
More Than Mortgage
50 episodes

S5 Ep 4Mortgage Rates Drop to 6.07% | Fed Does Nothing + New Fed Chair Pick | What Realtors Need to Know
Mortgage rates improved slightly this week, with the 30-year fixed averaging 6.07% — and the Fed meeting brought… absolutely nothing. 👀In this episode of Take Ten, Corey and Lisa break down:• Why the Fed “doing nothing” is actually good • Trump’s nomination of Kevin Warsh as next Fed Chair • Why the bond market really controls mortgage rates • Why independent mortgage banks now originate 84% of loans • Hybrid eClosings that save your clients time • What happens AFTER closing (this is the part no one else is doing)If you're a Realtor who wants to sound smarter in the room and add real value to your clients — this is your 10-minute cheat sheet.📲 We work nights and weekends. 🏡 We believe your mortgage should be a long-term strategy, not just a transaction.

S5 Ep 3Rates Are Back Over 6%… Should You Use Your 401(k) to Buy a House? + FHA Traps to Avoid
Mortgage rates dipped below 6% for one day… and now they’re back over 6%.So what’s actually happening?In this episode of Take Ten, Corey and Lisa break down:• Why rates briefly fell below 6% • Why paying points is suddenly a strong strategy • Builder incentives that are creating “slick” deals • The proposed 401(k) down payment rule change • Should you tap retirement savings to buy a home? • What CrossMod homes are (and why they’re a powerful affordability solution) • A little-known FHA rule about wells and public water that can kill a deal • How listing agents can avoid financing surprisesIf you’re a Realtor, buyer, investor, or homeowner trying to understand today’s mortgage market, this episode gives you real strategy, not headlines.We explain what matters, what doesn’t, and how to structure deals creatively in this 6% rate environment.📊 Data source: Optimal Blue Mortgage Market Index 🏡 Topics: mortgage rates 2026, paying discount points, 401k for down payment, CrossMod homes, FHA appraisal rules, well water requirements, builder incentivesReal conversations. Real strategy. Ten minutes.

S5 Ep 1$200 Billion in Mortgage Bonds… Will Rates Actually Drop? + The Refinance Strategy Saving Clients $2,000/Month
Recently, the Trump administration instructed Fannie Mae and Freddie Mac to invest $200 billion into mortgage-backed securities... and the internet exploded.Did rates crash? Is this the beginning of 5% mortgages again? Or is the headline bigger than the impact?In this episode of Take Ten, Corey and Lisa break down:• What the $200B mortgage bond investment really means • Why rates didn’t drop as much as social media claimed • Where economists expect mortgage rates to trend in 2026 • Why rate stabilization matters more than dramatic drops • The truth behind the “foreclosures up 14%” headlines • A powerful cash-out refinance strategy saving clients $300–$2,000 per month • When to use a HELOC vs. a cash-out refinanceIf you’re a Realtor, homeowner, investor, or buyer waiting on rates to “crash,” this episode gives you the clarity you actually need.We cut through headlines and explain what’s really happening in the mortgage market — in under 10 minutes.📍 Hosted by The Mortgage Gallery 📊 Real data. Clear strategy. No doom scrolling.

Rates Dip, Loan Limits Rise, and What Realtors Should Know This Week
Rates are drifting down again, conforming loan limits are officially updated, and the industry is watching the December 10 Fed meeting. Corey and Lisa break down everything in 10 minutes so you can stay informed without digging through market reports.You’ll learn how the new limits change buying power, how jumbo loans differ, why appreciation makes assumptions challenging, and why portable mortgages aren’t realistic at scale. Plus, details for the December 11 business-planning class at Ancient Lore Village.

S4 Ep 24Mortgage Rates Dip Ahead of Thanksgiving: What the Fed Just Signaled
This week’s Take Ten comes with a turkey costume and a major shift in the mortgage market. Mortgage rates dipped again, now averaging 6.18 percent, and the odds of a December rate cut jumped from under 40 percent to more than 80 percent after a single comment from New York Fed President John Williams.Corey and Lisa break down what changed, why the markets reacted so quickly, and what this means for buyers and sellers heading into December.They also share details about the Mortgage Gallery’s upcoming Quest for Success business-planning experience at Ancient Lore Village on December 11, featuring two powerhouse speakers and practical tools Realtors can use to set up a strong 2026.Perfect for Realtors, lenders, and anyone who wants a fast, friendly, and no-nonsense weekly snapshot of the mortgage world.

S4 Ep 23Why Rates Won’t Drop in December + The Bank Statement Loan Everyone’s Sleeping On
In this episode of Take Ten, Corey Freels and Lisa Wiles from The Mortgage Gallery break down the latest market data and give Realtors the insights they need to win one more deal as we head into the holidays.We cover: • Why the December Fed meeting is unlikely to bring a rate cut • How to use the CME FedWatch Tool to sound like a market expert • Why mortgage rates ticked slightly higher this week • The truth about USDA delays and alternative 100 percent financing options • Why buyers are quietly popping up in December • Real stories from the field: — How a bank-statement loan boosted income from $3,800 to $27,500/month — An eight-day FHA close with a holiday in the middle • What Realtors should do right now to get listings in front of buyers who don’t even know they’re looking • The Half-Point Kickoff extension and how it helps buyers start with a a rate .5% lower for their first yearWhether your buyers are waiting on rates, confused by the headlines, or unsure about their options, this episode arms you with clear talking points and real solutions to keep deals moving.👉 We work weekends, nights, eight days a week. Send us your people. We’ll take care of [email protected]

S19 Ep 22Mortgage Market Update: Shutdown Aftermath, Rate Squeeze, USDA Delays, and the Truth About 50-Year Loans
This week on Take Ten, Corey Freels and Lisa Wiles break down everything shaping the mortgage world right now in a fast, Realtor-friendly 10-minute update.Here’s what they cover:• Rates holding around 6.18% and why lenders are feeling the squeeze • What the government shutdown actually means for mortgage data • USDA fully stalled. Why files can’t even be uploaded yet and what that backlog will look like • Real 100% financing alternatives you can promote on your listings • The viral 50-year mortgage conversation and why the math just doesn’t math • When interest-only loans actually help clients (and when they don’t) • How other countries structure mortgages (yes, including that 100-year loan story) • Business planning for 2026: work life balance, consistent income, and scaling without chaosIf you want straight answers, tactical tips, and real talk without the fluff, you’re in the right place. Email us at [email protected] call us at 865-263-6727

S4 Ep 21Fed Cuts Rates... But Mortgage Rates Go UP?! | Bridge Loans, Recasts & Q4 Game Plan | Take 10 Podcast
The Fed finally cut rates, but mortgage rates went up?! In this week’s Take 10, Lisa Wiles and Corey Freels from The Mortgage Gallery unpack why that happened, what it really means for buyers and Realtors, and how to turn this tricky market into an opportunity.Here’s what you’ll learn: - Why mortgage rates don’t always follow Fed rate cuts - How to help buyers purchase before they sell with Fairway’s Bridge Loan - The genius pairing of Bridge Loans + Recasting for lower payments - How to plan now in Q4 to crush your 2026 goals - Fresh perspective on keeping your cup full, and your pipeline flowingIt’s 10 minutes of clarity, creativity, and real-world tips you can use right now.www.TheMortgageGallery.com865-263-6727AfterHours@TheMortgageGallery.com#MortgageRates #FedRateCut #RealEstatePodcast #Take10Podcast #MortgageGallery #BridgeLoan #Recast #MortgageTips #RealtorEducation #MarketUpdate #LoanOfficerLife #HomeLoans #BusinessPlanning #MortgagePodcast #HousingMarket

S4 Ep 20Rates Near 2-Year Lows, 20-Year Loan Savings & Smart Negotiation Wins
Mortgage rates are sitting near their lowest point in two years — and that means big opportunities for buyers and Realtors alike.In this week’s Take 10, Lisa Wiles and Corey Freels from The Mortgage Gallery cover: ✅ Why the 20-year fixed loan is a hidden savings powerhouse ✅ How to use seller credits to buy down rates instead of lowering price ✅ What the latest MBA forecast means for long-term rate trends ✅ How the government shutdown is impacting USDA loans ✅ New 2026 conforming loan limits — and what they mean for buyers ✅ A few fun updates from our team, including Becca’s panel and Fall FestQuick, real, and Realtor-focused — your 10-minute edge in today’s market.#MortgageTips #RealEstatePodcast #Take10Podcast #MortgageGallery #HousingMarketUpdate #RealtorTools #MortgageRates #HomeLoans #LoanOfficerLife #MarketUpdate #RealEstateEducation #MortgageBuydown

S4 Ep 19Rates Hit Yearly Lows: Smart Realtor Strategies for Saving Deals, Renovation Loans & Half-Point Buydowns
Mortgage rates are near their lowest point of the year — but that’s not the only good news. In this episode of Take 10 from The Mortgage Gallery, Lisa Wiles and Corey Freels break down what Realtors need to know right now:How the ongoing government shutdown is impacting rates and USDA loans Creative ways to save deals that fall apart after home inspections Why renovation financing is a hidden opportunity for agents Real-life stories of loans other lenders turned down (and how our team got them closed!) The power of our .5% lender-paid rate buydown and 20-year fixed optionsIf you’re a Realtor looking for fresh ideas to help clients close, even in a tricky market, this is your ten-minute edge.

S4 Ep 18What's Happening With Rates & How To WIN Regardless
Mortgage rates are climbing again, even after the Fed’s recent rate cut, and it’s leaving a lot of people confused. In this episode of Take Ten, we give you both the why behind rising rates and the how to keep winning in this market. Here’s what you’ll learn:Why mortgage rates spiked even after a Fed rate cut Creative strategies like Lock & List and Payment Abatement to help sellers move inventory and buyers feel confident Practical tips to keep your business thriving even with rising rates Want insider more insider updates like this? Join our private Facebook group here: facebook.com/share/g/1JJGxYRLcB/

S4 Ep 17Fed Rate Cut Explained: How It Impacts Mortgage Interest Rates
The headlines say “rates dropped”, but is that what really happened? In this episode of Take 10, Lisa Wiles and Corey Freels break down the Fed’s September rate cut, what it means (and doesn’t mean) for mortgage rates, and why your clients may be hearing a different story in the news.You’ll learn:The difference between the Fed funds rate and mortgage rates (and why they don’t move the same way)How markets priced in rate cuts before the Fed announcementWhy mortgage rates actually ticked up after the cutThe opportunity Realtors have right now with the highest housing inventory since 2019How to use this knowledge to confidently guide buyers and sellersIf you’ve been waiting for the right time to get clients off the fence, this is it. Stay sharp, stay informed, and stay one step ahead.

S4 Ep 16Housing Market Update: Strategies, Tips, & Resources to Get Ahead
We’re back, and this episode is packed! Corey Freels and Lisa Wiles break down what’s happening with rates this fall, why the Fed doesn’t directly control mortgage rates, and how the bond market reacts before those Fed meetings. Plus, we dive into:How the Half Point Kickoff program can help your buyers save with a lender-paid 0.5% temporary buydownSmart VA loan tips and tricks you may not know aboutThe Fan-e Shaker as our newest closing giftReal stories of how reverse mortgages are helping families stay in their homes or move closer to loved onesIf you’re a Realtor in the Nashville area, don’t miss our upcoming Silver & Sold 2-hour CE class at Pinewood Social on Wednesday, September 10th. This class is designed to equip you with tools and knowledge to better serve clients 62+ in today’s market.Reserve your spot here: Silver & Sold Event Registration

S4 Ep 15Market Insight & Marketing Moves
We’re back—and we’ve got big news.Lisa and Corey break down what’s really happening in the housing market (spoiler: Knoxville isn’t following the national trend), what Realtors need to know about inventory and appraisals, and why home prices likely aren’t going down anytime soon.PLUS: We’re officially rolling out dynamic pre-approval letters—customizable, branded, and built for speed. And yes… it’s time to meet The Mortgage Gallery. We’re still your favorite humans, just with a fresh look and a bold new brand.Get the market update, the marketing scoop, and the story behind our rebrand—all in ten minutes flat.

S4 Ep 14Tariffs, Stocks, and Rates, Oh My!
In this episode of Take Ten, Lisa and Corey break down the wild swings in mortgage rates—what caused them, what it means for buyers and agents, and how to navigate the chaos without losing your mind (or your deal). From unexpected tariffs to sneaky inflation pressure, we’ll unpack the real reasons behind the rate rollercoaster and share smart strategies to stay ahead in a volatile market. Bonus: hear which loan types are still holding strong and how to keep your clients confident.Whether you're a Realtor, buyer, or just rate-curious—this is a must-listen.

S4 Ep 13New Executive Orders Impact on Housing
In this episode, Lisa Wiles and Corey Freels dive into the latest executive orders and how they could potentially affect the housing market and what they mean for your business. From tackling housing affordability and supply issues to immigration policies and potential tariffs, we break down the real impact on the market and what to watch for in the coming months. Plus, we share a clever financing strategy that could help you (or your clients) secure an investment property with lower interest rates and reduced upfront costs.Tune in to learn how to stay ahead of market shifts and close "one more deal" with smart, strategic moves!

S4 Ep 12Insider Tips for Realtors: Mortgage Rate and Credit Rule updates
In this week’s episode of Take 10, Lisa Wiles and Corey Freels from the LTW Group dive into the ever-changing mortgage market, breaking down how a volatile jobs report and inflation data are impacting interest rates. They share actionable advice for navigating rate fluctuations, including when to lock your rate and why floating might be risky.Lisa and Corey also tackle how upcoming changes to credit scoring rules for medical bills can help your buyers qualify, plus tips for using soft credit pulls and rapid rescoring to boost credit scores. Realtors, don’t miss the essential checklist for navigating condo financing challenges—because selling condos doesn’t have to be a headache! Realtors, bookmark this handy resource for your next condo deal: https://entp.hud.gov/idapp/html/condlook.cfm.Stay tuned for industry insights, actionable strategies to close more deals, and a little humor and social media fun from the LTW Group team. This episode is packed with the updates and tips you need to stay ahead!

S4 Ep 11Rate Predictions & Deal Saves: How to Crush 2025
Kick off the new year with us on Take Ten! In this first episode of 2025, we dive into mortgage rate predictions for the year ahead and strategies to save and close deals in a challenging market. From navigating rising rates to tackling unique borrower scenarios, we share actionable insights to keep your deals on track.Hear how we’ve saved deals for self-employed borrowers, travel nurses, and even condos caught in credit union delays. Plus, learn about creative financing options like bank statement loans and DSR loans that help developers and builders thrive in this evolving market.Start the year strong with savvy strategies to save or make your next deal a success!

S4 Ep 10Market Challenges Become Opportunities for Success!
Tired of seeing market challenges as roadblocks? What if they were golden opportunities instead? In this episode of More Than Mortgage, Lisa Wiles and Corey Freels cut through the noise, sharing why waiting for rates to drop could cost buyers more than they realize. With predictions showing mortgage rates staying above 6% into 2025, it’s time to get creative.Discover how intentional planning, rediscovering client needs, and leveraging local appreciation can transform challenges into success stories. Plus, get inspired by highlights from our dynamic life-first planning event, designed to help you put yourself first and achieve intentional growth. From actionable strategies to fresh perspectives, this episode will empower you to seize the moment, lead with truth, and turn adversity into advantage. Don’t wait—listen now!

S4 Ep 9Plan Your Best Year Yet: Mortgage Rate Tips to Thrive in 2025
Are you ready to make 2025 your most successful year yet? In this episode of More Than Mortgage, we break down the latest mortgage rate trends, debunk the myths around forecasts, and share actionable strategies to help you build a market-proof plan. Discover how to align your goals with purpose, pick your guiding "one word," and implement habits that lead to sustainable growth. Whether you're navigating rate whiplash or aiming for a life of balance and success, this episode is your ultimate guide to thriving in 2025!

S4 Ep 8Will 2025 Be the Year Housing Market SHOCKS Everyone?
In this episode of Take 10, Lisa Wiles and Corey Freels break down the latest in the real estate market, including why housing might rebound in 2025 despite stubbornly high interest rates. They explore innovative loan products like renovation loans, non-QM options, and DSCR loans that are empowering investors, self-employed borrowers, and real estate agents to make bold moves in today’s market. The hosts also take a refreshing dive into balancing business and personal goals, with tips on designing a life you love. Packed with practical insights and a few laughs, this episode is a must-listen for anyone navigating the current market or planning for the future.

S4 Ep 7Top Mortgage Market Insights Post-Election: What You Need to Know!
In this episode of Take 10, Corey Freels and Lisa Wiles from LTW Group share insights from the Elevate convention in Scottsdale, Arizona. Between learning from top speakers like Jesse Itzler and catching the latest on market trends, they're back with takeaways to boost your business and help clients navigate the current market. Get their takes on interest rates, election impacts, and why now might be the best time for real estate deals. Plus, learn why sometimes it’s not about waiting for rates to drop but about acting strategically in the moment.Here’s where to find some of the incredible people we mentioned:Jesse ItzlerInsta: https://www.instagram.com/jesseitzlerYoutube: https://www.youtube.com/@jesseitzler4Neel DhingraInsta: https://www.instagram.com/neelhomeYoutube: https://www.youtube.com/neeldhingraGlennda BakerInsta: https://www.instagram.com/glenndabakerYoutube: https://www.youtube.com/@Glennda

S4 Ep 62024 Market Trends: Buying Smart in a Changing Economy
In this Take 10 Episode, we dive into the current mortgage rates and what they mean for homebuyers today. Join our team of experts from LTW Group as they break down the latest market trends and share effective strategies to help you secure the best possible mortgage. Whether you're considering buying a home, refinancing, or simply want to stay informed, this episode provides essential insights and actionable tips to navigate the evolving mortgage landscape. Don't miss out on these expert perspectives that will empower your homebuying journey!

S4 Ep 5Why Timing is Everything: Rates, Strategies, and Solving Tough Deals
In this episode of Take 10, we dive deep into the latest trends in the mortgage market and how rising interest rates are impacting both buyers and those looking to refinance. Corey Freels and Lisa Wiles explain why now is the time to act, breaking down how recent market movements have surprised many and what strategies you can use to navigate this tricky landscape. From temporary rate buy-downs to problem-solving for credit-challenged buyers, we share real-world solutions that have helped our clients close on their dream homes. Tune in for practical insights, including a 431 credit score success story, and learn why waiting might cost more than you think.

S4 Ep 4How do you show up?
Don't forget to register for the Google class coming up on Thursday, October 3rd at 11:30. Details and registration: https://www.eventbrite.com/e/competing-on-value-how-to-leverage-your-online-presence-tickets-1026874708897?aff=oddtdtcreator

S4 Ep 3TAKE 10: Fed Rate Cuts, Buyer Strategies, and Enhancing Online Presence for Realtor Success
In this third episode of Take 10, Lisa Wiles, Corey Freels, and Bekah Ruckart discuss the impact of the Federal Reserve’s recent rate cut on the mortgage market and what it means for buyers and realtors alike. Becca shares insights from an exclusive interview with Glennda Baker, a social media powerhouse, and previews an upcoming class focused on leveraging Google for business growth. Tune in for actionable tips on increasing buying power, negotiating deals, and boosting your online presence. Don't miss this chance to elevate your real estate career!

S4 Ep 2How does the drop in rates translate?
Corey and Lisa break down the recent drop in rates and how this translates to affordability and monthly payments.

S4 Ep 1Market Update: Rate Drops, Bridge Loans, and Buyer Strategies
In this episode, Corey Freels and Lisa Wiles discuss the latest shifts in the mortgage market, including the notable drop in interest rates and how it could affect your buyers. They dive into strategies for navigating today’s market, from alternative ways to finance home purchases without a home-to-sell contingency to the pros and cons of different bridge loan options. Whether you're a realtor or a buyer, this 10-minute episode is packed with useful tips and insights to help you make informed decisions. Tune in to stay ahead!

S2 Ep 3Money, Real Estate, and Adventure with Mapped Out Money's Nick True
In this episode of "Money, Real Estate, and Adventure with Mapped Out Money's Nick True," we welcome financial coach Nick True to discuss optimizing your cash flow and using your money to achieve what truly matters to you. Nick shares his journey from a mechanical engineering career to full-time financial coaching, his experiences living in an Airstream while traveling the country, and the valuable lessons he learned along the way.Join us as Nick dives into practical advice on budgeting, financial planning, and creating a life vision that aligns with your goals. Discover the secrets to financial freedom and flexibility, and learn how to make your money work for you. Whether planning for retirement, optimizing your spending, or simply wanting to live your dream life, this episode is packed with insights and inspiration.Tune in to learn how to turn your financial goals into reality with actionable steps and a positive mindset. Don't miss this engaging conversation with Nick True, and start mapping out your financial future today!Check out the full episode on our Youtube channel here: https://youtu.be/EtCfvxsmMuwSubscribe to Nick on Youtube here: http://www.youtube.com/@mappedoutmoney

S3 Ep 1What The NAR Commission Lawsuit Means - Everything You Need To Know
Have questions about your home mortgage? Contact us today: https://bit.ly/44rfV0l The headlines around the proposed NAR lawsuit settlement are pretty dramatic, so it’s no wonder we’re seeing so much fear and confusion among real estate professionals. There are very practical things you can do now to prepare for the new rules. And if you’re an agent who cares about serving your clients and cares about professionalism, there could even be opportunity in this. In this episode of More Than Mortgage we break down the settlement, what it means, and practical things you can do now to prepare.

S2 Ep 2Mind, Money, and Muscles
A holistic perspective on fitness for a lifetime. This episode is an honest conversation between Corey Freels and Stephen Manners, co-owner of Forever Fit Coaching. After serving in the U.S. Army as a Green Beret Stephen obtained a university degree in Exercise Science with a concentration in Personal Training. Taking the communication skills learned from his time in Special Operations, Stephen has worked in fitness facilities with clients ranging from teenagers to 55-year-olds and everyone in between. Now, he works full-time alongside his wife Bridget as a Forever Fit Coach.https://www.foreverfitcoachingco.com/ourcoaches

S2 Ep 1It's Not What You Think! Get The Most Out of Your Golden Years
Home equity can work for you in unexpected ways! Join hosts Becky Price and Bekah Ruckart as they demystify and explore clever financing options that allow you to utilize your equity in a way that you likely haven't heard of before. Learn how these non-traditional approaches open up homebuying opportunities for more borrowers, who can benefit, and if unlocking home value for you or a loved one could fund your next chapter. Regardless of the market, it always pays to think outside the box when evaluating how to strategically leverage the asset that is your home. Tune in for a different perspective on how to put your equity to work in retirement. Non-QM loans can seem confusing, but they open up homebuying opportunities for more borrowers. Join hosts Becky and [other host] as they demystify these non-traditional mortgages. Learn the basics of non-QM loans, who they can help, and how to determine if they may be a good fit for your buyers. With interest rates rising, non-QM loans are an option not to overlook when helping buyers finance a home purchase. Tune in to gain clarity around this emerging lending product.

S1 Ep 26Navigating the Tides: Student Loan Repayment, Buyer Sentiment, and the Game-Changing THDA Program
In this episode Corey Freels, Lisa Wiles, and Bekah Ruckart dive straight into the latest market trends and insights following last week's fed meeting. Learn about some of the reasons behind the turbulence and shift of recent rates, especially in relation to inflation and the job market. Next up, we discuss the upcoming repayment of student loans, the financial burden this will place on many, but especially renters, and how this just might be the push that encourages renters to buy a home. Last, but not least, the team dives deeper on the new THDA loan program. It's unlike traditional government-backed loans, and has minimal overlays, which means fewer restrictions for both buyers and sellers. Prepare yourself, however! The newfound popularity of this program has caused delays, requiring longer closing timeline expectations.As always, The LTW group is here for you on nights and weekends! Reach out to us at [email protected] for your afterhours preapproval!

S1 Ep 25Market Update - Leading The Way In a Sea of Uncertainty
Market Update from Corey Freels to answer these questions... How did we get here? What happened in May of 2023? Where do we go from here? And what do we do about it?To get the full experience, head on over to Youtube: https://youtu.be/F2rZ_gcsXR0?si=7TMOD6Aw5tU6ub6y

S1 Ep 24Equity: Your Secret Reset Button for Financial Freedom in Today's Unconventional Market
Corey Freels from the LTW Group takes a consumer-friendly approach to discussing the current market dynamics. He delves into the surprising ways that homeowners can utilize their home equity to reset their financial outlook. With real world examples and data-driven analysis, Corey reveals how families burdened by consumer debt can potentially transform their financial picture by capitalizing on the unique opportunities presented by today's real estate landscape. Whether you're considering a move or simply seeking ways to improve your financial health, this episode offers actionable insights for navigating the evolving market.”

S1 Ep 23A Warm Hug From a Financial Planner
In this episode we have a guest who is very special to us here at the LTW Group, Marie Lovett. Marie is a Certified Financial Planner, but not the kind that you want to hide from. Imagine getting a warm hug while talking about your dreams, relationships, and..... you guessed it, money. This episode is SO good that we've already invited Marie back for a part 2. If this conversation sparks curiosity and/or inspiration, You can book a free consultation with Marie herself with the information linked below. You won't regret it. Marie Lovett - @brewwealthExperience Your Wealth https://experienceyourwealth.com/Brad Klontz - Money Script quiz: https://www.bradklontz.com/moneyscriptstest

S1 Ep 22Stop trading time for money. Special Guest: Tommy Brant
On today's episode, we have Corey Freels, who everyone knows and loves. But more importantly, we have special guest, Tommy Brant. Tommy is a ‘recovering‘ electrical engineer and data scientist turned full-time Real Estate Investor. Based in Nashville, TN. He started TB Capital Group as a tool to buy real estate with family, friends, and partners. He shows BUSY professionals how they can STOP trading TIME for MONEY so they can PURSUE PASSIONS and PURPOSE by PASSIVELY owning cash-flowing assets. His portfolio consists of LTR, STR, apartments - invested in 400+ units, totaling $36M in assets. Also invested in 200+ unit BTR and self storage fund.To contact Tommy:Web: www.tbcapitalgroup.comEmail: [email protected]: https://www.facebook.com/tommybrantjrInstagram: https://www.instagram.com/tommybrant_multifamily/LinkedIn: https://www.linkedin.com/in/tommybrant/Youtube: https://www.youtube.com/@tbcapitalgroupTo contact Corey or the LTW Group:Web: https://theltwgroup.com/Email: [email protected]: https://www.facebook.com/TheLTWgroupInstagram: https://www.instagram.com/ltwgroup/

S1 Ep 21Not Your Average Market Update
The market update guru himself, Corey Freels, breaks it down after the Fed meeting this week. No one is glued to the screen and digests this stuff the way that Corey does. Can't say we didn't call this back in May. Also on the podcast with us today are our resident guidelines experts, Becky Price and Lisa Wiles, to talk about DSCR loans, what they are, and who they're for.

S1 Ep 20Flashback Friday
Corey Freels and Autumn Lane briefly discuss the recent fallout of failing banks before taking a trip down memory lane. Autumn, who has been in the mortgage industry for over 20 years, talks about what it was like as a loan officer in '08 compared to now. Keep your eyes and ears peeled for our upcoming events. Hang out with the LTW Group and get some CE hours logged!

S1 Ep 19Celebrate good times, c'mon!
This week's episode will inform you about all the happenings in the market and we promise to bring you some laughs along the way! We talk about everything from the most recent jobs report and wage pressure cooling to the lowered VA funding fee! There's a short sermon in today's episode about why you shouldn't be afraid to offer and accept FHA and VA loan programs. Stick around till the end for an invite to this month's events. You don't want to miss this!

S1 Ep 18Everything's gonna be all right
Corey Freels, Autumn Lane, and Becky Ruckart lead the conversation in market updates, FHA news, and how to care like a healthy tribe.

S1 Ep 17Let's Spread The Word
Following the Market Forecast from Wednesday, Corey summarizes what's going on currently, how to prepare for the upcoming months, and the "why" behind it all. To start, here is some evidence....our March pipeline is double our February pipeline, and that demonstrates the impact of lower rates! Rates moved lower, housing ticked higher. When rates improve we will have a good year; hang in there, Realtors! There is light at the end of the tunnel. As we all know, a Realtor's business doesn't build itself. You may find yourself with a little extra time on your hands and maybe, if you've been in the business a while, you probably have a gold mine of a database to work with. Our biz development guru, Bekah Ruckart, gives a breakdown of her role with The LTW Group and how she puts her millennial powers to work by helping Realtors use shiny tools and systems grow and work their business. If you haven't had a brainstorming meeting with Bekah yet, don't waste any more time. Reach out!

S1 Ep 16Good news is bad news, bad news is good news.
After this week's Fed meeting, Corey breaks down the meaning behind the jobs report, inflation, and what this all means moving forward. On top of this, we believe we are in a tight closing window for your buyers to have negotiating power. It's a win-win for them. Next up, Autumn, who is one of our govy queens, reminds you DO NOT let your turn downs getaway. We have avenues to help your buyer win who otherwise may not be able to. There are some changes coming down the pipe from Freddie and Fannie, so we may start to see some more government loans. Long story short, they are making the guidelines a bit stricter. Don't be afraid to accept govy loans when you're on the list side. Bekah, the fun haver herself, shares an invite to remain flexible and healthy as we march forward through this market. So stick around until the end!

S1 Ep 15The Gangs All Here!
As always, Corey brings the latest and greatest updates on the market. Fear not, he promises to not be boring! Becky shares why we are likely able to win an FHA approval over other banks and lenders and why some might be more flexible than others. Bekah follows up on business action planning with one thing to do with your book of business this week! Lisa tells a story that reminds everyone how valuable it is to be our realtor partner that we work for a national platform. that we are part of a National footprint. Make connections and a paycheck outside of just the Knoxville market! Also don't forget we are licensed in TN, NC, SC, and soon to be Alabama! Wrapping the episode is Autumn, who gives a teaser to our Agent Social Jumpstart program. Need help getting in front of the camera, or even figuring out where to start with your social media? We got you and we're excited to help!

S1 Ep 14Green Light Episode 14
On today's episode, Corey Freels brings an encouraging market update. Becky Price talks about the best way to access cash right now and why a cash-out refi might work in your favor more so than a HELOC. Bekah Ruckart gives a business planning challenge and Lisa Wiles follows through with how to see it through!

S1 Ep 13Green Light Episode 13
After a couple of weeks off, we're back! We're still dispelling myths, giving market updates, and providing you with resources to grow your business. A BIG highlight on today's podcast is our most recent session with Barry Habib. Carve out an hour of your time and click the link to listen. You won't regret it. While you're here, listing to Becky Price talk about our doctor loan options and Amanda Holman talk about renovation loans. Stick around to the very end to find out when and where our December happy hour is going to be!

S1 Ep 12Green Light Episode 12
On today's episode: Corey Freels breaks down why interest rates are so volatile and how to be good guides for our clients in the upcoming months. Becky Price talks about Fairway's no-risk, no-cost "Lock, Shop, and Go!" program and how we can still help our buyers win with the best rates possible. Autumn Lane talks about the benefit of being able to offer ARM's in today market. Amanda Holman shares some success stories about how we've been able to save deals for our Realtors based on the extra tools that we have at Fairway. Don't let this market get you down! Call us to see how we can help you!

S1 Ep 11Green Light Episode 11
Tune in for a market update from Corey Freels as he talks about the dramatic week we saw with mortgage rates. Fear not. Be encouraged by a story about a conversation Corey recently had with his grandfather in regard to what it was like to experience inflation in the past. Next up, Amanda Holman shares some fresh perspective on what makes for "a good time to buy" and why it has little to do with the market and more to do with the individual. We take a minute to touch on assumable mortgages and what they could mean for buyers in the future. Bekah Ruckart wraps up today's episode with a loving reminder to register for our marketing/branding class with Austin Church happening NEXT WEEK on 10/20 at Alliance Brewing Company. Don't miss out!

S1 Ep 10Green Light Episode 10
This week's episode is short and sweet! This is your usual market update from Corey Freels, coupled with a little bit of positive perspective on where we were with rates, where we are now, and what we have to look forward to in the near future. Becky Price and Amanda Holman talk about some success stories with different types of buydowns as well as the importance of going through Fairway underwriting, who we love, before putting in an offer on a house. Be sure to listen all the way through to get a special invite to our next event from our girl who makes mortgage fun, Bekah Ruckart.

S1 Ep 9Green Light Episode 9
On this episode, Corey Freels gives a market update explaining what might be affecting mortgage rates. Additionally, Bekah Ruckart, Autumn Lane, and Amanda Holman discuss why now might be a better time than ever to buy a home as opposed to waiting for either the rates to drop or house prices to drop. Whether you are a Realtor or a potential buyer, this message is for you!