Top Homeowners Insurance in Florida 2026
Orlando News Today | 2 Min News | The Daily News Now! · The Daily News Now!
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Show Notes
U.S. News ranks State Farm as the best homeowners insurance for Florida in 2026, offering competitive rates and comprehensive coverage. With a score of 4.8 out of 5, its the cheapest option overall, averaging $1,789 per year for a $300,000 dwelling. Other affordable picks include Florida Peninsula Insurance, Universal Insurance, and Homeowners Choice. Florida homeowners praise State Farms customer service and claims handling, but it lacks online quotes. Florida Peninsula Insurance ranks second with a 4.4 out of 5 score, offering customer loyalty and add-ons, but lacks financial strength ratings from major firms. Homeowners Choice and Universal Insurance round out the top four, but face more customer complaints than average.
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