One Interesting Thing About Insurance

Robert and Da’Sha traveled to Florida for a quick vacation. They share their frustrations with air travel etiquette and explain why they purchased the protection for a new pair of sunglasses. BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to Robert’s live webinars. No test required for credit! BMFCE.com. BMFInsurance.agency: Robert is also a busy insurance agent. Search and buy great products online, including vehicle service contracts, travel insurance, life insurance and more at our agency site.

Robert is heading to holiday parties and uses the topic as a springboard to review a few things covered in previous episodes and answer listener questions.

Robert is joined by Da’Sha to discuss kidnappings while vacationing or traveling on business to foreign countries. There is insurance for that! BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to Robert’s live webinars. No test required for credit! BMFCE.com. BMFInsurance.agency: Robert is also a busy insurance agent. Search and buy great products online, including vehicle service contracts, travel insurance, life insurance and more at our agency site.

Robert received a letter from his lender stating they needed proof of his master condo association insurance. He and Damon examine why they need this proof and what they will do if they don’t get it. They also riff on unique Arizona wildlife, movies with loan sharks, and how marching band trophies are different from the Stanley Cup. BMFCE: Insurance producers and adjusters can earn continuing education credit listening to Robert’s live webinars. No test required for credit! BMFCE.com.

Robert and Damon share thoughts on how Halloween has changed over generations and why homeowners should be concerned about masked children running loose on their property. Extra tips on what to do if you find yourself in a non-flammable costume and the possibility of rabies making a comeback are also offered. BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to Robert’s live webinars. No test required for credit! BMFCE.com. BMFInsurance.agency: Robert is also a busy insurance agent. Search and buy great products online, including vehicle service contracts, travel insurance, life insurance and more at our agency site.

Robert talks about how his girlfriend doesn’t understand the college football rivalry between Michigan State and the University of Michigan, the conflict in Israel and Gaza, and how terrorism is covered under property insurance policies in the United States.

Robert is sounding somber in this episode in which he talks about the dismissal of Mel Tucker, head coach of the Michigan State University Spartans football team. As a proud alumnus, he offers no excuses for bad behavior and draws a comparison to the insurance industry and businesses in general that are in need of productive, but also ethical, talent.

Robert is joined by Ashley to talk about the recent company retreat in Sedona, Arizona. There was an injury on the jeep tour, random customers serving drinks at a dinner show, hotel employees making accusations of infidelity, and a ride in a tow truck. In comparison to some other company outings, however, this one was pretty tame. No one is complaining.

Robert visits with his sister, Laura, to talk about her dog, the possibility of serious injury or cardiac arrest, animal CPR and cats that only eat soup.

While Robert was in Chicago on business, Da’Sha bought herself a used Mercedes. Robert returns to discuss her recent experience purchasing a vehicle service contract from the car dealership. BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to Robert’s live webinars. No test required for credit! BMFCE.com. BMFInsurance.agency: Robert is also a busy insurance agent. Search and buy great products online, including vehicle service contracts, travel insurance, life insurance and more at our agency site.

Robert is joined by his son, Damon, to share stories about his uncle who used to drive a school bus and how Robert wouldn’t walk his son to the school bus stop when he was in first grade.

Robert rents a boat for a day out on Flathead Lake with his girlfriend. For a guy who doesn’t own a boat and almost never rents boats, where do you find coverage in the event of an accident? Rather than interview an expert on the topic, Robert gets his childhood friend, Sean, to explore the topic.

Robert is joined by life insurance settlement broker, Lisa Rehburg, who shares her expertise on getting value out of life insurance policies that might otherwise be surrendered or allowed to lapse.

Robert is joined by another regular at the karaoke bar, Jenna, for a discussion on day drinking, smuggling ice cream past security, and their process for debuting new songs.

Robert is joined by SMU tennis star, Hadley Doyle, to talk about her experience as a college athlete, the risks athletes face and the insurance sponsored by the NCAA that may mitigate that risk.

Damon joins the podcast to talk about young drivers thinking they are good drivers just because they took drivers ed, which cousin of his would be most likely to steal the family car, and a quick story about a Winger concert.

Robert is joined by Da’Sha, a dental hygiene student and a member of the staff at a Phoenix-area dental office. They spar about the value of dental insurance, dental consultations and what percentage of dentists are good at what they do.

Robert rambles about how he ended up in the insurance business and ends with a series of random auto policy exclusions.

No, this is not the name of Robert’s new progressive rock band. He rented a Tesla 3 at the Orlando airport and realized he may be too old of a dog to learn how to drive this new trick. He also may not have the money for the insurance if he ever wanted to own one.

Robert welcomes his father to the podcast and the two talk foul balls at baseball games, sitting close to the action at NBA games and hitting golf tee shots into oncoming traffic.

Robert wonders why deposits for bank account holders in excess of $250,000 are insured despite exceeding the explicit limits of coverage and despite no premiums having been paid on those excess deposits. Are those depositors more important to the economy than the rest of us? Maybe “taxpayers” won’t pay for the Silicon Valley Bank bailout, but everyone who uses the banking system will. Is there a difference?

Robert remembers the Station Nightclub fire twenty years after the little bar in Rhode Island burned to the ground.

Michigan State University was locked down on the evening of February 13, 2023 while campus police searched for a shooter suspected of killing three people and injuring several others. Robert is an MSU alumnus and he talks through some of his feelings over the past week. He also reveals that he is an agent that sells active shooter insurance.

The video released to the public showing the police beating of Tyre Nichols has spurred renewed calls for the end of immunity for police officers from personal liability. If laws were changed, how would that impact applications for police officer jobs, officer behavior, and how likely is the insurance industry to respond with a product solution?

Robert is joined by Kelly Ann Barker, human resources professional, and he shares his experience with a blind massage therapist. The episode runs a little longer than usual when Robert flashes back to a high school consumer economics class taught by his old gymnastics coach.

The physical exams administered to Carlos Correa by the SF Giants and NY Mets have cost him $150 million. He now has a six-year deal offered by the Minnesota Twins PENDING A PHYSICAL. Insurance, or more accurately, the lack of insurance available is driving the market down for this very talented shortstop.

Nylle joins the podcast to talk about why everyone seems to hate talking to salespeople. Pursuing a sales prospect via text message goes terribly wrong for Robert.

Baseball’s free agents are signing guaranteed contracts for hundreds of millions of dollars and the teams that sign them are insuring these deals much like any other big business hedges their positions. Did the Giants pull their offer to Carlos Correa because their insurer wouldn’t cover the contract over concerns about a previous leg injury? If so, the Mets may pull their offer and he’ll lose out on two $300+ million deals in a span of a week. Insurance underwriters pull a lot of strings behind the scenes in baseball and Robert is fascinated!

Robert travels to Florida for the birth of his first grandchild and explains why it can be a good thing when a baby arrives early.

Robert talks with his son, Damon, about how concert tickets were sold in the 90s and contrasts that with the Metallica tour that recently went on sale.

Robert shares a story of vacation in Mexico that reminds him of an often overlooked insurance policy.

Robert answers a couple listener questions, reflects on a bus trip from Atlanta to Florida to reach his family Thanksgiving and drops a reference to a book he now believes he never actually read.

Robert had an idea to make his 10th grade Halloween more fun for him and his friends. Of course, the consequences of mayhem do not always fall on those responsible. The story is a quick lesson in vicarious liability.

Robert recounts a 19-day road trip he took with his son the summer of 2020 during which he violated a few terms of the rental car agreement.

Robert talks with his son, Brandon, an expectant father, about the life insurance for babies that he recalls being advertised in his Columbia House CD member mailings from 1994.

Robert can’t remember every time he has seen a doctor. The good news is, the little, insignificant visits to the doctor may not make much difference when it comes time to apply for insurance.

A friend at a party reveals to Robert that her doctor is doing something special for her. She is very grateful, however, it is, unfortunately, a felony.

Robert shares a cautionary tale with lessons on dating, food safety, the practical realities of out-of-state arrest warrants, and property insurance.

It would be creepy if someone could purchase a life insurance policy on your life without your consent, right? But could there be a good reason to carve out an exception for some people? Robert shares his observations from proposing life insurance to young families.

Robert shares stories of non-traditional remedies for his many physical, mental and emotional problems. While they may not be covered by a typical ACA-compliant health insurance plan, maybe section 213(d) of the Internal Revenue Code can help.

Robert gets caught in the middle of a plumbing emergency and sees a connection with a common homeowners insurance loss.