Natalie Pace

On August 1, 2024, as the news spread (during the Jerome Powell press conference) that a September interest rate cut was on the table, stocks sank, with the DJIA dropping almost 500 points. Isn’t a rate cut what everyone has been waiting for? Why the sell-off? What does this mean for investors for the rest of 2024, and what is our best move for both stocks and bonds as we enter a cycle of potential rate cuts? Below are the points we’ll discuss in this blog. 25 or 50 Basis Points? Data Dependent Apple & Amazon Earnings Why are the Feds Considering a Cut & What Does it Mean for Stocks & Bonds? Best Strategy for Stocks Best Strategy for Bonds Be sure to share this videoconference with your friends. It is available as a podcast on Substack, Apple & Spotify. (Check out the links below.) https://nataliepace.substack.com/ https://podcasts.apple.com/us/podcast/its-up-to-us-podcast/id1621602290 https://open.spotify.com/show/3m8TpT9HAojgQXXOTCJDTV Below are links to some of the web pages that are mentioned in this videoconference, as well as other important resources. http://www.nataliepace.com/ https://tinyurl.com/4892wvbv https://www.federalreserve.gov/monetarypolicy/files/fomcprojtabl20240612.pdf https://www.federalreserve.gov/newsevents/pressreleases/monetary20240731a.htm https://www.apple.com/newsroom/2024/08/apple-reports-third-quarter-results/ https://www.nasdaq.com/market-activity/after-hours https://www.nataliepace.com/blog/nio-sales-expected-to-more-than-double-in-2q#/ https://www.nataliepace.com/blog/is-huawei-the-apple-of-chinas-eye#/ https://earthgratitude.org/ Join Natalie Pace at our next online Financial Freedom Retreat online Oct. 18-20, 2024. Learn the life math we all should have received in high school. Save thousands annually with smarter big-ticket budgeting choices. Protect your wealth. Earn money while you sleep. Green your portfolio! Email [email protected] to learn more. https://www.nataliepace.com/retreat202410.html#/ This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit nataliepace.substack.com

Join us for an exclusive, 5-star, brain trust adventure (for an affordable price) A Life-Changing, Exclusive, Intimate Adventure, Hosted by Natalie Pace The manor house is owned by The Royal Family. Here, our group can jumpstart our FIRE* dream. We embrace a week of visioning, of ditching the car and gridlock traffic, of walking a lot more, of living in greater harmony with nature, of long nature walks in meadows filled with lambs, of marveling at castles that were built in the 1100s and the Eden Project biosphere that was built just 20 years ago. *Financial Independence Retire Early What kind of insights can we tap into? What kind of epiphanies and new possibilities will present themselves when we slow down and allow ourselves to dream? What partnerships might emerge? Step back into Mother Nature and harmony for a glimpse of the world we might create. Together. Learn more about our March 2025 Retreat at the flyer at NataliePace.com. Email [email protected] to learn more and register now. You must register by August 15, 2024 in order to be assured of your room. Only a handful of rooms remain available. Call 310-430-2397. https://www.nataliepace.com/restormel2025.html#/ This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit nataliepace.substack.com

Nvidia and artificial intelligence are all the rage. Without the doubling in share prices of the Magnificent 7 (Amazon, Alphabet, Apple, Meta, Microsoft, Nvidia, and Tesla) in 2023, the 26.3% total returns of the S&P500 would have been just 9.9%. Can a market that is surging on just a handful of stocks keep hitting new highs? Why are investors willing to pay such lofty prices for these mega tech companies? Will any fall the way of Tesla, which is down almost -30% in 2024? (Many were the biggest losers in 2022.) How can investors profit from the promise of AI without getting swallowed up by the volatility? Nvidia carries a $3 trillion valuation, even though the company only earned $30 billion in 2023. Apple and Tesla were on fire last year, but are losing revenue year over year, which is why the Magnificent 7 are now the Fantastic 5. Learn how to profit, capture gains, lean into super performers and underweight laggards, and make sure that we have enough safety to smooth out the market gyrations in this invaluable session. Email [email protected] or visit NataliePace.com to learn more now. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit nataliepace.substack.com

The last year and a half have been on fire for Wall Street. However, as I’ve mentioned a lot this year, the gains were concentrated in just a few companies, all with a strong technology presence. Stronger performers include copper, gold, silver, cryptocurrency, and this week’s new meme stock phenomenon, Sunpower Corporation. Incidentally, breakthrough technology, artificial intelligence, copper, silver, clean energy and crypto have all been identified as hot industries for years in our Financial Freedom Retreats. Hot slices add performance to our wealth plan – particularly if we are smart about proper diversification and 1-3 times a year rebalancing. Here are the industries we’ll discuss in this videoconference. Most are outstanding performers. However, I’m also going to address a few of the hots of bygone years, which have performed dismally of late (and what you might do about that). We’ll also discuss key dates for our rebalancing. Breakthrough Technology and Artificial Intelligence Copper Gold/Silver Cryptocurrency Biotechnology Cannabis Clean Energy ETFs: Solar & Sunpower Key Dates for Rebalancing our Wealth Plan Be sure to share this videoconference with your friends. It is available as a podcast on Substack, Apple & Spotify. (Check out the links below.) https://nataliepace.substack.com/ https://podcasts.apple.com/us/podcast/its-up-to-us-podcast/id1621602290 https://open.spotify.com/show/3m8TpT9HAojgQXXOTCJDTV Below are links to some of the web pages that are mentioned in this videoconference, as well as other important resources. http://www.nataliepace.com/ https://www.nataliepace.com/retreat202406.html#/ https://www.instagram.com/nataliewynnepace/ https://www.nataliepace.com/blog/ai-gold-and-copper-are-on-fire-sunpower-doubles#/ https://www.nataliepace.com/blog/magnificent-7-are-they-now-the-fantastic-5#/ https://www.nataliepace.com/blog/copper-essential-to-the-clean-energy-transition#/ https://www.nataliepace.com/blog/bitcoin-sets-new-record-high-the-importance-of-rebalancing#/ https://www.nataliepace.com/blog/china-and-russia-have-more-than-doubled-their-gold-holdings-since-2014#/ https://earthgratitude.org/ Join Natalie Pace at our next online Financial Freedom Retreat online June 8-10, 2024. Learn the life math we all should have received in high school. Save thousands annually with smarter big-ticket budgeting choices. Protect your wealth. Earn money while you sleep. Green your portfolio! Email [email protected] to learn more. https://www.nataliepace.com/retreat202406.html#/ Order your copy of Natalie Pace's books, The Power of 8 Billion: It's Up to Us and The ABCs of Money. Smarter energy choices will save each one of us thousands of dollars annually! The link to the book is directly below. https://www.amazon.com/dp/B09VFVBGRS https://www.amazon.com/dp/B09GN6G4KL If you'd like Natalie Pace to speak to your community or on an Instagram Live or podcast, reach out to us at [email protected]. https://www.nataliepace.com Important Disclaimers Please note: Natalie Pace does not act or operate like a broker. She reports on financial news, and is one of the most trusted sources of financial literacy, education and forensic analysis in the world. Natalie Pace educates and informs individual investors to give investors a competitive edge in their personal decision-making. Any publicly traded companies or funds mentioned by Natalie Pace are not intended to be buy or sell recommendations. ALWAYS do your research and consult an experienced, reputable financial professional before buying or selling any security, and consider your long-term goals and strategies. Investors should NOT be all in on any asset class or individual stocks. Your retirement plan should reflect a diversified strategy, which has been designed with the assistance of a financial professional who is familiar with your goals, risk tolerance, tax needs and more. The "trading" portion of your portfolio should be a very small part of your investment strategy, and the amount of money you invest into individual companies should never be greater than your experience, wisdom, knowledge and patience. Information has been obtained from sources believed to be reliable. However, NataliePace.com does not warrant its completeness or accuracy. Opinions constitute our judgment as of the date of this publication and are subject to change without notice. This material is not intended as an offer or solicitation for the purchase or sale of any financial instrument. Securities, financial instruments or strategies mentioned herein may not be suitable for all investors. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit nataliepace.substack.com

This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit nataliepace.substack.com

Cryptocurrency is hitting new highs, and the Bitcoin halving is just a few weeks away. The halving has resulted in massive increases of Bitcoin value within a year, with Bitcoin increasing almost four-fold after the 2016 halving and over six-fold in 2021, the year after the May 11, 2020 halving. Based on historic trends, CoinLedger.io is projecting that Bitcoin can hit $361,000 by April of 2025. Of course, there have been severe Crypto Winters the 2nd year after each halving. So, how do you soar without the eagles without being frozen in the plunge? Here are a few things that Natalie Pace will cover in this free videoconference. *Bitcoin. Best Performer in 2023 and YTD 2024. *Bitcoin ETF. Will there be an Ethereum ETF? *Bitcoin Halving. Will it soar? *How do we separate Bitcoin from FTX and the Sam Bankman-Fried's of the space? *How do we profit without getting frozen in the Crypto Winters and volatility? *Are we too late to profit, or will the crypto bull market keep raging? *Which coins? Which strategy? Which ETF? Which Wallet? Be sure to share this podcast with your friends. It is available as a videoconference on Youtube.com/NataliePace.https://youtu.be/Ga_QzONcnVUJoin Natalie Pace at our next Financial Freedom Retreat online April 27-29, 2024 Learn the life math we all should have received in high school. Save thousands annually with smarter big-ticket budgeting choices. Protect your wealth. Earn money while you sleep. Green your portfolio! Email [email protected] to learn more. https://www.nataliepace.com/retreat202404.html#/ Order your copy of Natalie Pace's books, The Power of 8 Billion: It's Up to Us and The ABCs of Money. Smarter energy choices will save each one of us thousands of dollars annually! The link to the book is directly below. https://www.amazon.com/dp/B09VFVBGRS https://www.amazon.com/dp/B09GN6G4KL If you'd like Natalie Pace to speak to your community or on an Instagram Live or podcast, reach out to us at [email protected]. https://www.nataliepace.com Important Disclaimers Please note: Natalie Pace does not act or operate like a broker. She reports on financial news, and is one of the most trusted sources of financial literacy, education and forensic analysis in the world. Natalie Pace educates and informs individual investors to give investors a competitive edge in their personal decision-making. Any publicly traded companies or funds mentioned by Natalie Pace are not intended to be buy or sell recommendations. ALWAYS do your research and consult an experienced, reputable financial professional before buying or selling any security, and consider your long-term goals and strategies. Investors should NOT be all in on any asset class or individual stocks. Your retirement plan should reflect a diversified strategy, which has been designed with the assistance of a financial professional who is familiar with your goals, risk tolerance, tax needs and more. The "trading" portion of your portfolio should be a very small part of your investment strategy, and the amount of money you invest into individual companies should never be greater than your experience, wisdom, knowledge and patience. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit nataliepace.substack.com

Synergia Ranch founding members became biospherians, earned respected Ph.D.s, developed respected, peer-reviewed longitudinal research studies, planted a rainforest in Puerto Rico, sailed around the world in a ship they built, are turning waste water into potable water in Southern Iraq and so much more. How did a small group of individuals with limited capital and resources achieve such extraordinary feats? What do a strong vision and STEAM have to do with it? Learn from founding members Mark Nelson and Deborah Parrish Snyder in Natalie Pace's interview. Be sure to share this videoconference with your friends. https://youtu.be/GUqB1D5Wo_AHere are links to some of the web pages that are mentioned in this videoconference, as well as other important sustainability resources. http://www.nataliepace.com/ https://www.amazon.com/dp/B09GN6G4KL Websites: www.ecotechnics.edu www.synergeticpress.com https://synergiaranch.com/ John Allen, One Home … https://youtu.be/6bcItzSYRAo?si=qaYSKuhV2Z7iZf6Q Institute of Ecotechnics Youtube channel https://www.youtube.com/@globalecotechnics/videos About Biosphere https://www.youtube.com/watch?v=3O4-_4OYQ-c&t=54s About Research Vessel Heraclitus https://www.youtube.com/watch?v=tGdyE0-5x0w&t=20s Synergetic Press Youtube channel: https://www.youtube.com/@Synergeticpress/videos Synergetic Press and its history: https://www.youtube.com/watch?v=GxcYtLCsFmo&t=5s Dr. Mark Nelson Wastewater Gardener animated book trailer https://www.youtube.com/watch?v=eI8GAWIZg9M https://earthgratitude.org/ https://www.amazon.com/dp/B09VFVBGRS http://www.nataliepace.com/ Join Natalie Pace at our next Financial Freedom Retreat online April 27-29, 2024 Learn the life math we all should have received in high school. Save thousands annually with smarter big-ticket budgeting choices. Protect your wealth. Earn money while you sleep. Green your portfolio! Email [email protected] to learn more. https://www.nataliepace.com/retreat202404.html#/ Order your copy of Natalie Pace's books, The Power of 8 Billion: It's Up to Us and The ABCs of Money. Smarter energy choices will save each one of us thousands of dollars annually! The link to the book is directly below. https://www.amazon.com/dp/B09VFVBGRS https://www.amazon.com/dp/B09GN6G4KL If you'd like Natalie Pace to speak to your community or on an Instagram Live or podcast, reach out to us at [email protected]. https://www.nataliepace.com Important Disclaimers Please note: Natalie Pace does not act or operate like a broker. She reports on financial news, and is one of the most trusted sources of financial literacy, education and forensic analysis in the world. Natalie Pace educates and informs individual investors to give investors a competitive edge in their personal decision-making. Any publicly traded companies or funds mentioned by Natalie Pace are not intended to be buy or sell recommendations. ALWAYS do your research and consult an experienced, reputable financial professional before buying or selling any security, and consider your long-term goals and strategies. Investors should NOT be all in on any asset class or individual stocks. Your retirement plan should reflect a diversified strategy, which has been designed with the assistance of a financial professional who is familiar with your goals, risk tolerance, tax needs and more. The "trading" portion of your portfolio should be a very small part of your investment strategy, and the amount of money you invest into individual companies should never be greater than your experience, wisdom, knowledge and patience. Information has been obtained from sources believed to be reliable. However, NataliePace.com does not warrant its completeness or accuracy. Opinions constitute our judgment as of the date of this publication and are subject to change without notice. This material is not intended as an offer or solicitation for the purchase or sale of any financial instrument. Securities, financial instruments or strategies mentioned herein may not be suitable for all investors. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit nataliepace.substack.com

Are you hoping interest rates will fall? Will that happen soon? Natalie Pace will reveal what the policymakers are saying about when a rate cut might happen. She will also cover creative ways to: Buy a home Reduce credit card debt Save thousands annually (instead of making the bank, landlord, credit card company, gas station, etc. rich) Live a richer life Even with rates where they are currently. There are valuable, actionable and easy solutions and resources! Hoping that interest rates fall as low as they've been for the last 15 years might not be a great plan. (Learn why.) Be sure to watch this important video until the end. Be sure to share this videoconference with your friends. It is available as a podcast on Substack, Apple & Spotify. (Check out the links below.) https://nataliepace.substack.com/ https://podcasts.apple.com/us/podcast/its-up-to-us-podcast/id1621602290 https://open.spotify.com/show/3m8TpT9HAojgQXXOTCJDTV Here are links to some of the web pages that are mentioned in this videoconference, as well as other important sustainability resources. http://www.nataliepace.com/ https://www.amazon.com/dp/B09GN6G4KL https://www.nataliepace.com/blog/unaffordable-prices-high-interest-rates-buyers-remorse-what-works-in-real-estate-these-days#/ https://www.nataliepace.com/blog/you-could-be-earning-50000-in-interest-finally#/ https://www.nataliepace.com/retreat202404.html#/ https://www.nataliepace.com/blog/crystal-ball-2024-will-the-election-year-roar-like-the-pre-election-year-did#/ https://www.youtube.com/watch?v=0nTWu2gdnaw https://www.federalreserve.gov/mediacenter/files/FOMCpresconf20240131.pdf https://www.federalreserve.gov/newsevents/pressreleases/monetary20240131a.htm https://www.federalreserve.gov/newsevents/pressreleases/monetary20240124a.htm https://www.federalreserve.gov/monetarypolicy/files/fomcprojtabl20231213.pdf https://earthgratitude.org/ https://www.amazon.com/dp/B09VFVBGRS http://www.nataliepace.com/ Join Natalie Pace at our next Financial Freedom Retreat online April 27-29, 2024 Learn the life math we all should have received in high school. Save thousands annually with smarter big-ticket budgeting choices. Protect your wealth. Earn money while you sleep. Green your portfolio! Email [email protected] to learn more. https://www.nataliepace.com/retreat202404.html#/ Order your copy of Natalie Pace's books, The Power of 8 Billion: It's Up to Us and The ABCs of Money. Smarter energy choices will save each one of us thousands of dollars annually! The link to the book is directly below. https://www.amazon.com/dp/B09VFVBGRS https://www.amazon.com/dp/B09GN6G4KL If you'd like Natalie Pace to speak to your community or on an Instagram Live or podcast, reach out to us at [email protected]. https://www.nataliepace.com Important Disclaimers Please note: Natalie Pace does not act or operate like a broker. She reports on financial news, and is one of the most trusted sources of financial literacy, education and forensic analysis in the world. Natalie Pace educates and informs individual investors to give investors a competitive edge in their personal decision-making. Any publicly traded companies or funds mentioned by Natalie Pace are not intended to be buy or sell recommendations. ALWAYS do your research and consult an experienced, reputable financial professional before buying or selling any security, and consider your long-term goals and strategies. Investors should NOT be all in on any asset class or individual stocks. Your retirement plan should reflect a diversified strategy, which has been designed with the assistance of a financial professional who is familiar with your goals, risk tolerance, tax needs and more. The "trading" portion of your portfolio should be a very small part of your investment strategy, and the amount of money you invest into individual companies should never be greater than your experience, wisdom, knowledge and patience. Information has been obtained from sources believed to be reliable. However, NataliePace.com does not warrant its completeness or accuracy. Opinions constitute our judgment as of the date of this publication and are subject to change without notice. This material is not intended as an offer or solicitation for the purchase or sale of any financial instrument. Securities, financial instruments or strategies mentioned herein may not be suitable for all investors. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit nataliepace.substack.com

21 Days of Prosperity & Abundance Coaching with Natalie Pace.Day 21 Mantra: Shine. Do You.21 days to a healthier, wealthier, more beautiful you. It's a great way to start the year. This series is designed to be done daily for 21 days in a row. It works best when we listen/watch the videoconference 1st thing in the morning, and then keep the mantra and recommended actions top of mind all day long.http://www.nataliepace.com/Get additional information in Natalie Pace's book: The Gratitude Game. We recommend the audio version. https://www.amazon.com/gp/product/B00RER5FTIBe sure to share this free videocoaching series with your friends. It is also available as a videoconference on YouTube. (Check out the link below.)https://www.youtube.com/nataliepacehttps://www.youtube.com/playlist?list=PLurGUtP0qkXa-8eLKD1VNGQlN9ITK7Z1N Join us at our next Financial Freedom Retreat online Jan. 13-15, 2024 Learn the life math we all should have received in high school. Save thousands annually with smarter big-ticket budgeting choices. Protect your wealth. Earn money while you sleep. Green your portfolio! Email [email protected] to learn more. https://www.nataliepace.com/retreat202401.html#/Order your copy of Natalie Pace's books, The Power of 8 Billion: It's Up to Us and The ABCs of Money, 5th edition. Smarter energy choices will save each one of us thousands of dollars annually! The links to the books are directly below. https://www.amazon.com/dp/B09VFVBGRShttps://www.amazon.com/dp/B09GN6G4KLIf you'd like Natalie Pace to speak to your community or on an Instagram Live or podcast, reach out to us at [email protected]://www.nataliepace.comImportant DisclaimersPlease note: Natalie Pace does not act or operate like a broker. She reports on financial news, and is one of the most trusted sources of financial literacy, education and forensic analysis in the world. Natalie Pace educates and informs individual investors to give investors a competitive edge in their personal decision-making. Any publicly traded companies or funds mentioned by Natalie Pace are not intended to be buy or sell recommendations. ALWAYS do your research and consult an experienced, reputable financial professional before buying or selling any security, and consider your long-term goals and strategies. Investors should NOT be all in on any asset class or individual stocks. Your retirement plan should reflect a diversified strategy, which has been designed with the assistance of a financial professional who is familiar with your goals, risk tolerance, tax needs and more. The "trading" portion of your portfolio should be a very small part of your investment strategy, and the amount of money you invest into individual companies should never be greater than your experience, wisdom, knowledge and patience. Information has been obtained from sources believed to be reliable. However, NataliePace.com does not warrant its completeness or accuracy. Opinions constitute our judgment as of the date of this publication and are subject to change without notice. This material is not intended as an offer or solicitation for the purchase or sale of any financial instrument. Securities, financial instruments or strategies mentioned herein may not be suitable for all investors. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit nataliepace.substack.com

21 Days of Prosperity & Abundance Coaching with Natalie Pace.Day 20 Mantra: Partnerships. Co-Creating.21 days to a healthier, wealthier, more beautiful you. It's a great way to start the year. This series is designed to be done daily for 21 days in a row. It works best when we listen/watch the videoconference 1st thing in the morning, and then keep the mantra and recommended actions top of mind all day long.http://www.nataliepace.com/Get additional information in Natalie Pace's book: The Gratitude Game. We recommend the audio version. https://www.amazon.com/gp/product/B00RER5FTIBe sure to share this free videocoaching series with your friends. It is also available as a videoconference on YouTube. (Check out the link below.)https://www.youtube.com/nataliepacehttps://www.youtube.com/playlist?list=PLurGUtP0qkXa-8eLKD1VNGQlN9ITK7Z1N Join us at our next Financial Freedom Retreat online Jan. 13-15, 2024 Learn the life math we all should have received in high school. Save thousands annually with smarter big-ticket budgeting choices. Protect your wealth. Earn money while you sleep. Green your portfolio! Email [email protected] to learn more. https://www.nataliepace.com/retreat202401.html#/Order your copy of Natalie Pace's books, The Power of 8 Billion: It's Up to Us and The ABCs of Money, 5th edition. Smarter energy choices will save each one of us thousands of dollars annually! The links to the books are directly below. https://www.amazon.com/dp/B09VFVBGRShttps://www.amazon.com/dp/B09GN6G4KLIf you'd like Natalie Pace to speak to your community or on an Instagram Live or podcast, reach out to us at [email protected]://www.nataliepace.comImportant DisclaimersPlease note: Natalie Pace does not act or operate like a broker. She reports on financial news, and is one of the most trusted sources of financial literacy, education and forensic analysis in the world. Natalie Pace educates and informs individual investors to give investors a competitive edge in their personal decision-making. Any publicly traded companies or funds mentioned by Natalie Pace are not intended to be buy or sell recommendations. ALWAYS do your research and consult an experienced, reputable financial professional before buying or selling any security, and consider your long-term goals and strategies. Investors should NOT be all in on any asset class or individual stocks. Your retirement plan should reflect a diversified strategy, which has been designed with the assistance of a financial professional who is familiar with your goals, risk tolerance, tax needs and more. The "trading" portion of your portfolio should be a very small part of your investment strategy, and the amount of money you invest into individual companies should never be greater than your experience, wisdom, knowledge and patience. Information has been obtained from sources believed to be reliable. However, NataliePace.com does not warrant its completeness or accuracy. Opinions constitute our judgment as of the date of this publication and are subject to change without notice. This material is not intended as an offer or solicitation for the purchase or sale of any financial instrument. Securities, financial instruments or strategies mentioned herein may not be suitable for all investors. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit nataliepace.substack.com

Off-Grid Solar Living with Alvin Tam.Few people have made braver life choices than Alvin – who left a lucrative life in Las Vegas to life in greater alignment with his values in the forest of Lumby, British Columbia, Canada. After roughing it with his wife and son for two years in an RV, he completed his off-grid solar-powered home. Alvin now has experience in off-grid building, plumbing, power, and more, and does consulting (in addition to his main gig: filmmaking). Check out his Off-Grid Living Guidebook at the link below. https://www.amazon.com/Off-Grid-Living-Guidebook-Alvin-Tam/dp/B086L5ZVFH You can also watch two mini-films that Alvin created about his experience at the links below. https://www.youtube.com/watch?v=7mejDLOnCz0 https://www.youtube.com/watch?v=WuMLDe7WtZ4 Be sure to share this videoconference with your friends.Here are links to some of the web pages that are mentioned in this videoconference, as well as other important sustainability resources.https://www.phius.org/ https://earthgratitude.org/ https://www.amazon.com/dp/B09VFVBGRS http://www.nataliepace.com/ This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit nataliepace.substack.com

21 Days of Prosperity & Abundance Coaching with Natalie Pace.Day 19 Mantra: Sanctuary Home. Sacred Community.21 days to a healthier, wealthier, more beautiful you. It's a great way to start the year. This series is designed to be done daily for 21 days in a row. It works best when we listen/watch the videoconference 1st thing in the morning, and then keep the mantra and recommended actions top of mind all day long.http://www.nataliepace.com/Get additional information in Natalie Pace's book: The Gratitude Game. We recommend the audio version. https://www.amazon.com/gp/product/B00RER5FTIBe sure to share this free videocoaching series with your friends. It is also available as a videoconference on YouTube. (Check out the link below.)https://www.youtube.com/nataliepacehttps://www.youtube.com/playlist?list=PLurGUtP0qkXa-8eLKD1VNGQlN9ITK7Z1N Join us at our next Financial Freedom Retreat online Jan. 13-15, 2024 Learn the life math we all should have received in high school. Save thousands annually with smarter big-ticket budgeting choices. Protect your wealth. Earn money while you sleep. Green your portfolio! Email [email protected] to learn more. https://www.nataliepace.com/retreat202401.html#/Order your copy of Natalie Pace's books, The Power of 8 Billion: It's Up to Us and The ABCs of Money, 5th edition. Smarter energy choices will save each one of us thousands of dollars annually! The links to the books are directly below. https://www.amazon.com/dp/B09VFVBGRShttps://www.amazon.com/dp/B09GN6G4KLIf you'd like Natalie Pace to speak to your community or on an Instagram Live or podcast, reach out to us at [email protected]://www.nataliepace.comImportant DisclaimersPlease note: Natalie Pace does not act or operate like a broker. She reports on financial news, and is one of the most trusted sources of financial literacy, education and forensic analysis in the world. Natalie Pace educates and informs individual investors to give investors a competitive edge in their personal decision-making. Any publicly traded companies or funds mentioned by Natalie Pace are not intended to be buy or sell recommendations. ALWAYS do your research and consult an experienced, reputable financial professional before buying or selling any security, and consider your long-term goals and strategies. Investors should NOT be all in on any asset class or individual stocks. Your retirement plan should reflect a diversified strategy, which has been designed with the assistance of a financial professional who is familiar with your goals, risk tolerance, tax needs and more. The "trading" portion of your portfolio should be a very small part of your investment strategy, and the amount of money you invest into individual companies should never be greater than your experience, wisdom, knowledge and patience. Information has been obtained from sources believed to be reliable. However, NataliePace.com does not warrant its completeness or accuracy. Opinions constitute our judgment as of the date of this publication and are subject to change without notice. This material is not intended as an offer or solicitation for the purchase or sale of any financial instrument. Securities, financial instruments or strategies mentioned herein may not be suitable for all investors. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit nataliepace.substack.com

21 Days of Prosperity & Abundance Coaching with Natalie Pace.Day 18 Mantra: Imagination.21 days to a healthier, wealthier, more beautiful you. It's a great way to start the year. This series is designed to be done daily for 21 days in a row. It works best when we listen/watch the videoconference 1st thing in the morning, and then keep the mantra and recommended actions top of mind all day long.http://www.nataliepace.com/Get additional information in Natalie Pace's book: The Gratitude Game. We recommend the audio version. https://www.amazon.com/gp/product/B00RER5FTIBe sure to share this free videocoaching series with your friends. It is also available as a videoconference on YouTube. (Check out the link below.)https://www.youtube.com/nataliepacehttps://www.youtube.com/playlist?list=PLurGUtP0qkXa-8eLKD1VNGQlN9ITK7Z1N Join us at our next Financial Freedom Retreat online Jan. 13-15, 2024 Learn the life math we all should have received in high school. Save thousands annually with smarter big-ticket budgeting choices. Protect your wealth. Earn money while you sleep. Green your portfolio! Email [email protected] to learn more. https://www.nataliepace.com/retreat202401.html#/Order your copy of Natalie Pace's books, The Power of 8 Billion: It's Up to Us and The ABCs of Money, 5th edition. Smarter energy choices will save each one of us thousands of dollars annually! The links to the books are directly below. https://www.amazon.com/dp/B09VFVBGRShttps://www.amazon.com/dp/B09GN6G4KLIf you'd like Natalie Pace to speak to your community or on an Instagram Live or podcast, reach out to us at [email protected]://www.nataliepace.comImportant DisclaimersPlease note: Natalie Pace does not act or operate like a broker. She reports on financial news, and is one of the most trusted sources of financial literacy, education and forensic analysis in the world. Natalie Pace educates and informs individual investors to give investors a competitive edge in their personal decision-making. Any publicly traded companies or funds mentioned by Natalie Pace are not intended to be buy or sell recommendations. ALWAYS do your research and consult an experienced, reputable financial professional before buying or selling any security, and consider your long-term goals and strategies. Investors should NOT be all in on any asset class or individual stocks. Your retirement plan should reflect a diversified strategy, which has been designed with the assistance of a financial professional who is familiar with your goals, risk tolerance, tax needs and more. The "trading" portion of your portfolio should be a very small part of your investment strategy, and the amount of money you invest into individual companies should never be greater than your experience, wisdom, knowledge and patience. Information has been obtained from sources believed to be reliable. However, NataliePace.com does not warrant its completeness or accuracy. Opinions constitute our judgment as of the date of this publication and are subject to change without notice. This material is not intended as an offer or solicitation for the purchase or sale of any financial instrument. Securities, financial instruments or strategies mentioned herein may not be suitable for all investors. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit nataliepace.substack.com

21 Days of Prosperity & Abundance Coaching with Natalie Pace.Day 17 Mantra: Intergenerational Wealth.21 days to a healthier, wealthier, more beautiful you. It's a great way to start the year. This series is designed to be done daily for 21 days in a row. It works best when we listen/watch the videoconference 1st thing in the morning, and then keep the mantra and recommended actions top of mind all day long.http://www.nataliepace.com/Get additional information in Natalie Pace's book: The Gratitude Game. We recommend the audio version. https://www.amazon.com/gp/product/B00RER5FTIBe sure to share this free videocoaching series with your friends. It is also available as a videoconference on YouTube. (Check out the link below.)https://www.youtube.com/nataliepacehttps://www.youtube.com/playlist?list=PLurGUtP0qkXa-8eLKD1VNGQlN9ITK7Z1N Join us at our next Financial Freedom Retreat online Jan. 13-15, 2024 Learn the life math we all should have received in high school. Save thousands annually with smarter big-ticket budgeting choices. Protect your wealth. Earn money while you sleep. Green your portfolio! Email [email protected] to learn more. https://www.nataliepace.com/retreat202401.html#/Order your copy of Natalie Pace's books, The Power of 8 Billion: It's Up to Us and The ABCs of Money, 5th edition. Smarter energy choices will save each one of us thousands of dollars annually! The links to the books are directly below. https://www.amazon.com/dp/B09VFVBGRShttps://www.amazon.com/dp/B09GN6G4KLIf you'd like Natalie Pace to speak to your community or on an Instagram Live or podcast, reach out to us at [email protected]://www.nataliepace.comImportant DisclaimersPlease note: Natalie Pace does not act or operate like a broker. She reports on financial news, and is one of the most trusted sources of financial literacy, education and forensic analysis in the world. Natalie Pace educates and informs individual investors to give investors a competitive edge in their personal decision-making. Any publicly traded companies or funds mentioned by Natalie Pace are not intended to be buy or sell recommendations. ALWAYS do your research and consult an experienced, reputable financial professional before buying or selling any security, and consider your long-term goals and strategies. Investors should NOT be all in on any asset class or individual stocks. Your retirement plan should reflect a diversified strategy, which has been designed with the assistance of a financial professional who is familiar with your goals, risk tolerance, tax needs and more. The "trading" portion of your portfolio should be a very small part of your investment strategy, and the amount of money you invest into individual companies should never be greater than your experience, wisdom, knowledge and patience. Information has been obtained from sources believed to be reliable. However, NataliePace.com does not warrant its completeness or accuracy. Opinions constitute our judgment as of the date of this publication and are subject to change without notice. This material is not intended as an offer or solicitation for the purchase or sale of any financial instrument. Securities, financial instruments or strategies mentioned herein may not be suitable for all investors. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit nataliepace.substack.com

21 Days of Prosperity & Abundance Coaching with Natalie Pace.Day 16 Mantra: Think Bigger.21 days to a healthier, wealthier, more beautiful you. It's a great way to start the year. This series is designed to be done daily for 21 days in a row. It works best when we listen/watch the videoconference 1st thing in the morning, and then keep the mantra and recommended actions top of mind all day long.http://www.nataliepace.com/Get additional information in Natalie Pace's book: The Gratitude Game. We recommend the audio version. https://www.amazon.com/gp/product/B00RER5FTIBe sure to share this free videocoaching series with your friends. It is also available as a videoconference on YouTube. (Check out the link below.)https://www.youtube.com/nataliepacehttps://www.youtube.com/playlist?list=PLurGUtP0qkXa-8eLKD1VNGQlN9ITK7Z1N Join us at our next Financial Freedom Retreat online Jan. 13-15, 2024 Learn the life math we all should have received in high school. Save thousands annually with smarter big-ticket budgeting choices. Protect your wealth. Earn money while you sleep. Green your portfolio! Email [email protected] to learn more. https://www.nataliepace.com/retreat202401.html#/Order your copy of Natalie Pace's books, The Power of 8 Billion: It's Up to Us and The ABCs of Money, 5th edition. Smarter energy choices will save each one of us thousands of dollars annually! The links to the books are directly below. https://www.amazon.com/dp/B09VFVBGRShttps://www.amazon.com/dp/B09GN6G4KLIf you'd like Natalie Pace to speak to your community or on an Instagram Live or podcast, reach out to us at [email protected]://www.nataliepace.comImportant DisclaimersPlease note: Natalie Pace does not act or operate like a broker. She reports on financial news, and is one of the most trusted sources of financial literacy, education and forensic analysis in the world. Natalie Pace educates and informs individual investors to give investors a competitive edge in their personal decision-making. Any publicly traded companies or funds mentioned by Natalie Pace are not intended to be buy or sell recommendations. ALWAYS do your research and consult an experienced, reputable financial professional before buying or selling any security, and consider your long-term goals and strategies. Investors should NOT be all in on any asset class or individual stocks. Your retirement plan should reflect a diversified strategy, which has been designed with the assistance of a financial professional who is familiar with your goals, risk tolerance, tax needs and more. The "trading" portion of your portfolio should be a very small part of your investment strategy, and the amount of money you invest into individual companies should never be greater than your experience, wisdom, knowledge and patience. Information has been obtained from sources believed to be reliable. However, NataliePace.com does not warrant its completeness or accuracy. Opinions constitute our judgment as of the date of this publication and are subject to change without notice. This material is not intended as an offer or solicitation for the purchase or sale of any financial instrument. Securities, financial instruments or strategies mentioned herein may not be suitable for all investors. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit nataliepace.substack.com

21 Days of Prosperity & Abundance Coaching with Natalie Pace.Day 15 Mantra: Sacred Union.21 days to a healthier, wealthier, more beautiful you. It's a great way to start the year. This series is designed to be done daily for 21 days in a row. It works best when we listen/watch the videoconference 1st thing in the morning, and then keep the mantra and recommended actions top of mind all day long.http://www.nataliepace.com/Get additional information in Natalie Pace's book: The Gratitude Game. We recommend the audio version. https://www.amazon.com/gp/product/B00RER5FTIBe sure to share this free videocoaching series with your friends. It is also available as a videoconference on YouTube. (Check out the link below.)https://www.youtube.com/nataliepacehttps://www.youtube.com/playlist?list=PLurGUtP0qkXa-8eLKD1VNGQlN9ITK7Z1N Join us at our next Financial Freedom Retreat online Jan. 13-15, 2024 Learn the life math we all should have received in high school. Save thousands annually with smarter big-ticket budgeting choices. Protect your wealth. Earn money while you sleep. Green your portfolio! Email [email protected] to learn more. https://www.nataliepace.com/retreat202401.html#/Order your copy of Natalie Pace's books, The Power of 8 Billion: It's Up to Us and The ABCs of Money, 5th edition. Smarter energy choices will save each one of us thousands of dollars annually! The links to the books are directly below. https://www.amazon.com/dp/B09VFVBGRShttps://www.amazon.com/dp/B09GN6G4KLIf you'd like Natalie Pace to speak to your community or on an Instagram Live or podcast, reach out to us at [email protected]://www.nataliepace.comImportant DisclaimersPlease note: Natalie Pace does not act or operate like a broker. She reports on financial news, and is one of the most trusted sources of financial literacy, education and forensic analysis in the world. Natalie Pace educates and informs individual investors to give investors a competitive edge in their personal decision-making. Any publicly traded companies or funds mentioned by Natalie Pace are not intended to be buy or sell recommendations. ALWAYS do your research and consult an experienced, reputable financial professional before buying or selling any security, and consider your long-term goals and strategies. Investors should NOT be all in on any asset class or individual stocks. Your retirement plan should reflect a diversified strategy, which has been designed with the assistance of a financial professional who is familiar with your goals, risk tolerance, tax needs and more. The "trading" portion of your portfolio should be a very small part of your investment strategy, and the amount of money you invest into individual companies should never be greater than your experience, wisdom, knowledge and patience. Information has been obtained from sources believed to be reliable. However, NataliePace.com does not warrant its completeness or accuracy. Opinions constitute our judgment as of the date of this publication and are subject to change without notice. This material is not intended as an offer or solicitation for the purchase or sale of any financial instrument. Securities, financial instruments or strategies mentioned herein may not be suitable for all investors. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit nataliepace.substack.com

21 Days of Prosperity & Abundance Coaching with Natalie Pace.Day 14 Mantra: Beauty.21 days to a healthier, wealthier, more beautiful you. It's a great way to start the year. This series is designed to be done daily for 21 days in a row. It works best when we listen/watch the videoconference 1st thing in the morning, and then keep the mantra and recommended actions top of mind all day long.http://www.nataliepace.com/Get additional information in Natalie Pace's book: The Gratitude Game. We recommend the audio version. https://www.amazon.com/gp/product/B00RER5FTIBe sure to share this free videocoaching series with your friends. It is also available as a videoconference on YouTube. (Check out the link below.)https://www.youtube.com/nataliepacehttps://www.youtube.com/playlist?list=PLurGUtP0qkXa-8eLKD1VNGQlN9ITK7Z1N Join us at our next Financial Freedom Retreat online Jan. 13-15, 2024 Learn the life math we all should have received in high school. Save thousands annually with smarter big-ticket budgeting choices. Protect your wealth. Earn money while you sleep. Green your portfolio! Email [email protected] to learn more. https://www.nataliepace.com/retreat202401.html#/Order your copy of Natalie Pace's books, The Power of 8 Billion: It's Up to Us and The ABCs of Money, 5th edition. Smarter energy choices will save each one of us thousands of dollars annually! The links to the books are directly below. https://www.amazon.com/dp/B09VFVBGRShttps://www.amazon.com/dp/B09GN6G4KLIf you'd like Natalie Pace to speak to your community or on an Instagram Live or podcast, reach out to us at [email protected]://www.nataliepace.comImportant DisclaimersPlease note: Natalie Pace does not act or operate like a broker. She reports on financial news, and is one of the most trusted sources of financial literacy, education and forensic analysis in the world. Natalie Pace educates and informs individual investors to give investors a competitive edge in their personal decision-making. Any publicly traded companies or funds mentioned by Natalie Pace are not intended to be buy or sell recommendations. ALWAYS do your research and consult an experienced, reputable financial professional before buying or selling any security, and consider your long-term goals and strategies. Investors should NOT be all in on any asset class or individual stocks. Your retirement plan should reflect a diversified strategy, which has been designed with the assistance of a financial professional who is familiar with your goals, risk tolerance, tax needs and more. The "trading" portion of your portfolio should be a very small part of your investment strategy, and the amount of money you invest into individual companies should never be greater than your experience, wisdom, knowledge and patience. Information has been obtained from sources believed to be reliable. However, NataliePace.com does not warrant its completeness or accuracy. Opinions constitute our judgment as of the date of this publication and are subject to change without notice. This material is not intended as an offer or solicitation for the purchase or sale of any financial instrument. Securities, financial instruments or strategies mentioned herein may not be suitable for all investors. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit nataliepace.substack.com

21 Days of Prosperity & Abundance Coaching with Natalie Pace.Day 13 Mantra: Heart.21 days to a healthier, wealthier, more beautiful you. It's a great way to start the year. This series is designed to be done daily for 21 days in a row. It works best when we listen/watch the videoconference 1st thing in the morning, and then keep the mantra and recommended actions top of mind all day long.http://www.nataliepace.com/Get additional information in Natalie Pace's book: The Gratitude Game. We recommend the audio version. https://www.amazon.com/gp/product/B00RER5FTIBe sure to share this free videocoaching series with your friends. It is also available as a videoconference on YouTube. (Check out the link below.)https://www.youtube.com/nataliepacehttps://www.youtube.com/playlist?list=PLurGUtP0qkXa-8eLKD1VNGQlN9ITK7Z1N Join us at our next Financial Freedom Retreat online Jan. 13-15, 2024 Learn the life math we all should have received in high school. Save thousands annually with smarter big-ticket budgeting choices. Protect your wealth. Earn money while you sleep. Green your portfolio! Email [email protected] to learn more. https://www.nataliepace.com/retreat202401.html#/Order your copy of Natalie Pace's books, The Power of 8 Billion: It's Up to Us and The ABCs of Money, 5th edition. Smarter energy choices will save each one of us thousands of dollars annually! The links to the books are directly below. https://www.amazon.com/dp/B09VFVBGRShttps://www.amazon.com/dp/B09GN6G4KLIf you'd like Natalie Pace to speak to your community or on an Instagram Live or podcast, reach out to us at [email protected]://www.nataliepace.comImportant DisclaimersPlease note: Natalie Pace does not act or operate like a broker. She reports on financial news, and is one of the most trusted sources of financial literacy, education and forensic analysis in the world. Natalie Pace educates and informs individual investors to give investors a competitive edge in their personal decision-making. Any publicly traded companies or funds mentioned by Natalie Pace are not intended to be buy or sell recommendations. ALWAYS do your research and consult an experienced, reputable financial professional before buying or selling any security, and consider your long-term goals and strategies. Investors should NOT be all in on any asset class or individual stocks. Your retirement plan should reflect a diversified strategy, which has been designed with the assistance of a financial professional who is familiar with your goals, risk tolerance, tax needs and more. The "trading" portion of your portfolio should be a very small part of your investment strategy, and the amount of money you invest into individual companies should never be greater than your experience, wisdom, knowledge and patience. Information has been obtained from sources believed to be reliable. However, NataliePace.com does not warrant its completeness or accuracy. Opinions constitute our judgment as of the date of this publication and are subject to change without notice. This material is not intended as an offer or solicitation for the purchase or sale of any financial instrument. Securities, financial instruments or strategies mentioned herein may not be suitable for all investors. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit nataliepace.substack.com

Howard Silverblatt is the senior index analyst of S&P Dow Jones Indices. His experience on Wall Street spans almost five decades. He's a data-driven wealth of information, which he has drilled down into actionable information and tips for Main Street investors. So, how will stocks perform in 2024? Will Artificial Intelligence continue to soar? What is the weakest industry on Wall Street? All this and more in this information-packed interview. Be sure to share this videoconference with your friends. It is available as a podcast on Substack, Apple & Spotify. (Check out the links below.) https://nataliepace.substack.com/ https://open.spotify.com/show/3m8TpT9HAojgQXXOTCJDTV https://podcasts.apple.com/us/podcast/its-up-to-us-podcast/id1621602290 Here are links to some of the web pages that are mentioned in this videoconference. https://www.spglobal.com/spdji/en/ https://twitter.com/hsilverb https://twitter.com/SPDJIndices https://cre.moodysanalytics.com/insights/cre-trends/q4-2023-preliminary-trend-announcement/ https://www.nataliepace.com/blog/portugal-eliminates-tax-advantages-for-ex-pats#/ https://www.nataliepace.com/blog/what-weworks-bankruptcy-and-half-empty-office-buildings-have-to-do-with-our-personal-wealth-plan#/ https://www.nataliepace.com/blog/a-spectacular-year-for-3-of-the-magnificent-7#/ https://www.nataliepace.com/blog/the-underperforming-dow-jones-industrial-average-full-of-fossil-fuels-and-forever-chemicals#/ http://www.nataliepace.com/ Join us at our next Financial Freedom Retreat online Jan. 13-15, 2024 Learn the life math we all should have received in high school. Save thousands annually with smarter big-ticket budgeting choices. Protect your wealth. Earn money while you sleep. Green your portfolio! Email [email protected] to learn more. https://www.nataliepace.com/retreat202401.html#/ Order your copy of Natalie Pace's books, The Power of 8 Billion: It's Up to Us and The ABCs of Money. Smarter energy choices will save each one of us thousands of dollars annually! The link to the book is directly below. https://www.amazon.com/dp/B09VFVBGRS https://www.amazon.com/dp/B09GN6G4KL If you'd like Natalie Pace to speak to your community or on an Instagram Live or podcast, reach out to us at [email protected]. https://www.nataliepace.com Important Disclaimers Please note: Natalie Pace does not act or operate like a broker. She reports on financial news, and is one of the most trusted sources of financial literacy, education and forensic analysis in the world. Natalie Pace educates and informs individual investors to give investors a competitive edge in their personal decision-making. Any publicly traded companies or funds mentioned by Natalie Pace are not intended to be buy or sell recommendations. ALWAYS do your research and consult an experienced, reputable financial professional before buying or selling any security, and consider your long-term goals and strategies. Investors should NOT be all in on any asset class or individual stocks. Your retirement plan should reflect a diversified strategy, which has been designed with the assistance of a financial professional who is familiar with your goals, risk tolerance, tax needs and more. The "trading" portion of your portfolio should be a very small part of your investment strategy, and the amount of money you invest into individual companies should never be greater than your experience, wisdom, knowledge and patience. Information has been obtained from sources believed to be reliable. However, NataliePace.com does not warrant its completeness or accuracy. Opinions constitute our judgment as of the date of this publication and are subject to change without notice. This material is not intended as an offer or solicitation for the purchase or sale of any financial instrument. Securities, financial instruments or strategies mentioned herein may not be suitable for all investors. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit nataliepace.substack.com

21 Days of Prosperity & Abundance Coaching with Natalie Pace.Day 12 Mantra: Yes.21 days to a healthier, wealthier, more beautiful you. It's a great way to start the year. This series is designed to be done daily for 21 days in a row. It works best when we listen/watch the videoconference 1st thing in the morning, and then keep the mantra and recommended actions top of mind all day long.http://www.nataliepace.com/Get additional information in Natalie Pace's book: The Gratitude Game. We recommend the audio version. https://www.amazon.com/gp/product/B00RER5FTIBe sure to share this free videocoaching series with your friends. It is also available as a videoconference on YouTube. (Check out the link below.)https://www.youtube.com/nataliepacehttps://www.youtube.com/playlist?list=PLurGUtP0qkXa-8eLKD1VNGQlN9ITK7Z1N Join us at our next Financial Freedom Retreat online Jan. 13-15, 2024 Learn the life math we all should have received in high school. Save thousands annually with smarter big-ticket budgeting choices. Protect your wealth. Earn money while you sleep. Green your portfolio! Email [email protected] to learn more. https://www.nataliepace.com/retreat202401.html#/Order your copy of Natalie Pace's books, The Power of 8 Billion: It's Up to Us and The ABCs of Money, 5th edition. Smarter energy choices will save each one of us thousands of dollars annually! The links to the books are directly below. https://www.amazon.com/dp/B09VFVBGRShttps://www.amazon.com/dp/B09GN6G4KLIf you'd like Natalie Pace to speak to your community or on an Instagram Live or podcast, reach out to us at [email protected]://www.nataliepace.comImportant DisclaimersPlease note: Natalie Pace does not act or operate like a broker. She reports on financial news, and is one of the most trusted sources of financial literacy, education and forensic analysis in the world. Natalie Pace educates and informs individual investors to give investors a competitive edge in their personal decision-making. Any publicly traded companies or funds mentioned by Natalie Pace are not intended to be buy or sell recommendations. ALWAYS do your research and consult an experienced, reputable financial professional before buying or selling any security, and consider your long-term goals and strategies. Investors should NOT be all in on any asset class or individual stocks. Your retirement plan should reflect a diversified strategy, which has been designed with the assistance of a financial professional who is familiar with your goals, risk tolerance, tax needs and more. The "trading" portion of your portfolio should be a very small part of your investment strategy, and the amount of money you invest into individual companies should never be greater than your experience, wisdom, knowledge and patience. Information has been obtained from sources believed to be reliable. However, NataliePace.com does not warrant its completeness or accuracy. Opinions constitute our judgment as of the date of this publication and are subject to change without notice. This material is not intended as an offer or solicitation for the purchase or sale of any financial instrument. Securities, financial instruments or strategies mentioned herein may not be suitable for all investors. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit nataliepace.substack.com

21 Days of Prosperity & Abundance Coaching with Natalie Pace.Day 11 Mantra: Abundance.21 days to a healthier, wealthier, more beautiful you. It's a great way to start the year. This series is designed to be done daily for 21 days in a row. It works best when we listen/watch the videoconference 1st thing in the morning, and then keep the mantra and recommended actions top of mind all day long.http://www.nataliepace.com/Get additional information in Natalie Pace's book: The Gratitude Game. We recommend the audio version. https://www.amazon.com/gp/product/B00RER5FTIBe sure to share this free videocoaching series with your friends. It is also available as a videoconference on YouTube. (Check out the link below.)https://www.youtube.com/nataliepacehttps://www.youtube.com/playlist?list=PLurGUtP0qkXa-8eLKD1VNGQlN9ITK7Z1N Join us at our next Financial Freedom Retreat online Jan. 13-15, 2024 Learn the life math we all should have received in high school. Save thousands annually with smarter big-ticket budgeting choices. Protect your wealth. Earn money while you sleep. Green your portfolio! Email [email protected] to learn more. https://www.nataliepace.com/retreat202401.html#/Order your copy of Natalie Pace's books, The Power of 8 Billion: It's Up to Us and The ABCs of Money, 5th edition. Smarter energy choices will save each one of us thousands of dollars annually! The links to the books are directly below. https://www.amazon.com/dp/B09VFVBGRShttps://www.amazon.com/dp/B09GN6G4KLIf you'd like Natalie Pace to speak to your community or on an Instagram Live or podcast, reach out to us at [email protected]://www.nataliepace.comImportant DisclaimersPlease note: Natalie Pace does not act or operate like a broker. She reports on financial news, and is one of the most trusted sources of financial literacy, education and forensic analysis in the world. Natalie Pace educates and informs individual investors to give investors a competitive edge in their personal decision-making. Any publicly traded companies or funds mentioned by Natalie Pace are not intended to be buy or sell recommendations. ALWAYS do your research and consult an experienced, reputable financial professional before buying or selling any security, and consider your long-term goals and strategies. Investors should NOT be all in on any asset class or individual stocks. Your retirement plan should reflect a diversified strategy, which has been designed with the assistance of a financial professional who is familiar with your goals, risk tolerance, tax needs and more. The "trading" portion of your portfolio should be a very small part of your investment strategy, and the amount of money you invest into individual companies should never be greater than your experience, wisdom, knowledge and patience. Information has been obtained from sources believed to be reliable. However, NataliePace.com does not warrant its completeness or accuracy. Opinions constitute our judgment as of the date of this publication and are subject to change without notice. This material is not intended as an offer or solicitation for the purchase or sale of any financial instrument. Securities, financial instruments or strategies mentioned herein may not be suitable for all investors. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit nataliepace.substack.com

21 Days of Prosperity & Abundance Coaching with Natalie Pace.Day 10 Mantra: Fun.21 days to a healthier, wealthier, more beautiful you. It's a great way to start the year. This series is designed to be done daily for 21 days in a row. It works best when we listen/watch the videoconference 1st thing in the morning, and then keep the mantra and recommended actions top of mind all day long.http://www.nataliepace.com/Get additional information in Natalie Pace's book: The Gratitude Game. We recommend the audio version. https://www.amazon.com/gp/product/B00RER5FTIBe sure to share this free videocoaching series with your friends. It is also available as a videoconference on YouTube. (Check out the link below.)https://www.youtube.com/nataliepacehttps://www.youtube.com/playlist?list=PLurGUtP0qkXa-8eLKD1VNGQlN9ITK7Z1N Join us at our next Financial Freedom Retreat online Jan. 13-15, 2024 Learn the life math we all should have received in high school. Save thousands annually with smarter big-ticket budgeting choices. Protect your wealth. Earn money while you sleep. Green your portfolio! Email [email protected] to learn more. https://www.nataliepace.com/retreat202401.html#/Order your copy of Natalie Pace's books, The Power of 8 Billion: It's Up to Us and The ABCs of Money, 5th edition. Smarter energy choices will save each one of us thousands of dollars annually! The links to the books are directly below. https://www.amazon.com/dp/B09VFVBGRShttps://www.amazon.com/dp/B09GN6G4KLIf you'd like Natalie Pace to speak to your community or on an Instagram Live or podcast, reach out to us at [email protected]://www.nataliepace.comImportant DisclaimersPlease note: Natalie Pace does not act or operate like a broker. She reports on financial news, and is one of the most trusted sources of financial literacy, education and forensic analysis in the world. Natalie Pace educates and informs individual investors to give investors a competitive edge in their personal decision-making. Any publicly traded companies or funds mentioned by Natalie Pace are not intended to be buy or sell recommendations. ALWAYS do your research and consult an experienced, reputable financial professional before buying or selling any security, and consider your long-term goals and strategies. Investors should NOT be all in on any asset class or individual stocks. Your retirement plan should reflect a diversified strategy, which has been designed with the assistance of a financial professional who is familiar with your goals, risk tolerance, tax needs and more. The "trading" portion of your portfolio should be a very small part of your investment strategy, and the amount of money you invest into individual companies should never be greater than your experience, wisdom, knowledge and patience. Information has been obtained from sources believed to be reliable. However, NataliePace.com does not warrant its completeness or accuracy. Opinions constitute our judgment as of the date of this publication and are subject to change without notice. This material is not intended as an offer or solicitation for the purchase or sale of any financial instrument. Securities, financial instruments or strategies mentioned herein may not be suitable for all investors. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit nataliepace.substack.com

21 Days of Prosperity & Abundance Coaching with Natalie Pace.Day 9 Mantra: Vision.(Here’s a link to the Billionaire Game™).https://youtu.be/thIcEek6oGg21 days to a healthier, wealthier, more beautiful you. It's a great way to start the year. This series is designed to be done daily for 21 days in a row. It works best when we listen/watch the videoconference 1st thing in the morning, and then keep the mantra and recommended actions top of mind all day long.http://www.nataliepace.com/Get additional information in Natalie Pace's book: The Gratitude Game. We recommend the audio version. https://www.amazon.com/gp/product/B00RER5FTIBe sure to share this free videocoaching series with your friends. It is also available as a videoconference on YouTube. (Check out the link below.)https://www.youtube.com/nataliepacehttps://www.youtube.com/playlist?list=PLurGUtP0qkXa-8eLKD1VNGQlN9ITK7Z1N Join us at our next Financial Freedom Retreat online Jan. 13-15, 2024 Learn the life math we all should have received in high school. Save thousands annually with smarter big-ticket budgeting choices. Protect your wealth. Earn money while you sleep. Green your portfolio! Email [email protected] to learn more. https://www.nataliepace.com/retreat202401.html#/Order your copy of Natalie Pace's books, The Power of 8 Billion: It's Up to Us and The ABCs of Money, 5th edition. Smarter energy choices will save each one of us thousands of dollars annually! The links to the books are directly below. https://www.amazon.com/dp/B09VFVBGRShttps://www.amazon.com/dp/B09GN6G4KLIf you'd like Natalie Pace to speak to your community or on an Instagram Live or podcast, reach out to us at [email protected]://www.nataliepace.comImportant DisclaimersPlease note: Natalie Pace does not act or operate like a broker. She reports on financial news, and is one of the most trusted sources of financial literacy, education and forensic analysis in the world. Natalie Pace educates and informs individual investors to give investors a competitive edge in their personal decision-making. Any publicly traded companies or funds mentioned by Natalie Pace are not intended to be buy or sell recommendations. ALWAYS do your research and consult an experienced, reputable financial professional before buying or selling any security, and consider your long-term goals and strategies. Investors should NOT be all in on any asset class or individual stocks. Your retirement plan should reflect a diversified strategy, which has been designed with the assistance of a financial professional who is familiar with your goals, risk tolerance, tax needs and more. The "trading" portion of your portfolio should be a very small part of your investment strategy, and the amount of money you invest into individual companies should never be greater than your experience, wisdom, knowledge and patience. Information has been obtained from sources believed to be reliable. However, NataliePace.com does not warrant its completeness or accuracy. Opinions constitute our judgment as of the date of this publication and are subject to change without notice. This material is not intended as an offer or solicitation for the purchase or sale of any financial instrument. Securities, financial instruments or strategies mentioned herein may not be suitable for all investors. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit nataliepace.substack.com

21 Days of Prosperity & Abundance Coaching with Natalie Pace.Day 8 Mantra: Peace.21 days to a healthier, wealthier, more beautiful you. It's a great way to start the year. This series is designed to be done daily for 21 days in a row. It works best when we listen/watch the videoconference 1st thing in the morning, and then keep the mantra and recommended actions top of mind all day long.http://www.nataliepace.com/Get additional information in Natalie Pace's book: The Gratitude Game. We recommend the audio version. https://www.amazon.com/gp/product/B00RER5FTIBe sure to share this free videocoaching series with your friends. It is also available as a videoconference on YouTube. (Check out the link below.)https://www.youtube.com/nataliepacehttps://www.youtube.com/playlist?list=PLurGUtP0qkXa-8eLKD1VNGQlN9ITK7Z1N Join us at our next Financial Freedom Retreat online Jan. 13-15, 2024 Learn the life math we all should have received in high school. Save thousands annually with smarter big-ticket budgeting choices. Protect your wealth. Earn money while you sleep. Green your portfolio! Email [email protected] to learn more. https://www.nataliepace.com/retreat202401.html#/Order your copy of Natalie Pace's books, The Power of 8 Billion: It's Up to Us and The ABCs of Money, 5th edition. Smarter energy choices will save each one of us thousands of dollars annually! The links to the books are directly below. https://www.amazon.com/dp/B09VFVBGRShttps://www.amazon.com/dp/B09GN6G4KLIf you'd like Natalie Pace to speak to your community or on an Instagram Live or podcast, reach out to us at [email protected]://www.nataliepace.comImportant DisclaimersPlease note: Natalie Pace does not act or operate like a broker. She reports on financial news, and is one of the most trusted sources of financial literacy, education and forensic analysis in the world. Natalie Pace educates and informs individual investors to give investors a competitive edge in their personal decision-making. Any publicly traded companies or funds mentioned by Natalie Pace are not intended to be buy or sell recommendations. ALWAYS do your research and consult an experienced, reputable financial professional before buying or selling any security, and consider your long-term goals and strategies. Investors should NOT be all in on any asset class or individual stocks. Your retirement plan should reflect a diversified strategy, which has been designed with the assistance of a financial professional who is familiar with your goals, risk tolerance, tax needs and more. The "trading" portion of your portfolio should be a very small part of your investment strategy, and the amount of money you invest into individual companies should never be greater than your experience, wisdom, knowledge and patience. Information has been obtained from sources believed to be reliable. However, NataliePace.com does not warrant its completeness or accuracy. Opinions constitute our judgment as of the date of this publication and are subject to change without notice. This material is not intended as an offer or solicitation for the purchase or sale of any financial instrument. Securities, financial instruments or strategies mentioned herein may not be suitable for all investors. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit nataliepace.substack.com

21 Days of Prosperity & Abundance Coaching with Natalie Pace.Day 7 Mantra: Create.21 days to a healthier, wealthier, more beautiful you. It's a great way to start the year. This series is designed to be done daily for 21 days in a row. It works best when we listen/watch the videoconference 1st thing in the morning, and then keep the mantra and recommended actions top of mind all day long.http://www.nataliepace.com/Get additional information in Natalie Pace's book: The Gratitude Game. We recommend the audio version. https://www.amazon.com/gp/product/B00RER5FTIBe sure to share this free videocoaching series with your friends. It is also available as a videoconference on YouTube. (Check out the link below.) https://www.youtube.com/nataliepacehttps://www.youtube.com/playlist?list=PLurGUtP0qkXa-8eLKD1VNGQlN9ITK7Z1NJoin us at our next Financial Freedom Retreat online Jan. 13-15, 2024 Learn the life math we all should have received in high school. Save thousands annually with smarter big-ticket budgeting choices. Protect your wealth. Earn money while you sleep. Green your portfolio! Email [email protected] to learn more. https://www.nataliepace.com/retreat202401.html#/Order your copy of Natalie Pace's books, The Power of 8 Billion: It's Up to Us and The ABCs of Money, 5th edition. Smarter energy choices will save each one of us thousands of dollars annually! The links to the books are directly below. https://www.amazon.com/dp/B09VFVBGRShttps://www.amazon.com/dp/B09GN6G4KLIf you'd like Natalie Pace to speak to your community or on an Instagram Live or podcast, reach out to us at [email protected]://www.nataliepace.comImportant DisclaimersPlease note: Natalie Pace does not act or operate like a broker. She reports on financial news, and is one of the most trusted sources of financial literacy, education and forensic analysis in the world. Natalie Pace educates and informs individual investors to give investors a competitive edge in their personal decision-making. Any publicly traded companies or funds mentioned by Natalie Pace are not intended to be buy or sell recommendations. ALWAYS do your research and consult an experienced, reputable financial professional before buying or selling any security, and consider your long-term goals and strategies. Investors should NOT be all in on any asset class or individual stocks. Your retirement plan should reflect a diversified strategy, which has been designed with the assistance of a financial professional who is familiar with your goals, risk tolerance, tax needs and more. The "trading" portion of your portfolio should be a very small part of your investment strategy, and the amount of money you invest into individual companies should never be greater than your experience, wisdom, knowledge and patience. Information has been obtained from sources believed to be reliable. However, NataliePace.com does not warrant its completeness or accuracy. Opinions constitute our judgment as of the date of this publication and are subject to change without notice. This material is not intended as an offer or solicitation for the purchase or sale of any financial instrument. Securities, financial instruments or strategies mentioned herein may not be suitable for all investors. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit nataliepace.substack.com

21 Days of Prosperity & Abundance Coaching with Natalie Pace.Day 6 Mantra: Wisdom.21 days to a healthier, wealthier, more beautiful you. It's a great way to start the year. This series is designed to be done daily for 21 days in a row. It works best when we listen/watch the videoconference 1st thing in the morning, and then keep the mantra and recommended actions top of mind all day long.http://www.nataliepace.com/Get additional information in Natalie Pace's book: The Gratitude Game. We recommend the audio version. https://www.amazon.com/gp/product/B00RER5FTIBe sure to share this free videocoaching series with your friends. It is also available as a podcast on Substack, Apple & Spotify. (Check out the links below.) https://nataliepace.substack.com/ https://open.spotify.com/show/3m8TpT9HAojgQXXOTCJDTV https://podcasts.apple.com/us/podcast/its-up-to-us-podcast/id1621602290Join us at our next Financial Freedom Retreat online Jan. 13-15, 2024 Learn the life math we all should have received in high school. Save thousands annually with smarter big-ticket budgeting choices. Protect your wealth. Earn money while you sleep. Green your portfolio! Email [email protected] to learn more. https://www.nataliepace.com/retreat202401.html#/Order your copy of Natalie Pace's books, The Power of 8 Billion: It's Up to Us and The ABCs of Money, 5th edition. Smarter energy choices will save each one of us thousands of dollars annually! The links to the books are directly below. https://www.amazon.com/dp/B09VFVBGRShttps://www.amazon.com/dp/B09GN6G4KLIf you'd like Natalie Pace to speak to your community or on an Instagram Live or podcast, reach out to us at [email protected]://www.nataliepace.comImportant DisclaimersPlease note: Natalie Pace does not act or operate like a broker. She reports on financial news, and is one of the most trusted sources of financial literacy, education and forensic analysis in the world. Natalie Pace educates and informs individual investors to give investors a competitive edge in their personal decision-making. Any publicly traded companies or funds mentioned by Natalie Pace are not intended to be buy or sell recommendations. ALWAYS do your research and consult an experienced, reputable financial professional before buying or selling any security, and consider your long-term goals and strategies. Investors should NOT be all in on any asset class or individual stocks. Your retirement plan should reflect a diversified strategy, which has been designed with the assistance of a financial professional who is familiar with your goals, risk tolerance, tax needs and more. The "trading" portion of your portfolio should be a very small part of your investment strategy, and the amount of money you invest into individual companies should never be greater than your experience, wisdom, knowledge and patience. Information has been obtained from sources believed to be reliable. However, NataliePace.com does not warrant its completeness or accuracy. Opinions constitute our judgment as of the date of this publication and are subject to change without notice. This material is not intended as an offer or solicitation for the purchase or sale of any financial instrument. Securities, financial instruments or strategies mentioned herein may not be suitable for all investors. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit nataliepace.substack.com

21 Days of Prosperity & Abundance Coaching with Natalie Pace.Day 5 Mantra: Faith (Practice. Exercise.).21 days to a healthier, wealthier, more beautiful you. It's a great way to start the year. This series is designed to be done daily for 21 days in a row. It works best when we listen/watch the videoconference 1st thing in the morning, and then keep the mantra and recommended actions top of mind all day long.http://www.nataliepace.com/Get additional information in Natalie Pace's book: The Gratitude Game. We recommend the audio version. https://www.amazon.com/gp/product/B00RER5FTIBe sure to share this free videocoaching series with your friends. It is also available as a podcast on Substack, Apple & Spotify. (Check out the links below.) https://nataliepace.substack.com/ https://open.spotify.com/show/3m8TpT9HAojgQXXOTCJDTV https://podcasts.apple.com/us/podcast/its-up-to-us-podcast/id1621602290Join us at our next Financial Freedom Retreat online Jan. 13-15, 2024 Learn the life math we all should have received in high school. Save thousands annually with smarter big-ticket budgeting choices. Protect your wealth. Earn money while you sleep. Green your portfolio! Email [email protected] to learn more. https://www.nataliepace.com/retreat202401.html#/Order your copy of Natalie Pace's books, The Power of 8 Billion: It's Up to Us and The ABCs of Money, 5th edition. Smarter energy choices will save each one of us thousands of dollars annually! The links to the books are directly below. https://www.amazon.com/dp/B09VFVBGRShttps://www.amazon.com/dp/B09GN6G4KLIf you'd like Natalie Pace to speak to your community or on an Instagram Live or podcast, reach out to us at [email protected]://www.nataliepace.comImportant DisclaimersPlease note: Natalie Pace does not act or operate like a broker. She reports on financial news, and is one of the most trusted sources of financial literacy, education and forensic analysis in the world. Natalie Pace educates and informs individual investors to give investors a competitive edge in their personal decision-making. Any publicly traded companies or funds mentioned by Natalie Pace are not intended to be buy or sell recommendations. ALWAYS do your research and consult an experienced, reputable financial professional before buying or selling any security, and consider your long-term goals and strategies. Investors should NOT be all in on any asset class or individual stocks. Your retirement plan should reflect a diversified strategy, which has been designed with the assistance of a financial professional who is familiar with your goals, risk tolerance, tax needs and more. The "trading" portion of your portfolio should be a very small part of your investment strategy, and the amount of money you invest into individual companies should never be greater than your experience, wisdom, knowledge and patience. Information has been obtained from sources believed to be reliable. However, NataliePace.com does not warrant its completeness or accuracy. Opinions constitute our judgment as of the date of this publication and are subject to change without notice. This material is not intended as an offer or solicitation for the purchase or sale of any financial instrument. Securities, financial instruments or strategies mentioned herein may not be suitable for all investors. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit nataliepace.substack.com

21 Days of Prosperity & Abundance Coaching with Natalie Pace.Day 4 Mantra: Forgiveness.21 days to a healthier, wealthier, more beautiful you. It's a great way to start the year. This series is designed to be done daily for 21 days in a row. It works best when we listen/watch the videoconference 1st thing in the morning, and then keep the mantra and recommended actions top of mind all day long.http://www.nataliepace.com/Get additional information in Natalie Pace's book: The Gratitude Game. We recommend the audio version. https://www.amazon.com/gp/product/B00RER5FTIBe sure to share this free videocoaching series with your friends. It is also available as a podcast on Substack, Apple & Spotify. (Check out the links below.) https://nataliepace.substack.com/ https://open.spotify.com/show/3m8TpT9HAojgQXXOTCJDTV https://podcasts.apple.com/us/podcast/its-up-to-us-podcast/id1621602290Join us at our next Financial Freedom Retreat online Jan. 13-15, 2024 Learn the life math we all should have received in high school. Save thousands annually with smarter big-ticket budgeting choices. Protect your wealth. Earn money while you sleep. Green your portfolio! Email [email protected] to learn more. https://www.nataliepace.com/retreat202401.html#/Order your copy of Natalie Pace's books, The Power of 8 Billion: It's Up to Us and The ABCs of Money, 5th edition. Smarter energy choices will save each one of us thousands of dollars annually! The links to the books are directly below. https://www.amazon.com/dp/B09VFVBGRShttps://www.amazon.com/dp/B09GN6G4KLIf you'd like Natalie Pace to speak to your community or on an Instagram Live or podcast, reach out to us at [email protected]://www.nataliepace.comImportant DisclaimersPlease note: Natalie Pace does not act or operate like a broker. She reports on financial news, and is one of the most trusted sources of financial literacy, education and forensic analysis in the world. Natalie Pace educates and informs individual investors to give investors a competitive edge in their personal decision-making. Any publicly traded companies or funds mentioned by Natalie Pace are not intended to be buy or sell recommendations. ALWAYS do your research and consult an experienced, reputable financial professional before buying or selling any security, and consider your long-term goals and strategies. Investors should NOT be all in on any asset class or individual stocks. Your retirement plan should reflect a diversified strategy, which has been designed with the assistance of a financial professional who is familiar with your goals, risk tolerance, tax needs and more. The "trading" portion of your portfolio should be a very small part of your investment strategy, and the amount of money you invest into individual companies should never be greater than your experience, wisdom, knowledge and patience. Information has been obtained from sources believed to be reliable. However, NataliePace.com does not warrant its completeness or accuracy. Opinions constitute our judgment as of the date of this publication and are subject to change without notice. This material is not intended as an offer or solicitation for the purchase or sale of any financial instrument. Securities, financial instruments or strategies mentioned herein may not be suitable for all investors. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit nataliepace.substack.com

21 Days of Prosperity & Abundance Coaching with Natalie Pace.Day 3 Mantra: Gratitude.21 days to a healthier, wealthier, more beautiful you. It's a great way to start the year. This series is designed to be done daily for 21 days in a row. It works best when we listen/watch the videoconference 1st thing in the morning, and then keep the mantra and recommended actions top of mind all day long.http://www.nataliepace.com/Get additional information in Natalie Pace's book: The Gratitude Game. We recommend the audio version. https://www.amazon.com/gp/product/B00RER5FTIBe sure to share this free videocoaching series with your friends. It is also available as a podcast on Substack, Apple & Spotify. (Check out the links below.) https://nataliepace.substack.com/ https://open.spotify.com/show/3m8TpT9HAojgQXXOTCJDTV https://podcasts.apple.com/us/podcast/its-up-to-us-podcast/id1621602290Join us at our next Financial Freedom Retreat online Jan. 13-15, 2024 Learn the life math we all should have received in high school. Save thousands annually with smarter big-ticket budgeting choices. Protect your wealth. Earn money while you sleep. Green your portfolio! Email [email protected] to learn more. https://www.nataliepace.com/retreat202401.html#/Order your copy of Natalie Pace's books, The Power of 8 Billion: It's Up to Us and The ABCs of Money, 5th edition. Smarter energy choices will save each one of us thousands of dollars annually! The links to the books are directly below. https://www.amazon.com/dp/B09VFVBGRShttps://www.amazon.com/dp/B09GN6G4KLIf you'd like Natalie Pace to speak to your community or on an Instagram Live or podcast, reach out to us at [email protected]://www.nataliepace.comImportant DisclaimersPlease note: Natalie Pace does not act or operate like a broker. She reports on financial news, and is one of the most trusted sources of financial literacy, education and forensic analysis in the world. Natalie Pace educates and informs individual investors to give investors a competitive edge in their personal decision-making. Any publicly traded companies or funds mentioned by Natalie Pace are not intended to be buy or sell recommendations. ALWAYS do your research and consult an experienced, reputable financial professional before buying or selling any security, and consider your long-term goals and strategies. Investors should NOT be all in on any asset class or individual stocks. Your retirement plan should reflect a diversified strategy, which has been designed with the assistance of a financial professional who is familiar with your goals, risk tolerance, tax needs and more. The "trading" portion of your portfolio should be a very small part of your investment strategy, and the amount of money you invest into individual companies should never be greater than your experience, wisdom, knowledge and patience. Information has been obtained from sources believed to be reliable. However, NataliePace.com does not warrant its completeness or accuracy. Opinions constitute our judgment as of the date of this publication and are subject to change without notice. This material is not intended as an offer or solicitation for the purchase or sale of any financial instrument. Securities, financial instruments or strategies mentioned herein may not be suitable for all investors. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit nataliepace.substack.com

21 Days of Prosperity & Abundance Coaching with Natalie Pace. Day 2 Mantra: Breathe. 21 days to a healthier, wealthier, more beautiful you. It's a great way to start the year. This series is designed to be done daily for 21 days in a row. It works best when we listen/watch the videoconference 1st thing in the morning, and then keep the mantra and recommended actions top of mind all day long. http://www.nataliepace.com/ Get additional information in Natalie Pace's book: The Gratitude Game. We recommend the audio version. https://www.amazon.com/gp/product/B00RER5FTI Be sure to share this free videocoaching series with your friends. It is also available as a podcast on Substack, Apple & Spotify. (Check out the links below.) https://nataliepace.substack.com/ https://open.spotify.com/show/3m8TpT9HAojgQXXOTCJDTV https://podcasts.apple.com/us/podcast/its-up-to-us-podcast/id1621602290 Join us at our next Financial Freedom Retreat online Jan. 13-15, 2024 Learn the life math we all should have received in high school. Save thousands annually with smarter big-ticket budgeting choices. Protect your wealth. Earn money while you sleep. Green your portfolio! Email [email protected] to learn more. https://www.nataliepace.com/retreat202401.html#/ Order your copy of Natalie Pace's books, The Power of 8 Billion: It's Up to Us and The ABCs of Money, 5th edition. Smarter energy choices will save each one of us thousands of dollars annually! The links to the books are directly below. https://www.amazon.com/dp/B09VFVBGRS https://www.amazon.com/dp/B09GN6G4KL If you'd like Natalie Pace to speak to your community or on an Instagram Live or podcast, reach out to us at [email protected]. https://www.nataliepace.com Important Disclaimers Please note: Natalie Pace does not act or operate like a broker. She reports on financial news, and is one of the most trusted sources of financial literacy, education and forensic analysis in the world. Natalie Pace educates and informs individual investors to give investors a competitive edge in their personal decision-making. Any publicly traded companies or funds mentioned by Natalie Pace are not intended to be buy or sell recommendations. ALWAYS do your research and consult an experienced, reputable financial professional before buying or selling any security, and consider your long-term goals and strategies. Investors should NOT be all in on any asset class or individual stocks. Your retirement plan should reflect a diversified strategy, which has been designed with the assistance of a financial professional who is familiar with your goals, risk tolerance, tax needs and more. The "trading" portion of your portfolio should be a very small part of your investment strategy, and the amount of money you invest into individual companies should never be greater than your experience, wisdom, knowledge and patience. Information has been obtained from sources believed to be reliable. However, NataliePace.com does not warrant its completeness or accuracy. Opinions constitute our judgment as of the date of this publication and are subject to change without notice. This material is not intended as an offer or solicitation for the purchase or sale of any financial instrument. Securities, financial instruments or strategies mentioned herein may not be suitable for all investors. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit nataliepace.substack.com

21 Days of Prosperity & Abundance Coaching with Natalie Pace. Day 1 Mantra: Love. 21 days to a healthier, wealthier, more beautiful you. It's a great way to start the year. This series is designed to be done daily for 21 days in a row. It works best when we listen/watch the videoconference 1st thing in the morning, and then keep the mantra and recommended actions top of mind all day long. http://www.nataliepace.com/ Get additional information in Natalie Pace's book: The Gratitude Game. We recommend the audio version. https://www.amazon.com/gp/product/B00RER5FTI Be sure to share this free videocoaching series with your friends. It is also available as a podcast on Substack, Apple & Spotify. (Check out the links below.) https://nataliepace.substack.com/ https://open.spotify.com/show/3m8TpT9HAojgQXXOTCJDTV https://podcasts.apple.com/us/podcast/its-up-to-us-podcast/id1621602290 Join us at our next Financial Freedom Retreat online Jan. 13-15, 2024 Learn the life math we all should have received in high school. Save thousands annually with smarter big-ticket budgeting choices. Protect your wealth. Earn money while you sleep. Green your portfolio! Email [email protected] to learn more. https://www.nataliepace.com/retreat202401.html#/ Order your copy of Natalie Pace's books, The Power of 8 Billion: It's Up to Us and The ABCs of Money, 5th edition. Smarter energy choices will save each one of us thousands of dollars annually! The links to the books are directly below. https://www.amazon.com/dp/B09VFVBGRS https://www.amazon.com/dp/B09GN6G4KL If you'd like Natalie Pace to speak to your community or on an Instagram Live or podcast, reach out to us at [email protected]. https://www.nataliepace.com Important Disclaimers Please note: Natalie Pace does not act or operate like a broker. She reports on financial news, and is one of the most trusted sources of financial literacy, education and forensic analysis in the world. Natalie Pace educates and informs individual investors to give investors a competitive edge in their personal decision-making. Any publicly traded companies or funds mentioned by Natalie Pace are not intended to be buy or sell recommendations. ALWAYS do your research and consult an experienced, reputable financial professional before buying or selling any security, and consider your long-term goals and strategies. Investors should NOT be all in on any asset class or individual stocks. Your retirement plan should reflect a diversified strategy, which has been designed with the assistance of a financial professional who is familiar with your goals, risk tolerance, tax needs and more. The "trading" portion of your portfolio should be a very small part of your investment strategy, and the amount of money you invest into individual companies should never be greater than your experience, wisdom, knowledge and patience. Information has been obtained from sources believed to be reliable. However, NataliePace.com does not warrant its completeness or accuracy. Opinions constitute our judgment as of the date of this publication and are subject to change without notice. This material is not intended as an offer or solicitation for the purchase or sale of any financial instrument. Securities, financial instruments or strategies mentioned herein may not be suitable for all investors. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit nataliepace.substack.com

Crystal Ball 2024. Will the Election Year Roar Like the Pre-Election Year Did? Here are the assets covered in this podcast. Stocks Bonds Housing Commercial real estate Crypto Gold and Silver Copper: The New Oil Get additional information on the 2024 Crystal Ball blog. https://www.nataliepace.com/blog/crystal-ball-2024-will-the-election-year-roar-like-the-pre-election-year-did#/ Be sure to share this podcast with your friends. It is available as a podcast on Substack, Apple & Spotify. (Check out the links below.) https://nataliepace.substack.com/ https://open.spotify.com/show/3m8TpT9HAojgQXXOTCJDTV https://podcasts.apple.com/us/podcast/its-up-to-us-podcast/id1621602290 Here are links to some of the web pages that are mentioned in this videoconference. https://www.nataliepace.com/blog/the-underperforming-dow-jones-industrial-average-full-of-fossil-fuels-and-forever-chemicals#/ https://www.nataliepace.com/blog/portugal-eliminates-tax-advantages-for-ex-pats#/ https://www.nataliepace.com/blog/what-weworks-bankruptcy-and-half-empty-office-buildings-have-to-do-with-our-personal-wealth-plan#/ http://www.nataliepace.com/ Join us at our next Financial Freedom Retreat online Jan. 13-15, 2024 Learn the life math we all should have received in high school. Save thousands annually with smarter big-ticket budgeting choices. Protect your wealth. Earn money while you sleep. Green your portfolio! Email [email protected] to learn more. https://www.nataliepace.com/retreat202401.html#/ Order your copy of Natalie Pace's books, The Power of 8 Billion: It's Up to Us and The ABCs of Money. Smarter energy choices will save each one of us thousands of dollars annually! The link to the book is directly below. https://www.amazon.com/dp/B09VFVBGRS https://www.amazon.com/dp/B09GN6G4KL If you'd like Natalie Pace to speak to your community or on an Instagram Live or podcast, reach out to us at [email protected]. https://www.nataliepace.com This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit nataliepace.substack.com

In today's complimentary videoconference, Natalie Pace will be discussing: Portugal's new laws restricting Airbnb, golden VISAs and tax incentives for ex-pats. What are the pluses and minuses of investing in real estate in Portugal. The 10-Point Checklist for Real Estate. Learn the questions you should ask and answer before buying a home or income property. Bank Creditworthiness. How do you find a bank's credit rating? Natalie Pace walks through the steps to navigate the ratings agencies websites, finding the credit rating on the investor relations page of the bank, as well as other key data to consider. Getting a 5% interest rate is tricky, but doable, if you know how to avoid risk and lean into the mantra, "Keep the terms short and the creditworthiness high." Be sure to share this videoconference with your friends. https://youtu.be/9SD5_N5Xba4Here are links to some of the web pages that are mentioned in this videoconference. https://www.nataliepace.com/blog/portugal-eliminates-tax-advantages-for-ex-pats#/ https://www.nataliepace.com/blog/the-best-roi-almost-40-7-life-hacks-that-save-thousands#/ https://www.nataliepace.com/blog/you-could-be-earning-50000-in-interest-finally#/ https://www.airbnb.com/s/Lisbon--Portugal/homes https://www.wellsfargo.com/about/investor-relations/credit-ratings/ https://ir-capitalone.gcs-web.com/static-files/a2082386-6180-41a0-a8e0-33df3fbef58a https://disclosure.spglobal.com/ratings/en/regulatory/org-details/sectorCode/FI/entityId/130277 https://www.fitchratings.com/search/?query=bank%20of%20america https://www.moodys.com/credit-ratings/Discover-Financial-Services-credit-rating-820331915/reports https://www.moodys.com/sites/products/productattachments/ap075378_1_1408_ki.pdf https://www.msn.com/en-us/money http://www.nataliepace.com/ Join us at our next Financial Freedom Retreat online Jan. 13-15, 2024 Learn the life math we all should have received in high school. Save thousands annually with smarter big-ticket budgeting choices. Protect your wealth. Earn money while you sleep. Green your portfolio! Email [email protected] to learn more. https://www.nataliepace.com/retreat202401.html#/ Order your copy of Natalie Pace's books, The Power of 8 Billion: It's Up to Us and The ABCs of Money. Smarter energy choices will save each one of us thousands of dollars annually! The link to the book is directly below. https://www.amazon.com/dp/B09VFVBGRS https://www.amazon.com/dp/B09GN6G4KL If you'd like Natalie Pace to speak to your community or on an Instagram Live or podcast, reach out to us at [email protected]. https://www.nataliepace.com Important Disclaimers Please note: Natalie Pace does not act or operate like a broker. She reports on financial news, and is one of the most trusted sources of financial literacy, education and forensic analysis in the world. Natalie Pace educates and informs individual investors to give investors a competitive edge in their personal decision-making. Any publicly traded companies or funds mentioned by Natalie Pace are not intended to be buy or sell recommendations. ALWAYS do your research and consult an experienced, reputable financial professional before buying or selling any security, and consider your long-term goals and strategies. Investors should NOT be all in on any asset class or individual stocks. Your retirement plan should reflect a diversified strategy, which has been designed with the assistance of a financial professional who is familiar with your goals, risk tolerance, tax needs and more. The "trading" portion of your portfolio should be a very small part of your investment strategy, and the amount of money you invest into individual companies should never be greater than your experience, wisdom, knowledge and patience. Information has been obtained from sources believed to be reliable. However, NataliePace.com does not warrant its completeness or accuracy. Opinions constitute our judgment as of the date of this publication and are subject to change without notice. This material is not intended as an offer or solicitation for the purchase or sale of any financial instrument. Securities, financial instruments or strategies mentioned herein may not be suitable for all investors. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit nataliepace.substack.com

House Sharing Can Save up to $20,000 Every Year. Research shows that a single paren household can spend almost all of the income on housing and childcare, leaving no room in the budget for other essentials. House-sharing offers a simple, powerful solution that can save each parent up to $20,000 every year, while offering a lot of other benefits, including more personal free time. Join Natalie Pace for her feature interview with Carmel Boss, the founder/CEO of CoAbode.org. Whether you are a single parent, an empty nester, a recent college grad, a DINK, HENRY or a Boomer, if you'd like to have more money for things you enjoy more than making the landlord, gas station, utility company, health insurance company and grocery store rich, there is a wealth of resources to be found in the conversation. Be sure to share this videoconference with your friends.https://youtu.be/qmHh9s8Cbcchttps://www.nataliepace.com/#/ This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit nataliepace.substack.com

Last year we were excited to alert you to an Inflation-Linked Savings Bond that was paying almost 10%. This year inflation is lower. However, the bond is still performing well, at 5.3% yield. What other safe, yielding fixed income assets are worth your consideration? Why is it so important to know what you own right now, instead of having blind faith that someone else is protecting your principal? Bonds lost more than stocks in 2022. They are tricky.Join us at our next Financial Freedom Retreat online Jan. 13-15, 2024 Learn the life math we all should have received in high school. Save thousands annually with smarter big-ticket budgeting choices. Protect your wealth. Earn money while you sleep. Green your portfolio! Email [email protected] to learn more. Register by Nov. 30, 2023 for the best price. https://www.nataliepace.com/retreat202401.html#/ This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit nataliepace.substack.com

Common Ground, like Kiss The Ground before it, is a film co-directed by Josh and Rebecca Tickell. It’s a documentary of hope about just how soil can save us. The film showcases the science of regenerative agriculture, and its ability to draw carbon out of our atmosphere and store it in the ground, while creating healthier food. Stars of the film include Farmer Gabe Brown, many other regenerative farmers and gardeners, Woody Harrelson, Laura Dern, Jason Momoa, Rosario Dawson, Donald Glover and Ian Somerhalder. Common Ground is currently playing in select theaters. Visit CommonGroundFilm.org/ to discover the nearest theater or to learn how you can demand a showing at your local cinema.Check out EarthGratitude.org for a free 5-part docuseries featuring Regenerative Agriculture, Kids, Animals and Conservation, Green Living Tips and Gratitude. Visit NataliePace.com to join us on our Sustainability Adventures and Financial Freedom Online Retreats. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit nataliepace.substack.com

Santa Rally or Time to Get Defensive? Can the economy hold up with Brent oil prices at $95/barrel? The S&P500® is up 11.8% on the year – making back some of the -19.33% losses of 2022. However, the market trend over the past two months has been negative, with stocks shedding -6.9%. Long-term bonds lost even more than stocks last year, with -26% returns, and continue to be problematic with elevated credit and duration risk.​Will there be a Santa Rally, or will the stock slide continue? How do we protect our wealth when bonds can lose principal and be illiquid? Learn why Apple’s choices may be the determining factor in the Santa Rally, and why getting a decent yield on the safe side of our wealth plan without the risk is so tricky.Join us at our next Financial Freedom Retreat online Oct. 7-9, 2023. Learn the life math we all should have received in high school. Save thousands annually with smarter big-ticket budgeting choices. Protect your wealth. Earn money while you sleep. Green your portfolio! Email [email protected] to learn more. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit nataliepace.substack.com

Yes cash is scary. The “cure” might be worse. With all of the risk and alarming headlines associated with “safe” products, including the banks that failed earlier this year, it’s easy to see the attraction of gurus who promise us wealth, privacy and liberty. Are you worried that fiat will fail? Did you lose a boatload in the Crypto Winter? What's safe? Learn more in this free Natalie Pace podcast. Join Natalie Pace at our Financial Empowerment Retreat Oct. 7-9, 2023, where you will learn firsthand how to invest keep your cash safe, and how to save thousands annually with smarter big-ticket choices. This is the last retreat of the year, so don't miss it. Register with friends and family for the best price. https://www.nataliepace.com/retreat202310.html Be sure to share this podcast with your friends. Order your copy of Natalie Pace's books, The Power of 8 Billion: It's Up to Us and The ABCs of Money. Smarter energy choices will save each one of us thousands of dollars annually! The links to the books are directly below. https://www.amazon.com/dp/B09VFVBGRS https://www.amazon.com/dp/B09GN6G4KL If you'd like Natalie Pace to speak to your community or on an Instagram Live or podcast, reach out to us at [email protected]. https://www.nataliepace.com/ Here are links to some of the web pages that are mentioned in this podcast. http://www.nataliepace.com/ https://www.nataliepace.com/blog/monero-a-token-of-trust#/ https://www.nataliepace.com/blog/bonds-lost-more-than-stocks-last-year#/ https://www.nataliepace.com/blog/banks-why-we-are-underweighting-the-financial-industry#/ https://www.nataliepace.com/blog/fiat-crypto-bank-failures-gold-brics-real-estate-private-equity-alternative-investments#/ https://www.nataliepace.com/blog/bank-of-america-has-100-billion-paper-loss-on-bonds#/ https://www.nataliepace.com/blog/lessons-from-the-silicon-valley-bank-failure#/ https://www.nataliepace.com/blog/bankruptcies-soar-insurance-company-risks-buffett-and-branson-losses#/ https://www.nataliepace.com/blog/schwab-loses-41-billion-in-cash-deposits#/ https://www.nataliepace.com/blog/2023-investor-iq-test#/Important Disclaimers Please note: Natalie Pace does not act or operate like a broker. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit nataliepace.substack.com

Meet Edd Moore, the eco coordinator and Level 3 teacher at Damers First School in Poundbury, England. As you'll learn in the podcast, Damers is one of the greenest schools on the planet, having won many awards, including Eco Schools Green Flag (since 2016), Jane Goodall's Roots & Shoots Most Outstanding Group, U.K. and Surfers Against Sewage Plastic Free Champion. Edd himself was selected as one of just 500 Coronation Champions by H.M. King Charles III. As you can learn in the blog that Edd and I wrote, kids love eating the fruit and vegetables that they grow. They are inspired and effective when they point their STEM learning toward getting rid of plastic in their school and community. They love reading books in their outdoor reading circle, gardening and studying science in their own nature area. All of this was championed by Edd and the Head Teacher of his school, Catherine Smith (who is now with The Harmony Project, U.K.). If you are interested in healthy food and a fun learning environment for your kids and in the local school, watch this interview for Edd's best tips and resources. You can also learn more about Damers and other green schools in the Kids episode of our 5-part docuseries at EarthGratitude.org (available for free). Here are links to some important resources, where you can learn more. https://earthgratitude.org/ https://www.instagram.com/ecoeddmoore/ https://www.damers.dorset.sch.uk/ https://www.theharmonyproject.org.uk/ https://www.eco-schools.org.uk/ https://rootsandshoots.org/ https://www.instagram.com/earth_gratitude/ https://www.instagram.com/nataliewynnepace/Start writing today. Use the button below to create your Substack and connect your publication with It's Up to Us This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit nataliepace.substack.com

A new computing era has begun. Nvidia just had a blockbuster earnings report. You would have to be living under a rock not to have heard about it. However, before you jump in to AI-mania, there are quite a number of things that you want to be informed about, including the best way to capitalize on this exciting industry. Nvidia has become the poster child for AI, but it certainly is not the only company that has exciting prospects in this game-changing technological frontier. Below are a few of the things I will cover in this videoconference. All of them are essential to investing success in AI. The Market Partners and Competition The China/U.S. Chip War Supply Chain Constraints Valuation Artificial Intelligence ETFs Opportunistic Marketers Who Prey on Popular YOLOs Pre-IPO Artificial Intelligence Unicorns to Keep on Our Radar Join me at our Financial Empowerment Retreat Oct. 7-9, 2023, where you will learn firsthand how to invest in AI, how to properly protect and diversify your wealth, and how to save thousands annually with smarter big-ticket choices. This is the last retreat of the year, so don't miss it. Register with friends and family for the best price. https://www.nataliepace.com/retreat202310.html This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit nataliepace.substack.com

As we've been warning, Fitch Ratings downgraded the USA credit from AAA to AA+ on 8.1.2023 at 5:13 pm ET. Which countries still have an AAA rating? What about that BRICS currency and their goal of breaking the U.S. dollar as the reserve currency? We discuss all of that and more in this complimentary videoconference. I'm also hosting a Financial Empowerment Retreat Oct. 7-9, 2023 and a Brain Trust Adventure March 8-15, 2024. Learn more at the links below. https://www.nataliepace.com/retreat202310.html https://www.nataliepace.com/restormel2024.html Join me at our Financial Empowerment Retreat Oct. 7-9, 2023, where you will learn firsthand how to properly protect and diversify your wealth, your investments and your retirement plan, and to save thousands annually with smarter big-ticket choices. This is the last retreat of the year, so don't miss it. Register with friends and family for the best price. https://www.nataliepace.com/retreat202310.html Be sure to share this videoconference with your friends. It is available as a podcast on Apple & Spotify. (Check out the links below.) Important Disclaimers Please note: Natalie Pace does not act or operate like a broker. She reports on financial news, and is one of the most trusted sources of financial literacy, education and forensic analysis in the world. Natalie Pace educates and informs individual investors to give investors a competitive edge in their personal decision-making. Any publicly traded companies or funds mentioned by Natalie Pace are not intended to be buy or sell recommendations. ALWAYS do your research and consult an experienced, reputable financial professional before buying or selling any security, and consider your long-term goals and strategies. Investors should NOT be all in on any asset class or individual stocks. Your retirement plan should reflect a diversified strategy, which has been designed with the assistance of a financial professional who is familiar with your goals, risk tolerance, tax needs and more. The "trading" portion of your portfolio should be a very small part of your investment strategy, and the amount of money you invest into individual companies should never be greater than your experience, wisdom, knowledge and patience. Information has been obtained from sources believed to be reliable. However, NataliePace.com does not warrant its completeness or accuracy. Opinions constitute our judgment as of the date of this publication and are subject to change without notice. This material is not intended as an offer or solicitation for the purchase or sale of any financial instrument. Securities, financial instruments or strategies mentioned herein may not be suitable for all investors. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit nataliepace.substack.com

The Thrive Budget 12 Days of Free Coaching. Adulting life hacks. Are you sick of hearing that all you need to do is to stop drinking so many café lattes and eating so much avocado toast to balance your budget? Are you ready to retire, but are afraid that you won’t be able to pay your bills? Is health insurance costing you an arm and a leg? Whether you are a HENRY, a DINK, a boomer, a single mother, or a millionaire, it’s time to stop making the billionaires rich and start living a richer life! These Adulting Solutions are for everyone. Watch all 12 episodes for free on YouTube.com/NataliePace. Email [email protected] for a PDF file with all 12 links. Share with your friends. Here are the things we’ll cover: 1. Buried alive in bills? Buried under debt? There are solutions.https://youtu.be/1YsUsrYAPoU 2. Housing https://youtu.be/sIi5yW0jJw8Most people under 40 are spending 30-50% of their income on housing. This is a crisis. We must think outside of the box for solutions. Many are! Learn their tricks. 3. Transportationhttps://youtu.be/HsTACFlf3cg Americans spend $7,500 or more on owning a car (payment, insurance, gas and maintenance). This is another big-ticket bill that we can rethink to keep more of our money and stop making the insurance company, gas station and automakers rich, and keep more of that money for things we like a lot more -- like a bucket-list vacation. 4. Health Insurance https://youtu.be/0OgzcsFhMqg If you are healthy and are spending an arm and a leg on health insurance, there is a great life hack to learn in this episode. Some professionals aren't even aware of just how much they're spending on health insurance because the employer deducts it from their paycheck. (Check the details on your pay stub.) This adulting tip can save most of us thousands of dollars annually, while some will actually save tens of thousands of dollars annually. This tip is also the best long-term health care plan. Remember that health is the best health insurance! 5. Energy & Utilitieshttps://youtu.be/IXeSCzHQFWg Save thousands annually with smarter energy choices. 6. Foodhttps://youtu.be/Selmanqvzus Ron Finley says that growing your own food is like printing your own money. You may not be ready for your own garden or farm, but there are many ways to save money on food. 7. Investing: Money While We Sleep!https://youtu.be/mndOnxtFzNg Exiting the rat race and stepping into the life of our dreams requires more than just a good job and budgeting. Learn how 21st Century Investing strategies changed the game for me (and countless others). If you've read my book Put Your Money Where Your Heart Is, you know that if I had just had blind faith that the broker/salesman was doing this for me, I would be in the poor house. We have to be the boss of our money. 8. Charityhttps://youtu.be/N7IS2_4L8bM Charity is the best networking. It has been the direct catalyst for all of my major career moves. It also unlocks an abundance mindset. Learn how this works, and how to do it, even if you can't give money yet. 9. Educationhttps://youtu.be/SNW_eR8GFRA Education is the highest correlating factor with income. It works with investing, too. Those who are the boss of their money will be more successful than those who have blind faith that someone else is protecting their future for them. 10. Funhttps://youtu.be/o9pdn8iJa0M When we stop making everyone else rich, we have a lot more money for things we love. (Who loves bills?) Fun is good for our physical health and mental health. It makes life worth living. It also can activate the Million Dollar Smile, and all of the benefits that accompany that. 11. Living a Rich Lifehttps://youtu.be/IW2anOaB-tc When we are buried in debt, struggling to survive or buried alive in bills, how do we shift all of that into living a rich life? The 21st Century world doesn’t add up for most folks. (30-50% of our income on housing is a big part of the problem.) How can adopting the mindset and habits of the wealthy, as well as the Thrive Budget, take us toward living that elusive rich life? 12. Debt Strategieshttps://youtu.be/q8oUqtfDVMI Paying off high-interest debt is a great idea. Adopting the Thrive Budget will help us get there. Should we also tap home equity? Do we need to put the unthinkable on the table (personal bankruptcy)? Can we play hardball with our creditors and negotiate a favorable settlement? Are there pitfalls to that strategy that we need to be mindful of? We host Financial Freedom Retreats, Sustainability Adventures, and Master Classes in Rebalancing, Stocks, Bonds and Real Estate. Visit http://www.nataliepace.com to get pricing and information. Email [email protected] with your questions and to register. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit nataliepace.substack.com

Electric Cars are Hot. Which are the Best Companies and Countries? Are you tempted to invest in Tesla and call it a day? There are other EV makers, lithium and nickel manufacturers and countries to consider (and some to avoid). if you want a piece of this fast-growing industry. One Chinese EV maker recently won Car of the Year in Sweden.We discuss all of this and more in this very important videoconference. I'm also hosting a Financial Empowerment Retreat Oct. 7-9, 2023 and a Brain Trust Adventure March 8-15, 2024. Learn more at the links below. https://www.nataliepace.com/retreat202310.html https://www.nataliepace.com/restormel2024.html This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit nataliepace.substack.com

Is it in artificial intelligence? An electric vehicle maker? Cybersecurity? Solar?We discuss all of these industries and investment opportunities, along with my selection for the 2023 Company of the Year, in this very important videoconference.I'm also hosting a Financial Empowerment Retreat Oct. 7-9, 2023 and a Brain Trust Adventure March 8-15, 2024. Learn more at the links below. https://www.nataliepace.com/retreat202310.html https://www.nataliepace.com/restormel2024.htmlJoin me at our Financial Empowerment Retreat Oct. 7-9, 2023, where you will learn firsthand how to properly protect and diversify your wealth, your investments and your retirement plan, and to save thousands annually with smarter big-ticket choices. This is the last retreat of the year, so don't miss it. Register by June 31, 2023 for the best price.Important Disclaimers Please note: Natalie Pace does not act or operate like a broker. She reports on financial news, and is one of the most trusted sources of financial literacy, education and forensic analysis in the world. Natalie Pace educates and informs individual investors to give investors a competitive edge in their personal decision-making. Any publicly traded companies or funds mentioned by Natalie Pace are not intended to be buy or sell recommendations. ALWAYS do your research and consult an experienced, reputable financial professional before buying or selling any security, and consider your long-term goals and strategies. Investors should NOT be all in on any asset class or individual stocks. Your retirement plan should reflect a diversified strategy, which has been designed with the assistance of a financial professional who is familiar with your goals, risk tolerance, tax needs and more. The "trading" portion of your portfolio should be a very small part of your investment strategy, and the amount of money you invest into individual companies should never be greater than your experience, wisdom, knowledge and patience. Information has been obtained from sources believed to be reliable. However, NataliePace.com does not warrant its completeness or accuracy. Opinions constitute our judgment as of the date of this publication and are subject to change without notice. This material is not intended as an offer or solicitation for the purchase or sale of any financial instrument. Securities, financial instruments or strategies mentioned herein may not be suitable for all investors. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit nataliepace.substack.com

Compton Saves its Community Garden.Can Their Strategies Benefit Your Personal Garden, Your Child’s School or Even a Passion Project You Might Undertake to Help a Neighboring Food Desert Community? Soil regeneration offers many benefits, from healthy, local food and carbon sequestration, to pollinator habitats, water retention and temperature moderation. Projects like 4p1000.org and KisstheGround.com promote regenerative agriculture on a national and global scale, while GreenOurPlanet.org, FindHorn.org, RonFinley.com, Damers First School in Poundbury, England (and so many more) organizations plant and grow locally. Food deserts can be some of the most challenging, even though there are plenty of vacant lots. It takes passion, commitment, wisdom, community, partnerships and resilience. For instance, Dr. Sherridan Ross retired as a surgeon, and returned to his hometown of Compton to bring greater health (and less obesity and malnutrition) to his own community. He brought together the owner of a vacant lot, a church community, gang members (who created uplifting “tags” on their garden beds), the local firemen (the garden’s first customers), musicians and a Cordon Bleu chef to create a sanctuary where kids could learn to love their vegetables… and grow them, too. As a master gardener, Dr. Ross also offers free gardening classes. Last month, without warning, the owner of the lot put it up for sale. Dr. Ross and his team had to move fast to save their garden. And… They did it. I interviewed Dr. Ross today to discover just how they saved the garden. Was it a public/private partnership? Can others use their roadmap to create gardens in their own community? We also discussed the importance of their “gleaning” beds in bringing healthy produce to those who need it most. Dr. Ross is a wealth of wisdom. The information in our interview can help you with your own garden, to set up a school garden or to improve the health of your own community. Go to youtube.com/@EarthGratitude to watch it back.https://youtu.be/fYHmqUmvyno Check out Cordon Bleu chef Temu of the Compton Community Garden discussing the importance of gratitude at the link directly below.https://www.youtube.com/watch?v=dq0bpymQ5vg You can check out other regenerative agriculture and garden projects that were featured in our 2023 Earth Gratitude online global celebration at the link below.https://youtu.be/i3lpHPcSNwg This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit nataliepace.substack.com

Inflation has made everything more expensive, which makes the strategies of the Thrive Budget even more powerful for keeping our household afloat and our dreams alive. In this free videoconference, I address how to save thousands annually with smarter big-ticket choices for young professionals, key strategies for parents, important considerations for Boomers who are ready to retire and even debt-reduction tips for college students and post-grads. If we want to be financially free, we have to lighten our load -- something that The Thrive Budget(r) is designed to do for us. We discuss all of that in this very important podcast. Watch the videoconference at the link below. https://youtu.be/kJu5FHbqqRsI'm also hosting a Financial Empowerment Retreat June 10-12, 2023 and a Brain Trust Adventure March 8-15, 2024. Learn more at the links below. https://www.nataliepace.com/retreat202306.html https://www.nataliepace.com/restormel2024.html This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit nataliepace.substack.com

We are all alarmed about the bank failures, and few of us are reassured that the worst is over. So what is the solution to protect our personal wealth? Should we be withdrawing all of our cash from the banks and putting it into crypto, gold, real estate, BRICS currency or private equity? Are alternative investments the only true path in a Debt World? We discuss all of that in this very important podcast. I'm also hosting a Real Estate Master Class June 3, 2023 and a Financial Empowerment Retreat June 10-12, 2023. Learn more at the links below. https://www.nataliepace.com/realestatemc.html https://www.nataliepace.com/retreat202306.html This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit nataliepace.substack.com

Housing is under the attack of inflation and interest rates. Office buildings are still quite empty, due to the Work-From-Home trend. Malls have a lot of vacant shops, after a Retail Apocalypse that just won’t end. Buyer's remorse is rampant among pandemic purchasers. Should You Buy, Sell or Hold? There is a lot more to consider than most real estate/brokers will be presenting you. We go over: 10-point Buyer Checklist Where to read about case studies of great success and overcoming daunting challenges Other considerations that require thinking outside of the box and having a vision of what your sanctuary home will looks like We discuss all of that in this very important videoconference. I'm also hosting a Real Estate Master Class June 3, 2023. Learn more at the link below. https://www.nataliepace.com/realestatemc.html#/ This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit nataliepace.substack.com

Are there any safe green banks? Are the big U.S. banks invested in fossil fuels? Which European and Canadian banks are the biggest polluters? What's the best way to green our investments? With all of the green washing, false advertising and pay-to-play going on, who can you trust? We discuss all of that in this very important podcast. Join me at our Financial Empowerment Retreat April 22-24, 2023, where you will learn firsthand how to properly protect and diversify your wealth, green your investments and your retirement plan, and save thousands annually with smarter big-ticket choices. https://www.nataliepace.com/retreat202304.html#/ This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit nataliepace.substack.com

Recently during a coaching session, someone asked me about bank ratings. The couple were surprised when I advised that each of the banks in the news were rated investment grade before being rescued by the FDIC. Even more concerning, First Republic Bank went directly from A- to junk with less than a 24-hour warning. Most U.S. banks are rated even lower than First Republic -- at BBB. There are banks in other developed countries that are rated higher than U.S. banks. May, June and July are going to be challenging months. We'll need to raise the Debt Ceiling in May, the bank stress tests will be released by the end of June, and on July 27th, the 2nd quarter GDP will be released. It is predicted to be negative. So, where should you stash your cash, and how do you protect your wealth from a recession? What are the 7 ways that you can best protect yourself in the challenging economic times that we find ourselves in? We discuss all of that in this very important videoconference. Join me at our Financial Empowerment Retreat April 22-24, 2023, where you will learn firsthand how to properly protect and diversify your wealth, your investments and your retirement plan, and to save thousands annually with smarter big-ticket choices. Be sure to share this podcast with your friends. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit nataliepace.substack.com