Money Rehab with Nicole Lapin

Today, Nicole shares the biggest headlines on Wall Street and how they will affect you and your wallet. In this episode, she unpacks why people are so mad about the Cracker Barrel rebrand, why Claire's is filing for bankruptcy (again) and what's at stake in Taylor Swift's prenup. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments. All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. As part of the IRA Match Program, Public Investing will fund a 1% match of: (a) all eligible IRA transfers and 401(k) rollovers made to a Public IRA; and (b) all eligible contributions made to a Public IRA up to the account’s annual contribution limit. The matched funds must be kept in the account for at least 5 years to avoid an early removal fee. Match rate and other terms of the Match Program are subject to change at any time. See full terms⁠ ⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1890144), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. *APY as of 6/30/25, offered by Public Investing, member FINRA/SIPC. Rate subject to change. See terms of IRA Match Program here: public.com/disclosures/ira-match.

When someone passes away, their assets can get locked up in probate court—leaving loved ones stuck in a legal and financial mess. Today, Nicole breaks down what probate really means, why a will alone won’t keep your family out of it, and the smart moves you can make right now to protect what you’ve built. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments. All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1890144), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. *APY as of 6/30/25, offered by Public Investing, member FINRA/SIPC. Rate subject to change. See terms of IRA Match Program here: public.com/disclosures/ira-match.

If you get a raise, or take a distribution on a huge stock, or win the lottery, the first thing you do is celebrate. Obviously. The next thing you do is ask yourself: what do I do now? Or, better yet: what do I do now that will make this money grow into more money? That's what today’s Money Rehabber is asking herself, and Nicole helps her find answers. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments. All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1890144), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. *APY as of 6/30/25, offered by Public Investing, member FINRA/SIPC. Rate subject to change. See terms of IRA Match Program here: public.com/disclosures/ira-match.

Is being an assistant in Hollywood as wild as it looks in the movies? Warner Bailey, the founder of the popular community Assistants vs. Agents, can confirm it is— and has the stories to back it up. Years ago, while working as an assistant at a major agency, Warner created Assistants vs. Agents—a then-anonymous Instagram account that shared the real-life stories of assistants working in entertainment. Today, Warner tells Nicole how he scaled the account to over 100K followers, gathered insights about pay disparities in entertainment and unpacks the different ways transform a community into a business. Follow Assistants vs Agents Check out the AVA job board This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments. All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1890144), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. *APY as of 6/30/25, offered by Public Investing, member FINRA/SIPC. Rate subject to change. See terms of IRA Match Program here: public.com/disclosures/ira-match.

Today, Nicole shares the biggest headlines on Wall Street and how they will affect you and your wallet. In this episode, she unpacks why the U.S. government will now get a cut from Nvidia (and what the Constitution has to say about it), what Intel's very bad year means for investors, and lessons from trouble at Yieldstreet. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments. All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1890144), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. *APY as of 6/30/25, offered by Public Investing, member FINRA/SIPC. Rate subject to change. See terms of IRA Match Program here: public.com/disclosures/ira-match.

Forget the old, tired back to school shopping hacks you hear every year— today, Nicole is sharing five tips that will change the way you shop this season. Get three more back to school savings tips when you subscribe to Nicole's newsletter. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments. All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1890144), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. *APY as of 6/30/25, offered by Public Investing, member FINRA/SIPC. Rate subject to change. See terms of IRA Match Program here: public.com/disclosures/ira-match.

Today, Nicole records her first interview from her rebuilt studio—seven months after losing her home in the LA fires—and her guest, Rick Caruso, is the perfect person to mark the moment. Known for developing iconic LA institutions like The Grove and Palisades Village, Caruso has also become a key figure in the city’s wildfire recovery. Nicole and Rick break down what went wrong during the wildfires, the financial fallout for homeowners, and who should be held accountable. They also discuss how families can safeguard their homes and wealth—and of course, Nicole asks the question on everyone’s mind: will we see Rick on the ballot for mayor— or even governor? 00:00 Meet Rick Caruso 01:05 Rick Caruso's Background and Philanthropy 02:05 What Went Wrong in the LA Fires 06:17 Legal Issues and Victim Settlement Funds 08:32 Should There Be a Recall? 09:45 Do's and Don'ts of Running Government Like a Business 15:40 Steadfast LA and Community Rebuilding 22:11 Challenges with SBA Loans 23:05 Should LA Give Up the Olympics? 25:01 Caruso for Governor? 31:09 Who Doesn't Text Rick Caruso Back 36:59 Advice to Help Families Protect Themselves From Disaster 39:26 How to Show Money Rehab Some Love This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments. All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. As part of the IRA Match Program, Public Investing will fund a 1% match of: (a) all eligible IRA transfers and 401(k) rollovers made to a Public IRA; and (b) all eligible contributions made to a Public IRA up to the account’s annual contribution limit. The matched funds must be kept in the account for at least 5 years to avoid an early removal fee. Match rate and other terms of the Match Program are subject to change at any time. See full terms⁠ ⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1890144), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. *APY as of 6/30/25, offered by Public Investing, member FINRA/SIPC. Rate subject to change. See terms of IRA Match Program here: public.com/disclosures/ira-match.

Today, Nicole shares the biggest headlines on Wall Street and how they will affect you and your wallet. In this episode, she unpacks what’s at stake with the potential IPO of mortgage giants Fannie Mae and Freddie Mac, why electricity prices are going up and good news on interest rates. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments. All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. As part of the IRA Match Program, Public Investing will fund a 1% match of: (a) all eligible IRA transfers and 401(k) rollovers made to a Public IRA; and (b) all eligible contributions made to a Public IRA up to the account’s annual contribution limit. The matched funds must be kept in the account for at least 5 years to avoid an early removal fee. Match rate and other terms of the Match Program are subject to change at any time. See full terms ⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1890144), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. *APY as of 6/30/25, offered by Public Investing, member FINRA/SIPC. Rate subject to change. See terms of IRA Match Program here: public.com/disclosures/ira-match.

Have you noticed that there is a very bizarre trend happening in the entrepreneurship space? There is a very specific bro-y entrepreneur who is super into biohacking. Why is this one particular type of person so obsessed with these health hacks? And, an even bigger question: are these entrepreneurs onto something? To answer these questions, Nicole talks to Neil Parikh, one of the co-founders of Casper. Want to chat one-on-one with Neil about your business? Book him on Intro at ⁠https://intro.co/neilparikh This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments. All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. As part of the IRA Match Program, Public Investing will fund a 1% match of: (a) all eligible IRA transfers and 401(k) rollovers made to a Public IRA; and (b) all eligible contributions made to a Public IRA up to the account’s annual contribution limit. The matched funds must be kept in the account for at least 5 years to avoid an early removal fee. Match rate and other terms of the Match Program are subject to change at any time. See full terms ⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1890144), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. *APY as of 6/30/25, offered by Public Investing, member FINRA/SIPC. Rate subject to change. See terms of IRA Match Program here: public.com/disclosures/ira-match.

You probably know Pat Flynn from Smart Passive Income, the platform he created to help entrepreneurs win— but today, you'll meet a new side of him. Nicole dives into Pat’s fascinating business venture in the world of Pokémon cards and unpacks how his new book Lean Learning offers a powerful, stress-free strategy for tackling your goals. Plus, he breaks down how this framework can be a game-changer for teaching your kids financial literacy. From rare collectibles to real-world money wins, this convo will give you a fresh new way to think about making— and hitting— your financial goals. Check out Pat's latest book Learn Learning Discover Pat's Pokemon world This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments. All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. As part of the IRA Match Program, Public Investing will fund a 1% match of: (a) all eligible IRA transfers and 401(k) rollovers made to a Public IRA; and (b) all eligible contributions made to a Public IRA up to the account’s annual contribution limit. The matched funds must be kept in the account for at least 5 years to avoid an early removal fee. Match rate and other terms of the Match Program are subject to change at any time. See full terms ⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1890144), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. *APY as of 6/30/25, offered by Public Investing, member FINRA/SIPC. Rate subject to change. See terms of IRA Match Program here: public.com/disclosures/ira-match.

Today Nicole taps into market insights with Michael Batnick, Managing Partner at Ritholtz Wealth Management and cohost of The Compound and Friends podcast—alongside Money Rehab regular, Josh Brown. Nicole and Michael dive into whether the fallout from Trump-era tariffs and the “TACO Trade” has run its course, and where interest rates might be headed next. Plus, in a round of Bullish or Bearish, Michael shares his takes on some of the market’s buzziest names, including Palantir, UPS and American Eagle. For more Michael, subscribe to The Compound and Friends This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments. All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. As part of the IRA Match Program, Public Investing will fund a 1% match of: (a) all eligible IRA transfers and 401(k) rollovers made to a Public IRA; and (b) all eligible contributions made to a Public IRA up to the account’s annual contribution limit. The matched funds must be kept in the account for at least 5 years to avoid an early removal fee. Match rate and other terms of the Match Program are subject to change at any time. See full terms ⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1890144), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. *APY as of 6/30/25, offered by Public Investing, member FINRA/SIPC. Rate subject to change. See terms of IRA Match Program here: public.com/disclosures/ira-match.

Today, Nicole shares the biggest headlines on Wall Street and how they will affect you and your wallet. In this episode, she unpacks why the BLS Commissioner was fired, the latest setback in the Boeing saga and why Elon Musk hasn't got a paycheck from Tesla in eight years. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments. All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. As part of the IRA Match Program, Public Investing will fund a 1% match of: (a) all eligible IRA transfers and 401(k) rollovers made to a Public IRA; and (b) all eligible contributions made to a Public IRA up to the account’s annual contribution limit. The matched funds must be kept in the account for at least 5 years to avoid an early removal fee. Match rate and other terms of the Match Program are subject to change at any time. See full terms ⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1890144), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. *APY as of 6/30/25, offered by Public Investing, member FINRA/SIPC. Rate subject to change. See terms of IRA Match Program here: public.com/disclosures/ira-match.

Today Nicole sits down with Yossi Levi—aka Car Dealership Guy—for a no-fluff breakdown of what’s really happening in the car market and everything you need to know if you're car shopping. They unpack how the new Liberation Day tariffs are impacting prices, what’s still negotiable at the dealership, and whether used cars are feeling the heat, too. Plus, Yossi weighs in on viral tax hacks like the G-Wagon deduction and a new write-off in Trump’s latest tax proposal that could save you big. And yes, Nicole asks what he drives—because obviously. Follow Car Dealership Guy This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments. All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. As part of the IRA Match Program, Public Investing will fund a 1% match of: (a) all eligible IRA transfers and 401(k) rollovers made to a Public IRA; and (b) all eligible contributions made to a Public IRA up to the account’s annual contribution limit. The matched funds must be kept in the account for at least 5 years to avoid an early removal fee. Match rate and other terms of the Match Program are subject to change at any time. See full terms ⁠⁠⁠⁠here⁠⁠⁠⁠. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1890144), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. *APY as of 6/30/25, offered by Public Investing, member FINRA/SIPC. Rate subject to change. See terms of IRA Match Program here: public.com/disclosures/ira-match.

Nicole brings you the latest financial news that will affect you— and your wallet. Today she follows the money trail of the Epstein case, the meme stock revival (and whether you should get in on it) and a not-so-happy update on the housing market. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments. All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. As part of the IRA Match Program, Public Investing will fund a 1% match of: (a) all eligible IRA transfers and 401(k) rollovers made to a Public IRA; and (b) all eligible contributions made to a Public IRA up to the account’s annual contribution limit. The matched funds must be kept in the account for at least 5 years to avoid an early removal fee. Match rate and other terms of the Match Program are subject to change at any time. See full terms ⁠⁠⁠here⁠⁠⁠. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1890144), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. *APY as of 6/30/25, offered by Public Investing, member FINRA/SIPC. Rate subject to change. See terms of IRA Match Program here: public.com/disclosures/ira-match.

Warren Buffett, one of the most successful investors of our time, has been making some major portfolio moves. He's trimming down big names like Apple and Bank of America, and quietly loading up on Domino’s Pizza and Sirius XM. Today, Nicole breaks down exactly what Buffett’s doing, why he’s doing it, and whether you should follow. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments. All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. As part of the IRA Match Program, Public Investing will fund a 1% match of: (a) all eligible IRA transfers and 401(k) rollovers made to a Public IRA; and (b) all eligible contributions made to a Public IRA up to the account’s annual contribution limit. The matched funds must be kept in the account for at least 5 years to avoid an early removal fee. Match rate and other terms of the Match Program are subject to change at any time. See full terms ⁠⁠here⁠⁠. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1890144), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. *APY as of 6/30/25, offered by Public Investing, member FINRA/SIPC. Rate subject to change. See terms of IRA Match Program here: public.com/disclosures/ira-match.

For decades, the private equity world has been a velvet-roped party — only open to billionaires, pensions, and endowments. But that might be changing. This month, a new executive order made it easier for private equity (and other high-growth, high-risk assets) to land in your 401(k). On the surface, it looks like access. But Nicole breaks down what’s really going on behind the scenes… and why private equity is suddenly rolling out the red carpet for retail investors like you. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments. All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. As part of the IRA Match Program, Public Investing will fund a 1% match of: (a) all eligible IRA transfers and 401(k) rollovers made to a Public IRA; and (b) all eligible contributions made to a Public IRA up to the account’s annual contribution limit. The matched funds must be kept in the account for at least 5 years to avoid an early removal fee. Match rate and other terms of the Match Program are subject to change at any time. See full terms ⁠here⁠. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1890144), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. *APY as of 6/30/25, offered by Public Investing, member FINRA/SIPC. Rate subject to change. See terms of IRA Match Program here: public.com/disclosures/ira-match.

It’s time for Nicole's weekly roundup of the biggest headlines on Wall Street and how they will affect your wallet. First, Nicole unpacks the resurgence of Polymarket, the prediction market platform that’s finding its way back into the U.S. after a run-in with regulators. What does it mean for the future of betting on politics, sports, and —even Vogue? Then, she breaks down the bipartisan GENIUS Act: a new bill that could finally bring clarity—and legitimacy—to stablecoins in the U.S. And in the world of high-end flexing, Nicole digs into the cooling market for luxury watches and what it signals for alternative assets. All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1890144), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. *APY as of 6/30/25, offered by Public Investing, member FINRA/SIPC. Rate subject to change. See terms of IRA Match Program here: public.com/disclosures/ira-match.

More than half of Americans feel behind on retirement savings, but the good news is, it’s never too late to level up your strategy. Today, Nicole walks you through Individual Retirement Accounts (IRAs): what they are, how they work, and how they can help you build real wealth for retirement. She unpacks the key differences between Traditional and Roth IRAs, how to choose the right one (or both!), and what tax implications to keep in mind. Plus, Nicole shares a workaround for high earners and shows you how to open your own IRA today. Whether you're just starting out or optimizing your retirement game plan, this episode has something for you. Ready? Open an IRA today. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments. All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. As part of the IRA Match Program, Public Investing will fund a 1% match of: (a) all eligible IRA transfers and 401(k) rollovers made to a Public IRA; and (b) all eligible contributions made to a Public IRA up to the account’s annual contribution limit. The matched funds must be kept in the account for at least 5 years to avoid an early removal fee. Match rate and other terms of the Match Program are subject to change at any time. See full terms here. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1890144), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. *APY as of 6/30/25, offered by Public Investing, member FINRA/SIPC. Rate subject to change. See terms of IRA Match Program here: public.com/disclosures/ira-match.

In this episode, Nicole answers questions from a listener around how to afford care for her stage 4 cancer diagnosis. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments. All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1890144), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. *APY as of 6/30/25, offered by Public Investing, member FINRA/SIPC. Rate subject to change. See terms of IRA Match Program here: public.com/disclosures/ira-match.

Today’s episode is one of the most powerful we’ve ever done on Money Rehab. Nicole sits down with a listener named Erin, who reached out after being diagnosed with stage 4 breast cancer. Her message was simple, yet profound: “I need to get my finances in order to make sure my loved ones are taken care of.” What follows is a raw, courageous conversation about life, money, and legacy. Erin shares her fears, her love for her family, and the steps she’s taking to give them financial peace of mind. Nicole brings in attorney Veronica Escobar to walk through the essentials of estate planning—from wills and trusts, to power of attorney and beyond. This is not just a conversation about preparing for death. It’s about taking control, even in moments when everything feels uncertain. It’s about how we can use money as a tool to protect the people we love. This episode is for anyone who wants to plan ahead, not out of fear, but out of love. It’s an emotional listen, but an essential one. Tomorrow’s episode will be a follow-up, where Nicole answers Erin’s questions about saving for medical care. But today, we focus on what Erin wanted most: peace of mind for her family. Check out the company Nicole connected Erin with for estate planning, Trust and Will, here Learn more about Veronica Escobar’s work and practice here This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments. All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1890144), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. *APY as of 6/30/25, offered by Public Investing, member FINRA/SIPC. Rate subject to change. See terms of IRA Match Program here: public.com/disclosures/ira-match.

Nicole answers an email from a listener who wants to know: will renewable energy companies ever outperform oil? Nicole's advice goes beyond market trends, and gets at the heart at the responsibility we have to both our financial future— and the future of the planet. Find Barron's list of top ESG companies here: https://www.barrons.com/articles/most-sustainable-esg-us-companies-1b5f70fd All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1890144), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. *APY as of 6/30/25, offered by Public Investing, member FINRA/SIPC. Rate subject to change. See terms of IRA Match Program here: public.com/disclosures/ira-match.

It’s time for Nicole's weekly roundup of the biggest headlines on Wall Street and how they will affect your wallet. Nicole breaks down Robinhood’s buzzy new launch of tokenized stocks in Europe—what that actually means, why it might matter for the future of investing, and what private companies like OpenAI and SpaceX have to do with it. Then, she dives into the Paramount-Skydance merger saga, which has it all: nepo babies, political drama, and regulatory power plays. Finally, we cut through the headlines about rising inflation and explain what really matters for your wallet. All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1890144), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. *APY as of 6/30/25, offered by Public Investing, member FINRA/SIPC. Rate subject to change. See terms of IRA Match Program here: public.com/disclosures/ira-match.

Every quarter, public companies drop their earnings reports—a financial report card that can make or break stock prices in an instant. But unless you speak fluent Wall Street, these reports can feel like they’re written in another language. Today, we’re translating. Nicole breaks down what an earnings report actually is, why it matters, and how to read between the lines of those buttoned-up earnings calls. And to help make sense of what this earnings season is revealing about the economy at large, Nicole calls in Tim Seymour—investor, founder of Seymour Asset Management, and CNBC’s Fast Money regular. They unpack the top takeaways from this quarter’s biggest earnings, what stories are flying under the radar, and where the smart money is moving right now. Plus, Tim shares which stocks he’s bullish and bearish on. Follow Tim's work here. Find Tim's investing disclosures here. All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1890144), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. *APY as of 6/30/25, offered by Public Investing, member FINRA/SIPC. Rate subject to change. See terms of IRA Match Program here: public.com/disclosures/ira-match.

Originally aired 3.21.21 Fashion mogul and denim maven Paige Adams-Gellar (yes, the creator of PAIGE jeans) discuss how she built her business by trusting her gut, literally working through trauma, and the power of asking for help. All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1890144), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. *APY as of 6/30/25, offered by Public Investing, member FINRA/SIPC. Rate subject to change. See terms of IRA Match Program here: public.com/disclosures/ira-match.

Six months ago, Nicole Lapin lost her home in the LA fires. Today, she opens up about what the last six months have really looked like: the emotional toll, the bureaucratic maze of FEMA and SBA, the painful process of replacing IDs and legal documents, and the financial strain of waiting on insurance. But this isn’t just a story of loss—it's a roadmap for anyone facing a crisis. Nicole shares hard-won lessons, must-do prep work (digital go-bags are non-negotiable), and why asking for help is not weakness—it’s strategy. Plus, she pulls back the curtain on the systemic cracks in disaster recovery that often go unspoken. All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1890144), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. *APY as of 6/30/25, offered by Public Investing, member FINRA/SIPC. Rate subject to change. See terms of IRA Match Program here: public.com/disclosures/ira-match.

2025 was hyped as the big comeback year for IPOs—but the reality might not be so simple. In this episode, Nicole sits down with Ed Elson, Scott Galloway's cohost of the Prof G Markets podcast, to unpack who really profits when companies go public and what retail investors need to watch out for. They also dive into how the Big, Beautiful Bill could make it even harder for younger generations to build wealth. Listen to Prof G Markets here. 00:00 Defining IPOs and 2025 Trends 01:14 Meet Ed Elson 03:04 Unpacking Recent IPOs and The Critique 07:20 Challenges for Retail Investors Looking at IPOs 17:56 The Mechanics of Going Public 30:34 Why Accredited Investor Framework Is Nonsense 32:22 Ed Elson's Prof G Origin Story 34:11 The Emotional Value of Money 36:34 Why the Big, Beautiful Bill Wealth Transfer from Young to Old 41:46 Trump's Crypto Projects 46:21 Bullish or Bearish Game 55:41 Career Advice

Jessica Szohr has starred in Gossip Girl, The Orville, Shameless, and more—but she’s never talked about the money lessons she’s learned behind the scenes… until now. In this episode, Jessica opens up about what she learned about money modeling as a child, the financial realities of Hollywood, and how Gossip Girl shaped her perspective on wealth and status. She shares untold behind the scenes stories from the set, like the unbelievable way she was discovered, and reflects on the loss of her costar Michelle Trachtenberg. It’s a candid, surprising, and deeply human conversation about fame, finances, and finding your voice.

Today, Nicole talks to Money Rehabber Chelsey, who wants to know whether she should sell her dream home to give herself more financial freedom. Nicole talks Chelsey through whether she's overextending herself financially with a pricey mortgage... and spoiler alert: they have a major breakthrough.

As you get more familiar with investing, you’ll see public companies generally divided into two groups with respect to investors: growth stocks and value stocks. Nicole explains the difference, and what it has to do with an embarrassing moment at CNN. Happens to the best of us, right?

Each week, Nicole breaks down the biggest headlines on Wall Street and how they're affected your wallet. Today she covers: the real and fake Fed headlines, good news on real estate and why Nippon Steal's acquisition of U.S. Steel matters.

The House-approved Big Beautiful Bill introduces "Trump Accounts," formerly known as "MAGA Accounts," tax-advantaged investment accounts that the government would seed with $1,000 investments for newborns. Today, Nicole explains how these accounts would work, who is eligible, and the economic impact. For Nicole's overview of the other economic proposals in the Big Beautiful Bill, listen here.

The version of President Trump's Big, Beautiful Bill that passed in the House will not pass in the Senate, primarily because of sticking points around the future of Medicaid, a tax break that's giving us FOMO, and, of course, the national debt. Today, Nicole explains what parts of the bill are changing, and how it may affect your health insurance.

When influencer couples break up, who gets the followers? Today Nicole is joined by celebrity divorce attorney Jackie Combs to unpack what really goes down when digital empires built on love and likes have to be divided. Nicole and Jackie cover brand prenups, postnups, and how to legally—and financially—protect yourself when business and romance mix. Whether you’re sharing a bank account or a TikTok account, this one’s for you. Follow Jackie’s work here. Today you’ll hear about: 00:00 Money Rehab Contest 01:06 Meet Celebrity Divorce Attorney Jackie Combs 01:22 Financial Lessons from Celebrity Divorces 01:40 Navigating Brand Prenups and Postnups 02:13 Legal Nuances of Influencer Divorces 02:54 Prenups for Content Creators 03:24 Dividing Digital Empires in Divorce 04:14 Protecting Intellectual Property 08:04 How Social Media Brands Get Valued 13:29 Financial Risks and Scandals 19:42 Dividing Luxury Assets 22:11 Parental Guidance on Prenups 24:41 Forecasting Legal Costs 26:03 How to Choose the Right Lawyer 27:26 (Sadly) Unenforceable Clauses in Prenups 34:11 Final Tips The content in this episode is for entertainment purposes only and should not be considered legal or financial advice

Whenever there's conflict in the Middle East, you can expect to see changes in oil prices, stock market swings, and economic uncertainty. So today, Nicole explains why — and what history tells us about what will happen next Listen to Nicole's episode about ETFs here. Listen to today's episode of Mo News here.

Of all the celebrity couples to split this year… did we really think Trump and Elon were going to be one of them? Today Nicole is unpacking some of the breaking headlines that have had the biggest impact on the stock market with Dan Nathan (principal at RiskReversal Advisors). They cover how the Trump-Musk fallout will affect Musk’s companies, the TACO trade and what Dan is bullish on right now. Find more of Dan's work here.

Today, Nicole is breaking down the top headlines in finance and how they’re affecting your wallet. In this edition of our Wall Street wrap-up: Why car prices are about to spike (again) thanks to a not-so-rare mineral The Bitcoin ETF boom and why crypto is suddenly looking… safe? And what the May jobs report isn’t telling you about the job market Plus, Nicole will tell you how these headlines hit your bottom line—and what to do next if you’re job hunting, investing, or car shopping.

Today, we have a special treat: Nicole in the hot seat. You’ll hear Nicole as a guest on the new podcast Aspire with Emma Grede. Nicole and serial entrepreneur Emma Grede (SKIMS, Good American) break down why avoiding financial talk can hold you back and how learning key terms like ROI and APY can instantly boost your confidence. Nicole shares how she paid off debt using the avalanche method, and together they explore practical investing tips, from automating your finances to why renting might sometimes be the smarter move. Nicole also opens up about losing her home in the LA wildfires and how that life-changing moment helped her shift from scarcity to abundance. This episode is packed with actionable strategies to help you build financial confidence and take control of your money—no matter where you're starting. Subscribe to Aspire with Emma Grede, wherever you get your podcasts.

This episode checks all of the boxes. Want the secret sauce to being a bigger player at your company? Check. Are you thinking about starting your own thing and want the formula to determine whether you can leave your job behind? Check. Are you raising kiddos and want help teaching them the value of a dollar? Check, check and check. The reason this episode has everything is because it features the incredible and wise entrepreneur Nicole Walters. And when the Nicoles get together, they leave no stone unturned. Originally aired 10/05/2023

Everybody wants to be a millionaire… but how do you actually get there? That’s what today’s listener, award-winning journalist and entrepreneur Suzanne Kianpour, wants to know. Today, Nicole shares a candid conversation she had with Suzanne at the end of 2024, where they unpacked how to set meaningful money goals—and, more importantly, how to build a realistic roadmap to reach them. Plus, at the time, Suzanne was also in full-on wedding planning mode, so naturally, she wanted all the tips on how to (legally) deduct wedding expenses. And Nicole delivered. Find Suzanne's work here 00:00 Why Nicole DIYs Financial Reviews 02:06 Suzanne's Financial Story and Future Goals 05:00 The Cost of Wedding Planning 07:35 How to Set Actionable Financial Goals 15:56 Strategies and Tips for Investing 22:45 Legit Tax Deductions for Weddings 27:39 Millionaire Game Plan

When Taylor Swift announced she had officially bought back the masters to her music catalog, it wasn’t just a win for Swifties—it was a seismic moment for the entertainment business. Today, Nicole unpacks the multimillion-dollar money trail behind the scenes, from record labels to private equity firms, and explains how Swift outmaneuvered the industry to reclaim her life’s work. It’s a story about ownership, leverage, and beating the system—plus, Nicole shares how listeners can invest in music royalties themselves. Because when it comes to showbiz… the business part matters most.

Elon Musk called it “a disgusting abomination.” Trump calls it “The Big, Beautiful Bill.” Either way, Washington is on fire with debate over the latest federal budget proposal—clocking in at over 1,000 pages, with a July 4th deadline and trillions of dollars on the line. Today, Nicole breaks down what’s actually in the bill, what it would mean for your money, and why it’s facing backlash from both sides of the aisle. From deep cuts to Medicaid and food stamps, to the expansion of Trump’s 2017 tax cuts, to that new “Trump Account” baby savings plan—this episode is your primer on the bill that could reshape the economy.

In the U.S., the cost of cybercrime in 2025 is estimated to hit $639.2 billion— up from $452.3 billion in 2024—an alarming surge fueled in large part by advancements in AI. Today, Nicole sits down with tech journalist Laurie Segall to uncover one of the darkest AI-driven scams: a disturbing scheme where scammers generate fake nude images to extort their victims. In this conversation, Laurie breaks down the most common deepfake crimes and scams, how to spot them, and how to protect yourself. She also shares the jaw-dropping story of her investigation into a shadowy figure known as “Mr. Deepfakes,” a man she describes as one of the most dangerous people on the internet, and what happened when she tracked him down and confronted him face-to-face. Nicole and Laurie zoom out to ask even bigger questions: What does this mean for women, for democracy, and for the future of AI? Spoiler alert: we are still very much in the Wild West. Follow Laurie’s work, and her investigation into Mr. Deepfakes here.

eaky. Problems don't always arise from big juicy secrets. Sometimes they arise when a couple is super compatible and in love— but just has different expectations on money and work. Nicole answers a question from a listener struggling with that exact problem, and gives three solutions. Here is the episode on calculating your target retirement nest egg Nicole mentioned: https://link.chtbl.com/vRoxmrAe Here is the episode on asking for a raise: https://link.chtbl.com/2d-VX_FY

This is the crossover episode we’ve been waiting for! Today Nicole is joined by the trailblazers behind the financial literacy empire Earn Your Leisure, Troy Millings and Rashad Bilal. This conversation was just as deep and far-reaching as we knew it would be. They talk about the U.S.-China trade war, the insider trading mess in Washington and whether finance can really be democratized. And they get personal; they cover financial trauma, money dysmorphia, and the push-pull of relationships and money. You don't want to miss this one! Get Troy and Rashad’s awesome book You Deserve To Be Rich here!

Lowering your tax bill can change your life (true story!). Nicole breaks down which states have the best tax codes, and how the rich use those tax perks to keep more money in their pockets - and how you can too!

After some really messy economic headlines for the last few months, we may actually have some good news. To break it down, Nicole is joined by Ryan Detrick, the Chief Market Strategist at Carson Group. Today, Ryan shares some signs he’s seeing in the market that nearly always indicate good news ahead… and whether this time could be different.

In part two of Nicole’s conversation with Ray Dalio (founder of Bridgewater Associates and architect of the All Weather Portfolio), they move beyond the markets and into the personal. While part one tackled the economy, inflation, and portfolio strategy, this episode is all about legacy, happiness, and the limits of what money can buy. Ray opens up about the worst moment of his life, how he defines success, and what he hopes the next generation takes from his journey. It’s a rare side of one of the world’s most influential investors—and a conversation that will stick with you long after the episode ends. Pre-order Ray's latest book How Countries Go Broke ⁠here⁠. Find all of Ray's books ⁠here⁠.

If you started investing any time within the last five years, it’s probably felt like a steady stream of firsts—between a global pandemic, changing interest rates, inflation, war, and recession fears, it’s been one plot twist after another. But it’s not a new story—it’s the same economic movie on repeat. And if you understand the principles behind it, you can learn to master the markets. That’s where today's guest Ray Dalio comes in. He’s the founder of Bridgewater Associates—the world’s largest hedge fund with over $150 billion under management—and the author of New York Times bestsellers like Principles, that’s become required reading from Wall Street to Silicon Valley. Ray literally wrote the book on how to invest through any cycle—and today, he’s here to teach you how. Pre-order Ray's latest book How Countries Go Broke here. Find all of Ray's books here.

When’s the right time to start building wealth? Spoiler alert: the sooner, the better. But what if you feel like you’re not making enough, or you have too many expenses, or investing just feels too intimidating? Today, Nicole helps a Money Rehabber break through those doubts and put a plan in place to start growing wealth ASAP. Plus, we’ll unpack a new Bank of America survey that shows 95% of Gen Z and Millennials are living within their means—so if you’re worried you’re behind, you might be doing better than you think. Learn more with Bank of America where you can get access to tools and solutions and view your Bank of America banking account online in one place. Get started at bofa.com/FinancialNextSteps

Today, we're sharing the first episode of MNN's newest podcast Social Currency with Sammi Cohen. In her first episode, Sammi sits down with entrepreneur Ty Haney. Ty shares what she wishes she knew as a first-time founder while building the brand Outdoor Voices, the dark side of VC and the most important lesson she’s learned on equity as a founder. She also shares the latest on her new ventures—Joggy, a clean energy brand, and TYB, a platform redefining what community-powered business looks like. If you've ever launched, led, or lost something you built, this one will hit home. Follow Sammi on Instagram here Follow Ty on Instagram here Check out TYB here and Joggy here Here’s what Sammi covers today with Ty: 00:00 How Ty Haney Scaled Outdoor Voices to $100M 02:05 How to Build Community within your Business 06:17 The Curse of the Girlboss Era 08:41 The Trap of Growth Versus Profitability 21:13 The Importance of Equity as a Founder 23:27 Second Acts: TYB and Joggy 29:37 The Value Proposition of Joggy 32:21 The Value Proposition of TYB 46:00 Insights and Reflections 48:52 Social Currency Corner 49:58 Advice for Founders