Money Reimagined

This episode is sponsored by EY. On this episode of “Money Reimagined,” we are embarking on Part 2 of Michael Casey and Sheila Warren’s conversation into the world of bitcoin and climate change with environmentalist and bitcoin mining OG Troy Cross, Professor of Philosophy and Humanities at Reed College and a Fellow at the Bitcoin Policy Institute. From our Sponsor: EY blockchain solutions can transform the business lifecycle for digital ecosystems, by promoting trust, transparency, privacy and efficiency. EY: Helping you build a better working world. Find out more at blockchain.ey.com Money Reimagined has been produced and edited by senior producer Michele Musso and our executive producer is Jared Schwartz. Our theme song is “AITA” by Neon Beach. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This episode is sponsored by EY. Join Michael Casey and Sheila Warren on this episode of “Money Reimagined,” as they delve into the multifaceted world of digital money and explore the intricate dynamics that shape its scene with Head of Policy and Government Relations Riccardo Ricchi of The Payments Association located in the UK. Together they unravel the differences between stablecoins, cryptocurrencies, and CBDCs, shedding light on the diverse forms of digital currencies that exist. Data privacy and surveillance concerns take center stage as they discuss the implications of a digitized monetary system on personal information and surveillance practices. Their conversation will take you on a journey through the evolution of Bitcoin and stablecoins, recognizing their significance as the next generation of money. Finally, the role of regulation is examined in embracing programmable digital assets and the challenges and opportunities it presents in this ever-evolving financial landscape. Join us as we explore these thought-provoking topics and navigate the exciting future of digital money. SUMMARY: Introduction to, central bank digital currencies, stablecoins and crypto. (0:00) Innovation is unstoppable, it's happening. (2:44) Differences between stablecoins, CBDCs and crypto. (8:06) Programmable money and digital money. (13:48) The conflation of programmable money. (16:21) The idea of choice in India. (22:55) The impact of CBDCs on banks. (27:29) Banking disintermediation. (29:36) The Policy Crisis. (33:08) LINKS: thepaymentsassociation.org Article from CD: Crypto Industry Asks UK to Think Globally as Government Closes Consultation on Proposed Rule From our Sponsor: EY blockchain solutions can transform the business lifecycle for digital ecosystems, by promoting trust, transparency, privacy and efficiency. EY: Helping you build a better working world. Find out more at blockchain.ey.com Money Reimagined has been produced and edited by senior producer Michele Musso and our executive producer is Jared Schwartz. Our theme song is “AITA” by Neon Beach. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This episode is sponsored by EY. We are celebrating CoinDesk's 10-year anniversary of reporting on the crypto and bitcoin community this week. So on this episode of “Money Reimagined,” Michael Casey and Sheila Warren dive deep into the world of Bitcoin mining and the fight against climate change with environmentalist and Bitcoin mining OG Troy Cross, Professor of Philosophy and Humanities at Reed College and a Fellow at the Bitcoin Policy Institute. From our Sponsor: EY blockchain solutions can transform the business lifecycle for digital ecosystems, by promoting trust, transparency, privacy and efficiency. EY: Helping you build a better working world. Find out more at blockchain.ey.com - Money Reimagined has been produced and edited by senior producer Michele Musso and our executive producer is Jared Schwartz. Our theme song is “AITA” by Neon Beach. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This episode is sponsored by EY. On this episode of “Money Reimagined,” Michael Casey and Sheila Warren have a summation of, as Sheila calls it a ‘Consensus Hootenanny’; Consensus 2023. Through its Consensus 2023 app, Coindesk surveyed its attendees about their opinions on the state of crypto. Casey and Warren go right to the heart of most attendees' concerns about regulation and policy for crypto and the implications for the SEC. Coindesk Conference, Consensus2023 Consensus Hootenanny Results 1:01 Annual conference held in Texas. Conference circuit is back in full play. Survey results, regulation, policy and public image. Global survey results are healthier. Regulation and policy are moving to the forefront. 3:49 Regulation and policy moving to the forefront in the fintech space. Fintech vs crypto. Crypto and the implications for the SEC. The role of the judiciary. Regulation and policy is essential in the crypto industry. The battle of the age. What is the government’s role in regulation? 9:57 Other governments and regulators are ahead of us. Dysfunction in the US legislature. The checks and balances of a functioning system. The activist supreme court and judiciary system. The role of experts in the CFTC. 14:45 Expert selection and tenure of the leadership. The idea of chevron deference. Crypto is getting caught up in the litigation. Grayscale lawsuit against crypto companies. Impact litigation and how it impacts the law. 18:57 Impact litigation is a bigger minefield than traditional litigation. Low-c conservatives and activist judges. Regulation and policy are top of mind in the United States. Regulation in the crypto industry. How should crypto companies respond to recent regulatory actions? 22:56 How US companies should respond to recent regulatory actions. Us-based businesses vs non-us-based firms. Regulation is a big reason why companies choose to locate in the US. Regulatory clarity. Regulation and Regulation. 27:00 Regulators have won the battle for the crypto industry. The challenges of KYC. More people are coming around to the idea of regulation as a catalyst for growth. The importance of regulation in the United States. From our Sponsor: EY blockchain solutions can transform the business lifecycle for digital ecosystems, by promoting trust, transparency, privacy and efficiency. EY: Helping you build a better working world. Find out more at blockchain.ey.com - Money Reimagined has been produced and edited by senior producer Michele Musso and our executive producer is Jared Schwartz. Our theme song is “AITA” by Neon Beach. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This episode is sponsored by EY and Brave. “Money Reimagined” comes to you from the Brave Podcast Studio at Consensus 2023. Brave is the privacy browser used by almost 60 million people worldwide. It has everything you need to stay safe online. Check them out at brave.com. Sheila Warren is live from Consensus 2023 in Austin, Texas, talking to Magatte Wade, author, entrepreneur and CEO of “Skin Is Skin,” focusing on creating positive change in Africa. See Also: Skin Is Skin - EY blockchain solutions can transform the business lifecycle for digital ecosystems, by promoting trust, transparency, privacy and efficiency. EY: Helping you build a better working world. Find out more at blockchain.ey.com Brave is the privacy browser used by almost 60 million people worldwide. The built-in Brave Wallet is your secure passport to Web3. It supports over 100 chains, fiat purchases, swaps, NFTs, and even connects with other wallets and DApps. All right in your browser. No risky extensions, no spoofing. Learn more at brave.com/wallet. - Money Reimagined has been produced by senior producer Michele Musso, edited by Ryan Huntington and our executive producer is Jared Schwartz. Our theme song is “AITA” by Neon Beach. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This episode is sponsored by EY and Brave. On this episode of “Money Reimagined,” Michael Casey and Sheila Warren dive right into Gary Gensler's response to a question of law by Rep. Patrick McHenry during the House oversight hearing of Gensler’s Securities and Exchange Commission earlier this week. Sheila and Michael discuss partisanship, climate disclosures, and the role of the SEC. A reshaping is taking place of what powers administrative agencies are allowed and the defined responsibilities of Congress and the courts. In this episode Michael and Sheila discuss: Gensler's response to a question of law by Rep. Patrick McHenry Partisanship, climate disclosures and the role of the SEC The role of government How crypto is getting politicized The role of regulators in the future Regulation by enforcement after the fact The second time in the crypto industry that unscrupulous actors are engaging in activities that hurt people Pro-regulatory stance on regulation The progressive pro-regulator stance on this issue The shadow of the threat Responsible actors: good and bad No accommodation for innovation The sword of Damocles hanging over U.S. partners The CFTC action against Binance Regulation and innovation Recognizing the pain that people felt in California The need for regulation and innovation Let open-source, permissionless innovation happen in a constructive way. Crypto is a proxy for other issues. Inter-agency territoriality Inter-agency territorial conflict between SEC and CFTC Importance of context in these conversations Early warning sign with ICOs in 2017 Regulation needs to differentiate between good and bad actors Regulation of digital assets and licensing Bermuda's strict licensing requirements The massive erosion of trust after FTX Joint responsibility of regulators and the industry Crypto is not as partisan as it seems. The problem with simplistic black-and-white solutions. Nuance always gets lost, and that's part of the problem. See Also: YouTube - Hearing Entitled: Oversight of the Securities and Exchange Commission From our sponsors: EY blockchain solutions can transform the business lifecycle for digital ecosystems, by promoting trust, transparency, privacy and efficiency. EY: Helping you build a better working world. Find out more at blockchain.ey.com Brave is the privacy browser used by almost 60 million people worldwide. The built-in Brave Wallet is your secure passport to Web3. It supports over 100 chains, fiat purchases, swaps, NFTs, and even connects with other wallets and DApps. All right in your browser. No risky extensions, no spoofing. Learn more at brave.com/wallet. - Money Reimagined has been produced and edited by senior producer Michele Musso and our executive producer is Jared Schwartz. Our theme song is “AITA” by Neon Beach. Join the most important conversation in crypto and Web3 at Consensus 2023, happening April 26-28 in Austin, Texas. Come and immerse yourself in all that Web3, crypto, blockchain and the metaverse have to offer. Use code MONEYREIMAGINED to get 15% off your pass. Visit coindesk.com/consensus. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This episode is sponsored by EY and Brave. In the last few months, artificial intelligence (AI) has grown exponentially and rapidly, raising concerns over its safety and the adverse consequences it may have on society if it is not addressed. However, the application of artificial intelligence in the crypto space has many exciting advantages. With artificial intelligence, trading algorithms can analyze vast amounts of data and make informed decisions about buying and selling cryptocurrencies. Cryptocurrency fraud can be detected and prevented using artificial intelligence. Blockchain networks can be optimized using artificial intelligence. Furthermore, AI can even enhance the privacy and security of cryptocurrency transactions. So what is all the fuss about if AI can bring all this good? There are potential drawbacks and negative aspects to consider. Some of the main negatives of AI include job displacement, bias and discrimination, privacy concerns, dependence and overreliance, ethical concerns, and lack of transparency and regulation. On this episode of “Money Reimagined,” to help unpack this important topic of AI ownership and distribution, Michael Casey and Sheila Warren speak to Jacob Steeves, founder of Bittensor, an open-source protocol that powers a decentralized, blockchain-based machine learning network. Casey jumps right into the discussion of the controversial op-ed of Eliezer Yudkowsky, author, founder, and leading thinker in the AI space, and its impact on the AI community. On this show Michael and Sheila discuss: Connective threads of drama. 2:38 What happens when you know that you’re right? 4:54 The rise of Ai and the potential for regulation. 5:29 How do we establish a decentralized world? 7:15 What is the difference between absolute and extreme thinking? 9:27 Ethical and intellectual perspectives. 10:50 The core thesis of the paper. 14:26 The core premise of Bittensor.io. 15:33 The governance question around open AI. 19.03 The problem with Web 3.0. 25:28 Capitalism vs. Governance. 28:50 The bias of people who get into cryptocurrency. 33:47 The positive vision of AI. 35:35 Protecting the status quo vs. imperialism. 38:19 See Also: General documentation: https://docs.bittensor.com Bittensor whitepaper: https://drive.google.com/file/d/1VnsobL6lIAAqcA1_Tbm8AYIQscfJV4KU/view Academic paper (NeuralIPS 2022 publication): https://ai-secure.github.io/DMLW2022/assets/papers/6.pdf Slideslive Video: https://nips.cc/virtual/2022/62821 - EY blockchain solutions can transform the business lifecycle for digital ecosystems, by promoting trust, transparency, privacy and efficiency. EY: Helping you build a better working world. Find out more at blockchain.ey.com Brave is the privacy browser used by almost 60 million people worldwide. The built-in Brave Wallet is your secure passport to Web3. It supports over 100 chains, fiat purchases, swaps, NFTs, and even connects with other wallets and DApps. All right in your browser. No risky extensions, no spoofing. Learn more at brave.com/wallet. - Money Reimagined has been produced and edited by senior producer Michele Musso and our executive producer is Jared Schwartz. Our theme song is “AITA” by Neon Beach. Join the most important conversation in crypto and Web3 at Consensus 2023, happening April 26-28 in Austin, Texas. Come and immerse yourself in all that Web3, crypto, blockchain and the metaverse have to offer. Use code MONEYREIMAGINED to get 15% off your pass. Visit coindesk.com/consensus. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This episode is sponsored by EY and Brave. What are the ongoing efforts, particularly in the United States and Europe, to regulate and control the use of cryptocurrencies and related technologies? Governments may contend that these efforts are necessary to prevent illegal activities such as money laundering, terrorism financing and tax evasion. However, proponents of cryptocurrencies argue that such efforts are misguided and threaten individual privacy and freedom. The “War on Crypto” issue remains concerning, specifically in the U.S. In this episode of “Money Reimagined,” Michael Casey and Sheila Warren discuss their take on the latest happenings in the White House’s role in innovation, the value of decentralized governance, and power structures, semiconductors and Silicon Valley, the doomsday scenario and much more. On this show Michael and Sheila discuss: The War on Crypto. The White House’s role in innovation. The value of decentralized governance and power structures. Semiconductors and Silicon Valley. The doomsday scenario. Pushing back against the digital yuan. Infrastructure investment and infrastructure. And now a pressing issue is AI. See Also: The Biden Administration Is Politicizing Crypto Coindesk Editorial: It Sure Looks Like the US Is Trying To Kill Crypto - EY blockchain solutions can transform the business lifecycle for digital ecosystems, by promoting trust, transparency, privacy and efficiency. EY: Helping you build a better working world. Find out more at blockchain.ey.com Brave is the privacy browser used by almost 60 million people worldwide. The built-in Brave Wallet is your secure passport to Web3. It supports over 100 chains, fiat purchases, swaps, NFTs, and even connects with other wallets and DApps. All right in your browser. No risky extensions, no spoofing. Learn more at brave.com/wallet. - Money Reimagined has been produced and edited by senior producer Michele Musso and our executive producer is Jared Schwartz. Our theme song is “AITA” by Neon Beach. Join the most important conversation in crypto and Web3 at Consensus 2023, happening April 26-28 in Austin, Texas. Come and immerse yourself in all that Web3, crypto, blockchain and the metaverse have to offer. Use code MONEYREIMAGINED to get 15% off your pass. Visit coindesk.com/consensus. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

There is a parallel between crypto communities and gaming communities regarding value and meaning. In this episode of “Money Reimagined,” Michael Casey and Sheila Warren will explore how gaming will drive us toward a Web3 world with Rebecca Liao, co-founder and CEO at Saga; a protocol that allows developers to take a single-tenant virtual machine and automatically launch it on a dedicated blockchain, complete with fully provisioned validators and an optimally incentivized security structure. See Also: Writings of Rebecca Liao - Michele Musso produced and edited this episode with announcements by Adam B. Levine and our executive producer, Jared Schwartz. Our theme song is “Shepard.” Join the most important conversation in crypto and Web3 at Consensus 2023, happening April 26-28 in Austin, Texas. Come and immerse yourself in all that Web3, crypto, blockchain and the metaverse have to offer. Use code MONEYREIMAGINED to get 15% off your pass. Visit coindesk.com/consensus. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Do the recent banking crises of three popular high-profile banks validate what crypto stands for? Is the U.S. falling behind in leading global policy when it comes to the current systems we use and invest in? In this episode of “Money Reimagined,” Michael Casey and Sheila Warren will explore transparency, safety and predictability within the banking industry and cryptocurrency community with Alex Thorn, head of firmwide research at Galaxy Digital, and Ram Ahluwalia, CEO and co-founder of Lumida Wealth Management. See Also: https://www.coindesk.com/consensus-magazine/2023/03/17/this-crisis-will-define-the-future-of-money/ - Michele Musso produced and edited this episode with announcements by Adam B. Levine and our executive producer, Jared Schwartz. Our theme song is “Shepard.” - Join the most important conversation in crypto and Web3 at Consensus 2023, happening April 26-28 in Austin, Texas. Come and immerse yourself in all that Web3, crypto, blockchain and the metaverse have to offer. Use code MONEYREIMAGINED to get 15% off your pass. Visit coindesk.com/consensus. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

With bitcoin and crypto's rise in popularity and value, there have been discussions about the industry's energy use, impact on the environment and sustainability measures. Energy infrastructure investments are essential as the world moves to reduce its carbon footprint. On this episode of “Money Reimagined,” Michael Casey and Sheila Warren will be exploring the cryptocurrency footprint on energy consumption with guests Margot Paez, Ph.D. candidate and Fellow at the Bitcoin Policy Institute, and Will Foxley, director of content at Compass Mining and co-host of CoinDesk’s “The Hash” on both CoinDesk TV and the CoinDesk Podcast Network. It is a big week for energy in Houston, Texas, where Sheila and Margot are reporting … CERAWeek! It is the “largest gathering of high-profile oil executives and energy ministers” in the world. CEOs and Ministers from nearly 90 countries attend the yearly conference in Houston. A record 8,000 are here, including John Kerry; John Podesta; U.S. Senators Murkowski, Manchin and Sullivan; and CEOs from BP, Shell, Chevron, Amazon Web Services and Palantir. It’s also the week of the Empower conference, which is the only bitcoin mining event with a focus on energy. See Also: https://www.courthousenews.com/environmental-impacts-of-crypto-mining-under-microscope-in-senate/ https://iowacapitaldispatch.com/2023/03/07/u-s-senate-panel-probes-how-crypto-mining-increases-energy-consumption/ - Michele Musso produced and edited this episode with announcements by Adam B. Levine and our executive producer, Jared Schwartz. Our theme song is “Shepard.” - Are you building the next big thing in Web3? Apply to pitch your project live on stage at the CoinDesk Pitchfest Powered by Google Cloud at Consensus, the industry’s most influential event happening April 26-28 in Austin, Texas. Apply by March 31 for a chance to be among the twelve finalists selected to pitch. Visit consensus.coindesk.com/pitchfest for more information. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

What is the purpose of staking? And what is the motivation? On this episode of “Money Reimagined,” Michael Casey and Sheila Warren will be exploring the ever-evolving world of staking with CoinDesk Ethereum protocol reporter Margaux Nijkerk. Some are calling it the Shanghai upgrade. Others say that technically, it’s the Capella upgrade. Still, others are merging the two and calling this the Shapella upgrade. Whatever you call it, this week’s “Money Reimagined” episode is tackling one of the more important changes to Ethereum’s core code since last year’s successful Merge to a proof-of-stake consensus mechanism. The key part of is the 32 staked ether each validator was required to lock up before and after the Merge to bootstrap the system is now being unlocked. This might sound like a nerdy topic. But thanks largely to the excellent, clear explanations of Margaux Nijkerk, the episode makes it clear that everyone should care about this as the upgrade opens up some important questions that go to the heart of crypto’s core principles: How to democratize blockchain systems so all users, not just the whales and corporate entities, have a stake (literally) in their governance and validation mechanisms Whether the Securities and Exchange Commission’s recent crackdown on Kraken’s staking-as-a-service offering in the U.S. will make it easier or harder for individuals to participate What all this means for arguably the most important principle of all: the goal of decentralization, the idea that a cabal of big players can’t ever collude to censor transactions You’ll also hear a discussion of what unlocking such a large amount of ether might mean for the token’s price, get some education on how blockchain developer communities coordinate such upgrades and are invited to contemplate what all this means for the future of crypto. See Also: ConsenSys, Developer of Ethereum Software, Says zkEVM Public Testnet to Go Live March 28 Shanghai + Capella = 'Shapella': How Ethereum Devs Now Refer to Upcoming Upgrade - Michele Musso produced and edited this episode with announcements by Adam B. Levine and our executive producer, Jared Schwartz. Our theme song is “Shepard.” - Are you building the next big thing in Web3? Apply to pitch your project live on stage at the CoinDesk Pitchfest Powered by Google Cloud at Consensus, the industry’s most influential event happening April 26-28 in Austin, Texas. Apply by March 31 for a chance to be among the twelve finalists selected to pitch. Visit consensus.coindesk.com/pitchfest for more information. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

As of late, the focus of the crypto space has been on the wrongdoing of a group of people that used the current state of this technology to take advantage of others and advance their own interests. But what about the victims? Where is the compassion for their loss and the loss of trust within the crypto space? On this episode of “Money Reimagined,” Michael Casey and Sheila Warren are together again, discussing Sheila’s recent testimony in front of the California state legislature about the current perception of the state of the crypto economy and environment; also, Michaels’ article on CoinDesk journalists who were awarded Polk Awards for the scoop and followups, that led to the collapse of Sam Bankman-Fried’s FTX crypto empire. See Also: CoinDesk's Major Award Is a Huge Moment for Us and Crypto Media Generally CoinDesk Wins a Polk Award, One of Journalism's Top Prizes, for Explosive FTX Coverage - This episode was produced and edited by Michele Musso with announcements by Adam B. Levine and our executive producer, Jared Schwartz. Our theme song is “Shepard.” - Are you building the next big thing in Web3? Apply to pitch your project live on stage at the CoinDesk Pitchfest Powered by Google Cloud at Consensus, the industry’s most influential event happening April 26-28 in Austin, Texas. Apply by March 31 for a chance to be among the twelve finalists selected to pitch. Visit consensus.coindesk.com/pitchfest for more information. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

What is the role of the U.S. dollar? Is it not just a purchasing power but a language? As the crypto economy shifts, can stablecoins keep Bitcoin's original promise in payments, foreign exchange and cross-border settlement? On this episode of “Money Reimagined,” Michael Casey speaks with Gordon Liao, chief economist at Circle, the creator and issuer of the USDC stablecoin token; and Alex McDougal, the CEO of Stablecorp, a Canadian-based company that has created the Canadian dollar-backed stablecoin QCAD, to discuss the future of payments with the integration of stablecoins in the ever-changing crypto economy. - This episode was produced and edited by Michele Musso with announcements by Adam B. Levine and our executive producer, Jared Schwartz. Our theme song is “Shepard.” - Are you building the next big thing in Web3? Apply to pitch your project live on stage at the CoinDesk Pitchfest Powered by Google Cloud at Consensus, the industry’s most influential event happening April 26-28 in Austin, Texas. Apply by March 31 for a chance to be among the twelve finalists selected to pitch. Visit consensus.coindesk.com/pitchfest for more information. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

A positive theme emerged after the FTX blowup: the survival of decentralized finance, or DeFi. On this episode of “Money Reimagined,” Michael Casey and Sheila Warren are finally together again and are joined by Colin Butler, Polygon’s global head of institutional capital, to discuss “bringing the world to Ethereum.” If you're unfamiliar with Polygon, it's a blockchain designed to interact directly with Ethereum to help improve some of its inefficiencies and scaling issues. Powered by Ethereum's blockchain, Polygon provides a bridge between different Ethereum-based projects, enabling developers to build scalable, user-friendly dapps without compromising security. - This episode was produced and edited by Michele Musso with announcements by Adam B. Levine and our executive producer, Jared Schwartz. Our theme song is “Shepard.” See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

What is the underpinning structure of money worldwide? Do we still need public money as we move into a more digital world? On this episode of “Money Reimagined,” Michael Casey, solo in Davos, Switzerland, on the sidelines of the World Economic Forum, speaks with Neha Narula, the director of the MIT Digital Currency Initiative to discuss the trends of both digitalization and innovation pertaining to stablecoins, digital currencies and the future of public money, Their conversation takes a deeper dive into the interesting way in which crypto is perceived among the establishment at the WEF. Despite there being fewer direct panels on the topic during the WEF Congress, Narula observes that every other panel on finance couldn’t avoid talking about crypto. It shows, she says, that despite the fallout from all the speculation in “token casinos,” the technology is “not going away.” Neha also shares about Project Hamilton, the experimental digital cash project that MIT is driving in partnership with the Federal Reserve Bank of Boston. It’s a digital dollar prototype idea that explores the parameters of what it means to produce “public money” with the rights that need to go along with that. She explains that in some respects it’s an effort to recreate cash, noting that “you don’t have to sign a terms of service or download an app” to use cash, and where the privacy of the user is preserved. Narula talks about how important it is that MIT convinced the Fed to adopt open-source code for the project because “this is your money and you have to be able to see what the code is doing.” See Also: TED talk on the Future of Money https://dci.mit.edu/neha-narula http://nehanarula.org - This episode was produced and edited by Michele Musso with announcements by Adam B. Levine and our executive producer, Jared Schwartz. Our theme song is “Shepard.” See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

A digital currency pre-existing bitcoin? How can new technologies such as AI help design and build green economies in all social systems? Is Identity dangerous or essential to every financial transaction? On this episode of “Money Reimagined,” Michael Casey, solo in Davos, Switzerland, at the World Economic Forum, speaks with the founder and chief strategy director at Hub Culture, Stan Stalnaker, about these topics and Hub Culture’s new emergent intelligence project Zeke.ai (using pronouns they, them, theirs), which has capabilities for deep conversations, simple problem solving and asynchronous development. - This episode was produced and edited by Michele Musso with announcements by Adam B. Levine and our executive producer, Jared Schwartz. Our theme song is “Shepard.” See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

It is true that times have changed, but the industry hasn't done itself any favors recently when it comes to its reputation. Concerning the fabric of financial services, things are never that straightforward. The last year has demonstrated that there has indeed been fraud, manipulation and illegal activity involving crypto, although not directly related to crypto. So what is next in the complicated web of financial integrity and national security? On this episode of “Money Reimagined,” while Michael Casey is in Davos, Switzerland, host Sheila Warren speaks with two of the foremost experts on this topic, Dr. Marcus Pleyer, the former president of the Financial Action Task Force and now the deputy director general of Germany’s Federal Ministry of Finance; and Yaya Fanusie, director of policy for AML and cyber risk at the Crypto Council for Innovation and an Adjunct Senior Fellow at the Center for a New American Security (CNAS). - This episode was produced and edited by Michele Musso with announcements by Adam B. Levine and our executive producer, Jared Schwartz. Our theme song is “Shepard.” See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Aren't we supposed to stop the “Sam Bankman-Frieds” of the world from doing exactly what Sam Bankman-Fried did with this technology? Has the crypto community elevated the concept of “decentralization” to the point that we have lost sight of why we are here? On this episode of “Money Reimagined,” which was recorded in December Michael Casey and Sheila Warren have a chat session, together diving into all the happenings of the crypto environment in the past year of 2022. They discuss the rise and fall of bitcoin, the distance and disparities between how the crypto universe sees things and how others see things, Ukraine, DeFi, leverage, scaling, what the past year reveals for the new year to come and much more. - This episode was produced and edited by Michele Musso, and our executive producer, Jared Schwartz. Theme song used is by "Shepard." See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This episode is sponsored by Roofstock onChain Web 3, the metaverse and non-fungible tokens (NFT) have the potential to be a force for good in the world, to improve decentralization, raise underrepresented voices and empower creators. But with a digital land grab for virtual real estate growing fast, will people soon find themselves locked out of the metaverse? On this “Best of” episode of “Money Reimagined” recorded in January 2022, hosts Michael Casey and Sheila Warren talk with Kevin Roose, New York Times tech columnist and author of “Futureproof,” a cautiously optimistic look into an automated, AI-filled and algorithmically driven future. Roose has also delved into the world of crypto: In March 2021, he wrote a column explaining non-fungible tokens (NFT), and then sold that column as an NFT for 350 ETH ($1.14 million at current prices.). “I don't think we should feel like this is going to be entirely a good thing,” says Kevin Roose. “… [I]f Web 3 is becoming more like the offline world, in the sense of being exclusive and gate-kept in the ways that our physical world has been for so long.” The future is rapidly approaching and the crypto industry is determined to establish its place in it. Web 3 is shaping up in opposition to the current Web 2, moving away from the centralized, data-driven approach of today's internet. Alongside Web 3 is the metaverse, where individuals can fragment themselves into two parts: their physical self, and their digital persona. - This episode was produced and edited by Michele Musso, and our executive producer, Jared Schwartz. Theme songs used are by Dresden the Flamingo, Ryan Saranich, 6 Music, and Afternoonz. - Roofstock onChain allows you to instantly transfer ownership of real-world homes using standard NFT smart contracts. Buy and sell homes with one click, pay with crypto, and access DeFi lending options. Find our web3 homes at onchain.roofstock.com or your favorite NFT marketplace. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This episode is sponsored by Roofstock onChain By what means do we think about identity? A substantial amount of regulation and policy work that is happening in crypto right now is about how and when one will need to classify a transaction or exchange and to what extent pre-existing rules apply in the Web3 space. On this “Best of” episode of “Money Reimagined,” recorded in September at Converge22 by Circle, Michael Casey and Sheila Warren are together to discuss the challenges of identity and verification in the U.S. and in other countries with Daniel Buchner, head of decentralized identity at Block; and Chi Nnadi, the co-founder and chief executive officer at Mara. - This episode was produced and edited by Michele Musso, and our executive producer, Jared Schwartz. Theme songs used are by Dresden the Flamingo, Ryan Saranich, 6 Music, and Afternoonz. - Roofstock onChain allows you to instantly transfer ownership of real-world homes using standard NFT smart contracts. Buy and sell homes with one click, pay with crypto, and access DeFi lending options. Find our web3 homes at onchain.roofstock.com or your favorite NFT marketplace. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This episode is sponsored by Roofstock onChain What went wrong? How could companies valued in the tens of billions of dollars a few months ago suddenly be worthless? Was everything that came before FTX a mirage? Is it nothing but a shell game? A Ponzi scheme? What let us down wasn't a technology failure; it was a human one. On this episode of “Money Reimagined,” hosts Michael Casey and Sheila Warren speak with Simon Johnson, the Ronald A. Kurtz Professor of Entrepreneurship at the MIT Sloan School of Management, and Tyler Cowen, a professor of economics at George Mason University, about what this year's crypto effect means for the future. Simon is the author of five books, including his latest, co-written with Daron Acemoglu, “Power and Progress: Our 1,000-Year Struggle over Technology and Prosperity,” which will be published in May. Tyler Cowen has 16 books written to his credit; his latest is “Talent: How to Identify Energizers, Creatives, and Winners Around the World.” - This episode was produced and edited by Michele Musso with announcements by Adam B. Levine and our executive producer, Jared Schwartz. Our theme song is “Shepard.” - Roofstock onChain allows you to instantly transfer ownership of real-world homes using standard NFT smart contracts. Buy and sell homes with one click, pay with crypto, and access DeFi lending options. Find our web3 homes at onchain.roofstock.com or your favorite NFT marketplace. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This episode is sponsored by Roofstock onChain I think it's fair to say that this year has been remarkable for crypto, as it is the ninth consecutive year that we honor people and institutions that have made a significant impact on crypto, whether for good or bad, by curating a list … CoinDesk’s Most Influential. On this episode of “Money Reimagined,” hosts Michael Casey and Sheila Warren speak with Ben Schiller, managing editor of CoinDesk’s Consensus Magazine, about the much-anticipated release of CoinDesk’s Most Influential 2022. This year's MI project is different in that it includes a non-fungible token (NFT) drop of the artwork that illustrates the stories about each list member. See also: Presenting CoinDesk's Most Influential 2022 Coindesk Got Colorful With the Most Influential 2022 NFT Collection - This episode was produced and edited by Michele Musso with announcements by Adam B. Levine and our executive producer, Jared Schwartz. Our theme song is “Shepard.” - Roofstock onChain allows you to instantly transfer ownership of real-world homes using standard NFT smart contracts. Buy and sell homes with one-click, pay with crypto, and access DeFi lending options. Find our web3 homes at onchain.roofstock.com or your favorite NFT marketplace. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This episode is sponsored by Roofstock onChain. The crypto world has been a little different every week after the fallout with FTX and the image of Sam Bankman-Fried versus the reality of what was actually happening has created distrust in the crypto industry. So where do we begin to ask the right questions to balance the need for security with privacy for the future? On this episode of “Money Reimagined,” hosts Michael Casey and Sheila Warren speak with Juan Zarate, senior adviser for Transnational Threats Project and Human Rights Initiative at CSIS, the Center for Strategic and International Studies; to discuss how crypto companies can better prepare themselves for financial risks and what is a “rogue state.” - This episode was produced and edited by Michele Musso with announcements by Adam B. Levine and our executive producer, Jared Schwartz. Our theme song is “Shepard.” - Roofstock onChain allows you to instantly transfer ownership of real-world homes using standard NFT smart contracts. Buy and sell homes with one-click, pay with crypto, and access DeFi lending options. Find our web3 homes at onchain.roofstock.com or your favorite NFT marketplace. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This episode is sponsored by Roofstock onChain This is a story of how something can appear to be what it is not. It’s a tale of a jarring contrast between the image the world had of Sam Bankman-Fried before FTX’s meltdown pushed the crypto world into a nauseating tailspin and the reality of a wildly mismanaged multibillion-dollar empire with what Bankman-Fried’s appointed successor described as an “unprecedented” failure of accounting, oversight and discipline. Before Ian Allison’s Nov. 2 CoinDesk scoop on FTX sister company Alameda Research’s suspect balance sheet, Bankman-Fried was seen as a philanthropic, well-connected, celebrity-hobnobbing, marketing-savvy leader, a wunderkind who made crypto respectable. Two weeks later, he is viewed as a laughing stock, a suspected criminal, an irresponsible, wildly underqualified, selfish child who has destroyed the livelihoods of tens of thousands. Wow. What a difference two weeks make! In this episode of Money Reimagined, host Michael Casey chats with two CoinDesk colleagues who’ve delved deeply into the SBF story: Deputy Managing Editor for Companies coverage Tracy Wang and Managing Editor for Global Policy and Regulation, Nikhilesh De. Together they dig into how the erstwhile FTX CEO could have misled the world to such a degree. They explore Bankman-Fried’s journey, how it begins with his adherence to the principles of effective altruism, a stated desire to get as rich as possible to do maximum good, and how it all seems to fall apart as FTX gets bigger. They discuss how his philanthropy, political donations, and marketing efforts hid the dark reality underneath and delve into what needs to happen, at the community level and in regulation, to protect people falling from such distortions in the future. See also: Divisions in Sam Bankman-Fried’s Crypto Empire Blur on His Trading Titan Alameda’s Balance Sheet Sam Bankman-Fried's Frequent Commenting Draws Icy Response From FTX's Restructuring Chief FTX Employees Worldwide Learned of Bankruptcy Along With the Public The FTX Collapse Looks an Awful Lot Like Enron The Long Arm of FTX This episode was produced and edited by Michele Musso with announcements by Adam B. Levine and our executive producer, Jared Schwartz. Our theme song is “Shepard.” - Roofstock onChain allows you to instantly transfer ownership of real-world homes using standard NFT smart contracts. Buy and sell homes with one-click, pay with crypto, and access DeFi lending options. Find our web3 homes at onchain.roofstock.com or your favorite NFT marketplace. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This episode is sponsored by Roofstock onChain Relm Insurance CEO Joe Ziolkowski spoke with us a few episodes ago about the growing demand for off-chain, crypto-specific insurance and the likelihood of non-crypto insurance products offered on-chain. On this episode of “Money Reimagined,” hosts Michael Casey and Sheila Warren speak with Denis Pitcher, chief fintech adviser to the Office of the Premier in the territory, and Chancellor Barnett, chairman of Jewell Bank, the first recipient of Bermuda’s digital asset banking license; to discuss the other side of Bermuda’s crypto infrastructure as an authority in “firsts” when it comes to the private sector. - This episode was produced and edited by Michele Musso with announcements by Adam B. Levine and our executive producer, Jared Schwartz. Our theme song is “Shepard.” - Roofstock onChain allows you to instantly transfer ownership of real-world homes using standard NFT smart contracts. Buy and sell homes with one-click, pay with crypto, and access DeFi lending options. Find our web3 homes at onchain.roofstock.com or your favorite NFT marketplace. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This episode is sponsored by Near. Legislative steps we're taught in civics class are only a small part of what it takes for a bill to become a law. The process of strategy negotiations and long-term thinking for future industries is complex. In addition to balancing huge agendas, lawmakers and their teams have to navigate a complex regulatory environment, all while paying attention to polling data. According to a recent study by the Crypto Council for Innovation, those who own crypto will vote for candidates who support crypto. "Money Reimagined" hosts Michael Casey and Sheila Warren speak with Alex Sternhell, founder of Sternhell Group, and Brett Quick, head of government affairs for North America at the Crypto Council, to discuss the importance of crypto in this legislative season and the upcoming midterm elections. See also: A Quarter of Americans Say Inflation, Economy Woes Sparking Interest in Crypto, Poll Finds A Majority of US Voters Want More Crypto Regulation, Poll Shows - This episode was produced and edited by Michele Musso with announcements by Adam B. Levine and our executive producer, Jared Schwartz. Our theme song is “Shepard.” - NEAR is a simple, revolutionary Web3 platform for decentralized apps, created by developers for developers. More than 700 projects are now building on NEAR’s fast, secure and infinitely scalable protocol, from DeFi apps to play-and-earn games, NFT marketplaces and more. Start your developer journey now by visiting NEAR at near.org. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This episode is sponsored by Near. The Bermuda government has taken an interesting approach to encourage the development of crypto, blockchain, and digital assets within the territory. The insurance sector is one area where Bermuda seems well-positioned to dominate crypto finance and its territory is one of the largest insurance and reinsurance hubs in the world. Does its model set the stage for other countries in the quest for viable insurance? On this episode of “Money Reimagined” host Michael Casey is at the Bermuda Tech Summit in Bermuda and is joined by his co-host Sheila Warren to speak with Joseph Ziolkowski the CEO of Relm. Relm describes itself as the leading global insurer for companies operating in new and emerging business sectors, such as digital asset/web3, cannabis, and alternative therapeutics. - This episode was produced and edited by Michele Musso with announcements by Adam B. Levine and our executive producer Jared Schwartz. Our theme song is “Shepard.” - NEAR is a simple, revolutionary Web3 platform for decentralized apps, created by developers for developers. More than 700 projects are now building on NEAR’s fast, secure and infinitely scalable protocol, from DeFi apps to play-and-earn games, NFT marketplaces and more. Start your developer journey now by visiting NEAR at near.org. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This episode is sponsored by Near. Now in the bear market, we are approaching the potential for a secure, privacy-preserving Web3. Why is it so important or even possible to have a truly portable identity now more than ever? On this episode of “Money Reimagined” hosts Michael Casey and Sheila Warren speak with Greg Kidd, a serial entrepreneur, investor, and the founder of the Hard Yaka investment group. As an early investor in companies such as Twitter, Square, Ripple, Coinbase, and Twilio, Gregg also started a digital identity company called GlobaliD. - This episode was produced and edited by Michele Musso with announcements by Adam B. Levine and our executive producer Jared Schwartz. Our theme song is “Shepard.” - NEAR is a simple, revolutionary Web3 platform for decentralized apps, created by developers for developers. More than 700 projects are now building on NEAR’s fast, secure and infinitely scalable protocol, from DeFi apps to play-and-earn games, NFT marketplaces and more. Start your developer journey now by visiting NEAR at near.org. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This episode is sponsored by Circle and Near. Over the past year, Michael and Sheila have talked quite a bit on this show about the quickly evolving crypto policy environment. A big theme in all of that has been the intersection – and quite often the clash – between the industry’s breakneck pace of innovation and regulation. As the industry grows, governments around the world are looking to get up to speed, and increasingly their actions have ramifications in the sector. One regulatory body that’s increasingly engaging with the crypto community is the Commodity Futures Trading Commission. The CFTC is an independent U.S. agency that regulates the $200+ Trillion derivatives market including futures contracts, options, and swaps. Since 1974 its mission has been to promote the integrity, resilience, and vibrancy of the U.S. derivatives markets through sound regulation. Now, based on the proposals of some legislative initiatives, it could be poised to take a leading role in the regulation of cryptocurrencies and digital assets in the U.S. – something many in the community are supporting, perhaps in the hope that it will reduce the sway of the seemingly less-friendly Securities and Exchange Commission. To help us understand what all this means, hosts Michael Casey and Sheila Warren speak with former CFTC commissioner Dawn Stump on this 100th episode of “Money Reimagined.” Dawn Stump became a commissioner in 2017 following a presidential appointment and Senate confirmation. As one of five CFTC commissioners, she helped to shape the priorities of the agency while overseeing policy direction and internal planning. In particular, she was instrumental in negotiating the reform of derivatives regulations contained in the Dodd-Frank Act and in efforts to conduct oversight of commodity and financial derivatives under the jurisdiction of the CFTC. This is a must-listen to better understand the crypto policy environment. As Dawn put it, “The impetus for regulation should not be a crisis; the impetus for regulation should be an opportunity.” - This episode was produced and edited by Michele Musso with announcements by Adam B. Levine and our executive producer Jared Schwartz. Our theme song is “Shepard.” - NEAR is a simple, revolutionary Web3 platform for decentralized apps, created by developers for developers. More than 700 projects are now building on NEAR’s fast, secure and infinitely scalable protocol, from DeFi apps to play-and-earn games, NFT marketplaces and more. Start your developer journey now by visiting NEAR at near.org. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This episode is sponsored by Circle and Near. Can financial inclusion be achieved without a bank account or a digital money solution, such as crypto? Host Michael Casey is solo on this episode of “Money Reimagined,” to speak with Brett Scott, journalist, financial hacker, activist, and author of ‘Cloud Money: Cash, Cards, Crypto and the War for Our Wallets.’ According to Scott’s thesis, digitizing money is putting humanity at risk. He argues that cash, with its unique capacity to preserve privacy and avoid central surveillance, is an important escape valve for societies to sustain their freedom. And while those concerns align with the views of many in the crypto community, Scott is not a big fan. However, if crypto is to evolve, his perspective is an important one for people to absorb. This is a must-listen episode. This episode was produced and edited by Michele Musso with announcements by Adam B. Levine and our executive producer Jared Schwartz. Our theme song is “Shepard.” - NEAR is a simple, revolutionary Web3 platform for decentralized apps, created by developers for developers. More than 700 projects are now building on NEAR’s fast, secure and infinitely scalable protocol, from DeFi apps to play-and-earn games, NFT marketplaces and more. Start your developer journey now by visiting NEAR at near.org. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This episode is sponsored by Circle and Near. By what means do we think about identity? A substantial amount of regulation and policy work that is happening in crypto right now, is about how and when one will need to classify a transaction or exchange and to what extent do pre-existing rules apply in the Web3 space. On this episode of “Money Reimagined,” hosts Michael Casey and Sheila Warren are together again but this time, at Converge22 by Circle. They discuss the challenges of identity and verification in the U.S. and in other countries with Daniel Buchner, Head of Decentralized Identity at Block; and Chi Nnadi, the Co-Founder and Chief Executive Officer at Mara. - NEAR is a simple, revolutionary Web3 platform for decentralized apps, created by developers for developers. More than 700 projects are now building on NEAR’s fast, secure and infinitely scalable protocol, from DeFi apps to play-and-earn games, NFT marketplaces and more. Start your developer journey now by visiting NEAR at near.org. - This episode was produced and edited by Michele Musso with announcements by Adam B. Levine and our executive producer is Jared Schwartz. Our theme song is “Shepard.” See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This episode is sponsored by Circle and Near. A Part 2 climate change edition from Lisbon, Portugal at Nearcon2022. On this episode of “Money Reimagined,” hosts Michael Casey and Sheila Warren are still together at Nearcon2022 for a second discussion on carbon credits and climate change. They speak with guests Robert Schmidt, chief operating officer and co-founder of Toucan, and Phil Fogel, chief blockchain officer and co-founder of FlowCarbon. - Money Reimagined listeners get a special discount on Converge22, Circle’s first annual conference on the blockchain-driven future of money. Coming this September, Converge22 is for change makers looking to build what’s next in Web3. Use the code “CoinDesk” at checkout https://hubs.li/Q01hpy4w0. - NEAR is a simple, revolutionary Web3 platform for decentralized apps, created by developers for developers. More than 700 projects are now building on NEAR’s fast, secure and infinitely scalable protocol, from DeFi apps to play-and-earn games, NFT marketplaces and more. Start your developer journey now by visiting NEAR at near.org. - I.D.E.A.S. 2022 by CoinDesk is the place to see your idea for the next big thing through – meet with leading investors, vet service providers and meet fellow visionaries at the Investing in Digital Assets and Enterprises Summit. Learn more and apply to become a presenter today: coindesk.com/ideas This episode was produced and edited by Michele Musso with announcements by Adam B. Levine and our executive producer is Jared Schwartz. Our theme song is “Shepard.” See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This episode is sponsored by Circle and Near. A climate change edition from Lisbon Portugal at Nearcon2022. “Money Reimagined,” hosts Michael Casey and Sheila Warren are together again at Nearcon2022 to discuss blockchain sustainability and the data needed to combat the concerns of climate change. This topic is “near and dear to their hearts” because Michael and Sheila co-founded CISA, the Crypto Impact Sustainability Accelerator, at The World Economic Forum precisely to focus on topics such as this and the use cases for crypto and blockchain. On this episode they speak with guests Marc Johnson, an environmental solutions architect for Protocol Labs, and Fred Fournier, CEO of Open Forest Protocol. Money Reimagined listeners get a special discount on Converge22, Circle’s first annual conference on the blockchain-driven future of money. Coming this September, Converge22 is for change makers looking to build what’s next in Web3. Use the code “CoinDesk” at checkout https://hubs.li/Q01hpy4w0. - NEAR is a simple, revolutionary Web3 platform for decentralized apps, created by developers for developers. More than 700 projects are now building on NEAR’s fast, secure and infinitely scalable protocol, from DeFi apps to play-and-earn games, NFT marketplaces and more. Start your developer journey now by visiting NEAR at near.org. - I.D.E.A.S. 2022 by CoinDesk is the place to see your idea for the next big thing through – meet with leading investors, vet service providers and meet fellow visionaries at the Investing in Digital Assets and Enterprises Summit. Learn more and apply to become a presenter today: coindesk.com/ideas This episode was produced and edited by Michele Musso with announcements by Adam B. Levine and our executive producer is Jared Schwartz. Our theme song is “Shepard.” See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This episode is sponsored by Circle and NEAR. Think tanks are research institutions with an evidence-based approach. They have recently been called upon to provide data points for crypto to support informed policy decision-making. On this episode of “Money Reimagined,” hosts Michael Casey and Sheila Warren speak with Josh Lipsky, the senior director of the Atlantic Council’s GeoEconomics Center, where he manages the Atlantic Council's CBDC's tracker project, and John Soroushian the senior associate director for technology at the Bipartisan Policy Center, to discuss the big focus areas for crypto research agendas over the next year and predictions for the upcoming congressional session. - Money Reimagined listeners get a special discount on Converge22, Circle’s first annual conference on the blockchain-driven future of money. Coming this September, Converge22 is for change makers looking to build what’s next in Web3. Use the code “CoinDesk” at checkout https://hubs.li/Q01hpy4w0. - NEAR is a simple, revolutionary Web3 platform for decentralized apps, created by developers for developers. More than 700 projects are now building on NEAR’s fast, secure and infinitely scalable protocol, from DeFi apps to play-and-earn games, NFT marketplaces and more. Start your developer journey now by visiting NEAR at near.org. - I.D.E.A.S. 2022 by CoinDesk is the place to see your idea for the next big thing through – meet with leading investors, vet service providers and meet fellow visionaries at the Investing in Digital Assets and Enterprises Summit. Learn more and apply to become a presenter today: coindesk.com/ideas This episode was produced and edited by Michele Musso with announcements by Adam B. Levine and our executive producer is Jared Schwartz. Our theme song is “Shepard.” See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This episode is sponsored by Circle and NEAR. In the attempt to contain the inflationary outbreak in the U.S. economy, the Federal Reserve’s monetary tightening by hiking interest rates will continue for some time. Recently, the U.S. central bank’s chair, Jerome Powell, made it clear that our present crypto winter was here to stay. However, this is a good time for development in the crypto space. On this episode of “Money Reimagined,” hosts Michael Casey and Sheila Warren speak with Near Foundation’s CEO, Marieke Flament. The Near Foundation is committed to expanding its ecosystem of developers and project leads working on top of the Near blockchain. Its proof-of-stake blockchain has introduced a number of the scaling solutions that Ethereum developers have been working on for years. And there is great encouragement around decentralized finance (DeFi) development. - Money Reimagined listeners get a special discount on Converge22, Circle’s first annual conference on the blockchain-driven future of money. Coming this September, Converge22 is for change makers looking to build what’s next in Web3. Use the code “CoinDesk” at checkout https://hubs.li/Q01hpy4w0. - NEAR is a simple, revolutionary Web3 platform for decentralized apps, created by developers for developers. More than 700 projects are now building on NEAR’s fast, secure and infinitely scalable protocol, from DeFi apps to play-and-earn games, NFT marketplaces and more. Start your developer journey now by visiting NEAR at near.org. I.D.E.A.S. 2022 by CoinDesk is the place to see your idea for the next big thing through – meet with leading investors, vet service providers and meet fellow visionaries at the Investing in Digital Assets and Enterprises Summit. Learn more and apply to become a presenter today: coindesk.com/ideas - This episode was produced and edited by Michele Musso with announcements by Adam B. Levine and our executive producer is Jared Schwartz. The theme song is “Shepard.” See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This episode is sponsored by Circle and NEAR. The massive web of regulations that entangle the legacy financial sector have been, in the recent past, a guidepost for governors to apply to the crypto industry. But the argument for many in the crypto community is that those same rules aren’t really applicable to crypto and decentralized finance (DeFi), especially without considerable changes. As the industry matures and seeks more clarity concerning governance and regulation, larger questions arise for the future of crypto commerce. How do we appropriately assess risk in new systems? Should regulators impose stricter constraints on crypto’s centralized finance sector? Who has regulatory authority over which assets and why? Today on “Money Reimagined,” host Sheila Warren examines alternative frameworks for regulation and world banking with Jai Massari, co-founder and chief legal officer of Lightspark; and Alexandra Barrage, partner at Davis Wright Tremaine, who also previously worked at the Federal Deposit Insurance Corp. - Money Reimagined listeners get a special discount on Converge22, Circle’s first annual conference on the blockchain-driven future of money. Coming this September, Converge22 is for change makers looking to build what’s next in Web3. Use the code “CoinDesk” at checkout https://hubs.li/Q01hpy4w0. - NEAR is a simple, revolutionary Web3 platform for decentralized apps, created by developers for developers. More than 700 projects are now building on NEAR’s fast, secure and infinitely scalable protocol, from DeFi apps to play-and-earn games, NFT marketplaces and more. Start your developer journey now by visiting NEAR at near.org. - I.D.E.A.S. 2022 by CoinDesk is the place to see your idea for the next big thing through – meet with leading investors, vet service providers and meet fellow visionaries at the Investing in Digital Assets and Enterprises Summit. Learn more and apply to become a presenter today: coindesk.com/ideas - This episode was produced and edited by Michele Musso with announcements by Adam B. Levine and our executive producer is Jared Schwartz. The theme song is “Shepard.” See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This episode is sponsored by Circle and NEAR. For many in the crypto community the practice of pseudonymity for security and privacy is common and has purpose in working toward self-sovereignty. But is there a downside of pseudonymity? In our society especially, we are all too often familiar and perhaps too comfortable with sharing our identity or at least some form of it with others and sometimes the world. Does that make it hard for us to interact with those around us who choose to remain anonymous or create an identity that allows them to be protected… to be pseudonymous? For an interesting analysis of how pseudonymity affects how we interact with people, “Money Reimagined,” hosts Michael Casey and Sheila Warren speak with guest Punk 6529. The identity and voice of the person behind this pseudonym will not be disclosed, and therefore, both the video and audio have been modulated. See also: Who You Really Are: A Conversation About Pseudonymity With Default Friend at Consensus _ Money Reimagined listeners get a special discount on Converge22, Circle’s first annual conference on the blockchain-driven future of money. Coming this September, Converge22 is for change makers looking to build what’s next in Web3. Use the code “CoinDesk” at checkout https://hubs.li/Q01hpy4w0. _ NEAR is a simple, revolutionary Web3 platform for decentralized apps, created by developers for developers. More than 700 projects are now building on NEAR’s fast, secure and infinitely scalable protocol, from DeFi apps to play-and-earn games, NFT marketplaces and more. Start your developer journey now by visiting NEAR at near.org. _ I.D.E.A.S. 2022 by CoinDesk is the place to see your idea for the next big thing through – meet with leading investors, vet service providers and meet fellow visionaries at the Investing in Digital Assets and Enterprises Summit. Learn more and apply to become a presenter today: coindesk.com/ideas This episode was produced and edited by Michele Musso with announcements by Adam B. Levine and our executive producer is Jared Schwartz. The theme song is “Shepard.” See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This episode is sponsored by Circle and NEAR. Until this year’s massive correction in token prices with the related collapse of Terra, Celsius Network and other once-big players, industry leaders could argue that a lightweight touch to regulation would allow innovation in this booming sector to flourish, however the extent of the losses has swung the balance in favor of regulators. Recently, concerns have been raised with Tornado Cash, a decentralized software that mixes ether (ETH) payments to hide users’ tracks. The usage of this Ethereum-based smart contract has been banned for all US citizens and companies since it was added to the U.S. OFAC SDN list due to North Korean hackers using the program. On today’s episode of “Money Reimagined,” discussing crypto regulation with host Michael Casey, is Tonya Evans, professor at Penn State Dickinson Law, a published author and influential crypto adviser with expertise in blockchain and crypto asset law, information privacy, administrative law and social justice. Overcompensation happens in finance and there’s a good chance it will happen with crypto. See also: Time for Crypto to Make Nice With Regulators Crypto-Mixing Service Tornado Cash Blacklisted by US Treasury What Happens When You Try to Sanction a Protocol Like Tornado Cash _ Money Reimagined listeners get a special discount on Converge22, Circle’s first annual conference on the blockchain-driven future of money. Coming this September, Converge22 is for change makers looking to build what’s next in Web3. Use the code “CoinDesk” at checkout https://hubs.li/Q01hpy4w0. _ NEAR is a simple, revolutionary Web3 platform for decentralized apps, created by developers for developers. More than 700 projects are now building on NEAR’s fast, secure and infinitely scalable protocol, from DeFi apps to play-and-earn games, NFT marketplaces and more. Start your developer journey now by visiting NEAR at near.org. _ I.D.E.A.S. 2022 by CoinDesk is the place to see your idea for the next big thing through – meet with leading investors, vet service providers and meet fellow visionaries at the Investing in Digital Assets and Enterprises Summit. Learn more and apply to become a presenter today: coindesk.com/ideas _ This episode was produced and edited by Michele Musso with announcements by Adam B. Levine and our executive producer is Jared Schwartz. The theme song is “Shepard.” See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This episode is sponsored by Circle and NEAR. What is it with sports and crypto? Crypto does reward and incentivize actions that reinforce a sense of belonging to a community that sporting institutions, athletes and fans all know well. But with this crypto winter, will fans be left with something of lasting value that enhances their engagement with their favorite teams and athletes – or are they merely being exploited for money? On today’s episode of “Money Reimagined,” to dive deeper into this topic with hosts Michael Casey and Sheila Warren are CoinDesk contributing writer Jeff Wilser and Sean O’Brien, from BuyTheBroncos DAO, which was launched to set up a fund to acquire the storied Denver football team. See also: For the Fans: How DAOs Could Change Sports How Is Being in Crypto Like Playing a Sport? - Money Reimagined listeners get a special discount on Converge22, Circle’s first annual conference on the blockchain-driven future of money. Coming this September, Converge22 is for change makers looking to build what’s next in Web3. Use the code “CoinDesk” at checkout https://hubs.li/Q01hpy4w0. - NEAR is a simple, revolutionary Web3 platform for decentralized apps, created by developers for developers. More than 700 projects are now building on NEAR’s fast, secure and infinitely scalable protocol, from DeFi apps to play-and-earn games, NFT marketplaces and more. Start your developer journey now by visiting NEAR at near.org. - This episode was produced and edited by Michele Musso with announcements by Adam B. Levine and our executive producer is Jared Schwartz. The theme song is “Shepard.” See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This episode is sponsored by Circle. Can decentralized organizations help lower the costs of medications and accelerate medical research? On today’s episode of “Money Reimagined,” host Michael Casey sits down with Genetic Networks Founder & Chairman Gennaro D'Urso to talk about his efforts to change the inefficiencies of Big Pharma by using a revolutionary DAO-like model to help fund drug discoveries and possibly cure future diseases. - Money Reimagined listeners get a special discount on Converge22, Circle’s first annual conference on the blockchain-driven future of money. Coming this September, Converge22 is for change makers looking to build what’s next in Web3. Use the code “CoinDesk” at checkout https://hubs.li/Q01hpy4w0. - This episode was produced by Nicole Link, edited by Michele Musso and announced by Adam B. Levine. Our theme song is “Shepard.” See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This crypto fallout didn’t just randomly happen. The vulnerabilities in crypto protocols for users and the protocols themselves have presented many threats. Where do we go from here? Is there a balance between security/regulation and a decentralized approach? On today’s episode of “Money Reimagined,” to dive deeper into this topic with hosts Michael Casey and Sheila Warren is Mitchell Amador, CEO and founder of Web3 security services platform Immunefi, and Timothy Massad, a former chairman of the Commodity Futures Trading Commission. Amador breaks down Immunefi’s recent second quarter report that displays the volume of crypto funds lost by the community due to hacks and scams. This episode was produced and edited by Michele Musso with announcements by Adam B. Levine. Our theme song is “Shepard.” See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

As the industry matures, how we’re communicating about the technology and who we’re communicating with is more important than ever. As more new models to help others to understand and use blockchain technology are arising around the world more and more, how do we help the less fortunate communities that this new technology is designed to serve, build and grow? On today’s episode of “Money Reimagined,” hosts Michael Casey and Sheila Warren explore this important topic with two guests who have innovative approaches to education in Africa and the Americas. To delve deeper into technology education is Oluwaseun David Adepoju, head of research at the Africa Blockchain Institute and editor of the Africa Blockchain Report; and Rhonda Eldridge, founder of Harness All Possibilities (USA) and Harness All Possibilities (Bahamas). This episode was produced and edited by Michele Musso with announcements by Adam B. Levine. Our theme song is “Shepard.” See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

At a Consensus panel from Austin, Texas, "Money Reimagined" host Michael Casey starts off the introductions of an engaging conversation with Marc Hochstein, Executive Editor at Coindesk; and Edward Snowden, a former CIA officer, and National Security Agency (NSA) consultant who is now the author of the new memoir, Permanent Record. Hochstein and Snowden discuss the importance of securing internet privacy. This episode was edited by Michele Musso with announcements by Adam B. Levine and additional production support from Eleanor Pahl. Our theme song is “Shepard.” See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

A Consensus 2022 panel from Austin, Texas, "Money Reimagined" host Michael Casey starts off the introductions of an important discussion with Emily Parker, CoinDesk's executive director of global content; the Honorable J. Christopher Giancarlo, dubbed “CryptoDad,” served as 13th Chairman of the United States Commodity Futures Trading Commission; and Neha Narula is the Director of the Digital Currency Initiative at the MIT Media Lab, to discuss the social and geo-political implications of the rise of international competition between central bank digital currencies, stablecoins and native crypto currencies. This episode was edited by Michele Musso with announcements by Adam B. Levine and additional production support from Eleanor Pahl. Our theme song is “Shepard.” See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This episode is sponsored by EY. At a Consensus panel from Austin, Texas, "Money Reimagined" host Sheila Warren sits down with Natalya Thakur, co-founder and chief operating officer of Knox Networks; Diana Biggs, chief strategy officer of Valour; and Patrick Murck, president and chief legal officer of Transparent, to discuss the pros and cons of corporate control of digital money. The panel examines the meaning of “open money.” What does it mean to our society? What is closed now, and what do we recognize as being open? How we think about corporate influence and the challenges that will arise affects our ability to be inclusive of those often excluded from legacy systems and to be mindful of our imprint on our planet. This episode was edited by Michele Musso with announcements by Adam B. Levine. Our theme song is “Shepard.” - EY is proud to sponsor “Money Reimagined.” As businesses prepare for the token economy, EY is committed to building a better working world and connecting global business ecosystems on the public Ethereum blockchain. To learn more about the EY Blockchain portfolio of products and services, visit blockchain.ey.com. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This episode is sponsored by EY. On today’s episode of “Money Reimagined,” hosts Michael Casey and Sheila Warren explore some recent work by the Bretton Woods Committee, a body that was founded in 1983 to help improve the effectiveness of international financial institutions, such as the International Monetary Fund and the World Bank. The latest brief from the Bretton Woods Committee highlights the potential blockchain technologies have in boosting privacy, lowering costs associated with international payments and remittances and advancing financial inclusion. The hosts are joined by one of the brief’s authors, Deepika Sharma, who is a director of research within the multi assets, strategies and solutions group at BlackRock; and by William Dudley, the chairman of the committee's board of directors and former president of the Federal Reserve Bank of New York. This episode was produced and edited by Michele Musso with announcements by Adam B. Levine with additional production support from Eleanor Pahl and Nia Freeman. Our theme song is “Shepard.” - EY is proud to sponsor “Money Reimagined.” As businesses prepare for the token economy, EY is committed to building a better working world and connecting global business ecosystems on the public Ethereum blockchain. To learn more about the EY Blockchain portfolio of products and services, visit blockchain.ey.com. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This episode is sponsored by EY. Live from Consensus in Austin, Texas, "Money Reimagined" hosts Michael Casey and Sheila Warren sit down with Kimbal Musk, co-founder and executive chairman of Big Green, and H.E.R. DAO Founder, Tracey Bowen to discuss their ESG projects and how DAOs are advancing them. This episode was produced and edited by Michele Musso with announcements by Adam B. Levine with additional production support from Eleanor Pahl. Our theme song is “Shepard.” - EY is proud to sponsor “Money Reimagined.” As businesses prepare for the token economy, EY is committed to building a better working world and connecting global business ecosystems on the public Ethereum blockchain. To learn more about the EY Blockchain portfolio of products and services, visit blockchain.ey.com. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This episode is sponsored by EY. In the Web 2 era of the internet, online abuse, loss of autonomy over personal data and the proliferation of disinformation are rampant. Frank McCourt, billionaire and former owner of the Los Angeles Dodgers baseball team, believes blockchain has the power to solve many of our Web 2 problems by strengthening individual autonomy and harmonizing online communities into one cohesive whole, free from abuse or misinformation. But he's not alone! This idea may seem like a long shot at first glance, given how quickly technology changes nowadays. However, there are those who believe in what McCourt is trying to do with his company-, and everyone is paying attention. McCourt, now CEO of Unfinished, joins “Money Reimagined” with Michael Casey and Sheila Warren to discuss Project Liberty, an initiative to reimagine the internet from the ground up. The future internet needs to be built with societal governance at its core. McCourt argues for entirely new protocols designed to follow the principles and governance structures researched and established to address faults within the current web. A safer internet is on the horizon, one with stronger personal data rights, decentralized power and a balance of truth, trust and transparency. This episode was produced and edited by Michele Musso with announcements by Adam B. Levine with additional production support from Eleanor Pahl. Our theme song is “Shepard.” - EY is proud to sponsor “Money Reimagined.” As businesses prepare for the token economy, EY is committed to building a better working world and connecting global business ecosystems on the public Ethereum blockchain. To learn more about the EY Blockchain portfolio of products and services, visit blockchain.ey.com. - Consensus 2022, the industry’s most influential event, is happening June 9-12 in Austin, Texas. If you’re looking to immerse yourself in the fast-moving world of crypto, Web 3 and NFTs, this is the festival experience for you. Use code MONEYREIMAGINED15 to get 15% off your GA and Pro pass at coindesk.com/consensus2022. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This episode is sponsored by EY. The future of blockchains is in question, with some experts warning that their power could be vulnerable to quantum computing techniques. The problem lies within the fact they are currently based on outdated technology and would eventually become obsolete if not updated soon enough - which means this issue needs urgent attention from developers who want their projects protected against any potential risks arising out of it! Join "Money Reimagined'' hosts Michael Casey and Sheila Warren from Davos, Switzerland, at the World Economic Forum Annual meeting, as they dive deep into this topic of Quantum computing with guest Jack Hidary of Sandbox AQ, an enterprise company combining AI and Quantum tech to solve hard problems facing society. Jack discusses how the application of these new quantum techniques to process massive amounts of data, in conjunction with blockchain-based verification systems can speed up innovation; such as improving battery storage or finding drugs which have yet to be discovered. And as Hidary suggests these new quantum techniques can accelerate computation and encryption to speeds that would have been unimaginable just 30 years ago. This will change everything we know about data storage and transmission of information- it's almost like science fiction! - EY is proud to sponsor “Money Reimagined.” As businesses prepare for the token economy, EY is committed to building a better working world and connecting global business ecosystems on the public Ethereum blockchain. To learn more about the EY Blockchain portfolio of products and services, visit blockchain.ey.com. - Consensus 2022, the industry’s most influential event, is happening June 9-12 in Austin, Texas. If you’re looking to immerse yourself in the fast-moving world of crypto, Web 3 and NFTs, this is the festival experience for you. Use code MONEYREIMAGINED15 to get 15% off your GA and Pro pass at coindesk.com/consensus2022. This episode was produced and edited by Michele Musso with announcements by Adam B. Levine. Our theme song is “Shepard.” See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.