FAFSA SAI Explained and Reviewed
Prepare For College, LLC · Chuck Moore, CCFC, Al Hoffman, CCA and Gary Carpenter, CPA, CCA
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Show Notes
FAFSA SAI refers to the Student Aid Index (SAI), a concept introduced in the 2024-2025 FAFSA (Free Application for Federal Student Aid) process. The SAI replaces the previous Expected Family Contribution (EFC) used to determine a student's eligibility for federal financial aid.
The FAFSA SAI represents a significant change in how financial need is assessed for federal student aid. Making the process more inclusive and transparent aims to help more students access the financial support they need to pursue higher education. However, as with any systemic change, there may be a learning curve for students and families adapting to the new framework.