3464: Your Credit Score is Not Important (And It Also Is) by Christine Luken on Risk Evaluation
Christine Luken debunks the myth that your credit score is either completely useless or the ultimate financial goal
Optimal Finance Daily - Financial Independence and Money Advice · Optimal Living Daily | Diania Merriam
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Show Notes
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Episode 3464:
Christine Luken debunks the myth that your credit score is either completely useless or the ultimate financial goal. Instead, she reveals how a balanced understanding of credit can protect your financial reputation without distracting you from what truly matters, building real wealth and long-term stability.
Read along with the original article(s) here: https://www.christineluken.com/your-credit-score-is-not-important-and-it-also-is/
Quotes to ponder:
"Demonizing debt can cause people to feel guilt and shame over what is essentially a business transaction."
"Credit cards provide a higher level of protection than debit cards because most have a zero liability for fraud."
"Your credit report and credit score can affect your insurance rates, your ability to rent an apartment, and your employability in certain jobs."
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