3441: 3 Numbers That Matter More Than Your Credit Score by Kelley Long of Financial Finesse on Smart Finances
Kelley Long urges us to shift our focus from credit scores to three more impactful financial metrics: net worth, retirement readiness, and emergency savings
Optimal Finance Daily - Financial Independence and Money Advice · Optimal Living Daily | Diania Merriam
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Show Notes
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Episode 3441:
Kelley Long urges us to shift our focus from credit scores to three more impactful financial metrics: net worth, retirement readiness, and emergency savings. By consistently tracking these numbers, we gain a more accurate picture of our financial health, and make choices that build real, lasting freedom.
Read along with the original article(s) here: https://www.financialfinesse.com/2016/06/22/3-numbers-that-matter-more-than-your-credit-score/
Quotes to ponder:
"Your credit score only really matters when you’re applying for a loan, certain types of insurance and increasingly, when applying for a job."
"Your net worth is the ultimate measure of your ability to weather financial storms and maintain financial choices in life."
"Should something happen, consider the probability that it could be due to an economic downturn when credit may not be as easily accessible and/or the stock market could be down."
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