Pioneer Mindset

This week I'm excited to welcome Logan Hanks to Pioneer Mindest! Logan is a row crop farmer and host of the Talk Dirt to Me podcast. He shares a transparent and grounded look into the realities of modern farming. From battling a tough 2023 crop year to navigating the mental weight of the business, Logan speaks about faith, family, financial pressure, and why diversification and discipline matter more than ever. He shares how his experiences with both loss and growth shaped his mindset and decisions. He talks about the importance of not just surviving in agriculture but finding a way to thrive through intentional living, good stewardship, and keeping priorities in order. Whether it's making hard marketing calls or leading his family, Logan's message is clear: know your numbers, keep your faith, and never forget why you started. Resources & Links: To learn more about how I can help you achieve financial clarity and confidence through essential tools and systems, check out my free training here! Connect with Logan: Check out his podcast, Talk Dirt to Me here! Follow Logan on Instagram Connect with Garrett: Follow on Instagram - @garrettruskamp Follow on Facebook - Garrett Ruskamp Follow on TikTok - @garrettruskamp Learn more about Pioneer Farmer here! Make sure to hit follow/subscribe so you never miss an episode!

Episode Summary This week I reflect on some tough lessons I learned through mistakes and financial stress from our farm operation. Drawing from my personal experiences and from conversations with other farmers, this episode emphasizes that pain without reflection can lead to repeating costly mistakes. You'll hear about refinancing, farm financial strain, and how past hardship can either shape better decisions or become tuition paid twice. Learn how to capture lessons before they repeat, build resilience, and create practical systems to move forward with clarity and confidence. In this week's episode I share lessons learned from our farming operation: The only real mistake is one you don't learn from The pain of change vs. the pain of staying the same Lessons learned from refinancing and financial hardship on the farm Practical mindset shifts for avoiding repeat challenges The importance of implementing changes before we're in crisis—not after. Resources & Links: Take action and quit hitting the same roadblocks over and over again, check out my free training here where you can learn how you can break the cycle of repeat mistakes and move your operation forward with clarity and confidence! Connect with Garrett: Follow on Instagram - @garrettruskamp Follow on Facebook - Garrett Ruskamp Follow on TikTok - @garrettruskamp Learn more about Pioneer Farmer here! Make sure to hit follow/subscribe so you never miss an episode!

Episode Summary This week on Pioneer Mindset, I discuss how we go about grain marketing for our operation.This episode reinforces that smart grain marketing isn't about complexity, but about clarity, consistency, and intentional decision-making that safeguards both family legacies and farm finances. In this week's episode I share about grain marketing: Farmers often face the temptation of delayed decisions — thinking they'll have more time later — but proactive planning creates confidence and better results. Taking advantage of different marketing tools are key to strategizing and taking advantage of different opportunities. The best farmers — don't just hope for high prices; they use a mix of strategies to manage risk and profit intentionally. The emotional weight of grain marketing can lead to missed opportunities or risky decisions; removing emotion is key. Resources & Links: To learn more about how I can help you achieve financial clarity and confidence through essential tools and systems, check out my free training here! Connect with Garrett: Follow on Instagram - @garrettruskamp Follow on Facebook - Garrett Ruskamp Follow on TikTok - @garrettruskamp Learn more about Pioneer Farmer here! Make sure to hit follow/subscribe so you never miss an episode!

Episode Summary Welcome back to part 2 of my conversation with Josh Pretzer!In this episode, Josh talks about redefining value in agriculture — from planter setup and data-driven decisions to the mindset farmers need to lead well. He shares insights from his work with Singular Agronomics, emphasizing that price isn't the same as value and that true ROI comes from clarity, not just cutting costs. We explore why relationships matter more than transactions, how comparison and judgment hold us back, and why generosity, gratitude, and grounded leadership are key for the next generation of farm decision-makers. Resources & Links: To learn more about how I can help you achieve financial clarity and confidence through essential tools and systems, check out my free training here! Connect with Josh at Singular Agronomics: Check out their website: www.singularagronomics.com Follow Singular Agronomics on Facebook Follow Singular Agronomics on Instagram The Singular Ag Podcast: Tune in here! Connect with Garrett: Follow on Instagram - @garrettruskamp Follow on Facebook - Garrett Ruskamp Follow on TikTok - @garrettruskamp Learn more about Pioneer Farmer here! Make sure to hit follow/subscribe so you never miss an episode!

Episode Summary This week I would like to welcome Josh Pretzer from Singular Agronomics to the podcast for two part conversation where we dive deep into the realities of farming profitability, landowner relationships, cash flow management, business mindset, and personal growth as a farmer and entrepreneur. Profitability reality checks: Use simple financial breakdowns (like crop insurance guarantees and per-acre projections) to help landowners or partners understand the actual margins in farming. Farmer–Landowner relationships: Farming is a business partnership, not just a lease or service. Healthy relationships require communication, trust, and shared long-term goals. It's okay to walk away from toxic partnerships. Managing people = Managing profit: Building strong relationships and fulfilling promises makes businesses thrive in no matter what industry you're in. Resources & Links: To learn more about how I can help you achieve financial clarity and confidence through essential tools and systems, check out my free training here! Connect with Josh at Singular Agronomics: Check out their website: www.singularagronomics.com Follow Singular Agronomics on Facebook Follow Singular Agronomics on Instagram The Singular Ag Podcast: Tune in here! Connect with Garrett: Follow on Instagram - @garrettruskamp Follow on Facebook - Garrett Ruskamp Follow on TikTok - @garrettruskamp Learn more about Pioneer Farmer here! Make sure to hit follow/subscribe so you never miss an episode!

Episode Summary In this episode of Pioneer Mindset, I dive into a challenge many farmers and ag business owners face—letting go in order to grow. Whether it's delegating a task to your dad, a teammate, or your hired help, growth often requires releasing control. But that doesn't come easy when you're deeply invested in the results and have your own way of doing things. From my own experiences on our farm operation, I share the lessons I've learned about communication breakdowns, the fear of mistakes, and the leadership mindset it takes to truly grow. Delegation isn't just about handing off tasks—it's about owning the outcome, guiding your team, and embracing the growing pains that come with real progress. This one's a little raw and real, and hopefully it hits home for anyone trying to break out of traditional molds and lead their operation forward with clarity and intention. Resources & Links: To learn more about how I can help you achieve financial clarity and confidence through essential tools and systems, check out my free training here! Connect with Garrett: Follow on Instagram - @garrettruskamp Follow on Facebook - Garrett Ruskamp Follow on TikTok - @garrettruskamp Learn more about Pioneer Farmer here! Make sure to hit follow/subscribe so you never miss an episode!

Episode Summary As the 2025 crop season kicks into gear, it's tempting to trim expenses wherever possible. But in this episode, I dive into why investing in the right tools and data—like soil testing, agronomic consulting, and financial clarity—can make the difference between just getting by and growing a profitable, sustainable operation. In this week's episode I share my thoughts of cutting expenses vs important investments: Why some costs—like soil tests and expert guidance—are not expenses, but investments How soil tests improve decision-making around fertilizer, seed, and input efficiency Mindset of valuing tangible investments (like equipment) over data or advice Parallels between agronomic planning and financial planning for your farm Why waiting too long to invest in tools for clarity can be too late Resources & Links: To learn more about how I can help you achieve financial clarity and confidence through essential tools and systems, check out my free training here! Connect with Garrett: Follow on Instagram - @garrettruskamp Follow on Facebook - Garrett Ruskamp Follow on TikTok - @garrettruskamp Learn more about Pioneer Farmer here! Make sure to hit follow/subscribe so you never miss an episode!

Episode Summary This week, I welcome back Zane from Tredas to the podcast! We dive back into a topic that's often overlooked but absolutely vital—grain marketing. We dig into why many farmers are hesitant to adopt futures, options, or work with marketing advisors, often due to fear, past negative experiences, or a lack of understanding. The conversation highlights how marketing can shift an operation from reactive to proactive, allowing farmers to make more business-minded, less emotional decisions. As planting season ramps up, we also discuss practical ways to stay focused on your marketing plan, even when things get busy in the field. In this week's episode, Zane shares some key insights into grain marketing: Education and asking questions are critical to overcoming hesitation and gaining confidence in marketing strategies. It's important to separate your experience with a person from the validity of the tool—don't let one bad advisor ruin a good strategy. Successful grain marketing starts with knowing your breakevens and cost of production—everything else builds from there. As planting begins, remember your marketing window is open—don't let busy season cause you to miss opportunities. Resources & Links: To learn more about how I can help you achieve financial clarity and confidence through essential tools and systems, check out my free training here! Connect with Zane at Tredas: Check out their website: www.gotredas.com Follow Tredas on Facebook Connect with Garrett: Follow on Instagram - @garrettruskamp Follow on Facebook - Garrett Ruskamp Follow on TikTok - @garrettruskamp Learn more about Pioneer Farmer here! Whether you're brand new to marketing or looking to fine-tune your strategy, this episode is packed with perspective, encouragement, and actionable insights. Make sure to hit follow/subscribe so you never miss an episode!

Episode Summary In this week's episode, I explore the balance between self-care and selfishness.Self-care is about maintaining alignment with the season of life you're in—whether it's growing a business, raising a family, or both—so that you can show up as the best version of yourself.By taking care of yourself the right way, you create a positive ripple effect on those around you and your business. In this week's episode I share some thoughts on how it isn't selfish to take time for yourself for self-care: Balance is Seasonal: Life demands change, and self-care should align with your current phase. Sustainable Growth: Burnout happens when self-care is neglected. Prioritizing yourself ultimately benefits your family, business, and overall quality of life. Results-Oriented Mindset: The goal is more energy, resilience, and fulfillment—leading to a thriving business and personal life. Resources & Links: To learn more about how I can help you achieve financial clarity and confidence through essential tools and systems, check out my free training here! Connect with Garrett: Follow on Instagram - @garrettruskamp Follow on Facebook - Garrett Ruskamp Follow on TikTok - @garrettruskamp Learn more about Pioneer Farmer here! Make sure to hit follow/subscribe so you never miss an episode!

Episode Summary In this episode, I discuss how movement and physical exercise can help quiet the mind, keep negative thoughts in check, and bring clarity when we're feeling overwhelmed. Whether it's a workout, a walk, or a hard day's work on the farm, there's power in using the body to reset the mind. A few key takeaways from this week's episode: Why exercise or movement can help quiet negative thoughts The role of networks and communities in personal growth Practical ways to apply this concept in your daily life Resources & Links: To learn more about how I can help you achieve financial clarity and confidence through essential tools and systems, check out my free training here! Connect with Garrett: Follow on Instagram - @garrettruskamp Follow on Facebook - Garrett Ruskamp Follow on TikTok - @garrettruskamp Learn more about Pioneer Farmer here! Make sure to hit follow/subscribe so you never miss an episode!

Episode Summary In this episode of Pioneer Mindset, I take a step back from business talk to focus on something just as important—personal growth and balance. I share a recent experience with my kids that led to a powerful realization about patience, perspective, and faith. After a common bedtime struggle of the kids not getting their way, I realized how we, as adults, often react similarly when life doesn't go our way. While diving into the "Core Four" principles, focusing specifically on Balance and Being.Tune in this week week as I dive into how little moments in parenthood can shape our mindset, relationships, and personal growth. In this week's episode I share some key takeaways on being a father and how parenting can offer some key life lessons: Lessons in Balance: How small, everyday moments with family can provide deeper insights into life and mindset. Emotional Growth: The importance of holding space for emotions—both in children and ourselves. Perspective Shift: How challenging situations can be opportunities for reflection and growth. Faith and Patience: Understanding life's timing and learning to trust the process. Resources & Links: To learn more about how I can help you achieve financial clarity and confidence through essential tools and systems, check out my free training here! Connect with Garrett: Follow on Instagram - @garrettruskamp Follow on Facebook - Garrett Ruskamp Follow on TikTok - @garrettruskamp Learn more about Pioneer Farmer here! Make sure to hit follow/subscribe so you never miss an episode!

Episode Summary In this episode of Pioneer Mindset, we dive into the undeniable passion that farmers, ranchers, and business owners have for their work. Whether it's planting crops, raising livestock, or running a business, we often find joy in the work itself. But at what cost? Are we sacrificing too much—our time, money, or even our family life—to keep doing what we love? I talk about the balance between passion and responsibility, the risks of taking our dedication too far, and the importance of shifting our priorities to create a sustainable and fulfilling future. If you've ever found yourself struggling to balance work with life, this episode is for you. In this week's episode I share (include keyword from title): Why farmers, ranchers, and business owners love what they do The sacrifices we make to keep doing what we love—time, money, and freedom The contradiction between working hard for a better future and missing out on the present How to shift your mindset and priorities for a more sustainable life The difference between working in your business vs. working on your business What happens if we don't make a change—potential risks and long-term consequences Resources & Links: To learn more about how I can help you achieve financial clarity and confidence through essential tools and systems, check out my free training here! Connect with Garrett: Follow on Instagram - @garrettruskamp Follow on Facebook - Garrett Ruskamp Follow on TikTok - @garrettruskamp Learn more about Pioneer Farmer here! Make sure to hit follow/subscribe so you never miss an episode!

Episode Summary In this episode, I dive deep into idea of "what you're not changing, you're choosing" and how this statement can challenge us to reflect on our current situations, acknowledge our struggles, and determine whether we will remain stagnant or take action to change. Key takeaways from this week's episode: Recognizing Uncontrollable vs. Controllable Factors: While external challenges may be inevitable, our responses to them shape our outcomes. The Pain of Staying the Same vs. The Pain of Change: True growth happens when the discomfort of the current situation outweighs the fear of change. Daily Decisions Matter: Change isn't a one-time event but a continuous choice we must make daily. Learning from the Past: If we fail to learn from our past mistakes, we are choosing to repeat them—potentially passing those struggles on to future generations. Farm Succession and Generational Planning: Decisions made today impact the future sustainability of agricultural operations. Splitting assets evenly may not always set the next generation up for success. Taking Ownership: Whether in business, family, or personal growth, owning our choices leads to growth and resilience. Change is never easy, but staying stuck can be even harder in the long run. The choice is always yours. Will you remain where you are, or will you take action to create a better future for yourself, your family, and your business? If this episode resonated with you or if you're struggling with making a change, reach out Resources & Links: To learn more about how I can help you achieve financial clarity and confidence through essential tools and systems, check out my free training here! Connect with Garrett: Follow on Instagram - @garrettruskamp Follow on Facebook - Garrett Ruskamp Follow on TikTok - @garrettruskamp Learn more about Pioneer Farmer here! Make sure to hit follow/subscribe so you never miss an episode!

Episode Summary When it comes to expanding your farm operation, there are lot of factors that play into those big decisions.Whether you're considering leasing more land, purchasing additional acreage, or investing in new equipment, I dive into the financial, operational, and strategic factors that should guide your choices.Tune into this week's discussion on farm expansion to learn more! In this week's episode I share some key insights on farm expansion: Understanding Your Business Goals – Defining long-term and short-term objectives to guide farm expansion. The Role of Financial Planning – How to evaluate cash flow, debt levels, and overall financial stability before making expansion decisions. Cost-Benefit Analysis – Weighing the financial risks and benefits of expansion opportunities. Evaluating Debt vs. Cash Flow – How to fund expansion wisely without overextending your farm's financial health. Expanding your farm can be a game-changer, but it's not a decision to take lightly. By evaluating your operation's financial integrity, analyzing your opportunities with a strategic mindset, and making sure that growth aligns with your long-term goals, you can set yourself up for sustainable success. Resources & Links: To learn more about how I can help you achieve financial clarity and confidence through essential tools and systems, check out my free training here! Connect with Garrett: Follow on Instagram - @garrettruskamp Follow on Facebook - Garrett Ruskamp Follow on TikTok - @garrettruskamp Learn more about Pioneer Farmer here! Make sure to hit follow/subscribe so you never miss an episode!

Episode Summary Welcome back to this week's episode of Pioneer Mindset where I sit down with insurance agent, Landon Shafer and we dive into different strategic options to protect your operation! Navigating crop insurance decisions requires a strategic and informed approach to protect both revenue and yield. With tight margins and an ever-changing market landscape, farmers must move beyond making the same choices year after year and instead focus on making intentional, data-driven decisions. Understanding break-even projections, revenue guarantees, and available coverage options is crucial to mitigating financial risks.Additionally, broader insurance options for livestock and forage present opportunities for farmers to safeguard their entire operation.Check out this week's episode for more! Key points from this week's crop insurance conversation with Landon Shafer: Break-even Analysis: Knowing break-even yields and costs is critical for making informed coverage decisions. Strategic Decision-Making: Crop insurance should be a business decision, not an emotional or habitual one. Hail and Wind Coverage: Rising costs require producers to reassess deductibles and coverage levels to balance affordability with protection. Livestock Insurance: High prices make revenue protection policies like LRP and LGM valuable tools for managing risk. Customizing Coverage: Farmers should assess their unique risk tolerance and adjust policies accordingly, rather than opting for a one-size-fits-all approach. Value vs. Premium Costs: The focus should be on maximizing coverage value rather than just minimizing premiums. Annual Reassessment: Because conditions change yearly, reviewing and adjusting coverage options is essential for optimizing risk management. Resources & Links: To learn more about how I can help you achieve financial clarity and confidence through essential tools and systems, check out my free training here! Connect with Garrett: Follow on Instagram - @garrettruskamp Follow on Facebook - Garrett Ruskamp Follow on TikTok - @garrettruskamp Learn more about Pioneer Farmer here! Make sure to hit follow/subscribe so you never miss an episode!

Episode Summary Planning for the unexpected is crucial for farmers and ranchers, whether operating solo or within a family business. Without a clear plan, a sudden accident, disability, or death can turn a once-thriving operation into a burden for loved ones. To prevent chaos, it's essential to document daily processes, financial details, and contingency plans to ensure smooth continuity. Proactively addressing these concerns may be uncomfortable, but it is far better than leaving loved ones to navigate a crisis unprepared.Tune into this week's episode for actionable tips on how to set your business up to continue when the unexpected happens. Key takeaways from this week's episode on how to prepare for the unexpected: Decentralized Operations – Even in a one-person business, someone else should be familiar with daily tasks. Record-Keeping – Maintain detailed records of assets, debts, contracts, and operational processes. Financial Planning – Assess life insurance coverage, disability insurance, and savings to ensure financial security. Income Stability – Evaluate how many months of expenses are covered by savings in case of injury or inability to work. Family Considerations – If the primary provider is lost, ensure plans are in place for the family's financial stability. Proactive Mindset – Thinking through worst-case scenarios now can prevent major hardships later. Resources & Links: To learn more about how I can help you achieve financial clarity and confidence through essential tools and systems, check out my free training here! Connect with Garrett: Follow on Instagram - @garrettruskamp Follow on Facebook - Garrett Ruskamp Follow on TikTok - @garrettruskamp Learn more about Pioneer Farmer here! Make sure to hit follow/subscribe so you never miss an episode!

Episode Summary In this episode, I dive deep into the importance of learning the right skills necessary for success. Do you ever feel like you lack the right skills or that you're just not meant to succeed in a particular area? Whether in business or personal life, skills are something that can be taught and learned. I explore how identifying and developing the right skills can be the difference between failure and success. In this week's episode I share some takeaways on skills for success: Skills vs. Talent: While talent and instinct can give some an advantage, success ultimately comes down to acquiring the right skills. Defining Success: Understanding what success means to you is crucial to setting meaningful goals. Evaluating Your Skills: Ask yourself if you have the right skills to succeed. If not, what steps are you taking to develop them? Breaking the Cycle: The definition of insanity is doing the same thing over and over while expecting different results. Learning new skills is key to breaking ineffective habits. Generational Learning: While past generations provide valuable lessons, adapting to modern challenges requires new skills and perspectives. Taking Action: Success comes from actively seeking and learning the skills that will drive you forward. Rather than blaming external factors like the economy, weather or competitors, take control by acquiring the right skills. Challenges are inevitable, but with the right mindset and tools, they can be overcome. Learning the right skills will not only help in business but also in personal relationships, and overall life balance. Resources & Links: To learn more about how developing the right skills can lead to success in your business, check out my free training here! Connect with Garrett: Follow on Instagram - @garrettruskamp Follow on Facebook - Garrett Ruskamp Follow on TikTok - @garrettruskamp Learn more about Pioneer Farmer here! Make sure to hit follow/subscribe so you never miss an episode!

Episode Summary This week I dive into the Five C's of Credit that help strengthen your borrowing power and maintain a good relationship with lenders. By managing these effectively, you can position yourself as a reliable borrower, reduce stress, and secure financing for your business goals. These are the key takeaways from this week's episode on the 5 C's of Credit: Capital: Maintain high capital reserves to protect your borrowing power and show banks you are managing their investment responsibly. Strong capital gives you leverage over lenders and enhances trust in your financial stability. Collateral: Keep collateral evaluations current and accurate, especially as market values for assets (e.g., equipment or land) fluctuate. Understand loan-to-value (LTV) ratios (e.g., 70–80% for most assets) to anticipate how much you can borrow. Avoid overestimating asset values; banks prioritize conservative assessments. Conditions: Communicate the purpose of the loan clearly (e.g., funding business growth versus personal expenses). Monitor economic conditions and industry trends to align financing requests with realistic expectations. Track financial performance (e.g., profitability and cash flow) to demonstrate your business's viability. Resources & Links: Set your business up for success and make lending decisions with confidence!Check out my free training here to learn how you can take control in your business! Connect with Garrett: Follow on Instagram - @garrettruskamp Follow on Facebook - Garrett Ruskamp Follow on TikTok - @garrettruskamp Learn more about Pioneer Farmer here! Make sure to hit follow/subscribe so you never miss an episode!

Episode Summary Farm transition is a complex process that involves more than just passing down land; it requires careful planning of assets, management, and financial strategies. Many farmers rely on their land as a retirement asset, but without proper planning, this approach can create challenges for the next generation. Open communication and proactive planning are key to ensuring a smooth transition while balancing financial security and legacy goals. In this week's episode I share some key points when thinking about farm transition: Start Planning Early: Don't wait—initiate discussions and create a flexible transition plan that can be adjusted over time. Diversify Retirement Income: Relying solely on farm land for retirement can burden the next generation; explore options like life insurance or lease-to-own agreements. Understand Perspectives: Both generations should consider each other's challenges—older farmers' sacrifices and younger farmers' uncertainties. Avoid "Maybe" Plans: Don't build your future on uncertain promises; ensure clear expectations and commitments are established. Communication is Essential: Regular, honest conversations help set expectations, prevent misunderstandings, and align goals for the future of the farm. Resources & Links: To learn more about how I can help you achieve financial clarity and confidence through essential tools and systems, check out my free training here! Connect with Garrett: Follow on Instagram - @garrettruskamp Follow on Facebook - Garrett Ruskamp Follow on TikTok - @garrettruskamp Learn more about Pioneer Farmer here! Make sure to hit follow/subscribe so you never miss an episode!

Episode Summary In this week's episode, I talk about finding the balance between a strong work ethic and effective time management.My grandpa used to always say "I'd rather wear out than rust out" and I dive into how some of the lessons passed down through generations, shape our mindsets around the values of hard work. A few key points from this week's episode: Work Ethic in Perspective: A strong work ethic can lead to productivity and success, but it can also result in burnout or neglect of family and personal priorities. Evaluating Time Investment: It's essential to assess the return on time for each task. Are you investing your hours into activities that align with your long-term goals? Working In vs. On Your Business: Use slower seasons to work on your business—strategizing, planning, and improving operations—rather than simply filling time with low-value tasks. Opportunity Cost Matters: Time is a finite resource. Consider whether the time spent on certain tasks could be better used elsewhere. Resources & Links: To learn more about how I can help you achieve financial clarity and confidence through essential tools and systems, check out my free training here! Connect with Garrett: Follow on Instagram - @garrettruskamp Follow on Facebook - Garrett Ruskamp Follow on TikTok - @garrettruskamp Learn more about Pioneer Farmer here! Make sure to hit follow/subscribe so you never miss an episode!

Episode Summary This week I dive into the importance of how a cash flow helps manage the unpredictability of farming by providing a clear picture of income, expenses, and financing needs. From understanding the why behind financial planning to how to build an accurate cash flow plan, tune in this week for some actionable steps for better gaining financial clarity in your operation! This week I hit on two main points: Why a cash flow plan is essential to your operation How to build an accurate cash flow that gives you a clear picture of your operation Resources & Links: To learn more about how I can help you achieve financial clarity and confidence through essential tools and systems, check out my free training here! Connect with Garrett: Follow on Instagram - @garrettruskamp Follow on Facebook - Garrett Ruskamp Follow on TikTok - @garrettruskamp Learn more about Pioneer Farmer here! Make sure to hit follow/subscribe so you never miss an episode!

Episode Summary Join me this week as I look ahead to 2025!I dive into setting goals, problem solving and seeking accountability as we start the new year. Short-Term vs. Long-Term Goals Short-Term Goals: Avoid being overly ambitious to prevent burnout. Focus on small, realistic wins to build momentum. Long-Term Goals: Be more ambitious. Success with short-term wins adds up over time, making ambitious long-term goals achievable. Best Practices for Goal Setting Align all goals with a clear long-term vision. Be realistic to avoid discouragement. Frequently review and adjust goals to remain relevant and reflective of progress. Accountability Seek accountability from friends, mentors, or groups. Regular check-ins can help ensure goals are met and challenges addressed. Focus on Problem-Solving Growth isn't just about doing more; solving underlying problems leads to more efficient progress. Prioritize resolving business or personal challenges that could hinder overall success. "Do the Hard Things First" Tackle difficult and important tasks early to avoid procrastination. Completing challenging tasks boosts confidence and makes smaller tasks easier. Taking Action Action drives results, which in turn fuels motivation. Waiting for motivation to start is counterproductive; action is the first step. Resources & Links: To learn more about how I can help you achieve financial clarity and confidence through essential tools and systems, check out my free training here! Connect with Garrett: Follow on Instagram - @garrettruskamp Follow on Facebook - Garrett Ruskamp Follow on TikTok - @garrettruskamp Learn more about Pioneer Farmer here! Make sure to hit follow/subscribe so you never miss an episode!

Episode Summary Welcome back to this week's episode of Pioneer Mindset, where I reflect back on 2024 and share some of my takeaways on navigating the ups and downs of the agricultural industry, the importance of financial discipline, and lessons from both good and challenging times. My 2024 Takeaways: Financial and Operational Lessons Learned Significance of decisions made during prosperous times and their impact on weathering future challenges. The value of understanding one's financial position through cash flow management and balance sheets. Learning from both successes and mistakes to make informed decisions. Emotional and Practical Decision-Making Removing emotions from critical decisions while acknowledging and processing feelings. The importance of controlling what is within one's power, especially in an unpredictable industry like agriculture. Mindset and Core Values Doing the best with what you have and learning from the past to shape a better future. The importance of gratitude and acknowledging accomplishments to foster a positive outlook. Join me next week as I share some of thoughts looking ahead to 2025! Resources & Links: To learn more about how I can help you achieve financial clarity and confidence through essential tools and systems, check out my free training here! Connect with Garrett: Follow on Instagram - @garrettruskamp Follow on Facebook - Garrett Ruskamp Follow on TikTok - @garrettruskamp Learn more about Pioneer Farmer here! Make sure to hit follow/subscribe so you never miss an episode!

Episode Summary This week I dive into the conversation of booking crop inputs for 2025.With 2024's crop behind us and the end of the year coming up quickly, booking inputs for the next year's crop is at the forefront of many conversations.So let's dive into some of the practical points around these end of the year conversations. In this week's episode I share some key points around booking inputs for the 2025 crop: Realistic Yield Projections: Use conservative estimates to avoid overestimating profitability. Calculate a breakeven point either per acre or per bushel. Profit Considerations: Define profit clearly—it could range from covering family living expenses to increasing equity through term debt repayment. In tough years, breaking even while covering all essential expenses can still be considered progress. Cost Management: Identify and focus on essential inputs (e.g., seeds, fertilizers). Evaluate the necessity of additional costs and seek alternatives to reduce them. Revenue Improvement: Enhance pricing through risk management and marketing advisors who can remove emotional biases and secure better prices, even with incremental gains. Explore different markets or crops, such as organic, alfalfa, or small grains, to become a price maker rather than a price taker. Decision-Making Responsibility: Avoid defaulting to input decisions based on trends, sales pitches, or peer influence. Be deliberate and responsible, as these decisions directly affect the sustainability of the business. Tools and Assistance: Utilize tools for breakeven analysis tailored to your operation's needs. Seek advice or tools from experienced sources to make informed decisions. Resources & Links: Do you find yourself overwhelmed and struggle keeping your finances organized to make big decisions throughout the year? Check out my free training here for some practical strategies to stay on top your finances throughout the year! Connect with Garrett: Follow on Instagram - @garrettruskamp Follow on Facebook - Garrett Ruskamp Follow on TikTok - @garrettruskamp Learn more about Pioneer Farmer here! Make sure to hit follow/subscribe so you never miss an episode!

Episode Summary In this episode, I talk about the stress of financial strain during the holiday season. While the holidays bring joy, family gatherings and celebrations, they can also amplify tensions around spending, budgeting, and managing finances. Whether it's buying gifts or covering personal and business expenses, many find themselves juggling debt and anxiety. This week, I share actionable strategies to alleviate that stress, build financial clarity, and improve communication with your spouse about money. In this week's episode I share some actionable strategies to help alleviate stress: Separate Bank Accounts: Why separating personal and business finances is critical for clarity and organization. Know Your Profitability: Tools and methods to track true profitability, from cash flow tracking to break-even analyses. Pay Yourself a Wage: The importance of compensating yourself consistently, even during lean years and how paying yourself can reduce financial stress at home and create predictability in personal budgeting. Take Money Off the Table: The value of rewarding your family and proving to yourself that your hard work has tangible benefits. Key Financial Questions to Ask Yourself: Does your business provide the lifestyle you want to live? Are you compensating yourself for the time and effort you dedicate to your business? Is your current financial system creating clarity or confusion? Resources & Links: If you're looking for clarity in your finances to help make confident business decisions, click here to check out my free training! Connect with Garrett: Follow on Instagram - @garrettruskamp Follow on Facebook - Garrett Ruskamp Follow on TikTok - @garrettruskamp Learn more about Pioneer Farmer here! Make sure to hit follow/subscribe so you never miss an episode!

Episode Summary In this episode, I dive into how you can have effective conversations with your banker, especially as renewal season for lines of credit approaches. Building on insights from Episode 32, we explore how to prepare, think like a banker, and take ownership of your financials to ensure productive discussions about financing for your farm or business. A few key topics covered in this week's episode: The Importance of Proactive Preparation: Why "winging it" often leads to missed opportunities. The benefits of role-playing conversations and outlining key points beforehand. Understanding Your Banker's Perspective: How economic factors and top-down policies influence their decisions. Viewing your banker as the intermediary between you and the loan committee. Cash Flow Fundamentals: The dangers of letting your banker create your cash flow projections. Steps to take ownership of your cash flow and ensure accuracy. Why it's essential to request and review copies of cash flows and balance sheets prepared by your banker. Accountability in Financial Reporting: Real-life examples of discrepancies in financial reports and how to address them. Holding both yourself and your banker accountable for accurate representations. Avoiding Financial Pitfalls: Why relying on off-farm income to bolster cash flow is unsustainable. The risks of "stretching the truth" in financial projections to secure loans. Becoming a Steward of Your Numbers: Treating your financials with the same care and diligence as your land and resources. Tips for building a sustainable financial strategy for your operation. Resources & Links: Ready to take control of your loan renewal process and build confidence in your conversations with your banker? Book a free strategy call today and gain the tools to present your cash flow with clarity, build trust with your banker, and secure the financing you need to thrive. Let's work together to ensure you're prepared, proactive, and in control. Click here to schedule your call now! Connect with Garrett: Follow on Instagram - @garrettruskamp Follow on Facebook - Garrett Ruskamp Follow on TikTok - @garrettruskamp Learn more about Pioneer Farmer here! Make sure to hit follow/subscribe so you never miss an episode!

Episode Summary In this episode, I dive into a topic that's often overlooked but critical for every farmer and business owner: tax planning. While it might not be the most exciting part of running a business, staying on top of your finances and preparing for taxes can make or break your operation's long-term success. Here are a few key takeaways from this week's episode: 1. Reactive vs. Proactive Tax Planning: End-of-year tax scrambling isn't true planning—it's damage control. Proactive tax planning starts with staying organized throughout the year and projecting future income and expenses. 2. Organization is Key: Trying to organize a year's worth of financial records in December leads to stress and poor decisions. If you're already behind this year, use the time to prepare for next year. Start fresh with systems in place on January 1st. 3. Focus on Actuals and Projections: Accountants focus on actuals—what has already happened. A proactive plan includes projections—predicting future income and expenses to make better decisions ahead of time. 4. Avoiding Bad Decisions: Don't make unnecessary purchases or take rash actions just to reduce taxes. Paying taxes isn't the enemy; it's often a sign of profitability. 5. Implementing the Right Tools: Using tools like Farmer Metrics or other accounting systems can help streamline your financial tracking and decision-making. Resources & Links: Ready to level up your tax planning? Get ahead of the game by staying organized and proactive. Check out my free training here to learn more about how I can help you be proactive in your business! Connect with Garrett: Follow on Instagram - @garrettruskamp Follow on Facebook - Garrett Ruskamp Follow on TikTok - @garrettruskamp Learn more about Pioneer Farmer here! Make sure to hit follow/subscribe so you never miss an episode!

Episode Summary In this episode, I talk about time management and how to prioritize effectively within your business. Using the concept of ROT (Return on Time), I break down the importance of distinguishing between problems and opportunities, focusing on how to solve pressing issues first to create a sustainable and efficient business. In this week's episode I share some of my thoughts on time management: Understanding Problems vs. Opportunities: Problems threaten your business's future, such as cash flow, labor shortages, or organizational challenges. Opportunities are untapped avenues to expand or grow, like acquiring more land, equipment, or diversifying revenue streams. The Risks of Focusing Solely on Opportunities: Opportunities are exciting and fun but can lead to bigger problems if not balanced with addressing current challenges. Growing without resolving core issues can amplify inefficiencies and strain resources. Prioritizing for Long-Term Success: Solve smaller problems first to avoid them snowballing into bigger ones. Addressing problems improves your business's foundation, allowing you to pursue opportunities more effectively. Balancing Problems and Opportunities: Dedicate the majority of your time (e.g., 90%) to solving problems and a smaller portion (10%) to exploring opportunities. Avoid the pitfalls of "shiny object syndrome" by letting ideas sit and revisiting them later with a clearer perspective. Practical Tips for Managing Your To-Do List: Distinguish items on your to-do list as either problems or opportunities. Develop systems and processes to create a decentralized operation, freeing up time to work on the business rather than in it. Resources & Links: Do you struggle with time management and effectively prioritizing your time?Check out my free training here to learn more about how I can help you stay on track in your business! Connect with Garrett: Follow on Instagram - @garrettruskamp Follow on Facebook - Garrett Ruskamp Follow on TikTok - @garrettruskamp Learn more about Pioneer Farmer here! Make sure to hit follow/subscribe so you never miss an episode!

Episode Summary In this episode, I dive into understanding your financial position during the post-harvest and fourth-quarter period. I discuss the importance of maintaining an accurate balance sheet and why knowing your financial position is crucial for managing a sustainable business. Tune in to understand how monitoring your balance sheet can boost your business's resilience, help you prepare for the new year, and put you in control. In this week's episode I dive into updating your finances at year end: Tracking a Constantly Changing Balance Sheet: Key considerations for tracking accounts payable, receivable, and rolling over your balance sheet as the season wraps up. Managing Crop and Livestock Inventories: Inventory management strategies to maintain accurate data on harvested crops, feed, or livestock purchases and sales. Efficiently Recording Assets and Liabilities: Why it's critical to monitor accounts payable from harvest repairs or future investments in seed, fertilizer, and equipment. Empowering Financial Independence: Why being proactive about your financials gives you leverage with bankers and improves financial decision-making. Developing a System and Process: The importance of finding a system that works for you to stay organized and avoid procrastination. Resources & Links: To learn more about how I can help you achieve financial clarity and confidence through essential tools and systems, check out my free training here! Connect with Garrett: Follow on Instagram - @garrettruskamp Follow on Facebook - Garrett Ruskamp Follow on TikTok - @garrettruskamp Make sure to hit follow/subscribe so you never miss an episode!

Episode Summary In this episode, I dive into what it means to manage life and work after the harvest season. Whether you're in farming, ranching, or any ag business, navigating the shift from a high-intensity period to a slower season can be both a challenge and an opportunity. Here's a breakdown of what I cover: In this week's episode I talk about shifting gears after the busy season: Understanding the Post-Harvest Transition: The mental shift from "harvest mode" to the post-season's tasks and mindset. Managing Post-Harvest Workload: Breaking the myth that post-harvest is a restful season. For many, post-harvest can bring just as much to manage as the busy season. Finding Balance & Switching Gears: Balancing on-the-ground work and necessary office tasks, like cash flow projections and tax planning. Importance of Taking a Break: Recognizing the importance of rest after high-stress periods, whether it's a small family getaway or a weekend at home. Prioritize and Execute Framework: Using prioritization to manage overwhelm and tackle the many to-do's before winter. Resources & Links: Need help prioritizing and managing your time? Click here to check out my free training inside Pioneer Farmer! Connect with Garrett: Follow on Instagram - @garrettruskamp Follow on Facebook - Garrett Ruskamp Follow on TikTok - @garrettruskamp Make sure to hit follow/subscribe so you never miss an episode!

Episode Summary In this episode, I discuss the topic of ego. Building on some thoughts from a previous episode I did on ego, I dive more into what ego is, how it influences our decisions, and the importance of balancing confidence with humility, especially during times of success. Whether you're a farmer reflecting on the season's yields or anyone facing life's ups and downs, this episode shares my insights on how to stay grounded through both achievement and challenges. In this week's episode I share some of my thoughts on ego in farming and business: Learning from Harvest Success: As the season winds down, I reflect on how ego can make us feel solely responsible for our achievements, while it's often a mix of hard work, timing, and a bit of luck. The "High Horse" Effect: "The higher the horse, the harder the fall." Success can make us feel invincible, but staying grounded is essential to avoid harsh reality checks. Listening to the Whisper of Humility: Ego tends to scream, while humility—or the "whisper" of wisdom—takes patience and awareness to hear. The Dichotomy of Confidence and Humility: Inspired by "The Dichotomy of Leadership," I discuss finding a balance between ego-driven motivation and humility. This balance, termed "humble confidence," is key to navigating life's challenges. Resources & Links: Check out my free training here to learn more about how I can help you find balance and confidence in your business! Connect with Garrett: Follow on Instagram - @garrettruskamp Follow on Facebook - Garrett Ruskamp Follow on TikTok - @garrettruskamp Make sure to hit follow/subscribe so you never miss an episode!

Episode Summary This week on Pioneer Mindset, I dive into financing options for purchasing inputs. Whether you're booking chemicals, crop protection products, or considering equipment financing through options like John Deere Financial or Rabobank, this episode goes into different options farmers should consider when it comes to financing options. I share some of my own personal experiences with different financing options and how they can affect things like managing cash flow, the impact on balance sheets, and avoiding disorganization. In this week's episode I share some of my own key financing takeaways: Types of Financing: John Deere Financial, Rabobank, and others for securing inputs like chemicals and crop protection. Pros of Financing: Potential savings on interest (e.g., saving $5,800 for a $70,000 investment), freeing up operating funds, and being able to allocate cash flow elsewhere in the operation. Cons of Financing: Confusion and difficulty managing finances, the risk of creating bad spending habits, and the potential for disorganization to cost more than the savings. Managing Accounts: The challenges of tracking liabilities, interest rates, and cash flow when using various financing options, including credit cards. Staying Organized: The importance of organization in avoiding financial pitfalls and maintaining clear, confident decision-making in farm management. Resources & Links: Check out my free training here to learn more about how I can help you create strategies for better financial management and decision-making on your farm. Connect with Garrett: Follow on Instagram - @garrettruskamp Follow on Facebook - Garrett Ruskamp Make sure to hit follow/subscribe so you never miss an episode!

Episode Summary As we are in the thick of harvest, this week I talk about comparison. During harvest as everyone is out in the field, it's easy to compare yourself to other farmers and operations. When you see someone else's new piece of equipment or hear about bin busting yields in the field next to yours, it's easy to let those comparison thoughts hit hard. In this episode, I dive into how important it is to stay focused on your own progress and accomplishments. In this week's episode I share some of thoughts on harvest comparison: Watch Your Own Bobber: Keep your focus on your own goals and progress, rather than getting distracted by what others are doing. Comparing to Others Doesn't Help: Whether it's equipment or yields, comparing yourself to others often leads to discouragement and serves no productive purpose. Compare Current Self to Old Self: Comparing current self to your old self, you can actually measure how far you've come rather than where someone else is. Recognizing your own growth is what truly matters. Yields and Success Can Be Deceiving: High yields or visible success don't always tell the full story. Focus on profit per acre and other metrics within your own operation matters more in the long run. Everyone Has Their Own Struggles: Even the farmers who seem to "have it all" face unseen challenges. Striving to have what someone else has might mean sacrificing things you value. Do Your Best: At the end of the day, the most important thing is to do the best you can with the resources you have. Let go of comparisons and trust that your hard work will pay off in its own way. Resources & Links: Check out my free training inside Pioneer Farmer, click here! Connect with Garrett: Follow on Instagram - @garrettruskamp Follow on Facebook - Garrett Ruskamp Make sure to hit follow/subscribe so you never miss an episode!

Episode Summary This week's episode is very different as I share the uncomfortable about a personal experience that I went through. Last year, we lost our son Sam at 15 weeks of our pregnancy. I talk about what it was like for me as a father and husband, trying to manage my emotions and still be a strong, supportive man for my wife and family. October is Pregnancy and Infant Loss Awareness month, so I wanted to share my experiences in hopes of bringing comfort or support for anyone with a similar story and also to bring awareness to the challenges we have faced through pregnancy loss. Connect with Garrett: Follow on Instagram - @garrettruskamp Follow on Facebook - Garrett Ruskamp I encourage you to share this episode with someone else that may of gone through a similar experience that needs to know they are not alone in their struggles.

Episode Summary This week I talk about the first pillar of CORE 4: Body.I dive into how your physical health is the foundation to making positive impacts in all areas of your life - being, balance and business.Tune in as I share my own personal journey and some tips that I have found helpful to remain consistent with your physical health. In this week's episode I dive into the different ways focusing on your physical health can impact all areas of your life: Why Your Body Matters: I share how feeling good physically can boost energy, focus, and productivity creating big impacts throughout the other areas of your life. Start Simple: It can be easy to over complicate things— starting simple can make a big difference by focusing on nutrition, exercise, and sleep. Tips for Staying Healthy During Harvest: I share some tips on how to keep your physical health a priority, even during busy season or when on the road. Awareness and Discipline: I talk about how discipline and setting goals is crucial for long-term success. Grace and Self Compassion: Be kind to yourself and remember that every little bit helps as you work towards these goals. Resources & Links: Check out my free training inside Pioneer Farmer, click here! Connect with Garrett: Follow on Instagram - @garrettruskamp Follow on Facebook - Garrett Ruskamp Make sure to hit follow/subscribe so you never miss an episode!

Episode Summary This week I dive into expectations vs reality that deal with in business and life.I share about how our expectations often don't align with reality, especially when it comes to the time it takes to complete tasks or reach milestones. Whether you're going through a slow journey of growing a successful farm or business, this episode is a reminder that good things take time, and patience is key. A few takeaways from this week's episode: Time Management Reality Check: The phrase "everything takes longer than you think" rings true in both farming and everyday life. Patience in Growth: Just like crops don't grow overnight, reaching your goals in farming or life requires patience. The journey may be longer than expected, but persistence and patience are crucial for long-term success. The Arrival Syndrome: Be wary of focusing so much on future goals that you forget to appreciate how far you've already come. Recognizing your past achievements can help you stay motivated and grounded. Realistic Expectations: It's important to align your expectations with reality, whether it's about how long a task will take or how quickly you'll reach a goal. Resources & Links: Check out my free training inside Pioneer Farmer, click here! Connect with Garrett: Follow on Instagram - @garrettruskamp Follow on Facebook - Garrett Ruskamp Make sure to hit follow/subscribe so you never miss an episode!

Episode Summary In this episode of Pioneer Mindset, I dive into an essential question for every farmer or rancher: "Do you know your current financial position?" This week, I explain why understanding your financial situation is crucial for securing financing and continuing operations into the next year. As harvest season kicks off, I encourage you to evaluate your working capital, equipment values, and commodity prices, as these factors directly impact your ability to secure future funding. In this week's episode I share insights on how to prepare to for securing next year's funding: Do you have a clear grasp of your finances? Knowing your current financial standing is critical for future success. The impact of how the declining values of equipment and commodities are going to have on our financial position for next year. The importance of being proactive and preparing for renewal season now and not waiting until next year. Resources & Links: Knowing your financial position and being proactive in working with your banker can streamline your renewal process, ultimately minimizing your stress, even in a downturn year.Learn more about Pioneer Farmer and how I can help you stay on top of your farm's finances by checking out my free training here! Connect with Garrett: Follow on Instagram - @garrettruskamp Follow on Facebook - Garrett Ruskamp Make sure to hit follow/subscribe so you never miss an episode!

Episode Summary In this important and deeply personal episode, I speak on a topic that is often left unspoken—mental health and suicide awareness, especially within the agriculture industry. September is Suicide Awareness Month, and it's important to address the mental health struggles that many face but seldom discuss, particularly among farmers, ranchers, and ag business owners. In this week's episode I share some of my own experiences when it comes to mental health and how mental health is a big issue in agriculture: Mental health is often overlooked because it's not talked about enough Navigating business while dealing with mental health struggles The importance of talking about our struggles and the strength of admitting we are not okay The value and importance of being a friend and being kind to others always Resources: One of my goals inside of Pioneer Farmer is to be support system to other farmers and ranchers while giving them the safe space to openly talk about their struggles, knowing they are not alone in what they face inside their businesses.If this episode hits home for you, please click here to schedule a call with me to have a safe and honest conversation about some of the issues you may be facing in your business or operation. Connect with Garrett: Follow on Instagram - @garrettruskamp Follow on Facebook - Garrett Ruskamp Make sure to hit follow/subscribe so you never miss an episode!

Episode Summary This week I am excited to welcome my first guest to Pioneer Mindset, Zane Abner, a grain and livestock risk management consultant and insurance agent with Tredas. As we approach the fall harvest season, Zane shares valuable insights for farmers and ranchers on navigating grain markets, managing risk, and creating proactive strategies to maximize profits. With a focus on practical advice for grain marketing, this episode is packed with tips to help producers make informed decisions during a volatile time in agriculture. In this week's episode I sit down with Zane to talk about grain markets as we head into harvest season.Below are some key topics we dive deep on in this episode. The importance of a proactive marketing plan Managing basis and carry with flexibility and efficiency Considering your cash flow needs when creating your marketing strategy Being a Price Maker vs. Price Taker The importance of having emotional detachment when creating a marketing plan Connect with Zane at Tredas: Check out their website - www.gotredas.com Follow on Facebook - Tredas Connect with Garrett: Follow on Instagram - @garrettruskamp Follow on Facebook - Garrett Ruskamp Resources & Links: Check out my free training inside Pioneer Farmer, click here! Make sure to hit follow/subscribe so you never miss an episode!

Episode Summary This week I explore the concept of missed opportunities and how decisions made in the past shape our present and future by learning from them.I talk about the importance of recognizing potential opportunities, even when they are disguised as challenges or obstacles.Many in farming and family businesses, often go back to the security of familiar paths rather than exploring new ventures that may offer growth and success.This episode is about encouraging you to be willing to explore new ideas, step into uncomfortable situations, and pursue opportunities with purpose and conviction. In this week's episode I share some of my thoughts around missed opportunities: Missed opportunities often stem from the fear of the unknown and the comfort of familiar situations. It's important to not dwell on past mistakes but to learn from them and apply those lessons to future decisions. Growth often happens outside of your comfort zone; be willing to take risks and explore new ventures. Pursue opportunities with purpose and conviction, avoiding the pull to go back to comfortable but unfulfilling paths. Encourage younger generations to recognize and seize opportunities, helping them avoid the pitfalls of missed chances. Resources & Links: Check out my free training inside Pioneer Farmer, click here! Connect with Garrett: Follow on Instagram - @garrettruskamp Follow on Facebook - Garrett Ruskamp Make sure to hit follow/subscribe so you never miss an episode!

Episode Summary In this episode, I dive into the challenge of decision-making on the farm and business.I share about a recent decision I was faced with, which was implementing a grain dryer project on our farm.I share about the struggles between weighing the pros and cons, the fear of unknown consequences, and the heavy responsibility that comes with making decisions that have substantial financial commitments. In this week's episode I share the weight of making decisions on the farm and in business: I dive into understanding how the weight of decisions can lead to stress and indecisiveness. How to effectively list out the benefits and drawbacks of any major decision. The importance of updating financial projections to guide decision-making. Embracing the uncertainty of the future and being prepared to learn from the outcomes. Resources & Links: If you struggle with the weight of making major financial decisions, be sure to check out my free training inside Pioneer Farmer. Click here to see how I can help you & your operation! Connect with Garrett: Follow on Instagram - @garrettruskamp Follow on Facebook - Garrett Ruskamp If you found this discussion helpful, make sure to follow/subscribe to the podcast so you don't miss out on future episodes. Also, share this episode with others who might be facing tough decisions in their business or personal lives.

Episode Summary Have you ever taken the time to look back and reflect on your current season and realized it's what you have been praying for?Do you find it hard to be content in your current season? In this week's episode, I focus on the challenge of finding contentment and gratitude in the season you're currently in, especially when faced with new challenges and opportunities. In this week's episode I share about finding contentment and gratitude in the season you're currently in: The current season always seems like it's the hardest.I dive into while each season has its challenges, it also has it's rewards too. I talk about finding the balance of being content where you are but also striving towards achieving goals for the future. I wrap up the episode sharing the importance of finding gratitude in every season. Resources & Links: Check out my free training inside Pioneer Farmer, click here! Connect with Garrett: Follow on Instagram - @garrettruskamp Follow on Facebook - Garrett Ruskamp Make sure to hit follow/subscribe so you never miss an episode!

Episode Summary This week I discuss the challenges and stories in our head that come from a scarcity mindset. How do we overcome these mindsets when faced with new challenges? Tune in as I share of some ways that have helped me breed clarity when faced with uncertainty. In this week's episode I share how we can deal with a scarcity mindset: I dive into how focusing on the facts can help us through the fog of uncertainty. I talk about the importance of focusing on our numbers and creating a plan in order to move forward through whatever we are currently facing. Remembering that we are not that only ones that struggle and that there is power in asking for help to guide us through our struggles, along with utilizing the proper tools and resources. Resources & Links: Looking to gain some clarity? Check out my free training inside Pioneer Farmer, click here! Connect with Garrett: Follow on Instagram - @garrettruskamp Follow on Facebook - Garrett Ruskamp Make sure to hit follow/subscribe so you never miss an episode!

Episode Summary In this week's episode, I share about our small grains harvest from this year, focusing on wheat, rye, and triticale.I dive into the yields, revenues, and unique benefits of each grain, and share some insights into our farming practices. Join me as I discuss the highs and lows of this year's harvest, the economics behind these crops, and the importance of soil health and crop diversity. In this episode I give insight into our small grains harvest from this year: I dive into yields, crop marketing and revenue. The benefits of adding these small grains into our crop rotation and the soil health benefits. Resources & Links: Check out my free training inside Pioneer Farmer, click here! Connect with Garrett: Follow on Instagram - @garrettruskamp Follow on Facebook - Garrett Ruskamp Make sure to hit follow/subscribe so you never miss an episode!

Episode Summary On this episode of Pioneer Mindset, I dive into the struggles and challenges with some of our equipment on the farm and how I tried to keep a positive mindset through the setbacks. In today's episode I share how I am tried to manage some challenges we went through on the farm last week: I share some valuable advice received from a friend, "Better the barn than the house." Despite challenges and stress in business, how do we still keep a positive mindset? I dive into the importance of trying to keep the perspective of what we still have to be grateful for in times of struggle. Resources & Links: Check out my free training inside Pioneer Farmer, click here! Connect with Garrett: Follow on Instagram - @garrettruskamp Follow on Facebook - Garrett Ruskamp Make sure to hit follow/subscribe so you never miss an episode!

Episode Summary This week on Pioneer Mindset, I am diving into managing the different key areas of our farm operations and being intentional on where we are managing our time, both in the field and the finances. In this week's episode I share some thoughts that came up as we were in the thick of spraying this year's crop: I share an experience where I wasn't as intentional in the field and the consequences that came from poor management. While focusing on the day to day operation is important, it's just as important to take the time to apply that same mindset of management to our finances as well. A mindset shift towards intention and awareness in management of all aspects of the operation is crucial to long term success. Resources: Wondering how I can support you and provide guidance for better management? Check out my free training inside Pioneer Farmer, click here! Connect with Garrett: Follow on Instagram - @garrettruskamp Follow on Facebook - Garrett Ruskamp Make sure to hit follow/subscribe so you never miss an episode!

Episode Summary This week I shift my focus back to the mindset challenges that farmers face, especially during the busy season.I reflect on some personal challenges I've recently faced through trying new farming practices and dive into the mental stories that often come with working in the field and the difficulties in managing these thoughts. A few key take aways in this episode when handling challenges and ego that comes with trying new things on the farm: Mindset Management: Being aware and understanding how to navigate the mindsets that come from new challenges. Ego and Humility: Recognizing the role of ego in decision-making and the necessity of being open to failure and learning from it. I dive into how our ego can both drive innovation and lead to humbling experiences. Focusing on the Facts: The importance of grounding ourselves in factual information to prevent our thoughts from spiraling out of control, especially when facing unexpected setbacks. Resources & Links: Check out my free training inside Pioneer Farmer, click here! Connect with Garrett: Follow on Instagram - @garrettruskamp Follow on Facebook - Garrett Ruskamp Make sure to hit follow/subscribe so you never miss an episode!

Episode Summary Today, I continue the discussion from the last episode on making informed financial decisions. I share my experience with a software program that has transformed our operation's financial management over the past three years. In this episode I share all the benefits of this financial tool: I share how this tool can help you stay on top of your numbers and make proactive decisions for your farming operation. I dive into the balance sheet and cash flow portions of the software and how they relate to decision making. Not only will this tool help you stay on top of your numbers, it provides clarity and confidence when making decisions to move your operation forward in the right direction. Resources: If you want to learn more about Farmer Metrics, check out my free training inside Pioneer Farmer, click here! If you want to chat more about the software reach out on social media or send me an email at [email protected]. Connect with Garrett: Follow on Instagram - @garrettruskamp Follow on Facebook - Garrett Ruskamp Make sure to hit follow/subscribe so you never miss an episode!

Episode Summary This week I discuss how to make informed decisions in our farming operations.I share my most recent experience with this year's alfalfa crop and how a change in price affected our breakeven projections.This episode is not just about alfalfa but it's about focusing on the principles of strategic decision-making that can apply to any crop or livestock operation. In this episode I share our recent experience with a change in alfalfa prices and how I made a decisions based on that change: In moments of unexpected change it's easy to get caught up in the emotions and let that drive our decision making but I share how it's important to get back to the numbers to help you make an informed decision. Taking the time to know and understand your numbers and your financial position really helps kill the scarcity that change brings. Change is inevitable in farming but having a clear understanding of your finances helps take the feelings of scarcity and emotion out of decision making. Resources & Links: Check out my free training inside Pioneer Farmer, click here! Connect with Garrett: Follow on Instagram - @garrettruskamp Follow on Facebook - Garrett Ruskamp Make sure to hit follow/subscribe so you never miss an episode!

Episode Summary Welcome back to another episode of Pioneer Mindset! It's easy to get caught up, stressed, and lose sight of the joy in our daily tasks, especially in agriculture. Today, I'm thankful for the opportunity to haul corn, drive truck, and bail hay—tasks I genuinely enjoy.Shift my mindset to focus on the things that I enjoy each day has been a game changer for me.Today I am sharing about a concept that can help anyone struggling with finding balance and alignment in their life. In this episode I break down the concept of CORE 4 and how I can help you find alignment in your life: What is CORE 4? Body, Being, Balance and Business I share what each part of CORE 4 is and how they are all connected to one another. By being aware of each area and how they are connected can help you focus on what you can control while trying to navigate difficult challenges or stressful seasons. Resources: Check out my free training inside Pioneer Farmer, click here! Connect with Garrett: Follow on Instagram - @garrettruskamp Follow on Facebook - Garrett Ruskamp Make sure to hit follow/subscribe so you never miss an episode!