Don't wait! 3 steps to help you start tackling debt right now

<p>A <a href="https://www.nerdwallet.com/article/finance/personal-finance">new survey</a> shows one in five Americans have decided to put off any debt payment planning.</p> <p>PennyWise Podcast host Teri Barr is talking with <a href="https://www.nerdwallet.com/author/melissa-lambarena">Melissa Lambarena</a>, a credit card expert with NerdWallet, to learn why so many people are deciding not to deal with their debt right now.</p> <p>Melissa tells us more about the survey, than walks us through the simple but solid steps to start tackling your debt.</p> <p><strong>More from Melissa on NerdWallet:</strong></p> <ul> <li aria-level="1"><a href="https://www.nerdwallet.com/article/credit-cards/amex-member-week-cardholder-discounts">AmEx's Member Week Brings Cardholders Exclusive Discounts</a></li> <li aria-level="1"><a href="https://www.nerdwallet.com/article/credit-cards/dicks-sporting-goods-credit-card">5 Things to Know About the Dick's Sporting Goods Credit Card</a></li> <li aria-level="1"><a href="https://www.nerdwallet.com/article/credit-cards/jcpenney-credit-card">5 Things to Know About the JCPenney Credit Card</a></li> </ul><p><a href="https://omny.fm/shows/pennywise" rel="payment">Support the show: https://omny.fm/shows/pennywise</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>