On The Market

Real estate markets are local, not national. When someone says, “the housing market is about to drop,” you have to ask, “which housing market?” Every city has different migration patterns, housing market activity, building codes, and inventory. One market in the Midwest could see price jumps while somewhere on the coast sees declines. So, which markets are getting hit hardest in the latest round of price cuts and which are still on their way up? You’ll need to know the different housing market metrics before making a prediction. But you don’t have to look into the data by yourself. You have Dave Meyer by your side! Dave has been looking at a few key markets to uncover which are seeing home price drops and which are seeing appreciation. Traditionally “strong” cities are getting hit the hardest as interest rates rise and inventory comes on the market. Some cities look like they’ll see double-digit price cuts over the next two years, while others that have already seen record price growth will continue to outshine their more well-known coastal counterparts. As an investor, this is the exact type of data you need to know when making housing market decisions. The right market could lead you to financial freedom, while the wrong one could burn your hard-earned capital! In This Episode We Cover The five most important housing market metrics to predict future price trends Why coastal cities are getting hit hard by recent home prices declines Which factors are causing increased prices and which are forcing down declines Looking at long-term and short-term growth rates to forecast prices Why some markets are starting to return to “pre-pandemic” housing market conditions The ongoing affordability crisis and why many homebuyers can’t afford homes in popular markets And So Much More! Links from the Show BiggerPockets Forums BiggerPockets Agent Join BiggerPockets for FREE On The Market Join the Future of Real Estate Investing with Fundrise Connect with Other Investors in the “On The Market” Forums Subscribe to The “On The Market” YouTube Channel Find an Investor Friendly Agent in Your Area Dave’s BiggerPockets Profile Dave’s Instagram Dave’s Housing Market Data Black Knight Moody’s Analytics Check the full show notes here: https://www.biggerpockets.com/blog/on-the-market-27 Interested in learning more about today’s sponsors or becoming a BiggerPockets partner yourself? Check out our sponsor page! Learn more about your ad choices. Visit megaphone.fm/adchoices

Interest rates are dipping below five percent, hedge funds and institutional investors are starting to sell off their homes, and inexperienced syndicators are getting stuck with bad deals. Is this the everyday investor’s version of a miracle? Nope, it’s just another week in the wild 2022 housing market! Joining us is the entire On The Market panel to talk about which up-to-date, hard-hitting stories affect investors the most. To start, we’ll talk about Invitation Homes, one of the most prominent institutional real estate companies, and how they’re being accused of using unpermitted work to renovate their recent acquisitions. Within the same vein, Opendoor, another institutional investor, was fined a whopping $62M for “deceptive marketing”, but did they really make promises they couldn’t keep? Don’t worry, this isn’t an entirely iBuyer-only episode. Our last two stories cover commercial real estate and interest rates. More commercial deals are starting to see cracks in their literal and figurative foundation, as inexperienced investors are being slapped with higher fees and rates from banks as their properties become less valuable. But, some good news for investors is that mortgage rates have finally dropped below five percent, getting us closer to the rock-bottom rates we were used to in 2020 and 2021. But can these rates be counted on, or will they skyrocket back up once the Fed has had enough? In This Episode We Cover Why hedge funds are hurting and failing to keep up with maintenance on their properties The “deceptive marketing” tactic OpenDoor used to lure in new customers How rapid “repricing” is changing the way commercial real estate deals are done Jamil’s $2.5M mistake and why you should always focus on your own area of expertise Low interest rates and why banks are offering them even as the Fed pushes for increases And So Much More! Links from the Show BiggerPockets Forums BiggerPockets Agent Join BiggerPockets for FREE On The Market Join the Future of Real Estate Investing with Fundrise Connect with Other Investors in the “On The Market” Forums Subscribe to The “On The Market” YouTube Channel Find an Investor Friendly Agent in Your Area Dave’s BiggerPockets Profile Dave’s Instagram Henry's BiggerPockets Profile Henry's Instagram James' BiggerPockets Profile James' Instagram Jamil's BiggerPockets Profile Jamil's Instagram Kathy's BiggerPockets Profile Kathy's Instagram Invitation Homes Opendoor Rapid Repricing Interest Rates Hear More About Jamil’s $15M Wholesale Deal Check the full show notes here: https://www.biggerpockets.com/blog/on-the-market-26 Interested in learning more about today’s sponsors or becoming a BiggerPockets partner yourself? Check out our sponsor page! Learn more about your ad choices. Visit megaphone.fm/adchoices

What do work-from-home employees and the housing market have to do with each other? Surprisingly, a lot. At the start of 2020, as the first lockdowns were rolling in, many companies made the wise decision to allow their workers to temporarily work-from-home. As temporary became seemingly eternal, more employers started developing permanent work-from-home regulations, allowing employees to, on average, work at their residence for about half of the workweek. With this enhanced flexibility, employees were more likely to move to places their jobs didn’t confine them to. If they were used to snow and sleet, they may have moved to Arizona, Texas, or Florida. If they were stuck in urban areas like New York City and San Francisco, the more suburban allure of Boise, Denver, or Raleigh pulled them even closer. Now, these high-paid, location-flexible workers were on the hunt for houses. And as a result, home prices skyrocketed while affordability plummeted. It’s becoming more and more evident how much of an impact remote work plays on the housing market, but what can landlords do with this information? Dave has already dug through the research so you don’t have to, and he brings on this show three factors of a work-from-home “hotspot” that could forecast big home price appreciation. These three factors could point you on the path to buying in the nation’s next best real estate market! In This Episode We Cover The latest remote work trends and whether or not working from home is here to stay How work-from-home policies have affected productivity in the workplace The three factors of a work-from-home “hotspot” that could explode in popularity How more remote workers affect the housing market, migration, and home prices Whether or not a recession could end the work-from-home movement and force workers back into the office The real estate markets that are starting to cool after huge home price appreciation And So Much More! Links from the Show BiggerPockets Forums BiggerPockets Agent Join BiggerPockets for FREE On The Market Join the Future of Real Estate Investing with Fundrise Connect with Other Investors in the “On The Market” Forums Subscribe to The “On The Market” YouTube Channel Find an Investor Friendly Agent in Your Area Dave’s BiggerPockets Profile Dave’s Instagram The Do's and Don'ts of Returning to the Office by Adam Grant NBER: Pandemic-Induced Remote Work and Rising House Prices Listen to Our Episode with Redfin’s Taylor Marr Check the full show notes here: https://www.biggerpockets.com/blog/on-the-market-25 Interested in learning more about today’s sponsors or becoming a BiggerPockets partner yourself? Check out our sponsor page! Learn more about your ad choices. Visit megaphone.fm/adchoices

Climate change and real estate. Most people would say that they’re related, but not in a substantial way. We all know that homes can flood, catch fire, or be blown away from a tornado, but how many real estate investors are looking at the climate risk data before making a real estate-related decision? Institutional investors have been using climate change data to make educated decisions for decades, so why aren’t we doing the same? Cal Inman, lecturer at UC Berkeley and principal over at ClimateCheck, saw that real estate developers were regularly looking at climate data to make decisions. As a small landlord himself, he struggled to find this same type of data for his residential properties. As fire and flooding became more prevalent throughout the United States, Cal knew that this data was imperative for homeowners, not just large-scale investment firms. Now, thanks to ClimateCheck, homeowners, buyers, and sellers can look at the climate change-related risk before they put any money into a property. Cal also shares why and where climate risk is rising, the safer parts of the US to invest in, and how different regions of the country are preparing for more elevated climate-caused catastrophes. If you’re investing on the coasts, in the plains, or anywhere in between, the data could completely change your investing strategy. In This Episode We Cover How real estate developers use climate data to make better investing decisions Whether or not climate risk is rising and in which markets is it impacting the most Why coastal investors especially need to be specific about where they decide to buy What small investors can do to mitigate the risk of losing their properties to climate emergencies The impact climate change will have on US migration and renting/buying trends And So Much More! Links from the Show BiggerPockets Forums BiggerPockets Agent Join BiggerPockets for FREE On The Market Join the Future of Real Estate Investing with Fundrise Connect with Other Investors in the “On The Market” Forums Subscribe to The “On The Market” YouTube Channel Find an Investor Friendly Agent in Your Area Dave’s BiggerPockets Profile Dave’s Instagram Check Your Home’s Climate Related Risk with ClimateCheck Redfin and ClimateCheck’s Guide to Climate Data How Much Risk Does Climate Change Actually Pose To Real Estate? Connect with Cal: ClimateCheck Cal's LinkedIn Check the full show notes here: https://www.biggerpockets.com/blog/on-the-market-24 Interested in learning more about today’s sponsors or becoming a BiggerPockets partner yourself? Check out our sponsor page! Learn more about your ad choices. Visit megaphone.fm/adchoices

The US economy has seen a couple of recessions over the past two decades. The most brutal one being the great recession, which remains an anomalous event. Fast forward twelve or so years, and we entered into the 2020 recession, one of the fastest recessions ever recorded that resulted in a massive run-up of stock, crypto, and real estate prices. Now, as a recession looms on the horizon, Americans are struggling to figure out whether or not we’re about to hit a short-term speed bump or a long-term depression. So many different economists, newscasters, and financial bloggers love to debate whether or not we’re truly in a recession. By definition, we should be, but the experts are slowly taking their time, trying to calculate the true impact of this latest economic cycle we’ve entered. But does being in a recession really matter? Yes, recessions affect almost every aspect of financial life. Labor slows down, consumer prices go up while asset prices drop, and it’s harder to make economic progress. But, is that what we’re experiencing in 2022, or is the term “recession” just propping up fabricated fear that matters far less than we think? In this bonus episode of On The Market, Dave gives his insight into whether or not the US economy has entered a recession, how this affects real estate investors, and why experts can’t agree on a definition. If you’re actively investing, Dave gives some good advice on how to keep your head screwed on straight while every news outlet plays chicken little. In This Episode We Cover Why experts can’t agree on whether or not we’ve entered a recession GDP decline and how inflation has outpaced our growth as an economy How past recessions compare to what we’re going through today and what we can learn from them Mortgage and interest rates and how a further economic decline could affect investors The three most important metrics to watch as a recession becomes more likely The key performance indicators that show economic growth, not decline And So Much More! Links from the Show BiggerPockets Forums BiggerPockets Agent Join BiggerPockets for FREE On The Market Join the Future of Real Estate Investing with Fundrise Connect with Other Investors in the “On The Market” Forums Subscribe to The “On The Market” YouTube Channel Find an Investor Friendly Agent in Your Area Dave’s BiggerPockets Profile Dave’s Instagram On The Market 14 with Logan Mohtashami On The Market 17 with Rick Sharga Our Recent Panel Discussion on Home Prices U.S. GDP Shrinks By 0.9%—White House and Experts Push Back On Recession Claims Check the full show notes here: https://www.biggerpockets.com/blog/on-the-market-23 Interested in learning more about today’s sponsors or becoming a BiggerPockets partner yourself? Check out our sponsor page! Learn more about your ad choices. Visit megaphone.fm/adchoices

Your next property purchase might just be a 3D-printed house. Don’t believe us? With lower housing costs, immediately replaceable/printable parts, and homes that can be built in six months (or less), traditional real estate developers may find themselves in a pinch when trying to compete against these perfect printable properties. With a huge inventory shortage and housing crisis throughout the United States, 3D-printed homes may just be the ultimate solution nobody believed could happen. As a true believer, Zachary Mannheimer, CEO and founder of Alquist 3D, knew that 3D printed houses would sooner or later become the future. With labor and material costs skyrocketing and real estate development becoming eye-wateringly expensive, Zachary became keen on finding an affordable solution. His team now has plans to build 200+ homes for underserved communities and has already begun expansion across the eastern United States. And this isn’t all theory. Zachary’s team has already built multiple 3D printed homes, one of which has a family living in it. They’re facing an influx of orders and can’t keep up with demand, but are slowly building economies of scale to make 3D printed housing one of the biggest industries in America. Zachary confidently estimates that by 2025, you won’t be asking if 3D printing is possible, you’ll be asking when you can preorder your next property. In This Episode We Cover The true cost of a 3D printed house and how labor and material costs will shrink as the industry expands Project Virginia and how Zachary’s team is building affordable, high-quality housing for communities with rock-bottom inventory How to buy and build a 3D printed home by working with Alquist 3D The new 3D printing industry that will create hundreds of thousands of jobs over the next decade How long it takes to build a 3D printed house and how to print your own materials And So Much More! Links from the Show BiggerPockets Forums BiggerPockets Agent Join BiggerPockets for FREE On The Market Join the Future of Real Estate Investing with Fundrise Connect with Other Investors in the “On The Market” Forums Subscribe to The “On The Market” YouTube Channel Find an Investor Friendly Agent in Your Area Dave’s BiggerPockets Profile Henry's BiggerPockets Profile James' BiggerPockets Profile Jamil's BiggerPockets Profile Kathy's BiggerPockets Profile Dave’s Instagram Henry's Instagram James' Instagram Jamil's Instagram Kathy's Instagram Check Out Zachary on This Month’s BiggerNews Episode Watch 3D Homes Get Printed Connect with Zachary: Zachary’s Team at Alquist Check the full show notes here: https://www.biggerpockets.com/blog/on-the-market-22 Interested in learning more about today’s sponsors or becoming a BiggerPockets partner yourself? Check out our sponsor page! Learn more about your ad choices. Visit megaphone.fm/adchoices

Is some alleviation from inflated home prices headed our way? Over the past two years, sellers have taken the housing market for a ride, getting dozens of offers on every listed house. No matter the condition, area, or age of the property, buyers were filling open houses every weekend just to make an over-asking offer on what should be a reasonably priced house. Now, the tables are starting to turn, and as a result, sellers are getting desperate. Interest rates are rising and buyers are backing out of the market by the dozen. Instead of twenty offers in a weekend, sellers are looking at two, and none of them are over asking price. This is good news for home buyers and great news for investors, as deals are becoming easier to come by while the housing market hysteria takes a breather. We brought the entire On The Market panel in this week to see where they’re finding deals, how their own markets are fairing, and what investors should look for on the horizon as demand steadily starts to slow. We also go into the future of housing inventory and how another inventory crisis could be coming soon. In This Episode We Cover June housing market updates and why the housing market is starting to slow Why fear-first sellers are dramatically lowering their asking prices simply to sell Could we enter into another inventory crisis and why some investors think this dip is only temporary Where to find deals in today’s market and why real estate agents may become a phenomenal deal source for you How flippers and BRRRRers can prepare for housing prices to head back down And So Much More! Links from the Show BiggerPockets Forums BiggerPockets Agent Join BiggerPockets for FREE On The Market Join the Future of Real Estate Investing with Fundrise Connect with Other Investors in the “On The Market” Forums Subscribe to The “On The Market” YouTube Channel Find an Investor Friendly Agent in Your Area Dave’s BiggerPockets Profile Henry's BiggerPockets Profile James' BiggerPockets Profile Jamil's BiggerPockets Profile Kathy's BiggerPockets Profile Dave’s Instagram Henry's Instagram James' Instagram Jamil's Instagram Kathy's Instagram Grab This Episode's Data Drop (Lead Indicator Data for US Housing Markets) Check the full show notes here: https://www.biggerpockets.com/blog/on-the-market-21 Interested in learning more about today’s sponsors or becoming a BiggerPockets partner yourself? Check out our sponsor page! Learn more about your ad choices. Visit megaphone.fm/adchoices

Real estate wholesaling is one of the most hated, commonly criticized, and least-trusted types of real estate investing. Most people paint real estate wholesalers as those who lie to sellers, incorrectly run comps, and try to market bad deals to unexpected investors. This is all said while top real estate investors around the country continue to buy from wholesalers. So what is it? Are real estate wholesalers a parasite to the property investing industry or are they the symbiotic counterpart every successful investor needs? To put it simply, wholesaling real estate is when a wholesaler will put a property under contract for a certain price, then market the property to investors at a higher price, and keep the difference once the property is handed off. Think of wholesalers as the middlemen between a distressed seller and a real estate investor looking for undervalued deals. In a perfect world, all three parties walk away from the transaction happy. But how often does this happen? Jamil Damji, James Dainard, and Henry Washington are on this week to talk about how to wholesale, what most wholesalers get wrong, and whether or not real estate wholesaling still works in 2022. Jamil and James are both active wholesalers, while Henry often buys his properties from wholesalers. They give a “wholesaling 101” course to any new investor looking to find deals as well as to new wholesalers trying to get their seed money started. In This Episode We Cover Whether or not a recession is here and how high interest rates may go in 2022 What is wholesaling and why real estate wholesalers are so hated in the industry Is 2022 a good time to start wholesaling or should investors wait until home prices drop Why wholesaling may be the single best way to get a world-class real estate investing education Which properties to wholesale vs. keep when investing and flipping contracts Vetting your wholesaler and how to know you’re buying a real deal And So Much More! Links from the Show BiggerPockets Forums BiggerPockets Agent Join BiggerPockets for FREE On The Market Join the Future of Real Estate Investing with Fundrise Connect with Other Investors in the “On The Market” Forums Subscribe to The “On The Market” YouTube Channel Find an Investor Friendly Agent in Your Area Dave’s BiggerPockets Profile Henry's BiggerPockets Profile James' BiggerPockets Profile Jamil's BiggerPockets Profile Dave’s Instagram Henry's Instagram James' Instagram Jamil's Instagram Grab This Episode's Data Drop (Questions to Ask Your Wholesaler) The Newbie’s Guide to Wholesaling in 7 Simple Steps The Big Mistake I Used to Make When Qualifying Wholesaling Leads Check the full show notes here: https://www.biggerpockets.com/blog/on-the-market-20 Interested in learning more about today’s sponsors or becoming a BiggerPockets partner yourself? Check out our sponsor page! Learn more about your ad choices. Visit megaphone.fm/adchoices

Does a stock market crash affect real estate? We’ve seen home prices hit record growth over the past two years, with a slight slowdown happening right now. But nothing in the real estate market compares to the stock market selloff that has happened over the past six months. Index funds are down over twenty percent year to date, tech companies are quickly losing valuation, and the stock market doesn’t show any signs of slowing down. Is this an opportunity for real estate investors? Instead of letting landlords try to explain how equities work, we brought on Clay Finck from the Millennial Investing podcast to help educate us on what a good (or bad) buy looks like. Clay has spent years learning about value investing from the best stock trader of all time, Warren Buffett. He’s designed his portfolio to model the trading techniques Buffett engineered and thinks that this latest dip poses some interesting opportunities for investors of any asset class. Clay talks about recession-resistant stock picks, how to know whether a company is under or over-valued, and why stock investing could be a more passive alternative for the stressed-out landlord. We also have our panel of expert guests give their take on the stock market, how real estate investors should invest, and what their own portfolios look like. If you’re heavy on the real estate investing side of things, make sure you listen until the end, as there are some serious stock buying opportunities you may have never thought of. In This Episode We Cover How the Fed influences the stock market through quantitative easing and rate hikes Which stocks win during a recession (and which ones to stay away from) Dividend stocks and how to cash flow without owning any real estate Dollar-cost averaging as a smarter way to invest even as prices fall Whether or not to put your money into the stock market to save for your next deal Why some stock investors are ditching equities to make headache-free gains in real estate And So Much More! Links from the Show BiggerPockets Forums BiggerPockets Agent Join BiggerPockets for FREE On The Market Join the Future of Real Estate Investing with Fundrise Connect with Other Investors in the “On The Market” Forums Subscribe to The “On The Market” YouTube Channel Find an Investor Friendly Agent in Your Area Dave’s BiggerPockets Profile Henry's BiggerPockets Profile James' BiggerPockets Profile Kathy's BiggerPockets Profile Dave’s Instagram Henry's Instagram James' Instagram Kathy's Instagram Grab Your Ticket to BPCon 2022 Which is Better? 145 Years of Real Estate vs. Stocks Get Featured in Our “Crowd Source” Section by Posting on The BiggerPockets Forums “Millennial Investing" Podcast Book Mentioned in the Show Real Estate 101 by Michele Cagan Connect with Clay: Clay's Twitter Check the full show notes here: https://www.biggerpockets.com/blog/on-the-market-19 Interested in learning more about today’s sponsors or becoming a BiggerPockets partner yourself? Check out our sponsor page! Learn more about your ad choices. Visit megaphone.fm/adchoices

Short-term rental investing has been one of the most profitable, fastest-growing types of real estate investing strategies in decades. When the events of 2020 happened, most vacation rental owners thought that their passive income stream had been shut off, only for the exact opposite to happen in a big way. With low interest rates, investors were scooping up short-term rentals every second they could, and their occupancy rates just kept on increasing. But is all of that about to change? We’re back with another bonus episode of On The Market where Dave does a data-first deep dive into what’s happening with the short-term rental market. From occupancy rates to second home sell-offs, and hotels regaining their prestige—everything you wanted to know about vacation rental investing is packaged up for you in this short-term rental recap. Dave also gets into the recession data behind short-term rental investing and why some investors might be calling a quits too quickly. And even with interest rates rising, a buying opportunity may be on the horizon for investors who are fast enough! In This Episode We Cover Whether or not demand has stayed consistent as the economy enters into uncharted territory Hotels vs. hosts and which vacation stay is getting more popular over the next few months How inflation is affecting the average American’s vacation budget and what that means for investors Second-home demand and why so many owners are looking to sell The massive influx of new vacation rentals and the effect it's taking on occupancy And So Much More! Links from the Show BiggerPockets Forums BiggerPockets Agent Join BiggerPockets for FREE On The Market Join the Future of Real Estate Investing with Fundrise Connect with Other Investors in the “On The Market” Forums Subscribe to The “On The Market” YouTube Channel It’s Not Too Late to Join the Short-Term Rental Investing Game Sign Up For the BiggerPockets Short-Term Rental Bootcamp Access More Short-Term Rental Data with AirDNA Watch Tony Robinson’s Video on Short-Term Rental Investing in 2022 Dave’s BiggerPockets Profile Dave’s Instagram Check the full show notes here: https://www.biggerpockets.com/blog/on-the-market-18 Interested in learning more about today’s sponsors or becoming a BiggerPockets partner yourself? Check out our sponsor page! Learn more about your ad choices. Visit megaphone.fm/adchoices

Will housing prices drop in 2022? There may seem like an obvious answer to this question, “of course with interest rates rising housing prices will drop.” But, that’s not exactly what the data shows, especially when you take into account that 2022 is not a normal housing market by any means. We had high demand, which is starting to cool, but housing prices are still far from affordable. And with so many homeowners enjoying huge equity boosts, is there even a possibility that foreclosures could fill the supply gap? Instead of postulating about what will or won’t happen, we brought on an industry expert who can give a data-first decision on which way the housing market will move. Rick Sharga, EVP of Market Intelligence at ATTOM, knows the data. He spends the majority of his waking hours scanning through copious amounts of housing market information so he can give investors and real estate professionals a true, unbiased opinion on what will happen next. Rick goes deep into demand, what’s causing it and whether or not it has been suppressed thanks to interest rate hikes. We also touch on the foreclosure “crisis” that never happened, how forbearance programs worked, and why we’re starting to (finally) see an uptick of foreclosures, many of which could make great investment properties. Lastly, you’ll hear why waiting out the housing market could be a move many investors shouldn’t make. In This Episode We Cover Why interest rate hikes are affecting the housing market faster than we thought The possibility of a housing market crash and what it means for investors Forbearance and foreclosures explained and what makes this market different from 2008 “Emotional equity” and how it could keep home prices high for years to come Buying rental properties at auction and what to know before you make a bid Why waiting for lower homes prices could cost you tens of thousands more And So Much More! Links from the Show BiggerPockets Forums BiggerPockets Agent Join BiggerPockets for FREE On The Market Join the Future of Real Estate Investing with Fundrise Connect with Other Investors in the “On The Market” Forums Subscribe to The “On The Market” YouTube Channel Find an Investor Friendly Agent in Your Area Dave’s BiggerPockets Profile Henry's BiggerPockets Profile James' BiggerPockets Profile Jamil's BiggerPockets Profile Kathy's BiggerPockets Profile Dave’s Instagram Henry's Instagram James' Instagram Jamil's Instagram Kathy's Instagram Grab Your Ticket to BPCon 2022 BiggerPockets Podcast 604 ATTOM Insights for Real Estate Investors Connect with Rick Rick's LinkedIn Rick's Twitter Check the full show notes here: https://www.biggerpockets.com/blog/on-the-market-17 Interested in learning more about today’s sponsors or becoming a BiggerPockets partner yourself? Check out our sponsor page! Learn more about your ad choices. Visit megaphone.fm/adchoices

Everyone wants to know how to invest during a recession. We get it—things aren’t looking too good. Inflation is crossing all-time high territory, your rent is going up and so are interest rates, and many investors are wondering if a stock market crash is on the horizon. It’s normal to be scared, but it’s even smarter to do something while all the other investors are trapped in analysis paralysis. If you do want to invest, what should you do? We’re back with another bonus episode of On The Market where we’re tackling the not-so-simple question, “should I invest in 2022?” If you think a bunch of real estate investors are biased, you may be right, but we’d highly encourage you to listen to the very end of this episode, as each guest on our expert panel explains why they’re doing what they’re doing and why you should try it too. Recessions are traditionally when much of the population loses money, but it doesn’t have to be that way for informed investors. A world of opportunity is waiting for you, even if you have no money or experience going into this year. If you take what our expert guests say to heart, there’s a good chance you’ll not only make it out alive in 2022, but you’ll also have a lot more wealth than when you started. In This Episode We Cover July housing market updates and what has happened since the start of the year Is the housing market starting to cool? And if so, what should investors do? How to start investing NOW and getting a real estate deal in the next thirty days What to do if/when the housing market crashes (and how to profit from it) How to invest in 2022 and whether or not buy-and-hold rentals are still a safe bet The no-cash-needed way to start making money in real estate And So Much More! Links from the Show BiggerPockets Forums BiggerPockets Agent Join BiggerPockets for FREE On The Market Join the Future of Real Estate Investing with Fundrise Connect with Other Investors in the “On The Market” Forums Subscribe to The “On The Market” YouTube Channel Data Drop Jamil’s Appraisal Rules Rent vs. Buy vs. House Hack Calculator Find an Investor Friendly Agent in Your Area Dave’s BiggerPockets Profile Henry's BiggerPockets Profile James' BiggerPockets Profile Jamil's BiggerPockets Profile Kathy's BiggerPockets Profile Dave’s Instagram Henry's Instagram James' Instagram Jamil's Instagram Kathy's Instagram Check the full show notes here: https://www.biggerpockets.com/blog/on-the-market-16 Interested in learning more about today’s sponsors or becoming a BiggerPockets partner yourself? Check out our sponsor page! Learn more about your ad choices. Visit megaphone.fm/adchoices

Renting vs buying a house. It’s an easy decision. If you have the option to buy, you should buy. Shouldn’t you? That line of thinking, according to Ken Johnson, real estate economics expert, can cost you a lot of money. His team at Florida Atlantic University, along with other data–first economic experts, have spent a lot of time studying whether or not it makes more sense to rent or buy a home. Ken breaks down how most Americans have gotten the rent vs buy debate all wrong, how renters can beat homeowners to long-term wealth, and which housing conditions lead to better deals. We also bring in our expert panel of guests to get their take on whether or not owning is a smarter choice than renting. You’ll hear multiple opinions on how you can make a more lucrative decision on your first primary residence and whether being a “renter-landlord” makes sense in 2022. Surprisingly, in a time when more people are being forced into renting, Ken describes how “corporate landlords” could benefit the housing market, not deteriorate it. If you’re worried about the United States turning into a “renter nation”, Ken offers a glimmer of hope on why that may not be the case, and how even if it was, it wouldn’t be a bad thing. In This Episode We Cover Renting vs buying a home and which decision makes the most sense for you in 2022 Which real estate markets are about to see wild price drops in the coming years The housing affordability problem and why renting has become cheaper than owning Whether or not more corporate/Wall Street landlords is a good thing for renters Subsidizing your mortgage/rent by house hacking or rent hacking How renting and buying rental properties could be a win-win for average Americans And So Much More! Links from the Show BiggerPockets Forums BiggerPockets Agent Join BiggerPockets for FREE On The Market Join the Future of Real Estate Investing with Fundrise Connect with Other Investors in the “On The Market” Forums Try The BiggerPockets “Rent or Buy Tool” Big Radius Tool BH&J Buy vs. Rent Index Top 100 Housing Markets Waller, Weeks and Johnson Rental Index Dave’s BiggerPockets Profile Dave’s Instagram Henry's BiggerPockets Profile James' BiggerPockets Profile Jamil's BiggerPockets Profile Henry's Instagram James' Instagram Jamil's Instagram Check the full show notes here: https://www.biggerpockets.com/blog/on-the-market-15 Interested in learning more about today’s sponsors or becoming a BiggerPockets partner yourself? Check out our sponsor page! Learn more about your ad choices. Visit megaphone.fm/adchoices

The housing market is confusing, to say the least. In 2020, at the start of lockdowns, nearly everyone you spoke to had the opinion that the housing market was headed straight for a crash. Not only was this wrong, but it was the opposite of what the data was saying. While mainstream news outlets and “2008 crash bros” were painting a picture of foreclosures, price drops, and bottomed-out demand, Logan Mohtashami was singing a far different tune. Logan had been looking diligently at the data (like he does most days over at HousingWire) and he saw patterns that didn’t at all reflect the last recession. Instead, Logan predicted a runup in prices, hot buyer demand, and very low rates of foreclosures. In a time when almost everyone with a public voice was calling for an apocalyptic housing scene, Logan predicted much differently. Now, two or so years later, we can see just how right he was. We’ve brought this beloved data-first housing market deep diver onto the show to answer some of our most burning questions. Logan hits on how housing inventory got so low, what will force demand back down, why new property taxes are bad news for buyers, and the smartest move an investor can make in 2022. In This Episode We Cover How to dig ourselves out of the housing inventory hole we’ve created The “forbearance” myth that most housing market forecasters missed Why buying a home may be the smartest hedge against inflation of the decade Property taxes and why homeowners should (or shouldn’t) start to worry about them Housing markets to look out for that may see demand drop after huge appreciation pumps Why investors need to look at data “the right way” instead of relying on prominent internet forecasters And So Much More! Links from the Show BiggerPockets Forums BiggerPockets Agent Join BiggerPockets for FREE On The Market Join the Future of Real Estate Investing with Fundrise Connect with Other Investors in the “On The Market” Forums Dave’s BiggerPockets Profile Dave’s Instagram Kathy's BiggerPockets Profile Kathy's Instagram Mortgage Applications Decrease in Latest MBA Weekly Survey Nearly 1 in 5 Sellers is Dropping Their Price Get 50% off HousingWire+ Using Code “LoganVIP50" Is The Housing Market About to Collapse? What Investors Need to Know Connect with Logan: Logan's HousingWire Logan's Twitter Logan's Website Logan's Instagram Check the full show notes here: https://www.biggerpockets.com/blog/on-the-market-14 Interested in learning more about today’s sponsors or becoming a BiggerPockets partner yourself? Check out our sponsor page! Learn more about your ad choices. Visit megaphone.fm/adchoices

House flipping, rental property investing, wholesaling, and every other type of real estate investing has had an incredibly profitable run-up over the past two years. Days on market shrunk as buyer demand soared and supply dried up. Flippers, rental property investors, and everyone in between saw profit margins they couldn’t have imagined before. But, now that may all change. Rising interest rates have stopped many would-be homebuyers from making offers, forcing them back into renting instead of sending in over-asking bids. Now, home equity and flipping profits are starting to see a lag, as mortgage applications significantly slow down, showings become far less crowded, and price cuts become the new norm. Are we at the beginning of a real estate recession, and if so, how can we best prepare to still profit during the downturn? James Dainard, master flipper, investor, and “On The Market” guest, has had to readjust almost every way he analyzes real estate deals. He’s managed to cash in some serious flipping profits over the past two years but understands that this year will be different. He shares exactly how smaller landlords, real estate investors, flippers, and wholesalers can “pad their profits” so they don’t get burnt on their next real estate deal. In This Episode We Cover Why price drops have doubled even though many homes are selling above asking price Seller FOMO (fear of missing out) and why now may be a great time to find phenomenal deals Why cash flow has reemerged as the most important investing metric for rental property owners The 1% rule and why using it on every property could cost you money Readjusting your expectations as a flipper and how to “pad your profits” the right way Whether or not you should “trade up” your rental properties to protect your portfolio And So Much More! Links from the Show BiggerPockets Forums BiggerPockets Agent Join BiggerPockets for FREE On The Market Join the Future of Real Estate Investing with Fundrise Connect with Other Investors in the “On The Market” Forums Dave’s BiggerPockets Profile Dave’s Instagram Mortgage Applications Decrease in Latest MBA Weekly Survey Nearly 1 in 5 Sellers is Dropping Their Price Connect with James: ProjectRE with James Dainard Check the full show notes here: https://www.biggerpockets.com/blog/on-the-market-13 Interested in learning more about today’s sponsors or becoming a BiggerPockets partner yourself? Check out our sponsor page! Learn more about your ad choices. Visit megaphone.fm/adchoices

Inflation and interest rates—two things we rarely talk about when the market is going smoothly. Just this week, the Federal Reserve made some stark moves surrounding interest rates with the hope of cooling down the rampant inflation we’re experiencing. But what exactly is causing all this inflation and are interest rates really going to change anything? Welcome to a bonus “On The Market” update from your favorite data deli nerd, Dave Meyer, who serves you fresh salami and cheese similes and turkey and mayo metaphors so you can know the housing market a bit better. This time, we’re talking about how inflation and interest rates rises could affect the housing market, what’s behind all the madness, and what it means for you, the local homebuyer or real estate investor. The recent updates from the Fed are BIG news, but they shouldn't worry you too much if you know the reasons behind their decisions. Staying ahead of the inflation curve can help put you in a position to build wealth, even when everyone else thinks the sky is falling. In This Episode We Cover Interest rate updates and why the Fed and Jerome Powell are making these drastic decisions Inflation explained and why we’re experiencing such high price surges Supply and demand and how this lopsided duo is hurting the economy What would need to happen before a more normalized market comes about Whether or not an economic recession is around the corner And So Much More! Links from the Show BiggerPockets Forums BiggerPockets Agent Join BiggerPockets for FREE On The Market Join the Future of Real Estate Investing with Fundrise Connect with Other Investors in the “On The Market” Forums Dave’s BiggerPockets Profile Dave’s Instagram How to Prepare for a Recession Our Inflation Dilemma—What The Fed Won’t Tell You The Fed’s Plan for Future Interest Rates Get Housing Market Data from Redfin Check the full show notes here: https://www.biggerpockets.com/blog/on-the-market-12 Interested in learning more about today’s sponsors or becoming a BiggerPockets partner yourself? Check out our sponsor page! Learn more about your ad choices. Visit megaphone.fm/adchoices

Over the past two years, home prices have looked as if they’re never going to drop. With record-low interest rates, a newly formed remote work culture, and millennials at peak homebuying age, who would have thought that lower home prices would come so soon. Although traditionally affordable areas of the United State are still teetering on “overpriced” status, many high-priced markets are seeing negative population growth, and home prices are getting hit as a result. This is just one of the topics we touch on in our in-depth interview with Redfin’s Deputy Chief Economist, Taylor Marr. Taylor, like our own Dave Meyer, spends his days digging through the most important real estate data around. Whether it’s housing market updates, inflation and interest rate changes, or migration patterns, Taylor is on it long before you read one of his team’s excellent articles. As a key member of one of the leading companies distributing accurate, timely real estate data, he knows the housing market better than almost anyone else. Taylor’s insight is invaluable if you’re looking to migrate to a new part of the nation, invest in a new market, or debate whether or not to sell a property you own. He goes over supply and demand, how the “lock-in” effect has stalled the housing market, which real estate markets are primed for huge growth, and which could suffer serious financial fallout from a lack of homebuyers, renters, and demand. In This Episode We Cover What caused so many Americans to buy homes in new parts of the country How “cash-rich” homebuyers caused region-specific inflation in their areas The migration patterns to pay attention to when analyzing a real estate market Which cities are primed for rent and home price growth, declines, or stagnation How the “lock-in” effect is prompting more homebuyers to wait out the housing market Why we’ve started to see home sales decline as more homebuyers resort to renting And So Much More! Links from the Show BiggerPockets Forums BiggerPockets Agent Join BiggerPockets for FREE On The Market Join the Future of Real Estate Investing with Fundrise Stay Up to Date on The Biggest Housing Market Moves Inventory Shortage Could Continue As Interest Rates Rise and Homeowners Feel “Locked-In” What Can U-Haul Rates Tell Us About U.S. Migration Patterns? Connect with Other Investors in the “On The Market” Forums Connect with Dave and Our Panel of Guests Dave’s BiggerPockets Profile Dave’s Instagram Henry’s BiggerPockets Profile Henry's Instagram James’ BiggerPockets Profile James' Instagram Jamil’s BiggerPockets Profile Jamil's Instagram Kathy’s BiggerPockets Profile Kathy's Instagram Connect with Taylor Taylor's LinkedIn Taylor's Twitter Check the full show notes here: https://www.biggerpockets.com/blog/on-the-market-11 Interested in learning more about today’s sponsors or becoming a BiggerPockets partner yourself? Check out our sponsor page! Learn more about your ad choices. Visit megaphone.fm/adchoices

One man knows how to prepare for a recession arguably better than anyone else. He’s been able to build wealth during multiple different economic cycles, not only surviving but thriving in the process. With decades of experience in real estate investing, advising, and mentoring, J Scott, author of Recession-Proof Real Estate Investing, stands as a testament that not everyone gets washed away when an economic tsunami comes crashing down. We spend some time asking J about how we got to the current economic stage we’re in, what the economy looks like today, and how we can prepare ourselves for the future of high interest rates, falling asset prices, and real estate steals of the century. If you’re feeling anxious about investing in 2022, J Scott is the guest you should listen to. For our due diligence portion of the show, we’ll be asking James Dainard, Jamil Damji, and Kathy Fettke all about recession prep and rebalancing your real estate portfolio. While almost everyone in our expert panel has different advice for different investing strategies, they all agree on one thing: there is still plenty of money to be made in the realm of real estate! In This Episode We Cover Economic cycles explained and why we may be “overdue” for a crash What causes inflation and why it manifests itself in rising interest rates How to prepare for a recession, even if you’re brand new to real estate investing Wholesaling vs. flipping and which strategy will win during economic downturns Whether or not we’ll see home prices drop if a recession hits in the near future How to “rebalance” your real estate portfolio so you don’t catch a falling knife And So Much More! Links from the Show BiggerPockets Forums BiggerPockets Agent Join BiggerPockets for FREE On The Market Join the Future of Real Estate Investing with Fundrise Seasonally-Adjusted Housing Data with Redfin Grab J’s Book “Recession-Proof Real Estate Investing” and Use Code “MARKETPROOF” at Checkout Connect with Other Investors in the “On The Market” Forums Dave’s BiggerPockets Profile Dave’s Instagram Henry’s BiggerPockets Profile Henry's Instagram James’ BiggerPockets Profile James' Instagram Jamil’s BiggerPockets Profile Jamil's Instagram Kathy’s BiggerPockets Profile Kathy's Instagram Book Mentioned in the Show Recession-Proof Real Estate Investing by J Scott Connect with J Scott J's Website J's BiggerPockets Profile Check the full show notes here: https://www.biggerpockets.com/blog/on-the-market-10 Learn more about your ad choices. Visit megaphone.fm/adchoices

Home flipping, wholesaling, and BRRRR-ing rental properties are all solid options in the real estate investing space. But, as most experienced investors know, different markets favor different strategies. In some markets, flipping outweighs the risk of renting out a property, while in others, something like the BRRRR strategy is a no-brainer. In 2022, after two years worth of wild appreciation and huge rent raises, which strategy is the best for investors? We couldn’t have this sort of debate without our buy-and-hold expert, Henry Washington, our master house flipper, James Dainard, and our wholesale addict, Jamil Damji. Together, they each bring their own unique outlook on these strategies and give advice on which is the best to use for certain types of deals. Henry, James, and Jamil bring real-life deals to debate, and you’ll hear how experts analyze properties, even with just basic information. If you’ve enjoyed listening to On The Market, we would love it if you gave us your feedback on the On The Market BiggerPockets Forums. Participate in our audience feedback survey or give us your take on the current housing market. Let us know what you think so we can keep making episodes that help you on your investing journey! In This Episode We Cover Whether or not secondary home sales will see a drop off after record purchases How the “Lock-In” effect could cause housing inventory to shrink even more Throwing away a $2.5M wholesale deal to build far greater wealth Wholetailing vs. flipping and how to know which strategy works for which property Whether to BRRRR or flip a property and the long-term effects of your decision Short-term rental sales and whether or not vacation rental occupancy rates will decline And So Much More! Links from the Show BiggerPockets Forums BiggerPockets Agent Join BiggerPockets for FREE On The Market Join the Future of Real Estate Investing with Fundrise How the "Lock-in Effect" Will Impact the Housing Market for Decade Demand For Second Homes Is Way Down From Last Year’s Boom Connect with Dave and Our Panel of Guests Dave’s BiggerPockets Profile Dave’s Instagram Henry’s BiggerPockets Profile Henry's Instagram James’ BiggerPockets Profile James' Instagram Jamil’s BiggerPockets Profile Jamil's Instagram Kathy’s BiggerPockets Profile Kathy's Instagram Check the full show notes here: https://www.biggerpockets.com/blog/on-the-market-9 Learn more about your ad choices. Visit megaphone.fm/adchoices

When we talk about recession indicators, we usually talk about things like housing price drops, mass layoffs, heavy unemployment, and overleveraged consumers. It seems like every time you turn on the news, someone is touting a return of the great recession, without much to back it up. Since the housing market plays such a pivotal role in the economy, we decided to have a housing market recap with our expert investors Henry Washington, James Dainard, and Kathy Fettke, to see if their metrics point to a recession. In a strange time like 2022, almost every real estate investor is starting to get nervous. Home prices continue to rise, and inventory is almost as low as it’s ever been, but at the same time, high interest rates don’t make buying expensive homes attractive anymore. Is there still any juice left to squeeze in this year’s housing market, or are we on a fast track to foreclosures, price cuts, and peak buying opportunities for investors? In this episode, we’ll touch on it all so you can stay confident in these wild times. Dave and our panel of experts will explore why showings have dropped for new homes, unemployment rate updates, “data traps” you can fall into, how tech stock slumps pose a threat to real estate, and how to adjust your numbers when money costs more. In This Episode We Cover The current housing market supply and demand and what it foreshadows for the future What the “recession indicators” are saying and why it differs from mainstream thought Inflation, employment, and which industry may have layoffs lying around the corner The “lock-in” effect causing most homeowners to hold instead of sell What a “recession” would look like in 2022 and planning for price drops And So Much More! Links from the Show BiggerPockets Forums BiggerPockets Agent Join BiggerPockets for FREE On The Market Join the Future of Real Estate Investing with Fundrise Lowering Your House Flipping Costs During High-Inflation Times Dave’s Interview with Daren Blomquist on Foreclosures Connect with Dave and Our Panel of Guests Dave’s BiggerPockets Profile Dave’s Instagram Henry’s BiggerPockets Profile James’ BiggerPockets Profile Jamil’s BiggerPockets Profile Kathy’s BiggerPockets Profile Check the full show notes here: https://www.biggerpockets.com/blog/on-the-market-8 Learn more about your ad choices. Visit megaphone.fm/adchoices

Gas prices, unemployment rates, and home sales have been headlining topics for the past two years. Every other day we’re hearing about a record surge in a certain type of asset, leaving many investors wondering when this market madness will come to an end. To help us understand a bit more about the economic indicators affecting our daily lives, we invited Planet Money and The Indicator’s Stacey Vanek Smith on the show. Stacey has an enormous presence in the economic podcasting world and has helped pioneer some of the most-listened-to content about what drives and divides our economy. Today, she talks to Dave Meyer and Kathy Fettke about the most important economic indicators that investors should watch out for. Thankfully, she brings news not just about interest rates and inflation—Stacey has some genuinely positive news about the post-pandemic economic recovery. One of the key topics of this show is how work-from-home and remote lifestyles have prompted a “real estate reset” that may potentially even out the United States housing market. If you’re a real estate investor, homeowner, or renter, this information will be crucial for decisions that will affect not only your current life but your future potential to build wealth. If you enjoyed our interview with Stacey, we highly recommend getting her new book Machiavelli for Women: Defend Your Worth, Grow Your Ambition, and Win the Workplace! In This Episode We Cover How to recover from the “divided economy” we find ourselves in today Is the great resignation here to stay, and if so, what does it mean for home prices? Unemployment “JOLTS” that affect labor prices and worker supply Why and how energy prices have skyrocketed and the effects that come with it The two most important economic indicators real estate investors should pay attention to The positive economic effects of a worldwide pandemic and global lockdown And So Much More! Links from the Show BiggerPockets Forums BiggerPockets Agent Join BiggerPockets for FREE On The Market Join the Future of Real Estate Investing with Fundrise Planet Money Podcast The Indicator from Planet Money Planet Money Summer School Connect with Dave and Our Panel of Guests Dave’s BiggerPockets Profile Dave’s Instagram Henry’s BiggerPockets Profile James’ BiggerPockets Profile Jamil’s BiggerPockets Profile Kathy’s BiggerPockets Profile Connect with Stacey Stacey Vanek Smith’s Website Check the full show notes here: https://www.biggerpockets.com/blog/on-the-market-7 Learn more about your ad choices. Visit megaphone.fm/adchoices

Maybe you wanted to know how to invest in real estate back in early 2020. You took some time to educate yourself by listening to podcasts and reading books. Then you went and got preapproved, found yourself an agent, and were ready to start hitting the pavement, searching for your first real estate deal. While you were on your hunt for profitable houses, the world started to shut down. Everyone was forced inside, the real estate market locked up, and you thought “maybe I should wait this one out.” Now, it’s 2022, and the housing market is arguably the most competitive it has been in decades. You missed your shot, right? Now you can never invest in real estate…or so you think. Dave Meyer, On The Market Host and VP of Data and Analytics at BiggerPockets, is here with Henry Washington, Jamil Damji, and Kathy Fettke to argue that you should still be investing in real estate. Even with rising interest rates, high home prices, and fierce competition, our expert panel agrees: there’s no better time to invest than right now. So, if you’ve been feeling like your passive income dreams are slowly slipping away, we encourage you to not only listen to this episode but take the steps outlined in today’s show. Dave and our panel of expert guests give you everything you need to make a smart, profitable, confident entry into real estate investing. You just need to take the first step. In This Episode We Cover Why home prices continue to rise while stock indexes see year-to-date drops Where rookie real estate investors are getting stuck at the start of their journey Why 2020 is a great year to invest (even if the world is seemingly ending) How to invest in real estate and buy your first rental in 2022 Whether or not that cash-flowing out-of-state deal will truly turn a profit The tips our experts would have given themselves at the start of their investing journey And So Much More! Links from the Show Join BiggerPockets for FREE On The Market Join the Future of Real Estate Investing with Fundrise Find an Investor-Friendly Agent in Your Area Start Investing with House Hacking Download Jamil’s Free Appraisal Rules Connect with Dave and Our Panel of Guests Dave's BiggerPockets Profile Dave's Instagram Henry's BiggerPockets Profile James' BiggerPockets Profile Jamil's BiggerPockets Profile Kathy's BiggerPockets Profile Check the full show notes here: https://www.biggerpockets.com/blog/on-the-market-6 Learn more about your ad choices. Visit megaphone.fm/adchoices

Cash flow vs. appreciation has been a fiercely fought debate between many real estate investors for decades. Cash flow investors love to tout the fact that consistent rental property profits allow you a life of freedom, while appreciation investors argue that cash flow doesn’t build wealth, it merely keeps you treading water. There’s arguably no better panel to ask about this topic than America’s best wholesaler, investor, and flipper trio—James Dainard, Jamil Damji, and Kathy Fettke. James, Jamil, and Kathy have a view on the appreciation vs. cash flow topic that most investors don’t possess. All three of these investors have bought, sold, and held real estate before, during, and after the great recession, meaning they aren’t subject to the 2020 and beyond “hot housing market” stigma many new investors fall into. They’ve seen what a good, bad, and ugly housing market can look like, and, unsurprisingly, they reach almost the same conclusion. Maybe you’re a new investor, looking to buy in a high-appreciation area like South Beach or a cash-flow crazed, FI-chasing rookie who thinks the Midwest is where it’s at in terms of wealth-building. No matter where you stand on the subject, this episode will give you decades of investing context that should help you make far better returns in the long run. In This Episode We Cover Rent growth, appreciation, and the surprisingly most unaffordable state in the US Cash flow vs. appreciation and which strategy makes sense for which investor stage How to force appreciation so you never have to rely on outside market conditions Why forecasting your market is far superior to trying to time it Whether or not cash flow is too slow of a strategy to build real wealth What happens to appreciation if a housing market recession is on the horizon And So Much More! Links from the Show Join BiggerPockets for FREE On The Market Join the Future of Real Estate Investing with Fundrise Cash Flow vs. Appreciation—What Experienced Investors Know About the Debate That You Don’t What Is Forced Appreciation? Why Cash Flow Beats Out Appreciation in Real Estate Any Day of the Week Connect with Dave and Our Panel of Guests Dave's BiggerPockets Profile Dave's Instagram Henry's BiggerPockets Profile James' BiggerPockets Profile Jamil's BiggerPockets Profile Kathy's BiggerPockets Profile Check the full show notes here: https://www.biggerpockets.com/blog/on-the-market-5 Learn more about your ad choices. Visit megaphone.fm/adchoices

The Fed and interest rates—what one does, the other follows. Over the past two years, we’ve seen interest rates crash to all-time lows, only to skyrocket back up to decade-long highs at the start of this month. This turbulence has swept the legs of many prospective homebuyers and has caused the housing market to go from red-hot to lukewarm in only a matter of weeks. What’s causing these rapid fluctuations and are rising interest rates the new norm? There’s arguably no one better to ask this question than Nick Timiraos, reporter and economic correspondent at The Wall Street Journal. Nick keeps a tight pulse check on The Federal Reserve at all times. In his newest book, Trillion Dollar Triage, he discusses why The Federal Reserve made the shocking moves they did in 2020, and how their decisions affect every American today. Dave Meyer and James Dainard use today’s interview with Nick as a chance to ask the how, why, and when questions about The Federal Reserve, inflation, interest rates, and the housing market as a whole. Nick discusses the warning messages that The Fed has been sending over the past few months that should give investors an inkling of what is to come in the second half of 2022. If you’re a real estate investor or casual homebuyer, these signals could dramatically shift when and how much you offer on a home. In This Episode We Cover The main goals of The Federal Reserve and how they change markets to achieve them How the 2008 housing market compares to the 2022 housing market Where The Fed thinks we’re going in 2022 and how interest rates will affect this The biggest factors influencing today’s high inflation rates and when we can expect to see a more normal economy The silver lining behind a slower housing market that real estate investors should pay attention to How investors can increase their chance of investing success in the coming years And more economic obscurities! Links from the Show BiggerPockets Forums The Wall Street Journal On The Market Dave's Instagram Dave's BiggerPockets Profile Jame's BiggerPockets Profile Jame's Instagram Connect with Nick Nick's Twitter Profile Email Nick: [email protected] Nick's Wall Street Journal Profile Check the full show notes here: https://www.biggerpockets.com/blog/on-the-market-4 Learn more about your ad choices. Visit megaphone.fm/adchoices

When choosing a 2022 housing market strategy, you’ll need a few key ingredients. Things like job growth, population growth, affordability, and new construction are just a few ways to see whether or not a real estate market will stand the test of time. As the housing market begins to see some stalled demand and we enter into potentially “bubblicious” territory, the smart investor begins looking for the best place to park their money for the long term. Back again for our second episode of On The Market is VP of Data and Analytics at BiggerPockets, Dave Meyer, buy-and-hold addict, Henry Washington, head honcho of wholesaling, Jamil Damji, and our resident Californian, Kathy Fettke. This time, we’ll be touching on the latest data and news claiming that the US is starting to enter into a housing market bubble and how demand has sharply declined since interest rates have begun to rise. We also share our favorite 2022 housing market picks for investing, with some markets you’ve heard of and others you may have never thought to invest in. If you want to get ahead of the curve while dodging the housing market hype, you’re in the right place. In This Episode We Cover Whether or not low unemployment numbers will change the course of the economy in 2022 Why (and how) housing market demand changed and what investors can do to take advantage The Fed’s “housing bubble” alert that has homebuyers stalling to make offers How expert investors research, vet, and pick their real estate investing markets The eight best housing markets of 2022, plus how to vote for your favorite Why 2022 may be the best time to NOT fly business class And more economic obscurities! Links from the Show BiggerPockets Forums Fundrise Redfin Kathy's Podcast BiggerPockets Data Drop What the Average Homebuyer Can Learn from House-Hungry Investors (Episode) FRED Econominc Data Redfin Migration Report Pfizer Johnson & Johnson Tyson Foods JB Hunt BiggerPockets's Instagram Connect with Dave On The Market Dave's Instagram Dave's BiggerPockets Profile Connect with Henry Henry's Instagram Connect with Kathy Kathy's Company Website Connect with James Jame's BiggerPockets Profile Connect with Jamil Triple Digit Flip Jamil’s Instagram Check the full show notes here: https://biggerpockets.com/blog/on-the-market-3 Learn more about your ad choices. Visit megaphone.fm/adchoices

The housing market relies on many things: market sentiment, Federal Reserve policy, supply, demand, interest rates, inflation—the list goes on and on. For most homebuyers, it may seem almost impossible to crack the code of when (or if) it makes sense to buy a home or rental property. But, as we’re seeing housing market turbulence, we’re also seeing investor activity skyrocket. What do experienced investors know that we don’t? Joining us for the first episode of On The Market is VP of Data and Analytics at BiggerPockets, Dave Meyer, real estate investing expert Henry Washington, builder, buyer, and landlord, Kathy Fettke, home flipping extraordinaire James Dainard, and arguably the biggest (and best) wholesaler in the United States, Jamil Damji. This week’s episode focuses on 2022 housing market predictions, where each guest gives their take on where the housing market may end up at the closing of this year. We also touch on how to invest in 2022, updating your investing strategy, whether to wait or invest, and the double-edged sword of debt that can make you rich, or sink your ship. In This Episode We Cover The “professional eater” who’s buying the homes you’re losing out on Our home appreciation, rent price, and inflation predictions for 2022 Pivoting your investing strategy so you can take advantage while others sit on the sidelines Using leverage to build wealth (without losing it all!) How rising salaries are fighting off the negative effects of high(er) interest rates What institutional investors know about the housing market that you don’t And more economic obscurities! Links from the Show BiggerPockets Real Estate Podcast Kailyn's BiggerPockets Profile On The Market Youtube Channel BiggerPockets Forums On The Market Data Drop Connect with Dave On The Market Dave's Instagram Dave's BiggerPockets Profile Connect with Henry Henry's Instagram Connect with Kathy Kathy's Company Website Connect with James Jame's BiggerPockets Profile Connect with Jamil Triple Digit Flip Jamil’s Instagram Check the full show notes here: https://biggerpockets.com/blog/on-the-market-2 Learn more about your ad choices. Visit megaphone.fm/adchoices

Investing with confidence requires staying informed. But with news sources giving conflicting takes on the economy, it can be hard to sift through the headlines and find the relevant information. Join On the Market, a BiggerPocket’s Podcast, presented by Fundrise, every Monday for a fun, fact-driven glimpse inside the world of real estate, personal finance, and economics. Learn more about your ad choices. Visit megaphone.fm/adchoices