Killik Explains: Finance

<p><a href='http://embed.wistia.com/deliveries/67b916731cf38bdcd70c3f3b56d865ac83fd1868/file.mp4'><img src='http://embed.wistia.com/deliveries/400506429217851f33ad4dfea55da02db85a99d8.jpg?image_crop_resized=200x120' width='200' height='120' alt='Tim Bennett Explains: What do brokers do?'/></a></p><p> Brokers play a key role in stock markets for both novice and more experienced investors. In this video Tim Bennett explains what they do, introduces the different levels of service they offer and breaks down some of the most common broking jargon.</p>

<p><a href='http://embed.wistia.com/deliveries/00731517f52b1aa290f0ca6d75d8821c42777e66/file.mp4'><img src='http://embed.wistia.com/deliveries/15e6565ae7061000304a24586b6435231422b5b0.jpg?image_crop_resized=200x120' width='200' height='120' alt='Tim Bennett Explains: An ISA or a SIPP?'/></a></p><p> An ISA and a SIPP can both help long-term investors build wealth. In this video Tim sums up the key differences between the two products and explains which is best.</p>

<p><a href='http://embed.wistia.com/deliveries/f9ed2691ebb20e51c149b909e108fa451ff1fc73/file.mp4'><img src='http://embed.wistia.com/deliveries/0e3cb774038e5a2168439a40ea056d687c06274e.jpg?image_crop_resized=200x120' width='200' height='120' alt='Tim Bennett Explains: What are carry trades?'/></a></p><p> Carry traders make money from the fact that currencies offer different rates of interest. In this short video, Tim explains how carry trades work and also how they can go wrong.</p>

<p><a href='http://embed.wistia.com/deliveries/f965bd27923383f93fdd5c8e3183a48a689d0e54/file.mp4'><img src='http://embed.wistia.com/deliveries/3b58de1227c12295eafa595b1436c1c95c55ab8a.jpg?image_crop_resized=200x120' width='200' height='120' alt='Tim Bennett Explains: What is a price earnings (P/E) ratio? '/></a></p><p> The p/e ratio is one of investing's most widely quoted numbers notes Tim Bennett. Here he explains how it works and what it can reveal about a share.</p>

<p><a href='http://embed.wistia.com/deliveries/a6e22448aeeee391b8b95f7053e02c1d39984cbe/file.mp4'><img src='http://embed.wistia.com/deliveries/98e75f66a31ee0be67cb623eec642c3e712838f5.jpg?image_crop_resized=200x120' width='200' height='120' alt='Tim Bennett Explains: How the budget will help investors & pension savers'/></a></p><p> In his latest budget Chancellor George Osborne announced a radical overhaul of both ISAs and pensions. Tim Bennett summarises the key changes and looks at how they will impact savers and investors.</p>

<p><a href='http://embed.wistia.com/deliveries/8de3b4cd9b0d0d8431d3113487097074ecc492fa/file.mp4'><img src='http://embed.wistia.com/deliveries/06416cb292d1b159184d277eda9c1039f57f034b.jpg?image_crop_resized=200x120' width='200' height='120' alt='Tim Bennett Explains: Fixed Income Securities - bond features '/></a></p><p> What are fixed income securities (bonds)? Here Tim Bennett introduces how they work and breaks down the key jargon for novice investors.</p>

<p><a href='http://embed.wistia.com/deliveries/2d91b24980948ad9966076f2f9fd20ac0f67b3a9/file.mp4'><img src='http://embed.wistia.com/deliveries/6666c59f7ce48330819da334472f6351c3db5152.jpg?image_crop_resized=200x120' width='200' height='120' alt='Tim Bennett Explains: The awesome power of compounding'/></a></p><p> <span class="create" style="opacity: 1;">The ability to earn interest on interest is one of the keys to building long-term wealth. Tim Bennett explains why compounding is so powerful and suggests some ways to make it work for you. </span></p>

<p><a href='http://embed.wistia.com/deliveries/ff9aba9fcf0e9751202328b3c034aae931f5ca56/file.mp4'><img src='http://embed.wistia.com/deliveries/494bfd7416cb64bac0ed614c41f291dd6a617dae.jpg?image_crop_resized=200x120' width='200' height='120' alt='Tim Bennett Explains: What is an ISA?'/></a></p><p> Individual Savings Accounts are a great way to save and invest tax efficiently. Here Tim Bennett explains how they work and offers some tips to help you get the most out of them. </p>

<p><a href='http://embed.wistia.com/deliveries/38f9ba6e29ab78ab53bed545d674d66df6823e8c/file.mp4'><img src='http://embed.wistia.com/deliveries/d9f5b76a4134f04cefb2a753b86868a70d44cbd4.jpg?image_crop_resized=200x120' width='200' height='120' alt='Tim Bennett Explains: The pros and cons of property'/></a></p><p> Buying a home makes financial sense says Tim Bennett. However beyond that property investing is fraught with pitfalls - in this short video Tim explains why.</p>

<p><a href='http://embed.wistia.com/deliveries/635e747abdfecdd3131addbe6b3c1085e8197d22/file.mp4'><img src='http://embed.wistia.com/deliveries/b4e303d1e77311f1d88f36da8f1f423263a655d8.jpg?image_crop_resized=200x120' width='200' height='120' alt='Tim Bennett Explains: What is an IPO?'/></a></p><p> Initial public offerings (IPOs) generate headlines by bringing new companies to the stock market for the first time. Tim Bennett looks at how they work and explains what they mean for retail investors.</p>

<p><a href='http://embed.wistia.com/deliveries/9f067e773276bce4500e58a00c3d180992333c2a/file.mp4'><img src='http://embed.wistia.com/deliveries/15d70cfa06a8498d7f46052a89a5eab54a356dbf.jpg?image_crop_resized=200x120' width='200' height='120' alt='Tim Bennett Explains: Why buy shares?'/></a></p><p> <span class="create" style="opacity: 1;">Investing in shares can be a great way to build lifetime wealth. Tim Bennett explains their basic features and offers a few tips to new investors. </span></p>

<p><a href='http://embed.wistia.com/deliveries/4323ccde3a2f02deff67b8f2b4a41ea12d4bf8fb/file.mp4'><img src='http://embed.wistia.com/deliveries/763376d1713b75150de9529a6577f73d48943268.jpg?image_crop_resized=200x120' width='200' height='120' alt='Tim Bennett Explains: To save or invest?'/></a></p><p> Inflation is the enemy of cash. Tim Bennett explains why this matters so much to investors and what they can do about it.</p>

<p><a href='http://embed.wistia.com/deliveries/5215aed20b73799405b4c1b49e05102ed4d41c1a/file.mp4'><img src='http://embed.wistia.com/deliveries/4e294f5fb7d27168c6be01641b914b23b865c762.jpg?image_crop_resized=200x120' width='200' height='120' alt='Tim Bennett Explains: Investing Red Flags - a working capital crisis'/></a></p><p> Lose control over working capital and you can quickly lose control over cash flow says Tim Bennett. In this short video he explains why and points out some of the warning signs that suggest all is not well.</p>

<p><a href='http://embed.wistia.com/deliveries/6fb6b995c66ed93c57773fb21810580a8d17368e/file.mp4'><img src='http://embed.wistia.com/deliveries/7667962aa46d7580b2e7ca2ef8e0a8eda5ac9804.jpg?image_crop_resized=200x120' width='200' height='120' alt='Tim Bennett Explains: Investing Red Flags - a cash flow crisis'/></a></p><p> The cash flow statement is a useful source of information on the reliability of a firm’s profit number. Here Tim explains why and points out three ways it can be used to spot trouble.</p>

<p><a href='http://embed.wistia.com/deliveries/2530243547a5f7f1100744b986423aed1ada5748/file.mp4'><img src='http://embed.wistia.com/deliveries/7190f318fa48d824e6c6d91cd2483df80940b56a.jpg?image_crop_resized=200x120' width='200' height='120' alt='Tim Bennett Explains: What are New ISAs?'/></a></p><p> New ISA rules came into effect at the start of the month, bringing some welcome changes to the way these useful tax shelters work. In this short video I explain what these are and offer some tips on getting the most from your new ISAs.</p>

<p><a href='http://embed.wistia.com/deliveries/6c44dc4d321e05a71f47053c9755db3c00375c6f/file.mp4'><img src='http://embed.wistia.com/deliveries/11caa9b718424a88371b3c4ca1a26056eb9ce1d5.jpg?image_crop_resized=200x120' width='200' height='120' alt='Tim Bennett Explains: Investing Red Flags - revenue recognition'/></a></p><p> When is a sale not a sale? Investors should be aware of the different ways in which even a simple number such as the sales figure can be reported. Here I point out a couple of the techniques that can be used to flatter a firm’s results.</p>

<p><a href='http://embed.wistia.com/deliveries/cae3ae536281c7629cce1bbb95c2de0b306faba4/file.mp4'><img src='http://embed.wistia.com/deliveries/538c0341b3ade9b10b1d076a178f920316aeca13.jpg?image_crop_resized=200x120' width='200' height='120' alt='Tim Bennett Explains: Investing Red Flags - acquisitions'/></a></p><p> Many CEOs like to grow their firms quickly by buying up other firms. In this week’s video, Tim Bennett warns that this strategy also gives managers an opportunity to flatter profits and points out some of the warning signs that suggest management may have bought too much, too soon.</p>

<p><a href='http://embed.wistia.com/deliveries/115a39cb60204558c731c009fc04e037e479bc7f/file.mp4'><img src='http://embed.wistia.com/deliveries/c7032da8bb75bb444d719fb56b70cdaf8427fa8b.jpg?image_crop_resized=200x120' width='200' height='120' alt='Tim Bennett Explains: Three Balance Sheet Red Flags'/></a></p><p> How can you tell when a company might be running into trouble? Tim Bennett suggests three ways a balance sheet can reveal that all is not well.</p>

<p><a href='http://embed.wistia.com/deliveries/693f0e77ab1c81de3ffe85811428da0ba482e796/file.mp4'><img src='http://embed.wistia.com/deliveries/8644c8480f903a65f10c5af882c6290c09715b1b.jpg?image_crop_resized=200x120' width='200' height='120' alt='Tim Bennett Explains: Why and how to save'/></a></p><p> There are good and bad ways to approach saving says Tim Bennett. In this short video he offers some simple, practical advice designed to make sure you get the most from your money.</p>

<p><a href='http://embed.wistia.com/deliveries/7b3d12bd4b4435e64c8de2c7e07af304bfb20c59/file.mp4'><img src='http://embed.wistia.com/deliveries/a7be01c2240a20d1b8639c66a2bc8ae7228d31f5.jpg?image_crop_resized=200x120' width='200' height='120' alt='Tim Bennett Explains: What do stock exchanges do?'/></a></p><p> The London Stock Exchange sits at the heart of share trading in the UK. In this short video Tim gives an overview of how it works and highlights some of the key events in its long and distinguished history.</p>

<p><a href='http://embed.wistia.com/deliveries/807ac1a409b1c71d76a3706de2707742a324703f/file.mp4'><img src='http://embed.wistia.com/deliveries/819587abf2391a04288b98b45e6b33e4c990a8ef.jpg?image_crop_resized=200x120' width='200' height='120' alt='Tim Bennett Explains: What are ETFs all about?'/></a></p><p> If you want low-cost exposure to an index or sector an exchange traded fund can offer it. However as Tim Bennett warns in this short video, many of the newer ETFs are complex and relatively expensive.</p>

<p><a href='http://embed.wistia.com/deliveries/d263f19848cf2451747cd1c9d09b3f514edc4490/file.mp4'><img src='http://embed.wistia.com/deliveries/767b05bf4779362afb6d632ef17c6a843d2d8a30.jpg?image_crop_resized=200x120' width='200' height='120' alt='Tim Bennett Explains: What makes hedge funds different?'/></a></p><p> The phrase hedge fund covers a wide range of different investment vehicles and strategies. Here Tim Bennett offers his short guide to why they exist and what they do.</p>

<p><a href='http://embed.wistia.com/deliveries/833540c9c6dea9ee8d9d1b1ab820e69597d8fdc1/file.mp4'><img src='http://embed.wistia.com/deliveries/c76da8df1c7a5bc2eec03c02bbc8dbf42736b641.jpg?image_crop_resized=200x120' width='200' height='120' alt='Tim Bennett Explains: What do banks do?'/></a></p><p> Banks are a key part of the financial services industry. In the first of our videos on City basics, Tim introduces the two main types and breaks down all of the basic banking jargon.</p>

<p><a href='http://embed.wistia.com/deliveries/5d6ecdc61ab5fed8965ffaa49a5a904da64ffb3c/file.mp4'><img src='http://embed.wistia.com/deliveries/d41c037c4876f2a603c3939e566761121dc94cb3.jpg?image_crop_resized=200x120' width='200' height='120' alt='Tim Bennett Explains: What is a dividend yield?'/></a></p><p> The dividend yield is a key number for income investors. In this short video Tim Bennett explains why, runs through the basic calculation and highlights the main weakness of the ratio.</p>

<p><a href='http://embed.wistia.com/deliveries/3a67df96c329ede05760477f59d23edee82dc16f/file.mp4'><img src='http://embed.wistia.com/deliveries/e5a70bc3945f8cc5f6df6e318488891c8cb02340.jpg?image_crop_resized=200x120' width='200' height='120' alt='Tim Bennett Explains: What is a SIPP?'/></a></p><p> Saving enough for retirement is a huge challenge. In this video Tim Bennett introduces the Self Invested Personal Pension (SIPP) and explains how it can help.</p>