Author Marguerita Cheng to Launch New Book with Mission Matters and Women Connect4Good

Hey, I'd like to welcome you to another episode of Mission Matters. My name is Adam Torres. And if you'd like to apply to be a guest in the show, just head on over to missionmatters. com and click on be our guest to apply. All right. So today is a very special episode. We are welcoming back to the show. Margarita Chang, also known as Rita, who's CEO over at Blue Ocean Global Wealth. Rita, welcome back to the show. Well, thank you so much for having me. Oh my gosh. So this is fun. I feel like at this point, maybe you've been on the show at least two, three times, maybe. So I feel like, I feel like you're, you're my co host over here. I'm so happy to reconnect. Absolutely. It's so much fun. So we got a lot to talk about today. So we got, we got a, another book. That we're launching together along with women connect for good, which I'm really excited to get into. I also want to talk about, I know you've been doing some speaking lately. I seen some amazing pictures of you on LinkedIn. So I want to get into some of the speaking you've been doing as well. And just your business overall, as we catch up. But before we do that, we'll start this episode, the way that we start them all with what we like to call our mission matters minute. So Rita at Mission Matters, as you know we're all about amplifying stories for entrepreneurs, executives, and experts. So that's what we do. Rita, what mission matters to you? What mission matters to me is helping people become more confident about personal finance. So helping clients gain clarity, confidence, and control over their financial lives. Love it. I love it. Love it. And for my long term listeners, they know that you know, I was in finance for, for quite a bit of time. So this is a subject that's near and dear to my heart, and I especially appreciate and admire the approach that you take to finance and working with your clients. So maybe just to get us started and kicked off for, I mean, it's been at least maybe a year since you've been on the show. So let's get lots of new listeners. We've been very fortunate in the growth. So let's just go into your background and really how you got started in finance and let's start there. Well, sure. So I studied East Asian language and literature in finance, and that's very important because my first job in finance was actually in Tokyo, Japan. My job was to write a newsletter for English speaking investors. So what I had to do is I had to read a lot of accounting and financial statements. Statements, read the summaries of the analyst. They wrote in Japanese. My spoken Japanese was really not that good, but that's not why I was there. I could read Kanji and I also knew financial statements. And so from that, I was supposed to write summaries in English. I had to write in a clear, concise and compliant manner. This job paid well. It was a job where I was working in my field, but I didn't feel. Fulfilled. That's when I learned about personal financial planning. But I said to myself, who in the world is going to take me seriously? I'm in my twenties. How can I advise and people about retirement? So that's when I said, it's time for me to come stateside because I was born here and I, Earned my business degree and that's when I decided to help my husband get his financial house in order to pay down a credit card, student loans. We bought a house, two kids, and then the age of 32, I'm like, that's it. I feel like I have street credibility. I'm going to join a financial advice profession. So that's where it all began. What, what do you think, like, drew you back to it? Obviously you're talented. You could have done a lot of things, but when you're, you know, you're getting at that age, I think you said 32 and you're like, you know what, I want to start helping others. Like, what do you think drew you back to it? Like to be like, okay, like this is it. Well, I think what drew me back to it is I started to realize that, you know, everybody. Deserves the opportunity to become financially resilient, right? But there was an issue we got to remember. This is like the late nineties, early 2000 where the world was different. It was before smartphones. That's a major difference. And sometimes the only way people could get advice was if they turned over their portfolio and got professional money management. There's nothing wrong with that business model, but if you are in your 20s or 30s, and it's your first job, you may not have those minimums or a portfolio to turn over to somebody for professional management. So then what do you do? Yeah, that's true. And I think access to information technology, all this has changed things. And I know, I know I take it for granted when you say that I'm like, Oh yeah, you're right. Like now we couldn't just. Pull out our smartphone and use it to do all this, like how quickly things change. So, so now just kind of going further down the line of the story. So now you enter the industry, you start like, how did that w

Mission Matters Money with Adam Torres