Money Rehab with Nicole Lapin
1,139 episodes — Page 10 of 23

The Medical Medium on Takedown Plots, Celery Juice and Healing
The Medical Medium (Anthony William) is a healer and a #1 NYT bestselling author with a huge, loyal following in the health and wellness space. For some reasons that Nicole and Anthony go into today, Anthony is controversial... but that's not really what this conversation is about. Instead, you’ll hear how the health and wellness space has changed since the Medical Medium came to dominate the category; you’ll hear about the evolution of who people want to get their expertise from, how wellness personalities are making the big-bucks, and how this can lead bad actors to make dark decisions. To read more about Anthony, check out his work here: https://www.medicalmedium.com/ To find Anthony's podcast exposing the takedown plot, click here. Want the kiddos in your life to become money masters? Check out Greenlight, the best money app and debit card for families (and get one month free!): http://greenlight.com/moneyrehab Investors: want to get a 1% bonus on your investments? Check out our sweet deal with Robinhood at http://robinhood.com/mnn Is mental health a resolution for 2024? Get 10% off your first month of therapy with BetterHelp at: http://betterhelp.com/moneyrehab Want one-on-one money coaching from Nicole? Book a meeting with her here: intro.co/moneynewsnetwork

Science-Backed Hacks for Networking
Originally aired 03.10.23 In Nicole's experience, networking and building relationships has been the single most valuable resource for her career. But let's be honest: networking is hard, and not always fun. That's where Jon Levy comes in. Jon is a behavioral scientist specializing in connection, and today he tells Nicole science-backed hacks for successful relationship-building. Want the kiddos in your life to become money masters? Check out Greenlight, the best money app and debit card for families (and get one month free!): http://greenlight.com/moneyrehab Investors: want to get a 1% bonus on your investments? Check out our sweet deal with Robinhood at http://robinhood.com/mnn Is mental health a resolution for 2024? Get 10% off your first month of therapy with BetterHelp at: http://betterhelp.com/moneyrehab Want one-on-one money coaching from Nicole? Book a meeting with her here: intro.co/moneynewsnetwork

Sal Khan (of Kahn Academy) on Fundraising 101 and Free Education
Originally aired 03.02.23 On Money Rehab, you’ve heard from the smartest business minds running profitable businesses (and you’re welcome for that). You’ve heard from executives at Lyft, FICO, The Carlyle Group and many more… but today, Nicole is doing something different. She's sitting down with one of the smartest minds running a nonprofit business: Sal Khan of Khan Academy— the hugely popular, and free, online learning platform. If there’s a cause you’re passionate about and are thinking about starting a nonprofit, Sal’s story is the best masterclass. Want the kiddos in your life to become money masters? Check out Greenlight, the best money app and debit card for families (and get one month free!): http://greenlight.com/moneyrehab Investors: want to get a 1% bonus on your investments? Check out our sweet deal with Robinhood at http://robinhood.com/mnn Is mental health a resolution for 2024? Get 10% off your first month of therapy with BetterHelp at: http://betterhelp.com/moneyrehab Want one-on-one money coaching from Nicole? Book a meeting with her here: intro.co/moneynewsnetwork

Does It Pay to Be a Reality TV Show Villain?
Originally aired 05.16.23 You know the old cliche “there’s no such thing as bad press?" Well, that’s easy enough to say, but it’s another thing to live it. Just ask Kara Alloway. Kara was brought onto the show The Real Housewives of Toronto, and quickly became the villain. Or, as she says, the anti-hero (cue Taylor Swift). Today, Kara tells Nicole how she got cast in this villain role, how it affected her, and how she looks back on it now. Want the kiddos in your life to become money masters? Check out Greenlight, the best money app and debit card for families (and get one month free!): http://greenlight.com/moneyrehab Investors: want to get a 1% bonus on your investments? Check out our sweet deal with Robinhood at http://robinhood.com/mnn Is mental health a resolution for 2024? Get 10% off your first month of therapy with BetterHelp at: http://betterhelp.com/moneyrehab Want one-on-one money coaching from Nicole? Book a meeting with her here: intro.co/moneynewsnetwork

The MVP of Retirement Investments with Ramit Sethi
Originally aired 02.10.23 There are many funds in the financial world. We’ve talked about index funds, mutual funds, hedge funds, exchange-traded funds… and believe it or not, there’s more. Today, Nicole sits down with financial expert and author Ramit Sethi to talk about a new addition to the fund family: target date funds. For more Ramit, check out: https://www.iwillteachyoutoberich.com/ Want the kiddos in your life to become money masters? Check out Greenlight, the best money app and debit card for families (and get one month free!): http://greenlight.com/moneyrehab Investors: want to get a 1% bonus on your investments? Check out our sweet deal with Robinhood at http://robinhood.com/mnn Is mental health a resolution for 2024? Get 10% off your first month of therapy with BetterHelp at: http://betterhelp.com/moneyrehab Want one-on-one money coaching from Nicole? Book a meeting with her here: intro.co/moneynewsnetwork
How To Get Your Medical Debt Canceled
Nearly 1 in 10 adults in the U.S. owe significant medical debt, totaling $195 billion nationwide. Today, Nicole gives three tips to help you manage— or even cancel— your medical debt.
Do Not Miss These Crucial Financial Deadlines!
Do you want to get insider tax-free shopping deals? Or, crush your financial goals? How about free stuff from your favorite stores? In this episode, Nicole will teach you how to accomplish all this simply by writing a few notes on your calendar. Want the kiddos in your life to become money masters? Check out Greenlight, the best money app and debit card for families (and get one month free!): http://greenlight.com/moneyrehab Investors: want to get a 1% bonus on your investments? Check out our sweet deal with Robinhood at http://robinhood.com/mnn Is mental health a resolution for 2024? Get 10% off your first month of therapy with BetterHelp at: http://betterhelp.com/moneyrehab Want one-on-one money coaching from Nicole? Book a meeting with her here: intro.co/moneynewsnetwork

The Business of Botox with Nicci Levy
Today, Nicole nerds out on the fascinating biz of Botox with Nicci Levy, the CEO and founder of aesthetics brand Alchemy 43. Yes, Nicole and Nicci get into everything you wanted to know about cosmetic procedures, but beyond that, Nicole and Nicci use the cosmetics industry as a case study to talk about crucial elements of any business— like, unit economics, marketing, patents, entering in a crowded market, and naming your business. Want the kiddos in your life to become money masters? Check out Greenlight, the best money app and debit card for families (and get one month free!): http://greenlight.com/moneyrehab Investors: want to get a 1% bonus on your investments? Check out our sweet deal with Robinhood at http://robinhood.com/mnn Is mental health a resolution for 2024? Get 10% off your first month of therapy with BetterHelp at: http://betterhelp.com/moneyrehab

This Trader Can Make $20K+ In One Day. Here's How.
Nicole has always opted for slow-and-steady investing versus hyped-up, get-rich-quick trading. But, there are trading strategies that are more calculated, and can almost act as an insurance policy against risk of losses. To give us the masterclass on these strategies and more is investing expert Dominique Broadway. All investment and trading strategies involve risk of loss. The content you hear on this podcast is for entertainment and education purposes only and does not constitute financial advice by our hosts or by Money News Network. Originally aired 3/30/23
Diana Nyad on Living a Motion-Picture-Worthy Life
In honor of the Golden Globes this Sunday, Nicole is sharing an interview with the woman behind one of the most acclaimed films of the year: Diana Nyad. Diana was the first person to swim from Cuba to Florida, swimming over 100 miles in fifty-three hours... in her sixties— which is now the subject of Netflix's film NYAD. Diana joined Nely Galán on the MNN podcast Money Maker and shared the stories behind how she built up her determination, fearlessness and passion for life. This conversation is filled with lessons anyone can use (at any age!) to follow their biggest dreams. Never miss an episode and subscribe to Money Maker here.
And the Loser Is... the Golden Globes
The Golden Globes are this Sunday, and out of all the picks for the best dramas of the year, the biggest drama might actually be… the Golden Globes themselves. Today, Nicole unpacks why the Golden Globes were almost canceled in every sense of the word, and the gigantic money trail behind the operation. Plus, Nicole spills the tea on how much actresses spend for glam and it is... insanity.
"When Can I Cash Out Some of My Investments?" (Listener Question)
Money Rehab Jen is investing and seeing her money grow; now she wants to know... when can she actually benefit from those gains and take some money out of her brokerage account? Nicole shares tips investors can use for deciding when, and how much, to take out of their investments.
Are You Financial Healthy? 5 Tips To Improve Your Financial Fitness
Around the New Year, it's popular to make resolutions for health and wealth— but we typically put those goals into two separate categories. Today, Nicole makes the case for including money as a part of your overall health picture, and five tips to get financially fit this year.
Train Your Brain to Save More Money in 2024
What if we told you that the key to unlocking the next level of wealth is already programmed in your mind? Nicole gives you five research-backed hacks to wire your brain to save more money.
Economy Wrapped: 2023's Biggest Money News in Review
Taylor and SAG-AFTRA and AI, oh my! Today, Nicole is joined by exceptional journalist Mosheh Oinounou to bring you the five biggest stories in business in finance of 2023— it's a Spotify-Wrapped-meets-finance. An Economy Wrapped, if you will. Why look back? Well, the best way to prepare for the upcoming year, is to look at the one in the rearview. To listen to Mosh's amazing podcast, click here!
Financial New Year's Resolutions That Actually Work
66% of Americans say that they plan on making a financial New Year's Resolution for 2024. But way too often, our resolutions set us up to fail. Here are five New Year's Resolutions that actually work. Want to start investing, but don't know where to begin? Go to moneyassistant.com and meet Magnifi, your AI money assistant, designed to help you make a plan for your financial goals. Want one-on-one money coaching from Nicole? Book a meeting with her here: intro.co/moneynewsnetwork
Using Cash to SAVE Money with Stephanie Ruhle
Cash as a tool for saving sounds counterintuitive, no? Just listen. Stephanie Ruhle is a GOAT in the broadcast journalism space. She is the Host of 11th Hour on MSNBC and Senior Business Analyst for NBC News, and just overall a big deal. Today, she shares a wealth of career and finance advice: how to advance your career using your specific strengths, her big career regret you can learn from, and, yes, how she has recently used cash to actually *save* money. Originally aired 2/21/23
The Red Sea Is an Economic War Zone - Here's How It Affects Inflation
The latest conflict in the Middle East is a war that is entirely on an economic battlefield: the Red Sea. Nicole explains what you’ll see in the headlines soon, what you need to know now, and how to brace yourself for the economic fallout.
A Professional Santa on Santanomics, How Much $ He Makes as Saint Nick and More
Merry Christmas to all who celebrate! Today Nicole sits down with perhaps the biggest celebrity she's ever had on the show: Santa Claus! But actually... today's guest's legal name is Santa Claus. He answers everything you want to know about being Santa— and even what you didn't know you wanted to know: how much he makes as Santa, how much that coat costs, what the cool Christmas gift is this year, whether he's been financially naughty or nice, the tax structure in the North Pole, and what he thinks of Tim Allen. Check out Santa Frank (including his BBQ and wedding page) here: https://www.facebook.com/santa.claus.50
S3 Ep 24Foreclosed Homes: Opportunity or Nightmare?
Originally aired 2/2/23 Nicole breaks down everything you need to know about buying a foreclosed home; like, whether it's a good move for you, how to find the best opportunities, and how to beat competing offers. As promised, here are the goods: https://homepath.fanniemae.com/ https://www.homesteps.com/ https://www.rockethomes.com/ https://www.hud.gov/topics/homes_for_sale
Last-Minute Christmas Gifts That Won't Break the Bank
If you haven't finished your Christmas shopping, let’s just rip the bandaid off: you can’t ship something today and have it get there in time for Christmas. Even with rush shipping… it’s just not going to happen. Nicole shares ten last-minute gifts that will get to your loved ones by Monday— and, won’t break the bank. Money Rehab’s Last-Minute Christmas Gift Guide An IRL subscription like with Justin Wine (BONUS, get 15% off your order with code MONEY15); or Factor Meals (BONUS, get 50% off with code MNN50 at factormeals.com/mnn50) A URL subscription (check out the New York Times Cooking App or Headspace) An online course (check out Masterclass or Nicole’s Money School). An experience (check out Uncommon Goods or EventBrite). A roadmap to financial independence (check out Magnifi or Nicole’s book Rich Bitch). A gift they can personalize, without knowing how much you spent! (check out Sugarwish). A priceless conversation with a world-renowned entrepreneur on Intro. A donation to a cause they love, like World Wildlife Fund. Happy holidays!
3 Reasons To Be Optimistic About the Economy in 2024
In this week's round-up of the biggest headlines on Wall Street and how they affect your finances, Nicole unpacks: an early Christmas present from The Fed, good news on the housing market and why we're saying good riddance to exorbitant credit card late fees.
Money Talks: Decoding Financial Jargon with The Reformed Broker Josh Brown
Originally aired 6/2/23 One of the biggest obstacles for new investors isn't finding the money— you can invest with as little $20. The bigger obstacle is the language. Wall Street is jam-packed with jargon that makes the financial world seem way more complicated than it actually is. To decode some of the terms you’ve heard in the headlines, Nicole calls up Josh Brown, AKA the Reformed Broker. Nicole and Josh take you from alpha to liquidity and everything in between.
S2 Ep 21Should You Dump Your Bank for a Credit Union?
Originally aired 1.30.23 And, WTF is a credit union anyway? Nicole reveals all.
Would You Pay $4,000 to Get Over Your Ex?
Originally aired 1/20/23 Nicole stumbled across an article about a $4,000 breakup bootcamp and immediately needed to know more. First of all, $4,000 is a lot of money. But, it got her thinking: breakups can affect your mental health, which in turn, can affect your financial health. So what's the price of a healthy life? If it isn’t $4,000, how much is it? Nicole invites the bootcamp founder Amy Chan to talk about her program and all things at the intersection of love and money. Check out Amy's work here: https://amy-chan.com/
Money-Making Opportunities From COP28 Climate Resolution
This week, nearly 200 national representatives met in Dubai for the 28th United Nations Framework Convention on Climate Change, also known as COP28. This is one of the most consequential events of the year - and not just for the climate, but also for your wallet. Pretty much everything your money touches is attached to an invisible sustainability question. Today, Nicole explains three money moves you can make to benefit from the COP28 resolution.
Hear Me Out: Why Writing Your Eulogy Can Help You Meet Your Financial Goals
As we look to 2024, we're beginning to make our financial New Year's resolutions. Nicole has an unusual routine that helps her get in the spirit: she thinks about her eulogy. Today, she explains why that's not as morbid as it sounds, and how it helps her stay motivated to reach her goals. Plus, Nicole is joined by expert motivational speaker Natasha Graziano who shares her own practice, scripting, she uses to make— and meet— her goals. To keep up with Natasha, start here.
How Getting a Puppy Can Boost the Economy
In this weekly roundup of the biggest headlines on Wall Street and how they affect your finances: where we stand with fixing the economy, pet supply stores are having a rough go (but there's an easy fix...) and the Santa Claus Rally is coming to the stock market. Want to start investing, but don't know where to begin? Go to moneyassistant.com and meet Magnifi, your AI money assistant, designed to help you make a plan for your financial goals. Want one-on-one money coaching from Nicole? Book a meeting with her here: intro.co/moneynewsnetwork
From Holiday Gifts to New Year's Parties, Here's the Best Money Tips
'Tis the holiday season and it’s… expensive. There are gifts to buy, family to see, and parties to attend. If you’re lucky, it’s an embarrassment of riches… that can also leave you totally broke. Today, Nicole gives you some fresh tips for saving money during the holidays. To get Nicole's tips on holiday travel, click here. Want to start investing, but don't know where to begin? Go to moneyassistant.com and meet Magnifi, your AI money assistant, designed to help you make a plan for your financial goals. Want one-on-one money coaching from Nicole? Book a meeting with her here: intro.co/moneynewsnetwork
How To Deprogram Stress with Chief Mindfulness Officer at TIFIN, Thomas Droge
In recent years, there’s been significant conversation around burnout and how to beat it. From those conversations, we know that mindfulness has a place in our work… but how literal should that be? According to Thomas Droge, the Chief Mindfulness Officer at Tifin, it should be pretty literal. Nicole talks to Thomas about why we all need a mindfulness officer. Plus, Thomas takes Nicole— and now, you— through a mindfulness exercise that will help you reduce stress.
S2 Ep 4Investing 101 at The New York Stock Exchange with The Einstein of Wall Street Peter Tuchman
Nicole heads to the New York Stock Exchange to talk with Peter Tuchman, AKA The Einstein of Wall Street. There, they confirm the rumors: the Wolf of Wall Street days are over. Peter reveals what it's really like working on Wall Street, how to protect yourself from scammy finance "pros" and how to navigate the market successfully. You can find more on Peter (including some of the famous NYSE photos) here: https://www.einsteinofwallst.com/
S2 Ep 16How This Company Beat Amazon
Originally aired 1.23.23 Jim McKelvey and Jack Dorsey created the payment tool Square to fix a problem small businesses had with credit card transactions. In the early days of Square, Amazon made a competing tool. For most small businesses, that usually means the beginning of the end. But not for Square. Jim and Jack did the unthinkable: they beat Amazon. Jim tells Nicole how they did it through what Jim calls Innovation Stack. Find Jim's book The Innovation Stack here: https://www.jimmckelvey.com/books/ All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Brokerage services for alternative assets are offered by Dalmore Group, LLC, member FINRA & SIPC. Brokerage services for treasury accounts offering 6-month T-Bills are offered by Jiko Securities, Inc., member FINRA & SIPC. Banking services are offered by Jiko Bank, a division of Mid-Central National Bank. Securities investments: Not FDIC Insured; No Bank Guarantee; May Lose Value. Brokerage services for Regulation A securities are offered through Dalmore Group, LLC, member FINRA & SIPC. Risks at public.com/disclosures/alts-risk-and-conflict-of-interest-disclosure See public.com/#disclosures-main for more information.
5 Ways To Save on Holiday Travel
An estimated 160 million Americans are planning to travel for the holidays. If you're one of them, here are five ways you can save on one of the busiest— and most expensive— travel times of the year. Want to start investing, but don't know where to begin? Go to moneyassistant.com and meet Magnifi, your AI money assistant, designed to help you make a plan for your financial goals. Want one-on-one money coaching from Nicole? Book a meeting with her here: intro.co/moneynewsnetwork
Vivian Tu on Why She's Your Rich BFF— But Not Your Finfluencer
Money talk entering the mainstream is a great thing, but the world of "finfluencing" has a dark side. Money content on social media operates like the Wild West— with far fewer rules than on Wall Street. Today, Nicole sits down with financial educator Vivian Tu to talk about the good, the bad, and the ugly of finfluencer-land. They talk about the “financial advice” that keeps them up at night, how to confirm if a financial educator is legit, and they play a game of financial "never have I ever" that you should totally try at home. Preorder Vivian's debut book Rich AF here!
Greed on Trial, Branson's Backup and Tax Hacks
In this week's roundup of the biggest headlines on Wall Street and how they affect your finances: the Supreme Court hears arguments about the Sackler family's personal liability in the opioid crisis, Sir Richard Branson announces he won't be making any more investments in Virgin Galactic and Uber's big day. Want to start investing, but don't know where to begin? Go to moneyassistant.com and meet Magnifi, your AI money assistant, designed to help you make a plan for your financial goals. Want one-on-one money coaching from Nicole? Book a meeting with her here: intro.co/moneynewsnetwork
Legal Loopholes the Rich Use To Get Richer— and You Can Too!
Former President Trump is currently facing several charges of financial crimes, including fraud. These allegations are full of examples of what not to do, but the legal versions of what Trump was attempting are tried and true strategies the rich use to get richer. Nicole shares these perfectly legal loopholes— and yes, you can try these at home with no fines or mug shots!
Elon Musk Told Advertisers To "F—k Themselves," Here's Our Hot Take
ELast week, three industries: AI, electric tech and social media began to shift— possibly forever— and Elon Musk is at the center of all of it. Today, Nicole answers the question: what does it mean for us, as investors, when one person has so much influence over the global economy? Plus, she gives her hot take on Elon’s message to the advertising world to, "go f—k yourself."
How To Save $ On Health Insurance and Medical Bills
Today Nicole gives you the playbook for major savings when it comes to health insurance and medical bills. Plus, she decodes some of the common alphabet soup in health insurance (HSAs, FSAs, WTF?).
How the Latest Ransomware Attack Could Affect Your Real Estate Deal
On this week's roundup of the headlines and how they affect your finances, Nicole decodes: the ransomware attack on Fidelity National Financial, the big drama at the huge crypto exchange Binance and how the Super Bowl of the shopping season went down for big retailers. Want to start investing, but don't know where to begin? Go to moneyassistant.com and meet Magnifi, your AI money assistant, designed to help you make a plan for your financial goals. Want one-on-one money coaching from Nicole? Book a meeting with her here: intro.co/moneynewsnetwork
Mara S. Campo's Epic Money Makeover
Mara S. Campo drops in to fill Nicole in on the amazing Money Rehab she's been up to. Listen up to learn how you can make her money moves! For more on Mara, find her on IG @marascampo
Why Gratitude Is Your Smartest Investment
Sure, your brokerage account might be a pretty awesome asset... but it won't get you the dividends that gratitude will. To celebrate Thanksgiving, Nicole is sharing a recent episode of Help Wanted, the career advice podcast she cohosts with editor in chief of Entrepreneur Magazine Jason Feifer. In their conversation, Jason and Nicole share true panic-inducing stories of failure, and how gratitude helped them turn that failure into success. Never miss an episode of Help Wanted and subscribe here, or wherever you listen to your favorite shows.
AI Drama and FINALLY Good News on Inflation
On this week's roundup of the biggest headlines on Wall Street and how they affect your finances, Nicole decodes the Sam Altman drama with ChatGPT and OpenAI, Musk's latest lawsuit and some good news on inflation... finally!
Your Richest Investment Is Closer Than You Think
The stock market can feel unfamiliar— but if you look around, your next super investment is closer than you think... literally. A good place to start looking for investments is in your very own home! Today, Nicole explains— with help from her other podcast Money Assistant. If you want to see if your favorite companies are investable, have your very own chat with Magnifi and download the Magnifi app at moneyassistant.com. Subscribe to Money Assistant here, or wherever you get your favorite podcasts.

S1 Ep 156Keep Your Money on Your Mind(fulness)
Originally aired 11/8/21 You might think mindfulness is bogus, but it actually has benefitted both Nicole’s emotional health and her career decisions. Listen to how mindfulness has helped Nicole, and how it can help you with your finances.

S2 Ep 1How To Get The Raise You Deserve, Without Costing You Your Job
Originally aired 6/21/21 Today Nicole answers the listener question: “How do I ask for a raise without causing bad blood between me and my employer?”

How To Make Extra Money with a Side Hustle
EOriginally aired 5.25.21 Nicole gives you three steps to take your woodworking/travel blog/macrame empire from part-time to big-time.

Embracing Your "Villain Era" Can Help Your Career - Just Ask Reality TV Villain Corinne Olympios
You’ve probably seen your favorite Instagram celebrity talk about entering their “villain era," which feels like it’s probably only good for reality TV villains. But channeling your inner villain can actually help you at work. Just ask an actual reality TV villain, Corinne Olympios (House of Villains, The Bachelor). Corinne tells Nicole why she thinks being a villain is actually a good thing, the money trail of The Bachelor and gives advice all of us can use next time we need to advocate for ourselves.
"I Can't Afford How Expensive Everything Is Now. How Do You Make It Work?" (Listener Intervention)
Even though the inflation situation is getting better, prices are still high everywhere. Today's Money Rehabber is making $25 an hour, has two kids, and is trying to figure out how to make her finances work. Nicole gives her advice on how to set up your financial life for success.
The Chaotic ICBC Hack and How Your Investments Were Affected
In this installment of the weekly round-up of the biggest headlines on Wall Street and how they affect your finances, Nicole unpacks the chaotic hack on the Industrial and Commercial Bank of China and how the market reacted, the rocky road for the latest wave of union strikes and the potential shake-up in the housing market. Want to start investing, but don't know where to begin? Go to moneyassistant.com and meet Magnifi, your AI money assistant, designed to help you make a plan for your financial goals. Want one-on-one money coaching from Nicole? Book a meeting with her here: intro.co/moneynewsnetwork
Don't Make These Health Insurance Mistakes
It's open enrollment szn and you know what that means! Advice to help you get the smartest medical insurance plan for you, of course. Nicole gives you all the best tips— including one that will definitely blow your mind. To listen to Nicole's episode with her insurance broker, click here: https://link.chtbl.com/JfEZPR_R