MoneyShiksha with Brijesh

This Episode is repurposing of my live session on mistakes individuals make while saving taxes.

In this episode, I am discussing how to organise your financial life. #Financialwellbeing #FinancialPlanning #Financialliteracy

In this episode, I am discussing importance of teaching financial literacy to your kids and how you can teach them. If you wish to manage your money effectively, please book a free no obligation consultancy call by clicking https://bookme.planetwealth.in/

In this Episode, I am discussing common mistakes equity investors make, effect of it on your investments and how you can avoid the same.

What is goal based financial planning? Goal based financial planning is where you take your goals and use them as the guiding principles to map out your entire financial future.

In this episode, I am discussing basic personal finance rules to follow when you spend money during festivals and otherwise also.

Would you like to learn the secrets of how to be financially successful? Financial success means different things to different people. That makes it a relative concept that can be defined by individuals based on what it is they deem as financially successful. However, there are certain principles of financial success which are absolute and cut across every perception of financial success. One of the reasons why a lot of people today struggle to be financially successful and free is financial illiteracy. In this podcast, I am discussing how you can be financially successful.

That Loan. It sure does hang over your head sometimes, doesn\'t it? However, with the right mindset and a commitment to pay it off, you can pay off the Loan early. It can save you thousands of dollars in the long run if you do decide to make that commitment. #Debtfree #Financialfreedom #Financialwellbeing

In this episode. I am discussing about Importance of Emergency Fund and how you can go about to build one for your family.

In this episode, I am discussing tips for financial success in a rebounding economy.

Humans have tendency of following path that a bulk of people are following as against right path if it;s followed by few people. This Phenomena is called herd\'s mentality or social proof. In this episode we are going to discuss how her\'s mentality hurt your success in life, career and Investments.

Some cardholders might see standing instructions for payment on their credit card fail from next month. These could be for subscriptions with online content platforms, edtech companies or standing instructions for online advertisement payments. Some of these merchants are yet to comply with RBI’s new requirement of additional factor authentication (OTP) for recurring payments through cards though the deadline is less than a week away. In this episode I am discussing impact of RBI Directive and way going forward.

As you mature and develop as both an adult and a business owner, your perception of money changes. In life, you’re always learning. How can you help your children to learn about money? What’s the best advice you can give them that will prepare them for the financial realities of the adult world? #FinancialFreedom #Finanacialliteracy

The role of Gold in your investment portfolio. Most of us don’t give Gold the respect it deserves. But eventually, the realization dawns that having a bit of gold in the portfolio might be a good idea. In this episode, we will discuss how much gold to invest in your portfolio. #Goldinvesting #Financialwellbeing #Diversification

In this episode we will discuss about what, why, how, when and whom about Critical Illness Insurance.

The primary purpose of having a life insurance cover is to help the surviving family members maintain the same standard of living after one\'s death. This would require adequate protection to the nominees so that they are financially secure even after the bread earner\'s death. In this episode we are going to discuss how LIC Policy under Married Women\'s Protection Act safeguard Your Wife and Children\'s FInancial Interest.

Every year many people in India end up selling their assets like gold, properties or end up breaking their FD just because they don\'t have a medical insurance. In this episode, I am discussing common mistake while buying Medical Insurance and How to Avoid those mistakes.

In this episode. I have listed 5 steps to help you start your Investment Journey.

In this episode, I am discussing NIFTY 50 Equal Weightage Index investing, what is it? How does it work? What works and what is not working? etc is being discussed in this podcast.

Just how evil is social proof? Consider the following example: Many investors believe that a sure thing is to invest in something \"everyone\" is investing in. For example, if everyone is buying Zomato, then you can be sure it will continue to rise in price! In this episode, I have discussed Social Proof bias and its disastrous effect in investing and how you can save youself from being victim of this behaviour bias.

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In this episode, We are discussing how setting financial goals can help you achieve your financial wellbeing and financial freedom.

For generations, fixed income instruments like Bank FDs have been the favorite mode of investments for Indians. The concept that ‘my money is safe in the bank\' sounds more satisfying than better returns. But at a time when the post-tax FD returns barely beat inflation, is this assurance enough to convince investors like you to keep their money lying in the banks?

Humans are impatient creatures. We want what we want now. We want results, and we want them now. We don’t want to wait for anything – especially if it involves money. We do not have impulse control over our wants. Unfortunately, some of the best ways to save money in the long term, such as saving for retirement, require us to practice patience and make sacrifices, and practicing impulse control, and some people just don’t want to do that.

This episode discusses International Investing Benefits, Risk Associated and options of international investments in india. 00:00 -00:45 - Status of International Investing In India 00:52-04:22 - Benefits of Investing in International Funds 04:23-05:38- Risks Associated with International Investments 05:39-06:05 - How To invest internationally 06:06-07:08 - Summary, Taxation , Issue to consider while Investing

This podcast I am discussing various investment Options Available for Retirees to Invest their Retirement Corpus for a monthly pension; 00:12-01:37 -Senior Citizen Savings Scheme 01:38-02:41- Post Office Time Deposit 02:42-03:50- Post Office/Bank Recurring Deposit 03:51-04:52- Post Office Monthly Income Scheme 04:53-06:08- National Savings Certificate 06:09-07:06- Kisan Vikas Patra (KVP) 07:07-08:28- Pradhan Mantri Vay Vandana Yojna (PMVVY) 08:29-09:15- Mutual Funds

In this video, I am discussing 10 questions investors need to get answers from their financial advisors to decide whether they are right one for them or not. 00:00-03:42 - Are you Fiduiciary? 03:43-04:46 -How long have you been a wealth manager? 03:47-06:20 -How are you compensated? 06:21-07:40- How do you make your investment selections? 07:41-09:16- How long do your clients stay with you on average? 09:17-10:08 -What do you do to minimize my costs? 10:09-11:22-What expectations will you have of me as your client? 11:23-12:23-What is your investment approach? 12:24-13:21 -How much contact do you have with your clients? 13:22-15:27 -What makes your client experience unique?

In this Podcast, you will learn 10 common personal finance mistakes that has the potential to sabotage your financial future.

In This Episode, I am discussing Fees Vs. Benefits of a Financial Plan. How working with a fee-only financial planner will help you receive fiduciary financial advice which can help you achieve peace of mind with money.

In this episode of a series of 11 episodes - I am speaking about how to plan for transferring your wealth to your childrens. This series is part of 11 episodes on how you can achieve your financial Nirvana #FinancialFreedom in 10 Steps.

In this episode of a series of 11 episodes - I am speaking about how to create an investment strategy. This series is part of 11 episodes on how you can achieve your financial Nirvana #FinancialFreedom in 10 Steps.

In this episode of a series of 11 episodes - I am speaking about how to manage taxes efficiently. This series is part of 11 episodes on how you can achieve your financial Nirvana #FinancialFreedom in 10 Steps.

In this episode of a series of 11 episodes - I am speaking about Reviewing Insurance. This series is part of 11 episodes on how you can achieve your financial Nirvana #FinancialFreedom in 10 Steps.

In this episode of a series of 11 episodes - I am speaking about how to develop your Strategy.. This series is part of 11 episodes on how you can achieve your financial Nirvana #FinancialFreedom in 10 Steps.

In this episode of a series of 11 episodes - I am speaking about how to set and prioritize your Life financial goals. This series is part of 11 episodes on how you can achieve your financial Nirvana #FinancialFreedom in 10 Steps.

In this episode of a series of 11 episodes - I am speaking about how to adjust your spending for your financial goals. This series is part of 11 episodes on how you can achieve your financial Nirvana #FinancialFreedom in 10 Steps.

In this episode of a series of 11 episodes - I am speaking about how to track your spending and create a monthly surplus. . This series is part of 11 episodes on how you can achieve your financial Nirvana #FinancialFreedom in 10 Steps.

In this episode of a series of 11 episodes - I am speaking about analyze and Understand about your Present Financial Situation. This series is part of 11 episodes on how you can achieve your financial Nirvana #FinancialFreedom in 10 Steps.

In this episode of a series of 11 episodes - I am speaking about how to partner with your spouse and create your financial goals. This series is part of 11 episode on how you can achieve your financial Nirvana #FinancialFreedom in 10 Steps.

In This 11 Part Series, I am talking about 10 Actions that will help you achieve your #FinancialNirvana or #FinancialFreedom.

People have many questions about money. Some they can resolve via their research, but for others, they might need some help. And sometimes that is necessary for attaining a healthy financial future. A trusted financial advisor can not only help you define your target but also get you in the best possible path to achieve that. Unfortunately, most people don’t always know if they need one. So with that in mind, we outline some instances when you must consult a financial advisor. 00:00-02:00 - Sign-1 You are struggling to complete your financial tasks 02:01-03:25 - sign-2 You have tried but success is alluring you 03:26-05:03 - Sign-3 You are not sure whether you are saving enough 05:04-06:14- Sign-4 You often panic in market downturn and don\'t know what to do 06:15-07:16 - Sign-5 You are struggling with your lonh term goals such as retirement for the lack of knowledge 07:17-10:08 - Sign-6 If you have ignored these important aspects of financial planning

When most people enter the workforce, they look forward to that day when they can hang up their hats and afford to enjoy a life beyond the daily grind. Yet, many people believe that once you retire, all the fun in life is over. Retirement should be one of the most exciting phases of your life. If you plan for it right, you can enjoy all the things you love and live life to the fullest. As a business owner, you are your own boss; you can work when you want, where you want, and for as long as you want. While this freedom is great, it can also be very dangerous. If you do not plan accordingly, then you could suddenly find yourself on the street. This is why, for many business owners, planning for retirement is also a very important part of their strategy. In this podcast, we are going to debunk the top common financial misconceptions about retirement planning. 00:00-03:42-I Must Have Rs. X Saved to Retire 03:43-05:23-Investments Don\'t Need To Grow With Your Income 05:24-07:15-Distribution Isn\'t A Major Concern 07:16-08:24-Saving 10%-15% Is Enough 08:25-09:42-Retirement planning is all about money 09:43-10:46-Financial planning stops at retirement 10:47-11:45-Spending decreases in retirement

In This 4th and last episode of 4 part series, I am discussing the remaining 5 rules from 21 rules to help you manage your money effectively in 2021.. 00:00 - 03:23 - Don\'t Prepay your Low Interest, Tax Efficient Loans 03:25 - 05:43 - Evaluate and Rebalance Your Portfolio Periodically 05:44 - 06:28 - Fix a Financial Date either with your Spouse/Family or with yourself on your salary Day 06:29 - 07:35 - Cancel all your unused/unutilised subscription/membership 07:36 - 08:42 - Don\'t Ever go shopping without a Shopping list

In this 3rd Episode from series of 4 part of #AskBrijeshWealthShow, I ma discussing another 5 rules of effective money management in year 2021. 00:00-03:33 Rule-11 Teach yourself and your children about smart personal finance 03:35-05:59 Rule-12 Don’t touch your retirement if at all possible 06:00-07:58 Rule-13 Buy some international investments, too 07:59-09:05 Rule-14 When an appliance breaks, buy a new one if the appliances is 10+ years old or the repair would cost more than half the replacement cost. 09:06-11:56 Rule-15 Practice Delayed gratification

In this episode, I am sharing the next 5 rules from 21 rules of effective money management in 2021. 00:00-03:25 Summary of First 5 Rules and Rule-6 Focus on savings for Retirement 03:34-05:23 Rule-7 Buy Adequate Term Life Insurance 05:24-07:23 Rule-8 Create a Budget 07:25-08:44 Rule-9 Rent if your total cost of Home Ownership is greater than renting 08:45-11:31 Rule-10 Buy your Car Based on Reliability and Fuel Efficiency

In This First Episode of 4 part series, I am sharing 5 effective money management rules to help you manage your money effectively in 2021. 00:00-02:29 Spend less Than You Earn 02:29-5:46 Keep Things as simple as possible 06:17-08:05 Cover yourself and your Family with Adequate Medical Insurance 08:07-9:00 Create an Emergency Fund 9:02-11:00 retire from High-Interest Debts 11:01 -12:10 Summary of first five Rules

In this Podcast Episode, I am Discussing why Protecting #wealth is equally important in #wealthcreation. 00:00 Issues in Wealth Protection 2:30 Steps to Take for Wealth Protection 3:40 How to Protect your Asset Using Diversification 6:50 Asset Allocation and Rebalancing Model and Summary

In this New Episode of #AskBrijesh Wealth Show I am discussing gaps between investor communities\' expectations from investment and realities which leads to investors losing an opportunity of wealth creation due to their own behavior. 00:00 Investing: Expectations vs. Realities 01:25 Will Investing Will make me rich Overnight 04:35 Markets will Only Go Up 06:00 I need not work, once I start Investing 07:48 Investing is like Gambling

In this interview, one of my clients has shared his positive experience of undertaking a personal Financial planning process and how he discovered confidence about his financial future and achieved peace of mind with money. 00:00 Issues Faced before Financial Planning 02:00 Learnings from going through Financial Planning Process 05:25 Non-Financial Benefits from Financial Planning 07:25 Financial Benefits of Financial planning 9:00 Advice to Budding Financial Planning Aspirants

#EffectiveCashflowManagement In this Podcast Episode, I am discussing how you can manage your cash flow effectively to create a monthly required surplus for investment to fund your future financial goals and create wealth