Mile High FI Podcast

Doug and his co-host Amberly talk about something taboo but very important – death. They each share their own experiences with the death of loved ones and how to deal with grief. They also explore the connection between death and finances and how to put together an In Case Of Death binder. Oh, and Doug envisions his ideal memorial – and we’re here for it. Dealing with the death of loved ones How witnessing death in childhood can shape us in adulthood Can we ever prepare for a person’s death? Dealing with grief Advice from a hospice chaplain Death and finances Death binder CEO plan And, What we’re thankful for… Connect with Amberly Grant! AmberlyGrant.com FinTalks Instagram Amberly on Facebook – Check out the Econome Conference – Save money using our coupon code MILEHIGHFI. Carl and Doug will be there, so come and hang out. Join the Mile High FI Club – It’s our email list! Get MHFi Merch – It helps support the show. Get t-shorts & more **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.** Brought To You By: The Doug Show, aka Affiliate Marketing & Side Hustles 1500 Days, Carl’s Blog about Early Retirement Email us here: [email protected] or [email protected] 0:00 – Intro 3:51 – Amberly’s experiences with death 7:08 – Doug’s experience 11:50 – Can we ever prepare for a person’s death? 17:54 – What it means to live a high-quality life 23:46 – Dealing with a friend’s passing 35:04 – Things we would be thankful for in case we died tomorrow 37:38 – How we would wrap up our lives before we go 41:53 – Finances and death 42:54 – In-case-of-death binder 47:12 – Putting together a CEO plan 52:22 – Closing words from a hospice chaplain 53:19 – ”How you live is how you die” – is it true? 58:06 – Helping others deal with grief 58:59 – Why attending your own memorial is a great idea

Doug chats with his friend, Dusti, about cognitive biases and behavioral economics. They discuss how our financial habits are heavily influenced by emotions, and why we oftentimes spend money on unnecessary things. Behavioral Economics Why money is emotional Buying more than we can afford How group mentality affects our decision-making Cognitive Biases Availability bias Confirmation bias The struggle of having too many choices The ostrich effect Connect with Dusti on Instagram. – Check out the Econome Conference – Save money using our coupon code MILEHIGHFI. Carl and Doug will be there, so come and hang out. Join the Mile High FI Club – It’s our email list! Get MHFi Merch – It helps support the show. Get t-shorts & more **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.** Brought To You By: The Doug Show, aka Affiliate Marketing & Side Hustles 1500 Days, Carl’s Blog about Early Retirement Email us here: [email protected] or [email protected]   0:00 – Intro 1:20 – Who is Dusti? 12:12 – Behavioral economics and the emotional side to money 18:11 – How you can support us 21:02 – Availability bias 23:10 – Confirmation bias and how society affects our buying decisions 29:39 – Is having fewer options better? 34:28 – People overvalue what they own 43:06 – Going along with everyone else 50:04 – Loss aversion 53:20 – The ostrich effect

Doug and Carl interview Andrew Giancola, host of the wildly successful Personal Finance Podcast. Quick note!:* If you think that Doug and Carl are awesome, show them some love by supporting the show. If you think they suck, give them some money to motivate them to suck less*: https://milehighfi.com/donate Early Retirement How to start on an early retirement journey How much you should have saved by certain ages How to create a bigger gap in income and expenses The 3 Horsemen of the FI-pocalypse: housing, cars, and food Making $100,000 A Year How to get promoted Doug and Carl’s best tips for success on the job Personal Finance Podcast Goals of the show Imposter syndrome The meaning of wealth Links The personal finance podcast Master Money Mr. Money Mustache: The schockingly simple math behind early retirement How you can support us – Check out the Econome Conference – Save money using our coupon code MILEHIGHFI. Carl and Doug will be there, so come and hang out. Join the Mile High FI Club – It’s our email list! Support the show and get exclusive content. We use Buy Me a Coffee which is like Patreon. You can donate each month which helps a ton, or make a one-time donation. Get MHFi Merch – It helps support the show. Get t-shorts & more **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.** Brought To You By: The Doug Show, aka Affiliate Marketing & Side Hustles 1500 Days, Carl’s Blog about Early Retirement Email us here: [email protected] or [email protected]   0:00 – Intro 0:45 – Who is Andrew Giancola 5:10 – Time management 8:14 Andrew’s corporate job 10:19 – Tips for approaching early retirement 15:06 – Andrew’s beginnings 16:15 -Why retiring early is not for everyone 19:06 – Lifestyle inflation 23:18 – Splurging 24:14 – Andrew’s take on frugality 26:16 – How much do you save in certain ages of life 32:15 – Income vs. expenses gap 38:54 – FI framework and how to get promoted 49:05 – Protecting assets 54:19 – Goals 55:39 – Imposter syndrome 59:00 – The meaning of wealth 1:00:19 – The perfect day  

Doug and Carl interview friend, fellow Longmonster, and FIRE legend Mr. Money Mustache (aka Pete Adeney). When Tim Ferriss interviewed Pete, they ended by talking about Pete’s desire to own a local community gathering space. This is the jumping off point for the Mile High FI conversation. But, they go a lot deeper too. No talk about index funds or the 4% Rule. That stuff has been covered. Instead, this conversation is about happiness, journeys, and meaning. Quick note: Do you enjoy Mile High FI? Do you hate it? Either way, supporting the show is a great idea! You will feel better about yourself. Also, Doug and Carl will be thankful to you forever. Maybe even longer. MMM HQ Coworking How Pete and Carl came to own a coworking space What happens at HQ Is HQ a coworking space or social club? Happiness The real goal of Mr. Money Mustache (it’s not moneymap) What is happiness? The factors that lead to happiness Journey versus goals Pete’s perfect day Links Support Carl and Doug: Buy Me A Coffee Pete on other Mile High FI episodes Mr. Money Mustache, Alan Donegan, Carl Jensen LIVE Q&A Panel | MHFi023 Mr. Money Mustache Loves Hot Sauces and Waffles on Wednesday | MHFi 042 Mr. Money Mustache on Get Smart With Money Netflix Documentary w/ John & Kim | MHFi 115 Pete on The Tim Ferris Show MMMHQ: The Mr. Money Mustache Coworking Space Pete speaking at World Domination Summit Andrew Huberman Get Smart With Money NoCo Mustachians Meetup Group Some of our favorite interviews from notable folks in the community: JL Collins: The Simple Path To Wealth Paula Pant on Inflation JD Roth: Get Rich Slowly Money Honey Rachel Richards Mad FIentist: Post FI Life How To Money – Check out the Econome Conference – Save money using our coupon code MILEHIGHFI. Carl and Doug will be there, so come and hang out. Join the Mile High FI Club – It’s our email list! Support the show and get exclusive content. We use Buy Me a Coffee which is like Patreon. You can donate each month which helps a ton, or make a one-time donation. Get MHFi Merch – It helps support the show. Get t-shorts & more **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.** Brought To You By: The Doug Show, aka Affiliate Marketing & Side Hustles 1500 Days, Carl’s Blog about Early Retirement Email us here: [email protected] or [email protected]   0:00 – Intro 1:53 – How Carl met Mr Mustache 11:12 – Who is Mr Mustache? 17:30 – Carl’s real estate story 21:20 – The coworking space and its unexpected benefits 27:38 – Happiness 31:40 – Can success sometimes make you miserable? 36:20 – The Mr Mustache blog 38:49 – Self-improvement, gratitude and self-control 46:12 – Factors that lead to happiness 54:56 – Pete’s Netflix documentary 57:33 – The Tim Ferriss show 1:0:22 -Removing negativity from your life 1:6:33 – Happiness and FIRE 1:15:51 – Struggles 1:20:16 – Making plans 1:22:20 – Why doing the hard stuff makes your life better 1:26:41 – Public speaking and anxiety 1:28:56 – Taking the easier route 1:33:25 – Cheese, FI and more 1:36:15 – Goals 1:39:40 – Reflecting on the journey 1:42:22 – Pete’s perfect day

J.D. Roth is guest hosting this tangent filled episode. Doug and J.D. start talking about reflecting on the past year, goals, and New Year Resolutions. Then, they quickly digress. They end up talking about NOT setting goals Goals versus systems Doug doesn’t do resolutions J.D. wants to get into better shape Check out the other episodes with J.D.: Having Enough and Lack of Ambition – MHFi 134 J.D. Roth on Mile High FI – MHFi 127 Follow J.D. here: J.D.’s work about personal finance, Get Rich Slowly J.D.’s Personal Blog – Check out the Econome Conference – Save money using our coupon code MILEHIGHFI. Carl and Doug will be there, so come and hang out. Join the Mile High FI Club – It’s our email list! Support the show and get exclusive content. We use Buy Me a Coffee which is like Patreon. You can donate each month which helps a ton, or make a one-time donation. Get MHFi Merch – It helps support the show. Get t-shorts & more **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.** Brought To You By: The Doug Show, aka Affiliate Marketing & Side Hustles 1500 Days, Carl’s Blog about Early Retirement Email us here: [email protected] or [email protected]

There are a few changes coming for the Mile High FI Podcast in 2023. Doug shares the details in this bonus, year end episode. — Check out the Econome Conference – Save money using our coupon code MILEHIGHFI. Carl and Doug will be there, so come and hang out. Join the Mile High FI Club – It’s our email list! Support the show and get exclusive content. We use Buy Me a Coffee which is like Patreon. You can donate each month which helps a ton, or make a one-time donation. Get MHFi Merch – It helps support the show. Get t-shorts & more **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.** Brought To You By: The Doug Show, aka Affiliate Marketing & Side Hustles 1500 Days, Carl’s Blog about Early Retirement Email us here: [email protected] or [email protected]

Carl and Doug talk about fitness and health, two of their favorite topics. They talked fitness a few times this year already, so they wanted to wrap it up and make some declarations for next year. Other Fitness episodes: MHFI 091 Summer Fitness Update MHFI 078 with Jake Simon MHFI 064 with Brittany Dunn MHFI 063 Losing 10LBS of Ugly Weight MHFI 045 Fitness Plan for 2022 – Check out the Econome Conference – Save money using our coupon code MILEHIGHFI. Carl and Doug will be there, so come and hang out. Join the Mile High FI Club – It’s our email list! Support the show and get exclusive content. We use Buy Me a Coffee which is like Patreon. You can donate each month which helps a ton, or make a one-time donation. Get MHFi Merch – It helps support the show. Get t-shorts & more **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.** Brought To You By: The Doug Show, aka Affiliate Marketing & Side Hustles 1500 Days, Carl’s Blog about Early Retirement Email us here: [email protected] or [email protected]

Doug and Carl answer questions from listeners. To submit your own question, send a note to Doug ([email protected]) or Carl ([email protected]). Rakesh asks about FI friends What do Carl and Doug spend money on now that they’ve surpassed their money goals Ashwini is unsure about his retirement Support Mile High FI!: If you enjoy our show (and we know you do), show us some love: Doug Cunnington + Carl Jensen Links The Shockingly Simple Math Behind Early Retirement – Check out the Econome Conference – Save money using our coupon code MILEHIGHFI. Carl and Doug will be there, so come and hang out. Join the Mile High FI Club – It’s our email list! Support the show and get exclusive content. We use Buy Me a Coffee which is like Patreon. You can donate each month which helps a ton, or make a one-time donation. Get MHFi Merch – It helps support the show. Get t-shorts & more **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.** Brought To You By: The Doug Show, aka Affiliate Marketing & Side Hustles 1500 Days, Carl’s Blog about Early Retirement Email us here: [email protected] or [email protected]

Doug and Carl talk about crab bags, grab bags, and what’s been going on in their lives: Doug scores $300 from Chase Carl’s misadventures in rush-hour traffic Doug’s pursuit of happiness Carl’s house project Doug’s fancy dinner Carl’s upcoming retirement (for real this time) Links We recommend these books. Thomas DeLauer | Executive Body and Business Coach Rich living on less money – How to Money Support the show and get exclusive content. We use Buy Me a Coffee which is like Patreon. You can donate each month which helps a ton or make a one-time donation. – Check out the Econome Conference – Save money using our coupon code MILEHIGHFI. Carl and Doug will be there, so come and hang out. Join the Mile High FI Club – It’s our email list!   Get MHFi Merch – It helps support the show. Get t-shorts & more **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.** Brought To You By: The Doug Show, aka Affiliate Marketing & Side Hustles 1500 Days, Carl’s Blog about Early Retirement Email us here: [email protected] or [email protected]

Doug and Carl talk to David Baughier, creator of Fiology. They discuss military life, slowing down after retirement, driving boats, and Carl’s lack of slowing down. Military Life, College, FIRE, Investments David’s military career Vanderbilt Real estate Discovering FIRE at Camp Mustache Exercise And Health David’s crazy diet Pull-ups Carl’s challenge to Doug Why social media sucks If you enjoy our show (and we know you do), show us some love: Doug Cunnington + Carl Jensen Links All You Need To Know for Financial Independence (FI) – Fiology EconoMe Conference – March 17th-19th, 2023 Camp Mustache – Check out the Econome Conference – Save money using our coupon code MILEHIGHFI. Carl and Doug will be there, so come and hang out. Join the Mile High FI Club – It’s our email list! Support the show and get exclusive content. We use Buy Me a Coffee which is like Patreon. You can donate each month which helps a ton, or make a one-time donation. Get MHFi Merch – It helps support the show. Get t-shorts & more **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.** Brought To You By: The Doug Show, aka Affiliate Marketing & Side Hustles 1500 Days, Carl’s Blog about Early Retirement Email us here: [email protected] or [email protected]

Doug and Carl talk about end of year financial moves. And favorite pies. Why you should review your investments and allocations Budgets and spending 401(k) and Roth IRA deadlines An important solo 401(k) IRS filing If you enjoy our show (and we know you do), show us some love: Doug Cunnington + Carl Jensen Links Brian Feroldi on Twitter Michael Kitces on BP Money – Check out the Econome Conference – Save money using our coupon code MILEHIGHFI. Carl and Doug will be there, so come and hang out. Join the Mile High FI Club – It’s our email list! Support the show and get exclusive content. We use Buy Me a Coffee which is like Patreon. You can donate each month which helps a ton, or make a one-time donation. Get MHFi Merch – It helps support the show. Get t-shorts & more **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.** Brought To You By: The Doug Show, aka Affiliate Marketing & Side Hustles 1500 Days, Carl’s Blog about Early Retirement Email us here: [email protected] or [email protected]

Doug and Carl talk to Money Honey Rachel Richards about books, real estate, fitness, and Taylor Swift. Background How Rachel’s upbringing motivated her Reading Rich Dad, Poor Dad. In high school. University and first job Fitness The $2,000 bet Rachel’s routine Business Making $22,000 in a month from her book Why self-publishing was a great idea Running a boarding house Why you have to charge for a course Public speaking If you enjoy our show (and we know you do), show us some love: Doug Cunnington + Carl Jensen Links Get Your Free Passive Income Starter Kit Book Launch: How to Write, Market & Publish Your First Bestseller in Three Months or Less AND Use it to Start and Grow a Six Figure Business by Chandler Bolt Can’t Hurt Me: Master Your Mind and Defy the Odds by David Goggins – Check out the Econome Conference – Save money using our coupon code MILEHIGHFI. Carl and Doug will be there, so come and hang out. Join the Mile High FI Club – It’s our email list! Support the show and get exclusive content. We use Buy Me a Coffee which is like Patreon. You can donate each month which helps a ton, or make a one-time donation. Get MHFi Merch – It helps support the show. Get t-shorts & more **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.** Brought To You By: The Doug Show, aka Affiliate Marketing & Side Hustles 1500 Days, Carl’s Blog about Early Retirement Email us here: [email protected] or [email protected]

Doug and Carl talk about FI, inflation, recessions, and Taylor Swift. Oof! How Carl screwed up during the Great Recession Plan for the storm before the storm! Cash hoard or cash whore? The dividends of living off dividends If you enjoy our show (and we know you do), show us some love: Doug Cunnington + Carl Jensen Links Brian Feroldi on Twitter Michael Kitces on Bigger Pockets Money – Check out the Econome Conference – Save money using our coupon code MILEHIGHFI. Carl and Doug will be there, so come and hang out. Join the Mile High FI Club – It’s our email list! Support the show and get exclusive content. We use Buy Me a Coffee which is like Patreon. You can donate each month which helps a ton, or make a one-time donation. Get MHFi Merch – It helps support the show. Get t-shorts & more **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.** Brought To You By: The Doug Show, aka Affiliate Marketing & Side Hustles 1500 Days, Carl’s Blog about Early Retirement Email us here: [email protected] or [email protected]

J.D. Roth joins the show to talk about ambition. Doug and J.D. talk about lacking ambition, entrepreneurship, having enough, and life in general. Read the post J.D. wrote about ambition: A man of no ambition Read more of J.D.’s work about personal finance: Get Rich Slowly – Personal finance that makes sense J.D.’s Personal Blog: Foldedspace –   Check out the Econome Conference – Save money using our coupon code MILEHIGHFI. Carl and Doug will be there, so come and hang out. Join the Mile High FI Club – It’s our email list! Support the show and get exclusive content. We use Buy Me a Coffee which is like Patreon. You can donate each month which helps a ton, or make a one-time donation. Get MHFi Merch – It helps support the show. Get t-shorts & more **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.** Brought To You By: The Doug Show, aka Affiliate Marketing & Side Hustles 1500 Days, Carl’s Blog about Early Retirement Email us here: [email protected] or [email protected]

Doug and Carl talk about retiring in a bad time. AKA now. To keep working or quit… Cash, side hustles, dividends Sequence of returns If you enjoy our show (and we know you do), show us some love: Doug Cunnington + Carl Jensen   Links JD Roth on Mile High FI: JD Roth of Get Rich Slowly | MHFI 127 1989: 1989 (Taylor Swift album) Go Curry Cracker and the case for 100% equities: The Path to 100% Equities – Go Curry Cracker! Michael Kitces on BP Money: https://www.biggerpockets.com/blog/money-351 Understanding Sequence Of Return Risk & Safe Withdrawal Rates Check out the Econome Conference – Save money using our coupon code MILEHIGHFI. Carl and Doug will be there, so come and hang out! – Join the Mile High FI Club – It’s our email list! Support the show and get exclusive content. We use Buy Me a Coffee which is like Patreon. You can donate each month which helps a ton, or make a one-time donation. Get MHFi Merch – It helps support the show. Get t-shorts & more **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.** Brought To You By: The Doug Show, aka Affiliate Marketing & Side Hustles 1500 Days, Carl’s Blog about Early Retirement Email us here: [email protected] or [email protected]

The mailbag fun continues with this episode. Here’s what we tackled this time: Carl: what should Doug work on? Doug: what should Carl work on? What is your take on CoastFI, and would you consider doing that if you could go back in time? What are the deets on Carl’s bidet? Is a short-term or long-term rental better? How do I improve my willpower? Check out the Econome Conference – Save money using our coupon code MILEHIGHFI. Carl and Doug will be there, so come and hang out! – Join the Mile High FI Club – It’s our email list! Support the show and get exclusive content. We use Buy Me a Coffee which is like Patreon. You can donate each month which helps a ton, or make a one-time donation. Get MHFi Merch – It helps support the show. Get t-shorts & more **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.** Brought To You By: The Doug Show, aka Affiliate Marketing & Side Hustles 1500 Days, Carl’s Blog about Early Retirement Email us here: [email protected] or [email protected]

Carl and Doug discuss traveling to visit family, especially during the holidays. Check out the Econome Conference – Save money using our coupon code MILEHIGHFI. Carl and Doug will be there, so come and hang out! – Join the Mile High FI Club – It’s our email list! Support the show and get exclusive content. We use Buy Me a Coffee which is like Patreon. You can donate each month which helps a ton, or make a one-time donation. Get MHFi Merch – It helps support the show. Get t-shorts & more **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.** Brought To You By: The Doug Show, aka Affiliate Marketing & Side Hustles 1500 Days, Carl’s Blog about Early Retirement Email us here: [email protected] or [email protected]

Doug and Carl talk to Dan Manwaring about a high-stress career, decompressing, and perfect days. Background How Carl and Dan met Medical device sales Getting the partner on board FIRE Why it took Dan years to decompress Seeing the world FIREy struggles Exercise Dan’s exercise routine Links Dan on Instagram & his blog, Big Ox Little Bird The Tail End — Wait But Why Huberman Lab The Peter Attia Drive Podcast – Peter Attia Camp FI Financial Independence Podcast – Join the Mile High FI Club – It’s our email list! Support the show and get exclusive content. We use Buy Me a Coffee which is like Patreon. You can donate each month which helps a ton, or make a one-time donation. Get MHFi Merch – It helps support the show. Get t-shorts & more **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.** Brought To You By: The Doug Show, aka Affiliate Marketing & Side Hustles 1500 Days, Carl’s Blog about Early Retirement Email us here: [email protected] or [email protected]

It’s a mailbag episode! We check in with what’s been going on with both of us, and then field questions: Would FIRE be impossible if most people weren’t working and consuming at a high level? Should I give up a low-paying job I love to go for a higher-paying job and chase FIRE more quickly? What job would we take if we had to work again? What non-financial advice would you give to your younger self? Do we think hobbies like learning an instrument or a language are “non productive”? Is it difficult to make friends post-retirement? Our e-mails: [email protected] [email protected]

If you like the show, you can help support us. It costs money each month to produce the show. MHFI will always be out there for free, but if you can spare a few bucks a month, we can avoid ads altogether. We want to try a donation model before ads. We prefer to stay AD-FREE!! So even if we earn less money with donations, that’s okay. We’d love to have monthly supporters, but there is an option for one-time donations. If you support monthly, you’ll get access to bonus content, merch, hang out with Carl and Doug, and our undying appreciation. Thanks for the support!

Mark Trautman of Mark’s Money Mind stopped by for an interview to talk about his journey to FI and how to start a podcast. Mark started his career on Wall Street and fell into the high-end lifestyle (and how he later broke free) Mark’s luck with purchasing his primary residences Balancing frugality and joy to have no regrets How Mark got into teaching personal finance (for free!) Finally, we got into the nitty gritty of all the mechanics of starting a podcast or YouTube channel Links: Mark’s Money Mind Mark posted the videos for the course, watch here Mark’s Twitter Mark (and his daughter’s) CampFI Talk Pennies and Popcorn Podcast General 5 — Amberly Grant – Finance

J.D. Roth joins the Mile High FI podcast for a bit. Doug and J.D. talk about Get Rich Slowly, upcoming projects, writing, Taylor Swift, some philosophical ideas, and much more! J.D. is filling in for Carl occasionally — How long? How often? We’re not sure, but we’re excited to bring you some great conversations. J.D.’s Personal blog: Foldedspace Get Rich Slowly for J.D.’s writing on financial topics: Get Rich Slowly – Personal finance that makes sense

This episode is full of hilarity and pearls of wisdom. Diania Merriam, the founder of the EconoMe Conference, stopped by to talk about all things personal finance and how to build your dream community. How she started the EconoMe conference. How EconoMe differs from CampFI. Taking on the “75 Hard” challenge. How the FIRE community can change your life. What do people actually talk about at FI events? A Skyline Chili debate that got … a little out of control. The value of making things. Check out the Econome Conference – Save money using our coupon code MILEHIGHFI. Carl and Doug will be there, so come and hang out! – Join the Mile High FI Club – It’s our email list! Get MHFi Merch – It helps support the show. Get t-shorts & more **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.** Brought To You By: The Doug Show, aka Affiliate Marketing & Side Hustles 1500 Days, Carl’s Blog about Early Retirement Email us here: [email protected] or [email protected]

Carl met Alan and Katie Donegan in Ecuador at one of JL Collins’s Chautauquas in 2016. They’ve been friends ever since. In this interview, we discuss: Alan’s childhood struggles How to build confidence Family trauma Rebel Business School Discovering FIRE Real estate Becoming digital nomads The Donegans’ perfect day Links The Extraordinary Course Rebel Entrepreneur Podcast – Join the Mile High FI Club – It’s our email list! Support the show and get exclusive content. We use Buy Me a Coffee which is like Patreon. You can donate each month which helps a ton, or make a one-time donation. Get MHFi Merch – It helps support the show. Get t-shorts & more **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.** Brought To You By: The Doug Show, aka Affiliate Marketing & Side Hustles 1500 Days, Carl’s Blog about Early Retirement Email us here: [email protected] or [email protected]

At FinCon, Carl and Doug chatted with Maya Corbic, a CPA who teaches children all about money. We talked to Maya about how she got started in this area, her experience in a corporate accounting firm, and some of the most common mistakes she sees families making when teaching children about money. Links: Wealthy Kids Investment Club Maya’s Instagram   – Join the Mile High FI Club – It’s our email list! Get MHFi Merch – It helps support the show. Get t-shorts & more **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.** Brought To You By: The Doug Show, aka Affiliate Marketing & Side Hustles 1500 Days, Carl’s Blog about Early Retirement Email us here: [email protected] or [email protected]

Doug and Carl interview Chris, the “Indiana Jones” of the FI community. The Financial Independence community has been sorely lacking in treasure hunters and archeologists … until now! Chris, who blogs over at lifeoutsidethemaze.com is someone who gives careful thought to what he wants out of life. After working in the start-up world for most of his career, he and his wife had saved up enough to feel comfortable working for happiness instead of financial gain. Chris worked in the startup world before leaving to pursue a series of bucket-list adventures including: An archeological dig for a dinosaur Diving for treasure in the Florida keys Learning Muay Thai kickboxing Writing a screenplay Recording an album Check out some of Chris’s most recent blog posts about his battle with cancer here: Um…I Have Cancer – Life Outside The Maze Fighting Cancer While Accepting Humility – Life Outside The Maze And check out Alan Donegan’s free course to get you set up for an amazing 2023: Extraordinary Course  

Jeremy, the founder of Personal Finance Club, stopped by to talk about investments and how he became interested in finances. His background as a runner How Jeremy’s dad got him interested in investing Why Jeremy turned down a job at Microsoft The first company Jeremy started How much he sold that first company for Facing an existential crisis after leaving work How Jeremy built 50,000 followers on Instagram in just over a year Ten Principles of Personal Finance Use coupon code MILEHIGHFI which is good for 20% of any Personal Finance Club products – individual courses or the bundle. Links: Personal Finance Club Courses Personal Finance Club on Instagram Personal Finance Club on YouTube – Join the Mile High FI Club – It’s our email list! Get MHFi Merch – It helps support the show. Get t-shorts & more **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.** Brought To You By: The Doug Show, aka Affiliate Marketing & Side Hustles 1500 Days, Carl’s Blog about Early Retirement Email us here: [email protected] or [email protected]

Doug and Carl talk to “Lewis” and “Clark,” a couple on the verge of early retirement. It’s a rebroadcast from earlier this year, and one of the most popular episodes. This first-ever case study discusses how to successfully transition and live the FIRE life. Here are a few highlights of our discussion: Setting priorities Finding purpose The value of routines Why you shouldn’t tell your friends about FIRE How to manage relationships Finding identity ____   Links Financial Advisor for Early Retirement – Downshift Financial The Margin Loan: How to Make a $400,000 Impulse Purchase Ratcheting The Safe Withdrawal Rate For Income Upside Camp FI

26-year-old Cody Berman stopped by to talk about how he’s built 19 streams of income and how the Tim Ferris book The Four-Hour Workweek inspired him to get started on his entrepreneurial journey: Why he left his only “real” job after 7 months How a $50k cushion he saved helped him on his entrepreneurial journey His real-estate investing strategy How he discovered FIRE His Podcast The FI Show Will he ever stop working? What is Cody’s perfect day? Cody’s Podcast: The FI Show Cody’s Instagram Cody’s Printables Business (affiliate link)

Guest host Jake Simon stopped by to talk about hacking credit cards to get as many points as possible. We talked about how we use travel points, upcoming trips, and what cards we like. – Join the Mile High FI Club – It’s our email list! Get MHFi Merch – It helps support the show. Get t-shorts & more **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.** Brought To You By: The Doug Show, aka Affiliate Marketing & Side Hustles 1500 Days, Carl’s Blog about Early Retirement Email us here: [email protected] or [email protected]

Inflation is bonkers! Doug and Carl discuss their best tips for frugal living. Time versus money To beer or not to beer… Bike or walk; just don’t drive Instant Pot beef brisket: fact or fiction? DIY FTW! Travel on the cheap? Of friends and pizza ovens… Links Throw us a bone: Mile High FI Collection MMM HQ: HQ Beer and your brain: What Alcohol Does to Your Body, Brain & Health | Huberman Lab Podcast #86 – Join the Mile High FI Club – It’s our email list! Get MHFi Merch – It helps support the show. Get t-shorts & more **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.** Brought To You By: The Doug Show, aka Affiliate Marketing & Side Hustles 1500 Days, Carl’s Blog about Early Retirement Email us here: [email protected] or [email protected]

Guest host Jake Simon stopped by to talk about the golden handcuffs. We discussed the different types of golden handcuffs (like stock options that don’t vest until after a certain time has passed) and how to avoid getting caught in the mental trap of working forever even if you’re already FI.

Doc G (Jordan Grumet) stopped by the MMM HQ to talk about the launch of his book, Taking Stock. We talk about how money is just a tool and actually the easier part of the early retirement equation. We also discussed how to think about the other tools available to you when you’re just starting out on a journey to FI, and how to find your identity outside of a profession.   Check Out Jordan’s Book!  

We catch up with 3 people from Get Smart with Money (on Netflix) about the documentary, why they did it, and what they learned. MMM HQ in Longmont, CO #mmmhq NoCo Mustachians Meet Up (Longmont, CO)   Mr Money Mustache | Pete Adeney Appearances Mr. Money Mustache, Alan Donegan, Carl Jensen LIVE Q&A MHFi 075 Mr. Money Mustache Loves Hot Sauces | MHFi 042 (Hot Ones Inspired…) JL Collins Interviews JL Collins Live Q&A @ Mr Money Mustache HQ JL Collins and The Simple Path to Wealth | MHFi 002 How I Lost Money in Real Estate Before It Was Fashionable Paula Pant on Inflation Inflation & How It Impacts FI | MHFI 044 Mad Fientist on Life After FI – Join the Mile High FI Club – It’s our email list! Get MHFi Merch – It helps support the show. Get t-shorts & more **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.** Brought To You By: The Doug Show, aka Affiliate Marketing & Side Hustles 1500 Days, Carl’s Blog about Early Retirement Email us here: [email protected] or [email protected] Time Stamps: 0:00 Intro 0:29 Important Episode Details 1:55 Start Interview with John & Kim 2:19 How John & Kim Applied For the Doc 4:18 How their Families Reacted 5:38 Producer Goals & Money Stigmas 6:10 Carl’s BIG Money Mistake 7:49 What Did Mr. Money Mustache Teach Them? 9:38 Why Did Mr. Money Mustache Do the Doc? 11:00 Carl Jensen on Community

Doug and Carl interview CPA Sean Mullaney. They talk about IRAs, 401(k)s, and Hawaii. IRAs, 401(k)s, oh my! – How Sean met his wife twice – An overview of IRAs and 401(k)s – What is a solo 401(k)? – SEP IRA versus solo 401(k) – Solo 401(k) mistakes More about Sean – Mullaney Financial – Sean’s new book – Sean’s best day Links Financial Planning | Mullaney Financial & Tax | United States Solo 401(k) Book Support Us!: Mile High FI Collection Disclaimer: The discussion is intended to be for general educational purposes and is not tax, legal, or investment advice for any individual. Carl, Doug, and Mile High FI do not endorse Sean Mullaney, Mullaney Financial & Tax, Inc., or their services. – Join the Mile High FI Club – It’s our email list! Get MHFi Merch – It helps support the show. Get t-shorts & more Brought To You By: The Doug Show, aka Affiliate Marketing & Side Hustles 1500 Days, Carl’s Blog about Early Retirement Email us here: [email protected] or [email protected]

We talk about F.U. money, why it might make you better at your job, and the power of having enough money to leave a job. Jake Simon joins Doug as the co-host since Carl was out on PTO. – Join the Mile High FI Club – It’s our email list! Get MHFi Merch – It helps support the show. Get t-shorts & more **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.** Brought To You By: The Doug Show, aka Affiliate Marketing & Side Hustles 1500 Days, Carl’s Blog about Early Retirement Email us here: [email protected] or [email protected]

Doug and Carl talk to Leif Dahleen (aka the Physician On FIRE) about medical school, sunk cost, Fat FIRE, and cave men. Carl talks about meeting Leif for the first time Identity Sunk costs Discovering FIRE Last day of work FIRE life Where is the FIRE movement going? Giving back Links: Inception: When an Idea Takes Hold – Physician on FIRE fatFIRE | Facebook https://www.rootofgood.com retireby40.org – Join the Mile High FI Club – It’s our email list! Get MHFi Merch – It helps support the show. Get t-shorts & more **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.** Brought To You By: The Doug Show, aka Affiliate Marketing & Side Hustles 1500 Days, Carl’s Blog about Early Retirement Email us here: [email protected] or [email protected]

In this episode, Doug and Carl interview Mindy Jensen, Carl’s wife! Mindy and Carl talk about their first date, Carl’s unhealthy obsession with coupons, how to find a FIREy spouse, venereal diseases, and much more. Check out Mindy’s new book, First Time Home Buyer (co-written with Scott Trench). Or her other book, How to Sell Your Home. Connect with Mindy Jensen Instagram Twitter Bengen and the Trinity Study Further explanation of how 4% Rule is the Worst Case Scenario! Recent Bengen comment on the 4% Rule – Join the Mile High FI Club – It’s our email list! Get MHFi Merch – It helps support the show. Get t-shorts & more **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.** Brought To You By: The Doug Show, aka Affiliate Marketing & Side Hustles 1500 Days, Carl’s Blog about Early Retirement Email us here: [email protected] or [email protected]

Doug and Carl talk to a long-time friend of the show, JT. JT’s education Striking gold in Big Tech Discovering FI and getting the partner on board Grocery store comparison shopping A very expensive trip Parents’ influence Fitness Carl’s hatred of running Links Mile High FI Collection The Earn & Invest Podcast Mad Fientist – Financial Independence and Early Retirement Franklin Barbecue | Austin, Texas Mindy and Carl’s Budget Series – Join the Mile High FI Club – It’s our email list! Get MHFi Merch – It helps support the show. Get t-shorts & more **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.** Brought To You By: The Doug Show, aka Affiliate Marketing & Side Hustles 1500 Days, Carl’s Blog about Early Retirement Email us here: [email protected] or [email protected]

We talk about some of our recent DIY projects, and Doug makes the case that he isn’t as lazy as he might sometimes seem. Doug’s Projects: Recharged Car AC Refrigerant Xeriscaping Carl’s Projects: Too many to list … rebuilding entire houses - Join the Mile High FI Club – It’s our email list! Get MHFi Merch – It helps support the show. Get t-shorts & more **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals.** Brought To You By: The Doug Show, aka Affiliate Marketing & Side Hustles 1500 Days, Carl's Blog about Early Retirement Email us here: [email protected] or [email protected]

Doug and Carl discuss fashion, starting with The Collared Shirt Incident. School fashion High-end trash Workwear Typical outfit Why dressing up is horrible Are nudist camps the answer? Links Doug’s fancy hoodies: Melanzana Outdoor Clothing made in Leadville Carl’s ubiquitous shirt: 32 Degrees Men’s Air Mesh Tee 4-pack Mile High FI merch: Mile High FI Collection - Join the Mile High FI Club – It’s our email list! Get MHFi Merch – It helps support the show. Get t-shorts & more **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals.** Brought To You By: The Doug Show, aka Affiliate Marketing & Side Hustles 1500 Days, Carl's Blog about Early Retirement Email us here: [email protected] or [email protected]

Sometimes, purchases make us super happy! We talk about some of the best purchasing decisions we’ve made that actually had a tangible effect on our lives. Guest host Carla Cash from our network podcast Pennies and Popcorn stopped by for this one! Pennies and Popcorn Links: Sex and The City – Can The Rule of 37 Change Your Life? Willy Wonka & The Chocolate Factory – Childhood Jobs and The Value of a Lifetime Supply of Chocolate – Join the Mile High FI Club – It’s our email list! Get MHFi Merch – It helps support the show. Get t-shorts & more **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.** Brought To You By: The Doug Show, aka Affiliate Marketing & Side Hustles 1500 Days, Carl’s Blog about Early Retirement Email us here: [email protected] or [email protected]

Doug and Carl talk to Katie and Alan Donegan about limiting beliefs. Show Notes What is Rebel Finance School? Why JL Collins thinks Rebel Finance School is the worst business model ever The top 4 limiting beliefs people have about money Why you aren’t what you think How to overcome limiting beliefs Links Parrilla Don Julio Alan Donegan’s Blog The Donegans - Join the Mile High FI Club – It’s our email list! Get MHFi Merch – It helps support the show. Get t-shorts & more **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals.** Brought To You By: The Doug Show, aka Affiliate Marketing & Side Hustles 1500 Days, Carl's Blog about Early Retirement Email us here: [email protected] or [email protected]

Guest host Carla Cash stopped by to talk about the book Bullshit Jobs by David Graeber. This book has resonated with so many people who have struggled with finding meaning in their work. We go through the different categories of BS jobs and talked about our own personal experiences with them. Links: Mary Poppins: Finding Joy in Money and Work - Join the Mile High FI Club – It’s our email list! Get MHFi Merch – It helps support the show. Get t-shorts & more **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals.** Brought To You By: The Doug Show, aka Affiliate Marketing & Side Hustles 1500 Days, Carl's Blog about Early Retirement Email us here: [email protected] or [email protected]

This hilarious episode is full of our typical shenanigans, but also some nuggets of wisdom! Carl and Doug were joined by Carl’s wife, Mindy Jensen from Bigger Pockets, and Rachel from Money Honey. The four of us fielded questions from the Rocky Mountain CampFI audience. A few highlights: How to chase FI with small children How to transition from being a small landlord to a big one Side hustles and self promotion Whether to take out a mortgage Investing in syndications Paying off students early versus investing How hard is the real estate license test Working towards FI or an interesting career Links: Bigger Pockets Money Honey - Join the Mile High FI Club – It’s our email list! Get MHFi Merch – It helps support the show. Get t-shorts & more **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals.** Brought To You By: The Doug Show, aka Affiliate Marketing & Side Hustles 1500 Days, Carl's Blog about Early Retirement Email us here: [email protected] or [email protected]

Doug and Carl talk about doing scary things and getting outside your comfort zone. Doug started dance lessons with his wife! And he found that terrifying. - Join the Mile High FI Club – It’s our email list! Get MHFi Merch – It helps support the show. Get t-shorts & more **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals.** Brought To You By: The Doug Show, aka Affiliate Marketing & Side Hustles 1500 Days, Carl's Blog about Early Retirement Email us here: [email protected] or [email protected]

Carl discusses what he’s learned in 5 years of early retirement The urge to make money Retire is a bad word The value of community Why planning is bad Redefining yourself The role of money Why FIRE is the best insurance policy Don’t wait to live Links: 1500 Days to Freedom – Think different and escape the rat race. - Join the Mile High FI Club – It’s our email list! Get MHFi Merch – It helps support the show. Get t-shorts & more **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals.** Brought To You By: The Doug Show, aka Affiliate Marketing & Side Hustles 1500 Days, Carl's Blog about Early Retirement Email us here: [email protected] or [email protected]

Doug and guest host, Carla Cash, talk about the day they discovered FI. We talk about if it was a light bulb moment or a gradual shift in thinking. Carl was out on PTO — out sick or at the beach or something… Check out Pennies and Popcorn. (you can get to all the episodes here) - Join the Mile High FI Club – It’s our email list! Get MHFi Merch – It helps support the show. Get t-shorts & more **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals.** Brought To You By: The Doug Show, aka Affiliate Marketing & Side Hustles 1500 Days, Carl's Blog about Early Retirement Email us here: [email protected] or [email protected]

Doug and Carl interview Jenn and Scott about their first year of early retirement. COVID car trip How long does it take to decompress? New sleep habits Inflation Discovering FIRE Links: Home Life after Financial Independence – Post FI Life 42 Changes We Made After Discovering FI Afford Anything Choose FI Mr. Money Mustache

Inflation is going crazy, so are we doing anything different? Carl was out sick, and he’s nearly out of PTO days… Anyway, Carla from Pennies and Popcorn filled in. (you can get to all the episodes here)