Optimal Finance Daily - Financial Independence and Money Advice

J.D. Roth shares his take on historical and current stock market returns. Episode 299: How Much Does the Stock Market Return by J.D. Roth (Investing Success & Index Investing). J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own financial fate. The original post is located here: http://moneyboss.com/stock-market-returns Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Guest author Caleb McElveen with Money Mini Blog shares how to ride the emotional roller coaster that is budgeting. Episode 298: Riding the Emotional Roller Coaster of Budgeting by Caleb McElveen with Money Mini Blog (Debt & Habits). Kalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They are now debt-free and building wealth. Kalen shares everything he has learned on his blog, writing informative, entertaining, mini blogs to help you with your finances. Finances can be intimidating, so he keeps his posts short, sweet, and simple. The original post is located here: http://moneyminiblog.com/budgeting/riding-the-emotional-roller-coaster-of-budgeting Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Jason Price with PTMoney shares some traps that will rob you of your financial peace. Episode 297: 5 Traps That Will Rob You of Your Financial Peace by Jason Price with PT Money (Financial Freedom). PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Philip Taylor, a CPA, entrepreneur, and blogger who started the site in 2007. He also created FinCon, the popular conference for financial nerds. The original post is located here: https://ptmoney.com/traps-that-will-rob-you-of-your-financial-peace Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Chris Reining talks about the cost of gadget envy and what you can do about it. Episode 296: The Cost of Gadget Envy by Chris Reining (Save Thousands & Retire Early). Chris Reining is a thirty-something guy who provides resources to help manage your money and career to become financially free. His own path to financial freedom has had ups and downs, which is what he writes about on his site. He's been featured in the New York Times, on the Today Show, CNN, CBS, Business Insider, LifeHacker, and more. The original post is located here: https://chrisreining.com/cheapest-iphone-plan Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Sometimes financial independence blogs can make it sound like laziness works. Mr. Money Mustache addresses this issue. This is Part 2 of 2. Episode 295: Get Rich With: Good Old-Fashioned Hard Work - Part 2 by Mr. Money Mustache (Investing Success). Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s. Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two. The original post is located here: http://www.mrmoneymustache.com/2012/02/27/get-rich-with-good-old-fashioned-hard-work Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Sometimes financial independence blogs can make it sound like laziness works. Mr. Money Mustache addresses this issue. This is Part 1 of 2. Episode 294: Get Rich With: Good Old-Fashioned Hard Work - Part 1 by Mr. Money Mustache (FIRE). Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s. Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two. The original post is located here: http://www.mrmoneymustache.com/2012/02/27/get-rich-with-good-old-fashioned-hard-work Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Hear Paula Pant take on the Earn More vs. Save More debate and how simple it is to retire early. Episode 293: Why Earn More vs. Save More is the Wrong Debate by Paula Pant of Afford Anything (How to Retire Early). Paula Pant is the founder of the award-winning website AffordAnything.com and a writer and speaker specializing in money, business, and real estate investing. She is a real estate investor, as the owner of seven rental property units in metropolitan Atlanta. She holds a real estate license in Georgia. She's also the host of the Afford Anything podcast. The original post is located here: http://affordanything.com/2016/06/30/financial-independence Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Sam of Financial Samurai wonders: should I ask someone for their credit score during courtship? Episode 292: Should I Ask Someone for Their Credit Score Before Getting Into a Serious Relationship by Sam Dogen of Financial Samurai. Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all, he had spent 10 years working in the finance industry, got his MBA from Cal, invested and saved aggressively, and still got financially rocked! Since then, more than 20 million visitors have stopped by FinancialSamurai.com. The original post is located here: http://www.financialsamurai.com/should-i-ask-someone-for-their-credit-score-before-getting-into-serious-relationship Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

J. Money found some depressing statistics, but has some important takeaways that you should consider. Episode 291: Could You Come Up with $2,000 in an Emergency by J. Money of Budgets Are Sexy (Personal Finance Blogs Read to You). J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys. He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAreSexy.com into his full time “real job” a few short years later--14 million views later! The original post is located here: http://www.budgetsaresexy.com/2017/03/could-you-come-up-with-2000-in-an-emergency Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Ramit Sethi breaks down stocks vs. bonds--who should invest in what and why! Episode 290: All About Stocks and Bonds by Ramit Sethi of I Will Teach You To Be Rich (Index Fund Investing). Instead of saying “no” to spending on everything, Ramit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on what actually works. Not just for personal finance, but all aspects of life: money, careers, relationships, business, fitness and more. Since then, he's been testing and sharing his findings with the world via I Will Teach You To Be Rich. He's also written a New York Times bestselling book, been profiled in a 6-page Fortune article and pictured next to Warren Buffett Forbes Magazine, and have been featured by a long list of media, including the Wall Street Journal, ABC News, NPR, Fox Business, PBS, CNBC and more. He also has tons of documented success stories—more than 20,000. The original post is located here: http://www.iwillteachyoutoberich.com/blog/all-about-stocks-and-bonds Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Can you enjoy life now but still prepare for the future? Leo Babauta of Zen Habits says yes! Episode 289: Enjoy Life Now, And Save for Later; or, Why Delayed Gratification is a False Dichotomy by Leo Babauta of Zen Habits (Cash). Leo Babauta created Zen Habits, which is about finding simplicity and mindfulness in the daily chaos of our lives. It’s about clearing the clutter so we can focus on what’s important, create something amazing, find happiness. The original post is located here: https://zenhabits.net/enjoy-life-now-and-save-for-later-or-why-delayed-gratification-is-a-false-dichotomy Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

J.D. Roth shares what it takes and the fundamentals to keep your financial ship resilient. Episode 288: Developing Financial Resilience by J.D. Roth of Money Boss (Personal Finance Habits). J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own financial fate. The original post is located here: http://moneyboss.com/financial-resilience Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Shopping at a dollar store can save you if you purchase the right things! Hear examples from Kalen Bruce of MoneyMiniBlog. Episode 287: 15 Things You Should Buy From the Dollar Store by Kalen Bruce (Saving Money). Kalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They are now debt-free and building wealth. Kalen shares everything he has learned on his blog, writing informative, entertaining, mini blogs to help you with your finances. Finances can be intimidating, so he keeps his posts short, sweet, and simple. The original post is located here: http://moneyminiblog.com/save-money/things-you-should-buy-from-the-dollar-store Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Philip Taylor of PTMoney answers the common question: what debts should I pay off first? Episode 286: What Debts Should You Pay Off First When You Get Extra Money by Philip Taylor of PT Money (How to Get Rid of Your Debt). PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Philip Taylor, a CPA, entrepreneur, and blogger who started the site in 2007. He also created FinCon, the popular conference for financial nerds. The original post is located here: https://ptmoney.com/what-debts-should-you-pay-off-first-when-you-get-extra-money Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Mr. Money Mustache shares his opinions and strategies for investing short-term cash. Episode 285: Where Should I Invest My Short-Term 'Stash by Mr. Money Mustache (Portfolio Investing). Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s. Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two. The original post is located here: http://www.mrmoneymustache.com/2011/06/07/where-should-i-invest-my-short-term-stash Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Mr. Money Mustache investigates historical returns of the stock market and gives some practical advice. Episode 284: Dude, Where's My 7% Investment Return by Mr. Money Mustache (Historical Stock Market Investing & S&P 500 Information). Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s. Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two. The original post is located here: http://www.mrmoneymustache.com/2011/06/06/dude-wheres-my-7-investment-return Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Hear Paula Pant's most crucial money lesson in three words. Episode 283: The Most Crucial Money Lesson, in Three Words: Mind the Gap by Paula Pant of Afford Anything (How to Retire Early). Paula Pant is the founder of the award-winning website AffordAnything.com and a writer and speaker specializing in money, business, and real estate investing. She is a real estate investor, as the owner of seven rental property units in metropolitan Atlanta. She holds a real estate license in Georgia. She's also the host of the Afford Anything podcast. The original post is located here: http://affordanything.com/2014/06/02/the-most-crucial-money-lesson-in-three-words-mind-the-gap Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

What do you do when your car is dying? Fix or buy a new car? Hear Sam's take. Episode 282: My Car is Dying, What To Do by Sam Dogen of Financial Samurai (Car Insurance & Debt). Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all, he had spent 10 years working in the finance industry, got his MBA from Cal, invested and saved aggressively, and still got financially rocked! Since then, more than 20 million visitors have stopped by FinancialSamurai.com. The original post is located here: http://www.financialsamurai.com/my-car-is-dying-what-to-do Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

2 posts from J. Money of Budgets Are Sexy--both relating to minimalism and money. Episode 281: 8 Ways to More Minimalist Money And A Minimalist and Money by J. Money of Budgets Are Sexy (A Minimalism Poem). J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys. He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAreSexy.com into his full time “real job” a few short years later--14 million views later! The original posts are located here: http://www.budgetsaresexy.com/2016/03/how-to-be-minimalist-with-money http://www.budgetsaresexy.com/2012/02/a-minimalist-and-money Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Hear Part 3 of Ramit Sethi's financial makeover series - exact steps to invest properly! Episode 280: 2006 Makeover, Step 3: Thinking About Investing by Ramit Sethi of I Will Teach You to be Rich (FIRE). Instead of saying “no” to spending on everything, Ramit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on what actually works. Not just for personal finance, but all aspects of life: money, careers, relationships, business, fitness and more. Since then, he's been testing and sharing his findings with the world via I Will Teach You To Be Rich. He's also written a New York Times bestselling book, been profiled in a 6-page Fortune article and pictured next to Warren Buffett Forbes Magazine, and have been featured by a long list of media, including the Wall Street Journal, ABC News, NPR, Fox Business, PBS, CNBC and more. He also has tons of documented success stories—more than 20,000. The original post is located here: http://www.iwillteachyoutoberich.com/blog/2006-makeover-step-3-thinking-about-investing Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Hear Part 2 of Ramit Sethi's financial makeover series - exact steps to budget and save properly! Episode 279: Your Financial Makeover, Step 2: Budgeting & Saving by Ramit Sethi of I Will Teach You To Be Rich (Investing). Instead of saying “no” to spending on everything, Ramit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on what actually works. Not just for personal finance, but all aspects of life: money, careers, relationships, business, fitness and more. Since then, he's been testing and sharing his findings with the world via I Will Teach You To Be Rich. He's also written a New York Times bestselling book, been profiled in a 6-page Fortune article and pictured next to Warren Buffett Forbes Magazine, and have been featured by a long list of media, including the Wall Street Journal, ABC News, NPR, Fox Business, PBS, CNBC and more. He also has tons of documented success stories—more than 20,000. The original post is located here: http://www.iwillteachyoutoberich.com/blog/2006-makeover-step-2-budgeting-and-saving Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Hear Part 1 of Ramit Sethi's financial makeover series - exact steps to get your accounts in order! Episode 278: 2006 Makeover, Step 1: Get Your Accounts in Order by Ramit Sethi of I Will Teach You To Be Rich (Improve Habits). Instead of saying “no” to spending on everything, Ramit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on what actually works. Not just for personal finance, but all aspects of life: money, careers, relationships, business, fitness and more. Since then, he's been testing and sharing his findings with the world via I Will Teach You To Be Rich. He's also written a New York Times bestselling book, been profiled in a 6-page Fortune article and pictured next to Warren Buffett Forbes Magazine, and have been featured by a long list of media, including the Wall Street Journal, ABC News, NPR, Fox Business, PBS, CNBC and more. He also has tons of documented success stories—more than 20,000. The original post is located here: http://www.iwillteachyoutoberich.com/blog/2006-makeover-step-1-get-your-accounts-in-order Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Kristin Wong talks about her struggle with negotiating her salary in the past and what she's learned. Episode 277: The Single Hardest Thing About Negotiating by Kristin Wong (Something You Should Know About Negotiation & Salary). Kristin Wong of TheWildWong.com was laid off in 2013. She took on some freelancing gigs to earn extra cash while she searched for a new, full-time job and over time, her freelancing gigs increased. She started writing for sites that she loved reading and produced videos for new clients. Her side gigs began to bring in more income than any potential full-time jobs. She launched a blog all about frugal living and created The Wild Wong to share more about her career, her finances, and all the adventures in between. The original post is located here: http://www.thewildwong.com/how-to-negotiate Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Leo Babauta of Zen Habits shares the exact steps to stop living paycheck to paycheck. Episode 276: How to Stop Living Paycheck to Paycheck by Leo Babauta of Zen Habits (Save Money & Financial Freedom). Leo Babauta created Zen Habits, which is about finding simplicity and mindfulness in the daily chaos of our lives. It’s about clearing the clutter so we can focus on what’s important, create something amazing, find happiness. The original post is located here: https://zenhabits.net/how-to-stop-living-paycheck-to-paycheck Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

J.D. Roth shares an excellent point: minimalism and frugality don't overlap perfectly. Episode 275: The Difference Between Frugality & Minimalism by J.D. Roth of Money Boss (Financial Freedom). J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own financial fate. The original post is located here: http://moneyboss.com/frugality-and-minimalism Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Kalen Bruce of Money Mini Blog didn't spend any money for 30 days... hear what happened! Episode 274: 6 Things I Learned by Not Spending Money for 30 Days by Kalen Bruce of Money Mini Blog (Finance Habits). Kalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They are now debt-free and building wealth. Kalen shares everything he has learned on his blog, writing informative, entertaining, mini blogs to help you with your finances. Finances can be intimidating, so he keeps his posts short, sweet, and simple. The original post is located here: http://moneyminiblog.com/save-money/not-spending-money-30-days Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Carrie Smith with PTMoney shares 6 ways to give memorable gifts without going into debt. Episode 273: 6 Ways to Give Memorable Gifts (Without Going Into Debt) by Carrie Smith with PT Money (Spending Wisely). PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Philip Taylor, a CPA, entrepreneur, and blogger who started the site in 2007. He also created FinCon, the popular conference for financial nerds. The original post is located here: https://ptmoney.com/memorable-gifts Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Chris Reining, a brand new author to the show, shares the one tiny habit that leads to wealth. Episode 272: The One Tiny Habit That Leads to Wealth by Chris Reining (Investing Success & Index Funds). Chris Reining is a thirty-something guy who provides resources to help manage your money and career to become financially free. His own path to financial freedom has had ups and downs, which is what he writes about on his site. He's been featured in the New York Times, on the Today Show, CNN, CBS, Business Insider, LifeHacker, and more. The original post is located here: https://chrisreining.com/tiny-habit Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

The Mad Fientist shares how the power of quitting can affect your finances. Episode 271: The Power of Quitting by The Mad Fientist (Personal Finance Advice). The Mad Fientist analyzes the tax code and looks at personal finance through the lens of early financial independence to develop strategies and tactics to help you retire even earlier. Most personal finance advice is geared towards people retiring in their 60s or later and doesn’t apply to those of us pursuing early financial independence. The Mad Fientist is focused on providing advice and innovative tax-avoidance methods specifically for people wanting to break away from full-time employment very early in life. He also hosts the Financial Independence Podcast. The original post is located here: http://www.madfientist.com/power-quitting Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Sam of Financial Samurai answers the question - do rich people try harder? Episode 270: Do Rich People Try Harder by Sam of Financial Samurai (Personal Finance Habits). Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all, he had spent 10 years working in the finance industry, got his MBA from Cal, invested and saved aggressively, and still got financially rocked! Since then, more than 20 million visitors have stopped by FinancialSamurai.com. The original post is located here: http://www.financialsamurai.com/do-rich-people-try-harder Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Mr. Money Mustache takes on the argument that everyone being frugal would crash the economy. Episode 269: What If Everyone Became Frugal by Mr. Money Mustache of MrMoneyMustache.com (Does Minimalism Hurt the Economy). Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s. Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two. The original post is located here: http://www.mrmoneymustache.com/2012/04/09/what-if-everyone-became-frugal Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

J. Money of Budgets Are Sexy reviews the book Essentialism by Greg McKeown. Episode 268: Say Hello to the New Essentialist by J. Money of Budgets Are Sexy (Personalfinance). J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys. He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAreSexy.com into his full time “real job” a few short years later--14 million views later! The original post is located here: http://www.budgetsaresexy.com/2017/02/essentialism-book-review-life-changer Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Ramit Sethi shares the 3 easiest ways to make more money with examples. Episode 267: The 3 Easiest Ways to Make More Money by Ramit Sethi of I Will Teach You To Be Rich (Money.finance). Instead of saying “no” to spending on everything, Ramit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on what actually works. Not just for personal finance, but all aspects of life: money, careers, relationships, business, fitness and more. Since then, he's been testing and sharing his findings with the world via I Will Teach You To Be Rich. He's also written a New York Times bestselling book, been profiled in a 6-page Fortune article and pictured next to Warren Buffett Forbes Magazine, and have been featured by a long list of media, including the Wall Street Journal, ABC News, NPR, Fox Business, PBS, CNBC and more. He also has tons of documented success stories—more than 20,000. The original post is located here: http://www.iwillteachyoutoberich.com/blog/3-easy-ways-to-make-money Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

J.D. Roth shares his personal income and expenses for January, along with lessons learned. Episode 266: My Spending Summary for January 2017 by J.D. Roth of Money Boss (Smart Money). J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own financial fate. The original post is located here: http://moneyboss.com/spending-january-2017 Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Money Mini Blog shares 7 everyday habits you need to reach your financial goals. Episode 265: 7 Everyday Habits You Need to Reach Your Financial Goals by Money Mini Blog (Money Advice). Kalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They are now debt-free and building wealth. Kalen shares everything he has learned on his blog, writing informative, entertaining, mini blogs to help you with your finances. Finances can be intimidating, so he keeps his posts short, sweet, and simple. The original post is located here: http://moneyminiblog.com/budgeting/everyday-financial-habits Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Leo Babauta of Zen Habits explains how to automate your finances and the envelope system. Episode 264: How to Make Your Finances Automagical by Leo Babauta of Zen Habits (Baby Investment Fund). Leo Babauta created Zen Habits, which is about finding simplicity and mindfulness in the daily chaos of our lives. It’s about clearing the clutter so we can focus on what’s important, create something amazing, find happiness. The original post is located here: https://zenhabits.net/how-to-make-your-finances-automagical Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

2 posts from Philip Taylor of PTMoney, on organizing your finances and optimizing your spending. Episode 263: Get Started Organizing Your Finances: Get to Know Your Money and How to Optimize Your Spending by Philip Taylor. PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Philip Taylor, a CPA, entrepreneur, and blogger who started the site in 2007. He also created FinCon, the popular conference for financial nerds. The original posts are located here: https://ptmoney.com/get-started-organizing-your-finances-get-to-know-your-money https://ptmoney.com/how-to-optimize-your-spending Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Sam of Financial Samurai shares his opinion about the love of money. Episode 262: It's OK to Love Money by Sam Dogen of Financial Samurai (Interest Rates). Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all, he had spent 10 years working in the finance industry, got his MBA from Cal, invested and saved aggressively, and still got financially rocked! Since then, more than 20 million visitors have stopped by FinancialSamurai.com. The original post is located here: http://www.financialsamurai.com/its-ok-to-love-money Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Mr. Money Mustache gets some positive feedback from a reader, who shares exactly what he's done to increase his net worth. Episode 261: Is This Blog More Powerful Than Doubling Your Salary by Mr. Money Mustache (Mortgage Advice). Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s. Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two. The original post is located here: http://www.mrmoneymustache.com/2012/11/14/doubling-your-salary Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

J. Money of Budgets Are Sexy shares his 4 favorite pieces of financial advice ever. Episode 260: My 4 Favorite Pieces of Financial Advice Ever by J. Money of Budgets Are Sexy (News About Money). J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys. He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAreSexy.com into his full time “real job” a few short years later--14 million views later! The original post is located here: http://www.budgetsaresexy.com/2008/07/my-4-favorite-pieces-of-financial Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Ramit Sethi shares what it really means to diversify your stock portfolio. Episode 259: What Does Diversification Really Mean by Ramit Sethi of I Will Teach You To Be Rich (Cash Advice). Instead of saying “no” to spending on everything, Ramit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on what actually works. Not just for personal finance, but all aspects of life: money, careers, relationships, business, fitness and more. Since then, he's been testing and sharing his findings with the world via I Will Teach You To Be Rich. He's also written a New York Times bestselling book, been profiled in a 6-page Fortune article and pictured next to Warren Buffett Forbes Magazine, and have been featured by a long list of media, including the Wall Street Journal, ABC News, NPR, Fox Business, PBS, CNBC and more. He also has tons of documented success stories—more than 20,000. The original post is located here: http://www.iwillteachyoutoberich.com/blog/what-does-diversification-really-mean Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

J.D. Roth expands on the book Your Money or Your Life to share how frugality buys freedom. This is Part 2 of 2. Episode 258: How Frugality Buys Freedom: Spend Less to Live More - Part 2 by J.D. Roth of Money Boss (Early Retirement). J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own financial fate. The original post is located here: http://moneyboss.com/how-frugality-buys-time Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

J.D. Roth expands on the book Your Money or Your Life to share how frugality buys freedom. This is Part 1 of 2. Episode 257: How Frugality Buys Freedom: Spend Less to Live More - Part 1 by J.D. Roth of Money Boss (Student Loans). J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own financial fate. The original post is located here: http://moneyboss.com/how-frugality-buys-time Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Big props to Money Mini Blog's Kalen Bruce for standing up for stay-at-home spouses! Episode 256: How Much is a Stay-at-Home Spouse Worth by Kalen Bruce of Money Mini Blog (Money Articles). Kalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They are now debt-free and building wealth. Kalen shares everything he has learned on his blog, writing informative, entertaining, mini blogs to help you with your finances. Finances can be intimidating, so he keeps his posts short, sweet, and simple. The original post is located here: http://moneyminiblog.com/family/stay-at-home-spouse Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Leo Babauta of Zen Habits interviews JD Roth of MoneyBoss. This is Part 3 of 3. Episode 255: Slow Wealth: The Fantasmic JD Roth Interview - Part 3 by Leo Babauta of Zen Habits (Inspiration & Motivation to Save More). Leo Babauta created Zen Habits, which is about finding simplicity and mindfulness in the daily chaos of our lives. It’s about clearing the clutter so we can focus on what’s important, create something amazing, find happiness. The original post is located here: https://zenhabits.net/slow-wealth Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Leo Babauta of Zen Habits interviews JD Roth of MoneyBoss. This is Part 2 of 3. Episode 254: Slow Wealth: The Fantasmic JD Roth Interview - Part 2 by Leo Babauta - Zen Habits (How I Became Financially Independent). Leo Babauta created Zen Habits, which is about finding simplicity and mindfulness in the daily chaos of our lives. It’s about clearing the clutter so we can focus on what’s important, create something amazing, find happiness. The original post is located here: https://zenhabits.net/slow-wealth Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Leo Babauta of Zen Habits interviews JD Roth of MoneyBoss. This is Part 1 of 3. Episode 253: Slow Wealth: The Fantasmic JD Roth Interview - Part 1 by Leo Babauta of Zen Habits (Financial Freedom). Leo Babauta created Zen Habits, which is about finding simplicity and mindfulness in the daily chaos of our lives. It’s about clearing the clutter so we can focus on what’s important, create something amazing, find happiness. The original post is located here: https://zenhabits.net/slow-wealth Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

A guest author on Good Life Zen shares his take and lessons learned from the financial crisis of 2008. Episode 252: Financial Crisis: The Greatest Gift in a Generation by Kent Thune with Good Life Zen (2008 Stock Market Crash Lessons). Mary Jaksch is an authorized Zen master (Diamond Sangha lineage), psychotherapist, and author. She has two nationalities,--English and German--and lives in New Zealand. She's the mother of a grown-up son and lives happily ever after with her partner David. She's been awarded an MA in Religious Studies, holds a 4th Dan Blackbelt in karate, started professional life as a flautist and loves dancing Argentine tango in skimpy dresses. The original post is located here: http://goodlifezen.com/financial-crisis-the-greatest-gift-in-a-generation Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Guest author Patrick Rhone on Becoming Minimalist shares how minimalism comes from privilege. Episode 251: Minimal Privilege by Patrick Rhone with Becoming Minimalist (Saving Money). Joshua Becker and his family decided to live with fewer possessions after a conversation with his neighbor in 2008. As a result, they found a better way to live, centered on more important pursuits. Their story has been seen on the CBS Evening News, NPR, the Boston Globe, the Wall Street Journal and countless media interviews around the world. Their books have sold in the tens of thousands. BecomingMinimalist.com is about their journey towards a rational approach to minimalism. It is about the joys and the struggles. It is about the lessons they have learned. It has inspired millions around the world. It is written to inspire you to intentionally live with less, and find more life because of it. The original post is located here: http://www.becomingminimalist.com/minimal-privilege Find Patrick Rhone here: http://patrickrhone.com Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Sam of Financial Samurai shares how life would change if he had $10 million and how yours might, too. Episode 250: What Would You Do with $10 Million by Sam Dogen of Financial Samurai (Credit Card Tips). Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all, he had spent 10 years working in the finance industry, got his MBA from Cal, invested and saved aggressively, and still got financially rocked! Since then, more than 20 million visitors have stopped by FinancialSamurai.com. The original post is located here: http://www.financialsamurai.com/what-would-you-do-with-10-million Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices