I live that is accepting of me as an LGBTQ+ person?The political climate in the United States is difficult right now for many folks, but especially for LGBTQ+ folks who feel like we're being attacked right and left by media, politicians and in some cases even family. So where can we live that is better for us, whether that's a place to go to college, a city that has protections or states that historically have been on our side?This week on Queer Money, we break down the top 10 states based on several factors.Follow us:Queer Money InstagramQueer Money YouTubeQueer Money on TiktokConnect with John on LinkedInConnect with David on LinkedInMentioned in this episode:Get Your Portugal Golden Visa Here!Want the confidence to retire when and how you truly want?If you’re considering retirement abroad, or simply want a second & third set of eyes on your retirement plan, we help gay foks retire fabulously — wherever that may be. Our retirement mentorship can help you gain the confidence to say yes to retirement! Queer Money Retirement MentorshipYour fabulous retirement in Portugal is calling!Ready to turn your IRA assets into a gateway to living in Europe? With the Optimize Portugal Golden Opportunities fund you can do just that. Join hundreds of other U.S. investors taking control of their retirement and using the assets they have to open doors to freedom. Click below to get your Portugal Golden Visa!Get Your Portugal Golden Visa Here!Make your retirement fabulous! Not sure if you can retire or when? Worried about how much you can safely spend without running out of money? We help you get clear answers and the systems to retire with confidence and peace of mind. Let's go!Queer Money Retirement Vault

S9 Ep 554Powerful Queer Money Stories | Queer Money Ep. 554
EWe all love stories, but how about stories of career and money mistakes, comebacks and successes?In this Queer Money Podcast episode, hosts David and John discuss their favorite financial stories from their new show 'Living Not So Fabulously' by Yahoo Finance, offering insights into the financial challenges and successes of various individuals. Highlights include Ruth Jacks' journey from poverty to EVP at Wells Fargo, lessons from Jane Sasseen’s Black Monday investing missteps, Patrick L Riley’s recovery after a devastating fire, a financially strategic coming out story from Eric Berger and Dan Amboyer, as well as a career transition that helped Todd Sears beat financial stagnancy.This episode emphasizes resilience, the importance of financial planning, and aims to inspire listeners by showcasing that everyone has a unique money story. Tune in weekly on Yahoo platforms for more on financial wellness, LGBTQ+ retirement, and generational wealth. Topics covered:01:15 Listener Survey and New Show Concept 01:34 Challenges in Sharing Personal Money Stories 02:05 Yahoo Finance Collaboration and Celebrity Stories 02:46 Promoting Financial Literacy Through Celebrity Stories 05:09 Introducing Ruth Jacks: From Poverty to Corporate Leader 08:42 Jane Sasseen’s Investment Lessons from Black Monday 12:40 Patrick L. Riley’s Gut-Wrenching Story16:14 Eric Berger and Dan Amboyer's Financial Journey 19:33 Michael Seldtich’s Career Pivot 22:06 Todd Sears' Resilience and Success 24:45 Conclusion and Upcoming EpisodesTune in to Living Not So Fabulously by Yahoo FinanceYoutube | Apple Podcasts | SpotifyFollow us:Queer Money InstagramQueer Money YouTubeQueer Money on TiktokConnect with John on LinkedInConnect with David on LinkedInMentioned in this episode:Your fabulous retirement in Portugal is calling!Ready to turn your IRA assets into a gateway to living in Europe? With the Optimize Portugal Golden Opportunities fund you can do just that. Join hundreds of other U.S. investors taking control of their retirement and using the assets they have to open doors to freedom. Click below to get your Portugal Golden Visa!Get Your Portugal Golden Visa Here!Make your retirement fabulous! Not sure if you can retire or when? Worried about how much you can safely spend without running out of money? We help you get clear answers and the systems to retire with confidence and peace of mind. Let's go!Queer Money Retirement VaultGet Your Portugal Golden Visa Here!Want the confidence to retire when and how you truly want?If you’re considering retirement abroad, or simply want a second & third set of eyes on your retirement plan, we help gay foks retire fabulously — wherever that may be. Our retirement mentorship can help you gain the confidence to say yes to retirement! Queer Money Retirement Mentorship

S9 Ep 5537 Fabulous Gay Retirement Living Arrangements | Queer Money Ep 553
EWhat will your living arrangement look like in retirement? What are the options?On this Queer Money, we dive into the 7 most fabulous gay retirement living arrangements you need to know about. From retiring in place to communal living to LGBTQ+ focused retirement communities, we share the 7 most common ways of finding your special place to call home while in retirement. Follow us:Queer Money InstagramQueer Money YouTubeQueer Money on TiktokConnect with John on LinkedInConnect with David on LinkedInMentioned in this episode:Your fabulous retirement in Portugal is calling!Ready to turn your IRA assets into a gateway to living in Europe? With the Optimize Portugal Golden Opportunities fund you can do just that. Join hundreds of other U.S. investors taking control of their retirement and using the assets they have to open doors to freedom. Click below to get your Portugal Golden Visa!Get Your Portugal Golden Visa Here!Make your retirement fabulous! Not sure if you can retire or when? Worried about how much you can safely spend without running out of money? We help you get clear answers and the systems to retire with confidence and peace of mind. Let's go!Queer Money Retirement VaultWant the confidence to retire when and how you truly want?If you’re considering retirement abroad, or simply want a second & third set of eyes on your retirement plan, we help gay foks retire fabulously — wherever that may be. Our retirement mentorship can help you gain the confidence to say yes to retirement! Queer Money Retirement MentorshipGet Your Portugal Golden Visa Here!

S9 Ep 552Why Business Is Harder for LGBTQ Entrepreneurs | Queer Money Ep. 552
EIs being an entrepreneur more difficult for LGBTQ+ folks?Even though the Right won’t admit it, business is more challenging for LGBTQ entrepreneurs, and this shocking story on Twitter/X will anger you.In this episode of Queer Money, hosts David and John discuss the myriad challenges faced by LGBTQ+ businesses on social media with guest Matt Skallerud, founder, and CEO of Pink Media. The dialogue encompasses the abrupt suspension of key LGBTQ+ accounts on X (formerly Twitter) and broader financial struggles linked to restrictive social media policies. The episode highlights the systemic biases in social media algorithms, changes under Elon Musk's Twitter leadership, and the necessity for adaptive marketing strategies. The hosts also share personal anecdotes of unjust ad rejections and endpoint the evolving landscape of digital advertising for LGBTQ+ entities. With an optimistic look towards future elections, they emphasize the continued fight for visibility and fair treatment online. Resources and insights for better engagement on platforms like LinkedIn and Twitter are shared, along with the importance of sustaining an email list. Matt Scalar provides closing advice on connecting with Pink Media.Topics covered:00:00 Introduction: The Challenges for Queer Businesses00:11 Guest Introduction: Matt Scalar and Pink Media01:30 The Power of Social Media for LGBTQ Businesses04:09 The Impact of Twitter's Changes Under Elon Musk07:36 The Sudden Suspension: A Coordinated Attack12:31 Financial Impact and Business Adaptation15:37 Similar Struggles: Our Battle with Facebook19:56 Challenges for LGBTQ+ Businesses in Social Media20:17 Navigating Social Media Monopolies21:30 The Politicization of LGBTQ+ Ads22:45 Corporate Equality and Its Flaws23:32 The Political Nature of LGBTQ+ Existence24:11 The Role of Businesses in Politics25:31 Advocating for LGBTQ+ Businesses on Social Media27:10 Strategies for Overcoming Social Media Challenges31:04 The Importance of Engagement on LinkedIn35:19 The Future of Social Media for LGBTQ+ Businesses39:17 Final Thoughts and Optimism for the FutureFollow us:Queer Money InstagramQueer Money YouTubeQueer Money on TiktokConnect with John on LinkedInConnect with David on LinkedInMentioned in this episode:Make your retirement fabulous! Not sure if you can retire or when? Worried about how much you can safely spend without running out of money? We help you get clear answers and the systems to retire with confidence and peace of mind. Let's go!Queer Money Retirement VaultYour fabulous retirement in Portugal is calling!Ready to turn your IRA assets into a gateway to living in Europe? With the Optimize Portugal Golden Opportunities fund you can do just that. Join hundreds of other U.S. investors taking control of their retirement and using the assets they have to open doors to freedom. Click below to get your Portugal Golden Visa!Get Your Portugal Golden Visa Here!Want the confidence to retire when and how you truly want?If you’re considering retirement abroad, or simply want a second & third set of eyes on your retirement plan, we help gay foks retire fabulously — wherever that may be. Our retirement mentorship can help you gain the confidence to say yes to retirement! Queer Money Retirement MentorshipGet Your Portugal Golden Visa Here!

S9 Ep 551How to Fund Your Fabulous Gay Retirement | Queer Money Ep. 551
EHow will you fund your fabulous retirement?Pensions are rare, Social Security isn’t enough, and retirement accounts are small. Let’s talk about how to fund your fabulous gay retirement.In this Queer Money, we share a new tool that we are working on, which we will eventually share with folks in our Fabulous Gay Retirement Club. More to come on that soon. We use this tool as a way to determine who/what income streams we will use to fund our retirement. We think everyone will need more than one, especially if the primary is Social Security.Follow us:Queer Money InstagramQueer Money YouTubeQueer Money on TiktokConnect with John on LinkedInConnect with David on LinkedInMentioned in this episode:Want the confidence to retire when and how you truly want?If you’re considering retirement abroad, or simply want a second & third set of eyes on your retirement plan, we help gay foks retire fabulously — wherever that may be. Our retirement mentorship can help you gain the confidence to say yes to retirement! Queer Money Retirement MentorshipGet Your Portugal Golden Visa Here!Your fabulous retirement in Portugal is calling!Ready to turn your IRA assets into a gateway to living in Europe? With the Optimize Portugal Golden Opportunities fund you can do just that. Join hundreds of other U.S. investors taking control of their retirement and using the assets they have to open doors to freedom. Click below to get your Portugal Golden Visa!Get Your Portugal Golden Visa Here!Make your retirement fabulous! Not sure if you can retire or when? Worried about how much you can safely spend without running out of money? We help you get clear answers and the systems to retire with confidence and peace of mind. Let's go!Queer Money Retirement Vault

S9 Ep 550How Turning Your Business into a Co-Op Helps LGBTQ Workers | Queer Money Ep. 550
ECan a Co-op business model help your business grow?Episode 550 of the Queer Money podcast features guest Annie Winkler discussing the benefits of employee ownership in businesses. Annie explains how becoming part-owner of a company can lead to increased productivity, job satisfaction, and the establishment of LGBTQ generational wealth. They recount their experience transitioning Real Pickles into a worker-owned cooperative and delve into the impacts of democratic member control in co-ops versus ESOPs. The episode highlights the advantages for both business owners considering succession planning and employees seeking greater investment in their workplace.Topics Covered00:00 Introduction to Bare Minimum Mondays and Lazy Fridays00:10 The Concept of Employee Ownership00:28 Introducing Annie Winkler and Queerness in Business00:53 Welcome to the Queer Money Podcast01:52 Discussion on Pronouns and Non-Binary Identity02:30 Exploring Employee Stock Purchase Plans02:53 Challenges Faced by Employees Today04:41 The Impact of Baby Boomers on the Economy05:23 Statistics on Baby Boomers and Retirement06:47 The Role of Wealth and Power in Employment07:43 Annie Winkler's Journey to Employee Ownership08:40 The Real Pickles Cooperative Experience12:08 The Benefits of Worker-Owned Cooperatives17:07 Comparing ESOPs and Worker Co-ops20:25 Challenges and Benefits of Employee Ownership26:09 Legacy Planning for Business Owners29:57 Introduction to ESOPs30:29 Trust and Control in ESOPs31:41 Ownership and Leadership Transitions32:57 Optimal Company Size for ESOPs and Co-ops34:27 Financial Considerations and Valuation35:41 Starting the Transition to Employee Ownership41:53 Generational Wealth and Queer Community48:03 VEOC and Employee Ownership Support50:36 Dragon Boat Team and Personal Joys52:35 Conclusion and ResourcesFollow us:Queer Money InstagramQueer Money YouTubeQueer Money on TiktokConnect with John on LinkedInConnect with David on LinkedInMentioned in this episode:Get Your Portugal Golden Visa Here!Want the confidence to retire when and how you truly want?If you’re considering retirement abroad, or simply want a second & third set of eyes on your retirement plan, we help gay foks retire fabulously — wherever that may be. Our retirement mentorship can help you gain the confidence to say yes to retirement! Queer Money Retirement MentorshipYour fabulous retirement in Portugal is calling!Ready to turn your IRA assets into a gateway to living in Europe? With the Optimize Portugal Golden Opportunities fund you can do just that. Join hundreds of other U.S. investors taking control of their retirement and using the assets they have to open doors to freedom. Click below to get your Portugal Golden Visa!Get Your Portugal Golden Visa Here!Make your retirement fabulous! Not sure if you can retire or when? Worried about how much you can safely spend without running out of money? We help you get clear answers and the systems to retire with confidence and peace of mind. Let's go!Queer Money Retirement Vault

S9 Ep 549How Much You Need to Retire Fabulously? | Queer Money Ep. 549
EWhat will a fabulous retirement cost me?Many of us fear retirement because we don’t know what it’ll cost us. Let’s discuss how much you need to retire fabulously these days.In this episode, John and David break down what it will take for them to fund a basic, happy and fabulous retirement. For the resources and to connect with our guests, get the show notes at: https://queermoneypodcast.com/subscribe Follow us:Queer Money InstagramQueer Money YouTubeQueer Money on TiktokConnect with John on LinkedInConnect with David on LinkedInDownload your FREE Queer Money Kickstarter a 9-step Guide to Kickstart Your Journey to Financial IndependenceMentioned in this episode:Make your retirement fabulous! Not sure if you can retire or when? Worried about how much you can safely spend without running out of money? We help you get clear answers and the systems to retire with confidence and peace of mind. Let's go!Queer Money Retirement VaultYour fabulous retirement in Portugal is calling!Ready to turn your IRA assets into a gateway to living in Europe? With the Optimize Portugal Golden Opportunities fund you can do just that. Join hundreds of other U.S. investors taking control of their retirement and using the assets they have to open doors to freedom. Click below to get your Portugal Golden Visa!Get Your Portugal Golden Visa Here!Want the confidence to retire when and how you truly want?If you’re considering retirement abroad, or simply want a second & third set of eyes on your retirement plan, we help gay foks retire fabulously — wherever that may be. Our retirement mentorship can help you gain the confidence to say yes to retirement! Queer Money Retirement MentorshipGet Your Portugal Golden Visa Here!

S9 Ep 548What You Need to Know about ABLE Accounts | Queer Money Ep. 548
EWhat are ABLE accounts and how can they help disabled folks save money?On episode 548 of the Queer Money Podcast, hosts John and David welcome back Brynn Conroy, founder of Femme Frugality and Disability Finance. They discuss the challenges Americans face in qualifying for social security disability benefits and how the system often forces poverty. Conroy delves into the details of ABLE accounts, designed to help those with disabilities achieve a better quality of life by offering tax advantages and allowing savings without jeopardizing benefits like SSI and SSDI. The conversation also touches on the impact of ableism in the workplace, systemic issues, and how the pandemic has strained systems for people with disabilities. Conroy provides insights from her lived experience and emphasizes the importance of financial education and legislative advocacy for improving disability finance.Topics Discussed00:00 Introduction to Social Security Disability Benefits 00:46 Welcome to Queer Money Podcast01:45 Introducing Brynn Conroy and Disability Finance04:47 Challenges Faced by Disabled Individuals06:56 Understanding Disability Definitions and Models19:15 Income and Asset Restrictions for Disabled Individuals23:30 Political and Social Issues Surrounding Disability26:37 The Impact of ADAPT on Disability Laws27:13 Understanding ABLE Accounts29:04 ABLE Accounts and Inheritance29:58 Medicaid Payback and Trusts31:20 Housing Benefits of ABLE Accounts31:58 Challenges and Resources for Disability Finance35:51 Expanding Eligibility for ABLE Accounts37:49 Disability in the Queer Community42:23 Real-Life Benefits of ABLE Accounts45:26 How to Open an ABLE Account47:42 Global Perspectives on Disability49:33 Final Thoughts and ResourcesFor the resources and to connect with our guests, get the show notes at: https://queermoneypodcast.com/subscribe Follow us:Queer Money InstagramQueer Money YouTubeQueer Money on TiktokConnect with John on LinkedInConnect with David on LinkedInDownload your FREE Queer Money Kickstarter a 9-step Guide to Kickstart Your Journey to Financial IndependenceMentioned in this episode:Your fabulous retirement in Portugal is calling!Ready to turn your IRA assets into a gateway to living in Europe? With the Optimize Portugal Golden Opportunities fund you can do just that. Join hundreds of other U.S. investors taking control of their retirement and using the assets they have to open doors to freedom. Click below to get your Portugal Golden Visa!Get Your Portugal Golden Visa Here!Make your retirement fabulous! Not sure if you can retire or when? Worried about how much you can safely spend without running out of money? We help you get clear answers and the systems to retire with confidence and peace of mind. Let's go!Queer Money Retirement VaultWant the confidence to retire when and how you truly want?If you’re considering retirement abroad, or simply want a second & third set of eyes on your retirement plan, we help gay foks retire fabulously — wherever that may be. Our retirement mentorship can help you gain the confidence to say yes to retirement! Queer Money Retirement MentorshipGet Your Portugal Golden Visa Here!

S9 Ep 547Here’s What Your Fabulous Gay Retirement Looks Like | Queer Money Ep. 547
EWhat do you want your fabulous retirement to look like?The reality is that each of us has a different picture in mind when we think about what a fabulous retirement looks like. For that reason cookie-cutter retirement plans that may or may not work for our straight friends probably will not work for us. So how do you know what will work for you?Today we introduce step 1 in the retirement planning process that we recommend to all our clients. Since this episode does have some visual aids, we suggest you also check out the video recording of this episode on YouTube here. Follow us:Queer Money InstagramQueer Money YouTubeQueer Money on TiktokDownload your FREE Queer Money Kickstarter a 9-step Guide to Kickstart Your Journey to Financial IndependenceMentioned in this episode:Your fabulous retirement in Portugal is calling!Ready to turn your IRA assets into a gateway to living in Europe? With the Optimize Portugal Golden Opportunities fund you can do just that. Join hundreds of other U.S. investors taking control of their retirement and using the assets they have to open doors to freedom. Click below to get your Portugal Golden Visa!Get Your Portugal Golden Visa Here!Make your retirement fabulous! Not sure if you can retire or when? Worried about how much you can safely spend without running out of money? We help you get clear answers and the systems to retire with confidence and peace of mind. Let's go!Queer Money Retirement VaultGet Your Portugal Golden Visa Here!Want the confidence to retire when and how you truly want?If you’re considering retirement abroad, or simply want a second & third set of eyes on your retirement plan, we help gay foks retire fabulously — wherever that may be. Our retirement mentorship can help you gain the confidence to say yes to retirement! Queer Money Retirement Mentorship

S9 Ep 54612 Sources of Income in Retirement | Queer Money Ep. 546
EHow will you fund your fabulous retirement?In this episode of Queer Money, David and John address the tough reality that many LGBTQ+ individuals feel uncertain about their retirement preparedness. They discuss the concerning statistics of 64% of LGBTQ+ individuals not being on track or unsure about their retirement plans. So they’ve outlined 12 potential income sources to help secure a comfortable retirement. The episode covers social security, employer-sponsored retirement plans like 401k, annuities, real estate investments, small businesses, and other financial strategies. Emphasis is placed on the importance of diversified income streams and financial planning to achieve a 'fabulous' retirement. Additionally, the hosts offer practical advice and insights on how to tap into these income sources while considering factors like inflation, market performance, and individual control over investments.Topics Covered 00:00 Introduction: LGBTQ Retirement Concerns00:56 Queer Money Podcast Overview01:25 Community Poll Insights01:54 Importance of Multiple Income Sources02:27 Source 1: Social Security04:25 Source 2: Employer-Sponsored Retirement Plans06:44 Source 3: Pensions09:33 Source 4: Annuities12:37 Source 5: Real Estate Income14:37 Source 6: Life Insurance16:50 Source 7: Taxable Investments18:49 Source 8: Part-Time Work in Retirement20:08 Source 9: Paid-Off House22:52 Source 10: Small Business Income24:39 Source 11: Inheritance26:36 Source 12: Health Savings Account (HSA) Withdrawals27:30 Conclusion: Planning for a Fabulous RetirementFor the resources and to connect with our guests, get the show notes at: https://queermoneypodcast.com/subscribe Follow us:Queer Money InstagramQueer Money YouTubeQueer Money on TiktokDownload your FREE Queer Money Kickstarter a 9-step Guide to Kickstart Your Journey to Financial IndependenceMentioned in this episode:Want the confidence to retire when and how you truly want?If you’re considering retirement abroad, or simply want a second & third set of eyes on your retirement plan, we help gay foks retire fabulously — wherever that may be. Our retirement mentorship can help you gain the confidence to say yes to retirement! Queer Money Retirement MentorshipGet Your Portugal Golden Visa Here!Make your retirement fabulous! Not sure if you can retire or when? Worried about how much you can safely spend without running out of money? We help you get clear answers and the systems to retire with confidence and peace of mind. Let's go!Queer Money Retirement VaultYour fabulous retirement in Portugal is calling!Ready to turn your IRA assets into a gateway to living in Europe? With the Optimize Portugal Golden Opportunities fund you can do just that. Join hundreds of other U.S. investors taking control of their retirement and using the assets they have to open doors to freedom. Click below to get your Portugal Golden Visa!Get Your Portugal Golden Visa Here!

S9 Ep 5453 Reasons Gays Can't Save for Retirement - Part 2 | Queer Money Ep. 545
EWhy can't gays save for retirement?Last week we dug into 3 systemic reasons that many gays are not able to save for retirement. This week we share 3 more reasons, but these are a bit closer to home and are affected by our own decisions. Let us know if you feel any of these are things you too have struggled with like we did early on in our retirement saving journey. Follow us:Queer Money InstagramQueer Money YouTubeQueer Money on TiktokDownload your FREE Queer Money Kickstarter a 9-step Guide to Kickstart Your Journey to Financial IndependenceMentioned in this episode:Make your retirement fabulous! Not sure if you can retire or when? Worried about how much you can safely spend without running out of money? We help you get clear answers and the systems to retire with confidence and peace of mind. Let's go!Queer Money Retirement VaultYour fabulous retirement in Portugal is calling!Ready to turn your IRA assets into a gateway to living in Europe? With the Optimize Portugal Golden Opportunities fund you can do just that. Join hundreds of other U.S. investors taking control of their retirement and using the assets they have to open doors to freedom. Click below to get your Portugal Golden Visa!Get Your Portugal Golden Visa Here!Want the confidence to retire when and how you truly want?If you’re considering retirement abroad, or simply want a second & third set of eyes on your retirement plan, we help gay foks retire fabulously — wherever that may be. Our retirement mentorship can help you gain the confidence to say yes to retirement! Queer Money Retirement MentorshipGet Your Portugal Golden Visa Here!

S9 Ep 544How to Successfully Be Out at Work | Queer Money Ep. 544
ECan you be out at work and be successful?In this episode of Queer Money, David and John are joined by LinkedIn's career expert Andrew McCaskill. The discussion centers around a recent Forbes report stating that 60% of U.S. workers hide their true selves at work, and a LinkedIn survey revealing only 35% of queer professionals feel safe being out at work. McCaskill provides insights into the complexities faced by LGBTQ+ employees, the importance of authenticity, and how companies can foster inclusive environments. He also shares strategies for queer professionals to navigate their careers, leverage professional networks, and identify inclusive workplaces. Listeners are encouraged to embrace their true selves and seek out supportive professional communities.Topics Covered in How to Successfully Be Out at Work00:00 Introduction: The Hidden Self at Work00:23 Meet Andrew McCaskill: LinkedIn's Career Expert01:45 The Reality of Being Out at Work05:18 Challenges and Misconceptions06:52 The Importance of Authenticity10:09 Corporate Support and Representation22:24 Personal Stories and Experiences27:18 The Impact of Being Out at Work28:48 Understanding Cascading Homophobia30:12 Building a Professional Community30:50 Leveraging LinkedIn for Career Advancement32:52 The Importance of Transparency and Vulnerability38:13 Identifying Safe Work Environments43:33 Accessing the Out at Work Guide45:23 Final Thoughts and ResourcesFor the resources and to connect with our guests, get the show notes at: https://queermoneypodcast.com/subscribe Follow us:Queer Money InstagramQueer Money YouTubeQueer Money on TiktokDownload your FREE Queer Money Kickstarter a 9-step Guide to Kickstart Your Journey to Financial IndependenceMentioned in this episode:Your fabulous retirement in Portugal is calling!Ready to turn your IRA assets into a gateway to living in Europe? With the Optimize Portugal Golden Opportunities fund you can do just that. Join hundreds of other U.S. investors taking control of their retirement and using the assets they have to open doors to freedom. Click below to get your Portugal Golden Visa!Get Your Portugal Golden Visa Here!Make your retirement fabulous! Not sure if you can retire or when? Worried about how much you can safely spend without running out of money? We help you get clear answers and the systems to retire with confidence and peace of mind. Let's go!Queer Money Retirement VaultWant the confidence to retire when and how you truly want?If you’re considering retirement abroad, or simply want a second & third set of eyes on your retirement plan, we help gay foks retire fabulously — wherever that may be. Our retirement mentorship can help you gain the confidence to say yes to retirement! Queer Money Retirement MentorshipGet Your Portugal Golden Visa Here!

S9 Ep 543Why Gay’s Can't Save for Retirement Part 1 | Queer Money Ep. 543
EWhy can't gays seem to save for retirement? You’re not imagining it. Forces are working against your best interest. This is Queer Money episode 543 and today we're kicking off part 1 of a 2 parter addressing some reasons why gays can’t save for retirement.Follow us:Queer Money InstagramQueer Money YouTubeQueer Money on TiktokDownload your FREE Queer Money Kickstarter a 9-step Guide to Kickstart Your Journey to Financial IndependenceMentioned in this episode:Make your retirement fabulous! Not sure if you can retire or when? Worried about how much you can safely spend without running out of money? We help you get clear answers and the systems to retire with confidence and peace of mind. Let's go!Queer Money Retirement VaultYour fabulous retirement in Portugal is calling!Ready to turn your IRA assets into a gateway to living in Europe? With the Optimize Portugal Golden Opportunities fund you can do just that. Join hundreds of other U.S. investors taking control of their retirement and using the assets they have to open doors to freedom. Click below to get your Portugal Golden Visa!Get Your Portugal Golden Visa Here!Want the confidence to retire when and how you truly want?If you’re considering retirement abroad, or simply want a second & third set of eyes on your retirement plan, we help gay foks retire fabulously — wherever that may be. Our retirement mentorship can help you gain the confidence to say yes to retirement! Queer Money Retirement MentorshipGet Your Portugal Golden Visa Here!

S9 Ep 542What Is the Financial Impact of Having HIV | Queer Money Ep. 542
EHow does having HIV or AIDS impact your finances?In this episode of the Queer Money Podcast, hosts David and John explore the financial impact of living with HIV with Dr. Lorraine Dean, an associate professor of epidemiology at Johns Hopkins University. Dr. Dean shares findings from her studies, highlighting the economic challenges faced by those diagnosed with HIV, such as additional healthcare costs, loss of employment, and lack of financial planning among those who expected shorter lifespans. The discussion also covers the benefits of PrEP in preventing HIV and reducing future financial burdens. The episode emphasizes the need for universal healthcare and policy changes to support those living with chronic conditions, as well as the importance of addressing broader economic and social issues affecting the LGBTQ+ community.For the resources and to connect with our guests, get the show notes at: https://queermoneypodcast.com/subscribe Follow us:Queer Money InstagramQueer Money YouTubeQueer Money on TiktokDownload your FREE Queer Money Kickstarter a 9-step Guide to Kickstart Your Journey to Financial IndependenceMentioned in this episode:Your fabulous retirement in Portugal is calling!Ready to turn your IRA assets into a gateway to living in Europe? With the Optimize Portugal Golden Opportunities fund you can do just that. Join hundreds of other U.S. investors taking control of their retirement and using the assets they have to open doors to freedom. Click below to get your Portugal Golden Visa!Get Your Portugal Golden Visa Here!Make your retirement fabulous! Not sure if you can retire or when? Worried about how much you can safely spend without running out of money? We help you get clear answers and the systems to retire with confidence and peace of mind. Let's go!Queer Money Retirement VaultGet Your Portugal Golden Visa Here!Want the confidence to retire when and how you truly want?If you’re considering retirement abroad, or simply want a second & third set of eyes on your retirement plan, we help gay foks retire fabulously — wherever that may be. Our retirement mentorship can help you gain the confidence to say yes to retirement! Queer Money Retirement Mentorship

S9 Ep 541How This Gay Couple Is Winning at Retirement | Queer Money Ep. 541
EHow we started to win at retirement.Less than 20 years ago, we had a negative net worth because of our $51k in credit card debt. Today, we have over $1MM in retirement savings. How did we make that transformation?This is Queer Money episode #541, and today we’re sharing how we went from buried in debt and living in a basement apartment to serial entrepreneurs w/a $1.3MM net worth for our “How Gays Retire Fabulously” bonus series. Now, on with the show.Follow us:Queer Money InstagramQueer Money YouTubeQueer Money on TiktokDownload your FREE Queer Money Kickstarter a 9-step Guide to Kickstart Your Journey to Financial IndependenceMentioned in this episode:Want the confidence to retire when and how you truly want?If you’re considering retirement abroad, or simply want a second & third set of eyes on your retirement plan, we help gay foks retire fabulously — wherever that may be. Our retirement mentorship can help you gain the confidence to say yes to retirement! Queer Money Retirement MentorshipGet Your Portugal Golden Visa Here!Your fabulous retirement in Portugal is calling!Ready to turn your IRA assets into a gateway to living in Europe? With the Optimize Portugal Golden Opportunities fund you can do just that. Join hundreds of other U.S. investors taking control of their retirement and using the assets they have to open doors to freedom. Click below to get your Portugal Golden Visa!Get Your Portugal Golden Visa Here!Make your retirement fabulous! Not sure if you can retire or when? Worried about how much you can safely spend without running out of money? We help you get clear answers and the systems to retire with confidence and peace of mind. Let's go!Queer Money Retirement Vault

S9 Ep 540The Triple Superpower of HSA Accounts | Queer Money Ep. 540
EUnderstanding the Benefits of HSAs for Healthcare SavingsIn episode 540 of the Queer Money Podcast, David and John discuss how Health Savings Accounts (HSAs) can help save money on healthcare costs. They provide a detailed explanation of what HSAs are, their benefits, and how they can reduce healthcare costs. Key topics include the tax advantages of HSAs, portability of accounts, who qualifies for HSAs, and how to open one. They also cover specific costs that can be paid using HSAs and give examples of their personal experiences with healthcare expenses. Additionally, upcoming podcast topics and resources were mentioned, such as the financial impact of HIV and retirement planning for LGBTQ individuals.Topics Covered00:00 Dramatic Opening: Stop the Insanity00:12 Introduction to Queer Money Podcast01:58 Understanding Health Savings Accounts (HSAs)04:54 Eligibility and Qualifying for an HSA08:30 Contributions and Covered Expenses11:29 Tax Advantages and Retirement Benefits13:53 Where to Open an HSA AccountFor the resources and to connect with our guests, get the show notes at: https://queermoneypodcast.com/subscribe Follow us:Queer Money InstagramQueer Money YouTubeQueer Money on TiktokDownload your FREE Queer Money Kickstarter a 9-step Guide to Kickstart Your Journey to Financial IndependenceMentioned in this episode:Get Your Portugal Golden Visa Here!Want the confidence to retire when and how you truly want?If you’re considering retirement abroad, or simply want a second & third set of eyes on your retirement plan, we help gay foks retire fabulously — wherever that may be. Our retirement mentorship can help you gain the confidence to say yes to retirement! Queer Money Retirement MentorshipYour fabulous retirement in Portugal is calling!Ready to turn your IRA assets into a gateway to living in Europe? With the Optimize Portugal Golden Opportunities fund you can do just that. Join hundreds of other U.S. investors taking control of their retirement and using the assets they have to open doors to freedom. Click below to get your Portugal Golden Visa!Get Your Portugal Golden Visa Here!Make your retirement fabulous! Not sure if you can retire or when? Worried about how much you can safely spend without running out of money? We help you get clear answers and the systems to retire with confidence and peace of mind. Let's go!Queer Money Retirement Vault

S9 Ep 539Are Gays Losing at Retirement? | Queer Money Ep. 539
EAre Gays Losing at Retirement?Data suggests that the LGBTQ+ community is falling further and further behind the general population when it comes to retirement planning and saving for the future, yet as a community, we are seeing more of us close the wage gap. What can we do to better prepare for and win at retirement?This is Queer Money episode 539 and this week we are kicking off a new series focused on helping you retire fabulously, whether that be 5 years or 55 years away. Follow us:Queer Money InstagramQueer Money YouTubeQueer Money on TiktokDownload your FREE Queer Money Kickstarter a 9-step Guide to Kickstart Your Journey to Financial IndependenceMentioned in this episode:Want the confidence to retire when and how you truly want?If you’re considering retirement abroad, or simply want a second & third set of eyes on your retirement plan, we help gay foks retire fabulously — wherever that may be. Our retirement mentorship can help you gain the confidence to say yes to retirement! Queer Money Retirement MentorshipGet Your Portugal Golden Visa Here!Make your retirement fabulous! Not sure if you can retire or when? Worried about how much you can safely spend without running out of money? We help you get clear answers and the systems to retire with confidence and peace of mind. Let's go!Queer Money Retirement VaultYour fabulous retirement in Portugal is calling!Ready to turn your IRA assets into a gateway to living in Europe? With the Optimize Portugal Golden Opportunities fund you can do just that. Join hundreds of other U.S. investors taking control of their retirement and using the assets they have to open doors to freedom. Click below to get your Portugal Golden Visa!Get Your Portugal Golden Visa Here!

S9 Ep 538How to Break Free from Financial Fawning | Queer Money Ep. 538
EWhat is financial fawning and why do I need to be cautious about it?In this episode of the Queer Money® Podcast, David and John share a personal story of feeling compelled to make a significant donation despite financial constraints. The story leads the two into an interview with writer and personal finance educator Jackie Lam, who discusses the challenges of balancing financial expectations, and community and family obligations with personal financial goals. The three discuss the concept of 'financial fawning,' setting boundaries for charitable giving, and creating a budget that accommodates both planned and spontaneous generosity. Jackie also shares her personal journey of addressing cultural and familial pressures while working towards her goal of semi-retirement in her 50s.Topics Covered on financial fawningA Night at the LGBTQ EventIntroducing Jackie LamThe Pressure to Help FamilyCultural and Familial ExpectationsFinancial Fawning and Personal BoundariesBalancing Generosity and Financial GoalsThe Invisible Pain of Financial StrugglesPersonal Finance and Hidden WealthUnderstanding Financial AnxietyGenerosity and Financial BoundariesPlanned and Spontaneous GivingCommunity and Personal JoyConclusion and Contact InformationFor the resources and to connect with our guests, get the show notes at: https://queermoneypodcast.com/subscribe Follow us:Queer Money InstagramQueer Money YouTubeQueer Money on TiktokDownload your FREE Queer Money Kickstarter a 9-step Guide to Kickstart Your Journey to Financial IndependenceMentioned in this episode:Make your retirement fabulous! Not sure if you can retire or when? Worried about how much you can safely spend without running out of money? We help you get clear answers and the systems to retire with confidence and peace of mind. Let's go!Queer Money Retirement VaultYour fabulous retirement in Portugal is calling!Ready to turn your IRA assets into a gateway to living in Europe? With the Optimize Portugal Golden Opportunities fund you can do just that. Join hundreds of other U.S. investors taking control of their retirement and using the assets they have to open doors to freedom. Click below to get your Portugal Golden Visa!Get Your Portugal Golden Visa Here!Get Your Portugal Golden Visa Here!Want the confidence to retire when and how you truly want?If you’re considering retirement abroad, or simply want a second & third set of eyes on your retirement plan, we help gay foks retire fabulously — wherever that may be. Our retirement mentorship can help you gain the confidence to say yes to retirement! Queer Money Retirement Mentorship

S9 Ep 5377 Most Affordable and Diverse Cities for Queer People | Queer Money Ep. 537
EDiversity is the spice of life and makes our cities better! But what are the best cities that are both diverse when it comes to race, age, income and levels of education?This is Queer Money episode 537, and today we're breaking the top 7 most diverse cities for queer folks.Get the dynamic list of Affordable LGBTQ+ Friendly Cities in the U.S. here. Watch this week's episode on YoutubeWatch last week's episode on YoutubeDon't miss the other states we've covered in this Gay Cities seriesPast episodes mentioned in this episode:381: The Series Kick Off433: Top 10 Cities Part 1485: Top 10 Cities Part 2385: Wisconsin397: Texas407: Pennsylvania419: New York467: Florida459: Illinois487: Top Surprises497: Blue States499: Purple States501: Red StatesFollow us:Queer Money YouTubeQueer Money InstagramQueer Money on TiktokMentioned in this episode:Your fabulous retirement in Portugal is calling!Ready to turn your IRA assets into a gateway to living in Europe? With the Optimize Portugal Golden Opportunities fund you can do just that. Join hundreds of other U.S. investors taking control of their retirement and using the assets they have to open doors to freedom. Click below to get your Portugal Golden Visa!Get Your Portugal Golden Visa Here!Make your retirement fabulous! Not sure if you can retire or when? Worried about how much you can safely spend without running out of money? We help you get clear answers and the systems to retire with confidence and peace of mind. Let's go!Queer Money Retirement VaultWant the confidence to retire when and how you truly want?If you’re considering retirement abroad, or simply want a second & third set of eyes on your retirement plan, we help gay foks retire fabulously — wherever that may be. Our retirement mentorship can help you gain the confidence to say yes to retirement! Queer Money Retirement MentorshipGet Your Portugal Golden Visa Here!

S9 Ep 536How to Make More Money with Your MBA | Queer Money Ep. 536
EWant to make even more out of your MBA?In this episode of Queer Money, David and John welcome Aidan Currie, Executive Director of Reaching Out MBA (ROMBA), to discuss how their organization supports LGBTQ+ MBA students and professionals. Reaching Out MBA is dedicated to empowering LGBTQ+ individuals through networking opportunities, such as their annual ROMBA conference, which boasts a high success rate for job and internship placements. The episode explores the importance of networking, the changing office culture post-pandemic, and how ROMBA fosters a supportive environment for career growth. Additionally, David, John, and Aidan delve into events like the Out Women in Business conference and the PRISM program for experienced professionals, emphasizing the value of building a strong queer professional network.Topics Covered00:00 Introduction: Unlocking Career Potential01:44 Guest Introduction: Aidan Curry from Reaching Out MBA02:49 The Power of Networking and Conferences03:15 Navigating the Post-Pandemic Work Environment05:40 The Importance of In-Person Connections09:32 Unique Value of Queer Networking16:50 Reaching Out MBA: Programs and Opportunities21:52 PRISM: A New Initiative for Experienced Professionals23:56 Personal Stories and Career Advice34:46 Conclusion and Contact InformationFor the resources and to connect with our guests, get the show notes at: https://queermoneypodcast.com/subscribe Follow us:Queer Money InstagramQueer Money YouTubeQueer Money on TiktokDownload your FREE Queer Money Kickstarter a 9-step Guide to Kickstart Your Journey to Financial IndependenceMentioned in this episode:Want the confidence to retire when and how you truly want?If you’re considering retirement abroad, or simply want a second & third set of eyes on your retirement plan, we help gay foks retire fabulously — wherever that may be. Our retirement mentorship can help you gain the confidence to say yes to retirement! Queer Money Retirement MentorshipGet Your Portugal Golden Visa Here!Your fabulous retirement in Portugal is calling!Ready to turn your IRA assets into a gateway to living in Europe? With the Optimize Portugal Golden Opportunities fund you can do just that. Join hundreds of other U.S. investors taking control of their retirement and using the assets they have to open doors to freedom. Click below to get your Portugal Golden Visa!Get Your Portugal Golden Visa Here!Make your retirement fabulous! Not sure if you can retire or when? Worried about how much you can safely spend without running out of money? We help you get clear answers and the systems to retire with confidence and peace of mind. Let's go!Queer Money Retirement Vault

S9 Ep 5357 Most Affordable LGBTQ+ Friendly Cities for Young Professionals | Queer Money Ep. 535
EAre you a queer young professional looking for a great city for your career and lifestyle?Want your career to take off? Want to be in a city that both has it for your career and has if for your community?This is Queer Money episode 535, and today we're breaking the top 7 best places for young LGBTQ+ professionals.Get the dynamic list of Affordable LGBTQ+ Friendly Cities in the U.S. here. Watch this week's episode on YoutubeWatch last week's episode on YoutubeDon't miss the other states we've covered in this Gay Cities seriesPast episodes mentioned in this episode:381: The Series Kick Off433: Top 10 Cities Part 1485: Top 10 Cities Part 2389: Washington391: Virginia407: Pennsylvania413: Ohio465: Georgia459: Illinois487: Top Surprises497: Blue States499: Purple States501: Red StatesFollow us:Queer Money YouTubeQueer Money InstagramQueer Money on TiktokMentioned in this episode:Want the confidence to retire when and how you truly want?If you’re considering retirement abroad, or simply want a second & third set of eyes on your retirement plan, we help gay foks retire fabulously — wherever that may be. Our retirement mentorship can help you gain the confidence to say yes to retirement! Queer Money Retirement MentorshipGet Your Portugal Golden Visa Here!Make your retirement fabulous! Not sure if you can retire or when? Worried about how much you can safely spend without running out of money? We help you get clear answers and the systems to retire with confidence and peace of mind. Let's go!Queer Money Retirement VaultYour fabulous retirement in Portugal is calling!Ready to turn your IRA assets into a gateway to living in Europe? With the Optimize Portugal Golden Opportunities fund you can do just that. Join hundreds of other U.S. investors taking control of their retirement and using the assets they have to open doors to freedom. Click below to get your Portugal Golden Visa!Get Your Portugal Golden Visa Here!

S9 Ep 534How Dapper Boi Became a Multimillion-Dollar Brand | Queer Money Ep. 534
EHow do you turn your passion into a million dollar brand?In this episode of the Queer Money Podcast, David and John talk with Charisse and Vicky Pasches, founders of the all gender fashion brand Dapper Boi. The guests share their journey from identifying a problem in finding fitting and inclusive clothing to creating their own solution with an all-gender, size-inclusive fashion line.Highlighting appearances on shows like Shark Tank and CBS Morning Show, Charisse and Vicky discuss the mission of Dapper Boi, overcoming challenges such as lack of industry background and financial hurdles, and the impact of fostering inclusivity in fashion.They also delve into personal stories, including their efforts in bootstrapping the company, the sacrifices made such as selling their home, and the important role of confidence and authenticity in building their business. The episode is a blend of entrepreneurial insights, personal anecdotes, and inspirational achievements in the quest to revolutionize the fashion industry.Topics Covered Introduction to Charisse and Vicky PaschesMeet the Founders of Dapper BoiThe Mission of Dapper BoiChallenges in the Fashion IndustryKickstarting the DreamPersonal Sacrifices and CommitmentImpact and Customer StoriesFundraising Challenges and StrategiesCrowdfunding Success and Investor LessonsFacing Bias and Finding Authentic ConnectionsFinancial Realities of Running a BusinessNavigating Investor RelationshipsPersonal Reflections and Future GoalsClosing Thoughts and Social MediaFor the resources and to connect with our guests, get the show notes at: https://queermoneypodcast.com/subscribe Follow us:Queer Money InstagramQueer Money YouTubeQueer Money on TiktokDownload your FREE Queer Money Kickstarter a 9-step Guide to Kickstart Your Journey to Financial IndependenceMentioned in this episode:Want the confidence to retire when and how you truly want?If you’re considering retirement abroad, or simply want a second & third set of eyes on your retirement plan, we help gay foks retire fabulously — wherever that may be. Our retirement mentorship can help you gain the confidence to say yes to retirement! Queer Money Retirement MentorshipGet Your Portugal Golden Visa Here!Your fabulous retirement in Portugal is calling!Ready to turn your IRA assets into a gateway to living in Europe? With the Optimize Portugal Golden Opportunities fund you can do just that. Join hundreds of other U.S. investors taking control of their retirement and using the assets they have to open doors to freedom. Click below to get your Portugal Golden Visa!Get Your Portugal Golden Visa Here!Make your retirement fabulous! Not sure if you can retire or when? Worried about how much you can safely spend without running out of money? We help you get clear answers and the systems to retire with confidence and peace of mind. Let's go!Queer Money Retirement Vault

S9 Ep 53310 Most Affordable LGBTQ+ Friendly Cities for Renters | Queer Money Ep. 533
EWhat are the most affordable LGBTQ+-friendly cities for renters?More and more of us are living a mobile life. We want the flexibility to live and work in places that make us happy and can help our careers. For many this means having very few attachements like a mortgage and a house.If you're living a mobile and flexible lifestyle, but also want to watch your budget to save for things like travel, life events or for a down payment for a future home, we've got you covered.This is Queer Money episode 533, and today we're breaking the top 10 best places for LGBTQ+ renters.Get the dynamic list of Affordable LGBTQ+ Friendly Cities in the U.S. here. Watch this week's episode on YoutubeWatch last week's episode on YoutubeDon't miss the other states we've covered in this Gay Cities seriesPast episodes mentioned in this episode:381: The Series Kick Off433: Top 10 Cities Part 1485: Top 10 Cities Part 2385: Wisconsin407: Pennsylvania413: Ohio435: Missouri445: Maryland455: Iowa459: Illinois481: Alaska487: Top Surprises497: Blue States499: Purple States501: Red StatesFollow us:Queer Money YouTubeQueer Money InstagramQueer Money on TiktokMentioned in this episode:Want the confidence to retire when and how you truly want?If you’re considering retirement abroad, or simply want a second & third set of eyes on your retirement plan, we help gay foks retire fabulously — wherever that may be. Our retirement mentorship can help you gain the confidence to say yes to retirement! Queer Money Retirement MentorshipGet Your Portugal Golden Visa Here!Your fabulous retirement in Portugal is calling!Ready to turn your IRA assets into a gateway to living in Europe? With the Optimize Portugal Golden Opportunities fund you can do just that. Join hundreds of other U.S. investors taking control of their retirement and using the assets they have to open doors to freedom. Click below to get your Portugal Golden Visa!Get Your Portugal Golden Visa Here!Make your retirement fabulous! Not sure if you can retire or when? Worried about how much you can safely spend without running out of money? We help you get clear answers and the systems to retire with confidence and peace of mind. Let's go!Queer Money Retirement Vault

S9 Ep 532How the Biden-Harris Administration Is Lowering Costs for Americans | Queer Money Ep. 532
ECan the government really affect prices on everyday products we buy?In this episode of Queer Money, we talk with Heather Boushey, one of three members of President Biden's Council of Economic Advisors and Chief Economist for the Investing in America Cabinet. This episode focused on the state of the economy and how the Biden administration plans to tackle rising costs across the board for all Americans.Boushey offers her perspective on the state of the economy during the pandemic and the recovery that followed. She emphasizes the administration’s focus on creating good jobs and ensuring that markets are fair and competitive, highlighting the importance of growing the economy from the middle out.She addresses concerns about the cost of housing, especially for millennials and Gen Z, outlining the administration's plan to create more affordable housing options. Boushey also discusses the Biden administration’s efforts to lower healthcare costs, especially for older Americans, by capping insulin costs and negotiating drug prices.The episode also explores the rising costs of education and the administration’s commitment to tackling student loan debt. Boushey shares her own experiences of receiving gratitude from people who have benefited from student loan forgiveness programs.Throughout the conversation, Boushey emphasizes the importance of democracy and the challenges of implementing economic policy. She concludes by sharing her optimism about the potential for positive change and the importance of working together to create a more equitable and prosperous future. Topics CoveredState of the economy during and after the pandemicThe Biden administration’s economic agendaThe importance of creating good jobs and fair marketsAffordable housing initiatives for millennials and Gen ZEfforts to lower healthcare costs, especially for older AmericansAddressing the rising costs of education and student loan debtThe challenges of implementing economic policy in a democracyThe importance of working together for a more equitable futureFor the resources and to connect with our guests, get the show notes at: https://queermoneypodcast.com/subscribe Follow us:Queer Money InstagramQueer Money YouTubeQueer Money on TiktokDownload your FREE Queer Money Kickstarter a 9-step Guide to Kickstart Your Journey to Financial IndependenceMentioned in this episode:Your fabulous retirement in Portugal is calling!Ready to turn your IRA assets into a gateway to living in Europe? With the Optimize Portugal Golden Opportunities fund you can do just that. Join hundreds of other U.S. investors taking control of their retirement and using the assets they have to open doors to freedom. Click below to get your Portugal Golden Visa!Get Your Portugal Golden Visa Here!Make your retirement fabulous! Not sure if you can retire or when? Worried about how much you can safely spend without running out of money? We help you get clear answers and the systems to retire with confidence and peace of mind. Let's go!Queer Money Retirement VaultGet Your Portugal Golden Visa Here!Want the confidence to retire when and how you truly want?If you’re considering retirement abroad, or simply want a second & third set of eyes on your retirement plan, we help gay foks retire fabulously — wherever that may be. Our retirement mentorship can help you gain the confidence to say yes to retirement! Queer Money Retirement Mentorship

S9 Ep 53110 Most Affordable LGBTQ+ Friendly Cities for Homebuyers | Queer Money Ep. 531
EWhat are the most affordable LGBTQ+-friendly cities for new home buyers?If you're a queer person looking to buy a home, you're probably in the same boat as many other Americans in that the cost of homes has skyrocketed past what many of us can afford. So are there any cities that are both LGBTQ+ friendly and have home prices within reach for the average income earner?This is Queer Money episode 531, and today we're breaking the top 10 best places for LGBTQ+ homebuyersGet the dynamic list of Affordable LGBTQ+ Friendly Cities in the U.S. here. Watch this week's episode on YoutubeWatch last week's episode on YoutubeDon't miss the other states we've covered in this Gay Cities seriesPast episodes mentioned in this episode:381: The Series Kick Off433: Top 10 Cities Part 1485: Top 10 Cities Part 2387: West Virginia407: Pennsylvania413: Ohio419: New York435: Missouri441: Michigan445: Maryland451: Kentucky459: Illinois483: Alabama487: Top Surprises497: Blue States499: Purple States501: Red StatesFollow us:Queer Money YouTubeQueer Money InstagramQueer Money on TiktokMentioned in this episode:Make your retirement fabulous! Not sure if you can retire or when? Worried about how much you can safely spend without running out of money? We help you get clear answers and the systems to retire with confidence and peace of mind. Let's go!Queer Money Retirement VaultYour fabulous retirement in Portugal is calling!Ready to turn your IRA assets into a gateway to living in Europe? With the Optimize Portugal Golden Opportunities fund you can do just that. Join hundreds of other U.S. investors taking control of their retirement and using the assets they have to open doors to freedom. Click below to get your Portugal Golden Visa!Get Your Portugal Golden Visa Here!Get Your Portugal Golden Visa Here!Want the confidence to retire when and how you truly want?If you’re considering retirement abroad, or simply want a second & third set of eyes on your retirement plan, we help gay foks retire fabulously — wherever that may be. Our retirement mentorship can help you gain the confidence to say yes to retirement! Queer Money Retirement Mentorship

S9 Ep 530Why & How I Started Planning for Retirement in My 20s | Queer Money Ep. 530
EWhen should you start saving for retirement?On this episode of the Queer Money Podcast, we talk with Michael Kim who shares his story of planning for retirement early so he can reach his goal of retiring by age 55. This episode touches on the importance of self-reflection to determine what you want and how you can use that knowledge to help plan for your retirement. Michael's motivation for early financial independence stemmed from his childhood anxieties about financial security and fear of not being accepted by his family due to his sexuality. He shares that knowing that he is judged by some people simply for being who he is has been a blessing in the sense that it has liberated him to focus on what he wants in life, regardless of what other people think.Some of Michael’s tips include creating a ‘vanilla’ goal (realistic) as well as a more ambitious goal (dream) goal, four steps to plan for an early retirement, and a 50/50 investment mix of safe and risky investments. He also shares 3 steps to achieving any financial goal.Topics CoveredEarly retirement planningThe impact of childhood financial experiences on adult financial behaviorFinancial challenges faced by LGBTQ+ individualsThe role of fear and anxiety in financial decision-makingGoal setting and financial independenceThe importance of financial literacyInvestment strategies (passive investing and stock options trading)Budgeting and saving moneyLifestyle choices and financial well-beingOvercoming societal-pressures in financial decision-makingThe importance of personalized financial planningMichael’s four steps to plan for early retirementHow to estimate your expected income during retirement (rental income, business income, investment income, etc.)Calculate your expected expenses during retirement (likely lower than current expenses)Determining the gap between income and expenses in retirementCalculating how much you need to save to cover the gap until the end of your lifeMichael shares his personal investment strategy, which uses a 50/50 approach.Passive investing in ETFs and broad market funds for a safe and easy approachStock options trading for a higher potential return with higher risk (requires advanced knowledge and a coach)Michael also shares his 3 steps to achieving any financial goalMichael’s advice for those in their 50’s who haven’t planned for retirement.How being nomadic has helped Michael’s health, business, and finances. How Michael reducing travel costs with geographic arbitrage and slow traveling.Habits that contribute to achieving financial goals. Prioritizing experiences over expensive possessions.For the resources and to connect with our guests, get the show notes at: https://queermoneypodcast.com/subscribe Follow us:Queer Money InstagramQueer Money YouTubeQueer Money on TiktokDownload your FREE Queer Money Kickstarter a 9-step Guide to Kickstart Your Journey to Financial IndependenceMentioned in this episode:Want the confidence to retire when and how you truly want?If you’re considering retirement abroad, or simply want a second & third set of eyes on your retirement plan, we help gay foks retire fabulously — wherever that may be. Our retirement mentorship can help you gain the confidence to say yes to retirement! Queer Money Retirement MentorshipGet Your Portugal Golden Visa Here!Your fabulous retirement in Portugal is calling!Ready to turn your IRA assets into a gateway to living in Europe? With the Optimize Portugal Golden Opportunities fund you can do just that. Join hundreds of other U.S. investors taking control of their retirement and using the assets they have to open doors to freedom. Click below to get your Portugal Golden Visa!Get Your Portugal Golden Visa Here!Make your retirement fabulous! Not sure if you can retire or when? Worried about how much you can safely spend without running out of money? We help you get clear answers and the systems to retire with confidence and peace of mind. Let's go!Queer Money Retirement Vault

S9 Ep 52912 Best Countries for LGBTQ People | Queer Money Ep. 529
EWhat are the best countries for LGBTQ+ folks?We've received a lot of feedback on our Affordable LGBTQ+ Friendly Cities series. One of the most common requests is for us to look at cities outside the United States. So, we're going to kick that part of the series off with taking a look at the best countries for LGBTQ+ folks based on acceptance and legal protections.This is Queer Money episode 529, and today we're looking at 12 countries that are the best for LGBTQ+ folks. Get the dynamic list of Affordable LGBTQ+ Friendly Cities in the U.S. here. Watch this week's episode on YoutubeWatch last week's episode on YoutubeDon't miss the other states we've covered in this Gay Cities seriesPast episodes mentioned in this episode:381: The Series Kick Off433: Top 10 Cities Part 1485: Top 10 Cities Part 2487: Top Surprises497: Blue States499: Purple States501: Red StatesFollow us:Queer Money YouTubeQueer Money InstagramQueer Money on TiktokMentioned in this episode:Get Your Portugal Golden Visa Here!Want the confidence to retire when and how you truly want?If you’re considering retirement abroad, or simply want a second & third set of eyes on your retirement plan, we help gay foks retire fabulously — wherever that may be. Our retirement mentorship can help you gain the confidence to say yes to retirement! Queer Money Retirement MentorshipYour fabulous retirement in Portugal is calling!Ready to turn your IRA assets into a gateway to living in Europe? With the Optimize Portugal Golden Opportunities fund you can do just that. Join hundreds of other U.S. investors taking control of their retirement and using the assets they have to open doors to freedom. Click below to get your Portugal Golden Visa!Get Your Portugal Golden Visa Here!Make your retirement fabulous! Not sure if you can retire or when? Worried about how much you can safely spend without running out of money? We help you get clear answers and the systems to retire with confidence and peace of mind. Let's go!Queer Money Retirement Vault

S9 Ep 528The Economic State of the Transgender Community | Queer Money Ep. 528
EWhat is the current economic state of the transgender community?First and foremost, transgender individuals are concerned for their safety. And sometimes finances take a back seat to survival. But being fiscally secure affords you the opportunity to protect yourself and your community. So, what is the economic state of the trans community? What can transgender individuals do to earn more—without having to hide who they are?K. Kenneth Davis is the creator of The Trans Capitalist, a platform that educates and empowers the LGBTQ+ community with the goal of dismantling systemic poverty and economic discrimination. A proud Black transgender financial literacy advocate and certified data scientist, Kenneth landed a spot on the Forbes List of Top Trans Entrepreneurs.On this episode of Queer Money®, Kenneth joins us to share an overview of the financial state of the trans community and discuss how their sense of wellbeing has evolved over the last decade. Kenneth explains how gatekeeping and lack of access to education affect trans people’s earning power and offers solutions for lowering poverty rates and increasing incomes for the transgender community.Listen in for Kenneth’s insight on trans discrimination in financial services and learn how to leverage financial literacy and certificate programs to achieve financial security as an LGBTQ+ individual.Topics Covered on the economic state of the transgender communityHow receptive the trans community has been to Kenneth’s work in personal financeWhy it’s crucial for our community to take our finances as seriously as the other issues we faceKenneth’s overview of the financial state of the trans community right nowHow the general sense of wellbeing among the trans community has changed in the last decadeKenneth’s take on what’s behind the anti-trans legislation promoted by the far-rightWhere the majority of trans people live in the US (and why so many live in the South and Midwest)Kenneth’s take on the NBC News article on finding community in red statesHow lack of access to education and gatekeeping affect trans people’s earning powerWhy it’s more challenging for trans folks to get an ROI on higher educationKenneth’s solutions for lowering poverty rates and increasing incomes for trans peopleWhy trans people of color experience greater wage disparity than other demographicsHow data on the LGBTQ+ community might be skewed because respondents tend to be youngerKenneth’s experience with discrimination in financial services as a trans individualThe link between gender-affirming care and the mental health of the transgender communityWhy the percentage of trans people who earn $100K is higher than the general populationFor the resources and to connect with our guests, get the show notes at: https://queermoneypodcast.com/subscribe Follow us:Queer Money Instagram Queer Money YouTubeQueer Money on TiktokDownload your FREE Queer Money Kickstarter a 9-step Guide to Kickstart Your Journey to Financial IndependenceMentioned in this episode:Get Your Portugal Golden Visa Here!Want the confidence to retire when and how you truly want?If you’re considering retirement abroad, or simply want a second & third set of eyes on your retirement plan, we help gay foks retire fabulously — wherever that may be. Our retirement mentorship can help you gain the confidence to say yes to retirement! Queer Money Retirement MentorshipYour fabulous retirement in Portugal is calling!Ready to turn your IRA assets into a gateway to living in Europe? With the Optimize Portugal Golden Opportunities fund you can do just that. Join hundreds of other U.S. investors taking control of their retirement and using the assets they have to open doors to freedom. Click below to get your Portugal Golden Visa!Get Your Portugal Golden Visa Here!Make your retirement fabulous! Not sure if you can retire or when? Worried about how much you can safely spend without running out of money? We help you get clear answers and the systems to retire with confidence and peace of mind. Let's go!Queer Money Retirement Vault

S9 Ep 5277 Most Affordable, LGBTQ-friendly College Towns | Queer Money Ep. 527
EWhat are the most affordable LGBTQ+-friendly college towns?When we talk about affordable LGBTQ+-friendly cities across the U.S., we often highlight many larger cities, but we don't talk much about college towns and one of you requested a list of these places.Since many college towns are small towns and cities there generally isn't much data on LGBTQ+ friendliness of these locations. So we did a bit of digging and found colleges that are in cities and towns that are on the HRC Municipal Equality Index as well as cities and towns that rank high on bestcollegereviews.org and collegevaluesonline.com.This is Queer Money episode 527, and today we're breaking down 7 college towns or cities that are both affordable and LGBTQ+ friendly.Get the dynamic list of Affordable LGBTQ+ Friendly Cities in the U.S. here. Watch this week's episode on YoutubeWatch last week's episode on YoutubeDon't miss the other states we've covered in this Gay Cities seriesPast episodes mentioned in this episode:381: The Series Kick Off433: Top 10 Cities Part 1485: Top 10 Cities Part 2387: West Virginia407: Pennsylvania419: New York435: Missouri451: Kentucky459: Illinois455: Iowa487: Top Surprises497: Blue States499: Purple States501: Red StatesFollow us:Queer Money YouTubeQueer Money InstagramQueer Money on TiktokMentioned in this episode:Your fabulous retirement in Portugal is calling!Ready to turn your IRA assets into a gateway to living in Europe? With the Optimize Portugal Golden Opportunities fund you can do just that. Join hundreds of other U.S. investors taking control of their retirement and using the assets they have to open doors to freedom. Click below to get your Portugal Golden Visa!Get Your Portugal Golden Visa Here!Make your retirement fabulous! Not sure if you can retire or when? Worried about how much you can safely spend without running out of money? We help you get clear answers and the systems to retire with confidence and peace of mind. Let's go!Queer Money Retirement VaultGet Your Portugal Golden Visa Here!Want the confidence to retire when and how you truly want?If you’re considering retirement abroad, or simply want a second & third set of eyes on your retirement plan, we help gay foks retire fabulously — wherever that may be. Our retirement mentorship can help you gain the confidence to say yes to retirement! Queer Money Retirement Mentorship

S9 Ep 52610 Best Retirement Side Gigs | Queer Money Ep. 526
EWhat are the best retirement side gigs?Spending our days on the links or knocking back a few electric lemonades on the front porch is not the retirement reality for a lot of LGBTQ+ Americans. With the growing retirement crisis hurting marginalized communities more, many must still work in retirement. So, what can you do if this applies to you? On this episode of Queer Money®, we’re sharing the top ten side gigs or part-time jobs you might take on in retirement. We explain how working in retirement affects Social Security benefits and discuss how much you can earn as a pet sitter, rideshare driver or vending machine investor. We also describe opportunities to supplement your retirement income as an online teacher, handyman or fitness instructor.Listen in for insight on leveraging your professional expertise as a consultant and get ideas for the retirement side gig that’s a good fit for you!Topics Covered on retirement side gigsWhy LGBTQ+ individuals may need to work in retirementHow working a side gig or part-time job affects Social Security benefitsThe 10 leading side gigs for seniors to earn extra income in retirementHow much you can earn as a pet sitter or dog walkerWhy you might enjoy house sitting as a side hustle in retirementHow to build a business in the $40B/year storage industryMaking extra money as an Uber, ZipRecruiter or Lyft driverOpportunities to supplement retirement income as an online teacherHow much you can earn by providing handyman servicesWho’s a good fit for a side gig as a fitness instructor or personal trainerWhy consulting is an ideal side hustle for some retired professionalsHow to earn retirement income by flipping products onlineMaking passive income as a vending machine investorFor the resources and to connect with our guests, get the show notes at: https://queermoneypodcast.com/subscribe Follow us:Queer Money Instagram Queer Money YouTubeQueer Money on TiktokDownload your FREE Queer Money Kickstarter a 9-step Guide to Kickstart Your Journey to Financial IndependenceMentioned in this episode:Your fabulous retirement in Portugal is calling!Ready to turn your IRA assets into a gateway to living in Europe? With the Optimize Portugal Golden Opportunities fund you can do just that. Join hundreds of other U.S. investors taking control of their retirement and using the assets they have to open doors to freedom. Click below to get your Portugal Golden Visa!Get Your Portugal Golden Visa Here!Make your retirement fabulous! Not sure if you can retire or when? Worried about how much you can safely spend without running out of money? We help you get clear answers and the systems to retire with confidence and peace of mind. Let's go!Queer Money Retirement VaultWant the confidence to retire when and how you truly want?If you’re considering retirement abroad, or simply want a second & third set of eyes on your retirement plan, we help gay foks retire fabulously — wherever that may be. Our retirement mentorship can help you gain the confidence to say yes to retirement! Queer Money Retirement MentorshipGet Your Portugal Golden Visa Here!

S9 Ep 525Top 7 Most Affordable LGBTQ Friendly Cities in the Sun Belt - Queer Money Ep. 525
EWhat are the most affordable LGBTQ+-friendly cities in the Sunbelt?When we talk about affordable LGBTQ+-friendly cities across the U.S., we often highlight many cities in the Midwest or East. This is often because these cities are not currently seeing as much population growth as many cities in the Sunbelt or on the coasts. Many of you have said that you'd like to see a list of cities in warmer climates.This is Queer Money episode 525, and today we're breaking down 7 cities that are both affordable and LGBTQ+ friendly in the Sunbelt.Get the dynamic list of Affordable LGBTQ+ Friendly Cities in the U.S. here. Watch this week's episode on YoutubeWatch last week's episode on YoutubeDon't miss the other states we've covered in this Gay Cities seriesPast episodes mentioned in this episode:381: The Series Kick Off433: Top 10 Cities Part 1485: Top 10 Cities Part 2397: Texas411: Oklahoma421: New Mexico451: Kentucky487: Top Surprises497: Blue States499: Purple States501: Red StatesFollow us:Queer Money YouTubeQueer Money InstagramQueer Money on TiktokMentioned in this episode:Get Your Portugal Golden Visa Here!Want the confidence to retire when and how you truly want?If you’re considering retirement abroad, or simply want a second & third set of eyes on your retirement plan, we help gay foks retire fabulously — wherever that may be. Our retirement mentorship can help you gain the confidence to say yes to retirement! Queer Money Retirement MentorshipMake your retirement fabulous! Not sure if you can retire or when? Worried about how much you can safely spend without running out of money? We help you get clear answers and the systems to retire with confidence and peace of mind. Let's go!Queer Money Retirement VaultYour fabulous retirement in Portugal is calling!Ready to turn your IRA assets into a gateway to living in Europe? With the Optimize Portugal Golden Opportunities fund you can do just that. Join hundreds of other U.S. investors taking control of their retirement and using the assets they have to open doors to freedom. Click below to get your Portugal Golden Visa!Get Your Portugal Golden Visa Here!

S9 Ep 524Why are Home Prices So Damn High? - Queer Money Ep. 524
EWhat’s behind the housing affordability crisis in America?Real estate prices are off the charts, and unless you happen to be a high-net-worth individual, it’s nearly impossible to buy a home right now.So, WTF is going on? Is there anything we can do about it?Angela Rozmyn is the cocreator of Women’s Personal Finance, a platform that provides empowering financial education for women and nonbinary people.She is also a passionate advocate for affordable, sustainable housing, working a day job for a company that builds LEED Platinum real estate projects.On this episode of Queer Money, Angela joins us to discuss the myriad reasons for the housing affordability crisis in America.Angela explains why the supply of homes has not kept up with demand, how interest rates impact housing costs, and what’s behind the NIMBY attitudes that drive real estate prices up.Listen in to understand how it impacts a community when its service workers can’t afford to live where they work and find out what you can do to advocate for affordable housing in your city.Topics Covered What makes Angela an expert in the realm of affordable housing issuesWhy it’s important to consider transportation costs as part of your housing expensesHow it impacts our communities when service workers can’t afford to live where they workWho benefits from increasing home prices and who does not6 reasons for the housing affordability crisis in AmericaWhy the supply of homes has not kept up with demand in the USHow interest rates, permitting issues, labor costs and zoning affect real estate pricesWhy developers aren’t building starter homes anymoreWhat’s behind NIMBY attitudes in the US and how they impact housing costsThe advantages of adaptive reuse, i.e.: turning vacant commercial buildings into affordable housingAngela’s take on investors who bought up SFHs during the Great RecessionWhy people are migrating to high-density cities in the Sunbelt (and what to consider before you join them)Providing affordable housing for the growing number of single occupantsWhat you can do to advocate for affordable housing in your communityFor the resources and to connect with our guests, get the show notes at: https://queermoneypodcast.com/subscribe Follow us:Queer Money Instagram Queer Money YouTubeQueer Money on TiktokDownload your FREE Queer Money Kickstarter a 9-step Guide to Kickstart Your Journey to Financial IndependenceMentioned in this episode:Make your retirement fabulous! Not sure if you can retire or when? Worried about how much you can safely spend without running out of money? We help you get clear answers and the systems to retire with confidence and peace of mind. Let's go!Queer Money Retirement VaultYour fabulous retirement in Portugal is calling!Ready to turn your IRA assets into a gateway to living in Europe? With the Optimize Portugal Golden Opportunities fund you can do just that. Join hundreds of other U.S. investors taking control of their retirement and using the assets they have to open doors to freedom. Click below to get your Portugal Golden Visa!Get Your Portugal Golden Visa Here!Get Your Portugal Golden Visa Here!Want the confidence to retire when and how you truly want?If you’re considering retirement abroad, or simply want a second & third set of eyes on your retirement plan, we help gay foks retire fabulously — wherever that may be. Our retirement mentorship can help you gain the confidence to say yes to retirement! Queer Money Retirement Mentorship

S9 Ep 5237 Reasons Why LGBTQ Folks Move to Red States | Queer Money Ep. 523
E"Ewwww, I'd never live there""WTF, that's a horrible place to live""No way in hell!"These are just a few of the comments we've gotten when we've highlighted blue cities in red states that are both affordable and LGBTQ+ friendly. So, why would someone choose to stay in or move to a red state? This is Queer Money episode 523, and today we're breaking down seven reasons that many LGBTQ+ folks and our allies have decided to either stay in or move to red states. With this episode, we hope to respond to the "gayla gays," gay-listers," and elitist folks in our community who deem many of these places as "unworthy" without considering some very real and very valid reasons queer folks live in these states.Get the dynamic list of Affordable LGBTQ+ Friendly Cities in the U.S. here. Watch this week's episode on YoutubeWatch last week's episode on YouTubeDon't miss the other states we've covered in this Gay Cities seriesPast episodes mentioned in this episode:381: The Series Kick Off433: Top 10 Cities Part 1485: Top 10 Cities Part 2487: Top Surprises497: Blue States499: Purple States501: Red StatesFollow us:Queer Money YouTubeQueer Money InstagramQueer Money on TiktokMentioned in this episode:Make your retirement fabulous! Not sure if you can retire or when? Worried about how much you can safely spend without running out of money? We help you get clear answers and the systems to retire with confidence and peace of mind. Let's go!Queer Money Retirement VaultYour fabulous retirement in Portugal is calling!Ready to turn your IRA assets into a gateway to living in Europe? With the Optimize Portugal Golden Opportunities fund you can do just that. Join hundreds of other U.S. investors taking control of their retirement and using the assets they have to open doors to freedom. Click below to get your Portugal Golden Visa!Get Your Portugal Golden Visa Here!Get Your Portugal Golden Visa Here!Want the confidence to retire when and how you truly want?If you’re considering retirement abroad, or simply want a second & third set of eyes on your retirement plan, we help gay foks retire fabulously — wherever that may be. Our retirement mentorship can help you gain the confidence to say yes to retirement! Queer Money Retirement Mentorship

S9 Ep 522How Project 2025 Will End LGBTQ+ Rights | Queer Money Ep. 522
ERegular listeners of Queer Money are familiar with the way Kingdom Advisors uses donor-advised funds to finance the anti-LGBTQ industrial complex.But right-wing extremists haven’t stopped there. Today, radical conservative influencers and organizations are working with the Heritage Foundation to design Project 2025, a blueprint that seeks to eliminate the rights of LGBTQ+ people, women and immigrants, effectively creating a church state in the US.David Roth is a Democrat running for the US House of Representatives and the first openly gay candidate for the state of Idaho. He also happens to be an expert on Project 2025.On this episode of Queer Money, David joins us to explain how Project 2025 will impact the country as a whole and the queer community specifically.David discusses why it’s crucial for the LGBTQ+ community to get involved in the political process, describing what Democrats are doing to fight Project 2025—and why it’s not enough.Listen in to understand the financial implications for our community should Project 2025 succeed and learn what we can do as individuals and collectively to maintain the rights we’ve won.Topics Covered How Project 2025 aims to reform our democracy into an authoritarian stateWhy Project 2025 will be difficult to stop with a far-right Republican presidentHow Project 2025 will impact the country as a whole and the queer community specificallyWhy we need to be financially prepared for challenging times should Project 2025 succeedWhy it’s crucial for the LGBTQ+ community to get involved in the political processThe danger in opting out of voting in this year’s presidential election What Democrats are doing to fight against Project 2025 (and why it’s not enough)How the queer community might take collective action to maintain the rights we’ve wonThe importance of normalizing LGBTQ+ individuals running for officeWhat we can do as individuals to pushback against the aims of Project 2025For the resources and to connect with our guests, get the show notes at: https://queermoneypodcast.com/subscribe Follow us:Queer Money Instagram Queer Money YouTubeQueer Money on TiktokDownload your FREE Queer Money Kickstarter a 9-step Guide to Kickstart Your Journey to Financial IndependenceMentioned in this episode:Want the confidence to retire when and how you truly want?If you’re considering retirement abroad, or simply want a second & third set of eyes on your retirement plan, we help gay foks retire fabulously — wherever that may be. Our retirement mentorship can help you gain the confidence to say yes to retirement! Queer Money Retirement MentorshipGet Your Portugal Golden Visa Here!Your fabulous retirement in Portugal is calling!Ready to turn your IRA assets into a gateway to living in Europe? With the Optimize Portugal Golden Opportunities fund you can do just that. Join hundreds of other U.S. investors taking control of their retirement and using the assets they have to open doors to freedom. Click below to get your Portugal Golden Visa!Get Your Portugal Golden Visa Here!Make your retirement fabulous! Not sure if you can retire or when? Worried about how much you can safely spend without running out of money? We help you get clear answers and the systems to retire with confidence and peace of mind. Let's go!Queer Money Retirement Vault

S9 Ep 5217 Most Affordable and Friendly Cities for LGBTQ Families | Queer Money Ep. 521
EAre you an LGBTQ+ person with children? How about a parent with LGBTQ+ kids? Or maybe you want to start a family as a queer person.This is Queer Money episode #521. Today, we’re diving into the top 7 most affordable LGBTQ+ friendly cities for queer folks who want to or have children or parents who have LGBTQ+ children. Get the dynamic list of Affordable LGBTQ+ Friendly Cities in the U.S. here. Watch this week's episode on YouTubeWatch last week's episode on YouTubeDon't miss the other states we've covered in this Gay Cities seriesPast episodes mentioned in this episode:381: The Series Kick Off407: Pennsylvania419: New York443: Massachusetts445: Maryland 459: Illinois473: Colorado475: California433: Top 10 Cities Part 1485: Top 10 Cities Part 2487: Top Surprises497: Blue States499: Purple States501: Red StatesFollow us:Queer Money YouTubeQueer Money InstagramQueer Money on TiktokMentioned in this episode:Want the confidence to retire when and how you truly want?If you’re considering retirement abroad, or simply want a second & third set of eyes on your retirement plan, we help gay foks retire fabulously — wherever that may be. Our retirement mentorship can help you gain the confidence to say yes to retirement! Queer Money Retirement MentorshipGet Your Portugal Golden Visa Here!Make your retirement fabulous! Not sure if you can retire or when? Worried about how much you can safely spend without running out of money? We help you get clear answers and the systems to retire with confidence and peace of mind. Let's go!Queer Money Retirement VaultYour fabulous retirement in Portugal is calling!Ready to turn your IRA assets into a gateway to living in Europe? With the Optimize Portugal Golden Opportunities fund you can do just that. Join hundreds of other U.S. investors taking control of their retirement and using the assets they have to open doors to freedom. Click below to get your Portugal Golden Visa!Get Your Portugal Golden Visa Here!

S9 Ep 520How to Retire Often with Jillian Johnsrud | Queer Money Ep. 520
EAre you postponing your personal goals and dreams until you turn 65? What if you don’t have to wait until retirement to travel, write your memoir, or pursue a hobby you love? What if you could take several mini-retirements throughout your career and achieve some of those ambitions along the way? Jillian Johnsrud is the creator of Retire Often, a platform that helps people take a series of successful sabbaticals throughout their careers.Jillian reached financial independence at age 32 and has since traveled to 27 countries with her family. She is also the author of Fire the Haters and host of the Retire Often podcast.On this episode of Queer Money®, Jillian joins us to explain why it’s challenging to achieve our personal goals on nights and weekends and explore what you might do on a sabbatical from work. Jillian discusses the pros and cons of taking mini-retirements and describes how to plan for the financial and emotional aspects of taking a break from work.Listen in for insight on negotiating a month off without leaving your current job and learn how to build a meaningful, fulfilling life by retiring often!Topics CoveredWhat it means to retire often and why Jillian is an advocate for itWhy it’s challenging to achieve our personal goals on nights and weekendsHow Jillian took a dozen mini-retirements in the last 20 yearsExamples of the things you might do on a sabbatical from workHow a mini-retirement can help you recover from or prevent burnoutWhen taking a sabbatical can be a difficult transition for peopleHow to plan for the financial and emotional aspects of taking a break from workHow to retire often without hiccups in contributing to your 401(k)How a mini-retirement can be more affordable than multiple vacationsTips for people who want to take a mini-retirement without leaving their jobHow to negotiate a month off in a way that gets your boss on boardWhat to do if you feel too important/not important enough to take time offFor the resources and to connect with our guests, get the show notes at: https://queermoneypodcast.com/subscribe Follow us:Queer Money Instagram Queer Money YouTubeQueer Money on TiktokDownload your FREE Queer Money Kickstarter a 9-step Guide to Kickstart Your Journey to Financial IndependenceMentioned in this episode:Make your retirement fabulous! Not sure if you can retire or when? Worried about how much you can safely spend without running out of money? We help you get clear answers and the systems to retire with confidence and peace of mind. Let's go!Queer Money Retirement VaultYour fabulous retirement in Portugal is calling!Ready to turn your IRA assets into a gateway to living in Europe? With the Optimize Portugal Golden Opportunities fund you can do just that. Join hundreds of other U.S. investors taking control of their retirement and using the assets they have to open doors to freedom. Click below to get your Portugal Golden Visa!Get Your Portugal Golden Visa Here!Get Your Portugal Golden Visa Here!Want the confidence to retire when and how you truly want?If you’re considering retirement abroad, or simply want a second & third set of eyes on your retirement plan, we help gay foks retire fabulously — wherever that may be. Our retirement mentorship can help you gain the confidence to say yes to retirement! Queer Money Retirement Mentorship

S9 Ep 519Top 7 Most Affordable LGBTQ+ Friendly Cities for Outdoor Activities | Queer Money Ep. 519
EDo you love the outdoors? Are you into hiking, biking or spending time in your local parks? If so then this Queer Money is for you. This week we're taking a request from one of our YouTube viewers who asked for a list of LGBTQ friendly cities for outdoor life, so we're delivering.This is Queer Money episode #519. Today, we’re diving into the top 7 most affordable LGBTQ+ friendly cities for folks who love the outdoors.Get the dynamic list of Affordable LGBTQ+ Friendly Cities in the U.S. here. Watch this week's episode on YouTubeWatch last week's episode on YouTubeDon't miss the other states we've covered in this Gay Cities seriesPast episodes mentioned in this episode:381: The Series Kick Off385: Wisconsin389: Washington407: Pennsylvania413: Ohio409: Oregon443: Massachusetts 445: Maryland459: Illinois433: Top 10 Cities Part 1485: Top 10 Cities Part 2487: Top Surprises497: Blue States499: Purple States501: Red StatesFollow us:Queer Money YouTubeQueer Money InstagramQueer Money on TiktokMentioned in this episode:Your fabulous retirement in Portugal is calling!Ready to turn your IRA assets into a gateway to living in Europe? With the Optimize Portugal Golden Opportunities fund you can do just that. Join hundreds of other U.S. investors taking control of their retirement and using the assets they have to open doors to freedom. Click below to get your Portugal Golden Visa!Get Your Portugal Golden Visa Here!Make your retirement fabulous! Not sure if you can retire or when? Worried about how much you can safely spend without running out of money? We help you get clear answers and the systems to retire with confidence and peace of mind. Let's go!Queer Money Retirement VaultWant the confidence to retire when and how you truly want?If you’re considering retirement abroad, or simply want a second & third set of eyes on your retirement plan, we help gay foks retire fabulously — wherever that may be. Our retirement mentorship can help you gain the confidence to say yes to retirement! Queer Money Retirement MentorshipGet Your Portugal Golden Visa Here!

S9 Ep 518How Mmmly Cookies Launched | Queer Money Ep. 518
EMany of us in the LGBTQ community were bullied as kids for being different. But few of us leverage those experiences as inspiration to launch a cookie company!Nicholas Naclerio turned to food for comfort when he was bullied for being gay. But when he turned 18, Nick got healthy and decided to use food as a form of self-expression and healing; to transform his pain into something good.Today, Nick is Founder and CEO at Mmmly, the good-for-you cookie brand that leverages nutrient-dense ingredients to make delicious, indulgent cookies with health benefits.On this episode of Queer Money, Nick joins us to describe how building Mmmly helped him heal from childhood trauma and share the creative aspects of building a business he loves most.Nick discusses how he used a combination of bootstrapping and investor money to fund Mmmly, explaining what it means that the ‘entrepreneur eats last’ and how that can become a problem.Listen in for Nick’s advice to other queer entrepreneurs and learn how to build a successful consumer brand—without losing yourself in the process!Topics Covered How Nick turned to food for comfort when he was bullied for being gayHow Nick’s love of comfort food inspired his mission to create a healthy indulgenceWhat makes Mmmly the good-for-you cookie brand (and why other brands don’t use healthier ingredients)How building Mmmly helped Nick heal from his childhood traumaWhat Nick loves most about the creative aspects of building a business What the recipe development process is like and how Nick knew when a cookie was ready for productionHow Nick used a combination of bootstrapping and investor money to fund MmmlyWhat it means that the ‘entrepreneur eats last’ and how that can be a problemWhy Nick is merging Mmmly with another company and what that means for his investorsHow it works when a small consumer brand is on the shelves at a major retailerWhat Nick might have done differently to deal with narrow margins early onNick’s advice for LGBTQ entrepreneurs on creating a network of support and not losing yourself in the process of building a companyFor the resources and to connect with our guests, get the show notes at: https://queermoneypodcast.com/subscribe Follow us:Queer Money Instagram Queer Money YouTubeQueer Money on TiktokDownload your FREE Queer Money Kickstarter a 9-step Guide to Kickstart Your Journey to Financial IndependenceMentioned in this episode:Make your retirement fabulous! Not sure if you can retire or when? Worried about how much you can safely spend without running out of money? We help you get clear answers and the systems to retire with confidence and peace of mind. Let's go!Queer Money Retirement VaultYour fabulous retirement in Portugal is calling!Ready to turn your IRA assets into a gateway to living in Europe? With the Optimize Portugal Golden Opportunities fund you can do just that. Join hundreds of other U.S. investors taking control of their retirement and using the assets they have to open doors to freedom. Click below to get your Portugal Golden Visa!Get Your Portugal Golden Visa Here!Get Your Portugal Golden Visa Here!Want the confidence to retire when and how you truly want?If you’re considering retirement abroad, or simply want a second & third set of eyes on your retirement plan, we help gay foks retire fabulously — wherever that may be. Our retirement mentorship can help you gain the confidence to say yes to retirement! Queer Money Retirement Mentorship

S9 Ep 517Top 10 Most Affordable Transgender Friendly Cities | Queer Money Ep. 517
EThe transgender community has taken the brunt of most of the anti-LGBTQ legislation that is being proposed and passed in the Christian Industrial Complex's attacks on the LGBTQ community recently. So where are safe places that are also affordable for the trans community in the US? This is Queer Money episode #517. Today, we’re diving into the top 10 most affordable transgender-friendly cities.Get the dynamic list of Affordable LGBTQ+ Friendly Cities in the U.S. here. Watch this week's episode on YouTubeWatch last week's episode on YouTubeDon't miss the other states we've covered in this Gay Cities seriesPast episodes mentioned in this episode:381: The Series Kick Off385: Wisconsin419: New York439: Minnesota445: Maryland459: Illinois433: Top 10 Cities Part 1485: Top 10 Cities Part 2487: Top Surprises497: Blue States499: Purple States501: Red StatesFollow us:Queer Money YouTubeQueer Money InstagramQueer Money on TiktokMentioned in this episode:Your fabulous retirement in Portugal is calling!Ready to turn your IRA assets into a gateway to living in Europe? With the Optimize Portugal Golden Opportunities fund you can do just that. Join hundreds of other U.S. investors taking control of their retirement and using the assets they have to open doors to freedom. Click below to get your Portugal Golden Visa!Get Your Portugal Golden Visa Here!Make your retirement fabulous! Not sure if you can retire or when? Worried about how much you can safely spend without running out of money? We help you get clear answers and the systems to retire with confidence and peace of mind. Let's go!Queer Money Retirement VaultGet Your Portugal Golden Visa Here!Want the confidence to retire when and how you truly want?If you’re considering retirement abroad, or simply want a second & third set of eyes on your retirement plan, we help gay foks retire fabulously — wherever that may be. Our retirement mentorship can help you gain the confidence to say yes to retirement! Queer Money Retirement Mentorship

S9 Ep 516Money Secrets of the Uber Rich | Queer Money Ep. 516
ECurious how the uber-rich protect their wealth?If you knew the secrets of ultra-high-net-worth individuals (UHNWIs), could you leverage their approach to money management to grow your own wealth?Tim Volk, CFP, is Founder and Principal at T. Volk & Company Consulting, a boutique financial advisory firm that serves ultra-high-net-worth families. He also hosts TheRainbow Bull Podcast.On this episode of Queer Money, Tim joins us to share the secrets of the uber-rich, describing what UHNWIs do to transfer and mitigate risk.Tim explains how the uber-rich think about money in the long-term and challenges the LGBTQ+ community to adopt a future-self approach to spending.Listen in for insight on raising kids who don’t feel entitled and learn what you can do to join the ranks of the emerging affluent or uber-rich. Topics Covered How wealth managers define ultra-high-net-worth individualsWhat we can learn about the complexities of wealth from Crazy Rich Asians The differences between families of UHNWI and the LGBTQ+ communityWhy the queer community isn’t saving enough for retirement How Tim helps the emerging affluent manage capital through a family officeHow ultra-high-net-worth families transfer and mitigate risk Why Tim suggests choosing a life insurance policy with long-term care benefitsHow celebrities and the uber-rich aren’t immune to lifestyle creepWhat we can do to avoid raising entitled kids at any socio-economic statusTim’s future self approach to thinking about money in the long-termThe lasting impact of a financially empowered gay communityTim’s advice on what you and I can do to become ultra-high-net-worthTim’s challenge to focus on spending to bring joy to yourself and othersHow to deal with the dating dynamics of financial inequality Why it’s crucial for the LGBTQ+ community to stick togetherFor the resources and to connect with our guests, get the show notes at: https://queermoneypodcast.com/subscribe Follow us:Queer Money Instagram Queer Money YouTubeQueer Money on TiktokDownload your FREE Queer Money Kickstarter a 9-step Guide to Kickstart Your Journey to Financial IndependenceMentioned in this episode:Your fabulous retirement in Portugal is calling!Ready to turn your IRA assets into a gateway to living in Europe? With the Optimize Portugal Golden Opportunities fund you can do just that. Join hundreds of other U.S. investors taking control of their retirement and using the assets they have to open doors to freedom. Click below to get your Portugal Golden Visa!Get Your Portugal Golden Visa Here!Make your retirement fabulous! Not sure if you can retire or when? Worried about how much you can safely spend without running out of money? We help you get clear answers and the systems to retire with confidence and peace of mind. Let's go!Queer Money Retirement VaultWant the confidence to retire when and how you truly want?If you’re considering retirement abroad, or simply want a second & third set of eyes on your retirement plan, we help gay foks retire fabulously — wherever that may be. Our retirement mentorship can help you gain the confidence to say yes to retirement! Queer Money Retirement MentorshipGet Your Portugal Golden Visa Here!

S9 Ep 515Top 5 Most Expensive LGBTQ Friendly Cities | Queer Money Ep. 515
E“Why is it so expensive to be gay?” A common sentiment that we hear from many in the LGBTQ+ community. Much of that has to do with where we choose or end up living since housing costs for many make up anywhere between thirty to fifty percent of their take home pay.If you’re one of the few LGBTQ folks with lots of cash, these are the top 5 most expensive cities for you to check out. If you don't have the cash, these could be cities to either aspire to live in or to avoid for your financial and mental health. This is Queer Money episode #515. Today, we’re diving into the top 5 most expensive cities for LGBTQ+ folks. Get the dynamic list of Affordable LGBTQ+ Friendly Cities in the U.S. here. Watch this week's episode on YouTubeWatch last week's episode on YouTubeDon't miss the other states we've covered in this Gay Cities seriesPast episodes mentioned in this episode:381: The Series Kick Off423: New Jersey419: New York467: Florida475: California433: Top 10 Cities Part 1485: Top 10 Cities Part 2487: Top Surprises497: Blue States499: Purple States501: Red StatesFollow us:Queer Money YouTubeQueer Money InstagramQueer Money on TiktokMentioned in this episode:Your fabulous retirement in Portugal is calling!Ready to turn your IRA assets into a gateway to living in Europe? With the Optimize Portugal Golden Opportunities fund you can do just that. Join hundreds of other U.S. investors taking control of their retirement and using the assets they have to open doors to freedom. Click below to get your Portugal Golden Visa!Get Your Portugal Golden Visa Here!Make your retirement fabulous! Not sure if you can retire or when? Worried about how much you can safely spend without running out of money? We help you get clear answers and the systems to retire with confidence and peace of mind. Let's go!Queer Money Retirement VaultWant the confidence to retire when and how you truly want?If you’re considering retirement abroad, or simply want a second & third set of eyes on your retirement plan, we help gay foks retire fabulously — wherever that may be. Our retirement mentorship can help you gain the confidence to say yes to retirement! Queer Money Retirement MentorshipGet Your Portugal Golden Visa Here!

S9 Ep 514Healing Your Money Story | Queer Money Ep. 514
EWe all have a money story. And for many of us in the LGBTQ community, it’s a negative narrative.Maybe you were taught that money is the root of all evil. That there’s never enough to go around. Or that you have to work hard to make money.Worse yet, you may believe that you don’t deserve financial stability, let alone financial freedom.So, what can we do to recover from the childhood traumas that are affecting our money today?Scott Clover is an intuitive guide who helps people release old patterns and heal themselves using skilled intuition, body energy and somatic technologies.On this episode of Queer Money, Scott joins us to discuss the most common patterns and behaviors exhibited by individuals with financial trauma.Scott explains how being queer might influence your relationship with money and describes how releasing internalized shame leads to better financial decisions.Listen in for Scott’s insight on using money in a way that strengthens your self-worth and learn how to rewrite your money story and start building an affirming relationship with your finances today!Topics Covered How Scott defines intuitive healing and how it helps you change your behaviorThe reciprocity mindset you need to achieve financial stabilityWhy accepting your existing financial reality is the first step to building an affirming relationship with moneyThe most common patterns and behaviors exhibited by individuals with financial traumaHow being part of the LGBTQ community might influence your relationship with moneyHow to tell if past trauma is affecting your finances as an adultThe power of releasing internalized shame and family expectations How comparing ourselves with others on social media keeps us stuck in judgement (and what to do about it)Breaking the stereotypes of what queer people are supposed to do, e.g.: stereotypical careersHow to use money in a way that builds your self-worthHow incorporating esteemable acts into our daily lives improves our wellbeingWhy you might consider energy healing if traditional therapy doesn’t work for youFor the resources and to connect with our guests, get the show notes at: https://queermoneypodcast.com/subscribe Follow us:Queer Money Instagram Queer Money YouTubeQueer Money on TiktokDownload your FREE Queer Money Kickstarter a 9-step Guide to Kickstart Your Journey to Financial IndependenceMentioned in this episode:Get Your Portugal Golden Visa Here!Want the confidence to retire when and how you truly want?If you’re considering retirement abroad, or simply want a second & third set of eyes on your retirement plan, we help gay foks retire fabulously — wherever that may be. Our retirement mentorship can help you gain the confidence to say yes to retirement! Queer Money Retirement MentorshipYour fabulous retirement in Portugal is calling!Ready to turn your IRA assets into a gateway to living in Europe? With the Optimize Portugal Golden Opportunities fund you can do just that. Join hundreds of other U.S. investors taking control of their retirement and using the assets they have to open doors to freedom. Click below to get your Portugal Golden Visa!Get Your Portugal Golden Visa Here!Make your retirement fabulous! Not sure if you can retire or when? Worried about how much you can safely spend without running out of money? We help you get clear answers and the systems to retire with confidence and peace of mind. Let's go!Queer Money Retirement Vault

S9 Ep 513Top 10 Most Affordable, Gay Retirement Cities| Queer Money Ep. 513
EWhere can I retire that is both affordable and LGBTQ friendly?We get this question a lot, especially as comments on our Affordable LGBTQ+ Friendly Cities series content. This is Queer Money episode #513. Today, we’re diving into the top 10 most affordable retirement locations for LGBTQ+ folks. Get the dynamic list of Affordable LGBTQ+ Friendly Cities in the U.S. here. Watch this week's episode on YouTubeWatch last week's episode on YouTubeDon't miss the other states we've covered in this Gay Cities seriesPast episodes mentioned in this episode:381: The Series Kick Off385: Wisconsin387: West Virginia407: Pennsylvania413: Ohio419: New York451: Kentucky433: Top 10 Cities Part 1485: Top 10 Cities Part 2487: Top Surprises497: Blue States499: Purple States501: Red StatesFollow us:Queer Money YouTubeQueer Money InstagramQueer Money on TiktokMentioned in this episode:Get Your Portugal Golden Visa Here!Want the confidence to retire when and how you truly want?If you’re considering retirement abroad, or simply want a second & third set of eyes on your retirement plan, we help gay foks retire fabulously — wherever that may be. Our retirement mentorship can help you gain the confidence to say yes to retirement! Queer Money Retirement MentorshipMake your retirement fabulous! Not sure if you can retire or when? Worried about how much you can safely spend without running out of money? We help you get clear answers and the systems to retire with confidence and peace of mind. Let's go!Queer Money Retirement VaultYour fabulous retirement in Portugal is calling!Ready to turn your IRA assets into a gateway to living in Europe? With the Optimize Portugal Golden Opportunities fund you can do just that. Join hundreds of other U.S. investors taking control of their retirement and using the assets they have to open doors to freedom. Click below to get your Portugal Golden Visa!Get Your Portugal Golden Visa Here!

S9 Ep 512What You Can Do about America's Retirement Crisis | Queer Money Ep. 512
E40 years ago, the US changed its approach to retirement. But those changes shifted the risk from the government and corporations to individuals. And now, nearly half of middle-class retirees will be downwardly mobile into poverty or near-poverty in their golden years. So, what can we do to solve the retirement crisis in America?Teresa Ghilarducci is the nationally recognized labor economist behind the new book, Work, Retire, Repeat. After an illustrious 25-year tenure at Notre Dame, Teresa joined the New School for Social Research in 2008. She has spent her career advocating pension reform.On this episode of Queer Money, Teresa joins us to discuss what’s behind the retirement crisis in the US and explore what we can do to secure a dignified retirement for all.Teresa explains why raising the retirement age isn’t the answer, exploring how the current system creates more inequality and harms low-wage older workers.Listen in for insight on how life cycle disparities affect LGBTQ individuals and learn how Teresa’s Gray New Deal will help solve the retirement crisis in America.Topics Covered What’s behind the retirement crisis in America and its political implicationsThe risks associated with a pension-only retirement program 4 levers we can pull as voters, consumers, investors and workers to secure a dignified retirementWhy raising the retirement age shouldn’t be the sole solution to the retirement crisisWhy academics and politicians are arbiters of the ‘work-longer consensus’How changes to the retirement system create more inequality and harm low-wage older workersHow life cycle disparities impact LGBTQ individuals and other marginalized communities2 key tenets of Teresa’s Gray New Deal and how it would help Americans in retirementHow economic security is even more important than equalityWhat listeners can do to support the adoption of Teresa’s Gray New DealFor the resources and to connect with our guests, get the show notes at: https://queermoneypodcast.com/subscribe Follow us:Queer Money Instagram Queer Money YouTubeQueer Money on TiktokDownload your FREE Queer Money Kickstarter a 9-step Guide to Kickstart Your Journey to Financial IndependenceMentioned in this episode:Want the confidence to retire when and how you truly want?If you’re considering retirement abroad, or simply want a second & third set of eyes on your retirement plan, we help gay foks retire fabulously — wherever that may be. Our retirement mentorship can help you gain the confidence to say yes to retirement! Queer Money Retirement MentorshipGet Your Portugal Golden Visa Here!Make your retirement fabulous! Not sure if you can retire or when? Worried about how much you can safely spend without running out of money? We help you get clear answers and the systems to retire with confidence and peace of mind. Let's go!Queer Money Retirement VaultYour fabulous retirement in Portugal is calling!Ready to turn your IRA assets into a gateway to living in Europe? With the Optimize Portugal Golden Opportunities fund you can do just that. Join hundreds of other U.S. investors taking control of their retirement and using the assets they have to open doors to freedom. Click below to get your Portugal Golden Visa!Get Your Portugal Golden Visa Here!

S9 Ep 511Top 5 Most Affordable, LGBTQ+ Friendly Small Towns | Queer Money Ep. 511
ETens of thousands of small towns are scattered across the United States. Yet many of us have been lead to believe that none of these are great places for LGBTQ folks. Is this true?Today we're looking at affordable LGBTQ+ friendly small towns, or places with a population of less than 50,000.This is Queer Money episode #511. Today, we’re diving into 5 affordable small towns that are great spots for LGBTQ folks.Get the dynamic list of Affordable LGBTQ+ Friendly Cities in the U.S. here. Watch this week's episode on YouTubeWatch last week's episode on YouTubeDon't miss the other states we've covered in this Gay Cities seriesPast episodes mentioned in this episode:381: The Series Kick Off383: Wyoming401: South Dakota451: Kentucky453: Kansas433: Top 10 Cities Part 1485: Top 10 Cities Part 2487: Top Surprises497: Blue States499: Purple States501: Red StatesFollow us:Queer Money YouTubeQueer Money InstagramQueer Money on TiktokMentioned in this episode:Your fabulous retirement in Portugal is calling!Ready to turn your IRA assets into a gateway to living in Europe? With the Optimize Portugal Golden Opportunities fund you can do just that. Join hundreds of other U.S. investors taking control of their retirement and using the assets they have to open doors to freedom. Click below to get your Portugal Golden Visa!Get Your Portugal Golden Visa Here!Make your retirement fabulous! Not sure if you can retire or when? Worried about how much you can safely spend without running out of money? We help you get clear answers and the systems to retire with confidence and peace of mind. Let's go!Queer Money Retirement VaultGet Your Portugal Golden Visa Here!Want the confidence to retire when and how you truly want?If you’re considering retirement abroad, or simply want a second & third set of eyes on your retirement plan, we help gay foks retire fabulously — wherever that may be. Our retirement mentorship can help you gain the confidence to say yes to retirement! Queer Money Retirement Mentorship

S9 Ep 510The Economics of Being a Drag Queen | Queer Money Ep. 510
EWe’re drawn to drag queens and love being entertained by them.But have you ever thought about what it takes to build a business as a drag performer? How much do they invest in costumes, makeup and marketing?How do you make drag a full-time job?Jessica L’Whor is an up-and-coming national queen who got her big break winning the Colorado State University Drag Show in 2013.Since then, Jessica has been named Best New Queen on the Scene and Colorado’s Drag Entertainer of the Year.On this episode of Queer Money, Miss Jessica joins us to discuss the economics of being a drag performer and describe how she does financial forecasting for her business.Jessica explains what life was like before she got her big break and what she would do to avoid credit card debt if she could go back to the early days of her career.Listen in to understand how Jessica lives her core values—work hard, play hard and slay humble—and learn how to turn the hobby of being a drag queen into your main source of income.For the resources and to connect with our guests, get the show notes at: https://queermoneypodcast.com/subscribe Follow us:Queer Money Instagram Queer Money YouTubeQueer Money on TiktokDownload your FREE Queer Money Kickstarter a 9-step Guide to Kickstart Your Journey to Financial IndependenceMentioned in this episode:Your fabulous retirement in Portugal is calling!Ready to turn your IRA assets into a gateway to living in Europe? With the Optimize Portugal Golden Opportunities fund you can do just that. Join hundreds of other U.S. investors taking control of their retirement and using the assets they have to open doors to freedom. Click below to get your Portugal Golden Visa!Get Your Portugal Golden Visa Here!Make your retirement fabulous! Not sure if you can retire or when? Worried about how much you can safely spend without running out of money? We help you get clear answers and the systems to retire with confidence and peace of mind. Let's go!Queer Money Retirement VaultGet Your Portugal Golden Visa Here!Want the confidence to retire when and how you truly want?If you’re considering retirement abroad, or simply want a second & third set of eyes on your retirement plan, we help gay foks retire fabulously — wherever that may be. Our retirement mentorship can help you gain the confidence to say yes to retirement! Queer Money Retirement Mentorship

S9 Ep 509Top 5 Most Affordable, LGBTQ+ Friendly Small Cities | Queer Money Ep. 509
EThere are only 94 cities in the US with a population over 250,000. This means that there are thousands of small cities and towns across the country. So, today we're looking at affordable LGBTQ+ friendly places in small-sized cities, which are cities with a population between 50,000 and 250,000. This is Queer Money episode #509. Today, we’re diving into 5 affordable cities within small cities that are great spots for LGBTQ folks.Get the dynamic list of Affordable LGBTQ+ Friendly Cities in the U.S. here. Watch this week's episode on YouTubeWatch last week's episode on YouTubeDon't miss the other states we've covered in this Gay Cities seriesPast episodes mentioned in this episode:381: The Series Kick Off387: West Virginia385: Wisconsin435: Missouri455: Iowa459: Illinois433: Top 10 Cities Part 1485: Top 10 Cities Part 2487: Top Surprises497: Blue States499: Purple States501: Red StatesFollow us:Queer Money YouTubeQueer Money InstagramQueer Money on TiktokMentioned in this episode:Want the confidence to retire when and how you truly want?If you’re considering retirement abroad, or simply want a second & third set of eyes on your retirement plan, we help gay foks retire fabulously — wherever that may be. Our retirement mentorship can help you gain the confidence to say yes to retirement! Queer Money Retirement MentorshipGet Your Portugal Golden Visa Here!Make your retirement fabulous! Not sure if you can retire or when? Worried about how much you can safely spend without running out of money? We help you get clear answers and the systems to retire with confidence and peace of mind. Let's go!Queer Money Retirement VaultYour fabulous retirement in Portugal is calling!Ready to turn your IRA assets into a gateway to living in Europe? With the Optimize Portugal Golden Opportunities fund you can do just that. Join hundreds of other U.S. investors taking control of their retirement and using the assets they have to open doors to freedom. Click below to get your Portugal Golden Visa!Get Your Portugal Golden Visa Here!

S9 Ep 508The Economics of Making a Transgender Movie | Queer Money Ep. 508
EWhat does the budget of a queer indie film look like? What if you could invest in an LGBTQ movie as part of your diverse portfolio?Gabe Dunn is a New York Times bestselling author, screenwriter and filmmaker whowrites for the Netflix series BIG MOUTH and hosts the Bad With Money podcast.Gabe’s short film Grindr Baby was named one of five Frameline Voices for emerging LGBTQ directors in 2023, and his latest project, You & I, You & Me, starts production next month.This is Queer Money episode 508 and today Gabe joins us to discuss the economics of making a transgender movie, sharing the budget for You & I, You & Me and some of the surprising expenses associated with producing an indie film.Topics Covered:The themes of Gabe’s trans romance You & I, You & MeWhy it’s important for Gabe to tell a story like thisHow the queer community came together to support Gabe’s filmProving that there’s an audience for a film like You & I, You & MeThe influx of LGBTQ movies at top-tier film festivalsThe benefits of investing in an independent filmWhat inspired Gabe to tell the story of You & I, You & MeThe differences between indie films and big-budget studio movies How much it will cost Gabe to make You & I, You & MeThe surprising expenses associated with making an indie filmWhat your money would be used for if you invest in Gabe’s filmHow to get involved in funding/promoting Gabe’s movieFor the resources and to connect with our guests, get the show notes at: https://queermoneypodcast.com/subscribe Follow us:Queer Money Instagram Queer Money YouTubeQueer Money on TiktokDownload your FREE Queer Money Kickstarter a 9-step Guide to Kickstart Your Journey to Financial IndependenceMentioned in this episode:Your fabulous retirement in Portugal is calling!Ready to turn your IRA assets into a gateway to living in Europe? With the Optimize Portugal Golden Opportunities fund you can do just that. Join hundreds of other U.S. investors taking control of their retirement and using the assets they have to open doors to freedom. Click below to get your Portugal Golden Visa!Get Your Portugal Golden Visa Here!Make your retirement fabulous! Not sure if you can retire or when? Worried about how much you can safely spend without running out of money? We help you get clear answers and the systems to retire with confidence and peace of mind. Let's go!Queer Money Retirement VaultWant the confidence to retire when and how you truly want?If you’re considering retirement abroad, or simply want a second & third set of eyes on your retirement plan, we help gay foks retire fabulously — wherever that may be. Our retirement mentorship can help you gain the confidence to say yes to retirement! Queer Money Retirement MentorshipGet Your Portugal Golden Visa Here!