Money Girl

Find out how to use six accounts to save for your child's future. Laura reviews the pros and cons of each and gives tips to fit saving for a child into your big financial picture.Read the transcript.Check out all the Quick and Dirty Tips shows.Subscribe to the newsletter to get more personal finance tips.Join the conversation on Facebook and Twitter.Links:https://www.quickanddirtytips.com/money-finance/investing/6-ways-save-invest-money-kidshttps://www.quickanddirtytips.com/podcastshttps://www.quickanddirtytips.com/subscribehttps://www.facebook.com/MoneyGirlQDThttps://twitter.com/LauraAdams Hosted on Acast. See acast.com/privacy for more information.

Thinking about becoming your own boss? Laura covers financial issues you should consider before starting a part- or full-time venture as a solopreneur or small business owner. Her tips will help you build a business and your financial future.Read the transcript.Check out all the Quick and Dirty Tips shows.Subscribe to the newsletter to get more personal finance tips.Join the conversation on Facebook and Twitter.Links:https://www.quickanddirtytips.com/money-finance/7-financial-considerations-side-hustlehttps://www.quickanddirtytips.com/podcastshttps://www.quickanddirtytips.com/subscribehttps://www.facebook.com/MoneyGirlQDThttps://twitter.com/LauraAdams Hosted on Acast. See acast.com/privacy for more information.

No matter if you’re unemployed, taking a sabbatical, caring for a child or loved one at home, or not working for any other reason, don't miss out on the opportunity to max out a retirement account and build a nest egg.Read the transcript.Check out all the Quick and Dirty Tips shows.Subscribe to the newsletter to get more personal finance tips.Join the conversation on Facebook and Twitter.Links:https://www.quickanddirtytips.com/money-finance/retirement/ira-no-incomehttps://www.quickanddirtytips.com/podcastshttps://www.quickanddirtytips.com/subscribehttps://www.facebook.com/MoneyGirlQDThttps://twitter.com/LauraAdams Hosted on Acast. See acast.com/privacy for more information.

Want simple tips to save money by reducing the amount of tax you owe or increasing your tax refund? Laura interviews Cece Leung, CPA, about ways to take full advantage of recent tax code changes.Read the transcript.Check out all the Quick and Dirty Tips shows.Subscribe to the newsletter for more personal finance tips.Join the conversation on Facebook and Twitter.Links:https://www.quickanddirtytips.com/money-finance/taxes/maximize-tax-refund-2021https://www.quickanddirtytips.com/podcastshttps://www.quickanddirtytips.com/subscribehttps://www.facebook.com/MoneyGirlQDThttps://twitter.com/LauraAdams Hosted on Acast. See acast.com/privacy for more information.

Discouraged by your financial life? This four-part system will help you simplify your personal finances and do more with your money. Read the transcript.Check out all the Quick and Dirty Tips shows.Subscribe to the newsletter for regular updates.Join the conversation on Facebook and Twitter.Links:https://www.quickanddirtytips.com//money-finance/personal-finance-systemhttps://www.quickanddirtytips.com/podcastshttps://www.quickanddirtytips.com/subscribehttps://www.facebook.com/MoneyGirlQDThttps://twitter.com/LauraAdams Hosted on Acast. See acast.com/privacy for more information.

The American Rescue Plan Act is a massive economic stimulus package that gives a big chunk—$850 billion—to individuals. Laura covers who qualifies for relief and five ways it increases your income and cuts expenses.Read the transcript.Check out all the Quick and Dirty Tips shows.Subscribe to the newsletter for regular updates.Join the conversation on Facebook and Twitter.Links:https://www.quickanddirtytips.com/money-finance/5-ways-american-rescue-plan-moneyhttps://www.quickanddirtytips.com/podcastshttps://www.quickanddirtytips.com/subscribehttps://www.facebook.com/MoneyGirlQDThttps://twitter.com/LauraAdams Hosted on Acast. See acast.com/privacy for more information.

You may be hearing a lot about cryptocurrencies like Bitcoin and Ethereum lately. And it all sounds complicated! Laura answer's a listener's question and breaks down what crypto is, how it works, and whether investing is the right move.Read the transcript.Check out all the Quick and Dirty Tips shows.Subscribe to the newsletter for regular updates.Join the conversation on Facebook and Twitter.Links:https://www.quickanddirtytips.com/money-finance/investing/should-you-invest-in-cryptocurrencyhttps://www.quickanddirtytips.com/podcastshttps://www.quickanddirtytips.com/subscribehttps://www.facebook.com/MoneyGirlQDThttps://twitter.com/LauraAdams Hosted on Acast. See acast.com/privacy for more information.

If you work for a company that offers a retirement plan you might be confused about whether you should make traditional or Roth contributions. Laura reviews the critical differences to consider and how they affect your current taxes and future retirement.Read the transcript.Check out all the Quick and Dirty Tips shows.Subscribe to the newsletter for regular updates.Join the conversation on Facebook and Twitter.Links:https://www.quickanddirtytips.com/money-finance/investing/what’s-difference-between-traditional-and-roth-401khttps://www.quickanddirtytips.com/podcastshttps://www.quickanddirtytips.com/subscribehttps://www.facebook.com/MoneyGirlQDThttps://twitter.com/LauraAdams Hosted on Acast. See acast.com/privacy for more information.

Understand the updated COVID relief for student loan borrowers and get tips to manage your federal and private student loans wisely. Knowing your options will help you find the best repayment options and relieve any financial stress.Read the transcript.Check out all the Quick and Dirty Tips shows.Subscribe to the newsletter for regular updates.Join the conversation on Facebook and Twitter.Links:https://www.quickanddirtytips.com/money-finance/loans/best-advice-to-manage-and-repay-your-student-loanshttps://www.quickanddirtytips.com/podcastshttps://www.quickanddirtytips.com/subscribehttps://www.facebook.com/MoneyGirlQDThttps://twitter.com/LauraAdams Hosted on Acast. See acast.com/privacy for more information.

Talking about financial troubles can be challenging. Laura interviews Dr. Jade Wu, a clinical psychologist and host of the Savvy Psychologist podcast, for wise tips. Listen to their conversation about helping others, asking for help, and getting better sleep when you're worried about money.Read the transcript.Check out all the Quick and Dirty Tips shows.Subscribe to the newsletter for regular updates.Join the conversation on Facebook and Twitter.Links:https://www.quickanddirtytips.com/money-finance/saving-spending/coping-money-worrieshttps://www.quickanddirtytips.com/podcastshttps://www.quickanddirtytips.com/subscribehttps://www.facebook.com/MoneyGirlQDThttps://twitter.com/LauraAdams Hosted on Acast. See acast.com/privacy for more information.

Not sure exactly how big your cash reserve should be or where to keep it? Laura answers listener questions and explains how to build your emergency fund and keep it safe so you're always prepared for what happens in your financial life.Read the transcript.Check out all the Quick and Dirty Tips shows.Subscribe to the newsletter for regular updates.Join the conversation on Facebook and Twitter.Links:https://www.quickanddirtytips.com/money-finance/saving-spending/how-much-emergency-fundshttps://www.quickanddirtytips.com/podcastshttps://www.quickanddirtytips.com/subscribehttps://www.facebook.com/MoneyGirlQDThttps://twitter.com/LauraAdams Hosted on Acast. See acast.com/privacy for more information.

Making financial resolutions can get you fired up to create good habits and reach big goals. If you want to put thousands in your pocket and improve your financial life, consider adopting a few or all of these money resolutions.Read the transcript.Check out all the Quick and Dirty Tips shows.Subscribe to the newsletter for regular updates.Join the conversation on Facebook and Twitter.Links:https://www.quickanddirtytips.com/money-finance/saving-spending/7-financial-resolutions-that-will-save-you-thousandshttps://www.quickanddirtytips.com/podcastshttps://www.quickanddirtytips.com/subscribehttps://www.facebook.com/MoneyGirlQDThttps://twitter.com/LauraAdams Hosted on Acast. See acast.com/privacy for more information.

Using a tax-free Roth to save for retirement is a smart move, but the Roth IRA door gets slammed in your face if you make too much money. Laura explains how high earners can still have one using a backdoor Roth IRA strategy.Read the transcript.Check out all the Quick and Dirty Tips shows.Subscribe to the newsletter for regular updates.Join the conversation on Facebook and Twitter.Links:https://www.quickanddirtytips.com/money-finance/investing/what-backdoor-roth-irahttps://www.quickanddirtytips.com/podcastshttps://www.quickanddirtytips.com/subscribehttps://www.facebook.com/MoneyGirlQDThttps://twitter.com/LauraAdams Hosted on Acast. See acast.com/privacy for more information.

When you're buying a home, mistakes can be costly. This step-by-step guide will help you check yourself before you wreck yourself.Read the transcript.Check out all the Quick and Dirty Tips shows.Subscribe to the newsletter for regular updates.Join the conversation on Facebook and Twitter.Links:https://www.quickanddirtytips.com/money-finance/real-estate/8-steps-buying-homehttps://www.quickanddirtytips.com/podcastshttps://www.quickanddirtytips.com/subscribehttps://www.facebook.com/MoneyGirlQDThttps://twitter.com/LauraAdams Hosted on Acast. See acast.com/privacy for more information.

Should you always use a 401(k) at work if you have one? Laura reviews the main advantages and disadvantages of workplace retirement plans. You’ll learn some lesser-known benefits and tips to make sure you'll have plenty of money when you’re ready to kick back and enjoy retirement.Read the transcript.Check out all the Quick and Dirty Tips shows.Subscribe to the newsletter for regular updates.Join the conversation on Facebook and Twitter.Links:https://www.quickanddirtytips.com/money-finance/retirement/7-pros-and-cons-401khttps://www.quickanddirtytips.com/podcastshttps://www.quickanddirtytips.com/subscribehttps://www.facebook.com/MoneyGirlQDThttps://twitter.com/LauraAdams Hosted on Acast. See acast.com/privacy for more information.

Buying a car is a big purchase, no matter how you pay for it. Laura answers a listener's question about whether to spend cash for a car when you have it. Find out the upsides and downsides of financing or paying cash for your next vehicle.Read the transcript.Check out all the Quick and Dirty Tips shows.Subscribe to the newsletter for regular updates.Join the conversation on Facebook and Twitter.Links:https://www.quickanddirtytips.com/money-finance/loans/buy-car-cash-or-auto-loanhttps://www.quickanddirtytips.com/podcastshttps://www.quickanddirtytips.com/subscribehttps://www.facebook.com/MoneyGirlQDThttps://twitter.com/LauraAdams Hosted on Acast. See acast.com/privacy for more information.

Choosing the best mortgage is an essential part of buying an affordable home. Laura explains different types of mortgages and popular home loan programs that every borrower should consider.Read the transcript.Check out all the Quick and Dirty Tips shows.Subscribe to the newsletter for regular updates.Join the conversation on Facebook and Twitter.Links:https://www.quickanddirtytips.com/money-finance/credit/what-best-type-mortgagehttps://www.quickanddirtytips.com/podcastshttps://www.quickanddirtytips.com/subscribehttps://www.facebook.com/MoneyGirlQDThttps://twitter.com/LauraAdams Hosted on Acast. See acast.com/privacy for more information.

As 2020 comes to a close, it's more important than ever to create smart personal finance goals. Laura will help you reevaluate your priorities and get a fresh financial start with money goals that build security.EPISODE SUMMARYRead the transcript.Check out all the Quick and Dirty Tips shows.Subscribe to the newsletter for regular updates.Join the conversation on Facebook and Twitter.Links:https://www.quickanddirtytips.com/money-finance/saving-spending/set-money-goals-2021https://www.quickanddirtytips.com/podcastshttps://www.quickanddirtytips.com/subscribehttps://www.facebook.com/MoneyGirlQDThttps://twitter.com/LauraAdams Hosted on Acast. See acast.com/privacy for more information.

Instead of paying high interest to credit card companies, it's time to whittle down your balances and use the money to build wealth for yourself. Laura answers listener questions and reviews seven ways to pay off credit card debt.Read the transcript.Check out all the Quick and Dirty Tips shows.Subscribe to the newsletter for regular updates.Join the conversation on Facebook and Twitter.Links:https://www.quickanddirtytips.com/money-finance/credit/how-pay-credit-card-debthttps://www.quickanddirtytips.com/podcastshttps://www.quickanddirtytips.com/subscribehttps://www.facebook.com/MoneyGirlQDThttps://twitter.com/LauraAdams Hosted on Acast. See acast.com/privacy for more information.

Becoming self-employed or leaving a job for any reason doesn't mean you can't get affordable health insurance. Laura covers six tips to find a health plan so you and your family get the coverage you need no matter your employment situation.Read the transcript.Check out all the Quick and Dirty Tips shows.Subscribe to the newsletter for regular updates.Join the conversation on Facebook and Twitter.Links:https://www.quickanddirtytips.com/money-finance/insurance/affordable-health-insurance-self-employedhttps://www.quickanddirtytips.com/podcastshttps://www.quickanddirtytips.com/subscribehttps://www.facebook.com/MoneyGirlQDThttps://twitter.com/LauraAdams Hosted on Acast. See acast.com/privacy for more information.

Being your own boss can be rewarding, but missing tax deadlines or paying the wrong amount can lead to expensive penalties. Find out what solopreneurs and small businesses need to know about the self-employment (SE) tax and how to stay compliant.Read the transcript.Check out all the Quick and Dirty Tips shows.Subscribe to the newsletter for regular updates.Join the conversation on Facebook and Twitter.Links:https://www.quickanddirtytips.com/money-finance/taxes/what-is-the-self-employment-taxhttps://www.quickanddirtytips.com/podcastshttps://www.quickanddirtytips.com/subscribehttps://www.facebook.com/MoneyGirlQDThttps://twitter.com/LauraAdams Hosted on Acast. See acast.com/privacy for more information.

No matter if you're a good saver or you get a cash windfall, it's critical to know how to manage your extra money wisely. Use this three-step plan to prioritize your decisions and shore up your financial security.Read the transcript.Check out all the Quick and Dirty Tips shows.Subscribe to the newsletter for regular updates.Join the conversation on Facebook and Twitter.Links:https://www.quickanddirtytips.com/money-finance/extra-moneyhttps://www.quickanddirtytips.com/podcastshttps://www.quickanddirtytips.com/subscribehttps://www.facebook.com/MoneyGirlQDThttps://twitter.com/LauraAdams Hosted on Acast. See acast.com/privacy for more information.

You can can have money stress and feel anxious about your financial situation, no matter how much you make. Find out the root causes of money stress and 10 strategies to reduce it so you can have a more peaceful life.Read the transcript.Check out all the Quick and Dirty Tips shows.Subscribe to the newsletter for regular updates.Join the conversation on Facebook and Twitter.Links:https://www.quickanddirtytips.com/money-finance/saving-spending/reduce-money-stresshttps://www.quickanddirtytips.com/podcastshttps://www.quickanddirtytips.com/subscribehttps://www.facebook.com/MoneyGirlQDThttps://twitter.com/LauraAdams Hosted on Acast. See acast.com/privacy for more information.

If you’re a homeowner, it’s wise to stay alert for opportunities to reduce your mortgage payment by refinancing. Find out what a mortgage refinance is, common reasons to consider one, and five ways to know if it’s a good idea for your situation.Read the transcript.Check out all the Quick and Dirty Tips shows.Subscribe to the newsletter for regular updates.Join the conversation on Facebook and Twitter.Links:https://www.quickanddirtytips.com/money-finance/real-estate/mortgage-refinancehttps://www.quickanddirtytips.com/podcastshttps://www.quickanddirtytips.com/subscribehttps://www.facebook.com/MoneyGirlQDThttps://twitter.com/LauraAdams Hosted on Acast. See acast.com/privacy for more information.

If you're self-employed with financial hardships due to the pandemic, there are various stimulus benefits that can provide relief. Use these ten options to improve your personal and business finances.Read the transcript.Check out all the Quick and Dirty Tips shows.Subscribe to the newsletter for regular updates.Join the conversation on Facebook and Twitter.Links:https://www.quickanddirtytips.com/money-finance/retirement/covid-19-stimulus-benefits-self-employedhttps://www.quickanddirtytips.com/podcastshttps://www.quickanddirtytips.com/subscribehttps://www.facebook.com/MoneyGirlQDThttps://twitter.com/LauraAdams Hosted on Acast. See acast.com/privacy for more information.

Considering a no-interest balance transfer offer? Find out how they work and can make paying off high-interest debt easier. Laura covers the pros and cons of balance transfers and whether moving debt multiple times can help or hurt you.Read the transcript.Check out all the Quick and Dirty Tips shows.Subscribe to the newsletter for regular updates.Join the conversation on Facebook and Twitter.Links:https://www.quickanddirtytips.com/money-finance/credit/transfer-balances-no-interest-credit-cardshttps://www.quickanddirtytips.com/podcastshttps://www.quickanddirtytips.com/subscribehttps://www.facebook.com/MoneyGirlQDThttps://twitter.com/LauraAdams Hosted on Acast. See acast.com/privacy for more information.

Not sure what to do with a retirement account from an old employer? Laura covers five options for managing your retirement funds when your job ends. Handling your nest egg the right way is critical for preserving what you've worked so hard to save.Read the transcript.Check out all the Quick and Dirty Tips shows.Subscribe to the newsletter for regular updates.Join the conversation on Facebook and Twitter.Links:https://www.quickanddirtytips.com/money-finance/retirement/managing-accounts-leave-jobhttps://www.quickanddirtytips.com/podcastshttps://www.quickanddirtytips.com/subscribehttps://www.facebook.com/MoneyGirlQDThttps://twitter.com/LauraAdams Hosted on Acast. See acast.com/privacy for more information.

Laura interviews Howard Dvorkin from Debt.com about the state of debt in the U.S., tips for consumers and small business owners, how to prioritize payments, and ways to understand the difference between good and bad debt so you can eliminate them faster.Read the transcript.Check out all the Quick and Dirty Tips shows.Subscribe to the newsletter for regular updates.Join the conversation on Facebook and Twitter.Links:https://www.quickanddirtytips.com/money-finance/loans/difference-between-good-bad-debthttps://www.quickanddirtytips.com/podcastshttps://www.quickanddirtytips.com/subscribehttps://www.facebook.com/MoneyGirlQDThttps://twitter.com/LauraAdams Hosted on Acast. See acast.com/privacy for more information.

In this excerpt from Laura's new book, Money-Smart Solopreneur: A Personal Finance System for Freelancers, Entrepreneurs, and Side-Hustlers, you'll get solid tips to earn more using low-risk business-building strategies.Read the transcript.Check out all the Quick and Dirty Tips shows.Subscribe to the newsletter for regular updates.Join the conversation on Facebook and Twitter.Links:https://www.quickanddirtytips.com/business-career/small-business/5-tips-side-businesshttps://www.quickanddirtytips.com/podcastshttps://www.quickanddirtytips.com/subscribehttps://www.facebook.com/MoneyGirlQDThttps://twitter.com/LauraAdams Hosted on Acast. See acast.com/privacy for more information.

Find out how to make money investing in stocks while limiting your risk—even when you have little experience or money. You’ll learn the pros and cons of stocks and the best ways to own them to build wealth safely.Read the transcript.Check out all the Quick and Dirty Tips shows.Subscribe to the newsletter for regular updates.Join the conversation on Facebook and Twitter.Links:https://www.quickanddirtytips.com/money-finance/investing/investing-stocks-guidehttps://www.quickanddirtytips.com/podcastshttps://www.quickanddirtytips.com/subscribehttps://www.facebook.com/MoneyGirlQDThttps://twitter.com/LauraAdams Hosted on Acast. See acast.com/privacy for more information.

If you're struggling with a financial crisis, follow these eight rules to manage money wisely, stretch your resources, and bounce back as quickly as possible. Acting as quickly as possible will help you understand solutions, limit the damage, and feel more hopeful about your future.Read the transcript.Check out all the Quick and Dirty Tips shows.Subscribe to the newsletter for regular updates.Join the conversation on Facebook and Twitter.Links:https://www.quickanddirtytips.com/money-finance/loans/8-rules-financial-hardshiphttps://www.quickanddirtytips.com/podcastshttps://www.quickanddirtytips.com/subscribehttps://www.facebook.com/MoneyGirlQDThttps://twitter.com/LauraAdams Hosted on Acast. See acast.com/privacy for more information.

Whether schools and colleges open up virtually or in-person in 2020, the cost of education is expensive. Laura explains how to use a 529 savings plan to make your money go further. You'll get tips for choosing the right plan, managing it wisely, and boosting your contributions.Read the transcript.Check out all the Quick and Dirty Tips shows.Subscribe to the newsletter for regular updates.Join the conversation on Facebook and Twitter.Links:https://www.quickanddirtytips.com/money-finance/529-plan-education-expenseshttps://www.quickanddirtytips.com/podcastshttps://www.quickanddirtytips.com/subscribehttps://www.facebook.com/MoneyGirlQDThttps://twitter.com/LauraAdams Hosted on Acast. See acast.com/privacy for more information.

Whether leaving a job is cause for tears or celebration, knowing your rights and options for medical benefits is critical. Laura answers questions about how to handle benefits during work transitions and gives tips for getting the most for your money.Read the transcript.Check out all the Quick and Dirty Tips shows.Subscribe to the newsletter for regular updates.Join the conversation on Facebook and Twitter.Links:https://www.quickanddirtytips.com/money-finance/insurance/managing-medical-benefits-leave-start-jobhttps://www.quickanddirtytips.com/podcastshttps://www.quickanddirtytips.com/subscribehttps://www.facebook.com/MoneyGirlQDThttps://twitter.com/LauraAdams Hosted on Acast. See acast.com/privacy for more information.

Instead of caving to impulse shopping, use these 14 tips and tricks to resist bad spending habits so you can save more money. Read the transcript.Check out all the Quick and Dirty Tips shows.Subscribe to the newsletter for regular updates.Join the conversation on Facebook and Twitter.Links:https://www.quickanddirtytips.com/money-finance/saving-spending/stop-impulse-buyinghttps://www.quickanddirtytips.com/podcastshttps://www.quickanddirtytips.com/subscribehttps://www.facebook.com/MoneyGirlQDThttps://twitter.com/LauraAdams Hosted on Acast. See acast.com/privacy for more information.

A health savings account (HSA) is a wise way to cut taxes and save for the future. This complete guide will help you start an HSA and use it to your financial advantage.Read the transcript.Check out all the Quick and Dirty Tips shows.Subscribe to the newsletter for regular updates.Join the conversation on Facebook and Twitter.Links:https://www.quickanddirtytips.com/money-finance/taxes/2020-hsa-guidehttps://www.quickanddirtytips.com/podcastshttps://www.quickanddirtytips.com/subscribehttps://www.facebook.com/MoneyGirlQDThttps://twitter.com/LauraAdams Hosted on Acast. See acast.com/privacy for more information.

There's never been a more important time to protect your health, life, property, and business. Avoid these seven critical insurance slipups to reduce your financial risk during the pandemic.Read the transcript.Check out all the Quick and Dirty Tips shows.Subscribe to the newsletter for regular updates.Join the conversation on Facebook and Twitter.Links:https://www.quickanddirtytips.com/money-finance/insurance/covid-mistakeshttps://www.quickanddirtytips.com/podcastshttps://www.quickanddirtytips.com/subscribehttps://www.facebook.com/MoneyGirlQDThttps://twitter.com/LauraAdams Hosted on Acast. See acast.com/privacy for more information.

Is FOMO (fear of missing out) causing you to take more risks—financial and otherwise—during the pandemic? Laura interviews Patrick McGinnis, who coined the term, about its root causes and wise ways to manage FOMO.Read the transcript.Check out all the Quick and Dirty Tips shows.Subscribe to the newsletter for regular updates.Join the conversation on Facebook and Twitter.Links:https://www.quickanddirtytips.com/money-finance/saving-spending/tips-manage-fomohttps://www.quickanddirtytips.com/podcastshttps://www.quickanddirtytips.com/subscribehttps://www.facebook.com/MoneyGirlQDThttps://twitter.com/LauraAdams Hosted on Acast. See acast.com/privacy for more information.

If you get COVID-19 or experience another unexpected tragedy, these crucial documents can help you and your family manage money and make essential decisions with more clarity and less stress.Read the transcript.Check out all the Quick and Dirty Tips shows.Subscribe to the newsletter for regular updates.Join the conversation on Facebook and Twitter.Links:https://www.quickanddirtytips.com/money-finance/5-legal-documents-pandemichttps://www.quickanddirtytips.com/podcastshttps://www.quickanddirtytips.com/subscribehttps://www.facebook.com/MoneyGirlQDThttps://twitter.com/LauraAdams Hosted on Acast. See acast.com/privacy for more information.

Get familiar with 15 key IRA rules, including what’s new for 2020 related to coronavirus-related hardships. You’ll feel confident about using this retirement account no matter if you’re employed, self-employed, or unemployed. Hosted on Acast. See acast.com/privacy for more information.

If you've been thinking about canceling a credit card, it’s critical to understand how it will affect your entire financial life. Laura covers 10 dos and don’ts for when to cancel a credit card that will help you minimize credit damage and improve your finances.Read the transcript.Check out all the Quick and Dirty Tips shows.Subscribe to the newsletter for regular updates.Join the conversation on Facebook and Twitter.Links:https://www.quickanddirtytips.com/money-finance/credit/cancel-credit-cardhttps://www.quickanddirtytips.com/podcastshttps://www.quickanddirtytips.com/subscribehttps://www.facebook.com/MoneyGirlQDThttps://twitter.com/LauraAdams Hosted on Acast. See acast.com/privacy for more information.

Find out how to get a Paycheck Protection Program loan, document your expenses, and apply for loan forgiveness to keep your business operating despite the coronavirus challenges.Read the transcript.Check out all the Quick and Dirty Tips shows.Subscribe to the newsletter for regular updates.Join the conversation on Facebook and Twitter.Links:https://www.quickanddirtytips.com/money-finance/loans/ppp-loan-forgivenesshttps://www.quickanddirtytips.com/podcastshttps://www.quickanddirtytips.com/subscribehttps://www.facebook.com/MoneyGirlQDThttps://twitter.com/LauraAdams Hosted on Acast. See acast.com/privacy for more information.

If you're working from home more due to the COVID-19 crisis, you've probably had additional expenses. Laura answers questions about who qualifies for the home office tax deduction and how to claim this valuable tax break.Read the transcript.Check out all the Quick and Dirty Tips shows.Subscribe to the newsletter for regular updates.Join the conversation on Facebook and Twitter.Links:https://www.quickanddirtytips.com/money-finance/taxes/home-office-tax-deduction-coronavirushttps://www.quickanddirtytips.com/podcastshttps://www.quickanddirtytips.com/subscribehttps://www.facebook.com/MoneyGirlQDThttps://twitter.com/LauraAdams Hosted on Acast. See acast.com/privacy for more information.

Laura answers a listener question about using CDs to stash her cash. Find out what a CD or certificate of deposit is, where to find high-yield CDs, and how to use them wisely when they're right for you.Read the transcript.Check out all the Quick and Dirty Tips shows.Subscribe to the newsletter for regular updates.Join the conversation on Facebook and Twitter.Links:https://www.quickanddirtytips.com/money-finance/saving-spending/high-yield-cd-savingshttps://www.quickanddirtytips.com/podcastshttps://www.quickanddirtytips.com/subscribehttps://www.facebook.com/MoneyGirlQDThttps://twitter.com/LauraAdams Hosted on Acast. See acast.com/privacy for more information.

Laura reviews eight of the best personal finance tools to make sense of your money, stay organized, and achieve your financial goals. Read the transcript at Read the transcript.Check out all the Quick and Dirty Tips shows.Subscribe to the newsletter for regular updates.Join the conversation on Facebook and Twitter.Links:https://www.quickanddirtytips.com/money-finance/saving-spending/8-best-budgeting-and-personal-finance-toolshttps://www.quickanddirtytips.com/podcastshttps://www.quickanddirtytips.com/subscribehttps://www.facebook.com/MoneyGirlQDThttps://twitter.com/LauraAdams Hosted on Acast. See acast.com/privacy for more information.

Hooray, you have some extra money each month to pay down debt! This 6-step process will help you decide how to use that money wisely to reach your financial goals.Read the transcript.Check out all the Quick and Dirty Tips shows.Subscribe to the newsletter for regular updates.Join the conversation on Facebook and Twitter.Links:https://www.quickanddirtytips.com/money-finance/loans/prepay-debts-planhttps://www.quickanddirtytips.com/podcastshttps://www.quickanddirtytips.com/subscribehttps://www.facebook.com/MoneyGirlQDThttps://twitter.com/LauraAdams Hosted on Acast. See acast.com/privacy for more information.

Not sure what coronavirus economic relief you qualify for or how to get it? Laura interviews Gerri Detweiler, Education Director for Nav and cuts through the confusion. You'll get solid advice whether you have a large business, are a solopreneur, or are an unemployed worker.Read the transcript.Check out all the Quick and Dirty Tips shows.Subscribe to the newsletter for regular updates.Join the conversation on Facebook and Twitter.Links:https://www.quickanddirtytips.com/money-finance/qualify-coronavirus-economic-reliefhttps://www.quickanddirtytips.com/podcastshttps://www.quickanddirtytips.com/subscribehttps://www.facebook.com/MoneyGirlQDThttps://twitter.com/LauraAdams Hosted on Acast. See acast.com/privacy for more information.

The economic downturn affects both home buyers and sellers. Find out how to make wise real estate decisions and stay safe during the pandemic.Read the transcript.Check out all the Quick and Dirty Tips shows.Subscribe to the newsletter for regular updates.Join the conversation on Facebook and Twitter.Through the end of April, Podchaser will donate 25 cents to Meals on Wheels for every review. Leave a review for Money Girl!Links:https://www.quickanddirtytips.com/money-finance/real-estate/buying-selling-coronavirushttps://www.quickanddirtytips.com/podcastshttps://www.quickanddirtytips.com/subscribehttps://www.facebook.com/MoneyGirlQDThttps://twitter.com/LauraAdamsPodchaser #Reviews4Good: https://www.podchaser.com/podcasts/money-girls-quick-and-dirty-ti-4196 Hosted on Acast. See acast.com/privacy for more information.

The CARES Act includes broad relief for hardships created by the COVID-19 pandemic, including significant benefits for those paying off student loans. Laura answers a couple of questions and reviews what the relief is, who can use it, and how it impacts the future of your student loan repayment.Read the transcript.Check out all the Quick and Dirty Tips shows.Subscribe to the newsletter for regular updates.Join the conversation on Facebook and Twitter.Through the end of April, Podchaser will donate 25 cents to Meals on Wheels for every review. Leave a review for Money Girl!Links:https://www.quickanddirtytips.com/money-finance/loans/student-loan-coronavirus-reliefhttps://www.quickanddirtytips.com/podcastshttps://www.quickanddirtytips.com/subscribehttps://www.facebook.com/MoneyGirlQDThttps://twitter.com/LauraAdamsPodchaser #Reviews4Good: https://www.podchaser.com/podcasts/money-girls-quick-and-dirty-ti-4196 Hosted on Acast. See acast.com/privacy for more information.

Laura interviews Colleen McCreary, Chief People Officer at Credit Karma, for tips on how to navigate unemployment the best way possible. Find out how to get all the benefits you're eligible for after losing a job or business income due to the coronavirus crisis. Read the transcript.Check out all the Quick and Dirty Tips shows.Subscribe to the newsletter for regular updates.Join the conversation on Facebook and Twitter.Links:https://www.quickanddirtytips.com/money-finance/coronavirus-unemployment-lost-incomehttps://www.quickanddirtytips.com/podcastshttps://www.quickanddirtytips.com/subscribehttps://www.facebook.com/MoneyGirlQDThttps://twitter.com/LauraAdams Hosted on Acast. See acast.com/privacy for more information.

Life during the time of coronavirus is moving quickly and new legislation called the CARES Act affects your retirement account. Money Girl answers questions about making contributions and withdrawals and gives tips for managing your money wisely during this difficult time.Read the transcript.Check out all the Quick and Dirty Tips shows.Subscribe to the newsletter for regular updates.Join the conversation on Facebook and Twitter.Links:https://www.quickanddirtytips.com/money-finance/retirement/cares-act-retirementhttps://www.quickanddirtytips.com/podcastshttps://www.quickanddirtytips.com/subscribehttps://www.facebook.com/MoneyGirlQDThttps://twitter.com/LauraAdams Hosted on Acast. See acast.com/privacy for more information.