Make savings a game to curb debts, amass 'necessity funds'

In answering a question from a listener, Chuck talks about financial challenges that savers can do to help them get out of debt or budget better, noting that coming up with necessary funds to cover emergencies can be done a dollar or five dollars at a time, or by going through a challenge to set aside an extra dollar every week for a year -- so one buck the first week, two the second and so on -- amassing 1,378 dollars in a year. Also on the show, Adrian Garcia of BankRate.com discusses the best states to retire to, author and financial adviser Anthony Delauney discusses 'Owning the Dash,' and value investor Jack Murphy of Levin Easterly Partners makes his debut in the Market Call.