Move iQ Podcast

Phil sits down with Simon from Skipton Building Society to help you get to grips with understanding your mortgage. From understanding your monthly payments to making sense of your annual statement, this conversation aims to help you feel more confident about what you’re paying and why. Understanding how your mortgage works can help you make smarter decisions, whether that’s overpaying, reviewing your loan to value, or preparing for your next deal. The more you know about your numbers, the more confident you’ll feel about your next move. 👉 VIDEO TIMESTAMPS Chapters 00:00 Introduction 00:30 How to understand our mortgage payments 01:19 What can overpaying do? 03:02 Understanding your annual statement 03:40 Loan to Value 04:45 Tips for understanding your mortgage Liked this video? We have more episodes on remortgaging as well as other first-time buyer advice on the channel. 👉 SUBSCRIBE TO THE CHANNEL 🔗 https://www.youtube.com/@UC_bxZ7uKmnve42-5pfNO47A 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup 👉 VISIT THE MOVE iQ WEBSITE 💻 🔗 https://www.moveiq.co.uk 👉 VISIT THE SKIPTON WEBSITE 💻 🔗 https://www.skipton.co.uk/ ➤ CONNECT WITH US ON SOCIAL 👇 📲INSTAGRAM / https://www.instagram.com/moveiq/ https://www.instagram.com/skiptonbuildingsociety/ 📲TIKTOK / https://www.tiktok.com/@philspencertv https://www.tiktok.com/@skiptonbuildingsociety 📲FACEBOOK / https://www.facebook.com/MoveiQ https://www.facebook.com/profile.php?id=100089929007393 📲LINKEDIN / https://www.linkedin.com/company/move-iq https://www.linkedin.com/company/skipton-building-society and https://www.linkedin.com/showcase/skipton-building-society-for-intermediaries/ 📲YOUTUBE https://www.youtube.com/@MoveiQ https://www.youtube.com/@skiptonbuildingsociety https://www.youtube.com/@UC6kPoZo1QVc2NaWgywq3D-w

The Move iQ Podcast hits the road once more and today we are at the Propertymark conference in Exeter. We speak to agents on the ground about what’s Really happening in today’s property market, from shifting rental demand to the biggest mistakes sellers are still making in 2026. Expect honest insights, practical tips, and expert opinions that could change how you approach your next move. 00:00 Introduction 00:43 How competitive is the Rental Market today compared to years ago? 02:15 Common seller mistakes in 2026 03:33 Common misundersatings in renting in 2026 05:12 Whats Selling? Ready to move in or renovation projects? 07:53 Are Landlords more selective of tenants? 09:25 Tips to maximise property value in 2026 10:43 Advice to help tenants stand out and secure a property 12:14 Are buyers more cautious or more informed? 👉 FIND YOUR LOCAL PROPERTYMARK AGENT 🔗 https://www.moveiq.co.uk/tools/buying/find-an-estate-agent Enjoyed this video? Want to see more? Subscribe to the channel with the link below. That way, you won't miss any future uploads. 👉 SUBSCRIBE TO MOVE iQ YOUTUBE CHANNEL 🔗 https://www.youtube.com/c/MoveiQ 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup/ 👉 VISIT OUR MOVE iQ WEBSITE 💻 🔗 https://www.moveiq.co.uk/ ➤ CONNECT WITH MOVE iQ ON SOCIAL 📲 Instagram: https://www.instagram.com/moveiq/ Facebook: https://www.facebook.com/MoveiQ/ TikTok: https://www.tiktok.com/@philspencertv?lang=en LinkedIn: https://www.linkedin.com/company/move-iq/

Buying or selling a home involves more than just the purchase price. From legal fees to searches, Land Registry costs and Stamp Duty, understanding the true cost of conveyancing is key to planning your budget and avoiding surprises. In this episode of our conveyancing series with Napthens Solicitors, we take a closer look at the money side of the moving process. Whether you're a first-time buyer or preparing to sell your home, this episode will help you understand where your money goes and how to stay in control of your moving budget. To find out more about the legal process of buying a house, check out our recent videos on the channel. Enjoyed this video? Want to see more? Subscribe to the channel with the link below. That way, you won't miss any future uploads. 👉 VIDEO TIMESTAMPS ⏳ Chapters 00:00:00 Introduction 00:00:32 What are you actually paying for? 00:01:47 How solicitor fees are structured 00:03:10 The difference between fees and disbursements explained 00:03:50 Getting and comparing quotes 00:04:35 Typical costs for an average property 00:05:37 How stamp duty is calculated 00:06:29 Payment timeline and cash flow planning 00:07:23 What happens if the deal falls through? 👉 SUBSCRIBE TO OUR YOUTUBE CHANNEL 🔗 https://www.youtube.com/c/MoveiQ 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup/ 👉 VISIT OUR WEBSITE 💻 🔗 https://www.moveiq.co.uk/ 👉 VISIT NAPTHENS’ WEBSITE 💻 🔗 https://www.napthens.co.uk/personal-legal-services/residential-conveyancing-solicitors/ 👉 SUBSCRIBE TO NAPTHENS’ YOUTUBE CHANNEL 🔗 https://www.youtube.com/@napthensllp1503 ➤ CONNECT WITH MOVE iQ and NAPTHENS ON SOCIAL 📲 Instagram: https://www.instagram.com/moveiq/ https://www.instagram.com/napthensllp Facebook: https://www.facebook.com/MoveiQ/ https://www.facebook.com/NapthensLLP/ TikTok: https://www.tiktok.com/@philspencertv?lang=en LinkedIn: https://www.linkedin.com/company/move-iq/ https://www.linkedin.com/company/napthens-llp/

Phil is joined by Emma from Skipton Building Society to explain product transfers and what to do when your fixed rate mortgage deal ends. If you’re unsure whether to switch lenders or stay put, this conversation focuses on the option of moving onto a new deal with your existing lender. When your deal comes to an end, you don’t have to accept your lender’s reversionary rate. A product transfer allows you to switch to a new deal with the same lender, often with a simpler process. Understanding your options early can help you avoid higher repayments and make a more informed choice. If your fixed rate is nearing its expiry date, this episode will help you understand your options and decide whether a product transfer could be the right fit. 👉 VIDEO TIMESTAMPS Chapters 00:00 Introduction 00:25 What happens when fixed rate deals end? 02:11 Staying with the same lender 03:26 Avoiding the reversionary rate 04:14 How product transfers could save you money 👉 SUBSCRIBE TO THE CHANNEL 🔗 https://www.youtube.com/@UC_bxZ7uKmnve42-5pfNO47A 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup 👉 VISIT THE MOVE iQ WEBSITE 💻 🔗 https://www.moveiq.co.uk 👉 VISIT THE SKIPTON WEBSITE 💻 🔗 https://www.skipton.co.uk/ ➤ CONNECT WITH US ON SOCIAL 👇 📲INSTAGRAM / https://www.instagram.com/moveiq/ https://www.instagram.com/skiptonbuildingsociety/ 📲TIKTOK / https://www.tiktok.com/@philspencertv https://www.tiktok.com/@skiptonbuildingsociety 📲FACEBOOK / https://www.facebook.com/MoveiQ https://www.facebook.com/profile.php?id=100089929007393 📲LINKEDIN / https://www.linkedin.com/company/move-iq https://www.linkedin.com/company/skipton-building-society and https://www.linkedin.com/showcase/skipton-building-society-for-intermediaries/ 📲YOUTUBE https://www.youtube.com/@MoveiQ https://www.youtube.com/@skiptonbuildingsociety https://www.youtube.com/@UC6kPoZo1QVc2NaWgywq3D-w

Buying a home involves far more than just agreeing a price. Behind the scenes, your solicitor carries out a series of legal checks and property searches designed to protect both you and your purchase. In this episode of our conveyancing series with Napthens Solicitors, we break down what these checks actually involve and why they’re a crucial part of the home-buying process. Whether you’re a first-time buyer or planning your next move, understanding these steps can give you confidence before committing to a property. Keep an eye out for more episodes in this conveyancing series every Wednesday. Enjoyed this video? Want to see more? Subscribe to the channel with the link below. That way, you won't miss any future uploads. 👉 VIDEO TIMESTAMPS ⏳ Chapters 00:00:00 Introduction 00:00:46 Recap of the conveyancing process 00:02:03 Understanding property titles 00:02:55 Leasehold properties explained 00:04:30 What are property searches? 00:05:08 What local authority searches reveal 00:05:43 When searches need renewing 00:06:13 The draft contract explained 00:08:33 Reviewing the draft contract 00:09:20 Common red flags and how to handle them 00:12:15 The role of indemnity insurance 00:13:37 Communication and timing expectations 👉 SUBSCRIBE TO OUR YOUTUBE CHANNEL 🔗 https://www.youtube.com/c/MoveiQ 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup/ 👉 VISIT OUR WEBSITE 💻 🔗 https://www.moveiq.co.uk/ 👉 VISIT NAPTHENS’ WEBSITE 💻 🔗 https://www.napthens.co.uk/personal-legal-services/residential-conveyancing-solicitors/ 👉 SUBSCRIBE TO NAPTHENS’ YOUTUBE CHANNEL 🔗 https://www.youtube.com/@napthensllp1503 ➤ CONNECT WITH MOVE iQ and NAPTHENS ON SOCIAL 📲 Instagram: https://www.instagram.com/moveiq/ https://www.instagram.com/napthensllp Facebook: https://www.facebook.com/MoveiQ/ https://www.facebook.com/NapthensLLP/ TikTok: https://www.tiktok.com/@philspencertv?lang=en LinkedIn: https://www.linkedin.com/company/move-iq/ https://www.linkedin.com/company/napthens-llp/

What exactly does a buying agent or property finder do? In this episode, Phil Spencer hosts a panel discusssion with David, Jennifer and Danny, from Garrington Property Finders to explore the role of buying agents/property finders in the UK and how they support people through the property buying process. They discuss how buying agents help buyers identify the right properties, access opportunities that may never reach the open market, and provide guidance and negotiation expertise during what can often be a complex and competitive process. If you’re planning to buy a home and have wondered whether a buying agent could help, this conversation explains how the service works and when it might be worth considering. 👉VIDEO TIMESTAMPS ⏱️ Chapters 00:00:00 Introduction 00:01:13 What does a buying agent do? 00:06:13 How buyers can best position themselves 00:09:03 Understanding vendor motivation and situation 00:11:37 What to look for during property viewings 00:13:15 Negotiation tips and research strategies 00:15:01 Regional hotspots and value opportunities 00:21:09 How AI and technology are changing property buying 00:23:36 Managing the conveyancing process and avoiding delays 00:24:41 Common buyer mistakes and myths to avoid Enjoyed this video? Want to see more? Subscribe to the channel with the link below. That way, you won't miss any future uploads! 👉 SUBSCRIBE TO THE MOVE iQ YOUTUBE CHANNEL 🔗 https://www.youtube.com/c/MoveiQ 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup/ 👉 VISIT OUR MOVE iQ WEBSITE 💻 🔗 https://www.moveiq.co.uk/ 👉 VISIT GARRINGTON’S WEBSITE 💻 🔗https://www.garrington.co.uk/ ➤ CONNECT WITH MOVE iQ ON SOCIAL 📲 Instagram: https://www.instagram.com/moveiq/ Facebook: https://www.facebook.com/MoveiQ/ TikTok: https://www.tiktok.com/@philspencertv?lang=en X: https://twitter.com/MoveiQProperty

This episode is a guide to porting your mortgage. Phil is joined by Simon from @SkiptonBuildingSociety to unpack the ins and outs of the process, so if you’re planning a move but keen to keep your current mortgage deal, this conversation explains what porting actually means and how it works in practice. Porting a mortgage allows you to transfer your existing deal to a new property, but it’s not automatic and approval is still required. Planning ahead and understanding your lender’s requirements can make the process far less stressful. From understanding lender criteria to knowing what checks are involved, this episode is designed to help you decide whether porting your mortgage is the right move for your next home. 👉 VIDEO TIMESTAMPS Chapters 00:00:00 Introduction 00:00:18 What is porting a mortgage? 00:03:38 Tips to make sure the process is smooth 00:04:24 When should you consider porting a mortgage? Liked this video? We have more episodes on remortgaging as well as other first-time buyer advice on the channel. 👉 SUBSCRIBE TO THE CHANNEL 🔗 https://www.youtube.com/@UC_bxZ7uKmnve42-5pfNO47A 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup 👉 VISIT THE MOVE iQ WEBSITE 💻 🔗 https://www.moveiq.co.uk 👉 VISIT THE SKIPTON WEBSITE 💻 🔗 https://www.skipton.co.uk/ ➤ CONNECT WITH US ON SOCIAL 👇 📲INSTAGRAM / https://www.instagram.com/moveiq/ https://www.instagram.com/skiptonbuildingsociety/ 📲TIKTOK / https://www.tiktok.com/@philspencertv https://www.tiktok.com/@skiptonbuildingsociety 📲FACEBOOK / https://www.facebook.com/MoveiQ https://www.facebook.com/profile.php?id=100089929007393 📲LINKEDIN / https://www.linkedin.com/company/move-iq https://www.linkedin.com/company/skipton-building-society and https://www.linkedin.com/showcase/skipton-building-society-for-intermediaries/ 📲YOUTUBE https://www.youtube.com/@MoveiQ https://www.youtube.com/@skiptonbuildingsociety https://www.youtube.com/@UC6kPoZo1QVc2NaWgywq3D-w

Today we’re discussing how to keep your property sale moving smoothly- and what the legal timeline actually entails. From offer accepted to completion can often take months, and Phil and Sarah from Napthens Solicitors are here to explain what’s actually going on during that time. If you’re buying or selling soon, follow along this series as we guide you through the conveyancing process. We have podcast episodes on all-things property every week- subscribe so you don’t miss out! 👉 VIDEO TIMESTAMPS ⏳ Chapters 00:00 Introduction 00:49 Getting started with your conveyancer 01:41 Reviewing the draft contract and property pack 02:15 Raising inquiries and checking property details 05:12 Property searches explained 06:35 The mortgage offer and lender panels 07:53 Preparing for exchange of contracts 09:12 Exchange of contracts process 10:28 Insurance and risk after exchange 11:33 Completion day and key collection 14:06 Land Registry registration 15:58 Recap and next steps Enjoyed this video? Want to see more? Subscribe to the channel with the link below. That way, you won't miss any future uploads. 👉 SUBSCRIBE TO OUR YOUTUBE CHANNEL 🔗 https://www.youtube.com/c/MoveiQ 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup/ 👉 VISIT OUR WEBSITE 💻 🔗 https://www.moveiq.co.uk/ 👉 VISIT NAPTHENS’ WEBSITE 💻 🔗 https://www.napthens.co.uk/personal-legal-services/residential-conveyancing-solicitors/ 👉 SUBSCRIBE TO NAPTHENS’ YOUTUBE CHANNEL 🔗 https://www.youtube.com/@napthensllp1503 ➤ CONNECT WITH MOVE iQ and NAPTHENS ON SOCIAL 📲 Instagram: https://www.instagram.com/moveiq/ https://www.instagram.com/napthensllp Facebook: https://www.facebook.com/MoveiQ/ https://www.facebook.com/NapthensLLP/ TikTok: https://www.tiktok.com/@philspencertv?lang=en LinkedIn: https://www.linkedin.com/company/move-iq/ https://www.linkedin.com/company/napthens-llp/

In this episode, Phil Spencer is joined by Nathan Emerson, CEO of Propertymark, for the latest UK property market update and what shifts we are seeing in 2026. They discuss what’s really happening across the property market as we head into spring 2026, including trends and current affairs affecting buyers, sellers and renters, and what estate agents are seeing on the ground across the country. If you’re planning to buy, sell, rent, let out property, or move home, this episode will help you understand what’s happening in the market and what it could mean for you. 👉 VIDEO TIMESTAMPS ⏳ Chapters 00:00 Introduction 01:27 The state of the property market in the past year 02:56 Regional variations and market sentiment 04:01 The rise of first-time buyers & is it more difficult to buy/sell flats? 05:23 How AI and technology are transforming property 10:23 The importance of communication in property transactions 13:49 Choosing the right estate agent 16:36 Long-term challenges facing the housing market 👉 FIND YOUR LOCAL PROPERTYMARK AGENT 🔗 https://www.moveiq.co.uk/tools/buying/find-an-estate-agent Enjoyed this video? Want to see more? Subscribe to the channel with the link below. That way, you won't miss any future uploads. 👉 SUBSCRIBE TO MOVE iQ YOUTUBE CHANNEL 🔗 https://www.youtube.com/c/MoveiQ 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup/ 👉 VISIT OUR MOVE iQ WEBSITE 💻 🔗 https://www.moveiq.co.uk/ ➤ CONNECT WITH MOVE iQ ON SOCIAL 📲 Instagram: https://www.instagram.com/moveiq/ Facebook: https://www.facebook.com/MoveiQ/ TikTok: https://www.tiktok.com/@philspencertv?lang=en LinkedIn: https://www.linkedin.com/company/move-iq/

In this episode, Phil sits down with Emma from Skipton Building Society to discuss how easy switching mortgage lenders can be. If you’re wondering whether moving away from your current lender is worth it, this conversation covers why homeowners choose to switch, how long the process can take, and what costs you might need to factor in. Phil and Emma also explore how to compare mortgage deals properly and what support is available along the way, so you’re not navigating the process alone. If your current deal is ending or you’re simply looking for a better option, this episode will help you understand what switching lenders really involves and how to approach it with confidence. 👉 VIDEO TIMESTAMPS Chapters 00:00 Introduction 00:21 Why do people choose to change lender? 02:03 How long does it take? 03:05 What costs may be involved? 04:02 What to look out for when comparing deals 05:44 The support available 06:46 How to compare deals Liked this video? We have more episodes on remortgaging as well as other first-time buyer advice on the channel. 👉 SUBSCRIBE TO THE CHANNEL 🔗 https://www.youtube.com/@UC_bxZ7uKmnve42-5pfNO47A 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup 👉 VISIT THE MOVE iQ WEBSITE 💻 🔗 https://www.moveiq.co.uk 👉 VISIT THE SKIPTON WEBSITE 💻 🔗 https://www.skipton.co.uk/ ➤ CONNECT WITH US ON SOCIAL 👇 📲INSTAGRAM / https://www.instagram.com/moveiq/ https://www.instagram.com/skiptonbuildingsociety/ 📲TIKTOK / https://www.tiktok.com/@philspencertv https://www.tiktok.com/@skiptonbuildingsociety 📲FACEBOOK / https://www.facebook.com/MoveiQ https://www.facebook.com/profile.php?id=100089929007393 📲LINKEDIN / https://www.linkedin.com/company/move-iq https://www.linkedin.com/company/skipton-building-society and https://www.linkedin.com/showcase/skipton-building-society-for-intermediaries/ 📲YOUTUBE https://www.youtube.com/@MoveiQ https://www.youtube.com/@skiptonbuildingsociety https://www.youtube.com/@UC6kPoZo1QVc2NaWgywq3D-w

In this episode of our conveyancing series, Phil and Sarah explore how to choose the right conveyancer and get your property sale off to the best possible start. From finding a solicitor to understanding what happens once you’ve instructed one, they break down the key steps and what you should be thinking about early in the process. Choosing the right conveyancer can make a real difference, helping to avoid delays and unnecessary stress later on. This series, sponsored by Napthens Solicitors, focuses on the legal side of moving home. Across the episodes, we guide you through the conveyancing process step by step, helping you understand what to expect so you can move forward with confidence. 👉 VIDEO TIMESTAMPS ⏳ Chapters 00:00 Introduction 00:36 Why Your Choice of Conveyancer Matters 01:12 Key Questions to Ask Your Conveyancer 02:22 Communication and Technology 03:35 Understanding Source of Funds Requirements 05:44 Local vs Online Conveyancers 06:55 The Importance of Continuity 08:24 How Buyers Can Speed Up the Process 09:20 Solicitor vs Licensed Conveyancer 10:52 Final Advice Enjoyed this video? Want to see more? Subscribe to the channel with the link below. That way, you won't miss any future uploads. 👉 SUBSCRIBE TO OUR YOUTUBE CHANNEL 🔗 https://www.youtube.com/c/MoveiQ 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup/ 👉 VISIT OUR WEBSITE 💻 🔗 https://www.moveiq.co.uk/ 👉 VISIT NAPTHENS’ WEBSITE 💻 🔗 https://www.napthens.co.uk/personal-legal-services/residential-conveyancing-solicitors/ 👉 SUBSCRIBE TO NAPTHENS’ YOUTUBE CHANNEL 🔗 https://www.youtube.com/@napthensllp1503 ➤ CONNECT WITH MOVE iQ and NAPTHENS ON SOCIAL 📲 Instagram: https://www.instagram.com/moveiq/ https://www.instagram.com/napthensllp Facebook: https://www.facebook.com/MoveiQ/ https://www.facebook.com/NapthensLLP/ TikTok: https://www.tiktok.com/@philspencertv?lang=en LinkedIn: https://www.linkedin.com/company/move-iq/ https://www.linkedin.com/company/napthens-llp/

In this first episode of our six-part series on understanding your mortgage, we’re joined by Simon from Skipton Building Society to break down the essentials: a guide to remortgaging for the first time. We explore what remortgaging means, how to get ready for your current deal coming to an end, and how to compare mortgage options with confidence. If your product is nearing its expiry date, this episode will help you understand your choices and take your next step with clarity. Remortgaging is simply switching to a new mortgage deal, either with your current lender or a new one. Preparing early can help you avoid higher rates, and comparing deals properly means looking beyond just the headline interest rate. 👉 VIDEO TIMESTAMPS 00:00 - Introduction 01:22 - Defining remortgaging 02:52 - How to prepare for your current product coming to an end 04:32 - How to compare deals Liked this video? We have more episodes on remortgaging as well as other first-time buyer advice on the channel. 👉 SUBSCRIBE TO THE CHANNEL 🔗 https://www.youtube.com/@FirstHomeFocus 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup 👉 VISIT THE MOVE iQ WEBSITE 💻 🔗 https://www.moveiq.co.uk 👉 VISIT THE SKIPTON WEBSITE 💻 🔗 https://www.skipton.co.uk/ ➤ CONNECT WITH US ON SOCIAL 👇 📲INSTAGRAM / https://www.instagram.com/moveiq/ https://www.instagram.com/skiptonbuildingsociety/ 📲TIKTOK / https://www.tiktok.com/@philspencertv https://www.tiktok.com/@skiptonbuildingsociety 📲FACEBOOK / https://www.facebook.com/MoveiQ https://www.facebook.com/profile.php?id=100089929007393 📲LINKEDIN / https://www.linkedin.com/company/move-iq https://www.linkedin.com/company/skipton-building-society and https://www.linkedin.com/showcase/skipton-building-society-for-intermediaries/ 📲YOUTUBE https://www.youtube.com/@MoveiQ https://www.youtube.com/@skiptonbuildingsociety https://www.youtube.com/@UC6kPoZo1QVc2NaWgywq3D-w

What is conveyancing - and what is your solicitor actually doing when you buy a home? In this new series in collaboration with Napthens Solicitors, we break down the full legal process of buying and selling a property in plain English. If you’ve ever wondered what happens behind the scenes during your purchase - and why it costs what it does - this is for you. From instructing a solicitor and providing proof of funds, to understanding searches, contracts, and the common mistakes that can delay or derail a move, we guide you through each stage step by step. Our aim is simple: to help you feel informed, confident, and prepared. Because when it comes to buying your home, understanding the legal process can make all the difference. Follow the series as we unpack every step of the journey. 👉 VIDEO TIMESTAMPS ⏳ Chapters 00:00:00 Introduction 00:00:42 What is Conveyancing and Why Does it Matter? 00:01:13 Does it Matter Who Does Your Conveyancing? 00:02:03 Solicitors vs Licensed Conveyancers 00:03:29 Can You DIY Your Own Conveyancing? 00:05:24 Common Misconceptions About Conveyancing 00:07:51 Real-World Examples: Good vs Poor Conveyancing 00:09:45 When Should You Instruct a Solicitor? 00:11:08 Understanding Proof of Funds and Identification 00:12:34 What's Covered in the Conveyancing Process Enjoyed this video? Want to see more? Subscribe to the channel with the link below. That way, you won't miss any future uploads. 👉 SUBSCRIBE TO OUR YOUTUBE CHANNEL 🔗 https://www.youtube.com/c/MoveiQ 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup/ 👉 VISIT OUR WEBSITE 💻 🔗 https://www.moveiq.co.uk/ 👉 VISIT NAPTHENS’ WEBSITE 💻 🔗 https://www.napthens.co.uk/personal-legal-services/residential-conveyancing-solicitors/ 👉 SUBSCRIBE TO NAPTHENS’ YOUTUBE CHANNEL 🔗 https://www.youtube.com/@napthensllp1503 ➤ CONNECT WITH MOVE iQ and NAPTHENS ON SOCIAL 📲 Instagram: https://www.instagram.com/moveiq/ https://www.instagram.com/napthensllp Facebook: https://www.facebook.com/MoveiQ/ https://www.facebook.com/NapthensLLP/ TikTok: https://www.tiktok.com/@philspencertv?lang=en LinkedIn: https://www.linkedin.com/company/move-iq/ https://www.linkedin.com/company/napthens-llp/

Mortgages made simple- if you’re a first-time buyer, this one’s for you! In this special compilation episode we’re bringing together the most valuable mortgage and interest rate guidance from recent conversations with Phil Spencer and Skipton’s experts from our First Home Focus channel. This is a dedicated channel, in association with Skipton Building Society, where we share tips for navigating buying your first property. If you’re trying to make sense of rising rates, fixed vs tracker deals, or how much you can realistically borrow, this episode cuts through the jargon and explains what actually matters. Whether you’re saving for a deposit or ready to speak to a lender, this is essential listening to help you move forward with clarity and confidence! Let us know in the comments: what do you find most confusing about mortgages right now? Make sure to subscribe to the First Home Focus channel so you don’t miss future episodes! 👉 VIDEO TIMESTAMPS Chapters 00:00 Introduction 00:45 How are interest rates calculated? 01:43 Mortgage In Principle 03:19 What criteria do lenders take into consideration? 04:53 Fixed vs Variable Rates- How to Decide 07:40 How to secure the best rate 09:07 Where to get mortgage advice Liked this video? We have more episodes on remortgaging as well as other first-time buyer guidance on the channel. 👉 SUBSCRIBE TO OUR CHANNELS 🔗 @MoveiQ 🔗 @FirstHomeFocus 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup 👉 VISIT THE MOVE iQ WEBSITE 💻 🔗 https://www.moveiq.co.uk 👉 VISIT THE SKIPTON WEBSITE 💻 🔗 https://www.skipton.co.uk/ ➤ CONNECT WITH US ON SOCIAL 👇 📲 INSTAGRAM @moveiq 📲TIKTOK @philspencertv 📲FACEBOOK MoveiQ 📲YOUTUBE @MoveiQ @FirstHomeFocus @SkiptonBuildingSociety @sbsintermediaries 📲LINKEDIN / Move iQ Skipton Building Society and Skipton Building Society for Intermediaries

In this special on-the-road edition of the Move iQ Podcast, recorded live at the Propertymark Conference in Liverpool, we bring you a genuine housing market update for 2026 from the people working in it every single day. We speak directly to agents about what they’re seeing across their local area in Liverpool and the surrounding areas. From buyer demand and seller confidence to rental pressures and pricing trends. Rather than relying on national headlines, this episode focuses on the reality of what’s happening on the ground right now and how local market conditions are shaping decisions for buyers, sellers and renters. As we travel across the UK throughout 2026, we’ll continue sharing insights from agents in different regions, giving you a clearer picture of how the housing market is performing in each reigon. If you want trusted insight from professionals who understand their local patch inside out, you’re in the right place. 👉 VIDEO TIMESTAMPS ⏳ 00:00 Introduction 00:29 Buyer demand 01:06 Tenant demand 02:01 Insight into pricing 03:55 Rental availability 04:57 Why Propertymark matters 05:47 Sales availability 07:02 Are rental prices rising? 08:18 Transaction times in 2026 09:34 Renters affordability in 2026 👉 FIND YOUR LOCAL PROPERTYMARK AGENT 🔗 https://www.moveiq.co.uk/tools/buying/find-an-estate-agent Enjoyed this video? Want to see more? Subscribe to the channel with the link below. That way, you won't miss any future uploads. 👉 SUBSCRIBE TO MOVE iQ YOUTUBE CHANNEL 🔗 https://www.youtube.com/c/MoveiQ 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup/ 👉 VISIT OUR MOVE iQ WEBSITE 💻 🔗 https://www.moveiq.co.uk/ ➤ CONNECT WITH MOVE iQ ON SOCIAL 📲 Instagram: https://www.instagram.com/moveiq/ Facebook: https://www.facebook.com/MoveiQ/ TikTok: https://www.tiktok.com/@philspencertv?lang=en LinkedIn: https://www.linkedin.com/company/move-iq/

What happens when you buy a property expecting to sell a few years down the line… and it just doesn’t?😫 In this episode, Phil Spencer sits down with Alex, Move iQ’s Head of Partnerships, to talk candidly about going from a homeowner to a landlord. This wasn’t his plan but when selling wasn’t an option, renting out the property instead made the most sense. Alex shares what it’s like to become a landlord almost overnight, the lessons learned during the process and the advice he has for others in a similar situation. Together, Phil and Alex break down the real-world risks, responsibilities, and decisions that come with renting out an unsold property; from finances and legal obligations to managing tenants and stress levels 🏡 📑 👉TIMESTAMPS ⏱️ Chapters 00:00 Introduction 01:07 Alex’s story about becoming an accidental landlord 05:19 Pros and cons of renting out your property 07:20 Advice for other accidental landlords Enjoyed this episode? Want to see more? Subscribe to the YouTube channel with the link below. That way, you won't miss any future uploads! 👉 SUBSCRIBE TO THE MOVE iQ YOUTUBE CHANNEL 🔗 https://www.youtube.com/c/MoveiQ 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup/ 👉 VISIT OUR MOVE iQ WEBSITE 💻 🔗 https://www.moveiq.co.uk/ ➤ CONNECT WITH MOVE iQ ON SOCIAL 📲 Instagram: https://www.instagram.com/moveiq/ Facebook: https://www.facebook.com/MoveiQ/ TikTok: https://www.tiktok.com/@philspencertv?lang=en X: https://twitter.com/MoveiQProperty

2026 is off to a great start for Phil 🎬✨ In this special sit-down, Managing Director Amanda joins Phil to reflect on an incredible 2025 - from being awarded an MBE to taking home a Scottish BAFTA. They also look ahead to what’s next, including the exciting TV projects on the horizon and what’s coming up at Move iQ. If you want a behind-the-scenes look at the milestones, momentum, and what’s still to come, this is one you won’t want to miss! 👉 VIDEO TIMESTAMPS ⏳ 00:00 Introduction 00:14 Phil reflects on his 2025 achievements 01:20 Phil discusses his MBE 03:30 A look at the charities supported by Phil 04:45 A look ahead to 2026 06:35 Plans with Move iQ this year 08:32 Move iQ Mortgages 👉 CHARITIES SUPPORTED BY PHIL 🔗 https://www.mungos.org/ 🔗 https://www.thecountryfoodtrust.org/ 🔗 https://www.justspringersrescue.co.uk/ 🔗 https://www.ellenor.org/ 🔗 https://agentsgiving.org/ Enjoyed this video? Want to see more? Subscribe to the channel with the link below. That way, you won't miss any future uploads. 👉 SUBSCRIBE TO MOVE iQ YOUTUBE CHANNEL 🔗 https://www.youtube.com/c/MoveiQ 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup/ 👉 VISIT OUR MOVE iQ WEBSITE 💻 🔗 https://www.moveiq.co.uk/ ➤ CONNECT WITH MOVE iQ ON SOCIAL 📲 Instagram: https://www.instagram.com/moveiq/ Facebook: https://www.facebook.com/MoveiQ/ TikTok: https://www.tiktok.com/@philspencertv?lang=en X: https://x.com/MoveiQProperty

In this special compilation episode of the Move iQ Podcast, Phil Spencer and leading property experts share their top tips to help you make smarter decisions when buying or selling a home. We take a closer look at why choosing a Propertymark-accredited estate agent helps protect you, your sale, and your peace of mind, we discuss what questions to ask a seller during a viewing, and we look back on what’s been happening in the UK property market over the past year. Whether you’re thinking about selling, buying, or just want trusted property advice, this episode brings together practical insights you can rely on. To watch the full episodes the clips are from, head over to our YouTube channel. Chapters 00:00:00 Introduction 00:00:27 Louise & Phil chat about industry regulations 00:03:27 Phil & Toby Leek discuss challenges for first-time buyers 00:06:46 Phil & Nathan Emerson talk about when is good to sell 00:12:31 Find Your Local Propertymark Agent 00:13:21 Phil & Nathan talk about how best to prep as a seller 00:15:57 Nick & Lexie discuss what buyers should ask during a viewing 00:17:50 Phil & Toby answer a listener question 00:18:56 Outro Enjoyed this video? Want to see more? Subscribe to the channel with the link below. That way, you won't miss any future uploads. 👉 VISIT PROPERTYMARK TO FIND YOUR LOCAL AGENT 🔗 https://www.moveiq.co.uk/tools/buying/find-an-estate-agent 👉 SUBSCRIBE TO MOVE iQ YOUTUBE CHANNEL 🔗 https://www.youtube.com/c/MoveiQ 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup/ 👉 VISIT OUR MOVE iQ WEBSITE 💻 🔗 https://www.moveiq.co.uk/ ➤ CONNECT WITH MOVE iQ ON SOCIAL 📲 Instagram: https://www.instagram.com/moveiq/ Facebook: https://www.facebook.com/MoveiQ/ TikTok: https://www.tiktok.com/@philspencertv?lang=en X: https://x.com/MoveiQProperty

In this episode, Nic and Lexie break down the real costs of home renovation, discussing what different renovation budgets can achieve whether you’ve got £10k, £20k or £50k to play with. They explore the real-world costs behind kitchens, bathrooms, flooring, major layout changes and easier cosmetic upgrades, giving you a clear picture of what’s truly possible at each price point. From clever ways to stretch a smaller budget to the transformative impact of a larger one, Nic and Lexie share expert insights, common pitfalls to avoid, and the upgrades that deliver the best value for your money. If you’re planning a renovation and want a no-nonsense guide to what your budget really buys, this is the episode you need before you pick up a paintbrush or call a contractor. For an in-depth look into renovation costs, get specific advice from our website-link below. 👉 VIDEO TIMESTAMPS Chapters 00:00 Introduction 03:25 Why People Are Choosing to Renovate Instead of Move 04:23 DIY Tips and Cost-Saving Strategies 10:13 What You Can Get for £10k 12:37 Kitchen Renovation Hacks and Second-Hand Finds 16:14 What You Can Get for £20k 21:35 What You Can Get for £50k 26:05 The Importance of Contingency Planning 30:59 Finding Good Trades and Builders 31:41 Return on Investment and Smart Spending Tips 👉 SUBSCRIBE TO MOVE iQ YOUTUBE CHANNEL 🔗 / moveiq 👉 READ THE RELATED ARTICLE HERE💻 🔗 https://www.moveiq.co.uk/advice/home-renovation/how-much-renovate-house/ 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-s... 👉 VISIT OUR MOVE iQ WEBSITE 💻 🔗 https://www.moveiq.co.uk/ ➤ CONNECT WITH MOVE iQ ON SOCIAL 📲 Instagram: / moveiq Facebook: / moveiq TikTok: https://www.tiktok.com/@philspencertv...