Life Success & Legacy

In this episode, Chris Bay sits down with Pei Chen to discuss her incredible journey into Infinite Banking and velocity banking. Once a curious observer on the sidelines, Pei has grown into one of the most respected voices in the space. She breaks down key concepts, shares real-life implementation examples, and offers insights shaped by years of teaching and hands-on experience. This conversation is packed with wisdom and practical takeaways. Don’t miss Part 1 of this powerful two-part series! The post Interview with Pei Chen! Part 1 appeared first on Life Success Legacy.

In this episode, Chris, Mike C., and Mike K. dive deep into the third thing IBC can do — what Nelson Nash called Passive Income. Nelson famously removed the word “retirement” from his vocabulary, but what did he actually mean by that? The team explores the history of retirement as we’ve come to know it, unpacks what Nelson laid out in Becoming Your Own Banker, and shares real-world examples alongside the Life Success & Legacy approach to teaching this powerful principle. The post Is “Retirement” a Bad Word? Passive Income, Nelson Nash’s Philosophy, and the LSL Team’s Take appeared first on Life Success Legacy.

In this episode, we break down everything you need to know about our upcoming live event in Houston. We start with the social gathering hosted by Mike K and Pei C on April 10th — a relaxed evening designed to connect, build relationships, and kick off the weekend the right way. Then we walk through the updated format for Saturday’s learning event on April 11th. While the morning will still deliver focused education, the afternoon shifts into an interactive mastermind experience. We’re putting more control in the hands of you, the attendee, with discussion topics selected during registration. Coaches and ambassadors will be stationed throughout the room to guide meaningful, high-impact conversations. It’s shaping up to be a full day of learning, growth, connection, and fun — and we can’t wait to see you there. Register for Houston Now! The post Why You Should Join Us in Houston: Inside Our Upcoming Live Event (April 10/11, 2026) appeared first on Life Success Legacy.

In this episode, the three Mikes revisit a foundational concept of Infinite Banking: banking is a process, not a product. We begin with Mike Everett going back to the basics, walking through how Nelson Nash framed this idea in Becoming Your Own Banker, and grounding it with real-world experience from working with clients in practice—not theory. Then Mike Kwong unpacks how Income Stacking through DIBS and IBC creates a powerful, repeatable system for cash flow, control, and long-term wealth building. Together, the conversation highlights why lasting financial success comes from building sound processes, not chasing products. The post Building Wealth Through Process, not Products appeared first on Life Success Legacy.

In this episode, the Mikes’ and Chris recap the LSL journey with a 2025 year-in-review conversation. Mike E takes us back to the early days of Life Success & Legacy, and together we trace the path from inception to today—and beyond. We dive into what’s ahead, our excitement around client success, and the live events coming up that we can’t wait to share. The post 2025 Recap: Looking Back, Moving Forward appeared first on Life Success Legacy.

In this episode, Chris sits down with Steve Harmon—an intentional, goal-driven person whose path into Infinite Banking wasn’t exactly smooth. Steve hit a few bumps early on, but instead of backing off, he leaned in, learned fast, and turned those lessons into a mission. Today, he’s become a trusted voice and go-to resource in the IBC community, helping others avoid the same pitfalls and implement the strategy with clarity and confidence. Steve’s story is equal parts honest and inspiring—and his purpose behind the work is the kind that sticks with you. The post Interview with Steve Harmon appeared first on Life Success Legacy.

In the second half of this powerful conversation, the script flips — and Chris becomes the interviewer! He invites Christina to share her own deeply personal story, giving listeners an inside look at the experiences, struggles, and motivations that shaped her journey. Christina opens up about the financial challenges she faced, the mindset shifts she had to make, and how discovering the Infinite Banking Concept (IBC) transformed not only her own financial path but her vision for her family’s future. She shares how she is actively using IBC to create long-term stability, flexibility, and generational wealth, and why this approach resonates so strongly with her values. It’s an inspiring, authentic, and empowering segment that reminds us how real people are using IBC every day to rewrite their financial stories — and build legacies that last. The post Interview with Christina Conover-Merrill appeared first on Life Success Legacy.

Chris Bay kicks things off with a brief history lesson on how the concept of retirement came to be and why it looks the way it does today. Then Mike Kwong and Mike Crawford jump in with real-life stories and examples that challenge the traditional idea of “retirement” and highlight what it could mean through the Infinite Banking lens. The post Rethinking Retirement appeared first on Life Success Legacy.

This episode is a special one! Chris flips the script and gets interviewed by one of our favorite clients, Christina Conover-Merrill. She dives deep into his personal journey — how he first discovered Infinite Banking, what drew him in, and how he’s used his own policies over the years. Christina doesn’t hold back — they even dig into the lessons learned from the things that didn’t go according to plan. It’s an honest, insightful, and inspiring look at what it really means to live the Infinite Banking lifestyle. The post Interview with Christina Conover-Merrill – Roles Reversed appeared first on Life Success Legacy.

In this episode, Chris, Mike C, and Mike K dive into one of the four things IBC can do—and it’s not the one we usually highlight. We’re talking passive income! Together, we break down different ways your system can work for you to help create ongoing income streams. Our resident “income stacker,” Mike Kwong, also shares insights straight from his book DIBS. Tune in—you’re bound to pick up a new idea (or two)! The post How is IBC used for Passive Income appeared first on Life Success Legacy.

In this episode, Chris sits down with Sarah Vohra, whose journey with Infinite Banking began at a surprisingly young age. Her story offers a fresh perspective on why teaching the next generation about IBC is so important. Sarah shares personal success stories and lessons learned along the way — and at only 27, she’s already making a remarkable impact. Don’t miss this conversation with someone who’s taking the world by storm! The post Interview with Sarah Vohra appeared first on Life Success Legacy.

In this episode, Chris sits down with the brilliantly goofy (and always insightful) Frank Keck! Frank shares his fun and inspiring journey with Infinite Banking, weaving in personal stories of both tribulation and triumph. Along the way, he offers powerful insights into the mindset that has shaped his personal and business life over the years — and gives us a sneak peek at his forthcoming book! Check out Core Build! The post Interview with Frank Keck appeared first on Life Success Legacy.

In this episode, Chris has the privilege of interviewing Clarke Tuitele — one of the kindest and most sincere people we know. Not only is Clarke a friend and client, but his story is one of resilience, wisdom, and deep authenticity. Tune in as he shares his incredible journey through life, investing, and IBC. It’s a rich, meaningful conversation we think you’ll truly enjoy. The post Interview with Clarke Tuitele appeared first on Life Success Legacy.

In this episode, we dive into the secret sauce of Infinite Banking. Don’t worry—it’s not complicated. So what is it? Regular monthly policy loan repayments. Yep. That’s it. That’s the sauce. Seems too easy, right? Well, remember Nelson’s principle: “Don’t steal from your system.” It’s in the top-three for a reason. Because if you can actually do it—if you can overcome the human problems—then like Nelson said: you win by default. The post Is there a Secret Sauce to Infinite Banking? appeared first on Life Success Legacy.

In this episode, Chris sits down with the one and only Teri Wilkinson! Her path to Infinite Banking — and ultimately to finding the Life Success & Legacy team — is both inspiring and unique. Teri also happens to be the namesake behind the now-famous DIBS term “Ter’i’aki”! Tune in to hear her story, her insights, and why she’s become one of our all-time favorites. The post Interview with Teri Wilkinson appeared first on Life Success Legacy.

In this episode, Chris reconnects with Winnie and Emaghea—the powerhouse team behind Cash Smart for Life. Their mission is to equip parents with the tools and confidence to teach their kids (ages 3–13) about money in a fun and engaging way. Their course is a game-changer for families ready to tackle one of life’s most important topics: financial literacy. Check out their website! cashsmartforlife.com The post Interview with Winnie and Emaghea appeared first on Life Success Legacy.

What did Nelson Nash mean when he said, “Don’t do business with banks”? In this episode, we break that down. There’s a deep-rooted frustration with traditional banking—and for good reason. Banks retain all the control, provide very little security, and profit off your money while giving you scraps in return. So why do we keep trusting them? We explore the role of banks, how they really operate, and why Infinite Banking offers a better way forward—one that puts you in the driver’s seat. If you’ve ever felt uneasy about the traditional financial system, this one’s for you. The post Banks – What Are They Good For? appeared first on Life Success Legacy.

In this episode, Chris sits down with the inspiring Toby and Kelly Whitman, valued clients from Houston, Texas. Their journey is nothing short of remarkable, and they share powerful insights and personal experiences that you won’t want to miss. Tune in for a heartfelt and uplifting conversation that highlights the real impact of Infinite Banking and our wonderful community! The post Interview with Toby and Kelly Whitman appeared first on Life Success Legacy.

In this episode, we’re answering some common questions we hear during coaching sessions—some of the same ones we had when we first started our IBC journey! If you’ve ever wondered ‘Am I doing this right?’ or ‘What happens if…?’ you’re not alone. Tune in as we break things down, clear things up, and maybe even answer a question you didn’t know you had. Let’s make IBC a little less confusing—and a lot more doable! The post Coaching Session Quick Hitters appeared first on Life Success Legacy.