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Should you de-risk your portfolio before retirement?
Episode 115

Should you de-risk your portfolio before retirement?

Many Happy Returns · PensionCraft

April 24, 202440m 52s

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Show Notes

A stock market crash early in retirement can leave you struggling to live off your investments. We discuss de-risking our portfolios and how to manage ‘sequence of returns’ risk. And in today’s Dumb Question of the Week: Is a stock market crash good for long-term returns?

Thanks to Freetrade for sponsoring this episode.

Sign up at Freetrade.io/pensioncraft to get a free share worth between £10 and £100.

When you invest, your capital is at risk. The probability is weighted, so more expensive shares will be rarer. T&Cs apply.

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Disclaimer

This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.

Copyright 2026 Many Happy Returns