Money Guy Show

Knowing how to prioritize every dollar that comes in is a major factor in your overall success. Join us for this week's episode of The Money Guy Show where we share ways to approach your finances that can result in two to three times the amount of money you have at retirement. For more details, please visit the show notes on our website: https://www.moneyguy.com/2018/08/financial-order-of-operations-how-to-prioritize-your-financial-goals/ Learn more about your ad choices. Visit megaphone.fm/adchoices

If you want to stretch your back pocket and make it go as far as possible, then tune in to this week's episode of The Money Guy Show. We're talking about some supreme online shopping ninja skills that can help increase your purchasing power. Tell us the idea of stretching your money an extra 5 to 10% more than your friends doesn't put an extra pep in your step! Find out the three things you can do to maximize your dollar bill. For more details, visit the show notes on our website: https://www.moneyguy.com/2018/08/shopping-hacks-that-will-save-you-a-fortune/ Learn more about your ad choices. Visit megaphone.fm/adchoices

We all come from different families, unique individual talents, geographic locations, and from poor, modest, or wealthy parents. These are the special recipe ingredients that make us who we are. You don’t realize it, but some of these special recipe ingredients will be the rocket fuel that propels you to tremendous success, and some will be the limiting beliefs or blind spots that could slow or derail your best version of yourself. Let’s make sure that your financial decision making is BIG enough and that you are not being distracted or derailed by a blind spot or limiting beliefs. Join us for this week's episode of the Money Guy Show where we share practical advice on how to reach your full wealth potential. For more details, please visit the show notes on our website: https://www.moneyguy.com/2018/08/seeing-the-big-picture-of-your-financial-life/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Cable is expensive, and the customer service takes the cake for being one of the worst in the industry. So, do we really need to pay exorbitant prices and accept bad service to watch the shows we love? We say nay and share why in this week's short episode. Tune in to this week's episode to find out how you can cut the cord without sacrificing your favorite shows. For more details, please visit the show notes on our website: https://www.moneyguy.com/2018/07/should-you-cut-the-cable-cord/ Learn more about your ad choices. Visit megaphone.fm/adchoices

When it comes to investing, do you ever find yourself reacting to the media headlines? If you spend even one day listening to financial news updates, you could be convinced that you need to do something drastic to combat the doom and gloom that's perpetuated by industry 'gurus.' Fear is often the driving emotion behind bad financial decisions, and we don't want you to total your financial life because of such peer pressure. You (and any other investor) are told on a daily basis by the financial media to follow the herd and invest your money in this or that, or worse... sell when things seem scary. In this week's episode, we talk about how even when there's good news the media somehow wraps it up in negativity. Don't be misled in your financial life. For more details visit our show notes on our website: https://www.moneyguy.com/2018/07/when-you-invest-following-the-crowd-can-be-dangerous/ Learn more about your ad choices. Visit megaphone.fm/adchoices

What's the difference between a traditional (pre-tax) IRA and a Roth IRA? We have your answers in this week's short episode of The Money Guy Show. While this is foundational financial advice, we share advanced skills you won't want to miss. For more details, please visit the show notes on our website: https://www.moneyguy.com/2018/07/401k-vs-roth-which-is-better/ Learn more about your ad choices. Visit megaphone.fm/adchoices

If there was a way for you to become a tax-free millionaire, do you think that would be something you'd want to know about? The good news is that there is a retirement vehicle that was designed to incentivize Americans to save toward retirement by allowing assets to grow tax-free, and it's known as a Roth IRA. You may be familiar with what a Roth IRA is but do you know all the reasons that make it such an amazing component to your overall retirement strategy? You're in luck because in this week's episode of The Money Guy Show we share why Roth IRAs were created and how you can use them to gain the highest benefit. For more details visit the show notes on our website: https://www.moneyguy.com/2018/07/how-to-be-a-tax-fee-millionaire/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Tune in to this week's episode of The Money Guy Show as we discuss the sport of timing the market and what investors need to keep in mind. While we may enjoy speculating about what could happen, it's important to remember that no one can predict the future and that includes the financial future. Find out just how harmful it can be to investors when investment advisors and media personalities peddle predictions. Learn why your investment decisions should instead be based on your individual circumstance, risk management, as well as on valuations of asset classes and companies. For more details, please visit the show notes on our website: https://www.moneyguy.com/2018/06/timing-the-market-can-experts-be-trusted/ Learn more about your ad choices. Visit megaphone.fm/adchoices

This week's episode is the second installment of The Worst Mistakes You Could Make With Your Money. Last week, we addressed money mistakes to avoid in your 20s and 30s. This week, we share the money moves that are important to make in your 40s, 50s, and 60s. For more details, please visit the show notes on our website: https://www.moneyguy.com/2018/06/the-worst-mistakes-you-could-make-with-your-money-part-2/ Learn more about your ad choices. Visit megaphone.fm/adchoices

There is an old saying that goes something like, "Mistakes are the best teachers." And while this is undoubtedly true, perhaps we can all agree that learning from other people's mistakes when it comes to our finances is way better than making them ourselves. In this week's episode of The Money Guy Show, we're doing just that! We are peeling back the curtain on the worst possible mistakes you could make with your money so that you can hopefully avoid making them in your own life. Heed the warnings of those who have stumbled before you so that your path to financial independence can be smoother sailing. For more information, please visit our show notes on our website: https://www.moneyguy.com/2018/06/the-worst-mistakes-you-could-make-with-your-money/ Learn more about your ad choices. Visit megaphone.fm/adchoices

If you are interested in lowering your auto insurance bill and monthly premiums, then you'll want to tune in to this week's episode of The Money Guy Show. We share how you can save money and keep yourself protected. For more information, please visit the show notes on our website: https://www.moneyguy.com/2018/06/9-ways-to-lower-your-auto-insurance-bill/ Learn more about your ad choices. Visit megaphone.fm/adchoices

When is it OK to spend money? It's very common for people who prioritize building wealth to shudder at the notion of spending it. After all, we as a tribe have self-selected out of this culture of consumerism and embraced a lifestyle of forced scarcity to help us reach financial goals and, ultimately, financial independence. But spending money isn't inherently bad. In fact, once you get to a place where your net worth is increasing faster than your income, you have likely reached a critical tipping point in your financial journey that allows you to start making a transition from saver to spender. Tune in to this week's episode of The Money Guy Show as we give you clear direction on what, when, and how you can spend better and still stay on your path to building lasting wealth. For more detail, please visit our show notes on our website: https://www.moneyguy.com/2018/06/what-wealthy-people-know-about-spending-money/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Why are Americans broke? On May 15, 2018, Charles Schwab released their second annual Modern Wealth Index Assessment for 2018. What this report revealed is that Americans have some work to do to rightsize their finances. What was even more interesting, is that this Wealth Index Assessment identified the primary contributing factor as to why Americans aren't better off financially. Tune in to today's episode to find out why Americans are broke and what you can do to build wealth. For more details, please visit our website for the show notes: https://www.moneyguy.com/2018/05/why-are-americans-broke Learn more about your ad choices. Visit megaphone.fm/adchoices

We have an entirely different type of show for you today! Join Brian and Bo as they take you on a trip in Brian's Tesla Model 3. Yes, you heard that right, Brian and Bo take this week's show out of the studio and on the road. You'll want to watch this week's episode on YouTube if you can. This episode is part Tesla review, part car industry overview, and part how electric vehicles impact personal finance. For more details, please visit the show notes on our website: https://www.moneyguy.com/2018/05/why-the-tesla-model-3-is-the-best-car-this-year/ For the video, please visit our YouTube channel: https://youtu.be/uS9t9tb43Ts Learn more about your ad choices. Visit megaphone.fm/adchoices

Have you ever wondered if you should buy whole life or term insurance? Tune in to this week's mini-episode of The Money Guy Show as we review the two different types of life insurance policies and what you need to know about them both. For more details, please visit our website for show notes: https://www.moneyguy.com/2018/05/what-you-need-to-know-about-whole-life-vs-term-insurance/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Part of what goes into making smart money choices is understanding your investments, how they work, and what impacts how they perform. That is why we take a deep dive into investments and share the fundamentals of what investors should know about stock valuations. In this show, we cover what drives the stock market's ups and downs, how you can measure how you're doing with your investments, and the common investing mistakes to avoid. For more details, please visit the show notes on our website: https://www.moneyguy.com/2018/05/why-do-stocks-go-up-and-down/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Should you have a Health Savings Account (HSA)? Fidelity estimates that people 65 years of age till death will require $275,000 to cover medical care costs in retirement. That can leave many of us wondering how to plan and prepare for having that sum of money ready for future healthcare costs. Fortunately, there is a financial tool that may just be the answer for saving toward healthcare costs in retirement. For more details, please visit the show notes on our website: https://www.moneyguy.com/2018/04/mind-blowing-benefits-of-health-savings-accounts/ Learn more about your ad choices. Visit megaphone.fm/adchoices

In this week's episode of The Money Guy Show, we share the wealth-building habits by age that can put you on the path to Millionaire status. Tune in to find out how to dial-in your money mindset in each decade of your life, and what financial matters you should be most focused on as you progress through the years. For more details, please visit the show notes on our website: https://www.moneyguy.com/2018/04/millionaire-habits-by-age-how-to-become-a-millionaire/ Learn more about your ad choices. Visit megaphone.fm/adchoices

If you've come into some money, how should you invest it? Lump sum or dollar-cost average? Tune in to this week's episode of The Money Guy Show to find out how each investment strategy works and how to assess which one is right for your specific situation. For more information, visit the show notes on our website: https://www.moneyguy.com/2018/04/how-to-know-if-you-should-invest-in-a-lump-sum-or-dollar-cost-average/ Learn more about your ad choices. Visit megaphone.fm/adchoices

In this week's installment of The Money Guy Show, we break down how you can inoculate yourself against the temptation to try to keep up with the proverbial Joneses. For more details, please visit the show notes on our website: https://www.moneyguy.com/2018/04/the-truth-about-keeping-up-with-the-joneses/ Learn more about your ad choices. Visit megaphone.fm/adchoices

In this week's episode, we talk about ways you can align your Army of Dollar Bills with a heart of giving. Being generous and minimizing your taxes can go hand-in-hand if you are thoughtful with the way you give. Tune in to this week's episode to learn how you can maximize charitable donations under the 2018 tax changes. For more information, please visit our show notes on our website: https://www.moneyguy.com/2018/03/how-to-maximize-your-charitable-giving-under-2018-tax-changes/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Credit cards, if used responsibly, can be a great financial tool to help your Army of Dollar Bills go further for the purchases you make. It's been quite some time since we covered the topic of credit cards, so tune in this week as week revisit this important financial subject. In this episode, we review how to use credit cards to your financial benefit and look at the different types of rewards programs in depth. For more information, please visit the show notes on our website: https://www.moneyguy.com/2018/03/how-to-get-the-most-from-your-rewards-credit-cards/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Mutual funds. Many people use them as part of their long-term investment strategy, but how do you pick which mutual fund is right for you? Don't miss this week's 10-minute episode where we share the two ways you can buy mutual funds and trends you should watch for as an investor with choices. For more details, visit the show notes on our website: https://www.moneyguy.com/2018/03/unbelievably-useful-tips-for-buying-mutual-funds/ Learn more about your ad choices. Visit megaphone.fm/adchoices

For anyone who has listened to The Money Guy Show for a while, you know how much we love our annual tradition of reviewing Warren Buffett's yearly letter to Berkshire Hathaway shareholders. Make sure you tune in to this episode to hear us extrapolate the financial insights that apply to all investors. For more details, please visit the show notes on our website: https://www.moneyguy.com/2018/03/warren-buffets-top-investing-strategies-annual-letter-highlights/ Learn more about your ad choices. Visit megaphone.fm/adchoices

How do you design a portfolio to meet your financial goals? We share the difference between active versus passive investing strategies, and which one may make the most sense for long-term financial success in this week's installment of The Money Guy Show. For more details, please visit the show notes on our website: http://www.moneyguy.com/2018/03/how-to-win-with-passive-investing-right-now/ Learn more about your ad choices. Visit megaphone.fm/adchoices

In this week's episode of The Money Guy Show, we dig into the painstaking details of buying and selling a home. We share the biggest mistakes to avoid, ones that we ourselves have even made, and offer tips on how to approach your next real estate transaction successfully. For more details, please visit our show notes on our website: http://www.moneyguy.com/2018/02/beware-of-these-mistakes-when-buying-and-selling-your-home/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Dave Grohl is not only a rock star in the music industry but he's also one with his finances. Here are the six reasons why Dave Grohl is a financial rock star. There are six reasons why Dave Grohl's approach to his finances makes him so unique. Catch this week's episode to find out how to apply Dave Grohl's viewpoints on money to be a financial success, too. For more details, please visit the show notes on our website: http://www.moneyguy.com/2018/02/6-reasons-why-dave-grohl-is-a-financial-rock-star/ Learn more about your ad choices. Visit megaphone.fm/adchoices

The week of February 5, 2018, has been an interesting week for the markets. The market got spooked, and so did many investors. Tune into this week's installment of The Money Guy Show to find out what happened, why it happened, and what you can do to protect yourself from volatile markets. For more details, please visit the show notes on our website: http://www.moneyguy.com/2018/02/what-to-do-when-the-stock-market-gets-scary/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Join us for this very special extra-installment of The Money Guy Show. We not only offer our views on this new form of currency, but we unpack where we think the real opportunities are when it comes to digital money. Highlights from this week's mini-episode include: Overview of Bitcoin, cryptocurrency, and blockchain technology Where Brian sees the opportunity How investors make money with cryptocurrencies Word of caution for people investing in cryptocurrencies For more details, visit the show notes on our website: http://www.moneyguy.com/2018/02/bitcoin-informative-insights-for-potential-investors/ Learn more about your ad choices. Visit megaphone.fm/adchoices

With the average person now holding 11.7 jobs over the course of his or her career, according to the Bureau of Labor Statistics, there is a good chance that retirement plan assets get left behind. If you have ever wondered how best to take your 401(k) assets with you when you switch employers, you will want to tune in to this week's episode of The Money Guy Show. For more details, visit our show notes on our website: http://www.moneyguy.com/2018/01/changing-jobs-here-are-your-options-for-your-401k Learn more about your ad choices. Visit megaphone.fm/adchoices

Tune in to this week's show to learn the 7 Steps to developing a Vision Plan for your future. The last thing anyone wants is to find out they don't have enough money saved to retire when or how they want. This is why creating a Vision Plan is so important to your financial success. Don't settle for just any version of your life when you can create the best version of your financial future starting right now. Visit the show notes for more detail: http://www.moneyguy.com/2018/01/vision-planning-in-2018-how-to-set-financial-goals/ Learn more about your ad choices. Visit megaphone.fm/adchoices

With the Tax Cuts and Jobs Act of 2017 (TCJA) taking effect on January 1, most people are wondering what the GOP tax plan means for them specifically. In today’s show, we go over what you need to know about TCJA and the different ways you can leverage the changes. Tune in so you know how to make smart money choices and tax moves going forward. Visit the show notes for more detail: http://www.moneyguy.com/2017/12/the-gop-tax-plan-what-does-it-mean-for-your-tax-bill/ Learn more about your ad choices. Visit megaphone.fm/adchoices

When you have exercised forced scarcity and been disciplined with your finances, there often comes a point in your life where you go from being a "tight wad," as we say here at The Money Guy Show, to being able to spend a bit more freely. When that shift happens from super saver to abundance, buying a new car might be on your wish list. In this week's episode of The Money Guy Show, we walk you through all the tips and tricks of buying a new car. Tune in so you can learn how to avoid the common car buying mistakes that wind up costing consumers thousands of dollars. Instead, find out how you can successfully buy a new car and feel good that you got the best price possible. For more details, please visit the show notes here. Learn more about your ad choices. Visit megaphone.fm/adchoices

What is wealthy? We define what it means to be wealthy relative to your peers at every age and stage of life in this latest episode of The Money Guy Show. When it comes to your money, we wanted to provide you with a resource that would help break down and explain financial priorities that put you on the path to financial independence. We talk about the various things you ought to be thinking about and doing in every decade of your life from your 20's to your 50's and into retirement. For more information, visit the show notes here: http://www.moneyguy.com/2017/12/the-definition-of-wealth-things-to-think-about-at-every-age-stage-of-life/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Navigating your personal finances can be complicated enough. Finding the right type of financial professional for your needs can be a little easier when you know what to look for and where you can find it. With nearly 300,000 financial professionals hanging their hat on the same tile of “financial advisor,” it’s important for any investor to understand the different types of financial professionals that exist and what they do. In this week’s installment of The Money Guy Show, we offer helpful tips and tools as you consider your options when it comes to financial professionals. For more details, visit the show notes: http://www.moneyguy.com/2017/11/how-to-navigate-hiring-a-financial-planner/ Learn more about your ad choices. Visit megaphone.fm/adchoices

We address many of the important questions parents have about how they should save toward their children's future education costs. Which tools are available? Which ones are the best for your situation? Don't go anywhere, because we cover that and a whole lot more in this week's installment of The Money Guy Show. Read more in the show note at http://www.moneyguy.com/2017/11/the-ultimate-guide-to-529-plans-what-every-parent-needs-to-know Learn more about your ad choices. Visit megaphone.fm/adchoices

In this special Halloween episode of The Money Guy Show, we share financial decisions that will terrify you! Tune in as we discuss 6 BIG BAD SCARY FINANCIAL DECISIONS and 6 SUPER SCARY GOOD DECISIONS. Learn more about your ad choices. Visit megaphone.fm/adchoices

Tune in to this week's episode of The Money Guy Show to learn about the types of insurances you need - and don't need - to keep yourself out of trouble and what you value safe. Learn more about your ad choices. Visit megaphone.fm/adchoices

If one of the three major credit reporting agencies can be hacked, is any of our information really safe? Tune in to this week's episode of The Money Guy Show where we review all the ways your credit is used and what impact the Equifax data breach has on your sensitive personal information. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this week's episode of The Money Guy Show, we tackle the money concepts we think are important to start mastering as a teenager. Having winning financial knowledge as early as possible can have a significant impact on future financial success. Learn more about your ad choices. Visit megaphone.fm/adchoices

Knowing what obstacles may try to come between you and your retirement can help ensure you are able to avoid and overcome them. Learn more about your ad choices. Visit megaphone.fm/adchoices

If you ever wondered what would happen if you dipped into your retirement savings before turning fifty-nine and half years old, this episode is for you. This is a cautionary tale about when it *might* make sense to withdraw retirement funds before you retire. Learn more about your ad choices. Visit megaphone.fm/adchoices

Knowing how to prioritize your money is what we talk about in this week's episode of The Money Guy Show. We share some simple guidelines that will better inform you as to where your next dollar should go. Learn more about your ad choices. Visit megaphone.fm/adchoices

You don't have to be a die-hard The Walking Dead fan to appreciate the allusion for this week's podcast. As financial advisors, we can draw parallels between a fictitious zombie apocalypse and the type of real apocalypse that debt can cause in people's lives. Tune in to this week's episode of The Money Guy Show as we prepare you for the zombie effect of debt and train you to leverage it as a tool instead. For more details, please visit the show notes on our website: https://www.moneyguy.com/2017/07/the-zombie-effect-how-to-escape-the-walking-debt/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Do you exhibit these hallmark signs of being a financial rock star? Chances are that most, if not all, of these signs look familiar to you. But are you doing your part in each of these areas to reach your financial potential? Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of The Money Guy Show, we're sharing the super-hero skill set you need to effectively complain to come out ahead economically. We also reveal the five things you can do so you aren't taken advantage of by your beloved service providers. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of The Money Guy Show, we walk you through five red flag warnings that your financial advisor may not be representing your best interests. Tune in to learn the ways in which a financial advisor may be working against you and what you can do to protect yourself and your finances. Learn more about your ad choices. Visit megaphone.fm/adchoices

Ever wonder if there was one thing in particular you could do that would truly help you build financial independence? While we share this simple concept in many of our podcast episodes, this is the first time we are dedicating an entire episode of The Money Guy Show to it. Tune in to find out how to implement the concept of forced scarcity into your day-to-day life and what it can do for your long-term financial situation. Learn more about your ad choices. Visit megaphone.fm/adchoices

Don’t become an asset hoarder that distorts the benefits of being financially responsible. Learn more about your ad choices. Visit megaphone.fm/adchoices

What would it take for you to step outside your comfort zone, to take a risk and pursue your dreams? In this episode, we give you the benefit of our experience and the preparation you need to be successful in whatever endeavor you pursue. Learn more about your ad choices. Visit megaphone.fm/adchoices