Optimal Finance Daily - Financial Independence and Money Advice

The Finance Twins share what to do when stocks go down. Episode 1224: What To Do When Stocks Go Down by The Finance Twins on Index Fund Investing During A Recession Camilo and Francisco Maldonado are the Finance Twins. Most people think money is confusing unless you are an accountant. We used to think that too. After working incredibly hard and catching several lucky breaks, we realized so many people are looking for ways to learn about personal finance, how to manage money, and how to get out of crippling debt. They have tons of tools and resources as well as countless articles that have everything you need to start your path to financial freedom. The original post is located here: https://thefinancetwins.com/what-to-do-when-stocks-down/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Margo Aaron of That Seems Important shares why good people need to get comfortable with wealth and power. This is part 2 of 2. Episode 1223: [Part 2] Why Good People Need To Get Comfortable With Wealth And Power by Margo Aaron of That Seems Important Margo Aaron is a proud graduate of Emory University, Columbia University and altMBA where she won the prestigious Walker Award. In 2017 she founded The Arena, the first virtual coworking space for solopreneurs. She's a regular contributor to Inc and lives in Jersey City as a Daywalker. The original posts are located here: https://www.thatseemsimportant.com/entrepreneurship/wealth-and-power/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Margo Aaron of That Seems Important shares why good people need to get comfortable with wealth and power. This is part 1 of 2. Episode 1222: [Part 1] Why Good People Need To Get Comfortable With Wealth And Power by Margo Aaron of That Seems Important Margo Aaron is a proud graduate of Emory University, Columbia University and altMBA where she won the prestigious Walker Award. In 2017 she founded The Arena, the first virtual coworking space for solopreneurs. She's a regular contributor to Inc and lives in Jersey City as a Daywalker. The original posts are located here: https://www.thatseemsimportant.com/entrepreneurship/wealth-and-power/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Claire of Want Less shares seven crucial money rules she broke and regretted. Episode 1221: Seven Crucial Money Rules I Broke and Regretted It by Claire of Want Less on Financial Mistakes to Avoid Claire lives with her wife and dog in Yorkshire, UK, and is on a journey towards simplifying her life and beating debt. Along the way, she is exploring ideas like minimalism, escaping the rat-race, logging off from the screens and resisting the pull of 21st century consumerism. The original post is located here: http://www.wantless.co.uk/index.php/seven-crucial-money-rules-i-broke-and-regretted-it/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Dawn Starks of SimpleMoney shares why you shouldn't ignore the hidden cost of your stuff. Episode 1220: Don't Ignore the Hidden Cost of Your Stuff by Dawn Starks of Simple Money Pro on Financial Benefits of Minimalism Dawn Starks has been a financial planner for over twenty years. Her aim with financial planning work has always been to simplify things for clients. Making concepts easier to grasp and less scary is the goal. Dawn's SimpleMoney project - the blog, podcast, and soon-to-be courses and book is a co-project with her husband Greg. The original post is located here: https://simplemoneypro.com/blog/dont-ignore-the-hidden-cost-of-your-stuff/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Ramit Sethi of I Will Teach You to be Rich shares the basics of portfolio rebalancing. Episode 1219: The Basics of Portfolio Rebalancing by Ramit Sethi of I Will Teach You To Be Rich on Investment Asset Allocation Ramit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on what actually works. Not just for personal finance, but all aspects of life: money, careers, relationships, business, fitness, and more. Since then, he's been testing and sharing his findings with the world via I Will Teach You To Be Rich. He's also written a New York Times bestselling book, been profiled in a 6-page Fortune article, and been pictured next to Warren Buffett in Forbes Magazine, as well as been featured by a long list of media, including the Wall Street Journal, ABC News, NPR, Fox Business, PBS, CNBC, and more. He also has tons of documented success stories—more than 20,000. The original post is located here: https://www.iwillteachyoutoberich.com/blog/portfolio-rebalancing/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Chris Pascale with Grumpus Maximus shares his thoughts on worth vs. worth it. Episode 1218: Worth vs. Worth It: Stretching Out The Family Van by Chris Pascale with Grumpus Maximus on Auto Finance Decisions Grumpus Maximus is a 40 something US military officer with 19 years of active duty service under my belt. He's spent over four years of that career either deployed or stationed in the Middle East, and another three years stationed in Europe. As he travels to his family's mostly unintentional path to FI, he wants to share his knowledge. Anyone who is eligible for a defined benefit pension could easily implement their own goal to achieve FI. Grumpus Maximus' path is not only replicable, but easily built and improved upon. The original post is located here: https://grumpusmaximus.com/worth-it-stretching-out-family-van/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Tim Sullivan with Get Rich Slowly shares how he stopped excessive gifting. Episode 1217: How I Stopped Excessive Gifting by Tim Sullivan with Get Rich Slowly on Spending Money & Relationships J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own financial fate. The original post is located here: https://www.getrichslowly.org/how-i-stopped-excessive-gifting/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Kalen Bruce of Freedom Sprout shares why it's called personal finance for a reason or when it makes sense to go into debt. Episode 1216: It’s Called ‘Personal’ Finance for a Reason (Or When it Makes Sense to Go Into Debt) by Kalen Bruce of Freedom Sprout Kalen Bruce created Freedom Sprout to fill a void. He heard too many conversations about how "they don't teach finance in schools." It took years for him to stop complaining about it and do something about it. He has five kids, so him and his wife have to get five adults into the world with a solid knowledge of finances. The ultimate goal and vision of Freedom Sprout: To sprout a future of financial freedom for 1,000,000 children. The original post is located here: https://freedomsprout.com/personal-finance/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Sam of Financial Samurai shares if you want to be bad, follow a good spending ratio. Episode 1215: If You Want To Be Bad, Follow A Good Spending Ratio by Sam of Financial Samurai on Getting To Financial Freedom Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all, he had spent 10 years working in the finance industry, got his MBA from Cal, invested and saved aggressively, and still got financially rocked! Since then, more than 20 million visitors have stopped by FinancialSamurai.com. The original post is located here: https://www.financialsamurai.com/if-you-want-to-be-bad-follow-a-good-spending-ratio/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Joshua Becker of Becoming Minimalist shares a helpful guide to overcoming consumerism. Episode 1214: A Helpful Guide to Overcoming Consumerism by Joshua Becker of Becoming Minimalist on Intentional Spending Joshua Becker and his family decided to live with fewer possessions after a conversation with his neighbor in 2008. As a result, they found a better way to live, centered on more important pursuits. Their story has been seen on the CBS Evening News, NPR, the Boston Globe, the Wall Street Journal and countless media interviews around the world. Their books have sold in the tens of thousands. BecomingMinimalist.com is about their journey towards a rational approach to minimalism. It is about the joys and the struggles. It is about the lessons they have learned. It has inspired millions around the world. It is written to inspire you to intentionally live with less, and find more life because of it. The original post is located here: https://www.becomingminimalist.com/consumer-isnt/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Bruce Young with Financial Finesse shares how to know if you are ready to buy investment property. Episode 1213: How To Know If You Are Ready To Buy Investment Property by Bruce Young with Financial Finesse on Real Estate After years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a better way to provide people from all walks of life with truly unbiased financial guidance--designed to line their pockets, not their financial advisor’s. This is the story of Financial Finesse and how they give employees and employers unbiased financial wellness as an employee benefit. They help your employees maximize their compensation and benefits by making better financial decisions. You become a partner in their financial security and reap the benefits of a financially healthy workforce. They’ve helped hundreds of thousands of employees change their lives. The original post is located here: https://www.financialfinesse.com/2017/10/09/how-to-know-if-you-are-ready-to-buy-investment-property/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Brian Tracy shares 10 practical tips and financial advices from successful investors on how to invest and make money. Episode 1212: How to Invest and Make Money: 10 Practical Tips and Financial Advice from Successful Investors by Brian Tracy Brian Tracy's goal is to help you achieve your personal and business goals faster and easier than you ever imagined. Brian Tracy has consulted for more than 1,000 companies and addressed more than 5,000,000 people in 5,000 talks and seminars throughout the US, Canada and 70 other countries worldwide. As a Keynote speaker and seminar leader, he addresses more than 250,000 people each year. He has studied, researched, written and spoken for 30 years in the fields of economics, history, business, philosophy and psychology. He is the top selling author of over 70 books that have been translated into dozens of languages. The original post is located here: https://www.briantracy.com/blog/financial-success/how-to-invest-and-make-more-money-10-practical-tips-and-financial-advice-from-successful-investors/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Robert Farrington of The College Investor shares the difference between a W2 and W4. Episode 1211: What's The Difference Between A W2 and W4? by Robert Farrington of The College Investor on Tax Preparation Info Robert Farrington is a personal finance expert that focuses on helping millennials get out of student loan debt and start investing for their future. He also helps parents make smart choices about college financing options and navigating the complex world of paying for school. He started The College Investor in 2009 as a forum to discuss the myriad of financial issues facing young adults. The original post is located here: https://thecollegeinvestor.com/20975/whats-difference-w2-w4/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Kumiko of The Budget Mom shares if you should budget your money using percentages. Episode 1210: Should You Budget Your Money Using Percentages? by Kumiko of The Budget Mom on Budgeting Techniques Kumiko went from having a pile of credit card debt to becoming a successful budgeter and Accredited Financial Counselor. The Budget Mom exists to empower women to build a life they love on a budget they understand and can afford. The original post is located here: https://www.thebudgetmom.com/should-you-budget-your-money-using-percentages/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Hank Coleman with PT Money shares if property managers are worth their fees. Episode 1209: Are Property Managers Worth Their Fees? by Hank Coleman with PT Money on Real Estate Investing Decisions PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Philip Taylor, a CPA, entrepreneur, and blogger who started the site in 2007. He also created FinCon, the popular conference for financial nerds. The original post is located here: https://ptmoney.com/are-property-managers-worth-their-fees/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Steve Chou of My Wife Quit Her Job shares his simple philosophy for achieving financial freedom in 5 years or less. Episode 1208: My Simple Philosophy For Achieving Financial Freedom In 5 Years Or Less by Steve Chou of My Wife Quit Her Job Steve Chou of My Wife Quit Her Job carries both a bachelors and a masters degree in electrical engineering from Stanford University, but spent a good portion of his graduate education studying entrepreneurship and small business. When he and his wife had a child, they launched an online store to supplement their income, and quickly replaced Steve's wife's income stream through the new business. Steve blogs about it all at MyWifeQuitHerJob.com The original post is located here: https://mywifequitherjob.com/why-playing-pai-gow-poker-will-help-you-achieve-financial-success/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Michelle Schroeder-Gardner of Making Sense of Cents shares how to save money by bartering services. Episode 1207: How To Save Money By Bartering Services by Michelle Schroeder-Gardner of Making Sense of Cents on Frugality Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North America and living out of an RV. You can learn more about her and see her monthly income reports at MakingSenseOfCents.com. The original post is located here: https://www.makingsenseofcents.com/2014/04/how-to-save-money-by-bartering-services.html Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

The Mad Fientist shares his thoughts on the safe withdrawal rate for early retirees. This is part 2 of 2. Episode 1206: [Part 2] Safe Withdrawal Rate for Early Retirees by The Mad Fientist on Retirement Planning for Financial Freedom The Mad Fientist analyzes the tax code and looks at personal finance through the lens of early financial independence to develop strategies and tactics to help you retire even earlier. Most personal finance advice is geared towards people retiring in their 60s or later and doesn’t apply to those of us pursuing early financial independence. The Mad Fientist is focused on providing advice and innovative tax-avoidance methods specifically for people wanting to break away from full-time employment very early in life. He also hosts the Financial Independence Podcast. The original post is located here: https://www.madfientist.com/safe-withdrawal-rate/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

The Mad Fientist shares his thoughts on the safe withdrawal rate for early retirees. This is part 1 of 2. Episode 1205: [Part 1] Safe Withdrawal Rate for Early Retirees by The Mad Fientist on 4% Rule for Spending Money in Retirement The Mad Fientist analyzes the tax code and looks at personal finance through the lens of early financial independence to develop strategies and tactics to help you retire even earlier. Most personal finance advice is geared towards people retiring in their 60s or later and doesn’t apply to those of us pursuing early financial independence. The Mad Fientist is focused on providing advice and innovative tax-avoidance methods specifically for people wanting to break away from full-time employment very early in life. He also hosts the Financial Independence Podcast. The original post is located here: https://www.madfientist.com/safe-withdrawal-rate/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Harry Stout of Financial Verse shares his thoughts on developing better money habits. Episode 1204: Improving Financial Health: Developing Better Money Habits by Harry Stout of Financial Verse on Building Wealth Harry N. Stout is an acknowledged senior leader in the global financial services business with experience in all key business areas with particular expertise in personal finance, life insurance, annuities, product innovation, and business management. He has over 30 years of financial services industry experience in the U.S. and abroad, working in Europe, Northern Asia, Africa, New Zealand, and Australia. Harry is the author of the book - The FinancialVerse - A Common Sense Approach for Your Money published by Vertel Publishing in October 2019. The book is available for preordering at Amazon, Barnes & Noble and through other major national book distributors. The original post is located here: https://www.financialverse.com/post/improving-financial-health-developing-better-money-habits Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

ESI of ESI Money shares how to become financially independent. Episode 1203: How to Become Financially Independent by ESI of ESI Money on How To Find The Big Levers for Early Retirement ESI Money is written by "ESI", a 50-something retiree. The site is basically a list of what's allowed him to become financially independent and how you can implement those successes in your life. His philosophy is simple and focuses on doing three simple things to achieve financial independence: earn, save, invest. There's a bit more to it than that, of course, but if you can concentrate on these three areas, they will get you at least 90% of the way there. The original post is located here: https://esimoney.com/how-to-become-financially-independent/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Philip Dancy of Dancy With Money shares how to strategically use credit cards and the pain of paying with cash. Episode 1202: How To Strategically Use Credit Cards AND The Pain of Paying: Carrying Cash by Philip Dancy of Dancy with Money Philip Dancy joined one of the top investment banking firms upon his graduation from the Five Year MBA program at Hampton University. After starting his career in New York City and getting his first check, he understood that this “adulting” life wasn’t going to be simple. However, the one thing he knew he had to do was create a budget for himself. Through a period of trial and error, Philip was able to establish a solid foundation. As a result, Philip reached a point where he was comfortable and on a trajectory towards financial freedom. Philip’s main goal is to help millennials and Gen Z’ers (but ultimately everyone) establish a strong financial foundation through coaching while helping them turn steps into strides. The original posts are located here: https://dancywithmoney.com/blog/how-to-strategically-use-credit-cards & https://dancywithmoney.com/blog/the-pain-of-paying-carrying-cash Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Chris Reining shares a system for automating your personal finances. Episode 1201: A System for Automating Your Personal Finances by Chris Reining on How To Simplify Your Financial Life Chris Reining is an investor, writer, and avid student of life. He shares how to build wealth and reach financial freedom on his website ChrisReining.com. The original post is located here: https://chrisreining.com/a-system-for-automating-your-personal-finances/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Darrow Kirkpatrick of Can I Retire Yet shares a surprising contender for tax-efficient retirement saving. Episode 1200: A Surprising Contender for Tax-Efficient Retirement Saving by Darrow Kirkpatrick of Can I Retire Yet Darrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially independent by flipping real estate or trading hot stocks. He did it the traditional way: hard work, frugality, prudent investing, and patience. When it comes to personal finance, his top priorities are simplicity, reliability, and safety. Now his mission is to help others become financially independent as he did. More recently, Chris Mamula has been managing the blog and he's a frequent writer on the site. Chris used principles of traditional retirement planning, combined with creative lifestyle design, to retire from a career as a physical therapist at age 41. After poor experiences with the financial industry early in his professional life, he educated himself on investing and tax planning. Now he draws on his experience to write about wealth building, DIY investing, financial planning, early retirement, and lifestyle design. The original post is located here: https://www.caniretireyet.com/surprising-contender-for-tax-efficient-retirement-saving/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

2 posts from J. Money of Budgets Are Sexy on personal finance advice. Episode 1199: Can You Imagine AND When You're On The Right Track by J. Money of Budgets Are Sexy on Personal Finance Advice J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys. He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAreSexy.com into his full time “real job” a few short years later--14 million views later! The original posts are located here: http://www.budgetsaresexy.com/can-you-imagine/ & http://www.budgetsaresexy.com/when-youre-on-the-right-track/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Joel of 5AM Joel shares if it is selfish to pay yourself first. Episode 1198: Is it Selfish to Pay Yourself First? by Joel of 5AM Joel on How To Prioritize Saving Your Money Joel is a 35-year old living in Los Angeles with his wife and their dog. He was born and raised in Australia and moved to the US when he was 22. About 4 years ago he started getting up every morning at 5am. It started as one of those 30 day challenges, but after the challenge was over, Joel never stopped. He started noticing major improvements in his work, health, relationships and happiness in life. Joel sends out a short daily message at 5am each morning. He writes about happiness, positivity and learning to be a better human. The original post is located here: http://5amjoel.com/pay-yourself-first/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Phil Town of Rule One Investing shares the fundamentals of investing from Warren Buffett's 2013 letter. Episode 1197: The Fundamentals of Investing From Warren Buffett's 2013 Letter by Phil Town of Rule One Investing on Value Stocks Phil Town's portfolio has been ranked No. 1 by the American Association for Individual Investors when it produced a 50% rate of return. He has a passion for investing that is hard to beat and he wants to share it with you. Phil has written three New York Times #1 Best-Selling Investment Books, Rule #1, Payback Time, and Invested, and he's been invited to speak on TV shows on CNBC, FOX, and MSNBC. The original posts are located here: https://www.ruleoneinvesting.com/blog/how-to-invest/warren-buffetts-2013-letter/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Craig Stephens of Retire Before Dad shares why you should never depend on a single income. Episode 1196: Never Depend on a Single Income by Craig Stephens of Retire Before Dad on How to Create Multiple Revenue Streams Craig Stephens of Retire Before Dad is a 43-year-old IT professional, investor, and blogger based in the Washington, DC metro area. His primary financial goal is to retire at age 55, one year before his Dad retired. He writes about how to build income streams so you can explore the unusual. His first love is his beautiful wife and three kids. His second love is travel. Combining both in early retirement is the ultimate goal and his primary motivation for financial independence. The original post is located here: https://www.retirebeforedad.com/never-depend-on-a-single-income/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

2 posts from Dawn Starks of SimpleMoney on what to do first to fix your debt and why you should give your money a job. Episode 1195: Want to Fix Your Debt? Do This One Thing First AND Give Your Money a Job by Dawn Starks of Simple Money Pro Dawn Starks has been a financial planner for over twenty years. Her aim with financial planning work has always been to simplify things for clients. Making concepts easier to grasp and less scary is the goal. Dawn's SimpleMoney project - the blog, podcast, and soon-to-be courses and book is a co-project with her husband Greg. The original posts are located here: https://simplemoneypro.com/blog/want-fix-debt-one-thing-first/ & https://simplemoneypro.com/blog/give-money-job/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Nick True of Mapped Out Money shares what financial freedom and independence really is. Episode 1194: What Is Financial Freedom and Independence Really? by Nick True of Mapped Out Money on Early Retirement Savings Nick True is the founder of Mapped Out Money, where he helps you get a grip on your finances and take hold of freedom. His goal is to help you save more, live more, reduce debt, and get free. Mapped Out Money is for you if you want actionable steps to help get control of your money, you want to be free from money stress, you're ready to change your life and use money to support your dreams, and you don't want to settle for mediocrity. The original post is located here: https://mappedoutmoney.com/financial-freedom-financial-independence/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Vera with Money Mini Blog shares a bill-by-bill guide to saving money on monthly expenses. Episode 1193: A Bill-by-Bill Guide to Saving Money on Monthly Expenses by Vera with Money Mini Blog on Lowering Personal Bills Kalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They are now debt-free and building wealth. Kalen shares everything he has learned on his blog, writing informative, entertaining, mini blogs to help you with your finances. Finances can be intimidating, so he keeps his posts short, sweet, and simple. The original post is located here: http://moneyminiblog.com/save-money/bill-by-bill-guide/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Kalen Bruce of Freedom Sprout shares 8 reasons you should start investing for retirement in your 20s. This is part 2 of 2. Episode 1192: [Part 2] 8 Reasons You Should Start Investing for Retirement in Your 20s by Kalen Bruce of Freedom Sprout Kalen Bruce created Freedom Sprout to fill a void. He heard too many conversations about how "they don't teach finance in schools." It took years for him to stop complaining about it and do something about it. He has five kids, so him and his wife have to get five adults into the world with a solid knowledge of finances. The ultimate goal and vision of Freedom Sprout: To sprout a future of financial freedom for 1,000,000 children. The original post is located here: https://freedomsprout.com/invest-for-retirement-in-your-20s/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Kalen Bruce of Freedom Sprout shares 8 reasons you should start investing for retirement in your 20s. Episode 1191: [Part 1] 8 Reasons You Should Start Investing for Retirement in Your 20s by Kalen Bruce of Freedom Sprout Kalen Bruce created Freedom Sprout to fill a void. He heard too many conversations about how "they don't teach finance in schools." It took years for him to stop complaining about it and do something about it. He has five kids, so him and his wife have to get five adults into the world with a solid knowledge of finances. The ultimate goal and vision of Freedom Sprout: To sprout a future of financial freedom for 1,000,000 children. The original post is located here: https://freedomsprout.com/invest-for-retirement-in-your-20s/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

The Finance Twins share that data shows you'll likely make less than your parents, but show how you can change that. Episode 1190: Data Shows You'll Likely Make Less Than Your Parents, But This Is How You Can Change That by The Finance Twins Camilo and Francisco Maldonado are the Finance Twins. Most people think money is confusing unless you are an accountant. We used to think that too. After working incredibly hard and catching several lucky breaks, we realized so many people are looking for ways to learn about personal finance, how to manage money, and how to get out of crippling debt. They have tons of tools and resources as well as countless articles that have everything you need to start your path to financial freedom. The original post is located here: https://thefinancetwins.com/make-more-than-your-parents/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Mr. Money Mustache shares his thoughts on getting rich with nature. Episode 1189: Get Rich With: Nature by Mr. Money Mustache on The Calming Effect of Being Outdoors & Financial Freedom Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s. Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two. The original post is located here: http://www.mrmoneymustache.com/2012/04/06/get-rich-with-nature/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

FIRECracker of Millennial Revolution shares the power of small changes. Episode 1188: The Power of Small Changes by FIRECracker of Millennial Revolution on Building Daily Habits for Financial Success FIRECracker is a world-travelling early retiree. She used to live in one of the most expensive cities in Canada, but instead of drowning in debt, she rejected home ownership. What resulted was a 7-figure portfolio, which has allowed her and her husband to retire at 31 and travel the world. Their story has been featured on CBC, the Huffington Post, CNBC, BNN, Business Insider, and Yahoo Finance. To date, it is the most shared story in CBC history and their viral video on CBC's On the Money has garnered 4.5 Million views. The original post is located here: https://www.millennial-revolution.com/build/the-power-of-small-changes-2/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

JL Collins shares why the market always goes up. Episode 1187: Stocks -- Part II: The Market Always Goes Up by JL Collins on Investment Advice During Tough Times Mr. Collins is a senior executive with extensive P&L experience and a proven track record of growing revenue and profitability, integrating acquisitions, launching new products, developing and implementing business plans, creating powerful marketing strategies, building strong customer relationships and building effective teams. He is experienced in a broad range of markets including technology, automotive, investments, design engineering, electronics manufacturing, construction, horticulture and energy. Mr. Collins is also an accomplished consultant, author and speaker. He is retired, but continues to write on his blog. The original posts are located here: https://jlcollinsnh.com/2012/04/19/stocks-part-ii-the-market-always-goes-up/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

James Altucher shares when the price is right you buy and you win. Episode 1186: When the Price Is Right You Buy (And You Win) by James Altucher on Value Investing & Investment Advice James Altucher is an American hedge fund manager, entrepreneur, bestselling author, and podcaster. He has founded or cofounded more than 20 companies and says he failed at 17 of them. He has published 11 books, and is a regular contributor to The Financial Times, TechCrunch, and The Huffington Post. USA Today named his book Choose Yourself one of the 12 Best Business Books of All Time. The original post is located here: https://jamesaltucher.com/blog/the-price-you-pay/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Lars Lofgren with I Will Teach You to be Rich shares how to invest money in 5 easy steps. This is part 2 of 2. Episode 1185: [Part 2] How to Invest Money in 5 Easy Steps by Lars Lofgren with I Will Teach You To Be Rich on Investing Strategy Ramit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on what actually works. Not just for personal finance, but all aspects of life: money, careers, relationships, business, fitness, and more. Since then, he's been testing and sharing his findings with the world via I Will Teach You To Be Rich. He's also written a New York Times bestselling book, been profiled in a 6-page Fortune article, and been pictured next to Warren Buffett in Forbes Magazine, as well as been featured by a long list of media, including the Wall Street Journal, ABC News, NPR, Fox Business, PBS, CNBC, and more. He also has tons of documented success stories—more than 20,000. The original post is located here: https://www.iwillteachyoutoberich.com/blog/how-to-invest-money/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Lars Lofgren with I Will Teach You to be Rich shares how to invest money in 5 easy steps. This is part 1 of 2. Episode 1184: [Part 1] How to Invest Money in 5 Easy Steps by Lars Lofgren with I Will Teach You To Be Rich on Investing Strategy Ramit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on what actually works. Not just for personal finance, but all aspects of life: money, careers, relationships, business, fitness, and more. Since then, he's been testing and sharing his findings with the world via I Will Teach You To Be Rich. He's also written a New York Times bestselling book, been profiled in a 6-page Fortune article, and been pictured next to Warren Buffett in Forbes Magazine, as well as been featured by a long list of media, including the Wall Street Journal, ABC News, NPR, Fox Business, PBS, CNBC, and more. He also has tons of documented success stories—more than 20,000. The original post is located here: https://www.iwillteachyoutoberich.com/blog/how-to-invest-money/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Austin with PT Money shares how to prepare your wallet for a disaster. Episode 1183: How to Prepare Your Wallet for a Disaster by Austin with PT Money on Financial Emergency Preparedness PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Philip Taylor, a CPA, entrepreneur, and blogger who started the site in 2007. He also created FinCon, the popular conference for financial nerds. The original post is located here: https://ptmoney.com/how-to-prepare-your-wallet-for-disasters/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Michelle Schroeder-Gardner of Making Sense of Cents shares 4 mistakes that may be holding you back from a good credit score. Episode 1182: These 4 Mistakes May Be Holding You Back From A Good Credit Score by Michelle Schroeder-Gardner Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North America and living out of an RV. You can learn more about her and see her monthly income reports at MakingSenseOfCents.com. The original post is located here: https://www.makingsenseofcents.com/2015/09/mistakes-that-may-hold-you-back-from-a-good-credit-score.html Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Sam of Financial Samurai shares the maximum 401k contribution limit and what you could have if you max out every year. Episode 1181: The Maximum 401k Contribution Limit: What You Could Have If You Max Out Every Year by Sam of Financial Samurai Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all, he had spent 10 years working in the finance industry, got his MBA from Cal, invested and saved aggressively, and still got financially rocked! Since then, more than 20 million visitors have stopped by FinancialSamurai.com. The original post is located here: https://www.financialsamurai.com/maximum-401k-contribution-limit/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Jen Hayes shares why Dave Ramsey is wrong about credit. Episode 1180: Why Dave Ramsey is Wrong About Credit by Jen Hayes on How To Build A Higher Credit Score & Buy A House A few years ago, Jen and her husband were buried in $117,000 of student loan debt. Now, they've paid off over $100k of debt, and they're on track to have the rest paid off by the end of this year. Join their email list to get exclusive tips on how to save money, earn more, and live like no one else. The original post is located here: https://www.jenhayes.me/why-dave-ramsey-is-wrong-about-credit/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Scott Spann with Financial Finesse shares how much income you will really need during retirement. Episode 1179: How Much Income Will You Really Need During Retirement? by Scott Spann with Financial Finesse on Retiring Early After years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a better way to provide people from all walks of life with truly unbiased financial guidance--designed to line their pockets, not their financial advisor’s. This is the story of Financial Finesse and how they give employees and employers unbiased financial wellness as an employee benefit. They help your employees maximize their compensation and benefits by making better financial decisions. You become a partner in their financial security and reap the benefits of a financially healthy workforce. They’ve helped hundreds of thousands of employees change their lives. The original post is located here: https://www.financialfinesse.com/2014/05/19/how-much-income-will-you-really-need-during-retirement/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

ESI of ESI Money shares how to measure and track your wealth. Episode 1178: How to Measure and Track Your Wealth by ESI of ESIMoney on Net Worth Tracking & Savings Rate ESI Money is written by "ESI", a 50-something retiree. The site is basically a list of what's allowed him to become financially independent and how you can implement those successes in your life. His philosophy is simple and focuses on doing three simple things to achieve financial independence: earn, save, invest. There's a bit more to it than that, of course, but if you can concentrate on these three areas, they will get you at least 90% of the way there. The original post is located here: https://esimoney.com/how-to-measure-and-track-your-wealth/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Vitaliy Katsenelson of Contrarian Edge shares his thoughts on value investing. Episode 1177: Was Our Money Manager Kidnapped? by Vitaliy Katsenelson on Value Investing Investment Advice Vitaliy Katsenelson is the CEO and Chief Investment Officer at Investment Management Associates. He has written two books on investing, which were published by John Wiley & Sons and have translated into eight languages. The original post is located here: https://contrarianedge.com/was-our-money-manager-kidnapped/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

J. Money of Budgets Are Sexy asks how often do you judge people based on their money. Episode 1176: How Often Do You Judge People Based On Their Money? by J. Money of Budgets Are Sexy on Finance & Relationships J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys. He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAreSexy.com into his full time “real job” a few short years later--14 million views later! The original post is located here: http://www.budgetsaresexy.com/how-often-do-you-judge-people-based-money/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Joel of 5AM Joel shares how to start big fights with your partner about money. Episode 1175: How to Start Big Fights with Your Partner About Money by Joel of 5 AM Joel on Money and Marriage Advice Joel is a 35-year old living in Los Angeles with his wife and their dog. He was born and raised in Australia and moved to the US when he was 22. About 4 years ago he started getting up every morning at 5am. It started as one of those 30 day challenges, but after the challenge was over, Joel never stopped. He started noticing major improvements in his work, health, relationships and happiness in life. Joel sends out a short daily message at 5am each morning. He writes about happiness, positivity and learning to be a better human. The original post is located here: http://5amjoel.com/partner-fights-about-money/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices