S2025 Ep262: 🚨 Fed Decision Tomorrow — No Rate Cuts… But Mortgage Rates Could Fall? (Here’s Why)

The Federal Reserve meets tomorrow — and all signs point to NO rate cuts.

At the same time, oil prices are rising, inflation risks are back in focus, and the market is on edge.

So… why are mortgage rates showing signs they could actually move LOWER?

That’s exactly what we break down in today’s episode.

📊 What’s Happening Right Now

• Fed expected to hold rates steady
• Oil prices rising → potential inflation pressure
• Markets adjusting expectations for future Fed policy
• Bond market moving ahead of the Fed

🧠 What You’ll Learn in This Video

• Why the Fed not cutting rates doesn’t mean mortgage rates won’t fall
• How oil and inflation expectations impact interest rates
• The role of the 10-Year Treasury & mortgage-backed securities (MBS)
• Why mortgage rates move ahead of Fed decisions — not after
• What this means for homebuyers, homeowners, and refinancers

No hype.
No clickbait.

Just real mortgage data explained simply.

🔔 Start Here

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⚖️ Mortgage Compliance Disclosure

Dan Frio | NMLS #246527
TRU Mortgage Team / PBT Bancorp | NMLS #257781
Equal Housing Lender

Content is for educational purposes only and should not be considered financial advice.