Money Talk With Tiff

Ready to save for your future? Tiffany is here to help! In this episode, she answers a listener's question and shares her top tips for getting started with savings and retirement. Learn how to build an emergency fund, allocate contributions, and invest in multiple sources. Plus, get advice on how to plan for short-term goals without sacrificing long-term savings plans! Don't delay - start saving today! Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit here: https://www.moneytalkwitht.com/asktiffany Need help with exploring your options? Schedule a consultation with me here: https://academy.moneytalkwitht.com/15-minute-consultation. Additional Links & Resources Mini Talk: The Baby Emergency Fund Tiffany's Take: How Much Should My Emergency Fund Be? Get a FREE personalized financial plan to see what you should be working on: https://app.savology.com/landing/money-talk-with-tiffThis podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacyOP3 - https://op3.dev/privacy

Looking for a career change or some extra income? Join us as we discuss the ins and outs of contracting with Lata Hamilton. From fixed-term contracts to day rate contracts, learn how you can use recruiters, temp agencies, and platforms like LinkedIn to find the perfect job. Plus, find out how Hamilton tripled her salary by utilizing different kinds of contract jobs. Finally, discover the importance of knowing your worth - get the tips that will make sure you're getting paid what you deserve! About Our Guest Lata Hamilton is a Change Leadership and Confidence expert, and the creator of the “Leading Successful Change” program. After tripling her salary in just 3 years to almost $200,000, her mission is to help millennial women carve their own paths in their career, leadership and life, and find the confidence and authenticity to truly earn their worth. Lata has worked with some of Australia’s biggest companies on changes that have impacted over 100,000 people, operating model changes impacting thousands, global cultural transformations, and digital transformation that is literally changing the way that we work. Connect with Lata Website: www.latahamilton.com Instagram: @latahamilton LinkedIn: Lata Hamilton Connect with Tiffany Website: https://moneytalkwitht.com Facebook: Money Talk With Tiff Twitter (X): @moneytalkwitht Instagram: @moneytalkwitht LinkedIn: Tiffany Grant YouTube: Money Talk With Tiff Additional Links & Resources Staffing agency Tiffany recommends: https://grahamjobs.com I Switched Careers & So Can You! Here's How! How To Make More Money In Your Career - Tried and True Strategies For Success This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacyOP3 - https://op3.dev/privacy

Worried about not being able to pay your mortgage? Don't fret! Tiffany Grant has come to the rescue with her expert advice on what you can do. From loan modifications and refinancing to short sales and forbearance, she'll give you all the options you need so that foreclosure can be a last resort. Plus, learn how to take advantage of government programs and seek help from financial counselors for even greater peace of mind. Listen now for the best tips on dealing with a mortgage crisis! Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit here: https://www.moneytalkwitht.com/asktiffany Need a second opinion? Don’t hesitate to schedule a consultation with me to explore your options: https://academy.moneytalkwitht.com/15-minute-consultation. Connect with Tiffany Website: https://moneytalkwitht.com Facebook: Money Talk With Tiff Twitter (X): @moneytalkwitht Instagram: @moneytalkwitht LinkedIn: Tiffany Grant YouTube: Money Talk With Tiff This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacyOP3 - https://op3.dev/privacy

Looking to teach your kids about money and financial literacy? Tyler Nicholls, the creator of Kudosy, has the perfect solution. Kudosy is an innovative education app that helps parents give their children points for good behavior they can use as a financial playground. With Kudosy, parents are able to help their children learn about saving, investing, and overall financial concepts in an easy-to-use interface. Learn more about Tyler's development roadmap for this revolutionary app and how it encourages family economics while teaching important financial lessons. Tune in now to learn about Kudosy and how it can help you raise financially literate children! About Our Guest Tyler Nicholls, a dynamic and seasoned entrepreneur with a passion for making a significant impact, is dedicated to serving people on a large scale through innovative software solutions. A graduate of Brigham Young University with a degree in Business Strategy, Tyler possesses a strong academic background that has informed his entrepreneurial pursuits. His dedication to education led him to a teaching career in 7th grade math at inner-city schools through the Teach for America program. To further expand his expertise, Tyler pursued a Master's degree from Boston University. As an avid investor and personal finance aficionado, Tyler has been deeply influenced by his father, a life-long financial advisor. This familial connection to finance has fueled his passion for financial literacy and its importance in today's world. Tyler's love for inventing software that creates a meaningful impact inspired him to establish Kudosy, a groundbreaking platform designed to empower individuals and families with financial knowledge. Visit Kudosy at https://kudosy.com/ Connect with Tiffany Website: https://moneytalkwitht.com Facebook: Money Talk With Tiff Twitter: @moneytalkwitht Instagram: @moneytalkwitht LinkedIn: Tiffany Grant This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacyOP3 - https://op3.dev/privacy

Are you interested in learning more about President Biden's new SAVE plan for student loans? Tiffany Grant provides a detailed overview of the plan, including how payments are calculated, the potential benefits and drawbacks of the plan, and who best suits the plan. Get all the information you need to know about the SAVE plan - like how it calculates loan repayments based on the borrower’s income and family size, not on the original loan amount - and find out if it's right for you! Don't miss out on this chance to learn all about this important student loan policy proposal.Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit here: https://www.moneytalkwitht.com/asktiffanyNeed help figuring out how to pay off your debt? Don't hesitate to schedule a consultation with me to explore your options: https://academy.moneytalkwitht.com/15-minute-consultation.Additional Links & ResourcesOther Repayment Plans: https://studentaid.gov/manage-loans/repayment/plansStress-Free Student Loans: Everything You Need To Know To Manage Your DebtConnect With TiffanyVisit our website: https://moneytalkwitht.comFacebook: Money Talk With TiffTwitter: @moneytalkwithtInstagram: @moneytalkwithtLinkedIn: Tiffany Grant This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacyOP3 - https://op3.dev/privacy

It's time to get financially flexible! Chianté Jones, a full-time entrepreneur, is invited by Tiffany Grant for an insightful conversation about financial flexibility. Learn practical advice and activities to improve your money habits and free yourself from financial hiccups. Unveil the importance of saving regularly, strategic debt management, and investing in diverse avenues that can help you grow wealth. Hear Chianté's experience of taking the plunge into entrepreneurship after years of consistent saving and mindset shifts; it's inspiring! Join now to discover how you can become financially flexible too. About Our Guest Chianté Jones is a Financial Coach and the Founder of Dollars and Change. As a Certified Personal and Executive Coach, Chianté works with professional women who are ready to create more flexibility in their lives by confidently managing their money and executing a realistic plan to eliminate debt. Through personalized coaching, she provides education, guidance, and accountability to help them have more fun and fulfillment while still creating a solid foundation to build wealth. After becoming consumer debt free, accumulating over a million dollar net worth, and taking the leap from her 9-5, Chianté knows first-hand the freedom and options that come with having well-managed money. Her advice has been featured on PBS and numerous podcasts and her clients have said coaching with Chianté has changed their life and made talking about money feel safe and approachable. When she’s not helping women create more financial flexibility, you can find her binging a true crime show, Googling random things, or lounging at home with her husband and Yorkie. Connect with Chianté Instagram: @dollarsandchangecoach Facebook: Dollars and Change Coach Connect with Tiffany Visit the website: https://www.moneytalkwitht.com Facebook: Money Talk With Tiff Twitter (X): @moneytalkwitht Instagram: @moneytalkwitht LinkedIn: Tiffany Grant YouTube: Money Talk With TiffThis podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacyOP3 - https://op3.dev/privacy

Are you concerned that lifestyle creep is silently stealing away your financial stability? Tiffany Grant, Accredited Financial Counselor (AFC), shares her personal story of how lifestyle creep caused her credit card debt to skyrocket. Plus, she outlines her top tips on how to avoid the trap of income-driven spending. Get the insights you need to keep your finances in check and practice sustainable living – listen now! Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit here: https://www.moneytalkwitht.com/asktiffany If you are looking for guidance on how to keep your lifestyle expenses in check, I am here to assist you. Don't hesitate to schedule a consultation with me to explore your options: https://academy.moneytalkwitht.com/15-minute-consultation. Additional Links & Resources Budgeting Basics: How To Make a Personal Budget That Works For You Budgets! My Favorite Topic! Learn Why! Tiffany's Take: SMART GoalsThis podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacyOP3 - https://op3.dev/privacy

Are you looking to become a financial educator? Don't miss out on the conversation between Tiffany Grant and Vince Shorb, CEO of National Financial Educators Council (NFEC).Vince shares his personal journey with finance and how he created NFEC with the mission of bringing quality financial education into communities across the globe. Learn more about their two certifications—for group teaching and one-on-one coaching—and how they ensure that their certified professionals have content knowledge, teaching expertise, and successful program skills.Get an insight into Vince's take on the lack of teacher training when it comes to financial literacy and learn how you can become a Certified Financial Education Instructor (CFEI) with NFEC today!About Our GuestVince Shorb is one of the country’s leading advocates for promoting financial wellness and a thought leader in teaching and scaling financial education programming.After spending 15 years in financial services working one-on-one with more than 20,000 people, he founded the National Financial Educators Council – an organization dedicated to combating the financial illiteracy epidemic. He is the current CEO of the NFEC, an IACET Accredited company and a Certified B Corporation. Vince’s mission is to create a world where people are informed to make qualified financial decisions and confidently take effective financial action that best helps them meet their basic human needs while moving toward fulfilling their personal, family, and global community goals.Shorb has led the NFEC in the development of 2,500 financial education programs and more than 80 financial literacy assets and financial education standards that guide the industry. His focus is on mobilizing and developing community champions and empowering them with the resources, knowledge, and processes they need to help their communities’ citizens work toward financial self-sufficiency and security.Connect with VinceVisit the website: https://www.financialeducatorscouncil.orgAccess the research: https://www.financialeducatorscouncil.org/financial-literacy-research/Instagram: nfec_fineduAdditional Resources and LinksVisit our site: https://moneytalkwitht.com/What is the Definition of Financial Literacy?Financial Literacy in Schools? Here are the Overlooked Pros and ConsFinancial Literacy in High Schools with Yanely EspinalFinancial Literacy for Gen Z: Why it Matters and How To Improve It This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacyOP3 - https://op3.dev/privacy

Struggling with your credit score? Tiffany Grant, host of Money Talk with Tiff Podcast, shares easy-to-follow strategies on improving your credit. From understanding credit scoring models to getting free credit reports from the government mandated website, find out how you can increase your credit score and be on your way to financial success. Don't miss out on this invaluable advice - tune in now! Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit here: https://www.moneytalkwitht.com/asktiffany Additional Links & Resources A Comprehensive Guide to Credit for Millennials and Gen Z How Much Does Your Credit Score Matter? Markia Brown: How to Improve Your Credit Score Fast Need to book a consultation? Click here!This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacyOP3 - https://op3.dev/privacy

Are you feeling overwhelmed by the ever-changing job market? Let Tiffany guide you through the latest trends and career tips to help you pivot or get your dream job. Learn about the growth in healthcare and social assistance, hybrid work schedules, the gig economy, remote work, and more in-demand skills. Plus, get practical advice on how to stay connected and motivated during this challenging time. So don't miss out - tune in now to get all of Tiffany's career tips! Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit here: https://www.moneytalkwitht.com/asktiffany If you are an organization and want to hire Tiffany to speak or partner with Money Talk With Tiff, visit our Corporations page at https://academy.moneytalkwitht.com/corporations. Additional Resources Visit our website: moneytalkwitht.com How To Make More Money In Your Career - Tried & True Strategies For Success Last week's episode: I Switched Careers and So Can You! Here's How! Goals Series from January: Tiffany's Take: Goal Setting Tiffany's Take: SMART Goals The Most Effective Way To Tackle Your Financial Goals Goal Implementation: How To Actually Accomplish Your Goals How To Stick To Your Goals When You Don't Feel Like ItThis podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacyOP3 - https://op3.dev/privacy

Struggling to produce a play on a budget? Let Adrian Quarles, an experienced and resourceful playwright, poet, and formerly homeless individual show you how it's done! In this inspiring podcast conversation with Tiffany Grant, Adrian provides invaluable tips for getting your theatrical production off the ground without breaking the bank. Learn how to identify your target audience, get liability insurance, save money for financing the play, make a budget list, and book venues through Google and word of mouth – all while staying within your resources. Tune in now to find out more about Adrian's experience with producing plays during the pandemic and gain insight into his philosophy of having a 'thrift store mentality!' About Our Guest Adrian Dion Quarles is an Artist of multiple platforms from Shelby, NC. He has acted in 38 plays, including TIME which he wrote, produced, directed, and acted in September 2019. He has also released three hip-hop mixtapes and is an educator for Guilford County Schools. He's currently the host and creator of ADQ'S RENAISSANCE podcast, in which he aims to connect all black artists of all platforms. Connect with Adrian YouTube: https://www.youtube.com/@AdrianDionQuarles Resources & Links Visit our website: https://moneytalkwitht.com Previous episode: Overcoming Homelessness & Mental Health with Adrian Quarles This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacyOP3 - https://op3.dev/privacy

Need a career change? Join Tiffany Grant on her podcast to learn tips and strategies for successfully changing careers. Hear from Tiffany about the importance of identifying transferable skills, finding the right resources, and how to balance financial security while taking this leap in your professional life. She'll also discuss potential challenges and ways to tackle them with courage. Get ready for some inspiring advice that'll help you pursue your dream career! Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit here: https://www.moneytalkwitht.com/asktiffany If you need help talking through your career pivot, I would be happy to help! Be sure to book a consultation to see how I can help: https://academy.moneytalkwitht.com/15-minute-consultation Additional Resources How To Quit a Job Without Damaging Your Career The Career Toolkit with Mark Herschberg | Ep. 97 Visit our website for more career tools and resources: https://moneytalkwitht.com This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacyOP3 - https://op3.dev/privacy

Are you looking for ways to make money online? Have you ever considered selling on eBay? In this episode, Jason Butler shares his personal experience of selling on eBay with great success. He gives valuable tips and insights that will help you get started right away! He'll tell you how to scan UPC barcodes in stores to determine the value of an item before purchasing it for resale and how to use other sales sites like Poshmark and Makari to get insight into what items could sell well on eBay. Learn the top highest-selling items, how current economic situations can affect your sales, strategies for speeding up the sale process, and so much more in this must-listen guide for selling on eBay! About Our Guest Jason Butler is a side hustler and website owner. He runs My Money Chronicles, a website that discusses personal finance, side hustles, travel, and more. Jason is a graduate of Savannah State University. He is in the process of eliminating $72,000 worth of debt. Connect With Jason Twitter: @Money_Chronicle Instagram: @mymoneychronicles1 Facebook: My Money Chronicles 1 Additional Resources Tiffany's Swag on Etsy: https://www.etsy.com/shop/MoneyTalkWithTiff Visit our site: https://moneytalkwitht.com List of Passive Income Ideas: https://moneytalkwitht.com/blog/passive-income-ideas/ List of Jobs for 13-Year-Olds: https://moneytalkwitht.com/blog/59-jobs-for-13-year-olds/ This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacyOP3 - https://op3.dev/privacy

Are you looking for tips on how to negotiate better? Tiffany is here to help! In this episode, she outlines 15 tips for improving your negotiation skills. She covers every step of the process, from doing research and developing confidence to handling actual negotiations. From understanding the market and setting clear objectives to confidence poses and practicing active listening, Tiffany will teach you how to ace any negotiation. Listen and learn how to get the best deal every time! Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit here: https://www.moneytalkwitht.com/asktiffany Additional Resources How To Become A Better Negotiator So They Can't Say No I would love to help you negotiate your next raise or job! Please visit https://academy.moneytalkwitht.com/15-minute-consultation to book a consultation.This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacyOP3 - https://op3.dev/privacy

Are you struggling with managing your finances and feeling overwhelmed? Learn how to automate your money to better track your expenses, investments, savings, and debt payments without the hassle. Join Tiffany Grant and financial expert Darius Smith as they discuss the importance of automation for financial success. From bill accounts to sinking funds strategies and Profit First principles - find out everything you need to know about automating your finances today! About Our Guest Darius Smith is an innovative computer engineer who found his true passion when he opened Indy's Indoor Bark Park -- the first ever indoor dog park in Indiana. While his business was initially successful, he, unfortunately, wasn't able to keep up with cash flow management. The resulting enormous debt of $170k was a powerful wake-up call that allowed Darius to discover more about personal financial success and get back on track via automation. Thanks to this life-changing discovery, Darius and his wife have been able to achieve an impressive net worth of $90k in just three short years! His story proves that anyone can turn their financial life around with dedication and discipline. Connect with Darius Visit his website: https://wealthismyworth.com Twitter: @wealthismyworth Instagram: @wealthismyworth Facebook Group: Wealth is My Worth Group Additional Resources I Will Teach You To Be Rich by Ramit Sethi Profit First by Mike Michalowicz To learn more about Profit First for business: https://moneytalkwitht.com/podcast/how-to-create-a-profitable-business-expert-tips-from-rocky-lalvani-ep-207/ Budgeting Basics: https://moneytalkwitht.com/blog/budgeting-basics/This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacyOP3 - https://op3.dev/privacy

Ready to get the lowdown on taxes and investments? In this episode, Tiffany breaks down different types of investments, explains the tax implications for each type, and offers strategies to manage or reduce your tax obligations.You'll learn about qualified and non-qualified investments, long-term capital gains tax vs. short-term taxes, and much more. Tune in now to finally understand taxes on investments!Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit here: https://www.moneytalkwitht.com/asktiffanyAdditional ResourcesVisit our website: https://moneytalkwitht.comCapital Gains (article that explains capital gains)Trusted tax professionalsCamari Ellis EA, Philly Tax Team - https://www.phillytaxteam.com/Ronnie Goode CPA, Rhythm Accounting - https://www.rhythmaccounting.com/Amber Whitehead-Gabourel EA, Whitehead Tax & Financial Services - https://www.whiteheadtax.com/Be sure to tell them Money Talk With Tiff sent you!This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacyOP3 - https://op3.dev/privacy

Are you a podcaster looking to better understand your listeners and maximize your podcast downloads? Look no further! Join us as we hear from Larry Rosin of Edison Research about the importance of choosing like-minded business partners and conducting listener surveys. Larry shares valuable insights on using download data effectively to reach more listeners and receive accurate insights into demographics, topics, and more. Plus, he cautions against certain pitfalls of podcasting research - all with the goal of helping podcasters succeed! Don't miss out on this must-listen episode for anyone involved with podcasting - listen now! About Our Guest Larry Rosin is President of Edison Research, which he co-founded in 1994. Since then, he has been a primary force in building the company into one of the world’s most respected survey research companies, with a particular specialization in media and election polling. Edison is best known as the company that performs Exit Polls for all U.S. Elections for the National Election Pool. In addition, Edison is well known for its groundbreaking media research series “The Infinite Dial” which tracks developments in digital media, and “Share of Ear” which measures all audio usage in the U.S., among many other things. Rosin is a graduate of Princeton University where he majored in Public and International Affairs, and he received an MBA from the Wharton School of Business at the University of Pennsylvania. Connect with Larry Visit the Edison Research website: https://www.edisonresearch.com/ Edison Podcast Listener Survey: https://www.edisonresearch.com/edison-research-podcast-listener-survey/ Email: [email protected] podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacyOP3 - https://op3.dev/privacy

Are you looking for ways to increase your productivity? Tiffany has your back! She is sharing her personal strategies and tips for boosting productivity - from the Eisenhower Matrix to the Pomodoro Method and 'Eat the Frog' approach, learn how you can streamline your tasks and create a manageable workflow. Discover why taking breaks is important and learn how to delegate effectively. Transform your time management skills with these helpful tips! Have questions? Reach out to Tiffany on her website. Start achieving more today! Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit here: https://www.moneytalkwitht.com/asktiffany Links & Resources Visit our site: https://moneytalkwitht.com Read more about Motion: https://moneytalkwitht.com/blog/motion-app-review/ Get Motion: https://moneytalkwitht.com/motion Focus Keeper App: https://focuskeeper.co/ How To Be Productive at Work with These 11 Best TipsThis podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacyOP3 - https://op3.dev/privacy

In this episode of "Money Talk With Tiff," Tiffany Grant sits down with financial futurist Emanuel Daniel to demystify the complex world of cryptocurrency, Central Bank Digital Currencies (CBDCs), and the FedNow program. Emanuel provides insightful explanations on the evolution of digital finance, how cryptocurrencies like Bitcoin work, and the prospective impacts of governmental digital currencies. Tiffany and Emanuel also discuss the importance of digital payment systems and the future landscape of finance. Whether you're a seasoned investor or a curious novice, this episode will equip you with a deeper understanding of these transformative financial technologies.Check out the full show notes: https://moneytalkwitht.com/podcast-show-notes/understanding-fednow/Takeaways Cryptocurrency began with Bitcoin, created by Satoshi Nakamoto, and has evolved significantly since. The concept of decentralized finance (DeFi) allows people to lend and transact without intermediaries. Central Bank Digital Currencies (CBDCs) are government-issued digital tokens that raise privacy concerns. FedNow enables instant digital payments, improving convenience for transactions in the U.S. Cryptocurrency's value is tied to its utility, not just its speculative price. The future of finance may involve more direct transactions between individuals without banks. Resources MentionedBook: "The Great Transition: The Personalization of Finance is Here" by Emanuel DanielGet $50 from CoinbaseConnect with Emanuel DanielBlog: emmanueldaniel.comTwitter: @EmmanuelDanielInstagram: @edanielmomentsFacebook: Emmanuel Daniel Asian BankerConnect with Tiffany GrantWebsite: moneytalkwitht.comInstagram: @moneytalkwithtFacebook: Money Talk With TiffTwitter: @moneytalkwithtThank you for joining us for this enlightening discussion on digital finance! Don't forget to tune in next Thursday for another episode of "Money Talk With Tiff." Until then, keep spending wise and living financially savvy!Support this PodcastCopyright 2024 Tiffany GrantThis podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacyOP3 - https://op3.dev/privacy

Feeling overwhelmed by your student loans? Don't worry - we've got you covered! Join Tiffany Grant as she breaks down the recent Supreme Court rulings, helping you understand your loan repayment options and guiding you through the best way to tackle your student loan debt. She'll explain how to assess your current financial situation, communicate with your servicer, explore loan forgiveness programs, and pay down as much of your debt as possible before September 1st. So join us and learn how to manage your student loans - before it's too late! Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit here: https://www.moneytalkwitht.com/asktiffany To book a consultation with Tiffany to find out if she can help you, visit https://academy.moneytalkwitht.com/15-minute-consultation Additional Resources https://studentaid.gov/manage-loans/forgiveness-cancellation/debt-relief-info Stress-Free Student Loans: Everything You Need To Know About Managing Your Debt | Ep. 238 My School Lost Accreditation, Now What? | Ep. 13This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacyOP3 - https://op3.dev/privacy

Are you or someone you love living with a chronic disease (1 in 3 people do)? If so, then medical bills and expenses can be a headache. Join us as we explore different ways to manage the costs of chronic diseases, including negotiating with medical providers and insurance companies, going directly to pharmaceutical manufacturers for discounts, bargaining for services and skills, and applying for financial assistance. Learn the tips you need to help make living with chronic disease more affordable! About Our Guest Barby Ingle is a best-selling author, reality personality, and lives with multiple rare and chronic diseases. Barby is a chronic pain educator, patient advocate, and president of the International Pain Foundation. She is also a motivational speaker and best-selling author on pain topics. Her blog, reality shows, and media appearances are used as a platform to help her become an e-Patient advocate, and she presents at healthcare conferences, speaking publicly, sharing her story, and educating and advocating for patients across the globe. She has received more than 25 commendations for her advocacy efforts. She is the reigning Mrs Southwest Petite USA. Connect with Barby Twitter: barbyingle Instagram: barbyingleofficial Facebook: Barby Ingle Official Additional Resources Visit Our Website Dr. Virgie Bright Ellington Demystifies Medical Bills | Ep. 228 This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacyOP3 - https://op3.dev/privacy

Do you want to build a strong personal brand and make a lasting impact in your career and business growth? Then don’t miss this episode! Tiffany Grant shares her approach to creating and using personal branding to enhance your reputation. Learn the importance of defining a unique value proposition, staying active, and being intentional with your professional image. Plus, discover how record-keeping can help you get noticed during evaluations and promotions. With this valuable advice from Tiffany, you’ll be on the fast track to achieving success in life! Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit here: https://www.moneytalkwitht.com/asktiffany To book a consultation with Tiffany to find out if she can help you, visit https://academy.moneytalkwitht.com/15-minute-consultation Additional Resources How To Become a Better Negotiator So They Can't Say No Mindset and the Art of Negotiation with Teddi Rene Building a Successful Brand with Jasmine Beard Do You Even Brand? with Octavia Harris This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacyOP3 - https://op3.dev/privacy

Thinking about getting married? You may be wondering if you should get a prenuptial agreement. In this episode, Kimberly Cook, a divorce professional, explains why prenups are for everyone—not just the rich and famous! Prenups can provide transparency and protection to both parties in case of divorce and even those with fewer assets may benefit from one. Learn more about how prenuptial agreements work, when it’s ideal to discuss one, why post-nuptial agreements exist and what to do if your state doesn’t uphold them. Tune in now for all the information you need to know about why you should get a prenup! About Our Guest Kimberly A. Cook, Esq. is a divorce attorney, Mediator, and founder of Grown Girl Divorce, LLC, a divorce resource company. She is known for successfully negotiating complex financial and custody matters while helping her clients navigate their next steps forward. Kimberly’s expertise and her unique ability to disseminate complex information in a relatable way has made her a sought-after divorce coach, speaker, and podcaster. She truly believes that everyone deserves to be in healthy and happy relationships and is on a mission to educate and empower others to make that happen. Kimberly earned her B.A. from Spelman College and her law degree from The Catholic University of America. She is a Fellow of the Academy of Matrimonial Lawyers, the country’s premier organization for family law practitioners, and an active member of American Bar Association, Jack and Jill of America, Inc., Delta Sigma Theta Sorority, and the Economic Club of Chicago. She has been featured in various publications, including, The Chicago Daily Law Bulletin, Chicago Lawyer Magazine, Crain’s Chicago, Black Enterprise, Thrive Global, and Business Insider. In recognition of her hard work and dedication to the practice, Kimberly is the recipient of several notable awards, including Crain’s Chicago Notable Minorities in Law, Super Lawyers, and Best Lawyers In America. Connect with Kimberly Instagram: growngirldivorce Facebook: Grown Girl Divorce Twitter: ggdivorce LinkedIn: Grown Girl Divorce Additional Resources The Divorce Money Guide with Tracy Coenen Money After Divorce With Krista Goodrich and Grace Everitt This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacyOP3 - https://op3.dev/privacy

Are you stuck in a dilemma about whether to pay off your debt or invest for the future? Here's a helpful discussion on balancing between paying off high-interest debt and investing. We cover topics like understanding your personal goals, and values, finding ways to make more money, and how to set small goals – all with the aim of helping you make informed financial decisions! Don't miss this valuable opportunity - join us as we discuss the options for paying off debt vs investing and take steps towards achieving financial success. Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit here: https://www.moneytalkwitht.com/asktiffany To book a consultation with Tiffany to find out if she can help you, visit https://academy.moneytalkwitht.com/15-minute-consultation Additional Resources Visit Our Website Methods to Tackle Debt Debt Payoff Planning with Brady Benware and Chris SchuermeyerThis podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacyOP3 - https://op3.dev/privacy

Are you struggling with managing student loan debt? Don't worry, you are not alone! Dorethia Kelly is here to help. In this episode, she shares her valuable insights on how to stay informed and prepared for when your student loan payment pause ends. From consolidating loans to staying up to date on current loan forgiveness programs, Dorethia provides the knowledge and tips needed to get ahead of your student debt. Get ready to take control of your student loan journey and start planning a brighter future today! About Our Guest Dorethia R. Kelly, MBA, is a nationally-recognized and award-winning financial expert and coach, specializing in helping ordinary people conquer their worst fears on the way to becoming debt free and financially independent. She is a personal finance and business coach, author, and CEO of #MoneyChat®. She is also the Founder and CEO of Work • Space • Spark, a career growth subscription box. Known for her charismatic, no-nonsense personality, Dorethia empowers people to reach their financial, entrepreneurial, and career goals with her coaching, keynotes, and online courses. A vibrant personality who takes the shame out of money convos, Dorethia explains financial terminology and complex financial concepts in easy-to-understand language—directing you each step of the way as you build a workable financial plan that guides you through every stage of life. Dorethia’s financial advice has been featured on Black Enterprise, CNBC, U.S. News, USA Today, Experian, and more. Connect with Dorethia Website: www.moneychatbook.com Twitter: @DorethiaKelly Instagram: @dorethiakelly Facebook: Dorethia Kelly Speaks Other Resources and Links Buy the book on Amazon Visit our website, www.moneytalkwitht.com, for more information and resources about student loans.This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacyOP3 - https://op3.dev/privacy

Confused about when to use a financial counselor? Have questions about the differences between an Accredited Financial Counselor (AFC) and a Certified Financial Planner (CFP)? In this episode, Tiffany will help you understand the roles of various financial professionals and determine which one is right for your needs. Learn how a financial counselor can assist you with budgeting, debt, savings, and more! Plus, find out when it's time to turn to a CFP for long-term financial security. Get informed now and make sure you're on the right track with your finances! To book a consultation with Tiffany to find out if she can help you, visit https://academy.moneytalkwitht.com/15-minute-consultation Additional Resources Get Your FREE Financial Plan What is Financial Counseling? Becoming An Accredited Financial Counselor with Rebecca WigginsThis podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacyOP3 - https://op3.dev/privacy

Are you looking to build wealth? Whether you're single or in a relationship, join Jonathan Thomas on his journey of how he and his wife were able to leverage job hopping, maximize combined income, and create financial goals that led them to faster wealth building. Hear how Jonathan took advantage of 401k matching and the importance of considering all benefits, not just salary, when making career decisions. Start building wealth today with this helpful and informative episode! About Our Guest Jonathan Thomas is an experienced banker with years in the industry. Connect with Jonathan Twitter: jthomassolution Instagram: https://www.instagram.com/jthomassolutions/ Facebook: https://www.facebook.com/groups/371296030213065/ This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacyOP3 - https://op3.dev/privacy

Are you feeling stuck in your current job? Want to make more money but don't know where to start? We get it. Join us for a conversation on how to upgrade your career and make more money! Together, we'll explore ways to gain certifications/degrees, network, get mentorships, take on extra responsibilities, build a career toolkit, and keep learning - so you can be well on your way to earning what you deserve! Don't wait any longer; listen now, and let's jumpstart your journey together. Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit here: https://www.moneytalkwitht.com/asktiffany Visit my website: moneytalkwitht.com Links and Resources Harnessing The Power Of Intrapreneurship To Take Your Career To The Next Level How To Become a Better Negotiator So They Can't Say NoThis podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacyOP3 - https://op3.dev/privacy

Are you worried about the current state of financial literacy in high schools? Yanely Espinal is here to help! In this episode, she talks about her vision for a future where students are equipped with the knowledge, strategies, and tools to make independent financial decisions. Learn more about the proposed law on incorporating financial literacy into school curriculums and why Yanely believes it should include teacher qualifications, graduation requirements, and when the subject is taught. Plus, get a sneak peek at Yanely's book "Mind Your Money," which focuses on setting money goals and adjusting one's mindset regarding money and spending habits. Tune in now to learn more about the importance of financial literacy in high schools! About Our Guest Yanely was born and raised in Brooklyn, New York, and is one of the first in her family to graduate college. After two decades of school, she still can't believe that she never had a class about making smart money decisions! Now, she's on a mission to help young people learn about personal finance in a fun and engaging way! After completing Teach For America, Yanely paired her love for teaching with her passion for financial literacy, creating a unique YouTube channel for people to engage with topics like budgeting, managing credit, saving and investing for retirement and more! Yanely serves as the Director of Educational Outreach at Next Gen Personal Finance and is a member of CNBC's Financial Wellness Advisory Council. Connect With Yanely YouTube: https://www.youtube.com/c/missbehelpful Instagram: https://www.instagram.com/missbehelpful/ Facebook: https://www.facebook.com/missbehelpful LinkedIn: https://www.linkedin.com/in/yanely-espinal-5631b735/ Buy the Book: https://amzn.to/43rQxFU Connect With Tiff Website: https://moneytalkwitht.com This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacyOP3 - https://op3.dev/privacy

Are you thinking about registering a business but unsure where to start? In this episode, Tiffany Grant, a small business expert and consultant, breaks down the basics of registering your business, including when you need an EIN (Employer Identification Number) and when you should register with your state's Secretary of State. Learn what information you need to successfully complete the registration process and avoid common mistakes so you can get your business running right from the start. Plus, find out how Tiffany can help you navigate the process with her professional consulting services. Get informed – listen now! Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit here: https://www.moneytalkwitht.com/asktiffany Links and Resources Types of Businesses Article: https://moneytalkwitht.com/blog/types-of-entrepreneurial-businesses/ Register for a Business in NC: https://www.sosnc.gov/divisions/business_registration Apply for an EIN: https://www.irs.gov/businesses/small-businesses-self-employed/apply-for-an-employer-identification-number-ein-online Business Money Makeover VIP: https://academy.moneytalkwitht.com/business-money-makeover-VIP Connect With Tiffany Website - https://moneytalkwitht.comFacebook - https://www.facebook.com/moneytalkwithT/Twitter - https://twitter.com/moneytalkwithtInstagram - https://www.instagram.com/moneytalkwitht/LinkedIn - https://www.linkedin.com/in/tiffanygrant1/YouTube - https://www.youtube.com/c/MoneyTalkWithTiff This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacyOP3 - https://op3.dev/privacy

Are you worried about the current high inflation rate? Now is the time to start thinking of strategies to use inflation to your advantage! Bronson Hill, a leading financial educator, will discuss ways of investing in oil companies, real estate, and more during these volatile times. He'll explain why diversifying investments can help you navigate through these uncertain times, as well as provide tips on how to make the most of your assets. Get ready to learn valuable information about using inflation to your financial advantage - download his free ebook "How to Use Inflation to Your Advantage" and get access to his investment group for both accredited and non-accredited investors. Don't miss out on this incredible opportunity - listen now! Visit our site for more resources: https://moneytalkwitht.com About Our Guest As the Managing Member of Bronson Equity (www.BronsonEquity.com), Bronson is a general partner in 2000 multifamily units worth over $200M. Bronson co-leads a large in-person multifamily meetup in Pasadena, CA, called FIBI Pasadena Multifamily (www.fibipasadena.com). Bronson is the host of The Mailbox Money Show, and he understands the investor mindset, having spoken individually over the phone with over 1500 investors and has raised over $30M for real estate and his ATM Machine Fund deals. Bronson is the author of How to Use Inflation to Your Advantage and is a regular contributor to YouTube and his blog. Bronson is the Capital Raising Coach at Kingdom REI, a faith-based group helping investors find deals and raise funds for large real estate deals. Connect With Bronson Facebook: https://www.facebook.com/BronsonEquity LinkedIn: https://www.linkedin.com/company/bronson-equity/mycompany Youtube: https://www.youtube.com/channel/UCc1KYJL8ZjF3GC3Wh5lYNfg Instagram: https://www.instagram.com/bronsonequity/ This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacyOP3 - https://op3.dev/privacy

Are you shopping for home insurance? It's important to make sure your coverage will last. In this episode, we share the story of a client whose insurance did not cover the full cost of rebuilding their house due to inflation and increasing home-building costs. We'll also give you valuable tips for finding the right balance between coverage and affordability when shopping for home insurance. Check it out now and protect your family and belongings with the right coverage! Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit here: https://www.moneytalkwitht.com/asktiffany This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacyOP3 - https://op3.dev/privacy

Are you wondering how you can teach little kids about money? Look no further! In this episode, Sam X Renick (aka Sammy Rabbit) and Tiffany Grant discuss some fun and effective ways to get children excited about financial literacy. From using transparent jars with a "deposit dance" to reading storybooks, learn the ins and outs of teaching kids to save money and understand financial concepts age-appropriately. With Sam's extensive background in financial services, you can trust that his advice is reliable - so join us now for some great tips on teaching your kids about money! About Our Guest Sam X Renick is an internationally recognized leader and pioneer in financial literacy. He is a source and force of knowledge and joy on great money habits. In 2001, Sam founded the “It’s a Habit!” Company and co-created children's storybook character Sammy Rabbit to make it easy for anyone to talk to and teach young children about great money habits! Since then Renick has produced one of the largest libraries in the world of financial literacy resources. It includes stories and songs like Sammy’s Big Dream, Get in the Habit, S.A.V.E. Rainy Day, Lemonade Stand, Anyone Can Be Rich, Show Your Family the Way and more. Connect with Sammy LinkedIn: Sam X Renick Twitter: @SammyRabbit1 Website: samxrenick.comThis podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacyOP3 - https://op3.dev/privacy

Are you having trouble opening a bank account? Tiffany understands, and she's here to help! She explains the most common issues that might be preventing you from getting an account, like bad credit history or previous closures, as well as several solutions. From second-chance checking accounts to prepaid cards and improving your Chexsystems score, Tiffany has ideas for making the process easier. Check out the full article on her blog and contact her with any questions. Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit here: https://www.moneytalkwitht.com/asktiffany Links I Was Denied: 6 Alternatives When You Can’t Open A Bank AccountThis podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacyOP3 - https://op3.dev/privacy

Do you want to understand how to pay your medical bills without getting taken advantage of by the US Healthcare System? Learn from Dr. Virgie Bright Ellington! In this episode, she will give you three simple steps to ensure you pay only the fair/lowest retail price for your medical services - all as per HIPAA federal law! Links and Resources Look up CPT codes: https://www.aapc.com/codes/cpt-codes-range/ Check prices: https://www.cms.gov/medicare/medicare-fee-for-service-payment/feeschedulegeninfo About Our Guest Dr. Virgie Bright Ellington is an internal medicine physician and medical billing expert. A determined patient advocate, Dr. Virgie practiced more than 20 years in primary care and psychiatric settings and as a health insurance executive. Dr. Virgie now helps patients understand complex medical procedures, communicate effectively with their healthcare providers, and avoid financial devastation from crushing medical bills through her "What Your Doctor Wants You to Know" series. She is the author of What Your Doctor Wants You to Know to CRUSH MEDICAL DEBT and the host of the weekly "HEALTH, WELLNESS & MEDICAL BILLS" show on the VoiceAmerica radio network. Connect with Dr. Virgie Twitter: therealdrvirgie Instagram: therealdrvirgie Facebook: therealdrvirgie Don't forget to rate, review, and subscribe to the podcast. If this episode was helpful, share it and spread the love!This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacyOP3 - https://op3.dev/privacy

Struggling to keep your business budget under control? Learn the importance of budgeting, the steps to create an effective budget, common mistakes to avoid, and strategies to stick to your budget to make better financial decisions for your business. Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit here: https://www.moneytalkwitht.com/asktiffany Resources & Links Business Money Makeover 3-Month Program Connect with Tiff Blog Facebook Twitter Instagram LinkedIn YouTube Pinterest This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacyOP3 - https://op3.dev/privacy

Every parent wants the best for their kids, but teaching them about money management can be daunting. In this interview, Clifton Corbin reveals his BEST advice on successfully talking to young children about money. Learn how you can help your kids become financially savvy and make smart decisions about their future. Get the answers now and give your kids a head start on their financial journey! About Our Guest Clifton D. Corbin is a Registered Financial Consultant (RFC®) who leverages his extensive knowledge of economics, finance, and business to help others achieve their financial goals. With over 20 years of experience managing million-dollar budgets and an MBA, Clifton has devoted himself to educating and guiding the public on how to make sound financial decisions. His mission is to create a supportive community where people can empower themselves with the knowledge they need to succeed in their personal finances. Clifton’s inclusive approach, along with his warm and inviting attitude will help you feel comfortable while learning how to plan for your future. Connect With Clifton Kid's Book: kidsmoneyworkbook.com Website: CliftonCorbin.com Instagram: cdcorbin_ Facebook: Clifton D Corbin Twitter: cdcorbinThis podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacyOP3 - https://op3.dev/privacy

Are you a small business owner looking to tackle the complexities of accounting? Then you're in the right place! In this episode, I explore common accounting mistakes that can cost your business money. Learn to identify and avoid these costly errors with practical tips and advice. Don't let accounting mistakes be what stands between you and success - start listening now! Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit here: https://www.moneytalkwitht.com/asktiffany Links Accounting & Bookkeeping Article: https://moneytalkwitht.com/blog/accounting-and-bookkeeping-services/ Business Money Makeover: https://academy.moneytalkwitht.com/business-money-makeoverThis podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacyOP3 - https://op3.dev/privacy

Are you looking for creative ways to monetize your podcast? Look no further! Patrick Hill from Disctopia is here to share his 3 surprising strategies to help you get started. Learn how to increase your revenue and grow your podcast in a way that works best for you (even with minimal downloads). Don't miss out on this amazing opportunity to hear firsthand from an expert! About Our Guest Welcome to the exciting world of Disctopia! This dynamic streaming platform and podcast hosting company is dedicated to empowering content creators like you. They offer a suite of services and tools, including advanced podcast hosting, enterprise content delivery, and over 50 integrations to streamline your workflow and help you reach wider audiences. With a focus on curation and quality, Disctopia offers access to the best tools and resources to boost your business and create content that connects with your listeners. Whether you're a seasoned pro or just starting out, Disctopia is the perfect partner to help you build a thriving online presence. Connect with Patrick Website: disctopia.com All social media: @disctopia Email: [email protected] podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacyOP3 - https://op3.dev/privacy

Are you looking for some passive income ideas that actually work? Looking to free up your time and make money while doing it? Well, I have tried and tested passive income ideas that actually worked for me! From creative side hustles to smart investments, I'm sure you'll find something that works for you. Tune in now and start building a different, more secure financial future. Expanded list of 40 Passive Income Ideas: https://moneytalkwitht.com/blog/passive-income-ideas/ Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit here: https://www.moneytalkwitht.com/asktiffanyThis podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacyOP3 - https://op3.dev/privacy

Are money and wealth the key to happiness? Dr. Michael Thomas believes it's not that simple. In his new book "Black Financial Culture Building Wealth From the Inside Out" he dives into how financial freedom must be paired with internal wisdom for true fulfillment. Don't miss this exclusive look at how prioritizing money within a capitalistic system can be an invaluable tool for success - and why understanding the 'why' behind our financial habits is essential for unlocking true potential and power. Don't miss this chance to take charge of your finances, and make sure that money works for you! About Our Guest Michael G. Thomas Jr., Ph.D., is an Accredited Financial Counselor (AFC®) and a lecturer at the University of Georgia. His research focuses on financial empathy and self-compassion, data visualization's effects on financial behavior, and the connection between brain function and money. Dr. Thomas's philosophy on how to effectively interact with money can be summed up in his Ted Talk: Financial Empathy: Understanding the Story Beneath the Numbers. Utilizing financial empathy as a process for active listening and the creation of client-focused financial recommendations are reflected in two financial literacy and capability programs he helped create: Money Dawgs and Discovering Money Solutions. Dr. Thomas is also the founder of Modom Solutions - a virtual financial coaching service he has been providing since 2015. He is also an author of the book Black Financial Culture: Building Wealth from the Inside Out. To learn more, visit his website: www.BlackFinancialCulture.com Connect With Dr. Thomas Twitter: @ModomSolutions Instagram: @ModomSolutions Facebook: @ModomSolutionsThis podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacyOP3 - https://op3.dev/privacy

Are you a small business owner looking for grants? Maybe you've heard the myths out there about them being impossible to get, but that's just wrong! In this episode, we'll help you understand what grants for small businesses are REALLY all about. Listen now and discover why these grants can be the key to unlocking your business's potential and helping your business thrive! Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit here: https://www.moneytalkwitht.com/asktiffany Learn more about the Business Money Makeover ProgramThis podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacyOP3 - https://op3.dev/privacy

Self-care is so important, but it's often one of the first things to go when feeling overwhelmed. In this episode, Unique shares her tips for how to make self-care a priority in your life, even when you don't feel like it! About Our Guest Unique Figueroa is here to help you dive into your most authentic self! She's the brains behind "Becoming Unique"- a lifestyle experience that inspires us all to live life with high vibrations and strive for ultimate well-being. Podcasts, affirmation teas & her own Self-Care workbook are just some of the amazing tools she provides so we can truly become our fullest selves. After finally deciding it was time to step into her true identity -she aptly christened herself ‘Becoming Unique’! Through courageously exploring both personal growth & love practices plus writing an inspiring book – this powerful author/podcaster/entrepreneur aims to empower everyone to discover their true essence… Let's get ready for real transformation; It’s Becoming YOU(nique)! Connect with Unique Website - https://www.becomingunique.com/becomingunique Facebook - Becoming Unique Podcast Instagram - Becoming__UniqueThis podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacyOP3 - https://op3.dev/privacy

What are estimated taxes? I break it down in this episode and explain everything you need to know! You'll learn what they are, when to pay them, how to calculate them, and more. So whether you're a business owner or an individual, this episode is for you! Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit here: https://www.moneytalkwitht.com/asktiffanyThis podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacyOP3 - https://op3.dev/privacy

In this episode, Brandon Neely introduces you to the infinite banking concept – a powerful way to grow wealth using insurance products and strategies. If you're looking for a more innovative way to save and invest your money, this episode is for you! About Our Guest Brandon Neely is an entrepreneur, Profit First and Bank On Yourself Professional, and the co-host of Wealth Wisdom Financial Podcast with his wife, Amanda Neely. They founded and managed Overflow Coffee Bar, L3C, from 2008 through 2018. Now, they share their experiential knowledge through podcasting, developing personalized financial strategies for individuals and couples and profitability strategies for businesses. Connect with Brandon Instagram - @wealthwisdomfp Facebook - Wealth Wisdom Financial Key Takeaways Brandon Neely discussed infinite banking, a high cash value, whole life insurance policy that pays dividends and can be used to build a line of credit. It is not an investment but a savings vehicle; the critical indicator is finding someone specializing in it. One can access capital with it at a low-interest rate to pay off high-interest debt, cover emergency expenses and taxes, or purchase an asset without going to a bank. Monthly payments are subject to your budget, and if you cannot afford them, options include reducing payment or lowering policy premiums. This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacyOP3 - https://op3.dev/privacy

Ever wondered, "Hey, does my credit score actually matter? Do I really need to care about it? Or is it just another number the world has cooked up?" Well, you're in luck! In this fun and informative episode, we explore the significance of your credit score and the various reasons behind its importance. From lending and financing to landing that dream job, we delve into how credit scores can impact different aspects of your life. Spoiler alert: It really does depend... But don't worry, we'll explain why! Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit here: https://www.moneytalkwitht.com/asktiffany Key Takeaways Credit score matters if one is looking for lending, financing or even a job; as employers may pull credit reports/scores. Insurance companies also use credit scores to determine rates. If one has all the stuff they need and isn't looking for financing or debt, then the credit score isn't too important. However, it's wise to maintain one's credit score anyway, as one never knows what they might need or want in the future. Connect with Tiffany Website - https://www.moneytalkwitht.com Facebook - Money Talk With Tiff Twitter - @moneytalkwitht Instagram - @moneytalkwitht LinkedIn - https://www.linkedin.com/in/tiffanygrant1/ YouTube - Money Talk With Tiff Pinterest - @moneytalkwitht TikTok - @moneytalkwithtThis podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacyOP3 - https://op3.dev/privacy

Money is a touchy subject for a lot of people. But it doesn't have to be! In this episode, I give six tips for how to talk about money with your spouse or loved ones in a way that will keep the conversation open and positive. Check out the episode now for some great advice on how to make money conversations less awkward and more fun! Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit here: https://www.moneytalkwitht.com/asktiffany Key Takeaways Have an open and honest conversation about money, including what goals you have to make sure you stick with them. Set expectations for who will be responsible for different tasks related to money management. Schedule regular money meetings to stay on the same page. Practice empathy when discussing finances, as all parties may not come from the same situation or have the same opinions/concerns. Make a plan for how to handle disagreements that may arise when talking about finances. Work together to set short-term and long-term goals separately and as a unit. This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacyOP3 - https://op3.dev/privacy

Nia Adams is a personal finance expert and single mom who has been through tough financial times. In this episode, she shares her story and offers tips on overcoming any financial hurdles you might face. If you're struggling financially, don't give up! Listen to this episode for inspiration and advice from a successful single mom. About Our Guest Nia is the creator and founder of Perspectives, a personal finance education brand. A Speaker, Real Estate Investor, and Author. Financial obstacles and triumphs of her own inspired Nia to become a personal finance educator. She uses her own story, education, and experiences to help individuals of all ages with tools and resources, empowering them to achieve financial stability by changing their relationship with money. She is the founder of The Money Mastery Academy and The Money Moves Program, and the author of Life is Short, Buy the House. Nia is a Certified Financial Education Instructor, and holds a MBA in Finance from Keller Graduate School of Management. Nia attended Chicago State University, where she obtained her Bachelors of Science in Business Administration in 2014. Connect with Nia Twitter Instagram Facebook Key Takeaways Nia Adams is a single mom finance expert who overcame her own financial speed bumps. At age 23, she started working at the post office and had two maxed-out credit cards. After 2 years of studying and learning, she was pre-approved for her first house but suffered a work injury 6 weeks later. The lengthy time off work without a full salary led to her inability to make mortgage payments and foreclosure of the home. To start fresh, Nia filed for bankruptcy, downsized to a smaller apartment, and worked to prevent another similar situation from happening in the future. This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacyOP3 - https://op3.dev/privacy

Are you trying to figure out how much money you need to save for retirement? This can be a tough question to answer, but it's important! In this episode, I share the best way to figure out how much money you need to save and some tips on how to make it happen. Enjoy! Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit here: https://www.moneytalkwitht.com/asktiffany Key Takeaways When calculating how much to save for retirement, consider the age you plan to retire and ensure the money lasts until the end of life expectancy. Determine what your desired lifestyle in retirement will be and calculate how much income you need each year to maintain this lifestyle. Think about your expected sources of retirement income, such as pensions, annuities, social security benefits, etc. Consider how much risk you can tolerate with your investments depending on how close you are to retirement age. Ask yourself if you want to keep working part-time after retiring and if tax deferral strategies such as 401ks or Roth IRAs should be used for retirement planning. Factor in any other expenses, such as healthcare and long-term care costs. This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacyOP3 - https://op3.dev/privacy

If you're looking to achieve long-term financial wellness, you need to make sure all four of its key components are in check! In this episode of Money Talk With Tiff, expert guest Steven M. Hughes discusses each one and provides helpful tips for getting on track. Don't miss it! About Our Guest Steven M. Hughes is a Financial Therapist, Reiki Master Teacher, and professional speaker who helps 1-on-1 clients and corporate teams move their finances--and lives--forward. He has served as a financial expert for Google, Airbnb, Tiffany & Co., and more to help audiences reduce their stress around money and achieve lasting financial wellness. Steven is also the founder of the non-profit Know Money®, which exists to help Black college students avoid financial pitfalls and build healthy money mindsets and behaviors. Connect With Steven Twitter: @knowmoneysteve Instagram: @stevenmhughes Facebook: knowmoneysteve Key Takeaways Stephen M. Hughes and Tiffany discussed the four components of financial wellness: Awareness, Education, Action, and Mindfulness. Awareness is being in the right frame of mind to make conscious decisions about money. Education is a greater understanding of financial concepts beyond the basics, such as budgeting and savings. It includes more complex topics like insurance, estate planning, investment strategies, etc. Action involves taking steps to improve one's own financial situation through research or professional guidance; it is considered the most critical step in financial wellness by the speaker. Mindfulness is an understanding that our emotions are intertwined with money matters; it contributes to overall well-being and should be considered when making decisions about finances. This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacyOP3 - https://op3.dev/privacy