Money Whole

Podcast Description:Join mortgage expert Chris Lamm and real estate strategist Fabiano Altamura in this episode, dedicated to helping middle-class and upper-middle-class families navigate the challenges of today’s unpredictable housing market. With inflation soaring and interest rates on the rise, buying a home has never been more complex—but Chris and Fabiano are here to break it all down. From creative financing options to income-boosting strategies, political influences on market dynamics, this duo provides tips, expert insights, and actionable advice for thriving in a tough economy. Tune in for real talk, smart strategies, and innovative solutions that will help you make informed financial decisions and take control of your homeownership journey.Perfect for anyone looking to stay ahead in the housing market, this episode will give you the knowledge you need to turn challenges into opportunities!For more tips on wealth, finance, mortgage, and real estate, visit: ➡️ https://www.instagram.com/itschrislamm/ Want to compare loans, prepare to purchase or to refinance? Find out the best option for you! ➡️ https://reddinglender.com/ Connect with Team Lamm today! 📞 530-282-1166 📨 [email protected] 🎯 TAP THE SUBSCRIBE BUTTON!

In this episode, I sit down with my good friend Jason Vallotton to talk about the challenge of building a thriving business while staying connected with what matters most—your family. Jason and I share personal stories about the times we lost balance, and how learning from those experiences helped us stay grounded as fathers, husbands, and business leaders. If you're looking to achieve success in your career without sacrificing your relationships, this episode is for you. Tune in for valuable insights, real-life tactics, and advice on how to build your business without blowing up your personal life.For more tips on wealth, finance, mortgage, and real estate, visit: ➡️ https://www.instagram.com/itschrislamm/ Want to compare loans, prepare to purchase or to refinance? Find out the best option for you! ➡️ https://reddinglender.com/ Connect with Team Lamm today! 📞 530-282-1166 📨 [email protected] 🎯 TAP THE SUBSCRIBE BUTTON!

In this episode, we’ll talk about the pros and cons of down payment assistance programs—are they really helpful, or do they come with hidden drawbacks?How can they help, or hurt, your home buying journey? We’ll also discuss the mindset needed for building wealth through real estate. Whether you’re new to real estate or looking to grow your investments, I'm here to help you make smarter financial decisions and master the path to financial freedom through real estate.For more tips on wealth, finance, mortgage, and real estate, visit: ➡️ https://www.instagram.com/itschrislamm/ Want to compare loans, prepare to purchase or to refinance? Find out the best option for you! ➡️ https://reddinglender.com/ Connect with Team Lamm today! 📞 530-282-1166 📨 [email protected] 🎯 TAP THE SUBSCRIBE BUTTON!

In this episode, let's dive into the power of the 'Millionaire Mindset' and how it applies to real estate building. We’ll explore how shifting your mindset can unlock opportunities in the housing market, from making strategic investments to building long-term wealth. Whether you’re a first-time buyer or an experienced investor, this episode is all about developing the mindset needed to thrive in real estate and set yourself up for financial success.For more tips on wealth, finance, mortgage, and real estate, visit: ➡️ https://www.instagram.com/itschrislamm/ Want to compare loans, prepare to purchase or to refinance? Find out the best option for you! ➡️ https://reddinglender.com/ Connect with Team Lamm today! 📞 530-282-1166 📨 [email protected] 🎯 TAP THE SUBSCRIBE BUTTON!

In this episode, I'm back with Anne Marie and Courtney to discuss the real impacts of inflation on everyday finances, especially in the housing market. As a mortgage lender, I'll be sharing practical tips on making smart money moves during these challenging times—whether you're buying, refinancing, or managing your current mortgage. We'll talk about how to navigate inflation and even find ways to make it work to your advantage.For more tips on wealth, finance, mortgage, and real estate, visit: ➡️ https://www.instagram.com/itschrislamm/ Want to compare loans, prepare to purchase or to refinance? Find out the best option for you! ➡️ https://reddinglender.com/ Connect with Team Lamm today! 📞 530-282-1166 📨 [email protected] 🎯 TAP THE SUBSCRIBE BUTTON!

Join me as I sit down with Anne Marie and Courtney about how to reach financial independence. We break down simple tips for building wealth, paying off debt, and making smart money choices. Whether you’re just starting out or already on your way, we share practical advice to help you manage your money better and work towards financial freedom. It’s an easy-to-follow conversation with real-life tips to get your finances on track.For more tips on wealth, finance, mortgage, and real estate, visit: ➡️ https://www.instagram.com/itschrislamm/ Want to compare loans, prepare to purchase or to refinance? Find out the best option for you! ➡️ https://reddinglender.com/ Connect with Team Lamm today! 📞 530-282-1166 📨 [email protected] 🎯 TAP THE SUBSCRIBE BUTTON!

In this episode of the Money Whole podcast, I’m excited to sit down with Aaron Roberts, a scuba diver turned property management expert. Aaron's journey from restaurant entrepreneur to a leading property manager on the West Coast is nothing short of inspiring.We dive deep into the current state of the real estate market, exploring the challenges property managers face, such as rising insurance costs, legislative controls, and the broader economic impacts on property management. Aaron shares invaluable insights on the critical aspects of tenant selection and property maintenance, which can make or break your investment success.We also discuss the opportunities within multifamily properties and how, despite regulatory hurdles, there’s potential for long-term profitability. Aaron’s optimism about future investment opportunities offers a refreshing perspective on navigating the complexities of the real estate world.Tune in to hear Aaron’s expert advice and gain a deeper understanding of the evolving landscape of property management. Don’t forget to subscribe and leave a comment with your thoughts!Check Out My Recent Podcast Episodes:1. How Did Benjamin Goodpasture Transform $20 Million in Real Estate?How Did Benjamin Goodpasture Transform $20 Million in Real Estate?2. Mortgage and Politics: Leah and Chris JourneyMortgage and Politics: Leah and Chris Journey3. Unlock Real Estate Wealth: No Cash, No CreditUnlock Real Estate Wealth: No Cash, No CreditLooking for a Stress-Free Mortgage Experience? Call Me 530-282-1166If you're in the market for a new home or refinancing your current mortgage, you’re in the right place. With over 22 years of experience in mortgage lending and real estate investing, I’m here to help you navigate the process with ease and confidence.⭐ Book the Calendar:(https://calendly.com/chrislamm) Schedule a free consultation to discuss your mortgage needs and explore your options.⭐ Ready to Get Pre-Approved? Head to (https://t.ly/mhslending/chrislamm)Complete the pre-approval process and get one step closer to your dream home.⭐ Want to Learn about the Market?Check Out My Video! (https://t.ly/youtub.e) Stay informed with the latest trends and insights in the real estate market.⭐ Check What's Your Home Worth Right Now:(https://t.ly/yourhomeworth) Get an instant estimate of your home’s value and make informed decisions about selling or refinancing.Discover why so many clients trust us with their mortgage needs and see the difference we can make for you.Follow Chris Lamm for moreInstagram: / itschrislamm LinkedIn: / itschrislamm For more tips on wealth, finance, mortgage, and real estate, visit:➡ / itschrislamm Want to compare loans, prepare to purchase or to refinance? Find out the best option for you!➡ https://reddinglender.com/Connect with Team Lamm today! 📞 530-282-1166📨 [email protected]🎯 TAP THE SUBSCRIBE BUTTON

In this episode of the Money Whole podcast, I’m excited to sit down with Aaron Roberts, a scuba diver turned property management expert. Aaron's journey from restaurant entrepreneur to a leading property manager on the West Coast is nothing short of inspiring.We dive deep into the current state of the real estate market, exploring the challenges property managers face, such as rising insurance costs, legislative controls, and the broader economic impacts on property management. Aaron shares invaluable insights on the critical aspects of tenant selection and property maintenance, which can make or break your investment success.We also discuss the opportunities within multifamily properties and how, despite regulatory hurdles, there’s potential for long-term profitability. Aaron’s optimism about future investment opportunities offers a refreshing perspective on navigating the complexities of the real estate world.Tune in to hear Aaron’s expert advice and gain a deeper understanding of the evolving landscape of property management. Don’t forget to subscribe and leave a comment with your thoughts!Check Out My Recent Podcast Episodes:1. How Did Benjamin Goodpasture Transform $20 Million in Real Estate?How Did Benjamin Goodpasture Transform $20 Million in Real Estate?2. Mortgage and Politics: Leah and Chris JourneyMortgage and Politics: Leah and Chris Journey3. Unlock Real Estate Wealth: No Cash, No CreditUnlock Real Estate Wealth: No Cash, No CreditLooking for a Stress-Free Mortgage Experience? Call Me 530-282-1166If you're in the market for a new home or refinancing your current mortgage, you’re in the right place. With over 22 years of experience in mortgage lending and real estate investing, I’m here to help you navigate the process with ease and confidence.⭐ Book the Calendar:(https://calendly.com/chrislamm) Schedule a free consultation to discuss your mortgage needs and explore your options.⭐ Ready to Get Pre-Approved? Head to (https://t.ly/mhslending/chrislamm)Complete the pre-approval process and get one step closer to your dream home.⭐ Want to Learn about the Market?Check Out My Video! (https://t.ly/youtub.e) Stay informed with the latest trends and insights in the real estate market.⭐ Check What's Your Home Worth Right Now:(https://t.ly/yourhomeworth) Get an instant estimate of your home’s value and make informed decisions about selling or refinancing.Discover why so many clients trust us with their mortgage needs and see the difference we can make for you.Follow Chris Lamm for moreInstagram: / itschrislamm LinkedIn: / itschrislamm For more tips on wealth, finance, mortgage, and real estate, visit:➡ / itschrislamm Want to compare loans, prepare to purchase or to refinance? Find out the best option for you!➡ https://reddinglender.com/Connect with Team Lamm today! 📞 530-282-1166📨 [email protected]🎯 TAP THE SUBSCRIBE BUTTON

In this week's Money Whole Episode, we have Benjamin Goodpasture, a successful real estate investor and entrepreneur.Benjamin shares his inspiring journey from moving to Redding, California with just a couple of duffel bags to purchasing over $25 million in real estate. Growing up on a farm in Virginia and being exposed to real estate early on, Benjamin's entrepreneurial spirit led him to start a rock climbing gym and venture into real estate. He discusses his strategies, including the BRRR method, and emphasizes the importance of mentorship, community, and continuous learning in achieving success in real estate investing.

In today’s episode of the Money Whole podcast, we are here with Leah Roadrunner, a mortgage lender deeply involved in politics and nonprofit work. We discussed Leah's transformative journey into mortgage lending and her commitment to community impact, especially through investing in children's futures. This conversation highlights shared love for Redding, the power of unity, and the importance of open, honest dialogue. We also delve into the emotional challenges of the profession, the significance of personal support systems, and the value of resilience and faith in overcoming adversity. This episode underscores the importance of personal branding and genuine client connections in the mortgage industry.

Welcome back to another exciting episode of our podcast! Today, I'm thrilled to have Michael Miller, a multifaceted individual with experience in banking, worship leading, ministry, and most recently, real estate investment. Michael's journey is both inspiring and informative, especially for those looking to navigate the complex world of real estate.In this episode, we explore Michael's backstory, exploring how he transitioned from a stable banking career to becoming a successful real estate investor. Michael shares the importance of finding motivation, the power of mentorship, and his experiences with creative financing strategies like subject-to and owner financing. We discussed subject-to financing and its benefits for buyers and sellers, share real-life success stories using creative financing to build wealth, and highlight the importance of mentorship and community in accelerating your real estate journey. Additionally, we examined the potential of accessory dwelling units (ADUs) as a strategic investment in California.Enjoy the episode and start your journey to real estate success with the insights shared by Michael Miller!Check Out Michael’s Dead Presidents Club:https://linktr.ee/deadpresidentsclub

Join me in this exciting money whole episode as we welcome Greg Gale, a mortgage lender from Phoenix who's not only an expert in his field but also a Level Three business coach with The Core. Greg's journey from a martial arts enthusiast to a prominent figure in the mortgage lending industry is truly inspiring.Together, we delve into the power of coaching, the importance of managing personal finances, and how to navigate today's real estate market amidst economic challenges and inflationary pressures. Greg shares practical advice tailored for millennial and upper-middle-class families looking to purchase a home in these times. We also discuss the crucial role of communication skills in achieving both personal and professional success. Tune in for a treasure trove of knowledge, insightful stories, and actionable tips. Whether you're in real estate or simply seeking to improve your financial strategies, this episode offers valuable insights you won't want to miss!

Join me and my guest Julie Johnson in this week's Money Whole podcast episode.For those who don’t know, Julie is a mortgage lender based in Seattle, one the best in the nation. She’s also a business coach, a dedicated wife, and a loving mom. Julie could have retired and lived very comfortably on her investments a long time ago but has a purpose to see the middle class break free and to accumulate wealth.In our conversation, we dive into how people are making some of the biggest buying decisions of their lives based on social media. Julie talks about the importance of adapting to changes and how social media has evolved from just being fun to a significant part of business.Julie shares her excitement about how technology, especially AI, is transforming the way we work. She discusses how AI has opened up the world, allowing her to collaborate with people from different states and incorporate new tools into her business. We shared our insights into maintaining a healthy marriage through effective communication, inspired by the Connection Codes. Julie talked about the importance of addressing emotions like joy, anger, shame, and guilt with her spouse every day.Explore Julie's journey from seeking stability in her career to finding her true purpose

In this episode of money whole, join us on a captivating journey as we welcome our guest James Bethea. From nurturing aspirations of becoming a builder since the age of 8 or 9 to navigating the intricate landscape of Redding's real estate market for the past four years, he shares the trials, triumphs, and invaluable lessons learned along the way.The episode delves into the challenges faced by millennials as they navigate a tough economic terrain. We look into James' journey from his youth to present-day success in homeownership.He shares various tactics and strategies he's employed, such as prioritizing frugality, cultivating new skills like painting and building, and embracing early investments. We discuss the challenges of fluctuating interest rates due to rising inflation and strategies to navigate them. Exploring the timing in the housing market and the psychology of property ownership, we cover actionable ways to overcome market obstacles and transitioning from renting to mortgage readiness. We also dive into automotive passions, examining favorite cars and their investment potential.Through his experiences you can gain insights into the benefits of living below your means, adapting to high costs, and making prudent financial decisions in areas that truly count. Prepare to get inspired as he shares personal anecdotes, struggles, and the profound insights gained from a journey driven by passion, perseverance, and a relentless pursuit of growth

Join us on the latest episode of Money Whole as we welcome back my friend Joshua Johnson as we discuss the impact of the NAR commissions lawsuit and how it will benefit some agents and most consumers. Josh is a real estate broker, a land developer and has extensive knowledge in navigating change. Amidst the backdrop of a new lawsuit facing the National Association of Realtors (NAR), we explore the potential ramifications on industry regulations and practices. Delving into the implications for agents, lenders, and other stakeholders, we dissect how forthcoming changes could reshape the landscape of real estate transactions. From adapting to new guidelines to anticipating shifts in business practices, we navigate the potential outcomes of this pivotal legal challenge. Beyond the legal realm, our conversation delves into the indispensable role of listing agents and the unique challenges confronting first-time buyers. Reflecting on the evolving landscape of lenders post-2008 financial crisis, we unravel its profound impact on the market dynamics. Additionally, we shed light on the significance of commissions for sellers and unveil innovative strategies for home inspections proposed by buyer agents. This episode is a treasure trove of insights tailored for both prospective buyers and sellers, offering invaluable wisdom to navigate the complexities of the real estate landscape. Tune in and elevate your understanding of the ever-evolving world of real estate!Follow Chris Lamm for more Instagram: https://www.instagram.com/itschrislamm/ Follow Joshua Johnson Instagram: https://www.instagram.com/joshuajohnson_life?igsh=MzRlODBiNWFlZA==

In this episode, I sat down and had a raw and real conversation with two of my best friends, Fabiano Altamura and Ahab Alhindi. Fabiano is an actor, producer, and dean for BCA in Redding California. Fabiano has been featured in several movies, and TV shows, and has co-produced several films. Ahab Alhindi is an entrepreneur, and investor and leads Champions business leaders in Redding. They are some of the best men I know and I am proud to say that. In this episode we talk about the fitness show that Fab and Ahab are preparing for, the importance of having fun, and a little bit of general horseplay. Ahab takes us on an inspiring journey of weight loss, he shares his personal experience of going from 285 pounds to an impressive 233 pounds. We also dive into the profound impact of relationships and community. We talk about the power of friendship being the source of support and motivation and learn why relentlessly pursuing community can be instrumental in overcoming personal, mental, or even financial obstacles. This episode will inspire you, make you laugh, and possibly offend you. Hopefully in a good way if it makes you think.➡️Follow Chris Lamm for moreInstagram: https://www.instagram.com/itschrislamm/LinkedIn: https://www.linkedin.com/in/itschrislamm/ ➡️Follow Ahab Alhindi:https://www.instagram.com/ahabalhindi.official/➡️Follow Fabiano Altamura:https://www.instagram.com/itsfabianoaltamura/

Are you tired of the conventional 9-5 grind, dreaming of retiring in your 30s to pursue your passions? Meet Luke Womack, a real estate investor who achieved just that. Luke started building his real estate wealth early, investing in properties while still in his 20s. By strategically buying, renovating, and renting out properties, he was able to generate a passive income stream that allowed him to retire in his 30s. Now, Luke spends his days pursuing his true passions – volunteering and working on creative projects. He no longer has to worry about working for someone else or living paycheck to paycheck. If you're looking to follow in Luke's footsteps and achieve early retirement through real estate wealth, it's important to start now. Do your research, invest wisely, and be patient. It may take time and hard work, but the payoff is worth it. We go through this maze and delve into Luke's life decisions in this episode of Money Whole Podcast.Follow Chris Lamm: https://www.instagram.com/itschrislamm/Follow Luke Womack: https://www.instagram.com/airo_missions/#earlyretirement #realestatewealth #LukeWomack #financialfreedom #passiveincome #investing #retirementplanning #realestateinvesting #wealthbuilding #retirementgoals #financialindependence #propertyinvestment #retirementstrategy #realestateportfolio #retirementincome #retireearly #realestateeducation #financialplanning #realestatebusiness #realestateexpert

Join me on our fresh episode with Ted Thompson. We discuss the impact of Federal Reserve tightening on the economy, the current slump in the businesses across, and the potential for zero-cost solar energy solutions. Ted shares his insights and expertise on these important topics, providing valuable information about renewable energy. We also touch upon the strain on grids across America the pressing need for sustainable solutions, and emerging innovative mortgage products that are being tailored to finance home solar systems, which is revolutionizing how homeowners approach renewable energy. We also explored strategies for maintaining positivity and health as business owners bear economic downturns and revisited the fundamental principles of returning to basics during economic slumps. Follow Chris Lamm:Instagram: https://www.instagram.com/itschrislamm/ LinkedIn: https://www.linkedin.com/in/itschrislamm/Follow Ted ThompsonInstagram: https://www.instagram.com/tednology1?igsh=MzRlODBiNWFlZA==

In this week's episode, we're joined by Josh Barker from Josh Barker Real Estate, as we discuss the intricacies of the ever-evolving real estate landscape. We touch on key topics shaping the housing market and beyond.🏠 Navigating the Housing Market: With uncertainty looming, what should prospective buyers be considering in today's market? Josh Barker shares invaluable insights into the factors influencing decision-making processes for buyers and renters alike.🌍 Global Implications: As 2024 marks a significant election year worldwide, we delve into how political shifts could impact the real estate market, particularly in California. From low inventory to soaring demand amidst mass immigration, discover the dynamics at play.💡 Innovative Housing Solutions: Amidst the affordability crisis, learn about the proactive steps being taken by both state and federal governments to address housing affordability issues, including the viability of ADUs (Accessory Dwelling Units) and other potential solutions.🔋 Powering the Future: With energy costs on the rise, explore the surging interest in solar energy solutions. From PG&E's monopolistic hold to the emergence of renewable energy alternatives, we uncover the latest innovations revolutionizing the energy sector.🌞 Solar Revolution: Discover how solar energy is no longer just a luxury but a viable option for all. Josh Barker reveals groundbreaking solar solutions that offer hassle-free installation, maintenance, and flat energy rates, empowering consumers like never before.🔍 Looking Ahead: As we envision a future where consumers can shop for their energy utilities, explore the transformative potential of solar energy and its accessibility, making sustainable living a reality for all.Tune in now to gain exclusive insights into the future of real estate and energy! Don't miss out on this enlightening conversation with Josh Barker. Subscribe now and stay ahead of the curve! #RealEstateInsights #HousingMarketTrends #RenewableEnergy #SustainableLiving #InnovativeSolutions #PodcastAlert #SolarRevolution #GlobalElections2024 #AffordabilityCrisis #FutureofRealEstate #EnergyTransition

In this inspiring episode, we dive into the remarkable story of Brian Decker, once one of the nation's leading loan officers, who has now embarked on a mission to revolutionize the solar energy industry with SOAR Energy. Brian shares his journey from a middle-class upbringing to achieving wealth and influence, his insights on overcoming adversity, and how his innovative approaches to business and energy are setting the stage for a greener future. Join us as we explore Brian's transition from finance to solar power, his strategies for adding value in the real estate and lending sectors, and his personal reflections on growth, purpose, and finding joy beyond success.#SolarPower #Entrepreneurship #Innovation #GreenEnergy #FinancialFreedom #RealEstateInvesting #Sustainability #EnergyTransformation #SuccessStories #ClimateAction