Season 1 · Episode 98
The Fight for Your Financial Data: Why APIs Matter
Why is it so hard to get your own transaction data? Herman and Corn dive into the CFPB's Section 1033 and the battle for open banking.
My Weird Prompts · Daniel Rosehill
December 24, 202527m 22s
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Show Notes
In this episode of My Weird Prompts, Herman and Corn Poppleberry tackle a modern tech frustration: why is it still so difficult to access your own financial data in 2025? Inspired by their housemate Daniel’s struggle to automate his finances with n8n, the duo explores the shifting regulatory landscape and the implementation of the CFPB’s Section 1033 rule. They break down the heated debate between secure APIs and risky screen scraping, and why giants like Google and PayPal are hesitant to let go of their lucrative data "moats." From the technical standards of the FDX to the democratization of banking, this episode is a deep dive into who really owns your transaction history and what’s being done to give that power back to the consumer.