No BS With Birchy

In this episode, Nathan explores the psychological factors that impact property investment decisions. Discover how emotions, market cycles, FOMO, and fear influence investor behaviour. He discusses key strategies to overcome analysis paralysis, ego-driven decisions, and external noise. This episode breaks down the mental barriers between success and failure in building a property portfolio. 00:00 - Introduction to property psychology 00:21 - Emotions dominate investor decisions 02:36 - Understanding market cycles and volatility 04:45 - Data analysis and market drivers 05:21 - Getting comfortable with market movements 06:59 - Finding opportunities in emerging markets 07:09 - Fear and market downturns 08:44 - FOMO and the dangers of hot markets 09:04 - Analyst paralysis and decision-making 10:00 - The cost of inaction and missed opportunities 11:04 - Ego, success and the psychology of wealth 13:27 - Waiting for the crash mentality 15:18 - Fear of failure and risk mitigation strategies 16:55 - External fears, media noise and opinions 18:21 - Logic over emotion in investment decisions Make your move on your property journey today: https://binvested.com.au/make-your-move-now/ What are your thoughts on this video? Share them below and show us some love if you found this video useful. 😊 **DISCLAIMER** The following videos have been prepared by Binvested.com.au Pty Ltd ACN (154 400 370). The factual information ("information") provided in this website and the following videos is general in nature only and does not constitute any type of financial advice and is not intended to imply any recommendation or opinion about a financial product. The information has been prepared without considering your personal objectives, financial situation or needs. Before acting on any information provided in this website and in the following videos you should consider the appropriateness of the information having regard to your objectives, financial situation and needs. Binvested.com.au Pty Ltd is not a financial advisor. Before making any decision, it is important that you should seek appropriate legal, tax, financial and other professional advice before you make any decision regarding any information mentioned in this communication, its website and the following videos. Whilst all care has been taken in the preparation of this material, no warranty is given in respect of the information provided and accordingly neither Binvested.com.au Pty Ltd nor its related entities, affiliate companies, employees or agents shall be liable on any ground whatsoever with respect to decisions or actions taken as a result of you acting upon such information. We can provide access to our Investor Relations team should you wish to speak to them. Please contact 1300 367 925 to speak to a member of the Investor Relations team.

In this episode, Nathan breaks down the orchestrated global agendas shaping our world, from coordinated policy rollouts to supply chain vulnerabilities. He explores the implications of Agenda 2030, rate hikes, EV mandates, and the critical importance of preparing for potential crises. In this ep you'll learn how to use these to your competitive advantage and position yourself financially for whatever comes next. 00:00 - Welcome and intro 01:14 - The podcast journey and exposing the matrix 02:15 - Coordinated global agendas and orchestration 03:00 - Plastic straws and bags phase-out as a global test 05:00 - Media control and teleprompter scripts 06:08 - Agenda 2030 and global lockstep policies 07:02 - Today's rate hike and monetary policy discussion 08:06 - Supply chain disruptions and energy lockdowns 10:04 - EV mandates and freedom of movement control 13:40 - Survival preparation essentials 14:48 - Food security and fertilizer dependency 17:25 - Interest rates and system collapse mathematics 20:38 - Central banks and global financial control 23:34 - Hyperinflation and historical economic collapses 26:00 - Taking advantage of market crashes and opportunities Make your move on your property journey today: https://binvested.com.au/make-your-move-now/ What are your thoughts on this video? Share them below and show us some love if you found this video useful. 😊 **DISCLAIMER** The following videos have been prepared by Binvested.com.au Pty Ltd ACN (154 400 370). The factual information ("information") provided in this website and the following videos is general in nature only and does not constitute any type of financial advice and is not intended to imply any recommendation or opinion about a financial product. The information has been prepared without considering your personal objectives, financial situation or needs. Before acting on any information provided in this website and in the following videos you should consider the appropriateness of the information having regard to your objectives, financial situation and needs. Binvested.com.au Pty Ltd is not a financial advisor. Before making any decision, it is important that you should seek appropriate legal, tax, financial and other professional advice before you make any decision regarding any information mentioned in this communication, its website and the following videos. Whilst all care has been taken in the preparation of this material, no warranty is given in respect of the information provided and accordingly neither Binvested.com.au Pty Ltd nor its related entities, affiliate companies, employees or agents shall be liable on any ground whatsoever with respect to decisions or actions taken as a result of you acting upon such information. We can provide access to our Investor Relations team should you wish to speak to them. Please contact 1300 367 925 to speak to a member of the Investor Relations team.

In this episode, Nathan sits down with Rivan from Zinger Finance, to explore practical strategies for building a property portfolio starting with just $50k. Discover how equity harvesting, smart loan structuring and strategic property selection can accelerate your investment journey. They dive into real client success stories and why many of Zinger's clients reach six properties within a year using the B.Invested strategy. You won't want to miss this one! 00:00 - Introduction and Rivan's role at Zinger Finance 00:32 - The power of brokers and debt structuring strategy 01:50 - Why 30% of clients have six or more properties 04:05 - What can you do with $50k - property selection and goals 05:04 - How $50k gets you into a $300k property 06:05 - Understanding equity harvesting and revaluation 09:27 - Real client example - Darwin property bulk deal 13:20 - Using equity when you have no savings 15:13 - Avoiding guarantor loans and protecting family assets 17:39 - Client success story - from no savings to three properties 19:02 - First home buyer strategies with 5% deposit guarantee Make your move on your property journey today: https://binvested.com.au/make-your-move-now/ What are your thoughts on this video? Share them below and show us some love if you found this video useful. 😊 **DISCLAIMER** The following videos have been prepared by Binvested.com.au Pty Ltd ACN (154 400 370). The factual information ("information") provided in this website and the following videos is general in nature only and does not constitute any type of financial advice and is not intended to imply any recommendation or opinion about a financial product. The information has been prepared without considering your personal objectives, financial situation or needs. Before acting on any information provided in this website and in the following videos you should consider the appropriateness of the information having regard to your objectives, financial situation and needs. Binvested.com.au Pty Ltd is not a financial advisor. Before making any decision, it is important that you should seek appropriate legal, tax, financial and other professional advice before you make any decision regarding any information mentioned in this communication, its website and the following videos. Whilst all care has been taken in the preparation of this material, no warranty is given in respect of the information provided and accordingly neither Binvested.com.au Pty Ltd nor its related entities, affiliate companies, employees or agents shall be liable on any ground whatsoever with respect to decisions or actions taken as a result of you acting upon such information. We can provide access to our Investor Relations team should you wish to speak to them. Please contact 1300 367 925 to speak to a member of the Investor Relations team.

In this episode, Nathan breaks down the reality of lifestyle creep. How your expenses naturally increase as your income grows. Learn when it's justified and when it's keeping you trapped. From personal stories of owning luxury cars to practical budgeting strategies, Nathan reveals the freedom test to evaluate every financial decision and why delayed gratification during your 20s and 30s could be the key to true financial freedom. 00:00 - So, what is lifestyle creep? 01:13 - Understanding lifestyle creep vs inflation 02:08 - Personal story: from $50k to $100k income 04:37 - Why lifestyle creep didn't affect Nathan early on 05:59 - Common lifestyle creep expenses 06:59 - Valuing your time and outsourcing decisions 08:29 - Health, fitness and lifestyle choices 10:24 - The cost of celebrating promotions 13:00 - Budgeting strategies for different life stages 15:00 - Wasteful spending to avoid 18:00 - The freedom test for financial decisions 20:00 - Health vs material possessions 21:21 - Budget, know your goals & apply the freedom test Make your move on your property journey today: https://binvested.com.au/make-your-move-now/ What are your thoughts on this video? Share them below and show us some love if you found this video useful. 😊 **DISCLAIMER** The following videos have been prepared by Binvested.com.au Pty Ltd ACN (154 400 370). The factual information ("information") provided in this website and the following videos is general in nature only and does not constitute any type of financial advice and is not intended to imply any recommendation or opinion about a financial product. The information has been prepared without considering your personal objectives, financial situation or needs. Before acting on any information provided in this website and in the following videos you should consider the appropriateness of the information having regard to your objectives, financial situation and needs. Binvested.com.au Pty Ltd is not a financial advisor. Before making any decision, it is important that you should seek appropriate legal, tax, financial and other professional advice before you make any decision regarding any information mentioned in this communication, its website and the following videos. Whilst all care has been taken in the preparation of this material, no warranty is given in respect of the information provided and accordingly neither Binvested.com.au Pty Ltd nor its related entities, affiliate companies, employees or agents shall be liable on any ground whatsoever with respect to decisions or actions taken as a result of you acting upon such information. We can provide access to our Investor Relations team should you wish to speak to them. Please contact 1300 367 925 to speak to a member of the Investor Relations team.

In this episode, Nathan sits down with Chris, a long-time investor who has built a 14-property portfolio (26 income-producing doors) over 14 years and recently retired in December 2024. Chris shares his incredible journey from dabbling in shares to becoming financially free, the pivotal moments that changed his mindset, and how property investing transformed not just his wealth, but his entire life. From overcoming fear of debt to building a legacy for his sons. An inspriring episode you need on your list this week! 00:59 - Chris's background and meeting Nathan 14 years ago 03:59 - Why shares didn't work and discovering Steve McKnight's book 06:59 - The power of having a supportive team behind you 09:59 - Chris's property portfolio breakdown: 14 properties, 26 doors 13:59 - Gold Coast properties bought at the right time despite criticism 17:59 - The first property purchase and the agent's bold move 21:59 - Building a diverse portfolio: units, townhouses, and land 25:59 - The $30k property that generates $30k annual rent 29:59 - Financial freedom definition and family choices 33:59 - Second-generation investing: his sons' property journey 37:59 - Overcoming the fear of debt and understanding leverage 41:59 - The importance of alignment with your partner 45:59 - Practical tips for new investors starting today 49:59 - Retirement life: freedom, family, and fishing Make your move on your property journey today: https://binvested.com.au/make-your-move-now/ What are your thoughts on this video? Share them below and show us some love if you found this video useful. 😊 **DISCLAIMER** The following videos have been prepared by Binvested.com.au Pty Ltd ACN (154 400 370). The factual information ("information") provided in this website and the following videos is general in nature only and does not constitute any type of financial advice and is not intended to imply any recommendation or opinion about a financial product. The information has been prepared without considering your personal objectives, financial situation or needs. Before acting on any information provided in this website and in the following videos you should consider the appropriateness of the information having regard to your objectives, financial situation and needs. Binvested.com.au Pty Ltd is not a financial advisor. Before making any decision, it is important that you should seek appropriate legal, tax, financial and other professional advice before you make any decision regarding any information mentioned in this communication, its website and the following videos. Whilst all care has been taken in the preparation of this material, no warranty is given in respect of the information provided and accordingly neither Binvested.com.au Pty Ltd nor its related entities, affiliate companies, employees or agents shall be liable on any ground whatsoever with respect to decisions or actions taken as a result of you acting upon such information. We can provide access to our Investor Relations team should you wish to speak to them. Please contact 1300 367 925 to speak to a member of the Investor Relations team.

In this episode, Nathan breaks down the practical strategies for saving your first property deposit. From identifying multiple income sources and creating a realistic budget to managing expenses and getting your partner on board, Nathan shares the exact steps he used to build his portfolio. Whether you're starting from scratch or looking to accelerate your savings, this episode provides actionable insights to help you take control of your financial future. 00:00 - Introduction to deposit challenges 00:18 - Why people struggle to get started in property 01:25 - Multiple ways to source a deposit 02:20 - Selling assets and side hustles 03:55 - Calculating how much deposit you actually need 04:55 - Breaking down your deposit goal into manageable chunks 06:55 - Creating a realistic savings plan and timeline 07:55 - Building a budget to find extra cash flow 10:55 - Cutting expenses and lifestyle changes 12:15 - The power of paying yourself first 14:30 - Partner communication and getting alignment 17:45 - Making your goals public and staying accountable 21:35 - Adding value at work and increasing income 23:35 - Leveraging assets and building wealth through property 25:00 - Wrap-up and resources available Make your move on your property journey today: https://binvested.com.au/make-your-move-now/ **DISCLAIMER** The following videos have been prepared by Binvested.com.au Pty Ltd ACN (154 400 370). The factual information ("information") provided in this website and the following videos is general in nature only and does not constitute any type of financial advice and is not intended to imply any recommendation or opinion about a financial product. The information has been prepared without considering your personal objectives, financial situation or needs. Before acting on any information provided in this website and in the following videos you should consider the appropriateness of the information having regard to your objectives, financial situation and needs. Binvested.com.au Pty Ltd is not a financial advisor. Before making any decision, it is important that you should seek appropriate legal, tax, financial and other professional advice before you make any decision regarding any information mentioned in this communication, its website and the following videos. Whilst all care has been taken in the preparation of this material, no warranty is given in respect of the information provided and accordingly neither Binvested.com.au Pty Ltd nor its related entities, affiliate companies, employees or agents shall be liable on any ground whatsoever with respect to decisions or actions taken as a result of you acting upon such information. We can provide access to our Investor Relations team should you wish to speak to them. Please contact 1300 367 925 to speak to a member of the Investor Relations team.

In this weeks episode, Nathan shares the most common mistakes property investors make when building wealth and acquiring investment properties. Drawing from 23 years of experience and over 20,000 properties purchased for clients, Nathan breaks down critical errors including emotional decision-making, following bad advice, misunderstanding property types, timing the market, and chasing hotspots. Get everything you need to know and tune into this one. You won't reget it! 00:00 - You heard it right, 23 years 01:45 - Being emotional versus logical in investment decisions 03:28 - The importance of having a business plan and KPIs 04:14 - Listening to the wrong advice from people without results 06:50 - Understanding property types: houses versus units 10:44 - The bank's game and debt acquisition strategy 11:50 - Having the right team around you 12:31 - Choosing between buying yourself or using a buyer's agent 13:12 - What makes a good buyer's agent versus a poor one 15:26 - Red flags: AI data-driven technology in real estate 17:01 - Identifying areas and avoiding data-driven hotspots 19:59 - Timing the market and why it doesn't work 22:10 - Chasing hotspots and the risks of buying at the top 24:49 - Emotion: fear and ego in investment decisions 26:00 - Having clear goals and being fluid with your strategy Make your move on your property journey today: https://binvested.com.au/make-your-move-now/ **DISCLAIMER** The following videos have been prepared by Binvested.com.au Pty Ltd ACN (154 400 370). The factual information ("information") provided in this website and the following videos is general in nature only and does not constitute any type of financial advice and is not intended to imply any recommendation or opinion about a financial product. The information has been prepared without considering your personal objectives, financial situation or needs. Before acting on any information provided in this website and in the following videos you should consider the appropriateness of the information having regard to your objectives, financial situation and needs. Binvested.com.au Pty Ltd is not a financial advisor. Before making any decision, it is important that you should seek appropriate legal, tax, financial and other professional advice before you make any decision regarding any information mentioned in this communication, its website and the following videos. Whilst all care has been taken in the preparation of this material, no warranty is given in respect of the information provided and accordingly neither Binvested.com.au Pty Ltd nor its related entities, affiliate companies, employees or agents shall be liable on any ground whatsoever with respect to decisions or actions taken as a result of you acting upon such information. We can provide access to our Investor Relations team should you wish to speak to them. Please contact 1300 367 925 to speak to a member of the Investor Relations team.

In episode 3 of our recent mini-series, Nathan unravels the 60-year currency debasement that's robbed Australians of their wealth. From the 1966 currency change to today's hyperinflation, discover how real money has been replaced with worthless fiat currency and why property investment is the ultimate hedge against currency collapse. This is the culmination of a decade of research condensed into one powerful episode. Tune-in, it'll be mind-blowingly good. 00:00 - The 60 year scam explained 01:05 - Currency change from pounds to dollars 02:07 - Silver-backed currency vs fiat currency 04:27 - 50 cent piece value demonstration 07:00 - Silver price analysis and coin value 11:01 - Money supply and hyperinflation 13:00 - Australian house prices chart analysis 16:27 - Currency debasement over 60 years 19:59 - Average wage comparison 1985 vs 2026 23:02 - Real assets and inflation impact 25:51 - Property investment strategy 29:51 - Next steps

In this episode, Nathan dives deep into the warning signs of currency collapse and hyperinflation that are happening right now. From the Iranian Rial's dramatic devaluation to historical examples like the Weimar Republic, Nathan breaks down the stages of currency collapse and what it means for everyday Australians. Tune in as he shares the wins and losses during hyperinflation, the current debt crisis, and why having assets could be your financial lifeline. An episode you won't want to miss. 00:00 - Introduction to week 2 of our 3 part series 01:00 - Currency collapse warning signs 02:24 - Iranian Rial collapse - from millions to dollars overnight 04:07 - Why this could happen anywhere 06:33 - Weimar Republic hyperinflation example 11:28 - When inflation became hyperinflation 14:32 - The paddle pop that cost 125 billion marks 15:49 - Hyperinflation winners and losers - who benefits? 18:17 - This time it's different. A global problem 22:53 - Stage one - debt accumulation in Australia 25:07 - Stage two - monetisation of debt and quantitative easing 28:35 - Silver example - real vs paper markets 30:16 - Stage three - inflation hitting everything 32:16 - The perpetual cycle of collapse and liquidity injection 33:47 - Final thoughts - preparing for what's coming Make your move on your property journey today: https://binvested.com.au/make-your-move-now/ What are your thoughts on this video? Share them below and show us some love if you found this video useful. 😊 **DISCLAIMER** The following videos have been prepared by Binvested.com.au Pty Ltd ACN (154 400 370). The factual information ("information") provided in this website and the following videos is general in nature only and does not constitute any type of financial advice and is not intended to imply any recommendation or opinion about a financial product. The information has been prepared without considering your personal objectives, financial situation or needs. Before acting on any information provided in this website and in the following videos you should consider the appropriateness of the information having regard to your objectives, financial situation and needs. Binvested.com.au Pty Ltd is not a financial advisor. Before making any decision, it is important that you should seek appropriate legal, tax, financial and other professional advice before you make any decision regarding any information mentioned in this communication, its website and the following videos. Whilst all care has been taken in the preparation of this material, no warranty is given in respect of the information provided and accordingly neither Binvested.com.au Pty Ltd nor its related entities, affiliate companies, employees or agents shall be liable on any ground whatsoever with respect to decisions or actions taken as a result of you acting upon such information. We can provide access to our Investor Relations team should you wish to speak to them. Please contact 1300 367 925 to speak to a member of the Investor Relations team.

In part 1 of a 3 part series, Nathan breaks down Australia's recent interest rate rise to 3.85% and why Australia stands alone among major economies in raising rates. From analysing the RBA's data manipulation, global rate trends and the real impact on property investors - the revealing truth? It's not all that bad. Tune in as Nathan also explores how mass migration and government debt are driving Australia's unique economic position. A critical episode to put on your list this week. 00:00 - Introduction to 3-part podcast series 01:05 - Today's focus: interest rates analysis 02:25 - The $10,000 Sydney house revelation preview 02:48 - RBA data manipulation concerns 04:07 - Australia's failed experiment with rates 05:09 - Australia as global outlier in rate policy 06:20 - US vs Australian rate comparison charts 07:24 - Australia's unique economic position 08:25 - Government debt crisis: $1 trillion impact 09:45 - Historical interest rate cycles analysis 12:44 - Property price impacts during rate rises 14:18 - Migration impact: 600,000 new residents annually 16:47 - Real cost breakdown: $12 per week reality 18:00 - Future currency collapse scenarios 20:43 - Personal investment perspective and rent strategy 21:31 - Next week preview: hyperinflation discussion Make your move on your property journey today: https://binvested.com.au/make-your-move-now/ What are your thoughts on this video? Share them below and show us some love if you found this video useful. 😊 **DISCLAIMER** The following videos have been prepared by Binvested.com.au Pty Ltd ACN (154 400 370). The factual information ("information") provided in this website and the following videos is general in nature only and does not constitute any type of financial advice and is not intended to imply any recommendation or opinion about a financial product. The information has been prepared without considering your personal objectives, financial situation or needs. Before acting on any information provided in this website and in the following videos you should consider the appropriateness of the information having regard to your objectives, financial situation and needs. Binvested.com.au Pty Ltd is not a financial advisor. Before making any decision, it is important that you should seek appropriate legal, tax, financial and other professional advice before you make any decision regarding any information mentioned in this communication, its website and the following videos. Whilst all care has been taken in the preparation of this material, no warranty is given in respect of the information provided and accordingly neither Binvested.com.au Pty Ltd nor its related entities, affiliate companies, employees or agents shall be liable on any ground whatsoever with respect to decisions or actions taken as a result of you acting upon such information. We can provide access to our Investor Relations team should you wish to speak to them. Please contact 1300 367 925 to speak to a member of the Investor Relations team.

In this episode, Nathan speaks with Rob, a carpenter who built a 16-property portfolio over 10 years. Starting at 18 with his first house purchase, Rob shares his journey through challenges like off-the-plan mistakes, difficult tenants, and serviceability hurdles. Rob and Nathan dive into the strategies that helped an everyday tradesman achieve financial freedom, while setting up his family's future. An episode you won't want to miss! 00:00 - Introduction and Rob's background 01:55 - Starting the property journey at 18 05:00 - Woodridge success - $168k to $565k in 5 years 08:44 - Motivation - Find it and use it to push through 10:02 - Commercial shop deals - $120k for $1000/week rent 15:24 - Biggest challenge - serviceability over everything 19:00 - Strategy over complex structures 24:37 - Units vs houses - the inflation reality 29:22 - Financial freedom goals and definitions 33:15 - Darwin property - 50% growth story 39:12 - Rent increases and market timing 41:26 - Top advice for new investors 44:31 - Future goals and inspiration Make your move on your property journey today: https://binvested.com.au/make-your-move-now/ What are your thoughts on this video? Share them below and show us some love if you found this video useful. 😊 **DISCLAIMER** The following videos have been prepared by Binvested.com.au Pty Ltd ACN (154 400 370). The factual information ("information") provided in this website and the following videos is general in nature only and does not constitute any type of financial advice and is not intended to imply any recommendation or opinion about a financial product. The information has been prepared without considering your personal objectives, financial situation or needs. Before acting on any information provided in this website and in the following videos you should consider the appropriateness of the information having regard to your objectives, financial situation and needs. Binvested.com.au Pty Ltd is not a financial advisor. Before making any decision, it is important that you should seek appropriate legal, tax, financial and other professional advice before you make any decision regarding any information mentioned in this communication, its website and the following videos. Whilst all care has been taken in the preparation of this material, no warranty is given in respect of the information provided and accordingly neither Binvested.com.au Pty Ltd nor its related entities, affiliate companies, employees or agents shall be liable on any ground whatsoever with respect to decisions or actions taken as a result of you acting upon such information. We can provide access to our Investor Relations team should you wish to speak to them. Please contact 1300 367 925 to speak to a member of the Investor Relations team.

In this episode, Nathan is joined by Tim McIntyre, Content Director for News.com, to discuss what's happening in the Australian property market as we head into 2026. They explore current value growth across capital cities, the impact of government home guarantee schemes, and how real inflation is affecting property prices and everyday costs. Join Tim and Nathan as they dive into a data-driven market overview packed with practical advice for investors. 00:00 - Introduction and catching up after 15+ years 01:27 - Current market trends and double digit growth 02:43 - Home guarantee scheme and 5% deposit impacts 04:00 - Musical chairs analogy - more buyers, same supply 06:15 - Mindset shift from $200k to $2M properties 07:53 - Nathan's client success stories and portfolio velocity 09:00 - Biggest winners in fringe suburbs and affordable markets 10:34 - Equity power for families who took action early 12:20 - Hyperinflation scenarios and paying off debt 13:38 - Real inflation vs official CPI numbers 16:41 - Cash rate impacts beyond housing mortgages 20:06 - Modern lifestyle changes and spending habits 23:22 - Construction crisis and housing supply challenges 25:26 - 1.2 million homes target vs 600k annual migration 29:07 - Sea change reversals and return to office mandates 30:27 - Commercial real estate downsising trends 36:24 - Share housing and working homeless reality 39:22 - 2026 opportunities and growth predictions 40:05 - Victoria's potential after years of underperformance 42:07 - Darwin and other emerging market opportunities 43:00 - Gold Coast success story and current overvaluation 46:13 - Sydney to Brisbane wealth realisation strategies Make your move on your property journey today: https://binvested.com.au/make-your-move-now/ What are your thoughts on this video? Share them below and show us some love if you found this video useful. 😊 **DISCLAIMER** The following videos have been prepared by Binvested.com.au Pty Ltd ACN (154 400 370). The factual information ("information") provided in this website and the following videos is general in nature only and does not constitute any type of financial advice and is not intended to imply any recommendation or opinion about a financial product. The information has been prepared without considering your personal objectives, financial situation or needs. Before acting on any information provided in this website and in the following videos you should consider the appropriateness of the information having regard to your objectives, financial situation and needs. Binvested.com.au Pty Ltd is not a financial advisor. Before making any decision, it is important that you should seek appropriate legal, tax, financial and other professional advice before you make any decision regarding any information mentioned in this communication, its website and the following videos. Whilst all care has been taken in the preparation of this material, no warranty is given in respect of the information provided and accordingly neither Binvested.com.au Pty Ltd nor its related entities, affiliate companies, employees or agents shall be liable on any ground whatsoever with respect to decisions or actions taken as a result of you acting upon such information. We can provide access to our Investor Relations team should you wish to speak to them. Please contact 1300 367 925 to speak to a member of the Investor Relations team.

In this episode, Nathan sits down with Sumit from Zinger Finance to answer burning community questions about property investment and finance. From low serviceability solutions to acquiring multiple properties, bad credit options to first home buyer strategies with just $20K! This episode covers real-world tactics and client success stories, an episode full of the answers you're looking for! 00:00 - Introduction 01:17 - Question 1: How to invest with equity but low serviceability 05:02 - Success story: NDIS worker with 16 properties 08:12 - Question 2: Achieving 20 properties with the same personal income 11:55 - Question 3: Do you need steady income or can rent cover everything? 13:09 - Question 4: Getting loans with a poorer credit score 18:00 - Question 5: Buying in Sydney with only $20K deposit 22:32 - Question 6: SMSF investing with $100K 25:28 - Question 7: Getting 9 pre-approvals in 12 months 28:33 - Real example: $120K to 10 properties in one year 30:25 - Importance of having the right team and community 31:04 - How you can kickstart your journey Make your move on your property journey today: https://binvested.com.au/make-your-move-now/ What are your thoughts on this video? Share them below and show us some love if you found this video useful. 😊 **DISCLAIMER** The following videos have been prepared by Binvested.com.au Pty Ltd ACN (154 400 370). The factual information ("information") provided in this website and the following videos is general in nature only and does not constitute any type of financial advice and is not intended to imply any recommendation or opinion about a financial product. The information has been prepared without considering your personal objectives, financial situation or needs. Before acting on any information provided in this website and in the following videos you should consider the appropriateness of the information having regard to your objectives, financial situation and needs. Binvested.com.au Pty Ltd is not a financial advisor. Before making any decision, it is important that you should seek appropriate legal, tax, financial and other professional advice before you make any decision regarding any information mentioned in this communication, its website and the following videos. Whilst all care has been taken in the preparation of this material, no warranty is given in respect of the information provided and accordingly neither Binvested.com.au Pty Ltd nor its related entities, affiliate companies, employees or agents shall be liable on any ground whatsoever with respect to decisions or actions taken as a result of you acting upon such information. We can provide access to our Investor Relations team should you wish to speak to them. Please contact 1300 367 925 to speak to a member of the Investor Relations team.

In today's episode, Nathan takes you through the best snippets of 2025! From navigating the tricky world of non-bank lenders to hearing incredible client success stories, this episode is packed with the insights that made the biggest impact this year. Tune in for real conversations about interest rates, property strategies, and the mindset shifts that separate successful investors from the rest. Want to be motivated for 2026? This is it! 00:00 - Non-bank lenders and how they work differently 01:24 - Investment loan rates - what you're actually paying 02:29 - Why Nathan's scared about what's coming next 03:44 - Grab the assets while you can - the cash cube mentality 04:17 - Real estate agent training and manipulation tactics 06:36 - When you're employing a buyer's agent 07:12 - Avoiding emotional property purchases 08:18 - Nathan's property buying rule - never walk in first 10:04 - Using super to leverage into property 11:28 - The surgeon who didn't structure correctly 12:35 - Client success - 16 properties in two years 14:22 - Division 293 tax explained 17:09 - The gentleman who's done 25 properties 18:08 - Self-limiting beliefs holding people back 20:24 - Jane's inspiring story of resilience 22:57 - Building the right professional team 26:29 - Trust lending changes at major banks 28:56 - The coming property boom prediction 32:22 - Auction strategies and weird bid tactics 33:04 - Business owners and passive income planning 34:07 - The $180k property that revalued to $480k 38:46 - Why you want to pay more tax 41:23 - The power of rent increases across portfolios 43:42 - Sacrifices needed for wealth building Make your move on your property journey today: https://binvested.com.au/make-your-move-now/ What are your thoughts on this video? Share them below and show us some love if you found this video useful. 😊 **DISCLAIMER** The following videos have been prepared by Binvested.com.au Pty Ltd ACN (154 400 370). The factual information ("information") provided in this website and the following videos is general in nature only and does not constitute any type of financial advice and is not intended to imply any recommendation or opinion about a financial product. The information has been prepared without considering your personal objectives, financial situation or needs. Before acting on any information provided in this website and in the following videos you should consider the appropriateness of the information having regard to your objectives, financial situation and needs. Binvested.com.au Pty Ltd is not a financial advisor. Before making any decision, it is important that you should seek appropriate legal, tax, financial and other professional advice before you make any decision regarding any information mentioned in this communication, its website and the following videos. Whilst all care has been taken in the preparation of this material, no warranty is given in respect of the information provided and accordingly neither Binvested.com.au Pty Ltd nor its related entities, affiliate companies, employees or agents shall be liable on any ground whatsoever with respect to decisions or actions taken as a result of you acting upon such information. We can provide access to our Investor Relations team should you wish to speak to them. Please contact 1300 367 925 to speak to a member of the Investor Relations team.

In this audience Q&A episode, Nathan Birch answers community questions sent in about property investment strategies, market conditions, and wealth building approaches. Get Nathan's unfiltered insights and no-BS perspective on navigating today's property market. 00:00 - Introduction 00:29 - Why only in 1950s did house prices start to increase? 06:07 - How do you get 10 in eight months? 09:40 - If you have 10 properties, do you want them paid off or keep loans? 11:40 - I don't get how you make money if you're pulling out equity? 13:01 - Negative geared or negative cash flow? 13:25 - I'm scared of the death tax and property taxes 15:16 - Selling original property but don't pay off loan completely? 16:18 - I'm tossing up between Bitcoin and property - do you dabble in commercial? 18:49 - Can we mention the new government's desire to tax unrealised gains? 20:48 - Can I make an SMSF and sell my investment property to it? 21:34 - Would you buy property today? When did you buy your last property? 23:17 - If you're buying property cheaper than 2005, isn't that poor performing? 28:06 - Closing thoughts Make your move on your property journey today: https://binvested.com.au/make-your-move-now/ What are your thoughts on this video? Share them below and show us some love if you found this video useful. 😊 **DISCLAIMER** The following videos have been prepared by Binvested.com.au Pty Ltd ACN (154 400 370). The factual information ("information") provided in this website and the following videos is general in nature only and does not constitute any type of financial advice and is not intended to imply any recommendation or opinion about a financial product. The information has been prepared without considering your personal objectives, financial situation or needs. Before acting on any information provided in this website and in the following videos you should consider the appropriateness of the information having regard to your objectives, financial situation and needs. Binvested.com.au Pty Ltd is not a financial advisor. Before making any decision, it is important that you should seek appropriate legal, tax, financial and other professional advice before you make any decision regarding any information mentioned in this communication, its website and the following videos. Whilst all care has been taken in the preparation of this material, no warranty is given in respect of the information provided and accordingly neither Binvested.com.au Pty Ltd nor its related entities, affiliate companies, employees or agents shall be liable on any ground whatsoever with respect to decisions or actions taken as a result of you acting upon such information. We can provide access to our Investor Relations team should you wish to speak to them. Please contact 1300 367 925 to speak to a member of the Investor Relations team.