Money Mile

We like to think of Money Mile as standing at the corner of triathlon and personal finance, and we believe that age group triathletes are the lifeblood of our sport. This summer, we are going to take the opportunity to highlight some of our favorite “Questions on Course” segments from the last several months. In this episode, we're going to bring back two of our favorite financial questions from listeners. We're going to focus on the creation of an income plan for retirement and general retirement planning.You will want to hear this episode if you are interested in.Welcome to Money Mile (00:00)What assumptions can you make to plan better for retirement? (00:55)Your visions for retirement? (02:38)Strengths and weaknesses in your financial planning (03:07)Common risks to be aware of (08:29)Financial needs for different phases in retirement (09:35)How do I create an income plan for my retirement? (12:30)Create a system to organize your funds (15:22)How your investment portfolio affects your retirement strategy (18:35)Resources & People MentionedBuilding Your Financial Training Plan, Ep #21 – Waller FCConnect With Justin Wallerhttps://WallerFC.com Waller Financial Coaching on FacebookJustin on InstagramJustin on LinkedInSubscribe to MONEY MILEAudio Production and Show Notes by - PODCAST FAST TRACK

Welcome to the Money Mile podcast. I'm your host, Justin Waller, and I am happy you are here. We like to think of Money Mile as standing at the corner of triathlon and personal finance. This summer, we're taking the opportunity to highlight some of our favorite “Questions on Course" segments from the last several months. In this episode, find out what I think of 403 B loans and Social Security for your retirement planning. You will want to hear this episode if you are interested in...Welcome to Money Mile (00:00)How a 403(b) loan works (1:40)Why get a 403(b), and alternatives to it (4:15)What I think about social security (6:40)Future of social security (8:30)Benefits of Social Security (10:08)My recommendation about Social Security (19:54)Resources & People Mentionedssa.govConnect With Justin Wallerhttps://WallerFC.com Waller Financial Coaching on FacebookJustin on InstagramJustin on LinkedInSubscribe to MONEY MILEAudio Production and Show Notes by - PODCAST FAST TRACK

This summer, we will take the opportunity to highlight some of our favorite “Questions on Course" segments from the last several months. In this episode, we are going to bring back focus on the retirement planning side of things. I share my thoughts and advice when someone says, “I’ll never be able to retire”.You will want to hear this episode if you are interested in...Welcome to Money Mile (00:00)The 2-Phase problem for not being able to retire (01:30)How to be aware of your financial options (02:35)Four steps to reach your retirement goals (04:30)Connect With Justin Wallerhttps://WallerFC.com Waller Financial Coaching on FacebookJustin on InstagramJustin on LinkedInSubscribe to MONEY MILEAudio Production and Show Notes by - PODCAST FAST TRACK

Today we have a special guest on the show, Cherie Gruenfeld. Cherie has been competing in triathlons for 33 years and completed her first Ironman triathlon when she was 48 years old. She is currently the oldest woman to complete the Iron Man World Championships at the age of 78 and the Iron Man 70.3 World Championships at the age of 80. She holds 14 Iron Man World Age Group titles and 5 Iron Man 70.3 World Age Group titles. She is the founder and director of Exceeding Expectations, a nonprofit organization helping at-risk kids in San Bernardino graduate high school and further their education. You will want to hear this episode if you are interested in...Welcome to Money Mile (00:00)How Cherie became interested in triathlon (01:44)How Cherie Defines success (10:30)A challenging race experience (12:00)Triathlon expense tips (17:30)Cherie’s non-profit, Exceeding Expectations (20:53)Underrated aspect of Triathlon (32:30)Why Cherie has enjoyed triathlon so long (35:50)Resources & People MentionedCherie GruenfeldExceeding ExpectationsConnect With Justin Wallerhttps://WallerFC.com Waller Financial Coaching on FacebookJustin on InstagramJustin on LinkedInSubscribe to MONEY MILEAudio Production and Show Notes by - PODCAST FAST TRACK

Mira Panek shares her joyful mindset about her success as a self-proclaimed “accidental athlete.” She tells us how she got involved in Triathlon, her training and racing experiences, as well as her volunteer coaching of teens in the sport. Her story demonstrates how embracing opportunities can lead to fulfilling achievements. Similarly, embracing proactive strategies can enhance your financial joy. Today, I share resources to help you experience more enjoyment from your financial situation.You will want to hear this episode if you are interested in...Welcome to Money Mile (00:00)Resources for getting more joy from your finances (01:10)How Mira got involved in triathlon (14:13)Tips on how to get the most from your money as a triathlete (20:25)Mira’s race finishes (24:10)Misconceptions about the triathlon world (32:00)Mira’s volunteer work with Fit2Bkids (37:00)Resources & People MentionedFit 2 B KidsInstagram2017 ArticleHappy Money: The Science of Happier Spending: Dunn, Elizabeth, Norton, Dr Michael: 9781451665079: Amazon.com: BooksDie With Zero: Getting All You Can from Your Money and Your Life: Perkins, Bill: 9780358567097: Amazon.com: BooksMoney Mile Breaking Barriers with Christina DorrerConnect With Justin Wallerhttps://WallerFC.com Waller Financial Coaching on FacebookJustin on InstagramJustin on...

Welcome to Money Mile. Today’s guest is Howard Freedman. Howard holds an MBA and has worked in various fields, including industrial engineering, consulting, education, payroll systems, and writing. He transitioned into mentoring the younger generation, prioritizing honest financial guidance over profit-driven sales. His focus is on helping others make informed decisions with compassion and integrity.You will want to hear this episode if you are interested in...Welcome to Money Mile (00:00)How Howard got started in the financial aid business (06:05)What Howard considers underrated in college aid decisions (08:45)Details on how Howard’s book can help families with the aid process (11:40)Finding purpose versus passion (18:25)How Howard defines success (20:28)Is FAFSA always necessary? (24:30)What is the Professional Judgement process? (35:05)How to reach Howard (37:45)Resources & People MentionedFinancial Aid ConsultingMaking College Happen, By Howard FreedmanConnect With Justin Wallerhttps://WallerFC.com Waller Financial Coaching on FacebookJustin on InstagramJustin on LinkedInSubscribe to MONEY MILEAudio Production and Show Notes by - PODCAST FAST TRACK

Meet Bob Babbitt, a true legend in the athletic and humanitarian worlds. As a Co-founder of the Challenged Athletes Foundation, Bob has helped transform the lives of thousands by making sports accessible to individuals with physical challenges. His passion for storytelling shines through as the host of Babbittville Radio, where he shares inspiring conversations with endurance sports icons. A celebrated figure in the triathlon community, Bob's dedication has earned him a place in both the USA Triathlon Hall of Fame and the Ironman Triathlon Hall of Fame.You will want to hear this episode if you are interested in...Welcome to Money Mile (00:00)Four strategies to benefit financially while you give (01:10)Introduction to Bob Babbitt (07:10)How Challenged Athletes Foundation got started (08:35)How is CAF defining success? (12:30)Greatest challenges the organization faces today (18:30)Inspiring stories of an open funding model (33:00)What CAF has planned and how to get connected (49:24)Resources & People Mentionedhttps://www.challengedathletes.org https://babbittville.comFundraise Your Way  Challenged Athletes Foundation - YouTubeConnect With Justin Wallerhttps://WallerFC.com Waller Financial Coaching on FacebookJustin on InstagramJustin on LinkedInSubscribe to MONEY MILEAudio Production and Show Notes by - PODCAST FAST TRACK

In this episode, we’re joined by Diana Hassel, a 25-time Ironman finisher with 14 age group podiums at Ironman Hawaii. Diana is also a professor of equine emergency surgery at Colorado State University and has transitioned into coaching triathletes, offering personalized training and a focus on nutrition.Diana’s coaching journey began after friends sought her advice based on her success in the Ironman and 70.3 races. With a strong background in sports science, she now helps athletes of all levels through her platform, Hassel-Free Triathlon Training, offering a holistic approach to training and performance.Tune in to hear Diana’s inspiring story, valuable triathlon tips, and insights on goal-setting, coaching, and training.You will want to hear this episode if you are interested in...Welcome to Money Mile (00:00)I answer what type of business items are deductible (00:54)How Diana Hassel got into triathlon (07:00)How Diana defines success (08:45)Diana’s tips with finances for triathlon (10:45)How Diana trained for her 70.3 Boulder race (13:00)What Diana thinks is underrated about Triathlon (21:23)Diana admires Cherie Gruenfeld (22:35)How to connect with Diana (31:07)Resources & People MentionedHassel-Free Triathlon TrainingIRONMAN UTridot platformCherie GruenfeldConnect With Justin Wallerhttps://WallerFC.com Waller Financial Coaching on FacebookJustin on InstagramJustin on LinkedInSubscribe to MONEY MILEAudio Production and Show Notes by - PODCAST FAST TRACK

In this episode, Blake Anderson, a top real estate agent and endurance athlete, shares how his commitment to systems and relationships has led to success in both real estate and triathlon. From overcoming addiction to becoming a record-breaking ultramarathoner and innovating in real estate with a flat-fee model, Blake’s approach offers valuable insights for anyone looking to elevate their business or personal life. Tune in to learn how a strategic mindset can transform your work and training.You will want to hear this episode if you are interested in...A systemic approach to triathlon and real estate (00:00)My answer to how much house you can afford (00:53)Blake’s introduction to real estate (04:15)How Blake got started in triathlon (05:30)Systems and relationships applied to business and training (09:19)Blake’s unique and successful real estate process (11:00)How Blake became an expert in his neighborhood (22:26)How Blake invests in his community (26:30)How to connect with Blake (29:20)Resources & People MentionedFlat Fee Home SalesSterling Grove Real Estate | FacebookConnect With Justin Wallerhttps://WallerFC.com Waller Financial Coaching on FacebookJustin on InstagramJustin on LinkedInSubscribe to MONEY MILEAudio Production and Show Notes by - PODCAST FAST TRACK

Amy’s journey into the world of triathlons is a story of passion, perseverance, and inspiration. What began as a simple bucket list item in 2002 quickly turned into a lifelong pursuit that has shaped not only her physical fitness but also her personal growth. From her first Sprint race to completing multiple Ironman triathlons, Amy’s path is one of constant challenge and self-improvement. Along the way, she’s been motivated by powerful personal stories and the desire to make a positive impact on others. In this episode, Amy shares the experiences and insights that have shaped her journey, including the reasons she races, her approach to health, and her advice for fellow athletes.You will want to hear this episode if you are interested in...Amy Woolsey’s Journey in Triathlon (0:00)What are available health care options after retirement? (0:53)My pro-tip to runners (6:00)How Amy got started in triathlon (8:58)How Amy defines success (11:45)Finishing 3rd at Des Moines 70.3 (13:00)Amy’s favorite aspect of being in a tri club (17:20)Amy’s tips on nutrition and recovery (19:41)What Amy wants the world to know about her journey (34:15)Resources & People MentionedThe Story of Team HoytDuTriHuma Energy GelsTrainingPeaks Training PlansConnect with Amy on FacebookConnect With Justin Wallerhttps://WallerFC.com Waller Financial Coaching on FacebookJustin on InstagramJustin on LinkedInSubscribe to MONEY MILEAudio Production and Show Notes by - PODCAST FAST TRACK

In this episode, we explore the power of Heart Rate Variability (HRV) as a window into your heart health—and how you can improve it. Joining us from Norway is Dr. Torkil Faero, a seasoned General Practitioner and emergency physician with 26 years of experience. Dr. Faero has practiced medicine across Norway and in war-torn Angola with Doctors Without Borders, gaining a deep understanding of the human body under extreme conditions.Beyond his medical expertise, Dr. Faero is a true renaissance man—an award-winning photographer, author, and documentary filmmaker. His latest book, The Pulse Cure, reveals how heart rate monitors and smartphones can unlock critical insights about stress, resilience, and the autonomic nervous system. With a passion for exploration, he has traveled to over 80 countries and speaks eight languages, bringing a global perspective to the conversation.Tune in as we uncover how HRV can be a game-changer for your health—and how simple tools can help you harness its power. You will want to hear this episode if you are interested in...Welcome back to Money Mile (00:00)How do I create an income plan for my retirement? (01:04)Introducing Dr. Torkil Faero (12:45)Lifestyle changes Dr. Faero took to get healthy (14:12)What is heart rate variability and why we should watch it (17:00)Applying HRV as a tool for preventative health (22:45)Tips to increase health longevity (26:56)Genetic component of HRV (34:58)How long does it generally take to see HRV improvements? (46:10)Dr. Torkil Faero’s new books (51:36)Resources & People MentionedThe Pulse CureBOOK: The Pulse CureFollow on InstagramConnect With Justin Wallerhttps://WallerFC.com Waller Financial Coaching on FacebookJustin on InstagramJustin on LinkedInSubscribe to MONEY MILEAudio Production and Show Notes by - PODCAST FAST TRACK

Today, we’re joined by Kirsten Miller, a seasoned triathlete with over 22 years of experience and a board-certified sports nutritionist. Kirsten’s dedication to her family and her strategic approach to balancing training, racing, and home life have been the cornerstone of her longevity in the sport. Beyond her personal achievements, she’s passionate about helping endurance athletes optimize their health and performance through personalized nutrition strategies.You will want to hear this episode if you are interested in...Kirsten Miller’s Balance of Family, Triathlon, and Business (0:00)How to ensure a stable and enjoyable retirement (00:50)How Kirsten got started in triathlon (13:30)How Kirsten defines success (16:24)Kirsten’s best tips for triathlon expenses (17:45)Kirsten’s experience racing Boulder 70.3 (19:50)Kirsten’s nutrition business supporting triathletes: Nourish2Flourish (31:24)Kirsten’s turning point in her racing experience (36:00)Resources & People MentionedKirsten MillerTeam in TrainingNourish2FlourishConnect With Justin Wallerhttps://WallerFC.com Waller Financial Coaching on FacebookJustin on InstagramJustin on LinkedInSubscribe to MONEY MILEAudio Production and Show Notes by - PODCAST FAST TRACK

In today’s episode of Money Mile, we’re joined by Michele Cellai, a triathlete and nurse practitioner, to discuss her journey in triathlon and her career in health and wellness. Michele's passion for the sport started in the early 1980s after watching Julie Moss’s iconic Ironman finish, and she’s been racing ever since.Michele also shares her work as a nurse practitioner focusing on lifestyle medicine, a holistic approach that treats chronic diseases through lifestyle changes such as diet, exercise, mindfulness, and better sleep. She is currently pursuing a certification in lifestyle medicine to help individuals improve their health through preventive care.Michele opens up about her experiences with knee injuries, including a challenging 15-month recovery after tearing her meniscus in 2023. She emphasizes the importance of being patient with your body, maintaining strength, and focusing on long-term health. She also shares a dangerous experience at Ironman Arizona, where she faced a medical emergency during the swim, offering valuable insight into recognizing and responding to serious health issues in races.Tune in for Michele’s inspiring story and learn how she balances triathlon, health, and wellness in both her personal and professional life.You will want to hear this episode if you are interested in...The best time to purchase long-term care insurance [00:43]How Michele got interested in triathlon [8:37]Michele’s work and certification in lifestyle medicine [9:37]How Michele defines success [11:48]Michele’s best financial choices in triathlon [14:02]Michele shares local smaller races to support [17:20]Michele’s near drowning incident during her race [21:00]Turning point in Michele’s training [29:30]What Michele would spend $100 on in triathlon [36:45]Resources & People MentionedCost of Long-Term CareConnect with Michele on LinkedInConnect With Justin Wallerhttps://WallerFC.com Waller Financial Coaching on FacebookJustin on InstagramJustin on LinkedInSubscribe to MONEY MILEAudio Production and Show Notes by - PODCAST FAST TRACK

In this episode of Money Mile, I sit down with Carly and Tyler, the dynamic duo behind "Organic Coaching." They share the journey of how they built a thriving online coaching business that helps time-crunched triathletes balance training with their busy lives. From their impressive athletic achievements to growing a community of over 6,000 members during the COVID-19 era, Carly and Tyler's story is a testament to the power of consistent effort and the right guidance.They discuss what success means to them—not just in athletic terms, but also in the fulfillment they've found working together, running their own business, and maintaining a healthy work-life balance. Tune in to hear how their philosophy and coaching approach have transformed lives worldwide.You will want to hear this episode if you are interested in...Strategies for a gradual retirement portfolio [00:35]How Carly and Tyler got started in their coaching business [9:25]About their Facebook support group for triathletes [11:13]Carly and Tyler’s athletic highlights [13:53]What success means to Carly and Tyler [20:39]Carly and Tyler’s best financial advice for the sport [26:32]The most underrated aspect of triathlete from a coach’s view [33:40]What Tyler and Carly want you to know [38:22]Resources & People MentionedOrganic CoachingOrganic Coaching on FacebookTriathlon Training For Time Crunched Triathletes | FacebookConnect With Justin Wallerhttps://WallerFC.com Waller Financial Coaching on FacebookJustin on InstagramJustin on LinkedInSubscribe to MONEY MILEAudio Production and Show Notes by - PODCAST FAST TRACK

Brittany Vermeer is a triathlete and seasoned sports journalist. As a freelance writer and editorial consultant, she collaborates with top publications like Triathlete Magazine, Outside Run, Ironman, and Xterra. With six 70.3 triathlons under her belt, two World Championship qualifications, and her first full-distance Ironman completed in 2003, Brittany brings unparalleled expertise to the world of endurance sports.In this episode, Brittany shares her journey from horse show championships to triathlons and discusses her blog, TripleThreatLife, where she offers practical tips and resources for fellow athletes.During the Questions-on-Course segment, I also provide actionable advice for reducing student loan debt with the help of a specialized financial planner.You will want to hear this episode if you are interested in...My advice for navigating student loan debt [0:55]How Brittany got started in triathlon [5:20]How Brittany became a sports journalist [7:44]How Brittany defines success [13:13]Brittany’s experience volunteering in her local tri-club [14:54]Her best investment in triathlon [17:00]Brittany’s Blog to help triathletes [19:55]What Brittany wants people to know about her journey [35:10]Resources & People MentionedStudent Loan Planner - Get a Plan to Pay Off Your Student LoansTriple Threat LifeInstagramBrittany on LinkedInBrittany’s episode on The Inventory Genius Podcast Connect With Justin Wallerhttps://WallerFC.com Waller Financial Coaching on FacebookJustin on InstagramJustin on LinkedInSubscribe to MONEY MILEAudio Production and Show Notes by - PODCAST FAST TRACK

We’re thrilled to welcome back Rebecca “Beaker” McKee to share her incredible journey at the Ironman Championship in Nice, France, where she placed 12th. In this episode, Beaker opens up about her experience with the course, the unique challenges of competing in Nice, and how it compares to her past races in Kona.But this isn’t just a story about triathlons—it’s about resilience. Beaker shares her deeply personal battle with health challenges, including undergoing a full hysterectomy. She reveals the physical and emotional toll it took on her, her determination to recover, and how she found her way back to the sport she loves.You will want to hear this episode if you are interested in...How I think you should consider social security in your financial planning [0:48]You should be aware of these potential changes to social security [11:30]Beaker shares how having a full hysterectomy affected her [16:45]What Beaker hopes Ironman will do in the future for triathletes [33:30]Concerns and what was impressive about Nice, France’s courses [40:28]Comparing the financial costs of competing in Kona vs Nice [46:00]Resources & People MentionedRebecca Beaker McKeePeak Fitness CenterIRONMAN France Nice - Anything is PossibleThe United States Social Security Administration | SSAConnect With Justin Wallerhttps://WallerFC.com Waller Financial Coaching on FacebookJustin on InstagramJustin on LinkedInSubscribe to MONEY MILEAudio Production and Show Notes by - PODCAST FAST TRACK

Today, I'm joined by Dana Bullard, a former marathon runner turned accomplished triathlete. Dana has completed 26 Ironmans, including six finishes at Kona. After years as a competitive runner through high school, college, and into her post-grad marathon career, she began to feel burnout creeping in. When a colleague invited her to try a sprint triathlon, Dana placed third—even with limited biking and swimming experience. Rediscovering the joy of competition, she embraced triathlons for their variety and the challenge to continually improve. In this conversation, Dana shares her journey to success, her strategies for overcoming obstacles, and the support system that keeps her going. You will want to hear this episode if you are interested in...(3:37) What success means to Dana(5:40) The best and worst investments Dana made in the sport(10:41) Dana shares her experience winning first place in an Ironman(15:00) What Dana thinks most triathletes should know(20:00) Dana’s unique independent training “community”(22:23) Who Dana admires most in the triathlon sport(30:05) Overcoming surgery for tumor and partial liver removal(34:45) What to do to improve your retirement nest eggResources & People MentionedDana BullardBlake BullardScott LottProject PodiumConnect With Justin Wallerhttps://WallerFC.com Waller Financial Coaching on FacebookJustin on InstagramJustin on LinkedInSubscribe to MONEY MILEAudio Production and Show Notes by - PODCAST FAST TRACK

What if syncing your workouts to your menstrual cycle could mean the difference between podium finishes and painful struggles? Kateryna Moisyeyeva—widely known as Coach Kat —has lived it. After escaping an abusive marriage and starting from scratch in triathlon, she turned personal trauma into elite-level achievements and a groundbreaking approach to coaching women.In this episode, I talk with Coach Kat about her emotional journey, how she transformed setbacks into strength, and why she believes women are setting their goals too low. We also dive deep into nutrition, the real impact of transitions, and why financial independence is a race worth training for.You will want to hear this episode if you are interested in...(00:00) Meet Kateryna Moisyeyeva—widely known as Coach Kat(02:20) Amy's story: The friend who sparked everything(06:08) From partner to CKTri Team(13:16) How cycle-synced training boosts female performance(27:29) Tackling perimenopause and adjusting for success(35:39) Coach Kat’s picks for $100 gearResources & People MentionedTrainingPeaksCKTri TeamGulf Coast 70.3 TriathlonTriathlete Magazine - Article about Coach Kat’s storyHow Menstrual Cycle Tracking Can Revolutionize Female Athlete TrainingThe Effects of Contraception on Female Athletes’ PerformanceConnect With Justin Wallerhttps://WallerFC.com Waller Financial Coaching on FacebookJustin on InstagramJustin on LinkedInSubscribe to MONEY MILEAudio Production and Show Notes by - PODCAST FAST TRACK

In this episode, I sit down with Kirsten McCay, a triathlete, coach, and personal trainer excelling in both endurance sports and motherhood. She’s won her age group at the 70.3 North American Championships twice, even after spinal surgery—showcasing her resilience and mental toughness.Kirsten talks about balancing intense training with parenting, using creative solutions like stroller runs and nap-time workouts. She also shares her coaching approach, helping busy clients make steady progress.You will want to hear this episode if you are interested in...(01:40) How Kirsten got started in triathlon 25 years ago(03:43) How Kirsten defines success and balance in life(08:30) Debunking the myth that expensive gear is key to performance(13:40) Mental strategies help Kirsten tackle challenging courses(23:16) Triathlon fosters personal growth beyond physical fitness(26:40) Kirsten’s turning point was when she committed fully to qualifying for KonaResources & People MentionedProgressive Evolution Coaching – Kirsten’s coaching business that helps athletes with busy schedules and ADHD achieve their goalsWestminster Waves Swim Team – Kirsten’s summer swim team for kidsConnect With Justin Wallerhttps://WallerFC.com Waller Financial Coaching on FacebookJustin on InstagramJustin on LinkedInSubscribe to MONEY MILEAudio Production and Show Notes by - PODCAST FAST TRACK

What does the home-buying process look like? How do you navigate interest rates? What type of loan best suits your needs? These are just a few of the questions David Gulbransen is uniquely qualified to answer. David is a loan officer in Northern California whose focus is providing the best communication, service, product knowledge, and transparency to his clients and partners. His hands-on approach quickly forms a comfortable relationship and leads to a stress-free lending process. In this conversation, David tackles common questions that new homebuyers ask in a way that everyone can understand. You will want to hear this episode if you are interested in...Learn more about David Gulbransen [0:19] How is real estate lending different now? [1:46] What the process looks like for homebuyers [3:00]Interest rates and their impact on homebuyers [8:58]Tips to get your finances in better shape for a home purchase [16:21]Why is refinancing gaining popularity? [21:50] Who is the right fit to work with David? [23:21] How to use gifted money for a down payment [26:02] David’s biggest accomplishment [27:19]David’s experience with construction loans [29:00] How much house can I afford? [32:53] Resources & People MentionedAnnualCreditReport.comConnect with David GulbransenDavid Gulbransen: Loan Officer | NMLS 1865199 | Access Real Estate [email protected] With Justin Wallerhttps://WallerFC.com Waller Financial Coaching on FacebookJustin on InstagramJustin on LinkedInSubscribe to MONEY MILEAudio Production and Show Notes by - PODCAST FAST TRACK

Ollie has been a running and strength coach in the fitness industry for over a decade. He’s an avid runner who enjoys everything from 5ks to ultramarathons. He’s worked with triathletes and has a wealth of knowledge on athletic conditioning. He is also the host of, “Training to Endure,” a podcast that shares interesting stories and interviews about training and athletic reflection. In this episode of Money Mile, Ollie shares how he became a running coach as well as his philosophy and advice on fitness.You will want to hear this episode if you are interested in...How Ollie got started in coaching [1:23]How Ollie defines success [7:15]The best and worst investments Ollie has made [9:05]How Ollie got his podcast started [13:30]What is Ollie’s coaching philosophy [15:30]When I think you should start saving and investing [28:00]Resources & People Mentioned@olliemccarthy | LiinksThe Original Fan Dance Race SeriesInstagram: @olliewmccarthyApple Podcast: Training to Endure PodcastSpotify Podcast: Training to Endure PodcastYouTubeEmail: ollie(at)mccarthysf.comConnect With Justin Wallerhttps://WallerFC.com Waller Financial Coaching on FacebookJustin on InstagramJustin on LinkedInSubscribe to MONEY MILEAudio Production and Show Notes by - PODCAST FAST TRACK

Lisa Bishop is a four-time qualifier for the Ironman 70.3 world championships and a two-time age-group winner for the 70.3 distances. She's also a wife, mom, full-time employee, and competitive athlete. Lisa shares her story about starting in triathlon and how she balances and manages her athletic hobby and work and home life.You will want to hear this episode if you are interested in...Lisa Bishop’s origin story [1:00]How Lisa defines success [5:30]Lisa’s best investment in her athletic career [8:40]Tips to success from Lisa [18:20]Should you be concerned about today's economy? [34:10]Resources & People MentionedThe Gap and the Gain by Dan Sullivan, Dr. Benjamin HardyCoaches - Upgrade LifestyleConnect With Justin Wallerhttps://WallerFC.com Waller Financial Coaching on FacebookJustin on InstagramJustin on LinkedInSubscribe to MONEY MILEAudio Production and Show Notes by - PODCAST FAST TRACK

Those of us with families and an active lifestyle may find it challenging to find time to read. The opportunity to listen to audiobooks is one ancillary benefit of training.In this episode of Money Mile, you’ll hear 5 audiobook recommendations with valuable financial information. If you’re looking for your next read (or listen) you won’t want to miss this opportunity to add these to your wishlist.You will want to hear this episode if you are interested in...The joys of audiobooks [1:22]The Psychology of Money [3:20]The Random Walk Down Wall Street [3:55]Profit First [4:35]Start with Why [5:41]Happy Money [6:40]Simple Wealth, Inevitable Wealth [7:41]Resources &amp; People MentionedBOOK - The Psychology of Money by Morgan HouselBOOK - The Random Walk Down Wall Street by Burton MalkielBOOK - Profit First by Michael MichalowiczBOOK - Start with Why by Simon SinekBOOK - Happy Money by Ken HondaBOOK - <a...

Have you ever wondered what it would be like to become a pro triathlete? Laura “Sid” Siddall did just that.&nbsp;Laura has spent the past 10 years competing professionally all around the world. She joins me today to discuss her professional triathlon career, her involvement in various nonprofit organizations, and the key differences between men's and women’s triathlon culture.&nbsp;Don’t miss this unique perspective from a longtime female professional athlete. Listen to hear Sid’s insights.You will want to hear this episode if you are interested in...How Sid got started in triathlon [3:22]How she defines success today [13:26]Where the motto “don’t die wondering” came from [16:38]Best investment [19:51]More about Women’s Sports Trust [29:21]Key differences in the women’s triathlon culture [34:20]My thoughts on 403B loans [41:03]Resources &amp; People MentionedIf We Were Riding podcastBOOK - Rebel Ideas by Matthew SyedConnect With Justin Wallerhttps://WallerFC.comWaller Financial Coaching on FacebookJustin on InstagramJustin on LinkedInSubscribe to MONEY MILEAudio Production and Show Notes by - PODCAST FAST TRACK

As a sub-9 Ironman, Parker Kerth is hard to beat. This NVDM senior triathlon coach is a podcaster and all-around athlete.&nbsp;In this episode of Money Mile, you’ll hear how he got started coaching and how he uses data to up his game.&nbsp;Make sure to stick around until the end to hear today’s Question on Course: How do you factor in finances with a blended family? Press play to get started.You will want to hear this episode if you are interested in...Why Parker started his podcast [1:22]How Parker got started in triathlon [2:40]How Parker got into coaching [10:50]What it means to be a senior triathlon coach with --- [15:45]The role of AI in triathlon coaching [19:07]How he defines success [20:56]The best investment he has made in his athletic career [26:10]An example of how his coach has helped him [33:20]How to know when a coach is a good fit for an athlete [35:52]Where you can find Parker [41:40]Questions on course [44:15]Resources &amp; People MentionedParker on InstagramParker on YoutubeParker the TrainerNVDM WebsiteThe TriHards podcast on SpotifyConnect With Justin Wallerhttps://WallerFC.comWaller Financial Coaching on FacebookJustin on InstagramJustin on LinkedInSubscribe to MONEY MILEAudio Production and Show Notes by - PODCAST FAST TRACK

Are you tired of trying all kinds of different tech solutions to manage your cash flow?&nbsp;Or maybe you’re still burying your head in the sand and simply crossing your fingers that your expenses will be less than your income this month.The biggest challenge people have with their cashflow is their lack of spending awareness. This is because, for most people, rather than developing a proper spending plan they let their expenses happen to them.&nbsp;If you want to build wealth you’ll need to take the reins and increase your cash flow awareness.&nbsp;In this episode, you’ll learn how to build a foundation that allows you to plan your spending and build a solid cash reserve. Press play so that you can stop letting your spending take away your financial freedom.You will want to hear this episode if you are interested in...A spending plan overview [2:02]Setting up your cashflow system [2:45]&nbsp;Pro tips for accounts set up [7:35]How to maintain the system [13:20]Do this each week [16:15]Your homework [18:55]Connect With Justin Wallerhttps://WallerFC.comWaller Financial Coaching on FacebookJustin on InstagramJustin on LinkedInSubscribe to MONEY MILEAudio Production and Show Notes by - PODCAST FAST TRACK

Many of you have heard of the famous 60-40 portfolio, but is it a realistic portfolio distribution? I recently had a listener ask this question.&nbsp;In this episode of Money Mile, we’ll explore what it means to save for retirement and how the accumulation and decumulation phases differ. Then we’ll dive into the nitty-gritty of portfolio distributions.&nbsp;So, grab your earbuds and running shoes and press play to share a mile with me to learn more about portfolio distributions.You will want to hear this episode if you are interested in...How many Americans rely on Social Security [1:42]Where the 60-40 rule came from [3:35]How the distribution phase is different from accumulation [5:53]How to diversify your investments [8:51]The way I try to balance my life [11:10]Resources &amp; People MentionedSocial Security statisticsThe US median incomeConnect With Justin Wallerhttps://WallerFC.comWaller Financial Coaching on FacebookJustin on InstagramJustin on LinkedInSubscribe to MONEY MILEAudio Production and Show Notes by - PODCAST FAST TRACK

In today's episode of Money Mile, you’ll learn about my process for updating my clients' and my own retirement income projections to get a sense of the process I follow when helping clients.Are you ready for your mile-sized bit of financial education? Click play to get started.&nbsp;You will want to hear this episode if you are interested in...The primary steps in developing your retirement income projection [1:42]A glimpse behind the curtain [3:51]Why we use Roths [6:07]Your homework [11:18]Resources &amp; People MentionedDesign My Money MachineEpisode 52 - Breaking Barriers in Multi-Sport with Christina DorrerEpisode 28 - A Look Behind the CurtainConnect With Justin Wallerhttps://WallerFC.comWaller Financial Coaching on FacebookJustin on InstagramJustin on LinkedInSubscribe to MONEY MILEAudio Production and Show Notes by - PODCAST FAST TRACK

Do you ever think about the future of triathlon? It lies with the next generation.&nbsp;Christina Dorrer is an inspirational triathlete who is breaking the barriers of multisport so that kids from all walks of life can participate.&nbsp;In this episode of Money Mile, you’ll hear a bit about Christina’s accomplishments, but also about those of the kids she has been training through her nonprofit Fit 2 B Kids.&nbsp;If you are excited about the idea of getting kids into triathlon, you won’t want to miss this episode!You will want to hear this episode if you are interested in...How Christina got started with triathlon [1:22]The best investment she has made in triathlon [4:56]Why Fit 2 B Kids is revolutionary [7:38]How Christina found this cohort of athletes [12:52]The benefits of contributing to a501C [20:33]How to invest in the future of the sport [28:20]How to support Christina and Fit 2 B Kids [35:31]Resources &amp; People MentionedFit 2B KidsEndurance 2 PerformChristina on InstagramConnect With Justin Wallerhttps://WallerFC.comWaller Financial Coaching on FacebookJustin on InstagramJustin on LinkedInSubscribe to MONEY MILEAudio Production and Show Notes by - PODCAST FAST TRACK

As triathletes, we are naturally competitive–we like to win! However, winning in a race is much different than winning with money.&nbsp;Finances can cause abundant stress in life, but there are ways that you can design your life so that you win with money.In this episode, you’ll learn five ways to win with money, so grab your earbuds and training shoes and press play as you set off on your long steady run.&nbsp;You will want to hear this episode if you are interested in...Stress about money [1:32]Top 5 ways to win with money [5:25]Have a spending plan [7:57]Use your resources wisely [12:55]Respect your vulnerability [15:35]Develop a winning perspective [18:51]Your homework [22:44]Resources &amp; People MentionedMoney stressMain causes of stressChronic stressRelieve stressUSNews article on retirement ageWorld Bank economic dataExercise longevity studyConnect With Justin Wallerhttps://WallerFC.comWaller Financial Coaching on FacebookJustin on InstagramJustin on LinkedInSubscribe to MONEY MILEAudio Production and Show Notes by - PODCAST FAST TRACK

Kathy Grady has been involved with triathlons for more than 20 years. She won her age group at the Des Moines 70.3 and even finished 3rd in her age group at the Oregon 70.3–with an injury!This extraordinary athlete and high-performing coach is here to discuss her journey in triathlon, her experience with coaching, and how she is actively overcoming injury.&nbsp;Do you ever have any questions for Money Mile? We are now incorporating a Questions On Course segment where I answer your questions with practical responses that everyone can learn from. Make sure to stick around until the end of the episode to hear my response to today’s question.You will want to hear this episode if you are interested in...How Kathy got into triathlons [1:22]How Kathy defines success [5:03]How she prepared for the Oregon 70.3 [6:40]What’s going on with her injury [9:25]How she runs her training programs [12:35]What the most underrated part of training is[15:55]What she’s doing for her athletes [18:22]Kathy’s biggest mistake in training [23:17]A turning point in her training [26:09]What she would buy for $100 [30:22]What she would like the world to know about her journey in triathlon [33:49]Questions On Course [40:33]Resources &amp; People MentionedTrain with Kathy&nbsp;-&nbsp; [email protected] - Happy Money by Ken HondaConnect With Justin Wallerhttps://WallerFC.comWaller Financial Coaching on FacebookJustin on InstagramJustin on LinkedInSubscribe to MONEY MILEAudio Production and Show Notes by - PODCAST FAST TRACK&nbsp;

Jamie So has participated in 19 Ironmans and over 70 half-Ironmans. She has even raced the Eagleman 70.3 for 18 consecutive years.&nbsp;Are curious to hear how Jamie has accomplished competing in all of these races? Click play to find out.You will want to hear this episode if you are interested in...How she got started in Ironman [2:22]How Jaime defines success [8:25]Best investment [12:21]Her experience with the Eagleman [17:44]How she has managed to complete so many races [21:40]The most underrated aspect of triathlon [24:41]Her biggest mistake during training [29:20]The turning point in her training [35:50]Resources &amp; People MentionedJamie’s physical therapy practice - Manual TherapyConnect With Justin Wallerhttps://WallerFC.coWaller Financial Coaching on FacebookJustin on InstagramJustin on LinkedInSubscribe to MONEY MILEAudio Production and Show Notes by - PODCAST FAST TRACK

Science educator and health and wellness coach, Dr. Denise Allen joins me today to discuss her incredible healing journey back to becoming a top-tier triathlete.&nbsp;Not only has she had the opportunity to race at the 2023 World Triathlon Championships, but she also received the 2022 USAT Multisport Most Inspirational Comeback Award. Denise’s story will inspire you to push yourself to your fullest potential by choosing courage over fear.Remember, to get the full show notes delivered directly to your inbox, don’t forget to subscribe to the Money for the Long Run newsletter.&nbsp;You will want to hear this episode if you are interested in...How Denise got started in triathlon [1:22]How she defines success today [2:41]The best investment she has made in her triathlon career [3:39]How Denise prioritizes sleep [8:23]How she improved by 18 minutes in Maine this year [10:48]Why she won the 2022 USAT Multisport Most Inspirational Comeback Award [21:46]The most underrated aspect of triathlon [27:50]Denise’s biggest mistake in workouts [29:45]Her strongest component of triathlon [32:44]Turning points in her career [35:10]Her educational background [38:55]Women’s triathlon culture [40:14]The biggest waste of money she has spent on triathlon [43:01]Resources &amp; People MentionedRudy Bike HelmetsBisaddleSleepMe ChilipadBOOK - Mindsight by Dan Siegel@DrDeniseAllen on InstagramDrDeniseAllen.comConnect With Justin Wallerhttps://WallerFC.comWaller Financial Coaching on FacebookJustin on InstagramJustin on LinkedInSubscribe to MONEY MILEAudio Production and Show Notes by - PODCAST FAST TRACK&nbsp;

How can you perform at a top level in your triathlon? Learn from those who are doing their best!In this episode of Money Mile, we explore the intersection of triathlon and finance with Rebecca McKee. Rebecca has learned how to overcome obstacles to do her very best. She shares her journey by discussing her experiences and challenges in this open conversation. Listen in to learn what you can do to maximize your training.&nbsp;You will want to hear this episode if you are interested in...How she got started in triathlon [2:22]How she defines success [5:49]The best investment she has made [9:19]The importance of nutrition [13:48]How she managed to drop 9 minutes in a year [22:18]How she improved her Oregon race [32:21]How she handled Finland [34:24]How she’s feeling about her upcoming Kona race [38:26]Biggest mistakes in triathlon [48:17]Women’s triathlon culture [51:44]Resources &amp; People MentionedCoach Rebecca on InstagramRebecca McKee on InstagramPeak Alaska on FacebookPeak CenterCliff English CoachingConnect With Justin Wallerhttps://WallerFC.comWaller Financial Coaching on FacebookJustin on InstagramJustin on LinkedInSubscribe to MONEY MILEAudio Production and Show Notes by - PODCAST FAST TRACK

Total Body Fitness creates a positive impact on over 6000 athletes each year! However, Total Body Fitness doesn’t just put on races they also introduce and train new athletes in the sport of triathlon.On this episode, Mark Shaw and Bill Driskill join me to discuss how they have been spreading the sport of triathlon to the world for over 30 years. Listen in to learn how they help people overcome barriers to create lifelong athletes.You will want to hear this episode if you are interested in...Bill and Mark’s roles at Total Body Fitness [1:22]What Total Body Fitness is [3:20]The biggest challenges for new triathletes [7:45]How to help people get over their fears of water [11:30]What they are most excited about in the world of triathlon [20:38]The future of triathlon [27:13]What they are looking forward to in the year ahead [31:47]Resources &amp; People MentionedTotal Body FitnessTotal Body Fitness on InstagramTotal Body Fitness on FacebookConnect With Justin Wallerhttps://WallerFC.comWaller Financial Coaching on FacebookJustin on InstagramJustin on LinkedInSubscribe to MONEY MILEAudio Production and Show Notes by - PODCAST FAST TRACK

If you have listened to Money Mile lately, you have probably heard our financial training plan episodes. It’s finally time to wrap them up now that we have taken a dive through the main financial planning topics at the sprint, Olympic, and long course levels.&nbsp;In addition, we’ll discuss what’s coming next for the show, so listen in to hear what you can expect in future episodes of Money Mile.&nbsp;Make sure to scroll down to the bottom for itemized episode numbers from the financial training plan episodes so that you can complete the homework!You will want to hear this episode if you are interested in...What lies ahead on Money Mile [1:22]Estate planning [3:16]Risk management [4:18]&nbsp;Income planning [6:00]Investment management [7:12]&nbsp;Tax planning [8:23]Your homework [10:01]Resources &amp; People MentionedEstate Planning - Episode 22, Episode 29, Episode 35Risk Management - Episode 26, Episode 32, Episode 37Income Planning - Episode 23, Episode 30, Episode 39Investments - Episode 25, Episode 33, Episode 41Tax Planning - Episode 24, Episode 31, Episode 43Connect With Justin Wallerhttps://WallerFC.comWaller Financial Coaching on FacebookJustin on InstagramJustin on LinkedInSubscribe to MONEY MILEAudio Production and Show Notes by - <a href="https://www.podcastfasttrack.com" rel="noopener noreferrer"...

Here at Money Mile, we love to shine the light on good people doing great things in the sport and our guest today is so positive that her own light shines through on this episode.&nbsp;Pam Coley is a successful small business owner, mother, grandmother, and an average person who enjoys triathlon. On this episode, you’ll hear how she got into the sport, her tips for dealing with race day anxiety, and all about her road to Kona.You won’t want to miss out on feeling Pam’s inspirational presence. Press play to hear the interview.You will want to hear this episode if you are interested in...How she got started in triathlon [2:12]How Pam defines success now [4:52]How she prepared for Chatanooga 70.3 [8:55]The most underrated aspect of triathlon [17:41]Strengths and weaknesses in triathlon [19:56]A turning point for her in triathlons [26:13]The best part of women’s triathlon training [28:15]Who she admires most in the sport [29:37]Biggest investment that worked well and that was a waste of money [34:40]Resources &amp; People MentionedMultisport PerformanceAll3 RealtyAftershokzTraining PeaksSkratch LabsConnect With Justin Wallerhttps://WallerFC.comWaller Financial Coaching on FacebookJustin on InstagramJustin on LinkedInSubscribe to MONEY MILEAudio Production and Show Notes by - PODCAST FAST TRACK

In today's episode, we will finish the tax planning portion of your financial training plan at the long-course level.We can compare this to the technique and efficiency work in your triathlon training plan.&nbsp;To help you keep more of your resources throughout your lifetime, we want to ensure your tax strategy is well-designed.My goal today is to give you some practical concepts to consider to improve the tax efficiency of your financial plan.You will want to hear this episode if you are interested in...Using how much you paid in taxes last year to calculate your lifetime tax bill [1:42]Common tax myths [4:38]Shadow taxes [5:33]Your homework [10:18]Resources &amp; People MentionedEpisode 31 - Income Tax Planning – Olympic LevelEpisode 42 - How to Avoid Overpaying Your Taxes with Steven JarvisBOOK - Don’t Get Killed By Taxes by Steven JarvisConnect With Justin Wallerhttps://WallerFC.comWaller Financial Coaching on FacebookJustin on InstagramJustin on LinkedInSubscribe to MONEY MILEAudio Production and Show Notes by - PODCAST FAST TRACK

If you want to learn how to improve the amount you pay in taxes you won’t want to miss this episode.&nbsp;Steven is the CEO and Lead CPA at Retirement Tax Services, an active former triathlete turned OCR racer, host of the first annual Retirement Tax Services Tax Summit, host of The Least Boring Tax Podcast, and author of Don’t Get Killed by Taxes, so he is a wealth of information on all things taxes.In this episode, Steven and I discuss his athletic endeavors as a triathlete and OCR racer, how he became a CPA, and what we can all do to pay less in taxes. Don’t miss out on this fantastic conversation with Steven Jarvis.You will want to hear this episode if you are interested in...Steven’s road to becoming a CPA [2:52]Why he wrote his book [4:00]Steven’s athletic career [5:21]&nbsp;How he defines athletic success [9:00]His current career pursuits [10:55]How to reduce the sting of an expensive hobby [14:24]How winnings are viewed by the IRS [19:56]How to know if you are paying too much to the IRS [23:52]Tax surprises [29:30]How to follow Steven [31:29]Connect with StevenBOOK - Don’t Get Killed by Taxes by Steven JarvisThe Least Boring Tax PodcastConnect with Justin Wallerhttps://WallerFC.comWaller Financial Coaching on FacebookJustin on InstagramJustin on LinkedInSubscribe to MONEY MILEAudio Production and Show Notes by - PODCAST FAST TRACK

Your investment portion of your financial training plan is similar to the strength training you do in your physical training plan. My goal is to ensure that your investments are strong enough to support you so that you can live your best life.&nbsp;In this episode of Money Mile, I’ll share two concepts that you can implement in your investment portfolio to strengthen your financial plan. Listen in to hear how you can beef up your investments to optimize your life.You will want to hear this episode if you areinterested in...Why you should rebalance regularly [2:32]How often you should rebalance [5:46]&nbsp;Dividends, income, and capital gains [8:30]The type of account determines tax ramifications [10:24]Your homework [12:41]Resources &amp; People MentionedEpisode 40 - How Triathlon Fosters Community with Allison TrucilloEpisode 33 - Investment Strategy – Olympic LevelEpisode 31 - Income Tax Planning – Olympic LevelConnect With Justin Wallerhttps://WallerFC.comWaller Financial Coaching on FacebookJustin on InstagramJustin on LinkedInSubscribe to MONEY MILEAudio Production and Show Notes by - PODCAST FAST TRACK

On this episode of Money Mile, I had the opportunity to chat with Allison Trucillo–a mom, a physician, and a triathlete. In this episode, we discuss how Allison got started in the sport, what she considers her best investment in triathlon, her accomplishments, and so much more.Listen in to hear how this dedicated triathlete made it to the World Championships in only her second year of racing.&nbsp;If you’d like the show notes delivered directly to your inbox, make sure you are signed up for the Money for the Long Run newsletter. In addition to the show notes from every episode, you’ll receive other valuable resources to help you reach your financial goals.Head over to WallerFC.com and scroll to the bottom of the page to sign up.You will want to hear this episode if you are interested in...How she got started [2:24]How she defines success [4:33]Best investments [6:43]How she achieved her success at the Texas 70.3 [11:31]Her favorite race [22:56]How she qualified for world championships the first time [27:34]The key difference in women’s triathlon culture [33:08]Her A-race [37:35]Her biggest triathlon waste [40:01]What she listens to while she’s working out [43:51]

On this episode of Money Mile, we are wrapping up your financial training plan by looking at retirement income at the long-course level. I equate a retirement income strategy with the nutrition and hydration component of triathlon training.&nbsp;Many of us have experienced a nutrition-related “bonk” in a race or a long training session. My goal with this podcast is to prevent you from “bonking” financially in retirement. Press play to learn what you can do to avoid bonking your retirement.You will want to hear this episode if you are interested in...Figuring out your actual retirement spending goal [2:22]Why you may not want to use a sustainable withdrawal rate [7:21]Understanding dynamic retirement income strategies [10:20]Creating your legacy plan [12:10]What to do with this information [15:48]Your homework [18:52]Resources &amp; People MentionedEpisode 30 - Cash Flow - Olympic LevelEpisode 16 - 5 Ways to Maximize Your PensionConnect With Justin Wallerhttps://WallerFC.comWaller Financial Coaching on FacebookJustin on InstagramJustin on LinkedInSubscribe to MONEY MILEAudio Production and Show Notes by - PODCAST FAST TRACK

Jenn O’Keefe isn’t afraid to break free of her comfort zone. In this episode of Money Mile, you’ll hear Jenn’s story, the challenges she’s faced, her ups and downs, her proudest moment in triathlon, and so much more.&nbsp;Jenn even opened my eyes to a new triathlon challenge I had never considered before. Listen in to hear what it is.You will want to hear this episode if you are interested in...How Jenn got started in triathlon [2:22]What success looks like for Jenn right now [5:43]How Jenn was able to improve so much over last year [8:32]The best investment [11:22]The most underrated aspect of triathlon [16:14]Her favorite triathlon [21:00]Most proud [25:11]Her A race [32:55]Jenn’s triathlon journey [35:06]Resources &amp; People MentionedEquinox Sports ClubTraining Peaks appZwiftTrainer RoadWahoo KickrCoach Sherry Boston RennardConnect With Justin Wallerhttps://WallerFC.comWaller Financial Coaching on FacebookJustin on InstagramJustin on LinkedInSubscribe to MONEY MILEAudio Production and Show Notes by - PODCAST FAST TRACK

In life, you need to have a backup when things don’t go according to plan. In your training we call this a contingency plan, in life, we call this risk management.&nbsp;In this episode of Money Mile, we’ll dive deep into the dangers of the infinite banking strategy–one risk management strategy posing as a good investment strategy. Listen in to learn why banking on yourself isn’t always the best bet.&nbsp;You will want to hear this episode if you are interested in...Using insurance to retain, share, or transfer risk [1:42]The risks of the bank-on-yourself strategy [3:02]Similar investments [7:11]Why these policies have significant surrender charges [10:53]Your homework [14:10]Resources &amp; People MentionedEpisode 32 -&nbsp;Risk Management - Olympic LevelConnect With Justin Wallerhttps://WallerFC.com&nbsp;Waller Financial Coaching&nbsp;on FacebookJustin&nbsp;on InstagramJustin&nbsp;on LinkedInSubscribe to&nbsp;MONEY MILEAudio Production and Show Notes by -&nbsp;PODCAST FAST TRACK

Since Money Mile stands at the corner of triathlon and personal finance we like to highlight the age group triathletes who are the lifeblood of our sport. In our interviews, we’ll shine the light on good people doing great things.In this interview with Julie Dunkle, you’ll hear about her journey with triathlons, her winning spirit, and her recent challenges. Learn how Julie is adapting through adversity and showing the Ironman spirit through hard times.Drop your shoulder blades into your back pockets, pick your eyes up, make sure you have a nice forward lean from the ankles and press play to hear this conversation during your long, steady run.You will want to hear this episode if you are interested in...How Julie got started in triathlon [1:22]What she is most proud of [5:45]What does success mean to her [6:30]Injury [9:42]Best investment [16:44]She started coaching as a side hustle [18:51]How she builds community through coaching [22:50]Don’t sweat the small stuff [24:33]Any turning points [32:19]The best part of triathlon level [34:00]What to know about Julie [37:56]Resources &amp; People MentionedNYX EnduranceJulie on InstagramJulie on BlogspotConnect With Justin Wallerhttps://WallerFC.com&nbsp;Waller Financial Coaching&nbsp;on FacebookJustin&nbsp;on InstagramJustin&nbsp;on LinkedInSubscribe to&nbsp;MONEY MILEAudio Production and Show Notes by -&nbsp;PODCAST FAST TRACK

Here at Money Mile, we help active, time-crunched people increase their confidence in their finances while increasing their fitness. We focus on educating runners and triathletes who are looking forward to an engaged, phased financial independence and who are ultimately interested in leaving a meaningful legacy.Today, we’ll focus on the legacy aspect of financial planning. We have discussed estate planning already at the&nbsp;sprint distance&nbsp;and&nbsp;Olympic levels, but as with triathlon, the way you prepare for each race is different depending on your course. Come join me in learning about estate planning at the long course level.&nbsp;You will want to hear this episode if you are interested in...Estate taxes explained [2:02]Strategies for avoiding estate taxes [4:22]Using a forgivable loan [7:35]The costs of estate planning [10:14]Your homework [11:21]Resources &amp; People MentionedEpisode 22 -&nbsp;Estate Planning - Sprint DistanceEpisode 29 -&nbsp;Estate Planning - Olympic LevelConnect With Justin Wallerhttps://WallerFC.com&nbsp;Waller Financial Coaching&nbsp;on FacebookJustin&nbsp;on InstagramJustin&nbsp;on LinkedInSubscribe to&nbsp;MONEY MILEAudio Production and Show Notes by -&nbsp;PODCAST FAST TRACK

Since Money Mile stands at the corner between triathlon and personal finance, we want to take the opportunity to highlight some amazing triathletes who are doing great things to further the sport.&nbsp;On this episode of Money Mile, you’ll hear from our first special guest–Cathy Casey. Cathy shares how she levels up her triathlon experience, builds her confidence, and helps others improve their performance on race day. Make sure to stick around until the end of the episode to hear about a special cause that Cathy is involved in that is near and dear to her heart.You will want to hear this episode if you are interested in...How Cathy got started as a triathlete [2:52]How she recently improved her times [7:34]How she is preparing for Kona [13:49]How Cathy defines success right now [18:31]Cathy’s thoughts on the best training investment [20:55]The most underrated aspect of triathlon [23:51]Cathy’s coaching experience [25:51]Hacks for mental coping [28:20]Cathy’s favorite triathlon [32:10]Cathy’s work with Meat Fight [33:13]Cathy’s favorite training music 37:46]Tips for improving your training [43:06]How to find Cathy [46:19]Resources &amp; People MentionedCoachCathyCasey.com@CoachCathyCasey&nbsp;on InstagramMeatFight.comRogue RunningConnect With Justin Wallerhttps://WallerFC.com&nbsp;Waller Financial Coaching&nbsp;on FacebookJustin&nbsp;on InstagramJustin&nbsp;on LinkedInSubscribe to&nbsp;MONEY MILEAudio Production and Show Notes by -&nbsp;PODCAST FAST TRACK

Let’s face it, sometimes personal finance can seem like a foreign language. However, understanding your finances is essential to living the life you want. On this episode of Money Mile, we’re going to level up your understanding of investment management.&nbsp;If you feel like you need more of a basic tutorial on investments, check out&nbsp;episode 25&nbsp;first to get the basics down.&nbsp;In this episode, you’ll learn about risk tolerance and using model portfolios to manage your investing. Press play to reframe your thinking on investing.You will want to hear this episode if you are interested in...Understanding risk tolerance [2:22]Using model portfolios to help you with your investments [5:37]Homework [9:54]Resources &amp; People MentionedEpisode 25 -&nbsp;InvestmentsNAPFA.orgXY Planning NetworkModel PortfoliosConnect With Justin Wallerhttps://WallerFC.com&nbsp;Waller Financial Coaching&nbsp;on FacebookJustin&nbsp;on InstagramJustin&nbsp;on LinkedInSubscribe to&nbsp;MONEY MILEAudio Production and Show Notes by -&nbsp;PODCAST FAST TRACK

Even the best-laid plans veer off course occasionally. As a triathlete, you probably know all about things going wrong in a race. If you haven’t had to change up your race plan in the middle of a race, you probably know someone who has.In the same way, you need a contingency plan for your triathlon, you need a contingency plan for your finances. In this episode of Money Mile, we’re going to level up the risk management aspect of your financial training plan. Listen in to hear what you need to consider beyond insurance.You will want to hear this episode if you are interested in...Adapt to changing circumstances [2:32]A risk management example [5:38]Can you impact change [8:20]Optionality [10:55]The homework [13:06]Resources &amp; People MentionedEpisode 26 -&nbsp;Contingency Planning: The Risk Management Aspect of Your Financial Training PlanEpisode 25 -&nbsp;Investments: The Strength Training Component of Your Financial PlanConnect With Justin Wallerhttps://WallerFC.com&nbsp;Waller Financial Coaching&nbsp;on FacebookJustin&nbsp;on InstagramJustin&nbsp;on LinkedInSubscribe to&nbsp;MONEY MILEAudio Production and Show Notes by -&nbsp;PODCAST FAST TRACK

If you listened to&nbsp;episode 24&nbsp;you already understand the basics of income tax planning. Today we’re going to kick it up a notch by discussing additional income tax information that will help you increase your tax efficiency.You will want to hear this episode if you are interested in...Changing tax laws [1:42]The differences between traditional and Roth retirement accounts [5:38]State income taxes [7:55]Your homework [9:53]Resources &amp; People MentionedEpisode 24 -&nbsp;Your Efficiency with Income Tax PlanningConnect With Justin Wallerhttps://WallerFC.com&nbsp;Waller Financial Coaching&nbsp;on FacebookJustin&nbsp;on InstagramJustin&nbsp;on LinkedInSubscribe to&nbsp;MONEY MILEAudio Production and Show Notes by -&nbsp;PODCAST FAST TRACK