Millionaires Unveiled

Ayne has a net worth of 2.9MM. Of the 2.9MM, she has 825K in a taxable account and almost 900K in rental real estate equity. She has five rental properties which gross about $5.5K monthly (net $2.75K). We discuss managing her rental properties, how she got started in real estate, her financial goals for the future, and how she teaches her kids about money. Ayne also shares details about homeschooling her children and placing a greater value on her time.

James has a net worth of 6.2M and is recently retired from a commercial roofing company. He has one million dollars of cash, one million of equity in his primary home, and about one million in eight rental properties including one commercial building. James also holds investments in retirement and non-retirement accounts. We discuss travel, the importance of relationships, how much cash to hold, and managing rental properties.

Jay has a net worth of over a million dollars and is just 27 years old. His net worth is divided between real estate, retirement accounts and other stock market investments. Jay also shares a fun story about buying his dream car, a Maserati for 19K. We also discuss annual income and expenses, financial goals, and early retirement.

Today's guests share their remarkable story of grit, tenacity and inspiration. Wade and Heather discuss the decision to sail the world with their four kids and the background of how they got to where they are today. They discuss past failures and their small business success. Wade and Heather share their mindset on enjoying life and gaining on a positive perspective from challenges, their investing allocation, and their budget/cost of living remote on a catamaran for two years.

Jason has a net worth of 3.3M and hit is first million at age 26. However, following his first million he was hit with the real estate crisis of 2008 and lost all his money and ended up owing about 250K in debt. He rebounded from that experience and his since grown back his net worth. We discuss Jason's real estate portfolio which includes primarily single family homes with lease to buy options. Jason also shares his motivations, mindset, personal development plan and more.

Adam has a net worth of 1.4M which is broken out being equity investments in both retirement and non-retirement accounts, education savings accounts, home equity, cash, and crypto. He works in commercial real estate (bank lending), but owns no real estate himself. We discuss the fire movement, budgeting, Dave Ramsey, expensive cars, and how he saves 40% of his gross income.

Mike has a current net worth of 2.25M which includes money in the stock market, rental properties, an HSA, and more. The five rental properties cash flow about 2.7K monthly and Mike shares details on each property and how he found them. He is 40 years old and shares insights into growing one's income, turnkey rental properties, finding happiness, and taking calculated risk.

Luis has a net worth 1.5MM and is 56 years old. His investments are allocated between retirement and non-retirement accounts, fixed income products, a pension, HSA, and more. He shares thoughts on working in the trades, work life balance, annual spending, and maxing out retirements. We also discuss his retirement including healthcare costs and spending budgets, as well as the financial impact he faced from a divorce.

Nick shares his story which includes a career background in tech with time being spent at Airbnb, Twitter, and Facebook (was at Facebook during IPO). Nick shares details about stock options, his thoughts on real estate investing, cost of living, working from home, and how much of his success was luck vs. skill. He also discusses what drives him now vs. previously and his future goals and plans.

James has a current net worth of 1.2M and gives away/donates about 20% of his earnings annually. He talks about the importance of giving and how being a wise steward with one's money can come back full circle. He worked for seven years as a project manager before switching careers in his 30's to become a project manager. James holds half of his net worth, about 600K, in his home as home equity. We discuss his decision to fully payoff his home, budget annually, and the importance of spending time with family. Sponsors - Lonsteady is here to find a mortgage that works for you, not the other way around. They are waiving all lender fees for listeners of Millennial Investing. Important terms and conditions apply. Click here for more information on licensing. Ritual - https://ritual.com/

Bryce and Stacia have a combined net worth of 1.3M, of which the majority is invested in the S&P 500. Bryce works as a nurse anesthetist and Stacia works as a registered nurse (they met in an operating room)! Bryce has a financial goal to hit two million by the time he turns 40, and 5M in his 50's. We discuss budgeting, future allocations which include real estate and crypto, their differing backgrounds with money, and what motivates them to achieve financial success.

Martine has a current net worth of 1.5MM and has a truly inspirational story of resilience, determination, and grit! At the age of 14 Martine immigrated to the United States where she began her educational and career journey. She now is a small business owner and works as a chiropractor. Martine shares details about her story which included her father's influence and the emphasis he place on receiving a good education. She also discusses her plans for the future and the joy that helping others brings.

Melissa has a current net worth of 2M, and recently retired at the age of 49. She never married and has no kids and offered an incredible perspective and advice for women. 60% of her net worth is in real estate which is about 1.1M in real estate equity across five properties. Beyond real estate, she has 25% of her net worth in her 401(k). Melissa also talked about her upbringing, real estate advice and mistakes, living abroad for her career, and whether money brings her happiness.

Mike is a police officer with a current net worth of 1.5M. In addition to his current assets, he also has a pending pension worth up to 60K in the next few years. Mike discusses his Roth IRA, his kids' Roth IRAs and how he funds them, as well as his 457 retirement accounts. We also discuss what drives him personally, his definition of happiness, and what he plans to do with his money upon retirement.

J.C. is 70 years old and has a current net worth of 2.2 million. He shared his story which involved a career in the military, bartending, and working at Apple. He now travels the country (and world) with his wife, primarily in their 250K RV/motor home. J.C. shared that he became a millionaire at age 55 and had a max salary of 130K. We also discuss his historical investing, generational wealth, and how much he spends annually in retirement.

Salvatore Buscemi is today's guest where we discuss his background (started with Goldman Sachs), small business vs. the stock market investing, how wealthy family offices invest, and doing due diligence before investing to ensure that priorities and objectives are aligned. Sal also shares his thoughts on commercial vs. residential real estate and the cautious approach one should take prior to investing in a regulated market.

Steven has a net worth of 575K and is well on his way to millionaire! He discusses his life and financial story which includes paying off 30K of personal debt, a bulk of which was personal credit card debt. Steven discusses his "I've had it!" moments which made him take control of his finances, his financial goals for the future, and the benefit of his flexible job. His investments are held primarily in retirement accounts in the stock market and home equity.

Danielle is a working mother, CPA, and investor! She has a current net worth of 1.3MM and is in her early 30's. Danielle has more than 700K in retirement accounts, 170K in home equity, and 250K in a traditional brokerage account. We discuss her career in public accounting, buying and selling houses (her husband was in the military so they bought and sold often), future financial goals, her investing start from a young age, and financial confidence/happiness.

Derek has a net worth of $1.1 Million. Of the 1.1M 95% is invested in equities between mutual funds and single stocks. He works as an officer in the Navy and has moved around numerous times during his professional career. Derek talks about investing in retirement accounts, including the government sponsored thrift savings plan, deciding when to buy a primary residence, and how he made the switch from investing in single stocks to mutual funds. Derek also shares advice on what to do when holding too much cash.

Hannah has a net worth of 725K, most of which has come in the last few years. She is married with two kids and discusses budgeting, the power of compound interest and her investment allocation. Hannah also shares advice in making your money work for you - putting cash to work rather than just sitting in a bank account. She discusses her childhood including how her dad matched her savings until the time she was 18 years old. Most of her net worth is invested in the market, but she does have one condo rental property.

James has a current net worth of 1.1M. He grew up in a poor household and talks about the impact that had on him. He currently works in information technology and is 35 years old. James talks about switching his portfolio allocation from single stocks to index funds. He served in the Air Force for six years and holds only 1% of his net worth in cash. James also shares detailed mistakes (selling stocks too early, selling crypto at a loss, single stock investing, etc..) and advice for a solid financial future.

Nick has a current net worth of over one million dollars, of which 65% is invested in single family real estate. He has five single family rentals and a primary residence. Once paid off, the homes should cash flow about 60K annually. Three of the rentals are former primary residences. Nick discusses property management and the tools and systems he uses to manage successfully. He also walks through a typical deal including the purchase price, mortgage amount, monthly payments, and cash flow. https://forms.gle/XAGyrWhZGzjqRtgt6

David has a current net worth of over two million dollars. He offers a unique investing perspective and insightful story. David's allocation includes some real estate, but primarily precious metals. He shares his story of starting in the airline industry before quitting his job to focus on what he loves. David also discusses the idea of "health above wealth," and how he came to that realization. https://forms.gle/atXbwneY7bJUddW99

John has a current net worth of 1.7M which is divided between his primary residence, one rental property, retirement holdings and various other accounts and assets. He started his career in the auto industry and now mixes that with technology for his current job. John discusses career management including negotiating salary, his start to personal finance and real estate investing, and the value of spending time with those you love. Listener Survey - https://forms.gle/YG2yyCqPYvAbYTWw8

Dion has a current net worth of 1.25M. He was divorced at age 40 when he had a net worth of -90K. He turned around his financial situation and became a millionaire under 10 years later at the age of 48. He owns 14 rental units (no stock market investments) which provide annual net cash flow of 84K; his max W-2 salary has been 75K. Dion has also worked as a truck driver and police officer until he decided to find cash flow streams that weren't dependent on a job. Listener Survey - https://forms.gle/ozd6UtjKgPxW75Xh7

Al has a current net worth of five million dollars, of which 2.5M is invested in Tesla stock. He purchased about 1,000 shares of Tesla for $200,000 and the stock has skyrocketed since. Al became a millionaire at the age of 45, prior to investing in Tesla stock (he is now 47 years old). Al shares insight into the financial advisory business, his financial goals, the importance of one's time, and whether more money has brought less stress and more happiness.

Brandon has a window washing business and makes about 50K a year. He started the company when he was 11 years old and has been growing it ever since. He also has investments in real estate (two townhomes and a plot of land). Brandon and his wife budget for about 3.5K monthly in living expenses. Brandon discusses the tradeoff of growing his business vs time and freedom, how he started in the window washing business, why small business has been a good thing for him, and the importance of finding value and enjoyment in one's work. Listener Survey - https://forms.gle/rvmb6pJYSXHtXfdZ8

Cecilia has a current net worth of 1.5M, about 420K of which is in home equity; she also has 640K in retirement accounts. Cecilia shares her story of working in a corporate job before deciding to start her own coaching and development company. She is divorced and has two kids almost off to college. She is working on "what the next stage of life looks like." Cecilia also discusses her upbringing, keeping up with the Joneses, teaching kids about money, and budgeting.

Marvin and his wife have been married for about 15 years and have no children. Their current net worth is just over one million dollars, 785K of which is invested in retirement accounts; He also has 30K in home equity. Marvin shares his background which includes joining the military at the age of 17, working in learning and development, and adventure/travel. He also shares advice and insight about paying off personal debt, buying a timeshare, balancing two careers, and more.

Trae has a net worth of $2.3 Million. Of the 2.3M, 80% is invested in a small business software startup. Trae also has investments in the stock market, real estate, and crypto. He discusses his interest in small business and software, how he started in real estate, and how his high risk tolerance has influenced his financial success. Trae shares advice on lines of credit, work/life balance, financial independence, and his goals for the future.

This episode is unique in the sense that there are two guests; Stu and Jimmy, a father and son respectively, who discuss their personal and financial journeys. Stu has a net worth of 1.3M while his son has a net worth of about 300K. They discuss their mindset and attitude about money, the importance of life insurance, being on the same page as one's spouse, and the value of hard work. Stu and Jimmy also share general advice, what they've learned from each other, and their advice for teaching kids about money.

Henry has a net worth of two million dollars. He's a serial entrepreneur and now coaches business owners. His previous businesses include computer sales, home theatres, spec homes, website sales, and a factoring business. He primarily invests in single stocks and mutual funds and shares his thoughts about why he doesn't invest in index funds. Henry also discusses annual spending (about 200K), working in partnerships, small businesses successes and failures, and financial lessons learned from his parents.

Mark works as a Fire Marshal and has a net worth of more than one million dollars. Without counting his government pension (estimated to pay him 9K a month upon retirement), he has a net worth of 960K. Mark has worked in the public fire service since he was 17 years old (now 50), and talks about his retirement plans, receiving a wake up call on how much is needed for retirement and balancing frugal living vs. spending. We also discuss HRA's and HSA's and the value of a future pension.

Jeremy has a current net worth of over $300 million dollars! His net worth is primarily held in his business, but he also has holdings in real estate and angel investments. Jeremy shares how his small business was started, the importance of goal setting and thinking big, and also tips for time management. We also discuss the meaning of money, Jeremy's history with angel investments, and how he teaches and motivates his children about living a purposeful life. Sponsor - Masterworks - www.masterworks.io/unveiled http://jeremyperkins.com/

Kevin has a net worth just over one million. Of the one million, over 80% is invested in the stock market, while the remainder is in cash (80K or one year of expenses) and other holdings. He shares details on his small business investments (20K) and the importance of contributing early to your 401(k). Kevin and his wife paid off over 40K of student loans and aggressively worked to increase their household income and savings rate. www.millionairesunveiled.com

John has a net worth of 4.2M. Of the 4.2M, 1.8M is invested in real estate split between his primary home and a condo rental. He as about 500K in his 401(k), and an additional 800K in other retirement accounts. John is 55 years old and first hit a net worth of 1M at the age of 39. He discusses teaching his kids about money, vacation costs, estimated spending after retirement, general mistakes and advice, and what it feels like being close to retirement. www.millionairesunveiled.com

Graham and Abby are married with three children (including one with down syndrome) and have a net worth of just over one million dollars. They share their millionaire success story which includes investing early in retirement accounts, paying off debt, and frugal living. Together they have about 625K in the stock market (retirement accounts, HSA, ESA, etc..) and a paid for house valued at 275K. Graham and Abby discuss working together as a couple, paying off debt, and the question of whether they worry about money.

Justin has a net worth of 500K and is on his way to becoming a millionaire. Of the 500K, about 28% is in home equity. He is 32 years old and works in real estate. Justin share insight into his market investments, how much cash to hold and why (he prefers six months of living expenses). He also discusses what's worth spending more money on, his most expensive car purchase, who influenced him most in his life, and how his financial journey got started.

Logan has a current net worth of 3.75M, of which most is invested in real estate. He has 55 total units, primarily single family rental properties. Logan discusses how he got started in real estate which includes buying his first rental for about 40K. He paid off 110K in student loans and now works as a nurse anesthetist. He also shares details on renovating homes, finding good contractors and life insurance. www.millionairesunveiled.com

Greg has a net worth of 1.9M, 1.2M of which is in different retirement accounts. Besides his paid for house, he has his wife hold no real real estate. Greg discusses paying off his home (15 year mortgage) in seven years and now being completely debt free. He shares how his journey started (via Dave Ramsey) and how he became a millionaire at the age of 39. Greg recently quit his full time job to work just two days a week and no enjoys more freedom and flexibility with his time.

Brian is a small business owner and CEO of his current company, GreenPal, a lawn mowing technology company. He has a net worth of 4M, most of which (3M) is invested in single family real estate which cash flows over 150K annually. He also has 300K invested in total stock market funds as well. Brian shares thoughts on growing his business with no debt, allocating money back into his business, and buying and holding real estate.

Jay has a net worth of 1.8M. He and his wife both have government jobs working for the department of defense. He saves 50% of his gross income and lives off of 20% of his gross income. He attended the Air Force and discussed the importance of marrying the right person. Jay also shares thoughts on risk tolerance, real estate investing (he has no real estate), living debt free, frugality and teaching children positive financial behavior.

Jeff, the wealthy custodian, has worked at the same school district for over 30 years. His max salary was 47K, and he has a net worth of over 1M which excludes his pension of over several hundred thousand. He is 55 years old and discusses all things portfolio allocation, the value of one's time, and the joy of simple living. Jeff also shared advice on creating assets that cash flow, why material items and money don't define you, and the importance of consistent investing and taking chances when opportunities arise. This is the second interview with Jeff, the first, which discusses more of his background and story was released as episode 47.

Brian and Amy have a current net worth of just over 450K. They spend about 30K annually and have a combined income of 170K. They discuss their money conversations prior to marriage, paying off student loans, and how they both started investing. Brian and Amy share general advice and mistakes which includes starting investing faster, buying a smaller house, and being more intentional about one's finances.

Jonathan has a current net worth of 2.2 Million. He is 40 years old and spends 175K annually. He reached his first million at the age of 37. He invests only in real estate, nothing in the stock market, because he wants to invest in what he can control. In real estate, he prefers mobile home parks. Jonathan shares great advice about the importance of mentors and connecting with those who can help you along the way.

Robert is 28 years old and has a current net worth of 1.2M. Of the 1.2M, 850K is in taxable accounts invested in various stock holdings; he also has a few rental properties. Robert graduated dentistry school with hefty student loans but immediately bought a practice from a retiring dentist. He has worked hard to run the practice more efficiently (including adding internet advertising and a website) and thus increased both revenues and net profit. Robert also shared his financial goal of 240K of passive income annually.

Cheri has a net worth of over one million dollars which includes about 500K of equity in seven rental properties. She and her husband are self-employed and have never made over 75K annually. She shares her amazing story of perseverance, reinventing oneself, and financial savvy. Her goal is to have all seven rentals paid off in five years and reach a net worth of over 1.5 million. Email us at - [email protected] Website - www.millionairesunveiled.com Twitter - @Mill_Unveiled

Mr. Nomad and his wife have a net worth of 1.2MM, most of which is in the equity market; they own one rental property that cash flows 8K annually. For the last three years they have been traveling the world and spending about 30-40K annually. They discuss their spending, previous incomes, asset allocation, and designing your ideal life.

Adam is 29 years old with a current net worth of 400K. He lives in Canada currently, but grew up in Eastern/Central Europe. Of the 400K, about 280K is invested in real estate while the remainder is in the equity markets. His goal is to be invested 50/50 in real estate/market investments going forward. We discuss his wife's first rental property, his current stock holdings, and his plans for the future.

Ron has a current net worth of 1.35M, about 960K of which is invested in the stock market. He talks about discovering financial accountability and gaining control of his finances. He also shares what helped him to be a millionaire, his asset allocation, using a financial advisor, speaking with your kids about money, and more.